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NatWest Student Living Index 2020
NatWest Student Living Index 2020
Index
July 2020
Contents
3 Summary
20 Sources of Income
29 Activities
37 Monthly Expenditure
43 Expected Costs
46 Money Management
61 Impact of COVID
2
Summary
3
Summary
On average, the Student Living • The lowest – best – index this year
Index has decreased by 1% in goes to Manchester, which has
the UK between 2019 and 2020, improved from 2019 where they
ranked 5th best in the UK
meaning that the average cost of
living has remained consistent • Plymouth and Poole have seen an
increase in the cost of living,
from the previous Year
becoming more costly cities to live
• London continues to have the in of late
highest index for any city in the UK,
increasing 0.10 points since last
• Students in Northern cities continue
to have the best ratio for SLI – while
year
Cambridge has seen the most
drastic improvement in SLI since
2019
4
Summary
• Scottish student cities have a high • Term time income has dropped • On average, the monthly UK
index of living compared to the rest overall (by £50) average rent has decreased to
of the country lowest levels since 2018 (by 6%)
• Most prominently for Bristol (by
• Although this has improved slightly over £300) and Cardiff (by almost • Only London and the South West
since 2019, this could be attributed £400) have seen an increase in the last
to a lower average monthly income year
• Manchester has remained stable at
compared to other UK cities
almost +£300 above average –
which could explain its placing
within the index
5
Summary: Sources of income
Student loans make up almost • All Scottish students are either less
50% of their monthly income – reliant on student loans to finance
although for over 1 in 4 it doesn’t their living or they have smaller
loans – which might be linked to the
contribute at all
fact that Scottish Uni tuition is free
for Scottish Students
Only a fifth of students rely on
own income to pay for their rent • Scottish students also tend to be
more reliant on self financing and
are less likely to run out of money at
the end of the semester – only 24%
on average running out in Scottish
unis vs 33% on UK average
6
Summary: Sources of income
• Students in more prestigious • They are more likely to spend • Students in London rely less on
schools – namely Oxford, additional time studying on campus student loans than average, and
Edinburgh and Cambridge – rely vs. at home compared to the more on parents / personal saving
the most on parents / family income average (+14 hours more per than average. This also can be a
(over 40% more likely than the month on campus) result of having more students that
average) live at home in London
• Cambridge and Oxford in
• For Durham, bursary or particular have been topping the • Cambridge is the most reliant on
scholarship contributions have country’s time spend per student on student loans but also more likely
increased by over 50% since 2019 academic studies for over 4 years than average to feel supported in
managing money from uni (more
• Students in more prestigious unis
than 2× the average)
also spend more time on academic
study but unsurprisingly, are more
likely to feel stressed as a result
7
Summary: Activities
8
Summary: Activities
• Newcastle has seen the biggest • Over half of all UK students do not • Students in Exeter, Southampton
increase in time spent socialising spend any money on fitness, with and Newcastle spend the most on
since 2019 (+10h) and are likelier to the overall average spend fitness – three times more than in
spend 24% more than average on remaining consistent from 2019 – Brighton
going out, and £10 more per month, surprisingly, offerings of health and
than average on alcohol alone wellbeing programs have
decreased by 18% since 2019, with
more prestigious unis being the
most likely to avail of these perks
(increasing to 74%)
9
Summary: Monthly expenditure
11
Summary: Motivations and expectations
12
Summary: Wellbeing and sustainability
13
Summary: Impact of Covid
14
Summary: Impact of Covid
71% of students were offered • While those in Exeter are the least
some form of support for their affected, they are almost half as
mental health during Covid-19 likely as the average to feel
