Newsletter Multi-Asset Model Portfolio (M1 Finance)

Dividend Stocks 27% International ETFs

Intercontinental Exchange (ICE) 5% Vanguard Emerging Markets (VWO)
Bristol-Myers Squibb (BMY) 5% Vanguard Pacifc Markets (VPL)
Bank of Nova Scotia (BNS) 5% Vanguard European Markets (VGK)
Kinder Morgan (KMI) 4% VanEck Vectors Russia (RSX)
British American Tobacco (BTI) 4% iShares MSCI India (INDA)
Enbridge (ENB) 4% Global X Southeast Asia (ASEA)
eBay (EBAY) 4% iShares Latin America (ILF)
AmerisourceBergen (ABC) 4%
Brookfield (BAM) 4%
Cigna (CI) 4%
US Bancorp (USB) 3%
Unilever PLC (UL) 3% Commodity Producers
Amgen (AMGN) 3% Natural Resources ETF (GUNR)
BlackRock (BLK) 3% Rio Tinto (RIO)
Texas Instruments (TXN) 3% Nutrien (NTR)
United Health (UNH) 3% Canadian National Resources (CNQ)
Johnson and Johnson (JNJ) 3% Total SA (TOT)
Grupo Aeroportuario del Centro (OMAB) 3% Royal Dutch Shell (RDS.B)
Itau Unibanco (ITUB) 3% Exxon Mobil (XOM)
Cisco (CSCO) 3% Cameco (CCJ)
Home Depot (HD) 3% Franco Nevada (FNV)
Union Pacific (UNP) 3% Wheaton Precious Metals (WPM)
Microsoft (MSFT) 3% Royal Gold (RGLD)
Novartis (NVS) 3% Sandstorm Gold (SAND)
CVS Health (CVS) 3% Barrick Gold (GOLD)
Prudential Financial (PRU) 3% B2Gold (BTG)
JP Morgan Chase (JPM) 3% Fortuna Silver Mines (FSM)
Discover Financial (DFS) 3% Pan American Silver (PAAS)
Cerner (CERN) 3%

Growth Stocks 12% iShares 0-5 Year TIPS ETF (STIP)

Alibaba (BABA) 8%
JD (JD) 8% iShares 1-3 Year Treasury ETF (SHY)
HDFC Bank (HDB) 8%
Facebook (FB) 8% SPDR Small Cap Value ETF (SLYV)
Amazon (AMZN) 8%
Etsy (ETSY) 8% Aberdeen Silver ETF (SIVR)
Roku (ROKU) 8%
Adobe (ADBE) 8% Sprott Physical Gold (PHYS)
Microstrategy (MSTR) 8%
Fiserv (FISV) 8% Aberdeen Platinum ETF (PPLT)
MercadoLibre (MELI) 5%
Zoom (ZM) 5%
Pinterest (PINS) 5%
Fiverr (FVRR) 5%
M1 Link:
https://m1.finance/pMVce11SZdWe
Finance)
20% Update (9/13/2020):
28% Dividend: Sell ITW, Buy BTI
20%
12% Update (9/21/2020):
10% Sell SYY, DG, TSCO, DIS, KWEB, PYPL, ADBE, FSLR, SWKS
10% Buy JD, BABA, FB, EBAY
10% Consolidate international ETF section
10% International pie -2%, Growth stocks +1%, PHYS +1%

Update (9/28/2020):
Growth stocks +2%, SHY -2%

13% Update (10/5/2020):

8% -5% SHY, +1% BIL, +2% Dividend, +1% Growth, +1% Commodity
8% Growth stocks pie: +12% FISV, -3% each BABA, JD, HDB, FB
8%
8% Update (10/12/2020):
8% Sell CAKE, SBUX, Buy KMI, UNH
8%
8% Update (11/9/2020):
8% Sell SYK, Sell BKNG, Buy CVS, Buy CPRI
6%
6% Update (11/23/2020):
6% -2% AAAU, +2% PPLT, Sell KL, buy CCJ
6%
3% Update (12/7/2020):
3% -4% VWO, +1% each RSX, INDA, ASEA, ILF
3%
3% Update (12/14/2020):
Sell KOL, add 5% to CCJ, add 1% each to FCX, TOT, and FNV

Update (1/19/2021):
7% Dividend Stocks -2%, Intl ETFs -2%, Growth Stocks -1%
SHY +5%, sell BR and buy USB
7%
Update (2/1/2021):
4% -2% BIL, +1% growth stocks, +1% dividend stocks
Sell INTC and AG, buy AMZN, add 1% to ICE, USB, KMI, WPM, RGLD, SAND
4%
Update (2/16/2021):
4% Growth stocks: Sell CHKP, add 2% each to BABA, JD, HDB, FB, AMZN

