Loan Calculation Sample

EXCEL-SKILLS.
COM
EXCEL-SKILLS.COM
LOAN CALCULATION & ANALYSIS TEMPLATE
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Excel Skills | Loan Calculation & Analysis Template
Instructions
www.excel-skills.com
This template enables users to calculate, analyze and forecast the monthly loan balances and interest charges relating to
any loan that is subject to monthly repayment and daily interest calculations. The template was specifically designed for
home loan calculations but can be used for any loan where the principles of monthly repayment and daily interest are
applied.
The main purpose of this template is to calculate loan balances and interest amounts based on the same calculation
methodology that is applied by most financial institutions. This template can therefore be used to recalculate the amounts
on the loan account statements that are received from financial institutions. The template accommodates multiple interest
rate changes (variable interest rates), increased instalments and ad hoc loan repayments. In addition, the template also
includes comprehensive forecast features which provide users with the functionality to analyze any loan over the entire
loan period.
Note: Refer to our Loan Statement template for a simplified version of this template. The Loan Statement template only
includes the statement and summary features of this template and is therefore a lot simpler to understand and use. If you
are only interested in loan amortization calculations, we recommend that you download our free Loan Amortization
template.
Worksheet Summary
The main purpose of each worksheet is as follows:
TransCode - includes the default transaction types that need to be selected when entering loan account transactions.
Additional transaction types can also be added to the default list of transactions codes.
Statement - all loan account transactions should be recorded on this sheet. All the interest and loan account balance
calculations in this template are based on the transactions that are recorded on this sheet. Note that the Statement sheet
includes 12 columns but only four of these columns require user input (the columns with the yellow column headings).
Summary - includes a monthly summary of loan account transactions that is calculated from the Statement sheet. No user
input is required on this sheet.
Review - includes a comprehensive analysis of loan account balances and interest charges over the entire loan period.
Loan account transaction totals are compared to an initial loan amortization calculation and a forecast of the remaining
loan repayment period is added to the transaction totals and then also compared to the initial loan amortization schedule.
The loan repayment forecast is based on a standard amortization calculation that is applied to the outstanding loan
balance on a user defined review date as well as a loan amortization forecast that accommodates ad hoc loan
repayments. This sheet can be used to calculate the outstanding loan balance and cumulative interest charges at the end
of any month -that
InitialAmort falls within
includes the loan
an initial loan amortization
period. User calculation
input is limited
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is selecting
based onthe
theappropriate loan
principle loan review interest
amount, date. rate, loan
period and repayment commencement date that is specified in cells D3 to D6. All the calculations on this sheet are
automated.
ForecastPmt - all forecasted ad hoc loan repayments should be recorded on this sheet. The monthly periods in the first
column are based on the monthly periods on the Summary sheet. The ad hoc loan repayments that are recorded on this
sheet are included on the ForecastAmort sheet.
ForecastAmort - includes two amortization tables relating to the remaining loan repayment period. The first table includes
a column for ad hoc loan repayments (based on the amounts entered on the ForecastPmt sheet) and the second table is
based on standard loan amortization principles. Both tables are compiled based on the user defined loan review date
selected on the Review sheet.
CalcAmort - includes a loan amortization table calculator. This sheet is not linked to any of the other sheets in the
template and has been included to enable users to compile their own loan amortization calculations.
Note: The template includes a lot of complex formulas and has been designed within a specific worksheet structure. We
therefore do not recommend adding additional rows or columns within the existing worksheet framework because it may
result in errors or inaccurate calculations being encountered. If you therefore want to add your own calculations to the
template, we recommend inserting a new worksheet for this purpose.
Template Set-up
Page 3 of 52
Instructions
Aside from recording loan account transactions, the template does not require a lot of set-up. We recommend that you
start by entering the initial loan terms as per the loan agreement on the InitialAmort sheet. This includes the loan principle
amount, interest rate, loan period and repayment commencement date. These input cells have no effect on your loan
statement calculations and are only used to specify the required variables for calculating the initial amortization table on
the InitialAmort sheet. The calculation results are included on the Review sheet in order to compare actual loan account
movements to the initial loan amortization table.
The next step is to review the transaction types on the TransCode sheet. The default template includes 7 transaction types
of which the first 5 should be left unchanged. Each of these transaction types has a specific purpose and if you therefore
change the type of transaction that is associated with the default transaction code, you may encounter inconsistencies in
the template calculations.
The Admin Fee and Insurance Premium transaction codes have been added as separate transaction types because these
costs are frequently included as separate line items on home loan account statements and usually form part of the monthly
loan repayment amounts. If you do not require these items, you can delete them or replace them with other costs that are
included on your loan account statement. Note that both transaction type number 6 and 7 are reported separately on the
Statement and Summary sheets and if you change the default transaction type descriptions, the new descriptions will be
included in column C on the Statement sheet but you have to enter the new descriptions in columns G and H on the
Summary sheet.
All the transaction types on the TransCode sheet are included in list boxes in column B on the Statement sheet. Additional
transaction types that are added to the default list of transaction types are also available for selection from these list boxes.
You will therefore be able to enter the transactions relating to these transaction types on the Statement sheet but note that
all transaction types with transaction codes greater than or equal to 8 are grouped together in one column on the Summary
sheet (column I).
Note: The contents on the TransCode sheet have been included in an Excel table. A new transaction code can therefore
be created by simply entering the new code in the first empty cell below the table in column A. The table will then be
extended automatically to include the new transaction type.
Loan Account Transactions
All loan account transactions need to be recorded on the Statement sheet. This sheet includes 12 columns but only four of
these columns require user input (columns with a yellow column heading). The contents of this sheet have been included
in an Excel table which means that the columns with light blue column headings (containing formulas) will automatically be
copied for all new transactions that are recorded.
When you therefore record any transaction, you will need to enter a date (in column A), select a transaction type from the
list box in column B, enter a new interest rate (only if an interest rate change transaction is being recorded, otherwise enter
0%), enter a transaction amount in column E and the formulas in all the other columns will automatically be copied from
one of the existing rows in the Excel table.
Note: New transactions can be recorded by simply entering a transaction date in the first blank cell below the Excel table in
column A. The table will then automatically be extended to include the new transaction and all the formulas in the columns
with a light blue column heading will automatically be copied into the new transaction row.
The following important guidelines should be followed when recording transactions on the Statement sheet:
The first transaction that is recorded on this sheet should always be an interest rate change transaction (transaction type
5) and this transaction should be recorded on the same date as the first transaction on your loan account statement. The
interest rate that is applicable to the loan should be entered in column D and the transaction amount in column E should be
nil (the transaction amount for all interest rate change transactions should always be nil). This entry establishes the interest
rate that should be used to calculate interest from the beginning of the loan period.
Page 4 of 52
Instructions
All the transactions that are recorded on the Statement sheet should form part of a continuous cell range. There should
therefore be no empty rows between transactions, otherwise the loan account balances and therefore also the interest
calculations will be inaccurate.
All transactions should be recorded or sorted in an ascending date sequence (oldest transactions first). If you enter a
transaction that is out of sequence, the transaction date will be highlighted in red. This error can be corrected by simply
sorting all the transactions on the Statement sheet in an ascending order by the date in the first column. By sorting the
transactions in the correct order, you will ensure that the date sequence is rectified and that all interest calculations are
accurate.
The monthly interest on the outstanding loan account should be capitalized on the last day of each month. To accomplish
this, record an interest capitalization transaction (select transaction code 4) for the last day of each month. The transaction
amount in column E should be nil because the monthly interest capitalization calculation is performed automatically
through the formula that has been entered in column F. This interest calculation only applies to transaction type 4 - if you
therefore specify the incorrect transaction type, no interest will be capitalized to the loan at the end of the appropriate
month. Also note that the date that is entered should be the last day of the month - if you enter any other date, the interest
calculation will not be accurate. The transaction date in column A will be highlighted in orange if the incorrect interest
capitalization date is specified.
It is imperative that you don't replace any of the formulas in the columns with light blue column headings with alternative
values because it will result in inaccurate calculations. We recommend that you save the template under a default file
name after downloading it and save each loan calculation under a different file name. You will then be able to revert back
to the original template if you delete any of the formulas by accident.
All transaction amounts except for loan repayments and ad hoc repayments should be entered as positive values. Loan
repayments and ad hoc repayments should be entered as negative values - if you enter positive values for any repayment
type transactions, the transaction amounts will be highlighted in orange.
The following section covers the default transaction types that should be recorded on the Statement sheet:
Loan Advances
Loan advances are amounts that are received from the financial institution who grants the loan. You can record as many
loan advances as required by simply entering the appropriate transaction date, selecting transaction type 1 and entering
the appropriate loan advance amount in the Transaction Amount column (column E). Loan advances should be entered as
positive amounts.
Loan Repayments
For the purpose of compiling an accurate loan forecast, we have assigned scheduled loan repayments and ad hoc loan
repayments to different transaction types. Scheduled loan repayments are determined by the terms in a loan agreement,
while ad hoc loan repayments are effected at the borrower's own discretion. It is important to allocate repayments to the
correct repayment type because the scheduled loan repayments that are recorded on the Statement sheet form part of the
calculation of the remaining loan repayments which is important for forecasting purposes.
Note: The number of remaining loan repayments is used to compile a loan forecast amortization table. If you therefore
allocate ad hoc repayments to the loan repayment transaction type (transaction type 2), the forecast will not be accurate.
Also note that a scheduled loan repayment should be entered for all monthly periods where a loan repayment is due,
regardless of whether a loan repayment has been effected or not. In some instances (for example building loans), the loan
period may commence before scheduled loan repayments are deducted on the loan account. When scheduled loan
repayments are then deducted at a later stage, the repayment amount is calculated over a shorter loan period. In order to
facilitate this calculation, you therefore need to include the correct remaining loan repayments in the calculation - this can
be achieved by recording all scheduled loan repayments on the Statement sheet and simply entering a nil amount if a loan
repayment is due but has not been effected during any particular repayment period.
Page 5 of 52
Instructions
Scheduled loan repayments need to be recorded on the Statement sheet by entering the appropriate transaction date,
selecting transaction type 2 and entering the appropriate loan repayment amount as a negative value in the Transaction
Amount column. Note that if you enter a positive loan repayment amount, the amount will be highlighted in orange in the
Transaction Amount column until it is rectified.
Ad Hoc Repayments
The template accommodates an unlimited number of ad hoc loan repayments. It also makes no difference whether the ad
hoc repayment is an increased instalment or a lump sum repayment.
Ad hoc repayments can be recorded on the Statement sheet by simply entering the appropriate transaction date, selecting
transaction type 3 and entering a negative amount in the Transaction Amount column. If you enter a positive ad hoc loan
repayment amount, the amount will be highlighted in orange until the error is rectified.
Interest Capitalization
The interest calculations in this template are based on the daily loan account balances. Transactions are included in the
daily loan account balance as if the transactions occurred at the beginning of the day. For example, if a loan repayment is
dated on the 2nd of January, the repayment is deducted from the loan balance of the previous day and included in the
interest calculation from the 2nd of January. For month end interest capitalization purposes, the loan repayment on the 2nd
will therefore be included in the monthly interest calculation for a period of 30 days.
All interest calculations are automatically performed based on the transactions recorded on the Statement sheet. It is
imperative that all transactions are recorded in the correct date sequence (ascending date order), otherwise the interest
calculations may not be accurate. All interest calculations are performed based on the balances calculated in the
Transaction Closing Balance column by applying the appropriate interest rate and the number of days that the balance is
in effect to this amount.
The calculated interest is capitalized to the loan account balance when you enter an Interest Capitalization
transaction for the last day of the appropriate calendar month. Note that if you don't enter this transaction, the
interest calculated for the particular month will not be added to the loan account balance and your loan account
statement will not be accurate! It is therefore imperative that you add an Interest Capitalization transaction to the
Statement sheet for every month that forms part of the loan period.
Also note that this transaction has to be dated on the last day of the month - if you use any other date, the interest
calculation will not be accurate. We have implemented conditional formatting in column A to highlight the interest
capitalization transactions that are not dated on a month end date in orange. When you change the transaction date to the
appropriate month end date, the formatting is automatically removed.
Interest capitalization transactions can be recorded by entering the appropriate month end date, selecting transaction type
4 and entering a nil amount in the Transaction Amount column. The calculated interest is reflected in column F and is
automatically added to the outstanding loan balance in column G.
Interest Rate Changes
This template accommodates an unlimited number of interest rate changes. An interest rate change can be recorded on
the Statement sheet by entering the effective date of the interest rate change in column A, selecting transaction type 5,
entering the new interest rate in column D and entering a nil amount in the Transaction Amount column. You'll notice that
the interest rate in column H (used in all interest calculations) will change to the new interest rate that has been recorded.
Interest on all subsequent transactions will be calculated based on the new interest rate (until the next interest rate change
transaction is recorded).
Page 6 of 52
Instructions
The first transaction that should be recorded on the Statement sheet is an interest rate change transaction. This
transaction establishes the interest rate that should be used to calculate interest from the beginning of the loan
period. If you omit this transaction, the interest rate that will be used to calculate interest on the initial loan
balance will be nil and no interest will therefore be calculated and capitalized to the initial loan account balance
until an interest rate is defined.
Interest rate changes can only be recorded by using transaction type 5 - if you enter a new interest rate in column D and
select any other transaction type, the interest rate change will not have any effect on interest calculations.
Other Loan Costs
As we've mentioned before, other loan costs (like admin fees and insurance) can be recorded by using transaction codes 6
and 7 or adding the appropriate transaction codes to the TransCode sheet and selecting the appropriate transaction type
from the list box in column B on the Statement sheet. These transactions usually relate to costs that are charged to the
loan account and should therefore be entered as positive values in the Transaction Amount column. Financial institutions
typically include these costs in scheduled loan repayments and the costs are therefore deducted from the loan account
balance when you record scheduled loan repayments (transaction type 2) on the Statement sheet.
Loan Account Statement

All loan transactions should be entered on the Statement sheet in accordance with the guidance provided in the previous
section. After reading through the previous section, you should therefore be able to record all the appropriate transactions
on the Statement sheet and we'll now provide guidance on the calculated columns (columns with a light blue column
heading) on this sheet.
The transaction description in column C has been included on the Statement sheet so that it is easy to identify the
transaction types that are selected from the list boxes in column B. The list boxes only include the transaction type
numbers - we've therefore included the description in column C to enable users to review the transaction type that has
been selected.
The calculated interest in column F represents the amount of interest that is capitalized to the loan account at the end of
every calendar month. All scheduled loan repayments consist of an interest and capital portion - this column includes the
interest portion that is calculated based on the daily loan account balances during the particular monthly period. This
column should therefore only contain one calculated interest amount per calendar month.
The monthly interest amount that should be capitalized is the total of all the accrued interest amounts in column L for the
particular month. The accrued interest is calculated from the interest rate in column H, the interest days in column J and
the transaction closing loan balance in column K.
The outstanding loan balance on each transaction date is calculated in column G. This amount represents the capital
balance that is still outstanding on the loan.
The monthly capital portion of the loan repayments can be calculated by adding the interest and other costs together and
deducting the sum of the scheduled loan repayments and the ad hoc loan repayments from this amount. Note that it may
therefore be easier to calculate this amount from the totals on the Summary sheet.
Loan Account Summary
The Summary sheet includes a complete breakdown of the movements on the loan account for all monthly periods. All the
totals on this sheet are calculated from the transactions that are entered on the Statement sheet. No user input is required
on this sheet - users are only required to extend the Excel table for the appropriate number of new rows in order to add the
required number of monthly periods to the summary.
Page 7 of 52
Instructions
Note: The contents of this sheet have been included in an Excel table. The table can be extended by clicking the arrow in
the bottom right corner of the table and dragging the table border downwards for the required number of rows. All the
formulas that are included in the table will be copied automatically.
The first monthly period on the Summary sheet is determined by the transaction date of the first transaction on the
Statement sheet. The transaction date in row 4 on the Statement sheet therefore determines which monthly period is
displayed in the first row of the Summary sheet. All subsequent monthly periods on the Summary sheet are calculated
based on the first monthly period.
The Loan Advance column is calculated based on all the transactions with a transaction type of 1 on the Statement sheet.
Scheduled loan repayments (transaction type 2), ad hoc repayments (transaction type 3), interest capitalized (transaction
type 4), admin fees (transaction type 6), insurance premiums (transaction type 7) and other costs (all transaction types
greater than 7 that have been added to the TransCode sheet) are also calculated based on the transaction types of the
transactions that are recorded on the Statement sheet.
The number of repayments in column K is calculated by counting the number of scheduled loan repayments (transaction
type 2) on the Statement sheet. This number should agree to the loan period that has elapsed at any given point in time - if
the number is not correct, you should add the appropriate scheduled loan repayment on the Statement sheet (use a nil
amount if no actual repayment has been effected). The number of repayments also forms part of the remaining loan period
calculation for forecasting purposes (refer to the Loan Review section).
As we've mentioned before, an interest capitalization transaction should be recorded for the month end date of every
monthly period that forms part of the loan period in order to calculate interest accurately. If this transaction has been
omitted for any monthly period, the number of repayments calculation in column K on the Summary sheet will contain an
error ("month end?") that will be highlighted in orange. This error can be corrected by simply entering an interest
capitalization transaction (transaction type 4) for the particular month on the Statement sheet.
Note: The number of repayments on the Summary sheet should increase in increments of 1 for every subsequent monthly
period. If this is not the case (two monthly periods reflect the same number), it means that a scheduled loan repayment
(transaction type 2) has not been entered for the particular month (the second month with the same number of
repayments). This problem can be rectified by entering a loan repayment amount (use any date during the particular
monthly period) on the Statement sheet. A nil amount can be recorded if an actual loan repayment has not been effected
during the month.
The Summary sheet can be used to analyze all loan account transactions on a monthly basis for the duration of the loan
period. It is therefore an extremely useful tool for reviewing the loan account transaction and balance history.
The monthly periods that are included on the Summary sheet also determine which periods are available for selection on
the Review sheet. It is therefore important to keep the Summary sheet up to date based on the transactions that have
been recorded on the Statement sheet. As we've mentioned before, users simply need to extend the Excel table in order to
copy all the formulas on the Summary sheet downwards so that the appropriate number of monthly periods are included
on the sheet.
Loan Review
The Review sheet enables users to compile a comprehensive loan analysis for the entire loan period. The transactions that
are recorded on the Statement sheet are compared to an initial loan amortization table before a forecast that is based on
the remaining loan repayment period is added to the actual transactions that have been recorded on the Statement sheet
in order to compile a loan analysis that covers the entire loan period. The actual loan forecast is then also compared to the
initial amortization forecast and is calculated on two forecast bases - a standard amortization basis and an ad hoc
repayments basis (refer to the Loan Repayment Forecasts section for more guidance on the forecast features).
Page 8 of 52
Instructions
The only user input that is required on the Review sheet is selecting the appropriate loan review date. The loan review
date input cell (cell B3) contains a list box that includes all the monthly periods on the Summary sheet. You can review the
actual and initial loan amortization balances based on any monthly period that is selected from the list box. All the
calculations on the Review sheet are automatically updated based on the review date that is selected. If a monthly period
is not included in the list box, it means that you have not added the appropriate period to the Summary sheet.
The loan history calculations include all the transactions that are recorded on the Statement sheet and are dated before
the loan review date that is selected. The initial amortization column also only includes amounts before the review date.
The loan history calculation therefore facilitates a comparison of the initial loan terms and the actual loan account
movements up to the review date.
The remaining loan repayments section includes three calculations - an initial loan amortization, a forecast calculation
based on a standard amortization table and a forecast calculation that is based on an amortization table incorporating ad
hoc repayments. Refer to the Initial Loan Amortization and Loan Repayment Forecasts sections for more guidance on
these calculations.
The forecast calculations for the remaining loan repayment period are based on the number of remaining loan repayments
(cell B7) which is calculated by deducting the number of actual loan repayments in cell B6 from the loan period in cell B5.
The number of actual loan repayments is determined by the number of scheduled loan repayments recorded on the
Statement sheet - it is therefore imperative that a scheduled loan repayment (transaction type 2) is recorded on the
Statement sheet for every month during the loan period, even if no actual loan repayment has been effected (use a nil
value under these circumstances).
The loan period summary section calculates the total interest and capital repayment balances over the entire loan period
for all three calculation bases. This section also includes a comparison between the interest charges of the initial loan
amortization calculation and the standard forecast amortization calculation as well as a comparison between the interest
charges of the standard forecast amortization and the ad hoc forecast amortization calculations.
An effective annual interest rate over the entire loan period is also calculated for all three calculation bases. You'll probably
notice that the effective interest rate for the ad hoc forecast is in most instances significantly lower than the interest rates
entered on the Statement sheet and included on the ForecastAmort sheet - this is because the effective interest rate is
calculated over the entire loan period and ad hoc repayments result in a loan being repaid over a shorter loan period. It
does not mean that a lower interest rate is achieved by effecting ad hoc repayments, but simply represents the interest
savings that result from a shorter repayment period. The effective interest calculation result should therefore be interpreted
in this context.
Initial Loan Amortization
An initial loan amortization calculation has been added to the template in order to facilitate a comparison between actual
loan balances and the initial loan repayment terms. This comparison is especially useful for measuring the effect of interest
rate changes. The initial loan amortization table is included on the InitialAmort sheet.
This amortization table is calculated based on the initial loan amortization input values that are specified at the top of the
sheet. Note that the loan period is limited to 360 months (30 years) and the monthly periods are determined based on the
repayment commencement date that is specified in cell D6.
The loan principle amount (cell D3) should be the same as the total of all the loan advances that have been recorded on
the Statement sheet (refer to the Summary sheet in order to calculate the total of all actual loan advances). Note that if
there is a difference, the loan principle amount will be highlighted in orange. The interest rate and loan period per the initial
loan agreement should be entered in cells D4 and D5 respectively.
Page 9 of 52
Instructions
In most instances, the repayment commencement date (cell D6) will be the same as the first transaction date that is
entered on the Statement sheet. However, the repayment of some loans (like building loans) only commence on a later
date and by including this input cell, we're therefore able to base the periods that are included in the initial amortization
table on a user defined date so that the initial amortization calculation will match the commencement of actual loan
repayments.
Loan Repayment Forecasts
The template also includes two separate loan repayment forecasts that are used to calculate loan balances and interest
charges for the remaining loan repayment period. Note that the remaining loan repayment period is calculated based on
the loan review date selected on the Review sheet (cell B3). The period selected from this list box therefore determines
which repayment periods are based on actual transactions (all the periods before the loan review date) and which
repayment periods are based on the forecasts (all the periods after the loan review date). The loan repayment forecasts
are added to the actual loan account transactions in order to compile a loan review for the entire loan period. The forecasts
consist of a standard loan repayment amortization table and an ad hoc loan repayment amortization table. Both
amortization tables are included on the ForecastAmort sheet.
Both amortization tables are based on the calculated values that are displayed at the top of the ForecastAmort sheet. The
review date is selected from a list box on the Review sheet and the outstanding loan balance and interest rate is
determined by looking up the appropriate values on the Statement sheet based on the loan review date that has been
selected.
The number of remaining loan repayments is calculated on the Review sheet by subtracting the number of actual loan
repayments from the initial loan period. The number of actual loan repayments is calculated by counting the transaction
type 2 transactions on the Statement sheet that are dated before the loan review date. The initial loan period is specified
on the InitialAmort sheet.
The standard amortization table (column K to P) calculates the remaining monthly loan repayment amounts and the
interest that will be incurred over the remaining loan period. The total interest and capital repayments that are calculated
are included on the Review sheet in the "Actual Loan: Standard" column and compared to the initial loan amortization
table.
The ad hoc forecast amortization table (column A to I) also calculates the remaining loan repayments and interest but
enables users to include ad hoc loan repayments in the calculation. These ad hoc loan repayments should be recorded on
the ForecastPmt sheet and are automatically included in the appropriate monthly periods on the amortization table. Note
that the monthly periods on the ForecastPmt sheet are determined by the monthly periods on the Summary sheet and
extended to include 360 months. You'll also notice that the loan review date that is specified on the Review sheet is
highlighted in orange in column A on the ForecastPmt sheet.
Ad hoc loan repayments that are dated before the review date (on the ForecastPmt sheet) will not form part of the ad hoc
forecast amortization table (on the ForecastAmort sheet) because the amortization table starts in the month following the
review date. If an ad hoc loan repayment is dated before the loan review date, it should however be included in the
transactions that are recorded on the Statement sheet if the payment has been effected and it will therefore already be
taken into account in the loan analysis of the entire loan period.
The ad hoc amortization table accepts both lump sum repayments and increased instalments and enables users to
calculate the interest savings that result from effecting these types of repayments over the remaining loan repayment
period. Note that the monthly loan repayment amounts that are calculated on the ad hoc amortization table are not
adjusted to take the effect of ad hoc loan repayments into account - the ad hoc loan repayments are allocated directly
against the outstanding capital balance of the loan, thereby resulting in a shorter loan repayment period and a significant
saving in interest.
The ad hoc forecast amortization table is therefore a comprehensive, flexible loan repayment analysis tool that can be
used to analyze the effect of ad hoc loan repayments on interest charges. The interest saving is calculated by comparing
the ad hoc forecast amortization table (the "Actual Loan: Forecast" column) to the standard forecast amortization table (the
"Actual Loan: Standard" column) on the Review sheet. As we've mentioned before, both of these amortization tables are
calculated based on the remaining loan repayment period.
Page 10 of 52
Instructions
Loan Amortization Table Calculations