negatively impacted by the crisis
crisis – while over 1 in 4 received
no support at all • Only 10% of UK students signed up
to the NHS volunteer programme –
• 1 in 4 students felt as though the driven by those in Durham and
pandemic has negatively affected Newcastle (twice as likely than
their ability to achieve their average to sign up)
qualification – this is most impactful
for those in Plymouth and Sheffield • While 1 in 5 students had no
awareness of the programme at all
15
Methodology and
Sample
16
Methodology
N=2806 University students living in the UK Youthsight Experts in student and young
professionals research
• Measure current term-time vs vacation income
17
Student Living
Index
Per student city
18
London continues to hold the title for the highest cost of living for students, with Manchester
and Cambridge offering the best SLI in 2020
1.05
living and
0.96
0.95
0.89
accommodation costs
0.87
0.87
0.82
0.81
0.80
÷ average monthly
0.79
0.78
0.77
0.76
0.75
0.74
0.74
0.73
0.73
0.73
0.72
0.72
0.71
0.70
income
0.67
0.66
0.64
0.62
0.60
0.58
0.57
Durham
Belfast
Edinburgh
Southampton
Norwich
Cambridge
Liverpool
Brighton
Nottingham
Leeds
London
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Leicester
Swansea
Cardiff
Newcastle
Exeter
Sheffield
Bristol
Aberdeen
Coventry
Base: N =2806 respondents;
Aberdeen (50), Aberystwyth (21)**, Belfast (52), Birmingham (132), Brighton (80), Bristol (100), Cambridge (82), Canterbury (98), Cardiff (103), Coventry (109), Dundee (42)**, Durham (51),
Edinburgh (110), Exeter (61), Glasgow (90), Hull (49)**, Leeds (117), Leicester (105), Liverpool (101), London (135), Manchester (143), Newcastle (111), Norwich (65), Nottingham (129), Oxford (80),
Plymouth (54), Poole (75), Portsmouth (69), Reading (41)**, Sheffield (108), Southampton (75), St. Andrews (15)**, Stirling (23)**, Swansea (55), York (75). 19
Sources of Income
20
Students in Oxford, Manchester and Cambridge have the highest term time income, with
Scottish and Irish cities having the lowest
£1,447.2
£1,391.7
£1,310.5
£1,175.5
£1,166.0
£1,159.6
£1,137.3
£1,136.6
£1,129.6
£1,129.0
£1,107.1
£1,084.8
£1,072.7
£1,063.7
£1,033.1
£1,026.3
£1,018.9
£997.5
£987.4
£980.8
£978.9
£974.9
£974.8
£968.2
£959.6
£938.9
£929.3
£911.1
£838.1
£820.1
Glasgow
Leicester
Swansea
Newcastle
Cardiff
Exeter
Bristol
Sheffield
Aberdeen
Manchester
Coventry
Total
Durham
Edinburgh
Belfast
Southampton
Norwich
Cambridge
Brighton
London
Liverpool
Leeds
Nottingham
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
Q6 Monthly Rent
How much is your
monthly rent?
£716.9
2020
£582.0
£569.4
£531.6
£512.3
£503.3
£494.8
£490.7
£476.2
£459.5
£445.7
£437.4
£436.4
£435.1
£432.5
£424.2
£422.1
£417.2
£400.2
£399.9
£395.9
£393.4
£383.0
£377.8
£373.2
£363.3
£359.1
£342.6
£328.0
£251.5
The average student
rent has decreased by
Glasgow
Leicester
UK Student Average
Exeter
Swansea
Newcastle
Cardiff
Bristol
Aberdeen
Sheffield
Coventry
Manchester
Edinburgh
Durham
Belfast
Southampton
Brighton
Norwich
London
Cambridge
Leeds
Nottingham
Liverpool
Plymouth
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
£192.5
£97.4 £90.3
£71.7 £68.0
£28.9
£8.4 £7.9 £6.8 £3.7 £1.0
marketing
hardship loan
Sponsorship
Personal savings
entrepreneurial
scholarship
Gig economy
Student loan
Influencer
family
blogging
Term time
Bursary
work
Personal
business
Grant
Base: N =2806 respondents;
Aberdeen (50), Aberystwyth (21)**, Belfast (52), Birmingham (132), Brighton (80), Bristol (100), Cambridge (82), Canterbury (98), Cardiff (103), Coventry (109), Dundee (42)**, Durham (51),
Edinburgh (110), Exeter (61), Glasgow (90), Hull (49)**, Leeds (117), Leicester (105), Liverpool (101), London (135), Manchester (143), Newcastle (111), Norwich (65), Nottingham (129), Oxford (80),
Plymouth (54), Poole (75), Portsmouth (69), Reading (41)**, Sheffield (108), Southampton (75), St. Andrews (15)**, Stirling (23)**, Swansea (55), York (75). 23
Irish and Scottish cities are the least reliant on student loans
Q7 Student Loan
On average, how
much does each of the
£661.7
following sources
£618.3
£600.8
£600.5
£586.2
contribute to your
£566.8
£555.3
£547.4
£545.8
£544.7
£541.0
£538.7
£536.8
£521.9
£512.9
income during term
£501.0
£490.1
£487.3
£472.6
£470.7
£461.5
time each month?
