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Schedule of Charges - Indus Online Savings Account Variants
Schedule of Charges - Indus Online Savings Account Variants
This is a Limited KYC account that you have This is a Limited KYC account that you have
This is a Limited KYC account that you have opened This is a Limited KYC account that you have opened
opened online. You need to fund your account opened online. You need to fund your account
online. You need to fund your account with Rs 10000 + online. You need to fund your account with Rs 10000 +
with Rs 10,000 + Rs1000+Tax . On doing that you with Rs 20000 + 249 + tax. On doing that you will
Welcome Calling 249 + tax. On doing that you will receive the Titanium 249 + tax. On doing that you will receive the Titanium
will receive the Platinum Plus Debit Card with the receive the Titanium Debit Card with the
Plus Debit Card with the welcome kit. You need to Debit Card with the welcome kit. You need to maintain
welcome kit. Post required funding your account welcome kit. Post required funding your account
maintain monthly balance of Rs 10,000 in this account. monthly balance of Rs10,000 in this account.
becomes a 0 balance account. becomes a 0 balance account.
Initial Funding Requirement Minimum IP of Rs 10,000 Minimum IP of Rs 20000 Minimum IP of Rs 10000 Minimum IP of Rs 10000
Debit Card Platinum Plus @ Rs 1000 Titanium Card @ Rs 249 Titanium Plus Card @ Rs 249 Titanium Card @ Rs 249
Debit Card
Titanium: Rs 249 p.a Titanium: Rs 249 p.a Titanium Plus: Rs 249 Titanium : Rs 249
Card Issuance Charge
Platinum Plus:Rs 500 p.a Platinum Plus:Rs 1000 p.a Platinum Plus:Rs 1000 p.a Platinum Plus:Rs 1000 p.a
Titanium: Rs 249 p.a Titanium: Rs 249 p.a Titanium: Rs 249 p.a Titanium: Rs 249 p.a
Card Renewal Charge
Platinum Plus : Rs 500 Platinum Plus : Rs 1000 Platinum Plus:Rs 799 p.a Platinum Plus : Rs 1000
Titanium: Rs 249 p.a Titanium: Rs 249 p.a Titanium: Rs 249 p.a Titanium: Rs 249 p.a
Card Replacement Fee
Platinum Plus : Rs 500 Platinum Plus : Rs 1000 Platinum Plus:Rs 799 p.a Platinum Plus : Rs 1000
Issuance of Duplicate PIN Rs. 20/- Rs. 20/- Rs. 20/- Rs. 20/-
Cash Withdrawals - Own ATMs (IndusInd Bank) Free Free Free Free
w.e.f 1st Aug'19, 5* Free Cash or Non-cash w.e.f 1st Aug'19, 5* Free Cash or Non-cash w.e.f 1st Aug'19, 5* Free Cash or Non-cash transactions
w.e.f 1st Aug'19, 5* Free Cash or Non-cash transactions
transactions (Balance Enquiry, PIN Change and transactions (Balance Enquiry, PIN Change and (Balance Enquiry, PIN Change and Mini Statement) per
(Balance Enquiry, PIN Change and Mini Statement) per
Non-cash transactions - Other Bank ATMs in Mini Statement) per month. Beyond 5 Mini Statement) per month. Beyond 5 month. Beyond 5 transactions, all Non-cash
month. Beyond 5 transactions, all Non-cash transactions
India transactions, all Non-cash transactions would be transactions, all Non-cash transactions would be transactions would be charged at Rs. 10/- per
would be charged at Rs. 10/- per transaction.
charged at Rs. 10/- per transaction. charged at Rs. 10/- per transaction. transaction.
* 3 in metro cities
* 3 in metro cities * 3 in metro cities * 3 in metro cities
w.e.f 1st Aug'19,5* Free Cash or Non-cash w.e.f 1st Aug'19,5* Free Cash or Non-cash
w.e.f 1st Aug'19,5* Free Cash or Non-cash transactions w.e.f 1st Aug'19,5* Free Cash or Non-cash transactions
transactions (Balance Enquiry, PIN Change and transactions (Balance Enquiry, PIN Change and
(Balance Enquiry, PIN Change and Mini Statement) per (Balance Enquiry, PIN Change and Mini Statement) per
Cash Withdrawals - Other Bank ATMs in Mini Statement) per month. Beyond 5 Mini Statement) per month. Beyond 5
month. Beyond 5 transactions, all cash transactions month. Beyond 5 transactions, all cash transactions
India### transactions, all cash transactions would be transactions, all cash transactions would be
would be charged at Rs. 20/- per transaction. would be charged at Rs. 20/- per transaction.
charged at Rs. 20/- per transaction. charged at Rs. 20/- per transaction.
