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King Price Insurance Example Policy
King Price Insurance Example Policy
12 Apr 2021
King Price
Kinghereby
Price proudly
herebyinsures
proudly insures
Cover starts
Name Name Happy Client
Happy Client Policy start date Policy
2018-12-07
start date
from this
2018-12-07
ID no. ID no.
8002016362186
8002016362186 Physical address Physical
123 Home Address
address dateHome Addres
123
Phone no. 0629707225
Phone no. 0629707225 This is you Home Boulevard Home Boulevard
Email Email francois.carstens@porcupine.ai
francois.carstens@porcupine.ai Equestria Ext 100 Equestria Ext 100
Policy no. KPT351350
Policy no. KPT351350 Gauteng Gauteng
0184 0184
Decreases
Summary of your insurance
Summary cover
of your insurance cover monthly!
Insured items
Insured items Insured value Insured value Premium
Car/s Car/s
Now with comprehensive chilli cover Refer to detail Refer to detail RR2,863.09
2,816.34
Car warranty New
Car warranty Refer to detail Refer to detail R 250.00
Motorbike/s
Motorbike/s Refer to detail Refer to detail 1,389.55
R 1,223.50
Trailer/s Trailer/s R 35,000.00 R 35,000.00 R 47.29
Caravan/s
Caravan/s R 75,000.00 R 75,000.00 R 101.34
Watercraft/s
Watercraft/s R 10,000.00 R 10,000.00 R 34.58
Home contents
Home contents R
R 460,000.00
260,000.00 R 460,000.00 RR 282.38
168.98
BuildingsBuildings R 1,138,000.00 R 1,138,000.00 R 147.09
Portable Portable
possessions Now
possessions with bling cellphone cover R 105,599.00 R 105,599.00 R 553.73
Personal Personal New
accident accident R 50,000.00 R 50,000.00 R 17.50
Code redCode red New Refer to detail Refer to detail R 25.00
Sasria Sasria R 33.08
43
Page 1 of 35
Car
Make & model FORD FIGO 1.5 TITANIUM (5DR) Regular driver Happy Client
Year 2016 ID no. of regular driver 8002016362186
Registration no. REGCAR1 Marital status Married
edule Cover start date
Amended date
2018-12-07
2021-02-23
We keep track of
any changes you
Claim-free years
Licence obtained
Never had a claim
2005
VIN no. VINCAR1 make Registered in SA Yes
Insured value Retail
Use
12 Apr 2021 Private or business
Specified accessories
Premium This is the
Sunroof
R 2,816.34 R 10,000.00 breakdown of
Tow bar
R 250.00 R 7,000.00 what's covered
Total specified accessories
R 1,389.55 R 17,000.00 under this
R 47.29
premium
The king’s benefits
R 101.34
Roadside assist
R 34.58 Included
Accident assist
R 282.38
On us, if you take Included
Medical assist this cover Now increased from R3 mill Included
R 147.09
Liability to other parties
R 553.73 R 5,000,000.00 Included
R 17.50
Monthly premium R 928.17
R 25.00
R 33.08
Conditions and disclosures
5,697.88
You gave us the following information about the above-mentioned car, and we used it to calculate your super
cheap monthly premium. If any of this information changes, please let us know ASAP, so that we can update your
policy schedule accordingly. Your failure to do so may influence the validity of a claim.
Please refer to the 'Special endorsements' page for the special conditions that apply to this car.
Page 1 of 43 43
Page 2 of 35
Daytime parking In basement with electronic access
456 Work Address
Work Boulevard
Menlyn
Gauteng
0181
Night-time parking Complex with access control
123 Home Address
Home Boulevard
Equestria Ext 100
Gauteng
0184
Imported No
Colour White
Category Code 2: Used
Your info
Brand new No goes here
Taken delivery No
Average monthly mileage How far you drive 500km
Licence type each month Licence: Code B
Licence endorsements No
Modifications No
Financed Yes
Finance company Ford Credit
Regular driver’s previous incidents (past 3 years) 0
For how long has the regular driver had uninterrupted
11 years
comprehensive insurance
When last did the regular driver submit an accident claim Never had a claim
When last did the regular driver submit a theft claim Never had a claim
Page 3 of 43
35
Car
Make & model AUDI A3 SPORTBACK 1.0 TFSI Regular driver Happy Client
STRONIC ID no. of regular driver 8002016362186
Year 2020 Marital status Married
Registration no. REGCAR5 Claim-free years Never had a claim
Cover start date 2020-01-27 Licence obtained 2005
Amended date 2021-02-23 Registered in SA Yes
VIN no. VIN5
Insured value Retail
Use Private or business
Optional cover
Radio Excluded
Specified accessories Excluded
You gave us the following information about the above-mentioned car, and we used it to calculate your super
cheap monthly premium. If any of this information changes, please let us know ASAP, so that we can update your
policy schedule accordingly. Your failure to do so may influence the validity of a claim.