£432.9
£428.6
£408.5
£407.0
£403.2
£350.2
£329.0
£310.0
£209.1
Glasgow
Leicester
Swansea
Cardiff
Newcastle
Bristol
Sheffield
Exeter
Aberdeen
Manchester
Coventry
Total
Durham
Edinburgh
Belfast
Southampton
Norwich
Cambridge
Leeds
Liverpool
Brighton
London
Nottingham
Plymouth
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
Base: N =2806 respondents;
Aberdeen (50), Aberystwyth (21)**, Belfast (52), Birmingham (132), Brighton (80), Bristol (100), Cambridge (82), Canterbury (98), Cardiff (103), Coventry (109), Dundee (42)**, Durham (51),
Edinburgh (110), Exeter (61), Glasgow (90), Hull (49)**, Leeds (117), Leicester (105), Liverpool (101), London (135), Manchester (143), Newcastle (111), Norwich (65), Nottingham (129), Oxford (80),
Plymouth (54), Poole (75), Portsmouth (69), Reading (41)**, Sheffield (108), Southampton (75), St. Andrews (15)**, Stirling (23)**, Swansea (55), York (75). 24
More affluent cities are more reliant on their parents and family to fund their student life
Q7 Parents or Family
On average, how
much does each of the
following sources
£340.1
£330.9
£329.6
contribute to your
income during term
time each month?
£249.5
£243.1
£237.2
£231.7
£231.6
£220.3
£213.3
£207.7
£195.0
£192.5
£190.9
£176.2
£172.3
£165.1
£165.0
£161.0
£158.8
£157.2
£157.2
£156.1
£151.0
£142.3
£130.9
£126.7
£124.5
£110.5
£101.9
Glasgow
UK Student Average
Newcastle
Cardiff
Leicester
Exeter
Swansea
Aberdeen
Bristol
Sheffield
Manchester
Coventry
Edinburgh
Durham
Belfast
Southampton
Cambridge
Nottingham
Brighton
London
Leeds
Norwich
Liverpool
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
£182.8
following sources
contribute to your
£160.2
£148.8
income during term
£134.4
time each month?
£126.6
£125.1
£122.5
£115.5
£113.1
£112.0
£103.8
£102.3
£100.6
£97.4
£95.5
£94.2
£93.1
£92.5
£89.2
£82.2
£…
£78.0
£67.6
£65.7
£63.0
£62.0
£54.2
£51.4
£51.1
£45.1
Glasgow
Leicester
UK Student Average
Newcastle
Cardiff
Exeter
Swansea
Aberdeen
Sheffield
Bristol
Coventry
Manchester
Edinburgh
Belfast
Durham
Southampton
Brighton
London
Cambridge
Leeds
Norwich
Liverpool
Nottingham
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
Base: N =2806 respondents;
Aberdeen (50), Aberystwyth (21)**, Belfast (52), Birmingham (132), Brighton (80), Bristol (100), Cambridge (82), Canterbury (98), Cardiff (103), Coventry (109), Dundee (42)**, Durham (51),
Edinburgh (110), Exeter (61), Glasgow (90), Hull (49)**, Leeds (117), Leicester (105), Liverpool (101), London (135), Manchester (143), Newcastle (111), Norwich (65), Nottingham (129), Oxford (80),
Plymouth (54), Poole (75), Portsmouth (69), Reading (41)**, Sheffield (108), Southampton (75), St. Andrews (15)**, Stirling (23)**, Swansea (55), York (75). 26
Holiday work is a bigger contributor to income for those in Aberdeen, with a decrease in
contribution for Leicester by almost 50% from the previous year
Q7 Holiday work
On average, how
much does each of the
£142.6
following sources
contribute to your
£122.4
income during term
£115.6
£106.0
£104.8
time each month?
£102.2
£88.4
£85.0
£84.7
£82.4
£81.5
£79.2
£77.2
£71.7
£71.0
Interestingly, holiday work
£60.9
£60.3
£54.4
£54.3
£54.0
is a large contributor to
£52.7
£45.3
£44.7
income for those in
£41.9
£40.6
£39.6
£33.2
Manchester, which might
£26.1
£25.3
£23.5
explain their reliance on
personal savings for their
Glasgow
Leicester
UK Student Average
Newcastle
Cardiff
Exeter
Swansea
Aberdeen
Bristol
Sheffield
Manchester
Coventry
Edinburgh
Durham
Belfast
Southampton
Brighton
Norwich
London
Liverpool
Leeds
Nottingham
Cambridge
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
income
Q7 Bursary/Scholarship
On average, how
much does each of the
following sources
£140.2
£131.2
contribute to your
£120.5
income during term
time each month?
£94.7
£90.6
£87.1
£83.4
£82.2
£80.1
£80.0
£75.5
£68.0
£69.7
£65.8
£63.1
£60.4
£58.8
£55.8
£55.3
£54.8
Bursary/scholarship
£52.0
£47.5
£43.5
£43.5
£43.5
£41.5
£41.2
contributions for
£34.8
£29.7
Durham have
£21.4
increased over 50%
since 2019
Glasgow
Leicester
UK Student Average
Swansea
Cardiff
Newcastle
Sheffield
Exeter
Aberdeen
Bristol
Manchester
Coventry
Durham
Edinburgh
Belfast
Southampton
Norwich
Cambridge
Liverpool
Nottingham
Brighton
London
Leeds
Plymouth
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
29
Time spent studying has increased dramatically since 2019, increasing by 17 hours over the
month from the previous year
15 15 14 13
Time spent on home
entertainment
(38 hours) On academic studies (lectures,
coursework, library etc.)