The loan amortization calculator on the CalcAmort sheet can be used to perform your own loan repayment and interest
calculations by simply specifying the appropriate input values in the cells with a yellow cell background at the top of the
sheet.
This calculator can be used to perform any loan repayment calculation over a maximum loan period of 30 years. For
example, if you want to determine the new monthly loan repayment amount after a change in the annual loan interest rate:
Enter an interest rate change transaction on the Statement sheet (in accordance with the guidance that we provided in the
Loan Account Transactions section).
Calculate the outstanding loan balance on the effective date by adding the accrued interest amounts for the particular
month (in column L) on the Statement sheet to the outstanding loan balance in column G.
Enter the outstanding loan balance and the new interest rate in the appropriate input cells on the CalcAmort sheet.
Enter the remaining loan period in the appropriate input cell on the same sheet.
The new loan repayment amount is calculated in column D on the CalcAmort sheet.
Add any other monthly loan costs (for example admin fees and insurance premiums) to this amount. The calculated
monthly loan repayment amount should equal the amended loan repayment amount that is deducted on the next account
statement that is received from the appropriate financial institution.
Help & Customization
If you experience any difficulty while using this template and you are not able to find the appropriate guidance in these
instructions, please e-mail us at support@excel-skills.com for assistance. This template has been designed with flexibility
in mind to ensure that it can be used in most business environments. If however you need an Excel based template that is
customized specifically for your business requirements, please e-mail our Support function and provide a brief explanation
of your requirements.
© Copyright
This template remains the intellectual property of www.excel-skills.com and is protected by international copyright laws.
Any publication or distribution of this template outside the scope of the permitted use of the template is expressly
prohibited. In terms of the permitted use of this template, only the distribution of the template to persons within the same
organisation as the registered user or persons outside the organisation who can reasonably be expected to require access
to the template as a direct result of the use of the template by the registered user is allowed. Subsequent distribution of the
template by parties outside of the organisation is however expressly prohibited and represents an infringement of
international copyright laws.
Page 11 of 52
Transaction Codes
Code Transaction Type

1 Loan Advance
2 Loan Repayment
3 Ad Hoc Repayment On
Onthis
thissheet:
sheet:
4 Interest Capitalized This
This sheet
sheet includes
includes the
the default
default loan
loan account
account transaction
transaction types.
types. Additional
Additional transaction
transaction
5 Interest Rate Change types
types can
can be
be added
added toto the
the list
list by
by entering
entering the
the new
new codes
codes below
below the
the last
last default
default code.
code.
6 Admin Fee The
The transaction
transaction types
types entered
entered on on this
this sheet
sheet are
are included
included inin aa list
list box
box on
on the
the
7 Insurance Premium “Statement”
“Statement” sheet.
sheet.
Page 12 of 52
Loan Statement
© www.excel-skills.com
New Interest Transaction Calculated Outstanding Interest Transaction Interest Transaction Accrued
Date Code Transaction Description Rate Amount Interest Balance Rate Month Days Closing Interest
4/1/2019 5 Interest Rate Change 10.00% - - - 10.00% 2019/4 0 - -
4/1/2019 1 Loan Advance 0.00% 2,000,000.00 - 2,000,000.00 10.00% 2019/4 0 - -
4/2/2019 6 Admin Fee 0.00% 80.00 - 2,000,080.00 10.00% 2019/4 1 2,000,000.00 547.95
4/3/2019 7 Insurance Premium 0.00% 370.00 - 2,000,450.00 10.00% 2019/4 1 2,000,080.00 547.97
4/7/2019 2 Loan Repayment 0.00% -19,750.43 - 1,980,699.57 10.00% 2019/4 4 2,000,450.00 2,192.27
4/30/2019 4 Interest Capitalized 0.00% - 16,311.96 1,997,011.53 10.00% 2019/4 24 1,980,699.57 13,023.78
5/2/2019 6 Admin Fee 0.00% 80.00 - 1,997,091.53 10.00% 2019/5 1 1,997,011.53 547.13
5/3/2019 7 Insurance Premium 0.00% On 370.00
Onthis
this sheet:
sheet: - 1,997,461.53 10.00% 2019/5 1 1,997,091.53 547.15
5/7/2019 All
2All loan
Loanaccount
loan Repayment
account transactions
transactions should
should bebe recorded on
on this
0.00%
recorded this sheet in
in order
-19,750.43
sheet order to
to calculate- the
calculate the loan account
account statement
1,977,711.10
loan balances.
10.00%
statement balances. The
2019/5
The 4 1,997,461.53 2,189.00
5/31/2019 calculations
4calculations on
on this
this sheet
Interest Capitalized sheet accommodate
accommodate an an unlimited
unlimited number
0.00% number of -of interest rate
rate changes
interest16,829.24 and
and ad
changes1,994,540.34 ad hoc
hoc loan repayments
loan10.00%
repayments and
2019/5
and 25 1,977,711.10 13,545.97
6/2/2019 facilitate
6facilitate
Admindaily
Feeinterest
daily interest calculations.
calculations. Loan
Loan account
account balances
0.00%balances are calculated
calculated and
are80.00 and displayed
displayed
- on
on all
all transaction
transaction dates.
1,994,620.34 dates. User
User input
10.00% input isis
2019/6 1 1,994,540.34 546.45
6/3/2019 limited
7limited to
to entering
entering
Insurance Premium the
the transaction
transaction date,
date, transaction
transaction
0.00% code,
code, new
new interest
interest
370.00 rate
rate (only
(only for
for
- interest
interest rate
rate changes)
1,994,990.34changes) and
and the
the
10.00% transaction
transaction
2019/6 1 1,994,620.34 546.47
6/7/2019 amount.
2amount.LoanAll
All the
the columns
Repayment columns withwith light
light blue
blue column
0.00% headings
column headings contain
contain formulas
-19,750.43 formulas which
which
- are
are automatically
automatically copied
1,975,239.91 copied
10.00%for
for all
all new
new
2019/6 4 1,994,990.34 2,186.29
6/30/2019 transactions
4transactions added to the table.
added to the table.
Interest Capitalized 0.00% - 16,267.09 1,991,507.00 10.00% 2019/6 24 1,975,239.91 12,987.88
7/2/2019 6 Admin Fee 0.00% 80.00 - 1,991,587.00 10.00% 2019/7 1 1,991,507.00 545.62
7/7/2019 2 Loan Repayment 0.00% -19,750.43 - 1,972,206.57 10.00% 2019/7 4 1,991,957.00 2,182.97
8/2/2019 6 Admin Fee 0.00% 80.00 - 1,989,069.06 10.00% 2019/8 1 1,988,989.06 544.93
8/7/2019 2 Loan Repayment 0.00% -19,750.43 - 1,969,688.63 10.00% 2019/8 4 1,989,439.06 2,180.21
9/2/2019 6 Admin Fee 0.00% 80.00 - 1,986,529.74 10.00% 2019/9 1 1,986,449.74 544.23
9/7/2019 2 Loan Repayment 0.00% -19,750.43 - 1,967,149.31 10.00% 2019/9 4 1,986,899.74 2,177.42
10/2/2019 6 Admin Fee 0.00% 80.00 - 1,983,429.90 10.00% 2019/10 1 1,983,349.90 543.38
10/7/2019 2 Loan Repayment 0.00% -19,750.43 - 1,964,049.47 10.00% 2019/10 4 1,983,799.90 2,174.03
11/2/2019 6 Admin Fee 0.00% 80.00 - 1,980,842.68 10.00% 2019/11 1 1,980,762.68 542.67
Page 13 of 52
Loan Statement
11/7/2019 2 Loan Repayment 0.00% -19,750.43 - 1,961,462.25 10.00% 2019/11 4 1,981,212.68 2,171.19
11/23/2019 5 Interest Rate Change 10.25% - - 1,961,462.25 10.25% 2019/11 16 1,961,462.25 8,598.19
12/2/2019 6 Admin Fee 0.00% 80.00 - 1,977,803.58 10.25% 2019/12 1 1,977,723.58 555.39
12/7/2019 2 Loan Repayment 0.00% -19,909.05 - 1,958,264.53 10.25% 2019/12 4 1,978,173.58 2,222.06
1/2/2020 6 Admin Fee 0.00% 80.00 - 1,975,425.47 10.25% 2020/1 1 1,975,345.47 554.72
1/7/2020 2 Loan Repayment 0.00% -19,909.05 - 1,955,886.42 10.25% 2020/1 4 1,975,795.47 2,219.39
2/2/2020 6 Admin Fee 0.00% 80.00 - 1,973,026.67 10.25% 2020/2 1 1,972,946.67 554.05
2/7/2020 2 Loan Repayment 0.00% -19,909.05 - 1,953,487.62 10.25% 2020/2 4 1,973,396.67 2,216.69
3/2/2020 6 Admin Fee 0.00% 80.00 - 1,969,509.82 10.25% 2020/3 1 1,969,429.82 553.06
3/7/2020 2 Loan Repayment 0.00% -19,909.05 - 1,949,970.77 10.25% 2020/3 4 1,969,879.82 2,212.74
4/2/2020 6 Admin Fee 0.00% 85.00 - 1,967,064.51 10.25% 2020/4 1 1,966,979.51 552.37
4/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,947,520.46 10.25% 2020/4 4 1,967,464.51 2,210.03
5/2/2020 6 Admin Fee 0.00% 85.00 - 1,964,046.01 10.25% 2020/5 1 1,963,961.01 551.52
5/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,944,501.96 10.25% 2020/5 4 1,964,446.01 2,206.64
6/2/2020 6 Admin Fee 0.00% 85.00 - 1,961,548.14 10.25% 2020/6 1 1,961,463.14 550.82
6/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,942,004.09 10.25% 2020/6 4 1,961,948.14 2,203.83
Page 14 of 52
Loan Statement
7/2/2020 6 Admin Fee 0.00% 85.00 - 1,958,483.16 10.25% 2020/7 1 1,958,398.16 549.96
7/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,938,939.11 10.25% 2020/7 4 1,958,883.16 2,200.39
8/2/2020 6 Admin Fee 0.00% 85.00 - 1,955,936.86 10.25% 2020/8 1 1,955,851.86 549.25
8/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,936,392.81 10.25% 2020/8 4 1,956,336.86 2,197.53
9/2/2020 6 Admin Fee 0.00% 85.00 - 1,953,368.40 10.25% 2020/9 1 1,953,283.40 548.52
9/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,933,824.35 10.25% 2020/9 4 1,953,768.40 2,194.64
10/2/2020 6 Admin Fee 0.00% 85.00 - 1,950,234.51 10.25% 2020/10 1 1,950,149.51 547.64
10/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,930,690.46 10.25% 2020/10 4 1,950,634.51 2,191.12
11/2/2020 6 Admin Fee 0.00% 85.00 - 1,947,616.40 10.25% 2020/11 1 1,947,531.40 546.91
11/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,928,072.35 10.25% 2020/11 4 1,948,016.40 2,188.18
12/2/2020 6 Admin Fee 0.00% 85.00 - 1,944,434.06 10.25% 2020/12 1 1,944,349.06 546.02
12/7/2020 2 Loan Repayment 0.00% -19,944.05 - 1,924,890.01 10.25% 2020/12 4 1,944,834.06 2,184.61
Page 15 of 52
Loan Summary
Opening Loan Loan Ad Hoc Interest Admin Insurance Other Closing Number of
Month Balance Advance Repayment Repayment Capitalized Fees Premium Costs Balance Repayments
Apr-2019 - 2,000,000.00 -19,750.43 - 16,311.96 80.00 370.00 - 1,997,011.53 1.00
May-2019 1,997,011.53 - -19,750.43 - 16,829.24 80.00 370.00 - 1,994,540.34 2.00
Jun-2019 1,994,540.34 - -19,750.43 - 16,267.09 80.00 370.00 - 1,991,507.00 3.00
Jul-2019 1,991,507.00 - -19,750.43 - 16,782.49 80.00 370.00 - 1,988,989.06 4.00
Aug-2019 1,988,989.06 - -19,750.43 - 16,761.10 80.00 370.00 - 1,986,449.74 5.00
On this sheet:
Sep-2019 1,986,449.74 - -19,750.43 On this sheet: - 16,200.59 80.00 370.00 - 1,983,349.90 6.00
All
All the
the amounts
amounts onon this
this loan
loan summary
summary are are automatically
automatically calculated
calculated based
based on
on the
the
Oct-2019 1,983,349.90 - -19,750.43 - 16,713.21 80.00 370.00 - 1,980,762.68 7.00
transactions
transactions recorded
recorded on
on the
the “Statement”
“Statement” sheet.
sheet.You
You can can add
add additional
additional monthly
monthly periods
periods to
to
Nov-2019 1,980,762.68 - -19,750.43 - 16,261.33 80.00 370.00 - 1,977,723.58 8.00
the
the sheet
sheet by
by simply
simply extending
extending the
the Excel
Excel table
table in
in order
order to
to copy
copy the
the formulas
formulas into
into the
the
Dec-2019 1,977,723.58
required - -19,909.05 - 17,080.95 80.00 370.00 - 1,975,345.47 9.00
required number
number ofof additional
additional rows.
rows. No
No user
userinput
input isis required
required on
on this
this sheet.
sheet.
Jan-2020 1,975,345.47 - -19,909.05 - 17,060.24 80.00 370.00 - 1,972,946.67 10.00
Feb-2020 1,972,946.67 - -19,909.05 - 15,942.20 80.00 370.00 - 1,969,429.82 11.00
Mar-2020 1,969,429.82 - -19,909.05 - 17,008.75 80.00 370.00 - 1,966,979.51 12.00
Apr-2020 1,966,979.51 - -19,944.05 - 16,440.55 85.00 400.00 - 1,963,961.01 13.00
May-2020 1,963,961.01 - -19,944.05 - 16,961.18 85.00 400.00 - 1,961,463.14 14.00
Jun-2020 1,961,463.14 - -19,944.05 - 16,394.08 85.00 400.00 - 1,958,398.16 15.00
Jul-2020 1,958,398.16 - -19,944.05 - 16,912.75 85.00 400.00 - 1,955,851.86 16.00
Aug-2020 1,955,851.86 - -19,944.05 - 16,890.58 85.00 400.00 - 1,953,283.40 17.00
Sep-2020 1,953,283.40 - -19,944.05 - 16,325.16 85.00 400.00 - 1,950,149.51 18.00
Oct-2020 1,950,149.51 - -19,944.05 - 16,840.94 85.00 400.00 - 1,947,531.40 19.00
Nov-2020 1,947,531.40 - -19,944.05 - 16,276.71 85.00 400.00 - 1,944,349.06 20.00
Dec-2020 1,944,349.06 - -19,944.05 - 16,790.45 85.00 400.00 - 1,941,680.45 21.00
Page 16 of 52
Loan Review
Review Date 12/31/2020
Loan Period 240.00

Number of Actual Repayments 21.00
Remaining Loan Repayments 219.00
Initial Actual Initial Actual Loan: Actual Loan:
Loan History (as at review date) Difference Loan Period Summary
Amortization Loan Amortization Standard Forecast
Loan Advances 2,000,000.00 2,000,000.00 - Total Interest Charges 2,632,103.90 2,707,082.27 2,707,082.27
Total Capital Repayments 2,000,000.00 2,000,000.00 2,000,000.00
Scheduled Loan Repayments 405,309.09 417,136.09 -11,827.00 Total Loan Repayments 4,632,103.90 4,707,082.27 4,707,082.27
Ad Hoc Loan Repayments - - - Interest: Actual vs Initial Amortization -74,978.37
405,309.09 417,136.09 -11,827.00 Actual Interest: Amortization vs Forecast -
Loan Repayment Breakdown Effective Annual Interest Rate 10.00% 10.23% 10.23%
Capital Repayment 60,170.83 58,319.55 1,851.28
Interest Repayment 345,138.27 349,051.54 -3,913.28
On
Onthis
thissheet:
sheet:
Other Costs - 9,765.00 -9,765.00
This
This sheet
sheet includes
includes aa comprehensive
comprehensive analysisanalysis of
of loan
loan account
account balances
balances and
and interest
interest charges
charges forfor the
the entire
entire loan
loan
period.
period. Actual
Actual loan
loan balances
balances areare calculated
calculated from
from the
the transactions
transactions recorded
recorded on
on the
the “Statement”
“Statement” sheet
sheet and
and added
added
Outstanding Loan Balance 1,939,829.17 1,941,680.45 -1,851.28
to
to the
the forecasted
forecasted loan loan amortization
amortization calculations
calculations forfor the
the remaining
remaining loan
loan repayment
repayment period
period before
before being
being
compared
compared to to initial
initial loan
loan amortization
amortization calculations.
calculations. The
The loan
loan repayment
repayment forecasts
forecasts are
are calculated
calculated based
based onon aa
Initial Actual Loan: Actual Loan:
Remaining Loan Repayments standard
Amortization Standard Forecast standard amortization
amortization table table and
and an an amortization
amortization table
table which
which accommodates
accommodates ad ad hoc
hoc loan
loan repayments.
repayments. The The only
only
Capital 1,939,829.17 1,941,680.45 1,941,680.45 user
user input
input required
required on on this
this sheet
sheet isis selecting
selecting the
the appropriate
appropriate loan
loan review
review period
period from
from the
the list
list box
box in
in cell
cell B3.
B3.
Interest 2,286,965.63 2,358,030.73 2,358,030.73
Total Remaining Loan Repayments 4,226,794.81 4,299,711.18 4,299,711.18
Page 17 of 52
Initial Loan Amortization Table
Principle Loan Amount 2,000,000 2,000,000