Please refer to the 'Special endorsements' page for the special conditions that apply to this car.
Page
Page 4
4 of
of 43
35
Daytime parking In
Complex
basement
with
with
access
electronic
controlaccess
456
123 Home
Work Address
Work
HomeBoulevard
Boulevard
Menlyn
Equestria Ext 100
Gauteng
0181
0184
Night-time parking Complex with access control
123 Home Address
Home Boulevard
Equestria Ext 100
Gauteng
0184
Imported No
Colour Silver
Black
Category Code 2: Used Your info
Brand new No goes here
Taken delivery No
Average monthly mileage How far you drive 3,000km
333km
Licence type each month Licence: Code B
Licence endorsements No
Modifications No
Financed No
Regular driver’s previous incidents (past 3 years) 0
For how long has the regular driver had uninterrupted
Never
11 yearshad insurance
comprehensive insurance
When last did the regular driver submit an accident claim 37
Never
- 48had
months
a claim
(3 - 4 years)
When last did the regular driver submit a theft claim 85
Never
months
had aorclaim
more (7+ years)
Please note that it’s a condition of cover to install an approved security device, as specified below. The device
must be in full working order at all times and the subscription payments should be up to date. If you don’t adhere
to this condition, you will have no theft or hi-jack cover. If your car is stolen you have to inform the tracking
company immediately.
Page
Page 9
5 of 43
35
Car
Make & model VOLKSWAGEN CITI SONIC 1.6 Regular driver Happy Client
Year 1999 ID no. of regular driver 8002016362186
Registration no. REGCAR4 Marital status Married
Cover start date 2019-07-29 Claim-free years Never had a claim
Amended date 2021-02-23 Licence obtained 2005
VIN no. VIN4 Registered in SA Yes
Insured value Retail
Use Private or business
Optional cover
Highly recommended
Radio Excluded
Car hire Excluded
The king’s cab A safe ride home for you & your car Excluded
Tyre and rim Check our website for more info Excluded
Specified accessories Excluded
Now increased from R3 mill
The king’s benefits
Liability to other parties On us, if you take this cover R 5,000,000.00 Included
You gave us the following information about the above-mentioned car, and we used it to calculate your super
cheap monthly premium. If any of this information changes, please let us know ASAP, so that we can update your
policy schedule accordingly. Your failure to do so may influence the validity of a claim.
Please refer to the 'Special endorsements' page for the special conditions that apply to this car.
Page 6 of 43
35
Daytime parking Complex with access control
123 Home Address
Home Boulevard
Equestria Ext 100
Gauteng
0184
Night-time parking Complex with access control
123 Home Address
Home Boulevard
Equestria Ext 100
Gauteng
0184
Imported No
Colour Green
Category Code 2: Used Your info
Brand new No goes here
Taken delivery No
Average monthly mileage How far you drive 2,333km
Licence type each month Licence: Code B
Licence endorsements No
Modifications No
Financed No
Regular driver’s previous incidents (past 3 years) 0
For how long has the regular driver had uninterrupted
11 years
comprehensive insurance
When last did the regular driver submit an accident claim Never had a claim
When last did the regular driver submit a theft claim Never had a claim
43
Page 7 of 35
Make & model FORD FIGO 1.5 TITANIUM (5DR) Regular driver Happy Client
Year 2016 ID no. of regular driver 8002016362186
Registration no. REGCAR1
Cover start date 2018-12-07
Marital status Married Car
Claim-free years Never had a claim
Amended date 2021-02-23 Licence obtained 2005
VIN no. VINCAR1 Registered in SA Yes
Make & model
Insured value Make
Retail& model POLO
VOLKSWAGEN VOLKSWAGEN
1.0 TSI POLO 1.0Regular
TSI driver RegularHappy
driverSpouse Client
Happy Spouse Clie
Use COMFORTLINE
Private DSG
COMFORTLINE DSG ID no. of regular driver
ID no. of regular driver 7805052483182
7805052483182
Year Year
2017 2017 Marital status Marital Married
status Married
Registration no. Registration
REGCAR2 no. REGCAR2 Claim-free years Claim-free years
13 - 24 months (1 - 13
2 years)
- 24 months (1 -
Your premium2018-12-07
breakdown
Cover start date Cover start date 2018-12-07 Licence obtained Licence2003 obtained 2003
Amended date Amended
2021-02-23date 2021-02-23 Registered in SA RegisteredYes in SA Yes
Cover
VIN no. VIN no.