Going out/socialising with
friends
Hobbies Part time work
29.3
Students spend only 17.3
12.8 10.9
29% of their time on 4.9 3.2 2.7 2.3
various
hobbies/socialising
out/socialising with
Volunteering/
hobbies/interests
Watching sports
Playing sports or at
Academic studies on
Working in a part-
coursework, library
charity work
internships, etc.)
performing arts
Unpaid, course-
campus/at home
photography,
experience,
Creative or
time job
theatre)
(lectures,
the gym
Other
friends
Going
etc.)
21.7
following activities?
18.8
18.2
17.9
17.9
16.9
16.0
15.8
15.6
14.8
14.4
14.2
13.9
12.8
12.0
11.6
11.6
11.6
11.2
10.7
10.0
10.0
8.9
8.7
8.0
7.5
7.3
7.2
7.0
4.6
Almost 2 in 3 students
do not spend any time
Glasgow
Leicester
UK Student Average
Newcastle
Sheffield
Exeter
Swansea
Cardiff
Aberdeen
Bristol
Manchester
Coventry
Belfast
Edinburgh
Durham
Southampton
Brighton
Norwich
London
Leeds
Liverpool
Cambridge
Nottingham
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
at a part time job (64%)
77.4
74.9
following activities?
67.5
65.1
62.8
61.7
59.9
56.3
56.2
55.8
55.6
55.5
55.4
54.6
54.0
52.4
52.0
51.5
51.1
51.1
49.9
49.8
49.3
49.1
48.3
46.9
46.5
46.4
44.5
41.2
Those in the top unis
are also more likely to
spend more time
studying on campus vs.
at home
Glasgow
UK Student Average
Swansea
Cardiff
Leicester
Newcastle
Exeter
Bristol
Sheffield
Aberdeen
Coventry
Manchester
Edinburgh
Durham
Belfast
Southampton
Norwich
Cambridge
Nottingham
Liverpool
Leeds
Brighton
London
Plymouth
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
59.0
following activities?
56.4
54.9
53.7
51.9
51.3
49.7
47.7
46.9
45.9
45.2
44.4
44.2
43.6
42.5
42.3
41.8
41.3
41.3
40.5
40.4
40.3
39.8
39.8
39.1
39.0
38.7
38.7
33.6
27.7
Glasgow
Leicester
UK Student Average
Cardiff
Exeter
Swansea
Newcastle
Bristol
Sheffield
Aberdeen
Coventry
Manchester
Durham
Edinburgh
Belfast
Southampton
Norwich
Cambridge
Brighton
London
Nottingham
Leeds
Liverpool
Plymouth
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
43.3
40.9
following activities?
38.2
36.4
35.5
34.2
34.2
34.0
33.0
30.9
30.5
30.2
29.9
29.3
29.3
29.1
29.0
28.2
27.9
26.6
26.1
25.1
24.7
24.6
24.6
23.8
23.7
23.6
20.3
18.2
Glasgow
Leicester
UK Student Average
Newcastle
Cardiff
Exeter
Swansea
Sheffield
Bristol
Aberdeen
Coventry
Manchester
Durham
Edinburgh
Belfast
Southampton
Nottingham
Norwich
Liverpool
Cambridge
Leeds
Brighton
London
Plymouth
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
£12.2 £10.9
£9.3
£3.5
£1.6 £1.4
Going out/socialising On other hobbies and Academic studies Playing sports or at the Creative or performing Watching sports Volunteering/charity
with friends interests (lectures, coursework, gym arts (gallery visits, arts, work (volunteer
library, etc.) photography, theatre) programmes, charity
events)
37
Supermarket spend continues to make up the biggest share of monthly expenses – almost a
quarter of total monthly spend (23%)
Q9
Supermarket food shopping,
On average, what do toiletries and household items £81.6
you spend each month Going out (inc. gigs, theatre,
cinema, clubs but excluding … £33.1
on each of the Eating out (inc. takeaways, coffees,
restaurant, etc...) £33.1
following items? Clothes, shoes and accessories £32.6
Alcohol (all consumed - both at
home and while out) £29.3
Public Transport Day-to-day travel
(inc. taxis, buses, trains) £26.1
Household bills (gas, oil, electric,
water and internet) £23.5
Transport whilst visiting home
during term time £18.7
Books, course materials, printing,
library costs, etc... £15.1
Car - Day-to-day travel (inc. petrol,
MOT, Insurance) £14.7
Trips (visiting friends at other unis,
weekends away, holidays) £13.2
Mobile phone bills and related costs £12.4
Self-Care and wellbeing (gym,
meditation, massage, beauty) £11.6
Home entertainment (TV
subscriptions, DVDs, music … £10.3
Charity fundraising and good
causes £3.5
Q9 Alcohol
On average, what do
you spend each month
£45
on each of the
following items?