* 3 in metro cities * 3 in metro cities
* 3 in metro cities * 3 in metro cities
Free one draft per day upto Rs. 25,000/-; above Free one draft per day upto Rs. 25,000/-; above Free one draft per day upto Rs. 25,000/-; above this Rs.
Demand Draft or Pay Order - Issuance #### this Rs. 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & this Rs. 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & Unlimited Free 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & Maximum of
Maximum of Rs. 5,000/- per instrument Maximum of Rs. 5,000/- per instrument Rs. 5,000/- per instrument
w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge w.e.f 1st July’19, Bank will not levy any charge on any w.e.f 1st July’19, Bank will not levy any charge on any
NEFT Outward (done from the branch) any NEFT/RTGS transaction made via Branches or on any NEFT/RTGS transaction made via NEFT/RTGS transaction made via Branches or any other NEFT/RTGS transaction made via Branches or any other
any other channel Branches or any other channel channel channel
w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge w.e.f 1st July’19, Bank will not levy any charge on any w.e.f 1st July’19, Bank will not levy any charge on any
RTGS Outward (done from the branch) any NEFT/RTGS transaction made via Branches or on any NEFT/RTGS transaction made via NEFT/RTGS transaction made via Branches or any other NEFT/RTGS transaction made via Branches or any other
any other channel Branches or any other channel channel channel
Account Statement Quarterly physical Statement: Delivery Charge :Rs Quarterly physical Statement: Delivery Charge
Quarterly physical Statement: Delivery Charge :Rs 15/- Quarterly physical Statement: Delivery Charge :Rs 15/-
15/- per quarter. :Rs 15/- per quarter.
per quarter. per quarter.
Statement Adhoc request (Physical) : From Statement Adhoc request (Physical) : From
Statement Adhoc request (Physical) : From Contact Statement Adhoc request (Physical) : From Contact
Contact centre/PhoneBanking/ATM - Delivery Contact centre/PhoneBanking/ATM - Delivery
centre/PhoneBanking/ATM - Delivery Fee of : Rs 50 centre/PhoneBanking/ATM - Delivery Fee of : Rs 50
Fee of : Rs 50 Fee of : Rs 50
Statement period Less than 90 days as on date Statement period Less than 90 days as on date Statement period Less than 90 days as on date of Statement period Less than 90 days as on date of
Issuance of Duplicate/Additional Statement
of issuance - FREE Beyond 90 days - 100/- of issuance - FREE Beyond 90 days - 100/- issuance - FREE Beyond 90 days - 100/- issuance - FREE Beyond 90 days - 100/-
Free Transaction Alerts Free Transaction Alerts Free Transaction Alerts Free Transaction Alerts
Transaction ###
Balance Notification Service will be charged at Balance Notification Service will be charged at Balance Notification Service will be charged at Rs 30/- Balance Notification Service will be charged at Rs 30/-
Balance Notification
Rs 30/- per quarter Rs 30/- per quarter per quarter per quarter
Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/-
Balance Certificate
Other Accounts - Rs. 100/- Other Accounts - Rs. 100/- Other Accounts - Rs. 100/- Other Accounts - Rs. 100/-
Interest Certificate Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/-
Standing Order/Balance Order/Instructions Free Free Free Rs. 100/- per instructions
Enquiry relating to Old Records Rs. 100/- per enquiry Rs. 100/- per enquiry Rs. 100/- per enquiry Rs. 100/- per enquiry
No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days .
Charge of Rs. 200/-, or balance in the A/c Charge of Rs. 200/-, or balance in the A/c Charge of Rs. 200/-, or balance in the A/c whichever is Charge of Rs. 200/-, or balance in the A/c whichever is
Account Closure
whichever is lower, if account is closed post 14 whichever is lower, if account is closed post 14 lower, if account is closed post 14 days and within 6 lower, if account is closed post 14 days and within 6
days and within 6 months days and within 6 months months months
Through Non- Correspondent Bank- At Actuals Through Non- Correspondent Bank- At Actuals Non- Correspondent Banks - At Actuals Through Non- Correspondent Bank- At Actuals
DD - Cancellation Rs. 100/- per instrument Rs. 100/- per instrument Rs. 100/- per instrument Rs. 100/- per instrument
DD - Revalidation Rs. 50/- per instrument Rs. 50/- per instrument Rs. 50/- per instrument Rs. 50/- per instrument
Foreign Exchange Remittance
SWIFT/ Wire Transfer Rs. 500/- Rs. 500/- Rs. 500/- Rs. 500/-
FCY (Foreign Currency) Draft /DD issuance Rs. 350/- Rs. 350/- Rs. 350/- Rs. 350/-
0.25% on the cheque collection, Minimum of Rs. 0.25% on the cheque collection, Minimum of Rs.