2% Update (2/22/2021):
-Sell BIL, buy IVOL (7% position)

Update (3/15/2021):
Sell FCX, SCCO, CPRI, LRCX
Buy GUNR, ADBE, BMY
 Update (4/6/2021):
Sell NUE, buy CI

Update (4/12/2021):
Increase commodity pie to 12%, boost gold miners 1% each
Reduce PHYS to 4%

Update (5/24/2021):
Increase commodity pie to 13%, reduce gold miners 1% each
Add Xom 8% to commodity pie.
Add 1% to SHY, reduce dividend pie to 25% and growth to 10%.

Update (6/14/2021):
Increase BMY, BNS, ICE from 4% to 5%.
Sell AYI, decrease BLK from 4% to 3%.
Add ETSY (10%) and Roku (8%).
Decrease other growth stocks by 2% each for Etsy and Roku.

Update (6/28/2021):
Sell VNQ, sell IVOL, buy STIP, add to growth/div/SHY
Sell AXP, BRK.B, reduce UL, USB, AMGN by 1%
Buy ITAU (3%), PRU (3%) and CERN (3%)
Sell GOOGL Reduce BABA, JD, HDB, FB, AMZN, ETSY by 2%
Buy 5% MELI, ZM, PINS, FVRR
VWO -8%, +2% each to ILF, ASEA, INDA, RSX
 Fortress Income Model Portfolio (M1 Finance)
Individual Stocks 40% Income-Oriented ETFs and CEFs
Kinder Morgan (KMI) 4% Vanguard Intl Div Appreciation ETF (VIGI)
Bank of Nova Scotia (BNS) 4% iShares Core Emerging Markets ETF (IEMG)
British American Tobacco (BTI) 4% Alerian MLP (AMLP)
eBay (EBAY) 4% Sprott Gold Miners ETF (SGDM)
Intercontinental Exchange (ICE) 4% VanEck Vectors Russia ETF (RSX)
Bristol-Myers Squibb (BMY) 4% Aberdeen India Fund (IFN)
Johnson and Johnson (JNJ) 3% iShares MSCI Singapore ETF (EWS)
Bank of America (BAC) 3%
Enbridge (ENB) 3% Defense
Rio Tinto (RIO) 3% Sprott Physical Gold Trust (PHYS)
Total SA (TOT) 3% Vanguard Short Term Treasury ETF (VGSH)
Unilever PLC (UL) 3% iShares 0-5 Year TIP ETF (STIP)
3M Company (MMM) 3% Sprott Physical Silver Trust (PSLV)
Pembina (PBA) 3%
Amgen (AMGN) 3%
Cisco Systems (CSCO) 3%
CVS Health (CVS) 3%
Realty Income (O) 3%
HDFC Bank (HDB) 3%
BlackRock (BLK) 3%
Nutrien (NTR) 3%
Prudential (PRU) 3%
Novartis (NVS) 3%
Ambev SA (ABEV) 3%
Cerner (CERN) 3%
US Bancorp (USB) 3% More Aggressive Version:
Invesco (IVZ) 3% Individual Stocks: 45%
Texas Instruments (TXN) 3% ETFs and CEFs: 35%
Canadian Natural Resources (CNQ) 3% Defense: 20%
Chevron (CVX) 3%
Agnico Eagle Mines (AEM) 1% More Conservative Version:
Barrick Gold (GOLD) 1% Individual Stocks: 35%
Franco-Nevada (FNV) 1% ETFs and CEFs: 25%
Wheaton Precious Metals (WPM) 1% Defense: 40%
M1 Link:
https://m1.finance/KLuZ19WlOz-f
nance)
30% Update (3/4/2020):
25% Sold SNA
25% Bought OMAB
13%
13% Update (3/10/2020):
8% Sold CCL
8% Bought AXP
8%
Update (3/19/2020):
30% Selling KMI, Buying NUE
30%
30% Update (4/8/2020):
30% Bought DEO
10%
Update (4/23/2020):
Sold BIP
Bought BIPC