£40
£37
£36
£35
£34
£33
£33
£33
£32
£32
£31
£31
£30
£30
£29
£28
£28
£27
£27
£27
£26
£25
£24
£24
£23
£22
£21
£18
£18
Students at Oxford
spend 35% more than
the average UK
student on alcohol per
month
Glasgow
Leicester
UK Student Average
Newcastle
Cardiff
Swansea
Sheffield
Exeter
Bristol
Aberdeen
Manchester
Coventry
Durham
Edinburgh
Belfast
Southampton
Leeds
Norwich
Liverpool
Brighton
Nottingham
Cambridge
London
Plymouth
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
Q9 Going out
On average, what do
you spend each month
on each of the
£50.7
following items?
£39.8
£38.3
£36.8
£36.7
£35.9
£35.4
£34.6
£34.6
£34.2
£33.7
£33.1
£33.1
£33.1
£32.9
£32.3
£32.1
£31.3
£31.1
£30.9
£30.7
£30.6
£30.5
£30.3
£29.9
£27.0
£26.3
£25.5
£25.4
£24.7
Glasgow
Leicester
UK Student Average
Newcastle
Cardiff
Swansea
Sheffield
Exeter
Bristol
Aberdeen
Manchester
Coventry
Belfast
Edinburgh
Durham
Southampton
Norwich
Brighton
London
Liverpool
Leeds
Nottingham
Cambridge
Canterbury
Plymouth
Birmingham
Portsmouth
York
Poole
Oxford
Base: N =2806 respondents;
Aberdeen (50), Aberystwyth (21)**, Belfast (52), Birmingham (132), Brighton (80), Bristol (100), Cambridge (82), Canterbury (98), Cardiff (103), Coventry (109), Dundee (42)**, Durham (51),
Edinburgh (110), Exeter (61), Glasgow (90), Hull (49)**, Leeds (117), Leicester (105), Liverpool (101), London (135), Manchester (143), Newcastle (111), Norwich (65), Nottingham (129), Oxford (80),
Plymouth (54), Poole (75), Portsmouth (69), Reading (41)**, Sheffield (108), Southampton (75), St. Andrews (15)**, Stirling (23)**, Swansea (55), York (75). 40
Aberdeen and Poole have the highest contributions to household bills, Liverpool and York
spending the least
Q9 Household Bills
On average, what do
you spend each month
£54
on each of the
following items?
£46
£37
£35
£32
£31
£31
£29
£28
£27
£26
£25
£24
£24
£24
£23
£23
£21
£21
£20
£20
£18
£17
£17
£15
£15
£11
£11
£8
£6
Glasgow
Leicester
UK Student Average
Cardiff
Exeter
Swansea
Newcastle
Aberdeen
Bristol
Sheffield
Coventry
Manchester
Edinburgh
Belfast
Durham
Southampton
Norwich
Leeds
Brighton
London
Nottingham
Cambridge
Liverpool
Canterbury
Plymouth
Birmingham
Portsmouth
York
Poole
Oxford
Base: N =2806 respondents;
Aberdeen (50), Aberystwyth (21)**, Belfast (52), Birmingham (132), Brighton (80), Bristol (100), Cambridge (82), Canterbury (98), Cardiff (103), Coventry (109), Dundee (42)**, Durham (51),
Edinburgh (110), Exeter (61), Glasgow (90), Hull (49)**, Leeds (117), Leicester (105), Liverpool (101), London (135), Manchester (143), Newcastle (111), Norwich (65), Nottingham (129), Oxford (80),
Plymouth (54), Poole (75), Portsmouth (69), Reading (41)**, Sheffield (108), Southampton (75), St. Andrews (15)**, Stirling (23)**, Swansea (55), York (75). 41
Bristol and Newcastle are the biggest spenders on groceries per month. However, most cities
spend close to the average across the UK
Q9 Groceries
On average, what do
you spend each month
£108.7
on each of the
£102.6
£99.7
£99.3
£98.1
following items?