VINCAR2 VINCAR2 Insured value Premium
Insured value
Comprehensive Insured
Retail value Retail Retail R 672.73
Use Private or business
Use Private
Optional cover
Your premiumYour
breakdown
premium breakdown
Radio Excluded
Cover
Car hire: Class C Cover Insured value Insured value
Premium
R 89.00
The king’s
Third
Third partycab
party only Third party Retail RR338.88
19.50
Retail
Shortfall cover R 14.92
Optional cover
Little dings Optional
and tyre things cover Excluded
Scratch and dent Radio
Radio R 69.00
Excluded
Tyreking’s
The and rim
cab A safe
The king’s cabride home for you & your car Excluded
Hail cover
Tyre and rim Check
Tyre our website for more info
and rim R 16.27
Excluded
Specified accessories
Specified accessories R 46.75
Excluded
Specified accessories
Specified accessories
This is the
breakdown of
Sunrooflights
Xenon Xenon lights RR10,000.00
8,500.00 R 8,500.00
what' s covered
Tow bar
Total specified accessories
Total specified accessories R 8,500.00
R 7,000.00 R 8,500.00
under this
Total specified accessories R 17,000.00 premium
Now increased from R3 mill
The king’s benefitsThe king’s benefits
The king’s benefits
Liability to other parties On parties
Liability to other us, if you take this cover R 5,000,000.00 R 5,000,000.00
Included
Roadside assist Included
Monthly premium
Accident assist Monthly premium 338.88
R 385.63
Included R
Medical assist Included
Liability to other parties R 5,000,000.00 Included
Conditions and
Conditions
disclosures
and disclosures
Monthly premium R 928.17
You gave us the following
You gave information
us the following
about information
the above-mentioned
about the above-mentioned
car, and we used itcar,
to calculate
and we used
youritsuper
to calculate your su
cheap monthly premium.
cheap monthly
If any of premium.
this information
If any of
changes,
this information
please letchanges,
us knowplease
ASAP,let
so us
that
know
we can
ASAP,
update
so that
your
we can upda
policy schedule accordingly.
policy schedule
Your failure
accordingly.
to do so
Your
mayfailure
influence
to dothe
so may
validity
influence
of a claim.
the validity of a claim.
Conditions and disclosures
Please refer to thePlease
'Special
refer
endorsements'
to the 'Special
pageendorsements'
for the special
page
conditions
for the special
that apply
conditions
to this car.
that apply to this car.
You gave us the following information about the above-mentioned car, and we used it to calculate your super
cheap monthly premium. If any of this information changes, please let us know ASAP, so that we can update your
policy schedule accordingly. Your failure to do so may influence the validity of a claim.
Please refer to the 'Special endorsements' page for the special conditions that apply to this car.
Page 2 of 43
Page 8 of 43
35 P
Car Daytime
Daytime parking
parking In
Complex
456
basement
123 Home
with
with
access
Work Address
electronic
controlaccess
HomeBoulevard
Work Boulevard
Equestria Ext 100
Menlyn
Gauteng
Gauteng
0184
0181
Night-time
Night-time parking
parking Complex
Complex with
with access
access control
control
ears) 123
123 Home
Home Address
Address
Home Boulevard
Home Boulevard
Equestria Ext
Equestria Ext 100
100
Gauteng
Gauteng
0184
0184
Imported
Imported No
No
Colour
Colour Silver
Green
Category
Category Code
Code 2:
2: Used
Used Your info
mium Brand
Brand new
new No
No goes here
38.88 Taken
Taken delivery
delivery No
No
Average
Average monthly
monthly mileage
mileage How far you drive 3,000km
2,333km
Licence
Licence type
type each month Licence:
Licence: Code
Code B
B
luded Licence
Licence endorsements
endorsements No
No
luded Modifications
Modifications No
No
luded Financed
Financed No
No
luded Regular
Regular driver’s
driver’s previous
previous incidents
incidents (past
(past 33 years)
years) 0
0
For
For how
how long
long has
has the
the regular
regular driver
driver had
had uninterrupted
uninterrupted
Never
11 years
had insurance
comprehensive
comprehensive insurance
insurance
When
When last
last did
did the
the regular
regular driver
driver submit
submit an
an accident
accident claim
claim 37
Never
- 48had
months
a claim
(3 - 4 years)
When
When last
last did
did the
the regular
regular driver
driver submit
submit aa theft
theft claim
claim 85
Never
months
had or
a claim
more (7+ years)
Car
Car inspection
inspection Download from your app store
luded Unless
Unless your
your car
car is
is brand-new,
brand-new, it’s it’s aa condition
condition of
of cover
cover that
that you
you have
have itit inspected.