Update (5/13/2020):
Sold CAKE
Bought ABEV

Update (8/29/2020):
Selling SYY, Buying BTI
Tweak Defense Allocations

Added aggressive/conservative
versions

Update (9/13/2020):
-5% Individual Stocks, +5% Defense

Update (9/21/2020):
Sell ITW, TSM, TSCO, WY
Buy EBAY, NVS

Update (10/12/2020):
Sell BBY, Buy KMI

Update (11/9/2020):
Sell HD, Buy CVS

Update (11/23/2020):
Sell BIPC, buy TPL

Update (1/19/2021):
Add 5% to Defense, -5% to ETFs/CEFs
Sell OMAB, buy USB
 Update (2/01/2021):
Sell INTC, buy O

Update (2/22/2021):
-Sell BIL, buy IVOL (Defense)
-Sell TPL, LRCX. Trim BLK and HDB by -1%
-Buy 3% each CVX, BAC, ICE

Update (3/15/2021):
-Sell SCCO, T, buy PBA, BMY (3% each)

Update (3/29/2021):
-Sell NUE, increase EBAY, ICE, BMY to 4%

Update (4/12/2021):
Defense to 30%, ETFs/CEFs to 30%
VNQ to 13%, SGDM to 13%

Update (5/24/2021):
-1% AMGN, +1% KMI

Update (6/1/2021):
Sell DEO, buy CNQ

Update (6/28/2021):
Sell VNQ, IVOL, AXP
Buy AMLP, STIP, PRU in those slots.
 ETF Model Portfolio (M1 Finance)
ETFs ###

Vanguard Emerging Markets ETF (VWO) 15%

Invesco S&P 500 Equal Weight ETF (RSP) 13%
Vanguard Developed Markets ETF (VEA) 12%
iShares Russell 1000 Value ETF (IWD) 7%
FlexShares Morningstar Global Natural Resources ETF (GUNR) 7%
iShares 0-5 Year TIPS ETF (STIP) 7%
VanEck Vectors Gold Miners ETF (GDX) 7%
iShares 1-3 Year Treasury ETF (SHY) 6%
Goldman Sachs Physical Gold ETF (AAAU) 5%
Vanguard Real Estate ETF (VNQ) 5%
SPDR S&P 600 Small Cap Value ETF (SLYV) 4%
Aberdeen Standard Physical Silver Shares ETF (SIVR) 4%
iShares Global Energy ETF (IXC) 4%
Aberdeen Physical Platinum ETF (PPLT) 2%
SPDR Regional Bank ETF (KRE) 2%

M1 Link:
https://m1.finance/vikZzwvy9xtK
 Update 7/24:
-1% GDX, +1% SHY

Update 7/31:
GDX +1%, SHY -1%

Update 9/9:
SLYV -1%, SHY+1%

Update 9/13:
SHY+2%, -1% RSP, -1% SIVR

Update 9/21:
VEA -3%, VIGI -3%
VWO + 5%, AAAU +1%

Update 10/5:
-5% SHY, +4% RSP, +1% AAAU

Update 10/12:
Buy 4% IXC, -1% each VWO, VEA, VIGI, IWD

Update 11/23:
-2% AAAU, +2% PPLT

Update 1/19:
Add 5% to SHY, -2% RSP, -3% VWO

Update 2/1:
-1% SHY, +1% VWO

Update 2/22:
-8% SHY -1% AAAU
Buy 2% KRE, buy 7% IVOL
 Update 4/12:
Sell VIGI, add more VWO and VEA
Reduce AAAU from 7% to 5%, boost GDX to 7%

Update 6/28:
Sell IVOL, buy STIP
 Interactive B
Name Ticker Price
ETFs/Funds
Invesco S&P 500 Equal Weight ETF RSP $152.17
Vanguard Developed Markets ETF VEA $51.82
Vanguard Emerging Markets ETF VWO $53.87
Goldman Sachs Physical Gold ETF AAAU $17.82
Aberdeen Standard Physical Silver Shares ETF SIVR $25.55
U.S. Global Gold and Precious Metal Miners ETF GOAU $19.72
Global X Silver Miners ETF SIL $43.35
FlexShares Global Natural Resources ETF GUNR $38.58
Grayscale Bitcoin Trust GBTC $28.46
iShares 0-5 Year TIPS Bonds ETF STIP $105.87
Aberdeen Standard Physical Platinum Shares ETF PPLT $102.38
iShares Global Energy ETF IXC $27.03