£92.4
£88.5
£87.9
£87.6
£87.3
£86.6
£85.0
£81.6
£80.8
£80.6
£79.9
£78.9
£78.7
£77.6
£76.7
£75.8
£74.6
£74.2
£74.1
£73.7
£71.9
£71.7
£68.8
£68.4
£64.8
Glasgow
UK Student Average
Newcastle
Cardiff
Leicester
Exeter
Swansea
Bristol
Aberdeen
Sheffield
Coventry
Manchester
Durham
Edinburgh
Belfast
Southampton
Cambridge
Leeds
Norwich
Liverpool
Nottingham
Brighton
London
Plymouth
Canterbury
Birmingham
Portsmouth
York
Poole
Oxford
43
Southern England remains the most expensive place for a pint in the UK, with the average
expected price for a pint increasing by over £1 since 2019
£5.0
city?
£4.6
£4.5
£4.3
£4.1
£3.9
£3.9
£3.8
£3.7
£3.7
£3.6
£3.6
£3.6
£3.6
£3.5
£3.5
£3.5
£3.5
£3.5
£3.5
£3.4
£3.4
£3.4
£3.3
£3.2
£3.2
£3.2
£3.1
£2.9
£2.8
Glasgow
UK Student Average
Cardiff
Leicester
Newcastle
Exeter
Swansea
Bristol
Aberdeen
Sheffield
Manchester
Coventry
Edinburgh
Belfast
Durham
Southampton
Norwich
Cambridge
Brighton
London
Leeds
Liverpool
Nottingham
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
46
Nearly 1 in 5 find managing their money stressful, with those in Belfast seeing the biggest
increase in stress since 2019 (+44%)
On a scale of 0-10,
where 0 is not stressful 5% 3% 10% 12% 10% 13% 17% 16% 8% 2% 4%
at all and 10 is
extremely stressful,
how stressful do you
find managing your Total stressed by managing money
money? Selected 8, 9 or 10 on the scale above
25%
24%
23%
23%
22%
21%
21%
21%
21%
20%
20%
20%
20%
19%
19%
18%
18%
18%
17%
16%
16%
16%
16%
15%
14%
13%
12%
12%
10%
7%
UK Student
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Leicester
Southampto
Cardiff
Newcastle
Exeter
Swansea
Sheffield
Bristol
Aberdeen
Manchester
Coventry
Belfast
Edinburgh
Durham
Cambridge
Leeds
Nottingham
Brighton
Norwich
London
Liverpool
Average
support)? 10%
9%
8%
8%
8%
8%
8%
7%
7%
7%
6%
6%
6%
% Not supported
5%
5%
5%
5%
5%
5%
4%
4%
3%
3%
3%
3%
3%
2%
2%
0%
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Cardiff
Swansea
Newcastle
Leicester
Exeter
Aberdeen
Sheffield
Bristol
Manchester
Coventry
Belfast
Edinburgh
Durham
Southampton
Norwich
Cambridge
Nottingham
London
Leeds
Brighton
Liverpool
Canterbury
Plymouth
UK Student
Average
Q13
Which of the following
I try to budget but don't
statements best always stick to it
41%
describes your
attitude towards
money management?
I budget carefully and
keep track of what I spend 28%
Q14
Which method do you
use for budgeting?
38%
23%
19% 19%
11%
7%
3%
Excel spreadsheet Digital Banking App Traditional Banking Withdraw cash Other Financial App Other None
(e.g. Monzo, Revolut) App for a set period
Q20
Do you rely on any of
the following to Overdraft 30%
supplement income if
you are running low
on money? Select all
that apply. Credit card 7%
52
Subject choice continues to be the biggest motivator for uni choice in the UK, with uni
reputation being a factor for 1 in 5
Q17
What motivated you
to choose to study at 48%
your university?