inspected. You
You can
can download
download our
our app
app from
from
your
your app
app store
store and
and dodo itit yourself
yourself (it’s
(it’s super
super quick
quick and
and easy)
easy) or
or take
take itit to
to an
an approved
approved inspection
inspection centre.
centre.
8.88 Click here
Click here to
to find
find aa centre
centre close
close to
to you.
you. Any
Any existing
existing damage
damage isn’t
isn’t covered.
covered.
No inspection
No inspection == nono cover.
cover.
Do this before your cover starts
Car
Car security
security device
device
r Please
No tracking
note that
device
it’s required.
a condition of cover to install an approved security device, as specified below. The device
your must be in full working order at all times and the subscription payments should be up to date. If you don’t adhere
to this condition, you will have no theft or hi-jack cover. If your car is stolen you have to inform the tracking
company immediately.
8 of 43 Page
Page 99
7 of
of 43
43
35
Car
Make & model OPEL ADAM 1.0T JAM (3DR) Regular driver Happy Client
Year 2017 ID no. of regular driver 8002016362186
Registration no. REGCAR3 Marital status Married
Cover start date 2019-07-29 Claim-free years Never had a claim
Amended date 2021-02-23 Licence obtained 2005
VIN no. VIN3 Registered in SA Yes
Insured value Retail
Use Private or business
Optional cover
Radio Excluded
Car hire Excluded
The king’s cab Excluded
Shortfall cover Pay a little more to Excluded
Little dings and tyre things cover a lot more! Excluded
Scratch and dent Excluded
Tyre and rim Excluded
Hail cover Included
Specified accessories Excluded
You gave
You gave us
us the
the following
following information
information about
about the
the above-mentioned
above-mentioned car,
car,and
andwe
weused
usedititto
tocalculate
calculateyour
yoursuper
super
cheap monthly premium. If any of this information changes, please let us know ASAP,ASAP, so so that
that we
we can
can update
update your
your
accordingly. Your
policy schedule accordingly. Your failure
failureto
todo
doso
somay
mayinfluence
influencethe
thevalidity
validityof
ofaaclaim.
claim.
Please
With referthe
chilli, to mileage
the 'Special
thatendorsements' page for
you drive in a month willthe special conditions
determine that for
your premium apply
theto thismonth.
next car.
With chilli, the mileage that you drive in a month will determine your premium for the next month.
Page
Page10
10of
of43
35
Daytime
Daytime parking
parking Complex withwith
In basement access controlaccess
electronic
123
456Home
WorkAddress
Address
Home
Work Boulevard
Equestria
Menlyn Ext 100
Gauteng
Gauteng
0184
0181
Night-time
Night-time parking
parking Complex
Complex with
with access
access control
control
123
123 Home
Home Address
Address
Home
Home Boulevard
Boulevard
Equestria
Equestria Ext
Ext 100
100
Gauteng
Gauteng
0184
0184
Imported
Imported No
No
Colour
Colour White
Silver
Category
Category Code
Code 2:
2: Used
Used Your info
Brand
Brand new
new No
No goes here
Taken
Taken delivery
delivery No
No
Average
Average monthly
monthly mileage
mileage How far you drive 3,000km
3,000km
Licence
Licence type
type each month Licence:
Licence: Code
Code BB
Licence
Licence endorsements
endorsements No
No
Modifications
Modifications No
No
Financed
Financed No
No
Regular
Regular driver’s
driver’s previous
previous incidents
incidents (past
(past 33 years)
years) 00
For
For how
how long
long has
has the
the regular
regular driver
driver had
had uninterrupted
uninterrupted 11Never
yearshad insurance
comprehensive
comprehensive insurance
insurance
When
When last
last did
did the
the regular
regular driver
driver submit
submit an
an accident
accident claim
claim Never
37 - 48had a claim
months (3 - 4 years)
When
When last
last did
did the
the regular
regular driver
driver submit
submit aa theft
theft claim
claim Never had aor
85 months claim
more (7+ years)
Car
Car inspection
inspection Download from your app store
Unless
Unless your
your car
car isis brand-new,
brand-new, it’s it’s aa condition
condition of
of cover
cover that
that you
you have
have itit inspected.
inspected. You
You can
can download
download our
our app
app from
from
your
your app
app store
store and
and dodo itit yourself
yourself (it’s
(it’s super
super quick
quick and
and easy)
easy) or
or take
take itit to
to an
an approved
approved inspection
inspection centre.
centre.