FCY (Foreign Currency) Cheque Collection 0.25% on the cheque collection, Minimum of Rs. 25/- 0.25% on the cheque collection, Minimum of Rs. 25/-
25/- 25/-
Cheque Collection
Upto and including 5,000: Rs. 25; Above 5,000 Upto and including 5,000: Rs. 25; Above 5,000
Upto and including 5,000: Rs. 25; Above 5,000 and upto Upto and including 5,000: Rs. 25; Above 5,000 and upto
Outstation Clearing through Correspondent and upto and including 10,000: Rs. 50; Above and upto and including 10,000: Rs. 50; Above
and including 10,000: Rs. 50; Above 10,000 and upto and including 10,000: Rs. 50; Above 10,000 and upto and
Bank 10,000 and upto and including 100,000: Rs. 10,000 and upto and including 100,000: Rs.
and including 100,000: Rs. 100; Above 100,000: Rs. 150 including 100,000: Rs. 100; Above 100,000: Rs. 150
100;Above 100,000: Rs. 150 100;Above 100,000: Rs. 150
Only for Financial Reasons Only for Financial Reasons Only for Financial Reasons Only for Financial Reasons
Local Inward Clearing*: - Local Inward Clearing*: - Local Inward Clearing*: - Local Inward Clearing*: -
First cheque return in a quarter - Rs.350/-. From First cheque return in a quarter - Rs.350/-. From
First cheque return in a quarter - Rs.350/-. From second First cheque return in a quarter - Rs.350/-. From second
Return of Cheque/s - Local second cheque return in the same quarter - second cheque return in the same quarter -
cheque return in the same quarter - Rs.500/- per return cheque return in the same quarter - Rs.500/- per return
Rs.500/- per return Rs.500/- per return
Local Outward Clearing: - Local Outward Clearing: - Local Outward Clearing: - Local Outward Clearing: -
SB A/c – Rs. 50/- per cheque SB A/c – Rs. 50/- per cheque SB A/c – Rs. 50/- per cheque SB A/c – Rs. 50/- per cheque
Return of Cheque/s - Outstation - through Collection charges subject to a minimum of Rs. Collection charges subject to a minimum of Rs. Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/- plus
Own Bank 100/- plus actual out of pocket expenses 100/- plus actual out of pocket expenses plus actual out of pocket expenses actual out of pocket expenses
Return of Cheque/s - Outstation - through Collection charges subject to a minimum of Rs. Collection charges subject to a minimum of Rs. Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/- plus
Another Bank 100/- plus actual out of pocket expenses 100/- plus actual out of pocket expenses plus actual out of pocket expenses actual out of pocket expenses
Cheque Books
2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For
Issuance of Cheque Books #
additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf.
Free Limit of Rs.2,00,000/- per month or 5 times previous Free Limit of Rs.2,00,000/- per month or 5 times previous
Free Limit of Rs.2,00,000/- per month or 5 times Free Limit of Rs.2,00,000/- per month or 5 times
months AMB whichever is higher ; Above free limit, months AMB whichever is higher ; Above free limit, Rs.2.5/-
previous months AMB whichever is higher ; previous months AMB whichever is higher ;
Cash Deposit at any Indusind Branch Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100 per Rs.1000/- subject to minimum of Rs 100
Above free limit, Rs.2.5/- per Rs.1000/- subject to Above free limit, Rs.2.5/- per Rs.1000/- subject to
location### Note :- Free limits applicable only if product AMB is Note :- Free limits applicable only if product AMB is
minimum of Rs 100 minimum of Rs 100
maintained. maintained.
1 request free per day ; Minimum cheque 1 request free per day ; Minimum cheque 1 request free per day ; Minimum cheque 1 request free per day ; Minimum cheque consolidated
Cheque Pickup
consolidated value Rs. 10,000/- consolidated value Rs. 10,000/- consolidated value Rs. 10,000/- value Rs. 10,000/-
Minimum value of Rs.10,000/- & Maximum Rs.1 Minimum value of Rs.10,000/- & Maximum Rs.1 Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @ Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @
Cash Delivery
Lac @ Rs.50/- per request Lac @ Rs.50/- per request Rs.50/- per request Rs.50/- per request
Minimum value of Rs. 10,000/- & Maximum Rs.1 Minimum value of Rs. 10,000/- & Maximum Rs.1 Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac @ Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac @
Cash Pick-Up
Lac @ Rs.130/- per request Lac @ Rs.130/- per request Rs.130/- per request Rs.130/- per request
1. All charges indicated above are exclusive of Taxes (as per Government rules)
2. Bank reserves the right to assess charges on transactions which are not
covered by this schedule and to amend with prior notice the terms and conditions governing such services mentioned above and rates stated in this schedule.
3. Any changes in the charge tariff will be applied after a notice of atleast 30 days.
4. All Branch related transactions and some other services are available subject to account being Full KYCed i.e once customer due diligence has been completed
5.. Doorstep Banking is available at select branches only.
Doorstep Banking is free for Senior citizen and Differently Abled Person.