Individual Stocks
Lukoil LUKOY $93.35
Sberbank SBRCY $16.77
Royal Dutch Shell RDS.B $39.78
British American Tobacco BTI $39.52
Bristol Myers Squibb BMY $66.87
eBay EBAY $70.21
Bank of Nova Scotia BNS $65.00
JD JD $76.19
Alibaba BABA $217.77
Tencent TCEHY $74.11
Uranium Participation Corp URPTF $4.51
CVS Health CVS $82.50
Cigna CI $238.00
Adobe ADBE $592.85
DBS Group Holdings DBSDY $89.25
Sumitomo SSUMY $13.49
Mitsui MITSY $454.24
Itochu ITOCY $58.18
Hitachi HTHIY $116.35

Cash Balance

Total Portfolio
Interactive Brokers Portfolio
Shares Total Percent
62.34%
110 $16,738.70 11.26%
250 $12,955.00 8.71%
250 $13,467.50 9.06%
300 $5,346.00 3.60%
200 $5,110.00 3.44%
300 $5,916.00 3.98%
50 $2,167.50 1.46%
150 $5,787.00 3.89%
300 $8,538.00 5.74%
90 $9,528.30 6.41%
30 $3,071.40 2.07%
150 $4,054.50 2.73%

33.97%
50 $4,667.50 3.14%
300 $5,031.00 3.38%
60 $2,386.80 1.61%
50 $1,976.00 1.33%
60 $4,012.20 2.70%
40 $2,808.40 1.89%
30 $1,950.00 1.31%
30 $2,285.70 1.54%
15 $3,266.55 2.20%
20 $1,482.20 1.00%
700 $3,157.00 2.12%
20 $1,650.00 1.11%
10 $2,380.00 1.60%
3 $1,778.55 1.20%
25 $2,231.25 1.50%
100 $1,349.00 0.91%
5 $2,271.20 1.53%
60 $3,490.80 2.35%
20 $2,327.00 1.57%

$5,483.00 3.69%

$148,664.05 100.00%
Portfolio
Comments

Equal-weight S&P 500.

Foreign developed equities.
Emerging market equities.
Allocated and redeemable gold in Australian jurisdiction.
Allocated silver in UK jurisdiction.
Gold royalty and mining companies, with quality metrics.
Silver royalty and mining companies.
Diversified natural resources exposure.
Bitcoin exposure. Be mindful of tax situation (not an ETF).
0-5 Year Treasury Inflation-Protected Securities.
Allocated platinum in UK jurisdiction.
Global energy producers.

One of the historically best-managed oil majors.

Leading Russian bank, with tech exposure.
Diversified energy major.
Global tobacco company.
Large pharmaceutical company, with strong pipeline.
Online marketplace, currently selling its non-core businesses.
Canadian bank with LatAm operations.
Chinese e-commerce and logistics company.
Chinese cloud and ecommerce giant.
Chinese internet conglomerate (games, payments, social, e-commerce).
Physical uranium holding company.
Retail pharmacy and health insurer.
Health insurer and pharmacy benefits manager.
Diversified software company.
 Largest bank in Southeast Asia
Japanese trading company.
Japanese trading company.
Japanese trading company.
Japanese tech/industrial conglomerate.
Update 7/31/2020: Buy 1 share of MKL
Update 8/25/2020: Buy 40 shares of TCEHY, sell stake in BBL
Update 9/16/2020: Sell 100 shares of FCX, buy 50 shares of BTI
Update 9/21/2020: Sell 100 shares EMXC, buy 100 shares VWO
Update 10/6/2020: Buy 30 shares JD, buy 10 shares RSP
Update 10/14/2020: Sell 5 shares BRKB, buy 20 shares LUKOY
Update 10/26/2020: Buy 500 shares URPTF, buy 40 shares ITOCY
Update 10/26/2020: Sell 1 share MKL, 10 shares STIP, 50 shares VEA
Update 11/9/2020: Sell 20 shares RSP, buy 20 shares CVS, 40 shares CPRI
Update 11/23/2020: Sell 40 shares BIPC, sell 100 shares AAAU
Update 11/23/2020: Buy 30 shares BNS, buy 30 shares PPLT
Update 12/11/2020: Sell KOL (it is being delisted)
Update 12/20/2020: Buy 20 shares ITOCY
Update 12/22/2020: Sell 100 shares GBTC
Update 1/6/2021: Buy 25 shares DBSDY
Update 1/20/2021: Sell 50 shares FCX, sell 50 shares VWO
Update 2/01/2021: Buy 100 shares SSUMY, buy 200 shares URPTF
Update 2/16/2021: Sell 20 shares TCEHY, sell 100 shares GBTC
Update 2/16/2021: Buy 5 shares MITSY, 10 shares HTHIY, 5 shares BABA
Update 2/16/2021: Buy 100 more shares SBRCY
Update 3/15/2021: Sell FCX, CPRI, RIO positions
Update 3/15/2021: Buy 10 shares BABA, 300 shares URPTF
Update 3/15/2021: Buy 10 shares HTHIY, 3 shares ADBE, 50 shares GUNR
Update 4/12/2021: Sell 100 shares AAAU, buy 100 shares GOAU
Update 4/26/2021: Sell HDB, buy 20 shares BMY, buy 5 shares CI
Update 5/10/2021: Sell 300 shares URPTF, buy 20 more shares BMY
Update 5/25/2021: Buy 50 shares IXC
Update 6/1/2021: Sell BRK.B, buy 100 more shares IXC
Update 6/28/2021: Sell AMGN, buy 20 more shares BMY, 5 more shares CI
 Other Investment Accounts
Individual Stocks
Brookfield Asset Management (BAM)
Brookfield Infrastructure Partners (BIP)
Tencent (TCEHY)
Alibaba (BABA)
Discover Financial Services (DFS)
Enbridge (ENB)
Franco Nevada (FNV)
Sberbank OTC (SBRCY)
Sandstorm Gold (SAND)
Lukoil (LUKOY)
Pinterest (PINS)
MercadoLibre (MELI)
Canadian Natural Resources (CNQ)
eBay (EBAY)
Amgen (AMGN)
Enterprise Products Partners LP (EPD)
Uranium Participation Corp (URPTF)
Itochu Corporation (ITOCY)
Mitsubishi (8058)
Mitsui (8031)
Hitachi (6501)
Bristol Myers Squibb (BMY)
Cigna (CI)