Click
Click here
here to
to find
find aa centre
centre close
close to
to you.
you. Any
Any existing
existing damage
damage isn’t
isn’t covered.
covered.
No
No inspection
inspection == no no cover.
cover. Do this before your cover starts
Please note that it’s a condition of cover to install an approved security device, as specified below. The device
must be in full working order at all times and the subscription payments should be up to date. If you don’t adhere
to this condition, you will have no theft or hi-jack cover. If your car is stolen you have to inform the tracking
company immediately.
Page
Page12
Page 119of 43
of35
43
Car warranty
Make & model VOLKSWAGEN POLO 1.0 TSI COMFORTLINE DSG Replaces or repairs your broken
Year 2017 car parts
Registration no.
Cover start date 2018-12-07
Amended date 2021-02-23
VIN no.
Engine no.
Special conditions
Conditions and disclosures
and disclosures
You’ve given us the following information regarding the above-mentioned warranty cover, listed on your King
Price policy, which we used to calculate your super cheap monthly premium. Should any of the details below
change whilst you’re covered by the king, please let us know as soon as possible, so that we can update your
policy accordingly. Failure to do so may influence the validity of your claim.
Remember, incorrect details = incorrect cover.
Registered in SA Yes
Full service history Yes
Current mileage 25,000
Average monthly distance 1,001 - 2,000
Modifications No
Category Code 2: Used 13 of 35
Page 12 43
Registered in SA Yes
Full service history Yes
Current mileage 25,000
Average monthly distance
mileage How far you drive 1,001 - 2,000
Modifications each month No
Category Code 2: Used
The king’s
Don’t endorsements
forget
• This is a warranty product that covers mechanical and electrical damage to your car, which is unforeseen
and unexpected.
• It’s not a service plan, and it doesn’t cover the cost of servicing your car.
• It’s also not a maintenance plan, so loss or damage that’s a result of normal wear and tear isn’t covered. For
example, filters and shock absorbers aren’t covered, as they’re designed to wear as they do their jobs.
Please note:
Car warranty insurance doesn’t cover your clutch, suspension nor over- and under-fueling.
Page 14 of 43
Page 13 of 35
Motorbike
Make & model YAMAHA Z 900 RS (ZR900C) Named rider Happy Client
Year 2018 ID no. of named rider 8002016362186
Registration no. REGBIKE1 Marital status Married
Cover start date 2018-12-07 Claim-free years Never had a claim
Amended date 2021-02-23 Licence obtained 2010
VIN no. VINBIKE1 Registered in SA Yes
Insured value Agreed Tell us what it’s worth
Use Private
Optional cover
Car hire Excluded
Shortfall cover
Pay a little more Excluded
to cover a lot more
Specified accessories Included
Special conditions
Conditions and disclosures
and disclosures
You’ve given us the following information regarding the above-mentioned motorbike, listed on your King Price
policy, which we used to calculate your super cheap monthly premium. Should any of the details below change
whilst you’re covered by the king, please let us know, as soon as possible, so that we can update your policy
schedule accordingly. Failure to do so may influence the validity of your claim.
Remember, incorrect details = incorrect cover.
Motorbike inspection
Please note that it’s a condition of cover that your motorbike is inspected at a King Price-approved service
provider, unless it’s brand-new. Until you’ve done this, you’ll only have third party cover. Any existing damage will
be excluded. To find an inspection centre close to you, click here.
Page 16 of 43
16 of 35
Page 15 43
Motorbike
Make & model KAWASAKI Z 1000 R (ZR1000J) Named rider Happy Client
Year 2018 ID no. of named rider 8002016362186
Registration no. REGBIKE2 Marital status Married
Cover start date 2019-07-29 Claim-free years Never had a claim
Amended date 2021-02-23 Licence obtained 2010
VIN no. VINBIKE2 Registered in SA Yes
Insured value Agreed Tell us what it’s worth
Use Private
Optional cover
Car hire Excluded
Specified accessories Included
Special conditions
Conditions and disclosures
and disclosures
You’ve given us the following information regarding the above-mentioned motorbike, listed on your King Price
policy, which we used to calculate your super cheap monthly premium. Should any of the details below change
whilst you’re covered by the king, please let us know, as soon as possible, so that we can update your policy
schedule accordingly. Failure to do so may influence the validity of your claim.