% Strongest motivation
22%
13%
6%
4%
2% 2% 1% 1%
Subject University Close to Social life Far away The cost of University Safety of Same
choice reputation home from home living fees campus/area university as
friends
62%
59%
58%
57%
57%
57%
55%
54%
54%
53%
51%
51%
50%
50%
50%
Ranked as number 1 choice
49%
49%
49%
48%
48%
44%
43%
41%
41%
40%
39%
37%
37%
35%
25%
Glasgow
UK Student Average
Cardiff
Leicester
Swansea
Newcastle
Exeter
Aberdeen
Sheffield
Bristol
Coventry
Manchester
Edinburgh
Belfast
Durham
Southampton
Nottingham
Brighton
Norwich
Liverpool
Cambridge
London
Leeds
Plymouth
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
Base: N =2806 respondents;
Aberdeen (50), Aberystwyth (21)**, Belfast (52), Birmingham (132), Brighton (80), Bristol (100), Cambridge (82), Canterbury (98), Cardiff (103), Coventry (109), Dundee (42)**, Durham (51),
Edinburgh (110), Exeter (61), Glasgow (90), Hull (49)**, Leeds (117), Leicester (105), Liverpool (101), London (135), Manchester (143), Newcastle (111), Norwich (65), Nottingham (129), Oxford (80),
Plymouth (54), Poole (75), Portsmouth (69), Reading (41)**, Sheffield (108), Southampton (75), St. Andrews (15)**, Stirling (23)**, Swansea (55), York (75). 54
Durham tops the ranks for reputation for a 2nd year running, while Oxford and Exeter also
ranking highly
59%
50%
Ranked as number 1 choice
46%
37%
36%
27%
26%
26%
24%
22%
22%
22%
22%
21%
20%
20%
20%
19%
19%
17%
17%
15%
15%
14%
14%
13%
13%
12%
9%
6%
Glasgow
UK Student Average
Cardiff
Leicester
Exeter
Swansea
Newcastle
Bristol
Aberdeen
Sheffield
Coventry
Manchester
Durham
Edinburgh
Belfast
Southampton
Cambridge
London
Leeds
Nottingham
Norwich
Liverpool
Brighton
Canterbury
Plymouth
Birmingham
York
Portsmouth
Poole
Oxford
52%
51%
50%
50%
48%
48%
47%
47%
47%
% Stressed
45%
45%
45%
44%
43%
42%
42%
41%
40%
40%
39%
38%
38%
37%
36%
36%
35%
35%
32%
31%
29%
Birmingham
Portsmouth
York
Poole
Oxford
Glasgow
Cardiff
Leicester
Swansea
Newcastle
Exeter
Bristol
Sheffield
Aberdeen
Coventry
Manchester
Durham
Belfast
Edinburgh
Southampton
Brighton
Norwich
UK Student
Cambridge
Leeds
London
Nottingham
Liverpool
Plymouth
Canterbury
Average
59%
56%
56%
% Enjoy
52%
51%
50%
50%
49%
49%
48%
48%
47%
47%
45%
44%
44%
44%
44%
44%
42%
40%
38%
38%
38%
36%
35%
34%
33%
32%
29%
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Cardiff
Leicester
Exeter
Swansea
Newcastle
Aberdeen
Bristol
Sheffield
Manchester
Coventry
Durham
Edinburgh
Belfast
Southampton
Norwich
UK Student
Cambridge
Liverpool
Nottingham
Leeds
Brighton
London
Plymouth
Canterbury
Average
58
Over 1 in 4 students agree that their uni actively promotes sustainability, with Nottingham
leading the way with 1 in 2
On a scale of 0-10, 1%
where 0 is not at all 1% 2% 6% 8% 18% 18% 20% 14% 6% 6%
and 10 is extremely,
how committed is
your university to
promoting Total promotion of sustainability
sustainability on Selected 8, 9 or 10 on the scale above
campus?
50%
40%
39%
38%
37%
% Sustainable
36%
31%
31%
31%
31%
30%
28%
28%
27%
27%
26%
26%
23%
21%
21%
20%
19%
18%
13%
13%
13%
13%
11%
10%
6%
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Leicester
Swansea
Cardiff
Newcastle
Sheffield
Exeter
Aberdeen
Bristol
Manchester
Coventry
Edinburgh
Belfast
Durham
Southampton
UK Student
Nottingham
Leeds
Brighton
Norwich
Cambridge
London
Liverpool
Plymouth
Canterbury
Average
49%
40%
38%
35%
35%
34%
32%
30%
30%
29%
28%
27%
27%
26%
26%
26%
26%
25%
25%
24%
23%
22%
22%
22%
18%
18%
17%
15%
13%
12%
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Cardiff
Newcastle
Leicester
Exeter
Swansea
Aberdeen
Sheffield
Bristol
Manchester
Coventry
Edinburgh
Durham
Belfast
Southampton
UK Student
Nottingham
London
Cambridge
Leeds
Brighton
Norwich
Liverpool
Plymouth
Canterbury
Average
61
Over 1 in 4 students feel as though they were very supported during the Covid crisis, with
students in Aberdeen being almost twice as likely to agree
46%
40%
39%
39%
36%
36%
34%
34%
33%
33%
31%
29%
29%
29%
29%
28%
27%
25%
25%
25%
24%
24%
23%
23%
22%
22%
20%
20%
19%
19%
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Leicester
Exeter
Swansea
Cardiff
Newcastle
Aberdeen
Sheffield
Bristol
Manchester
Coventry
Edinburgh
Durham
Belfast
Southampton
UK Student
Nottingham
Cambridge
London
Leeds
Liverpool
Brighton
Norwich
Plymouth
Canterbury
Average
Q32
How well did your 60%
university support you
and your mental
health during the
Covid-19 crisis?