Index-Only Retirement Account

S&P 500 (35%)
MSCI EAFE (25%)
Dow Jones U.S. Completion / Small Caps (11%)
Bloomberg Barclays Aggregate Bonds (8%)
Short-Term Treasuries (21%)
nvestment Accounts
ETFs/CEFs Update (4/20/2020):
iShares Core MSCI Emerging Markets ETF (IEMG) Bought Bitcoin
iShares MSCI Singapore ETF (EWS)
VanEck Vectors Russia ETF (RSX) Update (6/11/2020):
Sprott Physical Silver Trust (PSLV) Bought EMX
iShares India ETF (INDA) Bought more INDA
VanEck Vectors Gold Miners ETF (GDX)
iShares Brazil ETF (EWZ) Update (6/24/2020):
Grayscale Bitcoin Trust (GBTC) Sold $10 Sep puts on FCX

Update (7/8/2020):
Short TSLA, cover if over $1430

Update (7/10/2020):
Covered TSLA short
Covered Calls
None Update (7/13/2020):
Short TSLA, cover if over $1700

Update (7/30/2020):
Cash-Secured Puts Buy GBTC
FB July 16 $300 cash-secured puts
ROKU Sep 17 $300 cash-secured puts Update (8/17/2020):
ETSY Sep 17 $145 cash-secured puts Cover TSLA.

Update (8/25/2020):
Sell SBUX, TRV, RSXJ
Buy TCEHY, RSX, AMGN, EBAY
Other (Outside of Traditional Accounts)
Physical Bullion (Gold, Silver, Platinum) Update (9/15/2020):
Cold Storage Bitcoin Selling GDX puts, buying more IEMG

Update (9/28/2020):
Selling ETSY puts
DeFi Testing (small positions)
ETH, GUSD, USDC, PAXG Update (10/12/2020):
Buy EPD

Update (10/26/2020):
Buy URPTF

Update (10/28/2020):
Selling GDX puts, Jan 15 $34

Update (11/23/2020):
Buy ITOCY

Update (11/24/2020):
Selling GDX puts, Jan 15 $32
 Update (12/21/2020):
Short TSLA, cover if >$695

Update (1/4/2021):
Cover TSLA short

Update (1/20/2021):
Short TSLA, cover if >$885

Update (1/26/2021):
Cover TSLA short

Update (2/23/2021):
Sell CAKE

Update (2/25/2021):
Buy Mitsui, Mitsubishi, Hitachi

Update (3/15/2021):
Buy BABA, sell puts on ADBE

Update (4/12/2021):
Close ADBE put, sell put on FB
Buy more EPD, GDX

Update (4/29/2021):
Buy BMY, buy CI

Update (5/10/2021):
Buy more LUKOY

Update (5/25/2021):
Buy more BMY

Update (6/17/2021):
Sell ROKU and ETSY cash-secured puts

Update (6/29/2021):
Sell VNQ, SCCO, EMX
Buy PINS, MELI. Buy more SBRCY.