Remember, incorrect details = incorrect cover.
Please note that it’s a condition of cover that your motorbike is inspected at a King Price-approved service
provider, unless it’s brand-new. Until you’ve done this, you’ll only have third party cover. Any existing damage will
be excluded. To find an inspection centre close to you, click here.
Page 22 of 43
22of
Page 17 of35
43
Trailer
The king’s
Don’t endorsements
forget
Your trailer is covered for social, domestic and pleasure purposes only.
Page 23 of 35
18 of 43
Caravan
The king’s
Don’t endorsements
forget
Your caravan is covered for social, domestic and pleasure purposes only.
Page
Page 24 of 35
19 of 43
Watercraft
Optional cover
Specified accessories Additional cover available Included
Special conditions
Conditions and disclosures
and disclosures
You’ve given us the following information regarding the above-mentioned watercraft, listed on your King Price
policy, which we used to calculate your super cheap monthly premium. Should any of the details below change
whilst you’re covered by the king, please let us know as soon as possible, so that we can update your policy
schedule accordingly. Failure to do so may influence the validity of your claim.
Remember, incorrect details = incorrect cover.
Page 20
Page 25 of 43
35
whilst you’re covered by the king, please let us know as soon as possible, so that we can update your policy
schedule accordingly. Failure to do so may influence the validity of your claim.
Remember, incorrect details = incorrect cover.
The king’s
Don’t endorsements
forget
• You’re
You’reonly
onlycovered
covered for
for recreational
recreational use.
use.
• You’re not covered for any use when
• You’re not covered for any use when anan income is is
income generated.
generated.
Page 26 of 43
Page 21 of 35
Home contents
Cover start date 2018-12-07
Amended date 2021-02-23
Your info
Risk address 123 Home Address goes here
Home Boulevard
Equestria Ext 100
Gauteng
0184
You gave us the following information about the above-mentioned home contents, and we used it to calculate
your super cheap monthly premium. If any of this information changes, please let us know ASAP, so that we can
update this policy schedule accordingly. Your failure to do so may influence the validity of a claim.
Please refer to the 'Special endorsements' page for the special conditions that apply to these home contents.
Page 29 43
22 of 35
Area type Closed suburb
Building type Townhouse
Age of building 0-5 years
Construction of the building Brick/concrete
No. of bedrooms 3
Approved building plans Yes
Do you have neighbours on all sides of your home Yes
Is your home near an open field or park No
Does your home border a stream or river No
Is your home within a 2km radius of an informal settlement No
Commune/boarding house No
Use Private residence
Who will be living in the home Owner
Is someone home during working hours No Your
No. of consecutive days your home is unoccupied in 1 year 15 days info
Roof type Tiles goes
Thatch lapa No here
Alarm required Yes
Does your home have an alarm that’s in working order Yes
Do you have a linked armed reaction unit No
Burglar bars Burglar bars on all opening windows
Security gates Yes
Infrared beams No
Electric fence No
Does your complex/estate have electric fencing around the entire
No
property
How long have you been living here 49 - 60 months (4 - 5 years)
For how long have you had uninterrupted home contents insurance Never had insurance
Submitted any claims or suffered any losses (past 5 years) No
When last did you claim for the loss of, or damage to, home contents Never had a claim
The king’s
Don’t endorsements
forget
• Jewellery
Jewelleryand
andwatches
watcheswith
withindividual
individualvalues
valuesofofmore
morethan
thanRR35,000
35,000must
mustbebelocked
lockedinina asecurely
securelybolted
bolted
SABS-compliantsafe
SABS-compliant safewhen
whennot
notbeing
beingworn.
worn.
•• Theft
Theftcover
coverisisconditional
conditionalupon
upona aSAIDSA
SAIDSAalarm
alarmbeing
beingproperly
properlyinstalled,
installed,maintained
maintainedandandutilised
utilisedfor
forthe
the
purpose
purposefor
forwhich
whichititwas
wasdesigned.
designed.TheThealarm
alarmmust
mustbeberadio
radiolinked
linkedtotoaa24-hour
24-hourresponse
responseunit,
unit,which
whichmust
must
always
alwaysbe
beactivated
activatedififthe
thehouse
houseisisunoccupied.
unoccupied.
Page
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35
Buildings
You gave us the following information about the above-mentioned building, and we used it to calculate your
super cheap monthly premium. If any of this information changes, please let us know ASAP, so that we can
update this policy schedule accordingly. Your failure to do so may influence the validity of a claim.