Annual Interest Rate 10.00%
Loan Period (in Months) 240.00
Repayment Commencement Date 4/1/2019
Repayment Opening Loan Interest Capital %
Month Number Balance Repayment Charged Repaid Closing Balance Outstanding
Apr-2019 1 2,000,000.00 19,300.43 16,666.67 2,633.77 1,997,366.23 99.9%
May-2019 2 1,997,366.23 19,300.43 16,644.72 2,655.71 1,994,710.52 99.7%
Jun-2019 3 1,994,710.52 19,300.43 16,622.59 2,677.85 1,992,032.67 99.6%
Jul-2019 4 1,992,032.67 19,300.43 16,600.27 2,700.16 1,989,332.51 99.5%
Aug-2019 5 1,989,332.51 19,300.43 16,577.77 2,722.66 1,986,609.85 99.3%
Sep-2019 6 1,986,609.85 19,300.43 16,555.08 2,745.35 1,983,864.50 99.2%
Oct-2019 7 1,983,864.50 19,300.43 16,532.20 2,768.23 1,981,096.27 99.1%
On this sheet:
On this sheet:
Nov-2019 8 1,981,096.27 19,300.43 16,509.14 2,791.30 1,978,304.97 98.9%
This
This sheet
sheet includes
includes an an initial
initial amortization
amortization table
table calculation
calculation which
which isis used
used to
to
Dec-2019 9 1,978,304.97 19,300.43 16,485.87 2,814.56 1,975,490.42 98.8%
compare
compare thethe initial
initial loan
loan terms
terms toto actual
actual loan
loan account
account balances.
balances.AllAll the
the amortization
amortization
Jan-2020 10 1,975,490.42 19,300.43 16,462.42 2,838.01 1,972,652.40 98.6%
calculations
calculations areare based
based onon the
the loan
loan terms
terms specified
specified in
in cells
cells D3
D3 to
to D6.
D6.
Feb-2020 11 1,972,652.40 19,300.43 16,438.77 2,861.66 1,969,790.74 98.5%
Mar-2020 12 1,969,790.74 19,300.43 16,414.92 2,885.51 1,966,905.23 98.3%
Apr-2020 13 1,966,905.23 19,300.43 16,390.88 2,909.56 1,963,995.68 98.2%
May-2020 14 1,963,995.68 19,300.43 16,366.63 2,933.80 1,961,061.87 98.1%
Jun-2020 15 1,961,061.87 19,300.43 16,342.18 2,958.25 1,958,103.62 97.9%
Jul-2020 16 1,958,103.62 19,300.43 16,317.53 2,982.90 1,955,120.72 97.8%
Aug-2020 17 1,955,120.72 19,300.43 16,292.67 3,007.76 1,952,112.96 97.6%
Sep-2020 18 1,952,112.96 19,300.43 16,267.61 3,032.82 1,949,080.13 97.5%
Oct-2020 19 1,949,080.13 19,300.43 16,242.33 3,058.10 1,946,022.04 97.3%
Nov-2020 20 1,946,022.04 19,300.43 16,216.85 3,083.58 1,942,938.45 97.1%
Dec-2020 21 1,942,938.45 19,300.43 16,191.15 3,109.28 1,939,829.17 97.0%
Jan-2021 22 1,939,829.17 19,300.43 16,165.24 3,135.19 1,936,693.98 96.8%
Feb-2021 23 1,936,693.98 19,300.43 16,139.12 3,161.32 1,933,532.67 96.7%
Mar-2021 24 1,933,532.67 19,300.43 16,112.77 3,187.66 1,930,345.01 96.5%
Apr-2021 25 1,930,345.01 19,300.43 16,086.21 3,214.22 1,927,130.78 96.4%
May-2021 26 1,927,130.78 19,300.43 16,059.42 3,241.01 1,923,889.77 96.2%
Jun-2021 27 1,923,889.77 19,300.43 16,032.41 3,268.02 1,920,621.75 96.0%
Jul-2021 28 1,920,621.75 19,300.43 16,005.18 3,295.25 1,917,326.50 95.9%
Aug-2021 29 1,917,326.50 19,300.43 15,977.72 3,322.71 1,914,003.79 95.7%
Sep-2021 30 1,914,003.79 19,300.43 15,950.03 3,350.40 1,910,653.39 95.5%
Oct-2021 31 1,910,653.39 19,300.43 15,922.11 3,378.32 1,907,275.07 95.4%
Nov-2021 32 1,907,275.07 19,300.43 15,893.96 3,406.47 1,903,868.59 95.2%
Dec-2021 33 1,903,868.59 19,300.43 15,865.57 3,434.86 1,900,433.73 95.0%
Jan-2022 34 1,900,433.73 19,300.43 15,836.95 3,463.49 1,896,970.25 94.8%
Feb-2022 35 1,896,970.25 19,300.43 15,808.09 3,492.35 1,893,477.90 94.7%
Mar-2022 36 1,893,477.90 19,300.43 15,778.98 3,521.45 1,889,956.45 94.5%
Apr-2022 37 1,889,956.45 19,300.43 15,749.64 3,550.80 1,886,405.65 94.3%
May-2022 38 1,886,405.65 19,300.43 15,720.05 3,580.39 1,882,825.27 94.1%
Jun-2022 39 1,882,825.27 19,300.43 15,690.21 3,610.22 1,879,215.05 94.0%
Jul-2022 40 1,879,215.05 19,300.43 15,660.13 3,640.31 1,875,574.74 93.8%
Aug-2022 41 1,875,574.74 19,300.43 15,629.79 3,670.64 1,871,904.10 93.6%
Sep-2022 42 1,871,904.10 19,300.43 15,599.20 3,701.23 1,868,202.86 93.4%
Oct-2022 43 1,868,202.86 19,300.43 15,568.36 3,732.08 1,864,470.79 93.2%
Nov-2022 44 1,864,470.79 19,300.43 15,537.26 3,763.18 1,860,707.61 93.0%
Page 18 of 52

Dec-2022 45 1,860,707.61 19,300.43 15,505.90 3,794.54 1,856,913.08 92.8%
Jan-2023 46 1,856,913.08 19,300.43 15,474.28 3,826.16 1,853,086.92 92.7%
Feb-2023 47 1,853,086.92 19,300.43 15,442.39 3,858.04 1,849,228.88 92.5%
Mar-2023 48 1,849,228.88 19,300.43 15,410.24 3,890.19 1,845,338.68 92.3%
Apr-2023 49 1,845,338.68 19,300.43 15,377.82 3,922.61 1,841,416.07 92.1%
May-2023 50 1,841,416.07 19,300.43 15,345.13 3,955.30 1,837,460.77 91.9%
Jun-2023 51 1,837,460.77 19,300.43 15,312.17 3,988.26 1,833,472.51 91.7%
Jul-2023 52 1,833,472.51 19,300.43 15,278.94 4,021.50 1,829,451.02 91.5%
Aug-2023 53 1,829,451.02 19,300.43 15,245.43 4,055.01 1,825,396.01 91.3%
Sep-2023 54 1,825,396.01 19,300.43 15,211.63 4,088.80 1,821,307.21 91.1%
Oct-2023 55 1,821,307.21 19,300.43 15,177.56 4,122.87 1,817,184.34 90.9%
Nov-2023 56 1,817,184.34 19,300.43 15,143.20 4,157.23 1,813,027.11 90.7%
Dec-2023 57 1,813,027.11 19,300.43 15,108.56 4,191.87 1,808,835.24 90.4%
Jan-2024 58 1,808,835.24 19,300.43 15,073.63 4,226.81 1,804,608.43 90.2%
Feb-2024 59 1,804,608.43 19,300.43 15,038.40 4,262.03 1,800,346.40 90.0%
Mar-2024 60 1,800,346.40 19,300.43 15,002.89 4,297.55 1,796,048.85 89.8%
Apr-2024 61 1,796,048.85 19,300.43 14,967.07 4,333.36 1,791,715.49 89.6%
May-2024 62 1,791,715.49 19,300.43 14,930.96 4,369.47 1,787,346.02 89.4%
Jun-2024 63 1,787,346.02 19,300.43 14,894.55 4,405.88 1,782,940.14 89.1%
Jul-2024 64 1,782,940.14 19,300.43 14,857.83 4,442.60 1,778,497.54 88.9%
Aug-2024 65 1,778,497.54 19,300.43 14,820.81 4,479.62 1,774,017.92 88.7%
Sep-2024 66 1,774,017.92 19,300.43 14,783.48 4,516.95 1,769,500.97 88.5%
Oct-2024 67 1,769,500.97 19,300.43 14,745.84 4,554.59 1,764,946.38 88.2%
Nov-2024 68 1,764,946.38 19,300.43 14,707.89 4,592.55 1,760,353.84 88.0%
Dec-2024 69 1,760,353.84 19,300.43 14,669.62 4,630.82 1,755,723.02 87.8%
Jan-2025 70 1,755,723.02 19,300.43 14,631.03 4,669.41 1,751,053.61 87.6%
Feb-2025 71 1,751,053.61 19,300.43 14,592.11 4,708.32 1,746,345.29 87.3%
Mar-2025 72 1,746,345.29 19,300.43 14,552.88 4,747.56 1,741,597.73 87.1%
Apr-2025 73 1,741,597.73 19,300.43 14,513.31 4,787.12 1,736,810.62 86.8%
May-2025 74 1,736,810.62 19,300.43 14,473.42 4,827.01 1,731,983.61 86.6%
Jun-2025 75 1,731,983.61 19,300.43 14,433.20 4,867.24 1,727,116.37 86.4%
Jul-2025 76 1,727,116.37 19,300.43 14,392.64 4,907.80 1,722,208.57 86.1%
Aug-2025 77 1,722,208.57 19,300.43 14,351.74 4,948.69 1,717,259.88 85.9%
Sep-2025 78 1,717,259.88 19,300.43 14,310.50 4,989.93 1,712,269.94 85.6%
Oct-2025 79 1,712,269.94 19,300.43 14,268.92 5,031.52 1,707,238.43 85.4%
Nov-2025 80 1,707,238.43 19,300.43 14,226.99 5,073.45 1,702,164.98 85.1%
Dec-2025 81 1,702,164.98 19,300.43 14,184.71 5,115.72 1,697,049.26 84.9%
Jan-2026 82 1,697,049.26 19,300.43 14,142.08 5,158.36 1,691,890.90 84.6%
Feb-2026 83 1,691,890.90 19,300.43 14,099.09 5,201.34 1,686,689.56 84.3%
Mar-2026 84 1,686,689.56 19,300.43 14,055.75 5,244.69 1,681,444.87 84.1%
Apr-2026 85 1,681,444.87 19,300.43 14,012.04 5,288.39 1,676,156.48 83.8%
May-2026 86 1,676,156.48 19,300.43 13,967.97 5,332.46 1,670,824.02 83.5%
Jun-2026 87 1,670,824.02 19,300.43 13,923.53 5,376.90 1,665,447.12 83.3%
Jul-2026 88 1,665,447.12 19,300.43 13,878.73 5,421.71 1,660,025.41 83.0%
Page 19 of 52

Aug-2026 89 1,660,025.41 19,300.43 13,833.55 5,466.89 1,654,558.52 82.7%
Sep-2026 90 1,654,558.52 19,300.43 13,787.99 5,512.45 1,649,046.08 82.5%
Oct-2026 91 1,649,046.08 19,300.43 13,742.05 5,558.38 1,643,487.70 82.2%
Nov-2026 92 1,643,487.70 19,300.43 13,695.73 5,604.70 1,637,882.99 81.9%
Dec-2026 93 1,637,882.99 19,300.43 13,649.02 5,651.41 1,632,231.59 81.6%
Jan-2027 94 1,632,231.59 19,300.43 13,601.93 5,698.50 1,626,533.08 81.3%
Feb-2027 95 1,626,533.08 19,300.43 13,554.44 5,745.99 1,620,787.09 81.0%
Mar-2027 96 1,620,787.09 19,300.43 13,506.56 5,793.87 1,614,993.22 80.7%
Apr-2027 97 1,614,993.22 19,300.43 13,458.28 5,842.16 1,609,151.06 80.5%
May-2027 98 1,609,151.06 19,300.43 13,409.59 5,890.84 1,603,260.22 80.2%
Jun-2027 99 1,603,260.22 19,300.43 13,360.50 5,939.93 1,597,320.29 79.9%
Jul-2027 100 1,597,320.29 19,300.43 13,311.00 5,989.43 1,591,330.86 79.6%
Aug-2027 101 1,591,330.86 19,300.43 13,261.09 6,039.34 1,585,291.52 79.3%
Sep-2027 102 1,585,291.52 19,300.43 13,210.76 6,089.67 1,579,201.85 79.0%
Oct-2027 103 1,579,201.85 19,300.43 13,160.02 6,140.42 1,573,061.43 78.7%
Nov-2027 104 1,573,061.43 19,300.43 13,108.85 6,191.59 1,566,869.84 78.3%
Dec-2027 105 1,566,869.84 19,300.43 13,057.25 6,243.18 1,560,626.66 78.0%
Jan-2028 106 1,560,626.66 19,300.43 13,005.22 6,295.21 1,554,331.45 77.7%
Feb-2028 107 1,554,331.45 19,300.43 12,952.76 6,347.67 1,547,983.78 77.4%
Mar-2028 108 1,547,983.78 19,300.43 12,899.86 6,400.57 1,541,583.21 77.1%
Apr-2028 109 1,541,583.21 19,300.43 12,846.53 6,453.91 1,535,129.30 76.8%
May-2028 110 1,535,129.30 19,300.43 12,792.74 6,507.69 1,528,621.61 76.4%
Jun-2028 111 1,528,621.61 19,300.43 12,738.51 6,561.92 1,522,059.69 76.1%
Jul-2028 112 1,522,059.69 19,300.43 12,683.83 6,616.60 1,515,443.09 75.8%
Aug-2028 113 1,515,443.09 19,300.43 12,628.69 6,671.74 1,508,771.35 75.4%
Sep-2028 114 1,508,771.35 19,300.43 12,573.09 6,727.34 1,502,044.01 75.1%
Oct-2028 115 1,502,044.01 19,300.43 12,517.03 6,783.40 1,495,260.61 74.8%
Nov-2028 116 1,495,260.61 19,300.43 12,460.51 6,839.93 1,488,420.69 74.4%
Dec-2028 117 1,488,420.69 19,300.43 12,403.51 6,896.93 1,481,523.76 74.1%
Jan-2029 118 1,481,523.76 19,300.43 12,346.03 6,954.40 1,474,569.36 73.7%
Feb-2029 119 1,474,569.36 19,300.43 12,288.08 7,012.35 1,467,557.00 73.4%
Mar-2029 120 1,467,557.00 19,300.43 12,229.64 7,070.79 1,460,486.21 73.0%
Apr-2029 121 1,460,486.21 19,300.43 12,170.72 7,129.71 1,453,356.50 72.7%
May-2029 122 1,453,356.50 19,300.43 12,111.30 7,189.13 1,446,167.37 72.3%
Jun-2029 123 1,446,167.37 19,300.43 12,051.39 7,249.04 1,438,918.33 71.9%
Jul-2029 124 1,438,918.33 19,300.43 11,990.99 7,309.45 1,431,608.88 71.6%
Aug-2029 125 1,431,608.88 19,300.43 11,930.07 7,370.36 1,424,238.52 71.2%
Sep-2029 126 1,424,238.52 19,300.43 11,868.65 7,431.78 1,416,806.75 70.8%
Oct-2029 127 1,416,806.75 19,300.43 11,806.72 7,493.71 1,409,313.04 70.5%
Nov-2029 128 1,409,313.04 19,300.43 11,744.28 7,556.16 1,401,756.88 70.1%
Dec-2029 129 1,401,756.88 19,300.43 11,681.31 7,619.13 1,394,137.75 69.7%
Jan-2030 130 1,394,137.75 19,300.43 11,617.81 7,682.62 1,386,455.13 69.3%
Feb-2030 131 1,386,455.13 19,300.43 11,553.79 7,746.64 1,378,708.49 68.9%
Mar-2030 132 1,378,708.49 19,300.43 11,489.24 7,811.20 1,370,897.30 68.5%
Page 20 of 52

Apr-2030 133 1,370,897.30 19,300.43 11,424.14 7,876.29 1,363,021.01 68.2%
May-2030 134 1,363,021.01 19,300.43 11,358.51 7,941.92 1,355,079.09 67.8%
Jun-2030 135 1,355,079.09 19,300.43 11,292.33 8,008.11 1,347,070.98 67.4%
Jul-2030 136 1,347,070.98 19,300.43 11,225.59 8,074.84 1,338,996.14 66.9%
Aug-2030 137 1,338,996.14 19,300.43 11,158.30 8,142.13 1,330,854.00 66.5%
Sep-2030 138 1,330,854.00 19,300.43 11,090.45 8,209.98 1,322,644.02 66.1%
Oct-2030 139 1,322,644.02 19,300.43 11,022.03 8,278.40 1,314,365.62 65.7%
Nov-2030 140 1,314,365.62 19,300.43 10,953.05 8,347.39 1,306,018.24 65.3%
Dec-2030 141 1,306,018.24 19,300.43 10,883.49 8,416.95 1,297,601.29 64.9%
Jan-2031 142 1,297,601.29 19,300.43 10,813.34 8,487.09 1,289,114.20 64.5%
Feb-2031 143 1,289,114.20 19,300.43 10,742.62 8,557.81 1,280,556.39 64.0%
Mar-2031 144 1,280,556.39 19,300.43 10,671.30 8,629.13 1,271,927.26 63.6%
Apr-2031 145 1,271,927.26 19,300.43 10,599.39 8,701.04 1,263,226.22 63.2%
May-2031 146 1,263,226.22 19,300.43 10,526.89 8,773.55 1,254,452.67 62.7%
Jun-2031 147 1,254,452.67 19,300.43 10,453.77 8,846.66 1,245,606.01 62.3%
Jul-2031 148 1,245,606.01 19,300.43 10,380.05 8,920.38 1,236,685.63 61.8%
Aug-2031 149 1,236,685.63 19,300.43 10,305.71 8,994.72 1,227,690.91 61.4%
Sep-2031 150 1,227,690.91 19,300.43 10,230.76 9,069.68 1,218,621.23 60.9%
Oct-2031 151 1,218,621.23 19,300.43 10,155.18 9,145.26 1,209,475.97 60.5%
Nov-2031 152 1,209,475.97 19,300.43 10,078.97 9,221.47 1,200,254.51 60.0%
Dec-2031 153 1,200,254.51 19,300.43 10,002.12 9,298.31 1,190,956.20 59.5%
Jan-2032 154 1,190,956.20 19,300.43 9,924.63 9,375.80 1,181,580.40 59.1%
Feb-2032 155 1,181,580.40 19,300.43 9,846.50 9,453.93 1,172,126.47 58.6%
Mar-2032 156 1,172,126.47 19,300.43 9,767.72 9,532.71 1,162,593.76 58.1%
Apr-2032 157 1,162,593.76 19,300.43 9,688.28 9,612.15 1,152,981.60 57.6%
May-2032 158 1,152,981.60 19,300.43 9,608.18 9,692.25 1,143,289.35 57.2%
Jun-2032 159 1,143,289.35 19,300.43 9,527.41 9,773.02 1,133,516.33 56.7%
Jul-2032 160 1,133,516.33 19,300.43 9,445.97 9,854.46 1,123,661.87 56.2%
Aug-2032 161 1,123,661.87 19,300.43 9,363.85 9,936.58 1,113,725.28 55.7%
Sep-2032 162 1,113,725.28 19,300.43 9,281.04 10,019.39 1,103,705.89 55.2%
Oct-2032 163 1,103,705.89 19,300.43 9,197.55 10,102.88 1,093,603.01 54.7%
Nov-2032 164 1,093,603.01 19,300.43 9,113.36 10,187.07 1,083,415.94 54.2%
Dec-2032 165 1,083,415.94 19,300.43 9,028.47 10,271.97 1,073,143.97 53.7%
Jan-2033 166 1,073,143.97 19,300.43 8,942.87 10,357.57 1,062,786.40 53.1%
Feb-2033 167 1,062,786.40 19,300.43 8,856.55 10,443.88 1,052,342.52 52.6%
Mar-2033 168 1,052,342.52 19,300.43 8,769.52 10,530.91 1,041,811.61 52.1%
Apr-2033 169 1,041,811.61 19,300.43 8,681.76 10,618.67 1,031,192.94 51.6%
May-2033 170 1,031,192.94 19,300.43 8,593.27 10,707.16 1,020,485.78 51.0%
Jun-2033 171 1,020,485.78 19,300.43 8,504.05 10,796.38 1,009,689.40 50.5%
Jul-2033 172 1,009,689.40 19,300.43 8,414.08 10,886.35 998,803.04 49.9%
Aug-2033 173 998,803.04 19,300.43 8,323.36 10,977.07 987,825.97 49.4%
Sep-2033 174 987,825.97 19,300.43 8,231.88 11,068.55 976,757.42 48.8%
Oct-2033 175 976,757.42 19,300.43 8,139.65 11,160.79 965,596.63 48.3%
Nov-2033 176 965,596.63 19,300.43 8,046.64 11,253.79 954,342.84 47.7%
Page 21 of 52

Dec-2033 177 954,342.84 19,300.43 7,952.86 11,347.58 942,995.26 47.1%
Jan-2034 178 942,995.26 19,300.43 7,858.29 11,442.14 931,553.12 46.6%
Feb-2034 179 931,553.12 19,300.43 7,762.94 11,537.49 920,015.63 46.0%
Mar-2034 180 920,015.63 19,300.43 7,666.80 11,633.64 908,382.00 45.4%
Apr-2034 181 908,382.00 19,300.43 7,569.85 11,730.58 896,651.41 44.8%
May-2034 182 896,651.41 19,300.43 7,472.10 11,828.34 884,823.08 44.2%
Jun-2034 183 884,823.08 19,300.43 7,373.53 11,926.91 872,896.17 43.6%
Jul-2034 184 872,896.17 19,300.43 7,274.13 12,026.30 860,869.87 43.0%
Aug-2034 185 860,869.87 19,300.43 7,173.92 12,126.52 848,743.35 42.4%
Sep-2034 186 848,743.35 19,300.43 7,072.86 12,227.57 836,515.78 41.8%
Oct-2034 187 836,515.78 19,300.43 6,970.96 12,329.47 824,186.31 41.2%
Nov-2034 188 824,186.31 19,300.43 6,868.22 12,432.21 811,754.10 40.6%
Dec-2034 189 811,754.10 19,300.43 6,764.62 12,535.82 799,218.28 40.0%
Jan-2035 190 799,218.28 19,300.43 6,660.15 12,640.28 786,578.00 39.3%
Feb-2035 191 786,578.00 19,300.43 6,554.82 12,745.62 773,832.39 38.7%
Mar-2035 192 773,832.39 19,300.43 6,448.60 12,851.83 760,980.56 38.0%
Apr-2035 193 760,980.56 19,300.43 6,341.50 12,958.93 748,021.63 37.4%
May-2035 194 748,021.63 19,300.43 6,233.51 13,066.92 734,954.71 36.7%
Jun-2035 195 734,954.71 19,300.43 6,124.62 13,175.81 721,778.90 36.1%
Jul-2035 196 721,778.90 19,300.43 6,014.82 13,285.61 708,493.29 35.4%
Aug-2035 197 708,493.29 19,300.43 5,904.11 13,396.32 695,096.97 34.8%
Sep-2035 198 695,096.97 19,300.43 5,792.47 13,507.96 681,589.01 34.1%
Oct-2035 199 681,589.01 19,300.43 5,679.91 13,620.52 667,968.49 33.4%
Nov-2035 200 667,968.49 19,300.43 5,566.40 13,734.03 654,234.46 32.7%
Dec-2035 201 654,234.46 19,300.43 5,451.95 13,848.48 640,385.98 32.0%
Jan-2036 202 640,385.98 19,300.43 5,336.55 13,963.88 626,422.10 31.3%
Feb-2036 203 626,422.10 19,300.43 5,220.18 14,080.25 612,341.85 30.6%
Mar-2036 204 612,341.85 19,300.43 5,102.85 14,197.58 598,144.26 29.9%
Apr-2036 205 598,144.26 19,300.43 4,984.54 14,315.90 583,828.37 29.2%
May-2036 206 583,828.37 19,300.43 4,865.24 14,435.20 569,393.17 28.5%
Jun-2036 207 569,393.17 19,300.43 4,744.94 14,555.49 554,837.68 27.7%
Jul-2036 208 554,837.68 19,300.43 4,623.65 14,676.79 540,160.89 27.0%
Aug-2036 209 540,160.89 19,300.43 4,501.34 14,799.09 525,361.80 26.3%
Sep-2036 210 525,361.80 19,300.43 4,378.02 14,922.42 510,439.38 25.5%
Oct-2036 211 510,439.38 19,300.43 4,253.66 15,046.77 495,392.61 24.8%
Nov-2036 212 495,392.61 19,300.43 4,128.27 15,172.16 480,220.45 24.0%
Dec-2036 213 480,220.45 19,300.43 4,001.84 15,298.60 464,921.86 23.2%
Jan-2037 214 464,921.86 19,300.43 3,874.35 15,426.08 449,495.77 22.5%
Feb-2037 215 449,495.77 19,300.43 3,745.80 15,554.63 433,941.14 21.7%
Mar-2037 216 433,941.14 19,300.43 3,616.18 15,684.26 418,256.88 20.9%
Apr-2037 217 418,256.88 19,300.43 3,485.47 15,814.96 402,441.92 20.1%
May-2037 218 402,441.92 19,300.43 3,353.68 15,946.75 386,495.17 19.3%
Jun-2037 219 386,495.17 19,300.43 3,220.79 16,079.64 370,415.53 18.5%
Jul-2037 220 370,415.53 19,300.43 3,086.80 16,213.64 354,201.89 17.7%
Page 22 of 52

