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Project ID : 1075

Project Name : A study of loans and advances offered in ICICI Bank

Project Type : Banking / Finance

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Project Report Table of Content

ABSTRACT .............................................................................................................................. 2
ACKNOWLEDGEMENTT .................................................................................................... 3
DECLARATION BY THE STUDENT .................................................................................. 4
CHAPTER I – INTRODUCTION ......................................................................................... 7
1.1 Introduction ...................................................................................................................... 7
1.2 Meaning of Loans and Advances ..................................................................................... 7
1.3 Utility of Loans and Advances ........................................................................................ 8
1.4 Borrowing Rate and Lending Rate .................................................................................. 8
1.5 Lending of Money by Bank ............................................................................................. 9
1.6 Long-term and Short-term Loans................................................................................... 12
1.7 Nature and Security of Loans ........................................................................................ 13
1.8 Procedure of granting Cash Credit, Overdraft and Discounting Bills ........................... 14
CHAPTER 2 – SCOPE AND OBJECTIVE ........................................................................ 17
2.1 Scope of the study .......................................................................................................... 17
2.2 Objective of the study .................................................................................................... 17
2.3 Statement of Problem ..................................................................................................... 17
2.4 Limitation of Study ........................................................................................................ 18
CHAPTER 3 – ORGANIZATION PROFILE .................................................................... 19
3.1 Indian Banking System .................................................................................................. 19
3.2 Structure of Organised Indian Banking System............................................................. 20
3.3 Bank Profile – ICICI Bank ............................................................................................ 23
3.4 History of ICICI Bank ................................................................................................... 24
3.5 ICICI Bank Today.......................................................................................................... 29

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 3.6 SWOT Analysis of ICICI bank ...................................................................................... 30
3.5 ICICI Bank Product and Services .................................................................................. 32
3.5 ICICI Bank Loan and Advances .................................................................................... 35
CHAPTER 4 – LITERATURE REVIEW ........................................................................... 39
4.1 What Is Banking? ........................................................................................................... 39
4.2 Standard Activities of Bank ........................................................................................... 40
4.3 Revenue Generation ....................................................................................................... 40
4.4 The Advantages and Disadvantages of Loans ............................................................... 41
4.5 Difference Between Loan and Advance ........................................................................ 43
4.6 Previous studies ............................................................................................................. 45
CHAPTER 5 – RESEARCH METHODOLOGY ............................................................... 47
5.1 Research approach ......................................................................................................... 47
5.2 Research Philosophy ...................................................................................................... 47
5.3 Research design ............................................................................................................. 48
5.4 Data collection ............................................................................................................... 48
5.4.1 Types of Data ..................................................................................................................... 48
5.5 Statistical Tools.............................................................................................................. 49
CHAPTER VI – DATA ANALYSIS & INTERPRETATION .......................................... 50
CHAPTER VII – FINDINGS, CONCLUSIONS & RECOMMENDATIONS ................ 61
7.1 Findings.......................................................................................................................... 61
7.2 Conclusion ..................................................................................................................... 63
7.3 Suggestion ...................................................................................................................... 64
CHAPTER VIII – LIMITATIONS AND SCOPE OF FUTURE RESEARCH ............... 65
8.1 Limitation....................................................................................................................... 65
8.2 Scope of Future Research .............................................................................................. 65
BIBLIOGRAPHY .................................................................................................................. 66
APPENDIX – FINANCIAL DATA ...................................................................................... 67

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 Project Synopsis Table of Content

Introduction ........................................................................................................................ 3
Bank Profile ........................................................................................................................ 4
Objective of the Study ........................................................................................................ 5
Problem Statement .............................................................................................................. 5
Literature Review ............................................................................................................... 6
Research Methodology ....................................................................................................... 7
Reference ............................................................................................................................ 7
Chapter Design ................................................................................................................... 8

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