Please refer to the 'Special endorsements' page for the special conditions that apply to this building.
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Area type Closed suburb
Building type Townhouse
Age of building 0-5 years
Construction of the building Brick/concrete
No. of bedrooms 3
Approved building plans Yes
Is your home near an open field or park No
Does your home border on a stream or river No
Commune/boarding house No
Use Private residence
Who will be living in the home Owner
No. of consecutive days your home is unoccupied in 1 year 15
Roof type Tiles
Thatch lapa No
Infrared beams No Your info
Electric fence No
goes here
For how long have you had uninterrupted building insurance 61 - 72 months (5 - 6 years)
Submitted any claims or suffered any losses (past 5 years) No
When last did you claim for the loss of, or damage to, a building Never had a claim
Floor type Tiles
Swimming pool/s 0
Borehole/s 0
Electric Gate/s 0
Gas stove/s 0
Geyser/s (non-solar) 0
Solar geyser/s 0
Solar panel/s 0
Financed Yes
Financed by ABSA
Page
Page 32
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Portable possessions
Item Check out our website Start date Amended date Insured value Premium
for more info on bling
Cellphones
Samsung Galaxy S8 2018-12-07 2021-02-23 R 15,600.00 R 201.59
Cover type: Brand-new
Serial/IMEI no. TBA
Samsung S10 2020-01-27 2021-02-23 R 15,000.00 R 120.00
Cover type: Like-new
Our 3 cellphone
Serial/IMEI no. TBA cover options
Apple iPhone 11 2020-01-27 2021-02-23 R 23,999.00 R 120.00
Cover type: Screen-fix
Serial/IMEI no. TBA
Jewellery
Other wedding ring R1 insurance pm 2018-12-07 2021-02-23 R 25,000.00 R 111.14
R1 bicycle for bikes, golf
Scott spark 950 clubs & riding gear 2018-12-07 2021-02-23 R 26,000.00 R 1.00
Yip just
Conditions and disclosures R1 a month!
We used the information you gave us to calculate your super cheap monthly premium for these portable
possessions. If any of this information changes, please let us know ASAP, so that we can update this policy
schedule accordingly. Your failure to do so may influence the validity of a claim.
Please refer to the 'Special endorsements' page for the special conditions that apply to these portable
Don’t forget
possessions.
• Valuation certificates should be supplied for all items which are valued at R 15,000.00 or more.
The king’s endorsements
• It’s super important that you send us the relevant serial/IMEI numbers for your specified portable possessions,
before any claim is registered, otherwise you won’t be covered.
•• You
Valuation certificates
only have should
unspecified be supplied
portable for all cover
possessions items ifwhich are
you’ve valuedtoathave
chosen R 15,000.00 orpay
it and you more.
an additional
monthly premium for it.
• It’s super important that you send us the relevant serial/IMEI numbers for your specified portable possessions,
before any claim is registered, otherwise you won’t be covered. Important!
Please note:
• You only have unspecified portable possessions cover if you’ve chosen to have it and you pay an additional
For unspecified portable possession cover, you’re covered up to a maximum of R 2,000 per item.
monthly premium for it.
Please note:
For unspecified portable possession cover, you’re covered up to a maximum of R 2,000 per item.
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Cover after Personal accident
accidental disability
or death
Your premium breakdown
Family
Family means
means your spouse, and
your spouse, and your
your immediate
immediate family
family members
members who:
who:
• Are
Arefinancially
financiallydependent
dependentononyou.
you.
•• Normally
Normallylive
livewith
withyou.
you.
• Are between 14 and 70 years old.
• Are between 14 and 70 years old.
The sum insured stated here is the maximum amount we’ll pay for any personal accident claim. For different types
The sum insured
of claims, we paystated here is the maximum
out a percentage of the sumamount
insured,we’ll pay forinany
as shown ourpersonal accident Click
table of benefits. claim.here
For to
different types
check these
of claims,
limits we KPPD.
in your pay out a percentage of the sum insured, as shown in our table of benefits. Click here to check these
limits in your KPPD.
Page 34 43
27 of 35
Your safety is
our concern Code red
Covered Premium
Code red R 25.00
Please refer to the 'Special endorsements' page for the special conditions that apply to this code red cover.
35 of 35
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Summary of claims
Page 11 of 43
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29 of 43
35
and unexpected.
• It’s not a service plan, and it doesn’t cover the cost of servicing your car.