Aug-2037 221 354,201.89 19,300.43 2,951.68 16,348.75 337,853.14 16.9%
Sep-2037 222 337,853.14 19,300.43 2,815.44 16,484.99 321,368.15 16.1%
Oct-2037 223 321,368.15 19,300.43 2,678.07 16,622.36 304,745.79 15.2%
Nov-2037 224 304,745.79 19,300.43 2,539.55 16,760.88 287,984.90 14.4%
Dec-2037 225 287,984.90 19,300.43 2,399.87 16,900.56 271,084.35 13.6%
Jan-2038 226 271,084.35 19,300.43 2,259.04 17,041.40 254,042.95 12.7%
Feb-2038 227 254,042.95 19,300.43 2,117.02 17,183.41 236,859.54 11.8%
Mar-2038 228 236,859.54 19,300.43 1,973.83 17,326.60 219,532.94 11.0%
Apr-2038 229 219,532.94 19,300.43 1,829.44 17,470.99 202,061.94 10.1%
May-2038 230 202,061.94 19,300.43 1,683.85 17,616.58 184,445.36 9.2%
Jun-2038 231 184,445.36 19,300.43 1,537.04 17,763.39 166,681.97 8.3%
Jul-2038 232 166,681.97 19,300.43 1,389.02 17,911.42 148,770.56 7.4%
Aug-2038 233 148,770.56 19,300.43 1,239.75 18,060.68 130,709.88 6.5%
Sep-2038 234 130,709.88 19,300.43 1,089.25 18,211.18 112,498.69 5.6%
Oct-2038 235 112,498.69 19,300.43 937.49 18,362.94 94,135.75 4.7%
Nov-2038 236 94,135.75 19,300.43 784.46 18,515.97 75,619.78 3.8%
Dec-2038 237 75,619.78 19,300.43 630.16 18,670.27 56,949.51 2.8%
Jan-2039 238 56,949.51 19,300.43 474.58 18,825.85 38,123.66 1.9%
Feb-2039 239 38,123.66 19,300.43 317.70 18,982.74 19,140.93 1.0%
Mar-2039 240 19,140.93 19,300.43 159.51 19,140.93 0.00 0.0%
Apr-2039 241 - - - - - 0.0%
May-2039 242 - - - - - 0.0%
Jun-2039 243 - - - - - 0.0%
Jul-2039 244 - - - - - 0.0%
Aug-2039 245 - - - - - 0.0%
Sep-2039 246 - - - - - 0.0%
Oct-2039 247 - - - - - 0.0%
Nov-2039 248 - - - - - 0.0%
Dec-2039 249 - - - - - 0.0%
Jan-2040 250 - - - - - 0.0%
Feb-2040 251 - - - - - 0.0%
Mar-2040 252 - - - - - 0.0%
Apr-2040 253 - - - - - 0.0%
May-2040 254 - - - - - 0.0%
Jun-2040 255 - - - - - 0.0%
Jul-2040 256 - - - - - 0.0%
Aug-2040 257 - - - - - 0.0%
Sep-2040 258 - - - - - 0.0%
Oct-2040 259 - - - - - 0.0%
Nov-2040 260 - - - - - 0.0%
Dec-2040 261 - - - - - 0.0%
Jan-2041 262 - - - - - 0.0%
Feb-2041 263 - - - - - 0.0%
Mar-2041 264 - - - - - 0.0%
Page 23 of 52

Apr-2041 265 - - - - - 0.0%
May-2041 266 - - - - - 0.0%
Jun-2041 267 - - - - - 0.0%
Jul-2041 268 - - - - - 0.0%
Aug-2041 269 - - - - - 0.0%
Sep-2041 270 - - - - - 0.0%
Oct-2041 271 - - - - - 0.0%
Nov-2041 272 - - - - - 0.0%
Dec-2041 273 - - - - - 0.0%
Jan-2042 274 - - - - - 0.0%
Feb-2042 275 - - - - - 0.0%
Mar-2042 276 - - - - - 0.0%
Apr-2042 277 - - - - - 0.0%
May-2042 278 - - - - - 0.0%
Jun-2042 279 - - - - - 0.0%
Jul-2042 280 - - - - - 0.0%
Aug-2042 281 - - - - - 0.0%
Sep-2042 282 - - - - - 0.0%
Oct-2042 283 - - - - - 0.0%
Nov-2042 284 - - - - - 0.0%
Dec-2042 285 - - - - - 0.0%
Jan-2043 286 - - - - - 0.0%
Feb-2043 287 - - - - - 0.0%
Mar-2043 288 - - - - - 0.0%
Apr-2043 289 - - - - - 0.0%
May-2043 290 - - - - - 0.0%
Jun-2043 291 - - - - - 0.0%
Jul-2043 292 - - - - - 0.0%
Aug-2043 293 - - - - - 0.0%
Sep-2043 294 - - - - - 0.0%
Oct-2043 295 - - - - - 0.0%
Nov-2043 296 - - - - - 0.0%
Dec-2043 297 - - - - - 0.0%
Jan-2044 298 - - - - - 0.0%
Feb-2044 299 - - - - - 0.0%
Mar-2044 300 - - - - - 0.0%
Apr-2044 301 - - - - - 0.0%
May-2044 302 - - - - - 0.0%
Jun-2044 303 - - - - - 0.0%
Jul-2044 304 - - - - - 0.0%
Aug-2044 305 - - - - - 0.0%
Sep-2044 306 - - - - - 0.0%
Oct-2044 307 - - - - - 0.0%
Nov-2044 308 - - - - - 0.0%
Page 24 of 52

Dec-2044 309 - - - - - 0.0%
Jan-2045 310 - - - - - 0.0%
Feb-2045 311 - - - - - 0.0%
Mar-2045 312 - - - - - 0.0%
Apr-2045 313 - - - - - 0.0%
May-2045 314 - - - - - 0.0%
Jun-2045 315 - - - - - 0.0%
Jul-2045 316 - - - - - 0.0%
Aug-2045 317 - - - - - 0.0%
Sep-2045 318 - - - - - 0.0%
Oct-2045 319 - - - - - 0.0%
Nov-2045 320 - - - - - 0.0%
Dec-2045 321 - - - - - 0.0%
Jan-2046 322 - - - - - 0.0%
Feb-2046 323 - - - - - 0.0%
Mar-2046 324 - - - - - 0.0%
Apr-2046 325 - - - - - 0.0%
May-2046 326 - - - - - 0.0%
Jun-2046 327 - - - - - 0.0%
Jul-2046 328 - - - - - 0.0%
Aug-2046 329 - - - - - 0.0%
Sep-2046 330 - - - - - 0.0%
Oct-2046 331 - - - - - 0.0%
Nov-2046 332 - - - - - 0.0%
Dec-2046 333 - - - - - 0.0%
Jan-2047 334 - - - - - 0.0%
Feb-2047 335 - - - - - 0.0%
Mar-2047 336 - - - - - 0.0%
Apr-2047 337 - - - - - 0.0%
May-2047 338 - - - - - 0.0%
Jun-2047 339 - - - - - 0.0%
Jul-2047 340 - - - - - 0.0%
Aug-2047 341 - - - - - 0.0%
Sep-2047 342 - - - - - 0.0%
Oct-2047 343 - - - - - 0.0%
Nov-2047 344 - - - - - 0.0%
Dec-2047 345 - - - - - 0.0%
Jan-2048 346 - - - - - 0.0%
Feb-2048 347 - - - - - 0.0%
Mar-2048 348 - - - - - 0.0%
Apr-2048 349 - - - - - 0.0%
May-2048 350 - - - - - 0.0%
Jun-2048 351 - - - - - 0.0%
Jul-2048 352 - - - - - 0.0%
Page 25 of 52

Aug-2048 353 - - - - - 0.0%
Sep-2048 354 - - - - - 0.0%
Oct-2048 355 - - - - - 0.0%
Nov-2048 356 - - - - - 0.0%
Dec-2048 357 - - - - - 0.0%
Jan-2049 358 - - - - - 0.0%
Feb-2049 359 - - - - - 0.0%
Mar-2049 360 - - - - - 0.0%
4,632,103.90 2,632,103.90 2,000,000.00
Page 26 of 52
Loan Repayment Forecast | Ad Hoc Loan Repayments
Review Date 31 Dec 2020

Repayment Ad Hoc
Month Number Repayment
Apr-2019 1 -
May-2019 2 -
Jun-2019 3 -
Jul-2019 4 -
Aug-2019 5 -
Sep-2019 6 -
Oct-2019 7 -
Nov-2019 8 -
Dec-2019 9 -
Jan-2020 10 -
Feb-2020 11 -
Mar-2020 12 -
Apr-2020 13 -
May-2020 14 -
Jun-2020 15 -
Jul-2020 16 -
Aug-2020 17 -
On
Onthis
thissheet:
sheet:
Sep-2020 18 - The
The ad
ad hoc
hoc loan
loan repayments
repayments recorded
recorded on
on this
this sheet
sheet are
are included
included in
in the
the Ad
Ad Hoc
Hoc
Oct-2020 19 - Forecast
Forecast amortization
amortization table
table on
on the
the “ForecastAmort”
“ForecastAmort” sheet.
sheet. The
The Ad
Ad Hoc
Hoc Forecast
Forecast
Nov-2020 20 - calculation
calculation accommodates
accommodates both
both increased
increased monthly
monthly instalments
instalments and
and lump
lump sum
sum loan
loan
Dec-2020 21 - repayments.
repayments.
Jan-2021 22 -
Feb-2021 23 -
Mar-2021 24 -
Apr-2021 25 -
May-2021 26 -
Jun-2021 27 -
Jul-2021 28 -
Aug-2021 29 -
Sep-2021 30 -
Oct-2021 31 -
Nov-2021 32 -
Dec-2021 33 -
Jan-2022 34 -
Feb-2022 35 -
Mar-2022 36 -
Apr-2022 37 -
May-2022 38 -
Jun-2022 39 -
Jul-2022 40 -
Aug-2022 41 -
Sep-2022 42 -
Oct-2022 43 -
Nov-2022 44 -
Dec-2022 45 -
Jan-2023 46 -
Feb-2023 47 -
Mar-2023 48 -
Apr-2023 49 -
May-2023 50 -
Jun-2023 51 -
Jul-2023 52 -
Aug-2023 53 -
Sep-2023 54 -
Oct-2023 55 -
Nov-2023 56 -
Dec-2023 57 -
Jan-2024 58 -
Feb-2024 59 -
Mar-2024 60 -
Apr-2024 61 -
Page 27 of 52

Repayment Ad Hoc
May-2024 62 -
Jun-2024 63 -
Jul-2024 64 -
Aug-2024 65 -
Sep-2024 66 -
Oct-2024 67 -
Nov-2024 68 -
Dec-2024 69 -
Jan-2025 70 -
Feb-2025 71 -
Mar-2025 72 -
Apr-2025 73 -
May-2025 74 -
Jun-2025 75 -
Jul-2025 76 -
Aug-2025 77 -
Sep-2025 78 -
Oct-2025 79 -
Nov-2025 80 -
Dec-2025 81 -
Jan-2026 82 -
Feb-2026 83 -
Mar-2026 84 -
Apr-2026 85 -
May-2026 86 -
Jun-2026 87 -
Jul-2026 88 -
Aug-2026 89 -
Sep-2026 90 -
Oct-2026 91 -
Nov-2026 92 -
Dec-2026 93 -
Jan-2027 94 -
Feb-2027 95 -
Mar-2027 96 -
Apr-2027 97 -
May-2027 98 -
Jun-2027 99 -
Jul-2027 100 -
Aug-2027 101 -
Sep-2027 102 -
Oct-2027 103 -
Nov-2027 104 -
Dec-2027 105 -
Jan-2028 106 -
Feb-2028 107 -
Mar-2028 108 -
Apr-2028 109 -
May-2028 110 -
Jun-2028 111 -
Jul-2028 112 -
Aug-2028 113 -
Sep-2028 114 -
Oct-2028 115 -
Nov-2028 116 -
Dec-2028 117 -
Jan-2029 118 -
Feb-2029 119 -
Mar-2029 120 -
Apr-2029 121 -
May-2029 122 -
Page 28 of 52

Repayment Ad Hoc
Jun-2029 123 -
Jul-2029 124 -
Aug-2029 125 -
Sep-2029 126 -
Oct-2029 127 -
Nov-2029 128 -
Dec-2029 129 -
Jan-2030 130 -
Feb-2030 131 -
Mar-2030 132 -
Apr-2030 133 -
May-2030 134 -
Jun-2030 135 -
Jul-2030 136 -
Aug-2030 137 -
Sep-2030 138 -
Oct-2030 139 -
Nov-2030 140 -
Dec-2030 141 -
Jan-2031 142 -
Feb-2031 143 -
Mar-2031 144 -
Apr-2031 145 -
May-2031 146 -
Jun-2031 147 -
Jul-2031 148 -
Aug-2031 149 -
Sep-2031 150 -
Oct-2031 151 -
Nov-2031 152 -
Dec-2031 153 -
Jan-2032 154 -
Feb-2032 155 -
Mar-2032 156 -
Apr-2032 157 -
May-2032 158 -
Jun-2032 159 -
Jul-2032 160 -
Aug-2032 161 -
Sep-2032 162 -
Oct-2032 163 -
Nov-2032 164 -
Dec-2032 165 -
Jan-2033 166 -
Feb-2033 167 -
Mar-2033 168 -
Apr-2033 169 -
May-2033 170 -
Jun-2033 171 -
Jul-2033 172 -
Aug-2033 173 -
Sep-2033 174 -
Oct-2033 175 -
Nov-2033 176 -
Dec-2033 177 -
Jan-2034 178 -
Feb-2034 179 -
Mar-2034 180 -
Apr-2034 181 -
May-2034 182 -
Jun-2034 183 -
Page 29 of 52

Repayment Ad Hoc
Jul-2034 184 -
Aug-2034 185 -
Sep-2034 186 -
Oct-2034 187 -
Nov-2034 188 -
Dec-2034 189 -
Jan-2035 190 -
Feb-2035 191 -
Mar-2035 192 -
Apr-2035 193 -
May-2035 194 -
Jun-2035 195 -
Jul-2035 196 -
Aug-2035 197 -
Sep-2035 198 -
Oct-2035 199 -
Nov-2035 200 -
Dec-2035 201 -
Jan-2036 202 -
Feb-2036 203 -
Mar-2036 204 -
Apr-2036 205 -
May-2036 206 -
Jun-2036 207 -
Jul-2036 208 -
Aug-2036 209 -
Sep-2036 210 -
Oct-2036 211 -
Nov-2036 212 -
Dec-2036 213 -
Jan-2037 214 -
Feb-2037 215 -
Mar-2037 216 -
Apr-2037 217 -
May-2037 218 -
Jun-2037 219 -
Jul-2037 220 -
Aug-2037 221 -
Sep-2037 222 -
Oct-2037 223 -
Nov-2037 224 -
Dec-2037 225 -
Jan-2038 226 -
Feb-2038 227 -
Mar-2038 228 -
Apr-2038 229 -
May-2038 230 -
Jun-2038 231 -
Jul-2038 232 -
Aug-2038 233 -
Sep-2038 234 -
Oct-2038 235 -
Nov-2038 236 -
Dec-2038 237 -
Jan-2039 238 -
Feb-2039 239 -
Mar-2039 240 -
Apr-2039 241 -
May-2039 242 -
Jun-2039 243 -
Jul-2039 244 -
Page 30 of 52

Repayment Ad Hoc
Aug-2039 245 -
Sep-2039 246 -
Oct-2039 247 -
Nov-2039 248 -
Dec-2039 249 -
Jan-2040 250 -
Feb-2040 251 -
Mar-2040 252 -
Apr-2040 253 -
May-2040 254 -
Jun-2040 255 -
Jul-2040 256 -
Aug-2040 257 -
Sep-2040 258 -
Oct-2040 259 -
Nov-2040 260 -
Dec-2040 261 -
Jan-2041 262 -
Feb-2041 263 -
Mar-2041 264 -
Apr-2041 265 -
May-2041 266 -
Jun-2041 267 -
Jul-2041 268 -
Aug-2041 269 -
Sep-2041 270 -
Oct-2041 271 -
Nov-2041 272 -
Dec-2041 273 -
Jan-2042 274 -
Feb-2042 275 -
Mar-2042 276 -
Apr-2042 277 -
May-2042 278 -
Jun-2042 279 -
Jul-2042 280 -
Aug-2042 281 -
Sep-2042 282 -
Oct-2042 283 -
Nov-2042 284 -
Dec-2042 285 -
Jan-2043 286 -
Feb-2043 287 -
Mar-2043 288 -
Apr-2043 289 -
May-2043 290 -
Jun-2043 291 -
Jul-2043 292 -
Aug-2043 293 -
Sep-2043 294 -
Oct-2043 295 -
Nov-2043 296 -
Dec-2043 297 -
Jan-2044 298 -
Feb-2044 299 -
Mar-2044 300 -
Apr-2044 301 -
May-2044 302 -
Jun-2044 303 -
Jul-2044 304 -
Aug-2044 305 -
Page 31 of 52

Repayment Ad Hoc
Sep-2044 306 -
Oct-2044 307 -
Nov-2044 308 -
Dec-2044 309 -
Jan-2045 310 -
Feb-2045 311 -
Mar-2045 312 -
Apr-2045 313 -
May-2045 314 -
Jun-2045 315 -
Jul-2045 316 -
Aug-2045 317 -
Sep-2045 318 -
Oct-2045 319 -
Nov-2045 320 -
Dec-2045 321 -
Jan-2046 322 -
Feb-2046 323 -
Mar-2046 324 -
Apr-2046 325 -
May-2046 326 -
Jun-2046 327 -
Jul-2046 328 -
Aug-2046 329 -
Sep-2046 330 -
Oct-2046 331 -
Nov-2046 332 -
Dec-2046 333 -
Jan-2047 334 -
Feb-2047 335 -
Mar-2047 336 -
Apr-2047 337 -
May-2047 338 -
Jun-2047 339 -
Jul-2047 340 -
Aug-2047 341 -
Sep-2047 342 -
Oct-2047 343 -
Nov-2047 344 -
Dec-2047 345 -
Jan-2048 346 -
Feb-2048 347 -
Mar-2048 348 -
Apr-2048 349 -
May-2048 350 -
Jun-2048 351 -
Jul-2048 352 -
Aug-2048 353 -
Sep-2048 354 -
Oct-2048 355 -
Nov-2048 356 -
Dec-2048 357 -
Jan-2049 358 -
Feb-2049 359 -
Mar-2049 360 -
-
Page 32 of 52
Loan Repayment Forecast | Amortization Table
Outstanding Loan Balance 1,941,680

Statement Interest Rate 10.25%
© www.excel-skills.com Standard Amortization
Repayment Opening Ad Hoc Loan % Opening Loan %
Month Number Balance Repayment Repayment Interest Capital Closing Balance Outstanding Balance Repayment Interest Capital Closing Balance Outstanding
Jan-2021 1 1,941,680.45 - 19,633.38 16,585.19 3,048.20 1,938,632.26 99.8% 1,941,680.45 19,633.38 16,585.19 3,048.20 1,938,632.26 99.8%
Feb-2021 2 1,938,632.26 - 19,633.38 16,559.15 3,074.23 1,935,558.02 99.7% 1,938,632.26 19,633.38 16,559.15 3,074.23 1,935,558.02 99.7%
Mar-2021 3 1,935,558.02 - 19,633.38 16,532.89 3,100.49 1,932,457.53 99.5% 1,935,558.02 19,633.38 16,532.89 3,100.49 1,932,457.53 99.5%
Apr-2021 4 1,932,457.53 - 19,633.38 16,506.41 3,126.98 1,929,330.55 99.4% 1,932,457.53 19,633.38 16,506.41 3,126.98 1,929,330.55 99.4%
May-2021 5 1,929,330.55 - 19,633.38 16,479.70 3,153.69 1,926,176.87 99.2% 1,929,330.55 19,633.38 16,479.70 3,153.69 1,926,176.87 99.2%
Jun-2021 6 1,926,176.87 - 19,633.38 16,452.76 3,180.62 1,922,996.24 99.0% 1,926,176.87 19,633.38 16,452.76 3,180.62 1,922,996.24 99.0%
Jul-2021 7 1,922,996.24 - 19,633.38 16,425.59 3,207.79 1,919,788.45 98.9% 1,922,996.24 19,633.38 16,425.59 3,207.79 1,919,788.45 98.9%
Aug-2021 8 1,919,788.45 - 19,633.38 16,398.19 3,235.19 1,916,553.26 98.7% 1,919,788.45 19,633.38 16,398.19 3,235.19 1,916,553.26 98.7%
Sep-2021 9 1,916,553.26 - 19,633.38 16,370.56 3,262.83 1,913,290.44 98.5% 1,916,553.26 19,633.38 16,370.56 3,262.83 1,913,290.44 98.5%
On this sheet:
On this sheet: 16,342.69
Oct-2021 10 1,913,290.44 - 19,633.38 3,290.70 1,909,999.74 98.4% 1,913,290.44 19,633.38 16,342.69 3,290.70 1,909,999.74 98.4%
This
This sheet
sheet includes
includes an
an ad
ad hoc
hoc and
and aa- standard
standard amortization table.
table. These
amortization 16,314.58 These calculations
calculations are
are all
all based
based on
on the
the
Nov-2021 11 1,909,999.74 19,633.38 3,318.80 1,906,680.94 98.2% 1,909,999.74 19,633.38 16,314.58 3,318.80 1,906,680.94 98.2%
outstanding
outstanding loan
loan balance,
balance, interest
interest rate
rate andand remaining
remaining loan loan repayment
repayment period
period asas at
at the
the loan
loan review
review date
date
Dec-2021 12 1,906,680.94 - 19,633.38 16,286.23 3,347.15 1,903,333.79 98.0% 1,906,680.94 19,633.38 16,286.23 3,347.15 1,903,333.79 98.0%
selected
selected on
on the
the “Review”
“Review” sheet.
sheet. The
The amortization
amortization tabletable inin column
column A A to
to II includes
includes ad
ad hoc
hoc loan
loan repayments
repayments
Jan-2022 13 1,903,333.79 - 19,633.38 16,257.64 3,375.74 1,899,958.04 97.9% 1,903,333.79 19,633.38 16,257.64 3,375.74 1,899,958.04 97.9%
and
and the
the amortization
amortization table table in
in column
column K K to
to PP isis based
based onon standard
standard amortization
amortization table
table calculations.
calculations. All
All the
the
Feb-2022 14
calculations 1,899,958.04 - 19,633.38 16,228.81 this sheet.3,404.58 1,896,553.47 97.7% 1,899,958.04 19,633.38 16,228.81 3,404.58 1,896,553.47 97.7%
calculations onon this
this sheet
sheet are
are automated
automated and and no
no user
user input
input isis required
required on on this sheet.
Mar-2022 15 1,896,553.47 - 19,633.38 16,199.73 3,433.66 1,893,119.81 97.5% 1,896,553.47 19,633.38 16,199.73 3,433.66 1,893,119.81 97.5%
Apr-2022 16 1,893,119.81 - 19,633.38 16,170.40 3,462.99 1,889,656.83 97.3% 1,893,119.81 19,633.38 16,170.40 3,462.99 1,889,656.83 97.3%
May-2022 17 1,889,656.83 - 19,633.38 16,140.82 3,492.57 1,886,164.26 97.1% 1,889,656.83 19,633.38 16,140.82 3,492.57 1,886,164.26 97.1%
Jun-2022 18 1,886,164.26 - 19,633.38 16,110.99 3,522.40 1,882,641.86 97.0% 1,886,164.26 19,633.38 16,110.99 3,522.40 1,882,641.86 97.0%
Jul-2022 19 1,882,641.86 - 19,633.38 16,080.90 3,552.49 1,879,089.38 96.8% 1,882,641.86 19,633.38 16,080.90 3,552.49 1,879,089.38 96.8%
Aug-2022 20 1,879,089.38 - 19,633.38 16,050.56 3,582.83 1,875,506.55 96.6% 1,879,089.38 19,633.38 16,050.56 3,582.83 1,875,506.55 96.6%
Sep-2022 21 1,875,506.55 - 19,633.38 16,019.95 3,613.43 1,871,893.11 96.4% 1,875,506.55 19,633.38 16,019.95 3,613.43 1,871,893.11 96.4%
Oct-2022 22 1,871,893.11 - 19,633.38 15,989.09 3,644.30 1,868,248.82 96.2% 1,871,893.11 19,633.38 15,989.09 3,644.30 1,868,248.82 96.2%
Nov-2022 23 1,868,248.82 - 19,633.38 15,957.96 3,675.43 1,864,573.39 96.0% 1,868,248.82 19,633.38 15,957.96 3,675.43 1,864,573.39 96.0%
Dec-2022 24 1,864,573.39 - 19,633.38 15,926.56 3,706.82 1,860,866.57 95.8% 1,864,573.39 19,633.38 15,926.56 3,706.82 1,860,866.57 95.8%
Jan-2023 25 1,860,866.57 - 19,633.38 15,894.90 3,738.48 1,857,128.09 95.6% 1,860,866.57 19,633.38 15,894.90 3,738.48 1,857,128.09 95.6%
Feb-2023 26 1,857,128.09 - 19,633.38 15,862.97 3,770.42 1,853,357.67 95.5% 1,857,128.09 19,633.38 15,862.97 3,770.42 1,853,357.67 95.5%
Mar-2023 27 1,853,357.67 - 19,633.38 15,830.76 3,802.62 1,849,555.05 95.3% 1,853,357.67 19,633.38 15,830.76 3,802.62 1,849,555.05 95.3%
Apr-2023 28 1,849,555.05 - 19,633.38 15,798.28 3,835.10 1,845,719.95 95.1% 1,849,555.05 19,633.38 15,798.28 3,835.10 1,845,719.95 95.1%
May-2023 29 1,845,719.95 - 19,633.38 15,765.52 3,867.86 1,841,852.09 94.9% 1,845,719.95 19,633.38 15,765.52 3,867.86 1,841,852.09 94.9%
Jun-2023 30 1,841,852.09 - 19,633.38 15,732.49 3,900.90 1,837,951.19 94.7% 1,841,852.09 19,633.38 15,732.49 3,900.90 1,837,951.19 94.7%
Jul-2023 31 1,837,951.19 - 19,633.38 15,699.17 3,934.22 1,834,016.98 94.5% 1,837,951.19 19,633.38 15,699.17 3,934.22 1,834,016.98 94.5%
Aug-2023 32 1,834,016.98 - 19,633.38 15,665.56 3,967.82 1,830,049.15 94.3% 1,834,016.98 19,633.38 15,665.56 3,967.82 1,830,049.15 94.3%
Sep-2023 33 1,830,049.15 - 19,633.38 15,631.67 4,001.71 1,826,047.44 94.0% 1,830,049.15 19,633.38 15,631.67 4,001.71 1,826,047.44 94.0%
Oct-2023 34 1,826,047.44 - 19,633.38 15,597.49 4,035.90 1,822,011.54 93.8% 1,826,047.44 19,633.38 15,597.49 4,035.90 1,822,011.54 93.8%
Nov-2023 35 1,822,011.54 - 19,633.38 15,563.02 4,070.37 1,817,941.17 93.6% 1,822,011.54 19,633.38 15,563.02 4,070.37 1,817,941.17 93.6%
Page 33 of 52

Dec-2023 36 1,817,941.17 - 19,633.38 15,528.25 4,105.14 1,813,836.04 93.4% 1,817,941.17 19,633.38 15,528.25 4,105.14 1,813,836.04 93.4%
Jan-2024 37 1,813,836.04 - 19,633.38 15,493.18 4,140.20 1,809,695.84 93.2% 1,813,836.04 19,633.38 15,493.18 4,140.20 1,809,695.84 93.2%
Feb-2024 38 1,809,695.84 - 19,633.38 15,457.82 4,175.57 1,805,520.27 93.0% 1,809,695.84 19,633.38 15,457.82 4,175.57 1,805,520.27 93.0%
Mar-2024 39 1,805,520.27 - 19,633.38 15,422.15 4,211.23 1,801,309.04 92.8% 1,805,520.27 19,633.38 15,422.15 4,211.23 1,801,309.04 92.8%
Apr-2024 40 1,801,309.04 - 19,633.38 15,386.18 4,247.20 1,797,061.83 92.6% 1,801,309.04 19,633.38 15,386.18 4,247.20 1,797,061.83 92.6%
May-2024 41 1,797,061.83 - 19,633.38 15,349.90 4,283.48 1,792,778.35 92.3% 1,797,061.83 19,633.38 15,349.90 4,283.48 1,792,778.35 92.3%
Jun-2024 42 1,792,778.35 - 19,633.38 15,313.32 4,320.07 1,788,458.28 92.1% 1,792,778.35 19,633.38 15,313.32 4,320.07 1,788,458.28 92.1%
Jul-2024 43 1,788,458.28 - 19,633.38 15,276.41 4,356.97 1,784,101.31 91.9% 1,788,458.28 19,633.38 15,276.41 4,356.97 1,784,101.31 91.9%
Aug-2024 44 1,784,101.31 - 19,633.38 15,239.20 4,394.19 1,779,707.13 91.7% 1,784,101.31 19,633.38 15,239.20 4,394.19 1,779,707.13 91.7%
Sep-2024 45 1,779,707.13 - 19,633.38 15,201.67 4,431.72 1,775,275.41 91.4% 1,779,707.13 19,633.38 15,201.67 4,431.72 1,775,275.41 91.4%
Oct-2024 46 1,775,275.41 - 19,633.38 15,163.81 4,469.57 1,770,805.84 91.2% 1,775,275.41 19,633.38 15,163.81 4,469.57 1,770,805.84 91.2%
Nov-2024 47 1,770,805.84 - 19,633.38 15,125.63 4,507.75 1,766,298.08 91.0% 1,770,805.84 19,633.38 15,125.63 4,507.75 1,766,298.08 91.0%
Dec-2024 48 1,766,298.08 - 19,633.38 15,087.13 4,546.25 1,761,751.83 90.7% 1,766,298.08 19,633.38 15,087.13 4,546.25 1,761,751.83 90.7%
Jan-2025 49 1,761,751.83 - 19,633.38 15,048.30 4,585.09 1,757,166.74 90.5% 1,761,751.83 19,633.38 15,048.30 4,585.09 1,757,166.74 90.5%
Feb-2025 50 1,757,166.74 - 19,633.38 15,009.13 4,624.25 1,752,542.49 90.3% 1,757,166.74 19,633.38 15,009.13 4,624.25 1,752,542.49 90.3%
Mar-2025 51 1,752,542.49 - 19,633.38 14,969.63 4,663.75 1,747,878.74 90.0% 1,752,542.49 19,633.38 14,969.63 4,663.75 1,747,878.74 90.0%
Apr-2025 52 1,747,878.74 - 19,633.38 14,929.80 4,703.59 1,743,175.15 89.8% 1,747,878.74 19,633.38 14,929.80 4,703.59 1,743,175.15 89.8%
May-2025 53 1,743,175.15 - 19,633.38 14,889.62 4,743.76 1,738,431.39 89.5% 1,743,175.15 19,633.38 14,889.62 4,743.76 1,738,431.39 89.5%
Jun-2025 54 1,738,431.39 - 19,633.38 14,849.10 4,784.28 1,733,647.11 89.3% 1,738,431.39 19,633.38 14,849.10 4,784.28 1,733,647.11 89.3%
Jul-2025 55 1,733,647.11 - 19,633.38 14,808.24 4,825.15 1,728,821.96 89.0% 1,733,647.11 19,633.38 14,808.24 4,825.15 1,728,821.96 89.0%
Aug-2025 56 1,728,821.96 - 19,633.38 14,767.02 4,866.36 1,723,955.59 88.8% 1,728,821.96 19,633.38 14,767.02 4,866.36 1,723,955.59 88.8%
Sep-2025 57 1,723,955.59 - 19,633.38 14,725.45 4,907.93 1,719,047.66 88.5% 1,723,955.59 19,633.38 14,725.45 4,907.93 1,719,047.66 88.5%
Oct-2025 58 1,719,047.66 - 19,633.38 14,683.53 4,949.85 1,714,097.81 88.3% 1,719,047.66 19,633.38 14,683.53 4,949.85 1,714,097.81 88.3%
Nov-2025 59 1,714,097.81 - 19,633.38 14,641.25 4,992.13 1,709,105.68 88.0% 1,714,097.81 19,633.38 14,641.25 4,992.13 1,709,105.68 88.0%
Dec-2025 60 1,709,105.68 - 19,633.38 14,598.61 5,034.77 1,704,070.91 87.8% 1,709,105.68 19,633.38 14,598.61 5,034.77 1,704,070.91 87.8%
Jan-2026 61 1,704,070.91 - 19,633.38 14,555.61 5,077.78 1,698,993.13 87.5% 1,704,070.91 19,633.38 14,555.61 5,077.78 1,698,993.13 87.5%
Feb-2026 62 1,698,993.13 - 19,633.38 14,512.23 5,121.15 1,693,871.98 87.2% 1,698,993.13 19,633.38 14,512.23 5,121.15 1,693,871.98 87.2%
Mar-2026 63 1,693,871.98 - 19,633.38 14,468.49 5,164.89 1,688,707.08 87.0% 1,693,871.98 19,633.38 14,468.49 5,164.89 1,688,707.08 87.0%
Apr-2026 64 1,688,707.08 - 19,633.38 14,424.37 5,209.01 1,683,498.07 86.7% 1,688,707.08 19,633.38 14,424.37 5,209.01 1,683,498.07 86.7%
May-2026 65 1,683,498.07 - 19,633.38 14,379.88 5,253.51 1,678,244.56 86.4% 1,683,498.07 19,633.38 14,379.88 5,253.51 1,678,244.56 86.4%
Jun-2026 66 1,678,244.56 - 19,633.38 14,335.01 5,298.38 1,672,946.19 86.2% 1,678,244.56 19,633.38 14,335.01 5,298.38 1,672,946.19 86.2%
Jul-2026 67 1,672,946.19 - 19,633.38 14,289.75 5,343.64 1,667,602.55 85.9% 1,672,946.19 19,633.38 14,289.75 5,343.64 1,667,602.55 85.9%
Aug-2026 68 1,667,602.55 - 19,633.38 14,244.11 5,389.28 1,662,213.27 85.6% 1,667,602.55 19,633.38 14,244.11 5,389.28 1,662,213.27 85.6%
Sep-2026 69 1,662,213.27 - 19,633.38 14,198.07 5,435.31 1,656,777.96 85.3% 1,662,213.27 19,633.38 14,198.07 5,435.31 1,656,777.96 85.3%
Oct-2026 70 1,656,777.96 - 19,633.38 14,151.65 5,481.74 1,651,296.22 85.0% 1,656,777.96 19,633.38 14,151.65 5,481.74 1,651,296.22 85.0%
Page 34 of 52

Nov-2026 71 1,651,296.22 - 19,633.38 14,104.82 5,528.56 1,645,767.66 84.8% 1,651,296.22 19,633.38 14,104.82 5,528.56 1,645,767.66 84.8%
Dec-2026 72 1,645,767.66 - 19,633.38 14,057.60 5,575.79 1,640,191.87 84.5% 1,645,767.66 19,633.38 14,057.60 5,575.79 1,640,191.87 84.5%
Jan-2027 73 1,640,191.87 - 19,633.38 14,009.97 5,623.41 1,634,568.46 84.2% 1,640,191.87 19,633.38 14,009.97 5,623.41 1,634,568.46 84.2%
Feb-2027 74 1,634,568.46 - 19,633.38 13,961.94 5,671.45 1,628,897.01 83.9% 1,634,568.46 19,633.38 13,961.94 5,671.45 1,628,897.01 83.9%
Mar-2027 75 1,628,897.01 - 19,633.38 13,913.50 5,719.89 1,623,177.12 83.6% 1,628,897.01 19,633.38 13,913.50 5,719.89 1,623,177.12 83.6%
Apr-2027 76 1,623,177.12 - 19,633.38 13,864.64 5,768.75 1,617,408.38 83.3% 1,623,177.12 19,633.38 13,864.64 5,768.75 1,617,408.38 83.3%
May-2027 77 1,617,408.38 - 19,633.38 13,815.36 5,818.02 1,611,590.36 83.0% 1,617,408.38 19,633.38 13,815.36 5,818.02 1,611,590.36 83.0%
Jun-2027 78 1,611,590.36 - 19,633.38 13,765.67 5,867.72 1,605,722.64 82.7% 1,611,590.36 19,633.38 13,765.67 5,867.72 1,605,722.64 82.7%
Jul-2027 79 1,605,722.64 - 19,633.38 13,715.55 5,917.84 1,599,804.80 82.4% 1,605,722.64 19,633.38 13,715.55 5,917.84 1,599,804.80 82.4%
Aug-2027 80 1,599,804.80 - 19,633.38 13,665.00 5,968.39 1,593,836.42 82.1% 1,599,804.80 19,633.38 13,665.00 5,968.39 1,593,836.42 82.1%
Sep-2027 81 1,593,836.42 - 19,633.38 13,614.02 6,019.36 1,587,817.05 81.8% 1,593,836.42 19,633.38 13,614.02 6,019.36 1,587,817.05 81.8%
Oct-2027 82 1,587,817.05 - 19,633.38 13,562.60 6,070.78 1,581,746.27 81.5% 1,587,817.05 19,633.38 13,562.60 6,070.78 1,581,746.27 81.5%
Nov-2027 83 1,581,746.27 - 19,633.38 13,510.75 6,122.63 1,575,623.64 81.1% 1,581,746.27 19,633.38 13,510.75 6,122.63 1,575,623.64 81.1%
Dec-2027 84 1,575,623.64 - 19,633.38 13,458.45 6,174.93 1,569,448.70 80.8% 1,575,623.64 19,633.38 13,458.45 6,174.93 1,569,448.70 80.8%
Jan-2028 85 1,569,448.70 - 19,633.38 13,405.71 6,227.68 1,563,221.03 80.5% 1,569,448.70 19,633.38 13,405.71 6,227.68 1,563,221.03 80.5%
Feb-2028 86 1,563,221.03 - 19,633.38 13,352.51 6,280.87 1,556,940.16 80.2% 1,563,221.03 19,633.38 13,352.51 6,280.87 1,556,940.16 80.2%
Mar-2028 87 1,556,940.16 - 19,633.38 13,298.86 6,334.52 1,550,605.64 79.9% 1,556,940.16 19,633.38 13,298.86 6,334.52 1,550,605.64 79.9%
Apr-2028 88 1,550,605.64 - 19,633.38 13,244.76 6,388.63 1,544,217.01 79.5% 1,550,605.64 19,633.38 13,244.76 6,388.63 1,544,217.01 79.5%
May-2028 89 1,544,217.01 - 19,633.38 13,190.19 6,443.20 1,537,773.81 79.2% 1,544,217.01 19,633.38 13,190.19 6,443.20 1,537,773.81 79.2%
Jun-2028 90 1,537,773.81 - 19,633.38 13,135.15 6,498.23 1,531,275.58 78.9% 1,537,773.81 19,633.38 13,135.15 6,498.23 1,531,275.58 78.9%
Jul-2028 91 1,531,275.58 - 19,633.38 13,079.65 6,553.74 1,524,721.84 78.5% 1,531,275.58 19,633.38 13,079.65 6,553.74 1,524,721.84 78.5%
Aug-2028 92 1,524,721.84 - 19,633.38 13,023.67 6,609.72 1,518,112.12 78.2% 1,524,721.84 19,633.38 13,023.67 6,609.72 1,518,112.12 78.2%
Sep-2028 93 1,518,112.12 - 19,633.38 12,967.21 6,666.18 1,511,445.94 77.8% 1,518,112.12 19,633.38 12,967.21 6,666.18 1,511,445.94 77.8%
Oct-2028 94 1,511,445.94 - 19,633.38 12,910.27 6,723.12 1,504,722.83 77.5% 1,511,445.94 19,633.38 12,910.27 6,723.12 1,504,722.83 77.5%
Nov-2028 95 1,504,722.83 - 19,633.38 12,852.84 6,780.54 1,497,942.28 77.1% 1,504,722.83 19,633.38 12,852.84 6,780.54 1,497,942.28 77.1%
Dec-2028 96 1,497,942.28 - 19,633.38 12,794.92 6,838.46 1,491,103.82 76.8% 1,497,942.28 19,633.38 12,794.92 6,838.46 1,491,103.82 76.8%
Jan-2029 97 1,491,103.82 - 19,633.38 12,736.51 6,896.87 1,484,206.95 76.4% 1,491,103.82 19,633.38 12,736.51 6,896.87 1,484,206.95 76.4%
Feb-2029 98 1,484,206.95 - 19,633.38 12,677.60 6,955.78 1,477,251.17 76.1% 1,484,206.95 19,633.38 12,677.60 6,955.78 1,477,251.17 76.1%
Mar-2029 99 1,477,251.17 - 19,633.38 12,618.19 7,015.20 1,470,235.97 75.7% 1,477,251.17 19,633.38 12,618.19 7,015.20 1,470,235.97 75.7%
Apr-2029 100 1,470,235.97 - 19,633.38 12,558.27 7,075.12 1,463,160.85 75.4% 1,470,235.97 19,633.38 12,558.27 7,075.12 1,463,160.85 75.4%
May-2029 101 1,463,160.85 - 19,633.38 12,497.83 7,135.55 1,456,025.30 75.0% 1,463,160.85 19,633.38 12,497.83 7,135.55 1,456,025.30 75.0%
Jun-2029 102 1,456,025.30 - 19,633.38 12,436.88 7,196.50 1,448,828.80 74.6% 1,456,025.30 19,633.38 12,436.88 7,196.50 1,448,828.80 74.6%
Jul-2029 103 1,448,828.80 - 19,633.38 12,375.41 7,257.97 1,441,570.82 74.2% 1,448,828.80 19,633.38 12,375.41 7,257.97 1,441,570.82 74.2%
Aug-2029 104 1,441,570.82 - 19,633.38 12,313.42 7,319.97 1,434,250.86 73.9% 1,441,570.82 19,633.38 12,313.42 7,319.97 1,434,250.86 73.9%
Sep-2029 105 1,434,250.86 - 19,633.38 12,250.89 7,382.49 1,426,868.37 73.5% 1,434,250.86 19,633.38 12,250.89 7,382.49 1,426,868.37 73.5%
Page 35 of 52

Oct-2029 106 1,426,868.37 - 19,633.38 12,187.83 7,445.55 1,419,422.82 73.1% 1,426,868.37 19,633.38 12,187.83 7,445.55 1,419,422.82 73.1%
Nov-2029 107 1,419,422.82 - 19,633.38 12,124.24 7,509.15 1,411,913.67 72.7% 1,419,422.82 19,633.38 12,124.24 7,509.15 1,411,913.67 72.7%
Dec-2029 108 1,411,913.67 - 19,633.38 12,060.10 7,573.29 1,404,340.38 72.3% 1,411,913.67 19,633.38 12,060.10 7,573.29 1,404,340.38 72.3%
Jan-2030 109 1,404,340.38 - 19,633.38 11,995.41 7,637.98 1,396,702.40 71.9% 1,404,340.38 19,633.38 11,995.41 7,637.98 1,396,702.40 71.9%
Feb-2030 110 1,396,702.40 - 19,633.38 11,930.17 7,703.22 1,388,999.18 71.5% 1,396,702.40 19,633.38 11,930.17 7,703.22 1,388,999.18 71.5%
Mar-2030 111 1,388,999.18 - 19,633.38 11,864.37 7,769.02 1,381,230.17 71.1% 1,388,999.18 19,633.38 11,864.37 7,769.02 1,381,230.17 71.1%
Apr-2030 112 1,381,230.17 - 19,633.38 11,798.01 7,835.38 1,373,394.79 70.7% 1,381,230.17 19,633.38 11,798.01 7,835.38 1,373,394.79 70.7%
May-2030 113 1,373,394.79 - 19,633.38 11,731.08 7,902.30 1,365,492.49 70.3% 1,373,394.79 19,633.38 11,731.08 7,902.30 1,365,492.49 70.3%
Jun-2030 114 1,365,492.49 - 19,633.38 11,663.58 7,969.80 1,357,522.68 69.9% 1,365,492.49 19,633.38 11,663.58 7,969.80 1,357,522.68 69.9%
Jul-2030 115 1,357,522.68 - 19,633.38 11,595.51 8,037.88 1,349,484.81 69.5% 1,357,522.68 19,633.38 11,595.51 8,037.88 1,349,484.81 69.5%
Aug-2030 116 1,349,484.81 - 19,633.38 11,526.85 8,106.53 1,341,378.27 69.1% 1,349,484.81 19,633.38 11,526.85 8,106.53 1,341,378.27 69.1%
Sep-2030 117 1,341,378.27 - 19,633.38 11,457.61 8,175.78 1,333,202.49 68.7% 1,341,378.27 19,633.38 11,457.61 8,175.78 1,333,202.49 68.7%
Oct-2030 118 1,333,202.49 - 19,633.38 11,387.77 8,245.61 1,324,956.88 68.2% 1,333,202.49 19,633.38 11,387.77 8,245.61 1,324,956.88 68.2%
Nov-2030 119 1,324,956.88 - 19,633.38 11,317.34 8,316.04 1,316,640.84 67.8% 1,324,956.88 19,633.38 11,317.34 8,316.04 1,316,640.84 67.8%
Dec-2030 120 1,316,640.84 - 19,633.38 11,246.31 8,387.08 1,308,253.76 67.4% 1,316,640.84 19,633.38 11,246.31 8,387.08 1,308,253.76 67.4%
Jan-2031 121 1,308,253.76 - 19,633.38 11,174.67 8,458.72 1,299,795.04 66.9% 1,308,253.76 19,633.38 11,174.67 8,458.72 1,299,795.04 66.9%
Feb-2031 122 1,299,795.04 - 19,633.38 11,102.42 8,530.97 1,291,264.07 66.5% 1,299,795.04 19,633.38 11,102.42 8,530.97 1,291,264.07 66.5%
Mar-2031 123 1,291,264.07 - 19,633.38 11,029.55 8,603.84 1,282,660.24 66.1% 1,291,264.07 19,633.38 11,029.55 8,603.84 1,282,660.24 66.1%
Apr-2031 124 1,282,660.24 - 19,633.38 10,956.06 8,677.33 1,273,982.91 65.6% 1,282,660.24 19,633.38 10,956.06 8,677.33 1,273,982.91 65.6%
May-2031 125 1,273,982.91 - 19,633.38 10,881.94 8,751.45 1,265,231.46 65.2% 1,273,982.91 19,633.38 10,881.94 8,751.45 1,265,231.46 65.2%
Jun-2031 126 1,265,231.46 - 19,633.38 10,807.19 8,826.20 1,256,405.26 64.7% 1,265,231.46 19,633.38 10,807.19 8,826.20 1,256,405.26 64.7%
Jul-2031 127 1,256,405.26 - 19,633.38 10,731.79 8,901.59 1,247,503.67 64.2% 1,256,405.26 19,633.38 10,731.79 8,901.59 1,247,503.67 64.2%
Aug-2031 128 1,247,503.67 - 19,633.38 10,655.76 8,977.62 1,238,526.05 63.8% 1,247,503.67 19,633.38 10,655.76 8,977.62 1,238,526.05 63.8%
Sep-2031 129 1,238,526.05 - 19,633.38 10,579.08 9,054.31 1,229,471.74 63.3% 1,238,526.05 19,633.38 10,579.08 9,054.31 1,229,471.74 63.3%
Oct-2031 130 1,229,471.74 - 19,633.38 10,501.74 9,131.65 1,220,340.09 62.8% 1,229,471.74 19,633.38 10,501.74 9,131.65 1,220,340.09 62.8%
Nov-2031 131 1,220,340.09 - 19,633.38 10,423.74 9,209.65 1,211,130.45 62.4% 1,220,340.09 19,633.38 10,423.74 9,209.65 1,211,130.45 62.4%
Dec-2031 132 1,211,130.45 - 19,633.38 10,345.07 9,288.31 1,201,842.14 61.9% 1,211,130.45 19,633.38 10,345.07 9,288.31 1,201,842.14 61.9%
Jan-2032 133 1,201,842.14 - 19,633.38 10,265.73 9,367.65 1,192,474.49 61.4% 1,201,842.14 19,633.38 10,265.73 9,367.65 1,192,474.49 61.4%
Feb-2032 134 1,192,474.49 - 19,633.38 10,185.72 9,447.66 1,183,026.82 60.9% 1,192,474.49 19,633.38 10,185.72 9,447.66 1,183,026.82 60.9%
Mar-2032 135 1,183,026.82 - 19,633.38 10,105.02 9,528.36 1,173,498.46 60.4% 1,183,026.82 19,633.38 10,105.02 9,528.36 1,173,498.46 60.4%
Apr-2032 136 1,173,498.46 - 19,633.38 10,023.63 9,609.75 1,163,888.71 59.9% 1,173,498.46 19,633.38 10,023.63 9,609.75 1,163,888.71 59.9%
May-2032 137 1,163,888.71 - 19,633.38 9,941.55 9,691.84 1,154,196.87 59.4% 1,163,888.71 19,633.38 9,941.55 9,691.84 1,154,196.87 59.4%
Jun-2032 138 1,154,196.87 - 19,633.38 9,858.76 9,774.62 1,144,422.25 58.9% 1,154,196.87 19,633.38 9,858.76 9,774.62 1,144,422.25 58.9%
Jul-2032 139 1,144,422.25 - 19,633.38 9,775.27 9,858.11 1,134,564.14 58.4% 1,144,422.25 19,633.38 9,775.27 9,858.11 1,134,564.14 58.4%
Aug-2032 140 1,134,564.14 - 19,633.38 9,691.07 9,942.32 1,124,621.83 57.9% 1,134,564.14 19,633.38 9,691.07 9,942.32 1,124,621.83 57.9%
Page 36 of 52

Sep-2032 141 1,124,621.83 - 19,633.38 9,606.14 10,027.24 1,114,594.59 57.4% 1,124,621.83 19,633.38 9,606.14 10,027.24 1,114,594.59 57.4%
Oct-2032 142 1,114,594.59 - 19,633.38 9,520.50 10,112.89 1,104,481.70 56.9% 1,114,594.59 19,633.38 9,520.50 10,112.89 1,104,481.70 56.9%
Nov-2032 143 1,104,481.70 - 19,633.38 9,434.11 10,199.27 1,094,282.43 56.4% 1,104,481.70 19,633.38 9,434.11 10,199.27 1,094,282.43 56.4%
Dec-2032 144 1,094,282.43 - 19,633.38 9,347.00 10,286.39 1,083,996.04 55.8% 1,094,282.43 19,633.38 9,347.00 10,286.39 1,083,996.04 55.8%
Jan-2033 145 1,083,996.04 - 19,633.38 9,259.13 10,374.25 1,073,621.79 55.3% 1,083,996.04 19,633.38 9,259.13 10,374.25 1,073,621.79 55.3%
Feb-2033 146 1,073,621.79 - 19,633.38 9,170.52 10,462.86 1,063,158.92 54.8% 1,073,621.79 19,633.38 9,170.52 10,462.86 1,063,158.92 54.8%
Mar-2033 147 1,063,158.92 - 19,633.38 9,081.15 10,552.24 1,052,606.69 54.2% 1,063,158.92 19,633.38 9,081.15 10,552.24 1,052,606.69 54.2%
Apr-2033 148 1,052,606.69 - 19,633.38 8,991.02 10,642.37 1,041,964.32 53.7% 1,052,606.69 19,633.38 8,991.02 10,642.37 1,041,964.32 53.7%
May-2033 149 1,041,964.32 - 19,633.38 8,900.11 10,733.27 1,031,231.05 53.1% 1,041,964.32 19,633.38 8,900.11 10,733.27 1,031,231.05 53.1%
Jun-2033 150 1,031,231.05 - 19,633.38 8,808.43 10,824.95 1,020,406.09 52.6% 1,031,231.05 19,633.38 8,808.43 10,824.95 1,020,406.09 52.6%
Jul-2033 151 1,020,406.09 - 19,633.38 8,715.97 10,917.42 1,009,488.68 52.0% 1,020,406.09 19,633.38 8,715.97 10,917.42 1,009,488.68 52.0%
Aug-2033 152 1,009,488.68 - 19,633.38 8,622.72 11,010.67 998,478.01 51.4% 1,009,488.68 19,633.38 8,622.72 11,010.67 998,478.01 51.4%
Sep-2033 153 998,478.01 - 19,633.38 8,528.67 11,104.72 987,373.29 50.9% 998,478.01 19,633.38 8,528.67 11,104.72 987,373.29 50.9%
Oct-2033 154 987,373.29 - 19,633.38 8,433.81 11,199.57 976,173.72 50.3% 987,373.29 19,633.38 8,433.81 11,199.57 976,173.72 50.3%
Nov-2033 155 976,173.72 - 19,633.38 8,338.15 11,295.23 964,878.49 49.7% 976,173.72 19,633.38 8,338.15 11,295.23 964,878.49 49.7%
Dec-2033 156 964,878.49 - 19,633.38 8,241.67 11,391.71 953,486.77 49.1% 964,878.49 19,633.38 8,241.67 11,391.71 953,486.77 49.1%
Jan-2034 157 953,486.77 - 19,633.38 8,144.37 11,489.02 941,997.75 48.5% 953,486.77 19,633.38 8,144.37 11,489.02 941,997.75 48.5%
Feb-2034 158 941,997.75 - 19,633.38 8,046.23 11,587.15 930,410.60 47.9% 941,997.75 19,633.38 8,046.23 11,587.15 930,410.60 47.9%
Mar-2034 159 930,410.60 - 19,633.38 7,947.26 11,686.13 918,724.47 47.3% 930,410.60 19,633.38 7,947.26 11,686.13 918,724.47 47.3%
Apr-2034 160 918,724.47 - 19,633.38 7,847.44 11,785.95 906,938.53 46.7% 918,724.47 19,633.38 7,847.44 11,785.95 906,938.53 46.7%
May-2034 161 906,938.53 - 19,633.38 7,746.77 11,886.62 895,051.91 46.1% 906,938.53 19,633.38 7,746.77 11,886.62 895,051.91 46.1%
Jun-2034 162 895,051.91 - 19,633.38 7,645.24 11,988.15 883,063.76 45.5% 895,051.91 19,633.38 7,645.24 11,988.15 883,063.76 45.5%
Jul-2034 163 883,063.76 - 19,633.38 7,542.84 12,090.55 870,973.21 44.9% 883,063.76 19,633.38 7,542.84 12,090.55 870,973.21 44.9%
Aug-2034 164 870,973.21 - 19,633.38 7,439.56 12,193.82 858,779.39 44.2% 870,973.21 19,633.38 7,439.56 12,193.82 858,779.39 44.2%
Sep-2034 165 858,779.39 - 19,633.38 7,335.41 12,297.98 846,481.41 43.6% 858,779.39 19,633.38 7,335.41 12,297.98 846,481.41 43.6%
Oct-2034 166 846,481.41 - 19,633.38 7,230.36 12,403.02 834,078.39 43.0% 846,481.41 19,633.38 7,230.36 12,403.02 834,078.39 43.0%
Nov-2034 167 834,078.39 - 19,633.38 7,124.42 12,508.96 821,569.43 42.3% 834,078.39 19,633.38 7,124.42 12,508.96 821,569.43 42.3%
Dec-2034 168 821,569.43 - 19,633.38 7,017.57 12,615.81 808,953.61 41.7% 821,569.43 19,633.38 7,017.57 12,615.81 808,953.61 41.7%
Jan-2035 169 808,953.61 - 19,633.38 6,909.81 12,723.57 796,230.04 41.0% 808,953.61 19,633.38 6,909.81 12,723.57 796,230.04 41.0%
Feb-2035 170 796,230.04 - 19,633.38 6,801.13 12,832.25 783,397.79 40.3% 796,230.04 19,633.38 6,801.13 12,832.25 783,397.79 40.3%
Mar-2035 171 783,397.79 - 19,633.38 6,691.52 12,941.86 770,455.93 39.7% 783,397.79 19,633.38 6,691.52 12,941.86 770,455.93 39.7%
Apr-2035 172 770,455.93 - 19,633.38 6,580.98 13,052.41 757,403.52 39.0% 770,455.93 19,633.38 6,580.98 13,052.41 757,403.52 39.0%
May-2035 173 757,403.52 - 19,633.38 6,469.49 13,163.90 744,239.62 38.3% 757,403.52 19,633.38 6,469.49 13,163.90 744,239.62 38.3%
Jun-2035 174 744,239.62 - 19,633.38 6,357.05 13,276.34 730,963.29 37.6% 744,239.62 19,633.38 6,357.05 13,276.34 730,963.29 37.6%
Jul-2035 175 730,963.29 - 19,633.38 6,243.64 13,389.74 717,573.55 37.0% 730,963.29 19,633.38 6,243.64 13,389.74 717,573.55 37.0%
Page 37 of 52

Aug-2035 176 717,573.55 - 19,633.38 6,129.27 13,504.11 704,069.44 36.3% 717,573.55 19,633.38 6,129.27 13,504.11 704,069.44 36.3%
Sep-2035 177 704,069.44 - 19,633.38 6,013.93 13,619.46 690,449.98 35.6% 704,069.44 19,633.38 6,013.93 13,619.46 690,449.98 35.6%
Oct-2035 178 690,449.98 - 19,633.38 5,897.59 13,735.79 676,714.19 34.9% 690,449.98 19,633.38 5,897.59 13,735.79 676,714.19 34.9%
Nov-2035 179 676,714.19 - 19,633.38 5,780.27 13,853.12 662,861.07 34.1% 676,714.19 19,633.38 5,780.27 13,853.12 662,861.07 34.1%
Dec-2035 180 662,861.07 - 19,633.38 5,661.94 13,971.45 648,889.62 33.4% 662,861.07 19,633.38 5,661.94 13,971.45 648,889.62 33.4%
Jan-2036 181 648,889.62 - 19,633.38 5,542.60 14,090.79 634,798.84 32.7% 648,889.62 19,633.38 5,542.60 14,090.79 634,798.84 32.7%
Feb-2036 182 634,798.84 - 19,633.38 5,422.24 14,211.14 620,587.70 32.0% 634,798.84 19,633.38 5,422.24 14,211.14 620,587.70 32.0%
Mar-2036 183 620,587.70 - 19,633.38 5,300.85 14,332.53 606,255.16 31.2% 620,587.70 19,633.38 5,300.85 14,332.53 606,255.16 31.2%
Apr-2036 184 606,255.16 - 19,633.38 5,178.43 14,454.95 591,800.21 30.5% 606,255.16 19,633.38 5,178.43 14,454.95 591,800.21 30.5%
May-2036 185 591,800.21 - 19,633.38 5,054.96 14,578.42 577,221.78 29.7% 591,800.21 19,633.38 5,054.96 14,578.42 577,221.78 29.7%
Jun-2036 186 577,221.78 - 19,633.38 4,930.44 14,702.95 562,518.84 29.0% 577,221.78 19,633.38 4,930.44 14,702.95 562,518.84 29.0%
Jul-2036 187 562,518.84 - 19,633.38 4,804.85 14,828.54 547,690.30 28.2% 562,518.84 19,633.38 4,804.85 14,828.54 547,690.30 28.2%
Aug-2036 188 547,690.30 - 19,633.38 4,678.19 14,955.20 532,735.10 27.4% 547,690.30 19,633.38 4,678.19 14,955.20 532,735.10 27.4%
Sep-2036 189 532,735.10 - 19,633.38 4,550.45 15,082.94 517,652.17 26.7% 532,735.10 19,633.38 4,550.45 15,082.94 517,652.17 26.7%
Oct-2036 190 517,652.17 - 19,633.38 4,421.61 15,211.77 502,440.39 25.9% 517,652.17 19,633.38 4,421.61 15,211.77 502,440.39 25.9%
Nov-2036 191 502,440.39 - 19,633.38 4,291.68 15,341.71 487,098.69 25.1% 502,440.39 19,633.38 4,291.68 15,341.71 487,098.69 25.1%
Dec-2036 192 487,098.69 - 19,633.38 4,160.63 15,472.75 471,625.94 24.3% 487,098.69 19,633.38 4,160.63 15,472.75 471,625.94 24.3%
Jan-2037 193 471,625.94 - 19,633.38 4,028.47 15,604.91 456,021.02 23.5% 471,625.94 19,633.38 4,028.47 15,604.91 456,021.02 23.5%
Feb-2037 194 456,021.02 - 19,633.38 3,895.18 15,738.20 440,282.82 22.7% 456,021.02 19,633.38 3,895.18 15,738.20 440,282.82 22.7%
Mar-2037 195 440,282.82 - 19,633.38 3,760.75 15,872.64 424,410.18 21.9% 440,282.82 19,633.38 3,760.75 15,872.64 424,410.18 21.9%
Apr-2037 196 424,410.18 - 19,633.38 3,625.17 16,008.21 408,401.97 21.0% 424,410.18 19,633.38 3,625.17 16,008.21 408,401.97 21.0%
May-2037 197 408,401.97 - 19,633.38 3,488.43 16,144.95 392,257.02 20.2% 408,401.97 19,633.38 3,488.43 16,144.95 392,257.02 20.2%
Jun-2037 198 392,257.02 - 19,633.38 3,350.53 16,282.86 375,974.16 19.4% 392,257.02 19,633.38 3,350.53 16,282.86 375,974.16 19.4%
Jul-2037 199 375,974.16 - 19,633.38 3,211.45 16,421.94 359,552.23 18.5% 375,974.16 19,633.38 3,211.45 16,421.94 359,552.23 18.5%
Aug-2037 200 359,552.23 - 19,633.38 3,071.18 16,562.21 342,990.02 17.7% 359,552.23 19,633.38 3,071.18 16,562.21 342,990.02 17.7%
Sep-2037 201 342,990.02 - 19,633.38 2,929.71 16,703.68 326,286.34 16.8% 342,990.02 19,633.38 2,929.71 16,703.68 326,286.34 16.8%
Oct-2037 202 326,286.34 - 19,633.38 2,787.03 16,846.36 309,439.98 15.9% 326,286.34 19,633.38 2,787.03 16,846.36 309,439.98 15.9%
Nov-2037 203 309,439.98 - 19,633.38 2,643.13 16,990.25 292,449.73 15.1% 309,439.98 19,633.38 2,643.13 16,990.25 292,449.73 15.1%
Dec-2037 204 292,449.73 - 19,633.38 2,498.01 17,135.38 275,314.36 14.2% 292,449.73 19,633.38 2,498.01 17,135.38 275,314.36 14.2%
Jan-2038 205 275,314.36 - 19,633.38 2,351.64 17,281.74 258,032.61 13.3% 275,314.36 19,633.38 2,351.64 17,281.74 258,032.61 13.3%
Feb-2038 206 258,032.61 - 19,633.38 2,204.03 17,429.36 240,603.26 12.4% 258,032.61 19,633.38 2,204.03 17,429.36 240,603.26 12.4%
Mar-2038 207 240,603.26 - 19,633.38 2,055.15 17,578.23 223,025.03 11.5% 240,603.26 19,633.38 2,055.15 17,578.23 223,025.03 11.5%
Apr-2038 208 223,025.03 - 19,633.38 1,905.01 17,728.38 205,296.65 10.6% 223,025.03 19,633.38 1,905.01 17,728.38 205,296.65 10.6%
May-2038 209 205,296.65 - 19,633.38 1,753.58 17,879.81 187,416.84 9.7% 205,296.65 19,633.38 1,753.58 17,879.81 187,416.84 9.7%
Jun-2038 210 187,416.84 - 19,633.38 1,600.85 18,032.53 169,384.31 8.7% 187,416.84 19,633.38 1,600.85 18,032.53 169,384.31 8.7%
Page 38 of 52

Jul-2038 211 169,384.31 - 19,633.38 1,446.82 18,186.56 151,197.75 7.8% 169,384.31 19,633.38 1,446.82 18,186.56 151,197.75 7.8%
Aug-2038 212 151,197.75 - 19,633.38 1,291.48 18,341.90 132,855.84 6.8% 151,197.75 19,633.38 1,291.48 18,341.90 132,855.84 6.8%
Sep-2038 213 132,855.84 - 19,633.38 1,134.81 18,498.57 114,357.27 5.9% 132,855.84 19,633.38 1,134.81 18,498.57 114,357.27 5.9%
Oct-2038 214 114,357.27 - 19,633.38 976.80 18,656.58 95,700.69 4.9% 114,357.27 19,633.38 976.80 18,656.58 95,700.69 4.9%
Nov-2038 215 95,700.69 - 19,633.38 817.44 18,815.94 76,884.75 4.0% 95,700.69 19,633.38 817.44 18,815.94 76,884.75 4.0%
Dec-2038 216 76,884.75 - 19,633.38 656.72 18,976.66 57,908.09 3.0% 76,884.75 19,633.38 656.72 18,976.66 57,908.09 3.0%
Jan-2039 217 57,908.09 - 19,633.38 494.63 19,138.75 38,769.33 2.0% 57,908.09 19,633.38 494.63 19,138.75 38,769.33 2.0%
Feb-2039 218 38,769.33 - 19,633.38 331.15 19,302.23 19,467.10 1.0% 38,769.33 19,633.38 331.15 19,302.23 19,467.10 1.0%
Mar-2039 219 19,467.10 - 19,633.38 166.28 19,467.10 - 0.0% 19,467.10 19,633.38 166.28 19,467.10 - 0.0%
Apr-2039 220 - - - - - - 0.0% - - - - - 0.0%
May-2039 221 - - - - - - 0.0% - - - - - 0.0%
Jun-2039 222 - - - - - - 0.0% - - - - - 0.0%
Jul-2039 223 - - - - - - 0.0% - - - - - 0.0%
Aug-2039 224 - - - - - - 0.0% - - - - - 0.0%
Sep-2039 225 - - - - - - 0.0% - - - - - 0.0%
Oct-2039 226 - - - - - - 0.0% - - - - - 0.0%
Nov-2039 227 - - - - - - 0.0% - - - - - 0.0%
Dec-2039 228 - - - - - - 0.0% - - - - - 0.0%
Jan-2040 229 - - - - - - 0.0% - - - - - 0.0%
Feb-2040 230 - - - - - - 0.0% - - - - - 0.0%
Mar-2040 231 - - - - - - 0.0% - - - - - 0.0%
Apr-2040 232 - - - - - - 0.0% - - - - - 0.0%
May-2040 233 - - - - - - 0.0% - - - - - 0.0%
Jun-2040 234 - - - - - - 0.0% - - - - - 0.0%
Jul-2040 235 - - - - - - 0.0% - - - - - 0.0%
Aug-2040 236 - - - - - - 0.0% - - - - - 0.0%
Sep-2040 237 - - - - - - 0.0% - - - - - 0.0%
Oct-2040 238 - - - - - - 0.0% - - - - - 0.0%
Nov-2040 239 - - - - - - 0.0% - - - - - 0.0%
Dec-2040 240 - - - - - - 0.0% - - - - - 0.0%
Jan-2041 241 - - - - - - 0.0% - - - - - 0.0%
Feb-2041 242 - - - - - - 0.0% - - - - - 0.0%
Mar-2041 243 - - - - - - 0.0% - - - - - 0.0%
Apr-2041 244 - - - - - - 0.0% - - - - - 0.0%
May-2041 245 - - - - - - 0.0% - - - - - 0.0%
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Jun-2041 246 - - - - - - 0.0% - - - - - 0.0%
Jul-2041 247 - - - - - - 0.0% - - - - - 0.0%
Aug-2041 248 - - - - - - 0.0% - - - - - 0.0%
Sep-2041 249 - - - - - - 0.0% - - - - - 0.0%
Oct-2041 250 - - - - - - 0.0% - - - - - 0.0%
Nov-2041 251 - - - - - - 0.0% - - - - - 0.0%
Dec-2041 252 - - - - - - 0.0% - - - - - 0.0%
Jan-2042 253 - - - - - - 0.0% - - - - - 0.0%
Feb-2042 254 - - - - - - 0.0% - - - - - 0.0%
Mar-2042 255 - - - - - - 0.0% - - - - - 0.0%
Apr-2042 256 - - - - - - 0.0% - - - - - 0.0%
May-2042 257 - - - - - - 0.0% - - - - - 0.0%
Jun-2042 258 - - - - - - 0.0% - - - - - 0.0%
Jul-2042 259 - - - - - - 0.0% - - - - - 0.0%
Aug-2042 260 - - - - - - 0.0% - - - - - 0.0%
Sep-2042 261 - - - - - - 0.0% - - - - - 0.0%
Oct-2042 262 - - - - - - 0.0% - - - - - 0.0%
Nov-2042 263 - - - - - - 0.0% - - - - - 0.0%
Dec-2042 264 - - - - - - 0.0% - - - - - 0.0%
Jan-2043 265 - - - - - - 0.0% - - - - - 0.0%
Feb-2043 266 - - - - - - 0.0% - - - - - 0.0%
Mar-2043 267 - - - - - - 0.0% - - - - - 0.0%
Apr-2043 268 - - - - - - 0.0% - - - - - 0.0%
May-2043 269 - - - - - - 0.0% - - - - - 0.0%
Jun-2043 270 - - - - - - 0.0% - - - - - 0.0%
Jul-2043 271 - - - - - - 0.0% - - - - - 0.0%
Aug-2043 272 - - - - - - 0.0% - - - - - 0.0%
Sep-2043 273 - - - - - - 0.0% - - - - - 0.0%
Oct-2043 274 - - - - - - 0.0% - - - - - 0.0%
Nov-2043 275 - - - - - - 0.0% - - - - - 0.0%
Dec-2043 276 - - - - - - 0.0% - - - - - 0.0%
Jan-2044 277 - - - - - - 0.0% - - - - - 0.0%
Feb-2044 278 - - - - - - 0.0% - - - - - 0.0%
Mar-2044 279 - - - - - - 0.0% - - - - - 0.0%
Apr-2044 280 - - - - - - 0.0% - - - - - 0.0%
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May-2044 281 - - - - - - 0.0% - - - - - 0.0%
Jun-2044 282 - - - - - - 0.0% - - - - - 0.0%
Jul-2044 283 - - - - - - 0.0% - - - - - 0.0%
Aug-2044 284 - - - - - - 0.0% - - - - - 0.0%
Sep-2044 285 - - - - - - 0.0% - - - - - 0.0%
Oct-2044 286 - - - - - - 0.0% - - - - - 0.0%
Nov-2044 287 - - - - - - 0.0% - - - - - 0.0%
Dec-2044 288 - - - - - - 0.0% - - - - - 0.0%
Jan-2045 289 - - - - - - 0.0% - - - - - 0.0%
Feb-2045 290 - - - - - - 0.0% - - - - - 0.0%
Mar-2045 291 - - - - - - 0.0% - - - - - 0.0%
Apr-2045 292 - - - - - - 0.0% - - - - - 0.0%
May-2045 293 - - - - - - 0.0% - - - - - 0.0%
Jun-2045 294 - - - - - - 0.0% - - - - - 0.0%
Jul-2045 295 - - - - - - 0.0% - - - - - 0.0%
Aug-2045 296 - - - - - - 0.0% - - - - - 0.0%
Sep-2045 297 - - - - - - 0.0% - - - - - 0.0%
Oct-2045 298 - - - - - - 0.0% - - - - - 0.0%
Nov-2045 299 - - - - - - 0.0% - - - - - 0.0%
Dec-2045 300 - - - - - - 0.0% - - - - - 0.0%
Jan-2046 301 - - - - - - 0.0% - - - - - 0.0%
Feb-2046 302 - - - - - - 0.0% - - - - - 0.0%
Mar-2046 303 - - - - - - 0.0% - - - - - 0.0%
Apr-2046 304 - - - - - - 0.0% - - - - - 0.0%
May-2046 305 - - - - - - 0.0% - - - - - 0.0%
Jun-2046 306 - - - - - - 0.0% - - - - - 0.0%
Jul-2046 307 - - - - - - 0.0% - - - - - 0.0%
Aug-2046 308 - - - - - - 0.0% - - - - - 0.0%
Sep-2046 309 - - - - - - 0.0% - - - - - 0.0%
Oct-2046 310 - - - - - - 0.0% - - - - - 0.0%
Nov-2046 311 - - - - - - 0.0% - - - - - 0.0%
Dec-2046 312 - - - - - - 0.0% - - - - - 0.0%
Jan-2047 313 - - - - - - 0.0% - - - - - 0.0%
Feb-2047 314 - - - - - - 0.0% - - - - - 0.0%
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Jul-2047 319 - - - - - - 0.0% - - - - - 0.0%
Aug-2047 320 - - - - - - 0.0% - - - - - 0.0%
Sep-2047 321 - - - - - - 0.0% - - - - - 0.0%
Oct-2047 322 - - - - - - 0.0% - - - - - 0.0%
Nov-2047 323 - - - - - - 0.0% - - - - - 0.0%
Dec-2047 324 - - - - - - 0.0% - - - - - 0.0%
Jan-2048 325 - - - - - - 0.0% - - - - - 0.0%
Feb-2048 326 - - - - - - 0.0% - - - - - 0.0%
Mar-2048 327 - - - - - - 0.0% - - - - - 0.0%
Apr-2048 328 - - - - - - 0.0% - - - - - 0.0%
May-2048 329 - - - - - - 0.0% - - - - - 0.0%
Jun-2048 330 - - - - - - 0.0% - - - - - 0.0%
Jul-2048 331 - - - - - - 0.0% - - - - - 0.0%
Aug-2048 332 - - - - - - 0.0% - - - - - 0.0%
Sep-2048 333 - - - - - - 0.0% - - - - - 0.0%
Oct-2048 334 - - - - - - 0.0% - - - - - 0.0%
Nov-2048 335 - - - - - - 0.0% - - - - - 0.0%
Dec-2048 336 - - - - - - 0.0% - - - - - 0.0%
Jan-2049 337 - - - - - - 0.0% - - - - - 0.0%
Feb-2049 338 - - - - - - 0.0% - - - - - 0.0%
Mar-2049 339 - - - - - - 0.0% - - - - - 0.0%
Apr-2049 340 - - - - - - 0.0% - - - - - 0.0%
May-2049 341 - - - - - - 0.0% - - - - - 0.0%
Jun-2049 342 - - - - - - 0.0% - - - - - 0.0%
Jul-2049 343 - - - - - - 0.0% - - - - - 0.0%
Aug-2049 344 - - - - - - 0.0% - - - - - 0.0%
Sep-2049 345 - - - - - - 0.0% - - - - - 0.0%
Oct-2049 346 - - - - - - 0.0% - - - - - 0.0%
Nov-2049 347 - - - - - - 0.0% - - - - - 0.0%
Dec-2049 348 - - - - - - 0.0% - - - - - 0.0%
Jan-2050 349 - - - - - - 0.0% - - - - - 0.0%
Feb-2050 350 - - - - - - 0.0% - - - - - 0.0%
Page 42 of 52

Mar-2050 351 - - - - - - 0.0% - - - - - 0.0%
Apr-2050 352 - - - - - - 0.0% - - - - - 0.0%
May-2050 353 - - - - - - 0.0% - - - - - 0.0%
Jun-2050 354 - - - - - - 0.0% - - - - - 0.0%
Jul-2050 355 - - - - - - 0.0% - - - - - 0.0%
Aug-2050 356 - - - - - - 0.0% - - - - - 0.0%
Sep-2050 357 - - - - - - 0.0% - - - - - 0.0%
Oct-2050 358 - - - - - - 0.0% - - - - - 0.0%
Nov-2050 359 - - - - - - 0.0% - - - - - 0.0%
Dec-2050 360 - - - - - - 0.0% - - - - - 0.0%
- 4,299,711.18 2,358,030.73 1,941,680.45 4,299,711.18 2,358,030.73 1,941,680.45
Page 43 of 52
Loan Amortization Calculator
Outstanding Loan Balance 2,000,000.00

Loan Period (Months) 240.00
Calculation Date 4/1/2020
Apr-2020 1 2,000,000.00 19,300.43 16,666.67 2,633.77 1,997,366.23 99.9%
May-2020 2 1,997,366.23 19,300.43 16,644.72 2,655.71 1,994,710.52 99.7%
Jun-2020 3 1,994,710.52 19,300.43 16,622.59 2,677.85 1,992,032.67 99.6%
Jul-2020 4 1,992,032.67 19,300.43 16,600.27 2,700.16 1,989,332.51 99.5%
Aug-2020 5 1,989,332.51 19,300.43 16,577.77 2,722.66 1,986,609.85 99.3%
Sep-2020 6 1,986,609.85 19,300.43 16,555.08 2,745.35 1,983,864.50 99.2%
Oct-2020 7 1,983,864.50 19,300.43 16,532.20 2,768.23 1,981,096.27 99.1%
Nov-2020 8 1,981,096.27 19,300.43 On
Onthis
16,509.14
thissheet:
sheet:
2,791.30 1,978,304.97 98.9%
Dec-2020 9
This 1,978,304.97
This amortization
amortization table
table has
has been19,300.43
been included
included in
in the16,485.87
the template
template to 2,814.56
to enable
enable users
users to1,975,490.42
to perform
perform their own 98.8%
their own
Jan-2021 loan
10 amortization
loan calculations.
calculations. This
1,975,490.42
amortization sheet
sheet isis not
19,300.43
This not linked
linked to
to any
16,462.42 any ofof the
the other
other sheets
2,838.01 in
in the
the template.
1,972,652.40
sheets template. 98.6%
Feb-2021 Simply
11
Simply enter
enter the appropriate
appropriate loan
1,972,652.40
the details
details in
19,300.43
loan in the input
input cells
16,438.77
the cells with yellow
yellow cell
2,861.66
with backgrounds
backgrounds to
1,969,790.74
cell to 98.5%
Mar-2021 update
12 all
update all calculations.
calculations.
1,969,790.74 19,300.43 16,414.92 2,885.51 1,966,905.23 98.3%
Apr-2021 13 1,966,905.23 19,300.43 16,390.88 2,909.56 1,963,995.68 98.2%
May-2021 14 1,963,995.68 19,300.43 16,366.63 2,933.80 1,961,061.87 98.1%
Jun-2021 15 1,961,061.87 19,300.43 16,342.18 2,958.25 1,958,103.62 97.9%
Jul-2021 16 1,958,103.62 19,300.43 16,317.53 2,982.90 1,955,120.72 97.8%
Aug-2021 17 1,955,120.72 19,300.43 16,292.67 3,007.76 1,952,112.96 97.6%
Sep-2021 18 1,952,112.96 19,300.43 16,267.61 3,032.82 1,949,080.13 97.5%
Oct-2021 19 1,949,080.13 19,300.43 16,242.33 3,058.10 1,946,022.04 97.3%
Nov-2021 20 1,946,022.04 19,300.43 16,216.85 3,083.58 1,942,938.45 97.1%
Dec-2021 21 1,942,938.45 19,300.43 16,191.15 3,109.28 1,939,829.17 97.0%
Jan-2022 22 1,939,829.17 19,300.43 16,165.24 3,135.19 1,936,693.98 96.8%
Feb-2022 23 1,936,693.98 19,300.43 16,139.12 3,161.32 1,933,532.67 96.7%
Mar-2022 24 1,933,532.67 19,300.43 16,112.77 3,187.66 1,930,345.01 96.5%
Apr-2022 25 1,930,345.01 19,300.43 16,086.21 3,214.22 1,927,130.78 96.4%
May-2022 26 1,927,130.78 19,300.43 16,059.42 3,241.01 1,923,889.77 96.2%
Jun-2022 27 1,923,889.77 19,300.43 16,032.41 3,268.02 1,920,621.75 96.0%
Jul-2022 28 1,920,621.75 19,300.43 16,005.18 3,295.25 1,917,326.50 95.9%
Aug-2022 29 1,917,326.50 19,300.43 15,977.72 3,322.71 1,914,003.79 95.7%
Sep-2022 30 1,914,003.79 19,300.43 15,950.03 3,350.40 1,910,653.39 95.5%
Oct-2022 31 1,910,653.39 19,300.43 15,922.11 3,378.32 1,907,275.07 95.4%
Nov-2022 32 1,907,275.07 19,300.43 15,893.96 3,406.47 1,903,868.59 95.2%
Dec-2022 33 1,903,868.59 19,300.43 15,865.57 3,434.86 1,900,433.73 95.0%
Jan-2023 34 1,900,433.73 19,300.43 15,836.95 3,463.49 1,896,970.25 94.8%
Feb-2023 35 1,896,970.25 19,300.43 15,808.09 3,492.35 1,893,477.90 94.7%
Mar-2023 36 1,893,477.90 19,300.43 15,778.98 3,521.45 1,889,956.45 94.5%
Apr-2023 37 1,889,956.45 19,300.43 15,749.64 3,550.80 1,886,405.65 94.3%
May-2023 38 1,886,405.65 19,300.43 15,720.05 3,580.39 1,882,825.27 94.1%
Jun-2023 39 1,882,825.27 19,300.43 15,690.21 3,610.22 1,879,215.05 94.0%
Jul-2023 40 1,879,215.05 19,300.43 15,660.13 3,640.31 1,875,574.74 93.8%
Aug-2023 41 1,875,574.74 19,300.43 15,629.79 3,670.64 1,871,904.10 93.6%
Sep-2023 42 1,871,904.10 19,300.43 15,599.20 3,701.23 1,868,202.86 93.4%
Oct-2023 43 1,868,202.86 19,300.43 15,568.36 3,732.08 1,864,470.79 93.2%
Nov-2023 44 1,864,470.79 19,300.43 15,537.26 3,763.18 1,860,707.61 93.0%
Page 44 of 52

Dec-2023 45 1,860,707.61 19,300.43 15,505.90 3,794.54 1,856,913.08 92.8%
Jan-2024 46 1,856,913.08 19,300.43 15,474.28 3,826.16 1,853,086.92 92.7%
Feb-2024 47 1,853,086.92 19,300.43 15,442.39 3,858.04 1,849,228.88 92.5%
Mar-2024 48 1,849,228.88 19,300.43 15,410.24 3,890.19 1,845,338.68 92.3%
Apr-2024 49 1,845,338.68 19,300.43 15,377.82 3,922.61 1,841,416.07 92.1%
May-2024 50 1,841,416.07 19,300.43 15,345.13 3,955.30 1,837,460.77 91.9%
Jun-2024 51 1,837,460.77 19,300.43 15,312.17 3,988.26 1,833,472.51 91.7%
Jul-2024 52 1,833,472.51 19,300.43 15,278.94 4,021.50 1,829,451.02 91.5%
Aug-2024 53 1,829,451.02 19,300.43 15,245.43 4,055.01 1,825,396.01 91.3%
Sep-2024 54 1,825,396.01 19,300.43 15,211.63 4,088.80 1,821,307.21 91.1%
Oct-2024 55 1,821,307.21 19,300.43 15,177.56 4,122.87 1,817,184.34 90.9%
Nov-2024 56 1,817,184.34 19,300.43 15,143.20 4,157.23 1,813,027.11 90.7%
Dec-2024 57 1,813,027.11 19,300.43 15,108.56 4,191.87 1,808,835.24 90.4%
Jan-2025 58 1,808,835.24 19,300.43 15,073.63 4,226.81 1,804,608.43 90.2%
Feb-2025 59 1,804,608.43 19,300.43 15,038.40 4,262.03 1,800,346.40 90.0%
Mar-2025 60 1,800,346.40 19,300.43 15,002.89 4,297.55 1,796,048.85 89.8%
Apr-2025 61 1,796,048.85 19,300.43 14,967.07 4,333.36 1,791,715.49 89.6%
May-2025 62 1,791,715.49 19,300.43 14,930.96 4,369.47 1,787,346.02 89.4%
Jun-2025 63 1,787,346.02 19,300.43 14,894.55 4,405.88 1,782,940.14 89.1%
Jul-2025 64 1,782,940.14 19,300.43 14,857.83 4,442.60 1,778,497.54 88.9%
Aug-2025 65 1,778,497.54 19,300.43 14,820.81 4,479.62 1,774,017.92 88.7%
Sep-2025 66 1,774,017.92 19,300.43 14,783.48 4,516.95 1,769,500.97 88.5%
Oct-2025 67 1,769,500.97 19,300.43 14,745.84 4,554.59 1,764,946.38 88.2%
Nov-2025 68 1,764,946.38 19,300.43 14,707.89 4,592.55 1,760,353.84 88.0%
Dec-2025 69 1,760,353.84 19,300.43 14,669.62 4,630.82 1,755,723.02 87.8%
Jan-2026 70 1,755,723.02 19,300.43 14,631.03 4,669.41 1,751,053.61 87.6%
Feb-2026 71 1,751,053.61 19,300.43 14,592.11 4,708.32 1,746,345.29 87.3%
Mar-2026 72 1,746,345.29 19,300.43 14,552.88 4,747.56 1,741,597.73 87.1%
Apr-2026 73 1,741,597.73 19,300.43 14,513.31 4,787.12 1,736,810.62 86.8%
May-2026 74 1,736,810.62 19,300.43 14,473.42 4,827.01 1,731,983.61 86.6%
Jun-2026 75 1,731,983.61 19,300.43 14,433.20 4,867.24 1,727,116.37 86.4%
Jul-2026 76 1,727,116.37 19,300.43 14,392.64 4,907.80 1,722,208.57 86.1%
Aug-2026 77 1,722,208.57 19,300.43 14,351.74 4,948.69 1,717,259.88 85.9%
Sep-2026 78 1,717,259.88 19,300.43 14,310.50 4,989.93 1,712,269.94 85.6%
Oct-2026 79 1,712,269.94 19,300.43 14,268.92 5,031.52 1,707,238.43 85.4%
Nov-2026 80 1,707,238.43 19,300.43 14,226.99 5,073.45 1,702,164.98 85.1%
Dec-2026 81 1,702,164.98 19,300.43 14,184.71 5,115.72 1,697,049.26 84.9%
Jan-2027 82 1,697,049.26 19,300.43 14,142.08 5,158.36 1,691,890.90 84.6%
Feb-2027 83 1,691,890.90 19,300.43 14,099.09 5,201.34 1,686,689.56 84.3%
Mar-2027 84 1,686,689.56 19,300.43 14,055.75 5,244.69 1,681,444.87 84.1%
Apr-2027 85 1,681,444.87 19,300.43 14,012.04 5,288.39 1,676,156.48 83.8%
May-2027 86 1,676,156.48 19,300.43 13,967.97 5,332.46 1,670,824.02 83.5%
Jun-2027 87 1,670,824.02 19,300.43 13,923.53 5,376.90 1,665,447.12 83.3%
Jul-2027 88 1,665,447.12 19,300.43 13,878.73 5,421.71 1,660,025.41 83.0%
Page 45 of 52

Aug-2027 89 1,660,025.41 19,300.43 13,833.55 5,466.89 1,654,558.52 82.7%
Sep-2027 90 1,654,558.52 19,300.43 13,787.99 5,512.45 1,649,046.08 82.5%
Oct-2027 91 1,649,046.08 19,300.43 13,742.05 5,558.38 1,643,487.70 82.2%
Nov-2027 92 1,643,487.70 19,300.43 13,695.73 5,604.70 1,637,882.99 81.9%
Dec-2027 93 1,637,882.99 19,300.43 13,649.02 5,651.41 1,632,231.59 81.6%
Jan-2028 94 1,632,231.59 19,300.43 13,601.93 5,698.50 1,626,533.08 81.3%
Feb-2028 95 1,626,533.08 19,300.43 13,554.44 5,745.99 1,620,787.09 81.0%
Mar-2028 96 1,620,787.09 19,300.43 13,506.56 5,793.87 1,614,993.22 80.7%
Apr-2028 97 1,614,993.22 19,300.43 13,458.28 5,842.16 1,609,151.06 80.5%
May-2028 98 1,609,151.06 19,300.43 13,409.59 5,890.84 1,603,260.22 80.2%
Jun-2028 99 1,603,260.22 19,300.43 13,360.50 5,939.93 1,597,320.29 79.9%
Jul-2028 100 1,597,320.29 19,300.43 13,311.00 5,989.43 1,591,330.86 79.6%
Aug-2028 101 1,591,330.86 19,300.43 13,261.09 6,039.34 1,585,291.52 79.3%
Sep-2028 102 1,585,291.52 19,300.43 13,210.76 6,089.67 1,579,201.85 79.0%
Oct-2028 103 1,579,201.85 19,300.43 13,160.02 6,140.42 1,573,061.43 78.7%
Nov-2028 104 1,573,061.43 19,300.43 13,108.85 6,191.59 1,566,869.84 78.3%
Dec-2028 105 1,566,869.84 19,300.43 13,057.25 6,243.18 1,560,626.66 78.0%
Jan-2029 106 1,560,626.66 19,300.43 13,005.22 6,295.21 1,554,331.45 77.7%
Feb-2029 107 1,554,331.45 19,300.43 12,952.76 6,347.67 1,547,983.78 77.4%
Mar-2029 108 1,547,983.78 19,300.43 12,899.86 6,400.57 1,541,583.21 77.1%
Apr-2029 109 1,541,583.21 19,300.43 12,846.53 6,453.91 1,535,129.30 76.8%
May-2029 110 1,535,129.30 19,300.43 12,792.74 6,507.69 1,528,621.61 76.4%
Jun-2029 111 1,528,621.61 19,300.43 12,738.51 6,561.92 1,522,059.69 76.1%
Jul-2029 112 1,522,059.69 19,300.43 12,683.83 6,616.60 1,515,443.09 75.8%
Aug-2029 113 1,515,443.09 19,300.43 12,628.69 6,671.74 1,508,771.35 75.4%
Sep-2029 114 1,508,771.35 19,300.43 12,573.09 6,727.34 1,502,044.01 75.1%
Oct-2029 115 1,502,044.01 19,300.43 12,517.03 6,783.40 1,495,260.61 74.8%
Nov-2029 116 1,495,260.61 19,300.43 12,460.51 6,839.93 1,488,420.69 74.4%
Dec-2029 117 1,488,420.69 19,300.43 12,403.51 6,896.93 1,481,523.76 74.1%
Jan-2030 118 1,481,523.76 19,300.43 12,346.03 6,954.40 1,474,569.36 73.7%
Feb-2030 119 1,474,569.36 19,300.43 12,288.08 7,012.35 1,467,557.00 73.4%
Mar-2030 120 1,467,557.00 19,300.43 12,229.64 7,070.79 1,460,486.21 73.0%
Apr-2030 121 1,460,486.21 19,300.43 12,170.72 7,129.71 1,453,356.50 72.7%
May-2030 122 1,453,356.50 19,300.43 12,111.30 7,189.13 1,446,167.37 72.3%
Jun-2030 123 1,446,167.37 19,300.43 12,051.39 7,249.04 1,438,918.33 71.9%
Jul-2030 124 1,438,918.33 19,300.43 11,990.99 7,309.45 1,431,608.88 71.6%
Aug-2030 125 1,431,608.88 19,300.43 11,930.07 7,370.36 1,424,238.52 71.2%
Sep-2030 126 1,424,238.52 19,300.43 11,868.65 7,431.78 1,416,806.75 70.8%
Oct-2030 127 1,416,806.75 19,300.43 11,806.72 7,493.71 1,409,313.04 70.5%
Nov-2030 128 1,409,313.04 19,300.43 11,744.28 7,556.16 1,401,756.88 70.1%
Dec-2030 129 1,401,756.88 19,300.43 11,681.31 7,619.13 1,394,137.75 69.7%
Jan-2031 130 1,394,137.75 19,300.43 11,617.81 7,682.62 1,386,455.13 69.3%
Feb-2031 131 1,386,455.13 19,300.43 11,553.79 7,746.64 1,378,708.49 68.9%
Mar-2031 132 1,378,708.49 19,300.43 11,489.24 7,811.20 1,370,897.30 68.5%
Page 46 of 52

Apr-2031 133 1,370,897.30 19,300.43 11,424.14 7,876.29 1,363,021.01 68.2%
May-2031 134 1,363,021.01 19,300.43 11,358.51 7,941.92 1,355,079.09 67.8%
Jun-2031 135 1,355,079.09 19,300.43 11,292.33 8,008.11 1,347,070.98 67.4%
Jul-2031 136 1,347,070.98 19,300.43 11,225.59 8,074.84 1,338,996.14 66.9%
Aug-2031 137 1,338,996.14 19,300.43 11,158.30 8,142.13 1,330,854.00 66.5%
Sep-2031 138 1,330,854.00 19,300.43 11,090.45 8,209.98 1,322,644.02 66.1%
Oct-2031 139 1,322,644.02 19,300.43 11,022.03 8,278.40 1,314,365.62 65.7%
Nov-2031 140 1,314,365.62 19,300.43 10,953.05 8,347.39 1,306,018.24 65.3%
Dec-2031 141 1,306,018.24 19,300.43 10,883.49 8,416.95 1,297,601.29 64.9%
Jan-2032 142 1,297,601.29 19,300.43 10,813.34 8,487.09 1,289,114.20 64.5%
Feb-2032 143 1,289,114.20 19,300.43 10,742.62 8,557.81 1,280,556.39 64.0%
Mar-2032 144 1,280,556.39 19,300.43 10,671.30 8,629.13 1,271,927.26 63.6%
Apr-2032 145 1,271,927.26 19,300.43 10,599.39 8,701.04 1,263,226.22 63.2%
May-2032 146 1,263,226.22 19,300.43 10,526.89 8,773.55 1,254,452.67 62.7%
Jun-2032 147 1,254,452.67 19,300.43 10,453.77 8,846.66 1,245,606.01 62.3%
Jul-2032 148 1,245,606.01 19,300.43 10,380.05 8,920.38 1,236,685.63 61.8%
Aug-2032 149 1,236,685.63 19,300.43 10,305.71 8,994.72 1,227,690.91 61.4%
Sep-2032 150 1,227,690.91 19,300.43 10,230.76 9,069.68 1,218,621.23 60.9%
Oct-2032 151 1,218,621.23 19,300.43 10,155.18 9,145.26 1,209,475.97 60.5%
Nov-2032 152 1,209,475.97 19,300.43 10,078.97 9,221.47 1,200,254.51 60.0%
Dec-2032 153 1,200,254.51 19,300.43 10,002.12 9,298.31 1,190,956.20 59.5%
Jan-2033 154 1,190,956.20 19,300.43 9,924.63 9,375.80 1,181,580.40 59.1%
Feb-2033 155 1,181,580.40 19,300.43 9,846.50 9,453.93 1,172,126.47 58.6%
Mar-2033 156 1,172,126.47 19,300.43 9,767.72 9,532.71 1,162,593.76 58.1%
Apr-2033 157 1,162,593.76 19,300.43 9,688.28 9,612.15 1,152,981.60 57.6%
May-2033 158 1,152,981.60 19,300.43 9,608.18 9,692.25 1,143,289.35 57.2%
Jun-2033 159 1,143,289.35 19,300.43 9,527.41 9,773.02 1,133,516.33 56.7%
Jul-2033 160 1,133,516.33 19,300.43 9,445.97 9,854.46 1,123,661.87 56.2%
Aug-2033 161 1,123,661.87 19,300.43 9,363.85 9,936.58 1,113,725.28 55.7%
Sep-2033 162 1,113,725.28 19,300.43 9,281.04 10,019.39 1,103,705.89 55.2%
Oct-2033 163 1,103,705.89 19,300.43 9,197.55 10,102.88 1,093,603.01 54.7%
Nov-2033 164 1,093,603.01 19,300.43 9,113.36 10,187.07 1,083,415.94 54.2%
Dec-2033 165 1,083,415.94 19,300.43 9,028.47 10,271.97 1,073,143.97 53.7%
Jan-2034 166 1,073,143.97 19,300.43 8,942.87 10,357.57 1,062,786.40 53.1%
Feb-2034 167 1,062,786.40 19,300.43 8,856.55 10,443.88 1,052,342.52 52.6%
Mar-2034 168 1,052,342.52 19,300.43 8,769.52 10,530.91 1,041,811.61 52.1%
Apr-2034 169 1,041,811.61 19,300.43 8,681.76 10,618.67 1,031,192.94 51.6%
May-2034 170 1,031,192.94 19,300.43 8,593.27 10,707.16 1,020,485.78 51.0%
Jun-2034 171 1,020,485.78 19,300.43 8,504.05 10,796.38 1,009,689.40 50.5%
Jul-2034 172 1,009,689.40 19,300.43 8,414.08 10,886.35 998,803.04 49.9%
Aug-2034 173 998,803.04 19,300.43 8,323.36 10,977.07 987,825.97 49.4%
Sep-2034 174 987,825.97 19,300.43 8,231.88 11,068.55 976,757.42 48.8%
Oct-2034 175 976,757.42 19,300.43 8,139.65 11,160.79 965,596.63 48.3%
Nov-2034 176 965,596.63 19,300.43 8,046.64 11,253.79 954,342.84 47.7%
Page 47 of 52

Dec-2034 177 954,342.84 19,300.43 7,952.86 11,347.58 942,995.26 47.1%
Jan-2035 178 942,995.26 19,300.43 7,858.29 11,442.14 931,553.12 46.6%
Feb-2035 179 931,553.12 19,300.43 7,762.94 11,537.49 920,015.63 46.0%
Mar-2035 180 920,015.63 19,300.43 7,666.80 11,633.64 908,382.00 45.4%
Apr-2035 181 908,382.00 19,300.43 7,569.85 11,730.58 896,651.41 44.8%
May-2035 182 896,651.41 19,300.43 7,472.10 11,828.34 884,823.08 44.2%
Jun-2035 183 884,823.08 19,300.43 7,373.53 11,926.91 872,896.17 43.6%
Jul-2035 184 872,896.17 19,300.43 7,274.13 12,026.30 860,869.87 43.0%
Aug-2035 185 860,869.87 19,300.43 7,173.92 12,126.52 848,743.35 42.4%
Sep-2035 186 848,743.35 19,300.43 7,072.86 12,227.57 836,515.78 41.8%
Oct-2035 187 836,515.78 19,300.43 6,970.96 12,329.47 824,186.31 41.2%
Nov-2035 188 824,186.31 19,300.43 6,868.22 12,432.21 811,754.10 40.6%
Dec-2035 189 811,754.10 19,300.43 6,764.62 12,535.82 799,218.28 40.0%
Jan-2036 190 799,218.28 19,300.43 6,660.15 12,640.28 786,578.00 39.3%
Feb-2036 191 786,578.00 19,300.43 6,554.82 12,745.62 773,832.39 38.7%
Mar-2036 192 773,832.39 19,300.43 6,448.60 12,851.83 760,980.56 38.0%
Apr-2036 193 760,980.56 19,300.43 6,341.50 12,958.93 748,021.63 37.4%
May-2036 194 748,021.63 19,300.43 6,233.51 13,066.92 734,954.71 36.7%
Jun-2036 195 734,954.71 19,300.43 6,124.62 13,175.81 721,778.90 36.1%
Jul-2036 196 721,778.90 19,300.43 6,014.82 13,285.61 708,493.29 35.4%
Aug-2036 197 708,493.29 19,300.43 5,904.11 13,396.32 695,096.97 34.8%
Sep-2036 198 695,096.97 19,300.43 5,792.47 13,507.96 681,589.01 34.1%
Oct-2036 199 681,589.01 19,300.43 5,679.91 13,620.52 667,968.49 33.4%
Nov-2036 200 667,968.49 19,300.43 5,566.40 13,734.03 654,234.46 32.7%
Dec-2036 201 654,234.46 19,300.43 5,451.95 13,848.48 640,385.98 32.0%
Jan-2037 202 640,385.98 19,300.43 5,336.55 13,963.88 626,422.10 31.3%
Feb-2037 203 626,422.10 19,300.43 5,220.18 14,080.25 612,341.85 30.6%
Mar-2037 204 612,341.85 19,300.43 5,102.85 14,197.58 598,144.26 29.9%
Apr-2037 205 598,144.26 19,300.43 4,984.54 14,315.90 583,828.37 29.2%
May-2037 206 583,828.37 19,300.43 4,865.24 14,435.20 569,393.17 28.5%
Jun-2037 207 569,393.17 19,300.43 4,744.94 14,555.49 554,837.68 27.7%
Jul-2037 208 554,837.68 19,300.43 4,623.65 14,676.79 540,160.89 27.0%
Aug-2037 209 540,160.89 19,300.43 4,501.34 14,799.09 525,361.80 26.3%
Sep-2037 210 525,361.80 19,300.43 4,378.02 14,922.42 510,439.38 25.5%
Oct-2037 211 510,439.38 19,300.43 4,253.66 15,046.77 495,392.61 24.8%
Nov-2037 212 495,392.61 19,300.43 4,128.27 15,172.16 480,220.45 24.0%
Dec-2037 213 480,220.45 19,300.43 4,001.84 15,298.60 464,921.86 23.2%
Jan-2038 214 464,921.86 19,300.43 3,874.35 15,426.08 449,495.77 22.5%
Feb-2038 215 449,495.77 19,300.43 3,745.80 15,554.63 433,941.14 21.7%
Mar-2038 216 433,941.14 19,300.43 3,616.18 15,684.26 418,256.88 20.9%
Apr-2038 217 418,256.88 19,300.43 3,485.47 15,814.96 402,441.92 20.1%
May-2038 218 402,441.92 19,300.43 3,353.68 15,946.75 386,495.17 19.3%
Jun-2038 219 386,495.17 19,300.43 3,220.79 16,079.64 370,415.53 18.5%
Jul-2038 220 370,415.53 19,300.43 3,086.80 16,213.64 354,201.89 17.7%
Page 48 of 52

Aug-2038 221 354,201.89 19,300.43 2,951.68 16,348.75 337,853.14 16.9%
Sep-2038 222 337,853.14 19,300.43 2,815.44 16,484.99 321,368.15 16.1%
Oct-2038 223 321,368.15 19,300.43 2,678.07 16,622.36 304,745.79 15.2%
Nov-2038 224 304,745.79 19,300.43 2,539.55 16,760.88 287,984.90 14.4%
Dec-2038 225 287,984.90 19,300.43 2,399.87 16,900.56 271,084.35 13.6%
Jan-2039 226 271,084.35 19,300.43 2,259.04 17,041.40 254,042.95 12.7%
Feb-2039 227 254,042.95 19,300.43 2,117.02 17,183.41 236,859.54 11.8%
Mar-2039 228 236,859.54 19,300.43 1,973.83 17,326.60 219,532.94 11.0%
Apr-2039 229 219,532.94 19,300.43 1,829.44 17,470.99 202,061.94 10.1%
May-2039 230 202,061.94 19,300.43 1,683.85 17,616.58 184,445.36 9.2%
Jun-2039 231 184,445.36 19,300.43 1,537.04 17,763.39 166,681.97 8.3%
Jul-2039 232 166,681.97 19,300.43 1,389.02 17,911.42 148,770.56 7.4%
Aug-2039 233 148,770.56 19,300.43 1,239.75 18,060.68 130,709.88 6.5%
Sep-2039 234 130,709.88 19,300.43 1,089.25 18,211.18 112,498.69 5.6%
Oct-2039 235 112,498.69 19,300.43 937.49 18,362.94 94,135.75 4.7%
Nov-2039 236 94,135.75 19,300.43 784.46 18,515.97 75,619.78 3.8%
Dec-2039 237 75,619.78 19,300.43 630.16 18,670.27 56,949.51 2.8%
Jan-2040 238 56,949.51 19,300.43 474.58 18,825.85 38,123.66 1.9%
Feb-2040 239 38,123.66 19,300.43 317.70 18,982.74 19,140.93 1.0%
Mar-2040 240 19,140.93 19,300.43 159.51 19,140.93 0.00 0.0%
Apr-2040 241 - - - - - 0.0%
May-2040 242 - - - - - 0.0%
Jun-2040 243 - - - - - 0.0%
Jul-2040 244 - - - - - 0.0%
Aug-2040 245 - - - - - 0.0%
Sep-2040 246 - - - - - 0.0%
Oct-2040 247 - - - - - 0.0%
Nov-2040 248 - - - - - 0.0%
Dec-2040 249 - - - - - 0.0%
Jan-2041 250 - - - - - 0.0%
Feb-2041 251 - - - - - 0.0%
Mar-2041 252 - - - - - 0.0%
Apr-2041 253 - - - - - 0.0%
May-2041 254 - - - - - 0.0%
Jun-2041 255 - - - - - 0.0%
Jul-2041 256 - - - - - 0.0%
Aug-2041 257 - - - - - 0.0%
Sep-2041 258 - - - - - 0.0%
Oct-2041 259 - - - - - 0.0%
Nov-2041 260 - - - - - 0.0%
Dec-2041 261 - - - - - 0.0%
Jan-2042 262 - - - - - 0.0%
Feb-2042 263 - - - - - 0.0%
Mar-2042 264 - - - - - 0.0%
Page 49 of 52

Apr-2042 265 - - - - - 0.0%
May-2042 266 - - - - - 0.0%
Jun-2042 267 - - - - - 0.0%
Jul-2042 268 - - - - - 0.0%
Aug-2042 269 - - - - - 0.0%
Sep-2042 270 - - - - - 0.0%
Oct-2042 271 - - - - - 0.0%
Nov-2042 272 - - - - - 0.0%
Dec-2042 273 - - - - - 0.0%
Jan-2043 274 - - - - - 0.0%
Feb-2043 275 - - - - - 0.0%
Mar-2043 276 - - - - - 0.0%
Apr-2043 277 - - - - - 0.0%
May-2043 278 - - - - - 0.0%
Jun-2043 279 - - - - - 0.0%
Jul-2043 280 - - - - - 0.0%
Aug-2043 281 - - - - - 0.0%
Sep-2043 282 - - - - - 0.0%
Oct-2043 283 - - - - - 0.0%
Nov-2043 284 - - - - - 0.0%
Dec-2043 285 - - - - - 0.0%
Jan-2044 286 - - - - - 0.0%
Feb-2044 287 - - - - - 0.0%
Mar-2044 288 - - - - - 0.0%
Apr-2044 289 - - - - - 0.0%
May-2044 290 - - - - - 0.0%
Jun-2044 291 - - - - - 0.0%
Jul-2044 292 - - - - - 0.0%
Aug-2044 293 - - - - - 0.0%
Sep-2044 294 - - - - - 0.0%
Oct-2044 295 - - - - - 0.0%
Nov-2044 296 - - - - - 0.0%
Dec-2044 297 - - - - - 0.0%
Jan-2045 298 - - - - - 0.0%
Feb-2045 299 - - - - - 0.0%
Mar-2045 300 - - - - - 0.0%
Apr-2045 301 - - - - - 0.0%
May-2045 302 - - - - - 0.0%
Jun-2045 303 - - - - - 0.0%
Jul-2045 304 - - - - - 0.0%
Aug-2045 305 - - - - - 0.0%
Sep-2045 306 - - - - - 0.0%
Oct-2045 307 - - - - - 0.0%
Nov-2045 308 - - - - - 0.0%
Page 50 of 52

Dec-2045 309 - - - - - 0.0%
Jan-2046 310 - - - - - 0.0%
Feb-2046 311 - - - - - 0.0%
Mar-2046 312 - - - - - 0.0%
Apr-2046 313 - - - - - 0.0%
May-2046 314 - - - - - 0.0%
Jun-2046 315 - - - - - 0.0%
Jul-2046 316 - - - - - 0.0%
Aug-2046 317 - - - - - 0.0%
Sep-2046 318 - - - - - 0.0%
Oct-2046 319 - - - - - 0.0%
Nov-2046 320 - - - - - 0.0%
Dec-2046 321 - - - - - 0.0%
Jan-2047 322 - - - - - 0.0%
Feb-2047 323 - - - - - 0.0%
Mar-2047 324 - - - - - 0.0%
Apr-2047 325 - - - - - 0.0%
May-2047 326 - - - - - 0.0%
Jun-2047 327 - - - - - 0.0%
Jul-2047 328 - - - - - 0.0%
Aug-2047 329 - - - - - 0.0%
Sep-2047 330 - - - - - 0.0%
Oct-2047 331 - - - - - 0.0%
Nov-2047 332 - - - - - 0.0%
Dec-2047 333 - - - - - 0.0%
Jan-2048 334 - - - - - 0.0%
Feb-2048 335 - - - - - 0.0%
Mar-2048 336 - - - - - 0.0%
Apr-2048 337 - - - - - 0.0%
May-2048 338 - - - - - 0.0%
Jun-2048 339 - - - - - 0.0%
Jul-2048 340 - - - - - 0.0%
Aug-2048 341 - - - - - 0.0%
Sep-2048 342 - - - - - 0.0%
Oct-2048 343 - - - - - 0.0%
Nov-2048 344 - - - - - 0.0%
Dec-2048 345 - - - - - 0.0%
Jan-2049 346 - - - - - 0.0%
Feb-2049 347 - - - - - 0.0%
Mar-2049 348 - - - - - 0.0%
Apr-2049 349 - - - - - 0.0%
May-2049 350 - - - - - 0.0%
Jun-2049 351 - - - - - 0.0%
Jul-2049 352 - - - - - 0.0%
Page 51 of 52

Aug-2049 353 - - - - - 0.0%
Sep-2049 354 - - - - - 0.0%
Oct-2049 355 - - - - - 0.0%
Nov-2049 356 - - - - - 0.0%
Dec-2049 357 - - - - - 0.0%
Jan-2050 358 - - - - - 0.0%
Feb-2050 359 - - - - - 0.0%
Mar-2050 360 - - - - - 0.0%
4,632,103.90 2,632,103.90 2,000,000.00
Page 52 of 52

Loan Calculation Sample

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EXCEL-SKILLS.

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The main purpose of each worksheet is as follows:

Loan Account Transactions

Interest Rate Changes

Other Loan Costs

Loan Account Statement

Loan Account Summary

Initial Loan Amortization

Loan Repayment Forecasts

Loan Amortization Table Calculations

Help & Customization

Code Transaction Type

Review Date 12/31/2020

Loan Period 240.00

Principle Loan Amount 2,000,000 2,000,000

Principle Loan Amount 2,000,000 2,000,000

Principle Loan Amount 2,000,000 2,000,000

Principle Loan Amount 2,000,000 2,000,000

Principle Loan Amount 2,000,000 2,000,000

Principle Loan Amount 2,000,000 2,000,000

Principle Loan Amount 2,000,000 2,000,000

Principle Loan Amount 2,000,000 2,000,000

Principle Loan Amount 2,000,000 2,000,000

Review Date 31 Dec 2020

Review Date 31 Dec 2020

Review Date 31 Dec 2020

Review Date 31 Dec 2020

Review Date 31 Dec 2020

Review Date 31 Dec 2020

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 1,941,680

Outstanding Loan Balance 2,000,000.00

Outstanding Loan Balance 2,000,000.00

Outstanding Loan Balance 2,000,000.00

Outstanding Loan Balance 2,000,000.00

Outstanding Loan Balance 2,000,000.00

Outstanding Loan Balance 2,000,000.00

Outstanding Loan Balance 2,000,000.00

Outstanding Loan Balance 2,000,000.00

Outstanding Loan Balance 2,000,000.00

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