30% 29%
4%
They offered free online They provided online Other (text box) None of the above
resources counselling
62%
54%
0 being no communication and 10
being excellent communication
41%
39%
37%
36%
35%
35%
35%
34%
34%
32%
32%
32%
32%
31%
31%
31%
29%
27%
27%
27%
25%
25%
24%
23%
21%
19%
16%
13%
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Leicester
Newcastle
Cardiff
Exeter
Swansea
Aberdeen
Sheffield
Bristol
Coventry
Manchester
Durham
Edinburgh
Belfast
Southampton
Norwich
UK Student
Nottingham
Cambridge
London
Liverpool
Brighton
Leeds
Plymouth
Canterbury
Average
On a scale of 0-10,
how would you score 17% 1% 2% 13% 10% 12% 9% 8% 5% 2% 3%
the value of online
education for the
amount of money you
are paying for your Value of online education
degree qualification? Selected 8, 9 or 10 on the scale above
28%
28%
23%
0 being poor value and 10 being
21%
high value
14%
14%
12%
12%
12%
12%
11%
10%
10%
9%
9%
8%
8%
7%
7%
7%
7%
7%
6%
6%
5%
4%
3%
3%
2%
1%
Birmingham
York
Portsmouth
Poole
Oxford
Glasgow
Cardiff
Leicester
Swansea
Newcastle
Exeter
Aberdeen
Sheffield
Bristol
Coventry
Manchester
Edinburgh
Belfast
Durham
Southampton
Norwich
UK Student
Cambridge
Nottingham
London
Leeds
Liverpool
Brighton
Canterbury
Plymouth
Average
83%
your landlord/
accommodation
70%
company/university
accommodation
service as a result of
45%
44%
42%
the crisis?
40%
40%
39%
39%
38%
38%
38%
37%
37%
36%
35%
35%
35%
34%
33%
30%
28%
27%
22%
Glasgow
UK Student Average
Newcastle
Cardiff
Leicester
Sheffield
Exeter
Bristol
Manchester
Coventry
Edinburgh
Southampton
Cambridge
Liverpool
Brighton
London
Leeds
Nottingham
Canterbury
Birmingham
York
Portsmouth
Poole
Oxford
Yes No
7%
10%
13%
14%
15%
17%
17%
18%
18%
NHS volunteer
19%
19%
20%
20%
20%
20%
21%
21%
22%
22%
23%
23%
23%
23%
23%
23%
24%
25%
28%
32%
35%
programme, to help
with the effort to
combat Covid-19?
71%
84%
72%
74%
67%
60%
64%
70%
77%
74%
69%
72%
69%
75%
56%
66%
65%
67%
73%
72%
69%
68%
76%
73%
67%
70%
71%
73%
61%
58%
20%
18%
16%
16%
15%
14%
13%
13%
Edinburgh 11%
Sheffield 11%
Coventry 11%
UK Student Average 10%
Belfast 10%
Exeter 10%
Oxford 9%
Glasgow 9%
Leicester 9%
Norwich 9%
Nottingham 9%
Southampton 8%
Plymouth 7%
Cambridge 7%
Manchester 7%
Portsmouth 7%
Poole 7%
Swansea 7%
London6%
Brighton6%
York5%
4%
Newcastle
Cardiff
Aberdeen
Bristol
Durham
Leeds
Liverpool
Canterbury
Birmingham
Yes No Unaware
Q37 % negative
How do you think the
pandemic has
affected your ability to
39%
achieve your degree
35%
35%
33%
qualification?
32%
31%
27%
27%
27%
27%
27%
25%
25%
25%
25%
0=being extremely positively to
24%
24%
23%
23%
23%
5=extremely negatively
22%
20%
20%
19%
18%
17%
16%
16%
15%
13%
Glasgow
Leicester
UK Student Average
Newcastle
Swansea
Cardiff
Sheffield
Exeter
Bristol
Aberdeen
Manchester
Coventry
Belfast
Durham
Edinburgh
Southampton
Brighton
Norwich
Liverpool
Leeds
Cambridge
London
Nottingham
Plymouth
Canterbury
Birmingham
Portsmouth
York
Poole
Oxford
as much detail as out as much and gym membership got frozen” to pay rent in term time” key worker”
possible how your “I’ve been saving money since I can’t spend it on
what I’d usually spend it on (entertainment, days
“Been furloughed on casual work, a lot less
earned that I would have. Work over summer
“I still pay all rent/bills as before and receive
student loan as before. I now work remotely
general finances have out, restaurants, pubs, etc.)” cancelled, will struggle next year as a result” part time and get paid the same”
Q40
(B) Please describe in
as much detail as
possible how your
general finances have
been impacted during
the crisis.