• It’s also not a maintenance plan, so loss or damage that’s a result of normal wear and tear isn’t covered. For
Motor excess
example, filters and shock absorbers aren’t covered, as they’re designed to wear as they do their jobs.
Please note:
Car warranty insurance doesn’t cover your clutch, suspension nor over- and under-fueling.
Additional excess
These are to be paid per incident, over and above your basic excess, if applicable:
If the incident driver is not the regular driver and younger than 25 years old, or has had a
Take R 4,500.00
driver’s licence for less than 2 years
If the incident occurred outside of South Africa and the car is not drivable
note! R 7,500.00
With regards to a car claim when the incident occurs in the first 3 months of cover R 3,500.00
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Non-motor excess
Non-motor excess
Page
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31 of 43
Motorbike excess
Basic excess
How cool!
Basic excess 10% of claim, minimum of R 2,750.00
Theft of keys R 500.00
Additional excess
These are to be paid per incident, over and above your basic excess, if applicable:
With regards to a motorbike claim when the incident occurs in the first 3 months of cover R 3,500.00
If the named rider has a learner’s licence R 5,000.00
If there’s more than 1 claim for the same type of incident within any 12-month period R 2,000.00
If there’s no other party involved, or if the third party can’t be traced R 2,000.00
For an approved track school incident R 5,000.00
Please note:
Your combined excess will never exceed 40% of the agreed value. Thank goodness!
40 of
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43
Important info
It’s vital that you’re
Have you or anyone under this policy: 120% honest here
Have you ever been cancelled by an insurer No
Have you ever had any special terms and/or conditions imposed by any insurer on your policy No
Have you ever been refused renewal of insurance No
Have you ever been advised to get alternative insurance No
Have you ever been found guilty of a criminal offence or do you have a criminal case pending against you No
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Contact details
We’re al ways just
King Price client care details a call or email away
My court and I are willing and eager to assist you. Need answers? Get in touch.
Call our client care line 0860 50 50 50 Save our deets or
Contact our emergency assist line 0860 50 50 50 download our app
Email us clientcare@kingprice.co.za or visit our
Visit us online kingprice.co.za
self-service portal
on our site
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Legal stuff
Sorry!
Boring we know, but we are afraid there’s some stuff you just have to know...
Disclosure in terms of the Financial Advisory and Intermediary Services (FAIS) Act (37 of 2002).
Please read it carefully, and note that this doesn’t form part of the insurance contract.
Your contract with us consists of all your voice-recorded calls, policy schedule and the King Price Policy Document
(KPPD). The FAIS Act was enacted for your benefit. King Price Insurance Company Ltd is an approved financial
services provider (FSP no. 43862), who operates according to the provisions of this Act. As such, King Price is
authorised to provide financial advice and services on personal lines short term insurance products.
As a short term insurance policyholder, you have the right to the following info:
Claim info
To lodge a claim, simply call 0860 50 50 50, or refer to your King Price Policy Document for further info.
Important info
• The information above was given verbally, it must be confirmed in writing within 30 days. You’ll be informed of
any material changes to the information referred to in the above. Keep all documents emailed or posted to you,
just to be safe.
• You’re entitled to a free copy of your King Price Policy Document which you can also find on our website 24/7.
• Please read through all your policy documents and make sure that you understand them fully and check all your
details. Remember incorrect details = incorrect cover.
• For your protection, all our calls are recorded and these recordings are available within 7 days, should you ever
need them.
• We have professional indemnity insurance and accept responsibility for the final advice of our representatives,
who are acting in the scope and course of their employment.
• Our sales consultants are full-time employees. Their salaries are performance-based and determined by various
factors, including the number of sales and premiums sold.
• The premium payable is indicated on your policy schedule. Non-payment of premiums may lead to your policy
being cancelled or cover being suspended. Please read your King Price Policy Document for the full details of
non-payment of premiums. Remember, no payment = no cover. All debit order payments may only be in favour
of one person and may not be transferred without your approval. You must inform us in writing, at least 30 days
before the cancellation of the debit order.
• Polygraphs or lie detector tests aren’t obligatory. We don’t subscribe to the practice of electronic lie detection
and we must give you written reason/s for repudiating your claim, should we decide to do so.
• Incorrect information or non-disclosure of information by you of relevant facts, may influence your cover and
outcome of any future claims.
• Honesty is always the best policy.
• In terms of a ruling issued by SARS, this document together with proof of payment of premiums constitutes an
alternative to a tax invoice, debit note or credit note, as contemplated in sections 20(7) and 21(5) of the VAT
Act respectively.
Should the matter not be resolved to your satisfaction, you may address further queries to: