GOVERNMENT SCHEMES

NITI Aayog appointed a Sub Group of Chief Ministers on Rationalisation of Centrally

Sponsored Schemes under the Chairmanship of CM of MP for the restructuring of Centrally
Government Schemes.

Recommendations of the sub-group are:

Number of Schemes: The total number of Centrally Sponsored Schemes should not exceed 30.
Categorisation of Schemes: Existing CSSs should be divided into Core and Optional Schemes.
ο Core schemes: Focus of CSSs should be on schemes that comprise the National Development
Agenda where the Centre and States will work together in the spirit of Team India.
ο Core of the Core Schemes: Those schemes which are for social protection and social
inclusion should form the core of core and be the first charge on available funds for the National
Development Agenda.
ο Optional Schemes: The Schemes where States would be free to choose the ones they wish to
implement. Funds for these schemes would be allocated to States by the Ministry of Finance as a
lump sum.

Funding Pattern:
- Core of Core Schemes: Existing funding pattern of the core of core schemes would continue.
- Core Schemes:
 For 8 North Eastern States and 3 Himalayan States: Centre: State: 90:10
 For other States: Centre: State: 60:40
 For Union Territories (without Legislature): Centre 100% and for UTs with legislature
existing funding pattern would continue.
- Optional Schemes:
a) For 8 North Eastern States and 3 Himalayan States: Centre: State: 80:20
b) For other States: Centre: State: 50:50
c) For Union Territories:
(i) (Without Legislature) - Centre 100%
(ii) Union Territories with Legislature: Centre: UT: 80:20.
►CENTRALLY SPONSORED SCHEMES
Funding by both centre and state in pre-determined ratio such as 90:10, 70:30, 60:40 etc
Normally formulated on subjects placed under the State List
Implementation Agency: State Government

►CENTRAL SECTOR SCHEMES

Entirely borne by Central Government
Normally formulated on subjects placed under the Union List.
Implementation Agency: Central Government
MINISTRY OF AGRICULTURE AND FARMERS WELFARE

Ministry of Agriculture & Farmers Welfare has been organized in three major departments viz
Department of Agriculture Research and Education (DARE), Department of Agriculture,
Cooperation and Farmers Welfare (DAC&FW) and Department of Animal Husbandry, Dairying
and Fisheries (DAHD&F).

Department of Agriculture Research and Education (DARE)

Agricultural Technology Information Centre – A “single window” support system linking the
various units of a research institution with intermediary users and end users (farmers) in decision
making and problem solving exercise.

Company - Agrinnovate India [Incorporated under the Companies Act, 1956 (No. 1 of 1956) on
19th October, 2011; To act as an effective interface between Indian Council of Agricultural
Research (ICAR- an autonomous organization under DARE) on one side and the Stakeholders of
agricultural sector (Farmers; Public & Private Sector firms; R&D organizations; Educational
Institutions- all of these at National and International level) on the other side, for a significant
purpose of securing, sustaining and promoting global agricultural development.)]

Statutory Body – ICAR (Indian Council of Agricultural Research); Autonomous organisation

under the DARE; HQ – New Delhi; Apex body for coordinating, guiding and managing research
and education in agriculture including horticulture, fisheries and animal sciences in the entire
country.
ICAR Institutes (imp. one’s) - Indian Agricultural Research Institute, New Delhi; National
Dairy Research Institute, Karnal, Haryana; Indian Veterinary Research Institute, Izatnagar, UP;
Central Institute on Fisheries Education, Mumbai; Central Institute of Agricultural Engineering,
Bhopal; Central Institute of Cotton Research, Nagpur; Central Institute of Fisheries Technology,
Cochin; Central Institute of Freshwater Aquaculture, Bhubneshwar; Central Marine Fisheries
Research Institute, Kochi; Central Plantation Crops Research Institute, Kasargod,Kerala; Central
Potato Research Institute, Shimla; National Rice Research Institute, Cuttack; Indian Institute
of Soil and Water Conservation, Dehradun; Indian Institute of Horticultural Research,
Bengaluru; Indian Institute of Pulses Research, Kanpur; Indian Institute of Soil Sciences,
Bhopal; Indian Institute of Spices Research, Calicut; Indian Institute of Vegetable Research,
Varanasi; Indian Institute of Sugarcane Research, Lucknow; National Academy of Agricultural
Research & Management, Hyderabad; Central Institute for Women in Agriculture,
Bhubaneshwar; Central Agricultural University, Imphal, Manipur; Rani Laxmi Bai Central
Agricultural University, Jhansi, Uttar Pradesh;
Dr. Rajendra Prasad Central Agricultural University, Pusa (Samastipur), Bihar
1. PRADHAN MANTRI KISAN SAMMAN NIDHI (PM-KISAN)

Central Sector scheme with 100% funding from Government of India.

To provide income support to all landholding farmers' families in the country to supplement their
financial needs for procuring various inputs related to agriculture and allied activities as well as
domestic needs.
Launched on 24.02.2019
The scheme takes effect from 01.12.2018
ln the beginning, its benefits were admissible only to Small & Marginal Farmers' (SMF)
families, with combined landholding up to 2 hectare. The Scheme was later on revised w.e.f.
01.06.2019 and extended to all farmer families irrespective of the size of their landholdings.
Family is defined as "a family comprising of husband, wife and minor children who own
cultivable land as per the land records of the concerned State/UT”.
The cut-off date for 'minor' children becoming 'major' is 01.02.2019
All landholding farmers' families shall be provided the financial benefit of Rs.6,000/- per annum
per family payable in three equal installments of Rs.2,000/- each, every four months.
Scheme Exclusion - All Institutional Land holders, All Persons who paid Income Tax in last
assessment year, All superannuated/retired pensioners whose monthly pension is Rs.10,000/- or
more etc.
The cut-off date for determination of eligibility of beneficiaries under the scheme is 01.02.2019
and no changes thereafter shall be considered for eligibility of benefit under the scheme for next
5 years, except transfer of land on succession in case of death of landholder.
The financial benefit under the scheme shall be directly credited into bank accounts of
beneficiaries.
The benefit shall be paid to only those farmers’ families whose names are entered into the land
records except for Forest dwellers, North-eastern states and Jharkhand which have separate
provisions for land records.

Micro land holdings, which are not cultivable, are excluded from the benefit under the scheme.
Event on the occasion of the "One Year Completion of the PM-KISAN and Distribution of Kisan
Credit Cards (KCC)" at Chitrakoot in Uttar Pradesh - PM-KISAN Mobile App was launched on
1st Anniversary.
All PM-KISAN beneficiaries will be given the Kisan Credit Cards (KCC) so that farmers can
take easy loans from the banks. This will help all such farmers to get short term loan for crop &
animal/fish rearing at a maximum interest of 4% on timely repayment.
Similar programmes by states:
1. Bhavantar Bhugtan Yojana in Madhya Pradesh was sought to provide relief to farmers by
providing the differential between MSPs and market prices.
2. The Rythu Bandhu scheme of the Telangana provides ₹4,000 per acre for every season to
all the farmers of the state. Similar initiatives have also been framed in Jharkhand and Odisha.
3. Krushak Assistance for Livelihood and Income augmentation (KALIA) of Odisha is
more complicated in design and implementation. It commits to give Rs 5,000 per SMF, twice a
year, that is Rs 10,000 a year.

2. PRADHAN MANTRI FASAL BIMA YOJANA (PMFBY)

Pradhan Mantri Fasal Bima Yojana (PMFBY) was launched from Kharif (April) 2016 with aim
to support production in agriculture by providing an affordable crop insurance product to ensure
comprehensive risk cover for crops of farmers against all non-preventable natural risks from pre-
sowing to post-harvest stage.

It is a Centrally sponsored scheme and it replaced all other existing insurance schemes except the
Restructured Weather-Based Crop Insurance Scheme.

PMFBY aims at supporting sustainable production in agriculture sector by way of - a) providing

financial support to farmers suffering crop loss/damage arising out of unforeseen events b)
stabilizing the income of farmers to ensure their continuance in farming c) encouraging farmers
to adopt innovative and modern agricultural practices d) ensuring flow of credit to the agriculture
sector; which will contribute to food security, crop diversification and enhancing growth and
competitiveness of agriculture sector besides protecting farmers from production risks.

The scheme covers loanee farmers (those who have availed of institutional loans), non-loanee
farmers (those who avail of insurance cover on a voluntary basis), sharecroppers and tenant
farmers (those who farm on rented land). Presently, PMFBY is compulsory for loanee farmers.

The crops that are sown in the rainy season are called kharif crops (also known as the summer or
monsoon crop) in India. Kharif crops are usually sown with the beginning of the first rains in
July, during the south-west monsoon season. Some of the important kharif crops are paddy,
maize, cotton, ground nut etc.

The crops that are sown in the winter season are called Rabi crops. (also known as the “winter
crop”) in Pakistan and India. The Rabi means, when the crop is harvested.Crops that are grown
in the winter season, from November to April are called Rabi Crops. Some of the important rabi
crops are wheat, barley, onion, tomato, peas, gram, mustard etc.

Premium:
• 2% for Kharif crops.
• 1.5% for Rabi crops.
• 5% for commercial and horticultural crops.
The balance premium was to be paid by state and central government in equal proportions.
However, recently, Centre has slashed its share of the premium subsidy from 50% to just 25% in
irrigated areas and 30% for unirrigated areas from the kharif season of 2020.

- Districts having 50% or more irrigated area will be considered as irrigated area/district

- Central Share in Premium Subsidy has been increased to 90% for North Eastern States from the
existing sharing pattern of 50:50

Central Subsidy under PMFBY to be limited for premium rates upto 30% for unirrigated
areas/crops and 25% for irrigated areas/crops.

It was compulsory for loanee farmers availing crop loans for notified crops in notified areas.
However, now it has been made voluntary for all farmers, including those with existing crop
loans.

The farmers will be paid 12% interest by insurance companies for the delay in settlement claims
beyond two months of prescribed cut-off date

Recently, Maharashtra became the first state to integrate its land records with the web portal of
PMFBY.

Related Schemes

a. Weather Based Crop Insurance Scheme (WBCIS)

Weather based Crop Insurance Scheme (WBCIS) is a unique Weather based Insurance Product
designed to provide insurance protection against losses in crop yield resulting from adverse
weather incidences. It provides payout against adverse rainfall incidence (both deficit & excess)
during Kharif and adverse incidence in weather parameters like frost, heat, relative humidity, un-
seasonal rainfall etc. during Rabi. It is not Yield guarantee insurance.

Weather Based Crop Insurance aims to mitigate the hardship of the insured farmers against the
likelihood of financial loss on account of anticipated crop loss resulting from incidence of
adverse conditions of weather parameters like rainfall, temperature, frost, humidity etc.

All farmers including sharecroppers and tenant farmers growing the notified crops in the notified
areas are eligible for coverage. However, farmers should have insurable interest on the insured
crop. The non-loanee farmers are required to submit necessary documentary evidence of land
records and / or applicable contract / agreements details (in case of sharecroppers / tenant
farmers).
All farmers availing Seasonal Agricultural Operations (SAO) loans from Financial Institutions
(i.e. loanee farmers) for the crop(s) notified are covered on compulsory basis.

The Scheme is optional for the non-loanee farmers. They can choose between WBCIS and
PMFBY, and also the insurance company.

Premium for WBCIS – same as PMFBY

Weather based Crop Insurance Scheme (WBCIS) operates on the concept of “Area Approach”
i.e., for the purposes of compensation, a ‘Reference Unit Area (RUA)’ shall be deemed to be a
homogeneous unit of Insurance.

The “Area Approach” is as opposed to “Individual Approach”, where claim assessment is made
for every individual insured farmer who has suffered a loss.

b. Unified Package Insurance Scheme (UPIS)

Unified Package Insurance Scheme (UPIS) aims at providing financial protection to citizens
associated in agriculture sector, thereby ensuring food security, crop diversification and
enhancing growth and competitiveness of agriculture sector besides protecting farmers from
financial risks. The UPIS was implemented in 45 selected districts on Pilot basis from Kharif
2016 season.

UPIS contain total 7 Sections out of which Section 1 (PMFBY) is mandatory. However, farmers
have to choose at least 2 other sections (out of remaining 6) to avail the applicable subsidy under
PMFBY section.

1. Crop Insurance (PMFBY/WBCIS)

2. Personal Accident Insurance (Pradhan Mantri Suraksha Bima Yojana - PMSBY)

3. Life Insurance (as per Pradhan Mantri Jeevan Jyoti Bima Yojna – PMJJBY)

4. Building and Contents Insurance (Fire & Allied Perils)

5. Agriculture Pumpset Insurance (Upto 10 Horse Power)

6. Student Safety Insurance

7. Agricultural Tractor Insurance

3. FARMER PRODUCER ORGANIZATIONS (FPOs)

It is a Central Sector Scheme under Department of Agriculture, Cooperation & Farmers Welfare
(DAC&FW).
Implemented by- Small Farmers Agri-business Consortium (SFAC), National Cooperative
Development Corporation (NCDC) and National Bank for Agriculture and Rural Development
(NABARD). Also, States can nominate their Implementing Agency in consultation with
DAC&FW.

A Producer Organisation (PO) is an organization/legal entity formed by primary producers

(agricultural or otherwise), viz. farmers, milk producers, fishermen, weavers, rural artisans,
craftsmen. A PO can be a producer company, a cooperative society or any other legal form
which provides for sharing of profits/benefits among the members. In some forms like - producer
companies, institutions of primary producers can also become member of PO.

FPO is a type of Producer Organization where the members are farmers. Small Farmers’
Agribusiness Consortium (SFAC) is providing support for promotion of FPOs.

Cluster Based Business Organizations (CBBOs) will be formed at cluster/state level. These
CBBOs will consist of specialists and will serve as a platform for an end to end knowledge for
all issues in FPO promotion.

Minimum number of members in FPO will be 300 in plain area and 100 in North East & hilly
areas.

At least 15% of the targeted FPOs would be in aspirational districts with at least one FPO in each
block of aspirational districts.

Credit guarantee facility up to Rs 2 crore of project loan per FPO. Credit Guarantee Funds (CGF)
will be created by NABARD and NCDC.

FPOs will be promoted under "One District One Product" cluster to promote specialization and
better processing, marketing, branding & export by FPOs.

10,000 FPOs would be formed in five years period from 2019-20 to 2023-24 to ensure
economies of scale for farmers.

Handholding support to each FPO would be continued for 5 years from its year of inception for
which support will continue till 2027-28.

Beneficiaries - Small and marginal farmers who do not have economic strength to apply
production technology, services and marketing including value addition.
4. PRADHAN MANTRI KISAN MAAN-DHAN YOJANA (PM-KMY)

Launched on 12.09.2019 with a view to provide social security to Small and Marginal Farmers in
their old age when they have no means of livelihood and minimal or no savings to take care of
their expenses.

It is an old age pension scheme for all land holding Small and Marginal Farmers (SMFs) in the
country. It is a voluntary and contributory pension scheme for the entry age group of 18 to 40
years with a provision of payment of Rs. 3000/- monthly pension on attaining the age of 60
years, subject to certain exclusion criteria.

All Small and Marginal Farmers having cultivable landholding up to 2 hectares falling in the age
group of 18 to 40 years, whose names appear in the land records of States/UTs as on 01.08.2019
are eligible to get benefit under the Scheme.

Eligibility

 -For Small and Marginal Farmers

 -Entry Age between 18 to 40 years
 -Cultivable land up to 2 hectares as per land records of the concerned State/UT

Features

-Assured pension of Rs. 3000/- month

-Voluntary and Contributory Pension Scheme
-Matching Contribution by the Government of India

Under the scheme, the subscriber would receive the following benefits:

Minimum Assured Pension: Each subscriber under the Pradhan Mantri Kisan Maandhan Yojana
shall receive minimum assured pension of Rs. 3000/- per month after attaining the age of 60
years.

Family Pension: During the receipt of pension, if the subscriber dies, the spouse of the
beneficiary shall be entitled to receive 50% of the pension received by the beneficiary as family
pension provided he/she is not already a beneficiary of the scheme. Family pension is applicable
only to spouse.

If a beneficiary has given regular contribution and died of any cause (before age of 60 years),
his/her spouse will be entitled to join and continue the scheme subsequently by payment of
regular contribution or exit the scheme as per provisions of exit and withdrawal.

Life Insurance Corporation of India (LIC) shall be the Pension Fund Manager and responsible
for Pension Pay-Out.
The SMFs shall have the option to allow payment of his/her voluntary contribution to the
Scheme from the financial benefits received by them from the PM-KISAAN Scheme, directly.

The monthly contribution by farmer ranges between Rs.55 to 200.

The initial enrolment to the PM-KMY is being done through the Common Service Centres
(CSCs).

The beneficiaries may opt voluntarily to exit the Scheme after a minimum period of 5 years of
regular contributions.

5. GREEN REVOLUTION – KRISHONNATI YOJANA

"Green Revolution – Krishonnati Yojana" is an Umbrella Scheme in agriculture sector that has
been implemented since 2016-17 by clubbing several schemes / missions under one umbrella
scheme.

The Umbrella scheme comprises of 11 Schemes/Missions. These schemes look to develop the
agriculture and allied sector in a holistic and scientific manner to increase the income of farmers
by enhancing production, productivity and better returns on produce.

Schemes/Missions covered:

i. Mission for Integrated Development of Horticulture (MIDH) - to promote holistic growth of

horticulture sector.

ii. National Food Security Mission (NFSM) including National Mission on Oil Seeds and Oil
Palm (NMOOP) - to increase production of rice, wheat, pulses, coarse cereals, oilseeds and
commercial crops through area expansion, restoring soil fertility and improving productivity.

iii. National Mission for Sustainable Agriculture (NMSA) - to promote sustainable agriculture
practices focusing on integrated farming, appropriate soil health management and synergizing
resource conservation technology.

iv. Sub-Mission on Agriculture Extension (SMAE) - to strengthen ongoing programmes of

states/local bodies to achieve food security, empowering farmers, strengthen programme
planning, ICT usage etc.

v. Sub-Mission on Seeds and Planting Material (SMSP) - to increase production of certified /

quality seed, increase seed replacement rate (SRR) and upgrade the quality of farm saved seeds.

vi. Sub-Mission on Agricultural Mechanization (SMAM) - to increase the reach of farm

mechanization, promote ‘Custom Hiring Centres’ to offset the adverse economies of scale
arising due to small landholding and high cost.
vii. Sub-Mission on Plant Protection and Plan Quarantine - to minimize loss to quality and yield
of agricultural crops, shield agricultural bio-security, facilitate exports and promote good
agricultural practices.

viii. Integrated Scheme on Agriculture Census, Economics and Statistics - to undertake the
agriculture census, study of the cost of cultivation of principal crops, to undertake research
studies on agro-economic problems etc.

ix. Integrated Scheme on Agricultural Cooperation (ISAC) - to provide financial assistance for
improving the economic conditions of cooperatives, remove regional imbalances.

x. Integrated Scheme on Agricultural Marketing (ISAM) - to develop and provide agricultural

marketing infrastructure, promote innovative and latest technologies and integrate markets
through a common online market platform.

xi. National e-Governance Plan (NeGP-A) - to improve access of farmers to information

&services, making available timely and relevant information to the farmers for increasing their
agriculture productivity.

5.1 MISSION FOR INTEGRATED DEVELOPMENT OF HORTICULTURE (MIDH)

Mission for Integrated Development of Horticulture (MIDH) is a Centrally Sponsored Scheme is

being implemented w.e.f. 2014-15 for holistic growth of the horticulture sector covering fruits,
vegetables, root and tuber crops, mushrooms, spices, flowers, aromatic plants, coconut, cashew,
cocoa.

The scheme became operational from 1st April, 2014

Main objectives of Mission are to promote holistic growth of horticulture sector, including
coconut through area based regionally differentiated strategies which include research,
technology promotion, extension, post harvest management, processing and marketing in
consonance with comparative advantage of each State/region and its diverse agri-climatic
features, encourage aggregation of farmers into farmers groups like Farmer Interest Groups
(FIGs)/FPOs and Farmer Producer Companies (FPCs) to bring economy of scale and scope,
enhance horticulture production, augment farmer’s income, strengthen nutritional security,
improve productivity by way of quality germ-plasm, planting material and water use efficiency
through Micro Irrigation, support skill development and create employment generation
opportunities for rural youth in horticulture and post harvest management, especially in the cold
chain sector.

    Mission has the following sub-schemes as its component:

         •National Horticulture Mission (NHM)
         •Horticulture Mission for North East & Himalayan States (HMNEH)
         •National Horticulture Board (NHB)
         •Coconut Development Board (CDB)
         • Central Institute for Horticulture (CIH), Nagaland.

MIDH is Centrally Sponsored Scheme wherein the implementing agencies are State Horticulture
Mission (SHM). In the total outlay of SHM, centre contributes 60% for general States and 90%
for NE and Himalayan States whereas general States contribute 40 % and NE and Himalayan
States contribute 10%. Government of India contributes 100% for UTs and National Level
Agencies (NLAs).

All categories of farmers, including women beneficiaries, are covered under MIDH. As per
directives of Planning Commission, implementing agencies viz. State Horticulture Missions have
been directed to ensure that at least 30% of annual budget allocation is earmarked for women
beneficiaries/ farmers.

The Department of Agriculture and Cooperation, Ministry of Agriculture and Farmers Welfare
had launched a project called Coordinated Programme on Horticulture Assessment and
Management using geo-informatics (CHAMAN) under Mission for Integrated Development of
Horticulture (MIDH) with an objective to develop and firm up scientific methodology for
estimation of area and production under Horticulture crops. 

Horticulture Statistics Division of Department of Agriculture and Cooperation has introduced a

web enabled work flow based system namely Horticulture Area Production Information System
(HAPIS) for ensuring the timely availability of relevant and latest data on horticulture crops at
sub-national level.

HORTNET project is a unique intervention to accomplish e-Governance in NHM where-in total

transparency has been envisaged in all the processes of workflow i.e., online application filing,
authentication, processing and online payment to the beneficiary’s bank account through DBT.
Web enabled work flow based system for providing financial assistance under MIDH.

5.2 National Food Security Mission (NFSM)

In view of the stagnating food grain production and an increasing consumption need of the
growing population, Government of India has launched this Centrally Sponsored
Scheme, ‘National Food Security Mission’ in October 2007.

Objectives:

- Increasing production of rice, wheat, pulses, coarse cereals (Maize and Barley) and Nutri-
Cereals through area expansion and productivity enhancement in a sustainable manner in the
identified districts of the country;

- Restoring soil fertility and productivity at the individual farm level;

- Enhancing farm level economy (i.e. farm profits) to restore confidence amongst the farmers.
The National Food Security Mission (NFSM), during the 12th Five Year Plan, had five
components (i) NFSM- Rice; (ii) NFSM-Wheat; (iii) NFSM-Pulses; (iv) NFSM-Coarse Cereals;
and (v) NFSM-Commercial Crops. During 2017-18, the programme was implemented with
components/interventions/cost norms/pattern of assistance of 12th plan. On the basis of EFC
recommendations which was held on 29.11.2017, from the years 2018-19 and 2019-20, NMOOP
and Seed Village Programme are now a part of NFSM and thus NFSM will have eight
components viz. (i) NFSM- Rice; (ii) NFSM-Wheat; (iii) NFSM-Pulses; (iv) NFSM-Coarse
Cereals (Maize, Barley), (v) NFSM-Sub Mission on Nutri Cereals; (vi) NFSM-Commercial
Crops; (vii) NFSM-Oilseeds and Oilpalm; and (viii) NFSM-Seed Village Programme. These
Operational Guidelines are for NFSM-Foodgrains, Commercial Crops, Oilseeds and Oilpalm,
Seed Village Programme and Sub Mission on Nutri -cereals.

‘Krishi Kisan’ mobile app to help farmers take benefit of field demonstration of new farm
technologies, seed hubs as well as weather advisories.

5.3 NATIONAL MISSION ON SUSTAINABLE AGRICULTURE (NMSA)

National Mission for Sustainable Agriculture (NMSA) has been formulated for enhancing
agricultural productivity especially in rainfed areas focusing on integrated farming, water use
efficiency, soil health management and synergizing resource conservation.

NMSA derives its mandate from Sustainable Agriculture Mission which is one of the eight
Missions outlined under National Action Plan on Climate Change (NAPCC)*.

*[[[[The Government of India formulated national plan on water, renewable energy, energy
efficiency agriculture and others – bundled with additional ones – into a set of eight missions
under the National Action Plan on Climate Change. The Action Plan was released on 30th June
2008 to address the future policies and programs for the climate mitigation and adaptation.

 Eight Missions of the National Action on Climate Change (NAPCC)

1. National Solar Mission: The NAPCC targets to promote the development and use of solar
energy for power generation and other uses with the ultimate objective of making solar
competitive with fossil-based energy options

20GW by 2022
To promote programmes for off grid applications, reaching 1000 MW by 2017 and 2000 MW by
2022.
To achieve 15 million sq. meters solar thermal collector area by 2017 and 20 million by 2022.
To deploy 20 million solar lighting systems for rural areas by 2022.

2. National Mission for Enhanced Energy Efficiency: To strengthen the market for energy
efficiency by creating conducive regulatory and policy regime and has envisaged fostering
innovative and sustainable business models to the energy efficiency sector.
3. National Mission on Sustainable Habitat: To make the cities sustainable through
improvements in energy efficiency in building, management of solid waste and to shift to public
transport.
4. National Water Mission
5. National Mission for Sustaining the Himalayan Ecosystem
6. National Mission for a “Green India”
7. National Mission for Sustainable Agriculture - NMSA
8. National Mission on Strategic Knowledge for Climate Change]]]]*

Aim at promoting sustainable agriculture through a series of adaptation measures focusing on ten
key dimensions encompassing Indian agriculture namely; ‘Improved crop seeds, livestock and
fish cultures’, ‘Water Use Efficiency’, ‘Pest Management’, ‘Improved Farm Practices’, ‘Nutrient
Management’, ‘Agricultural insurance’, ‘Credit support’, ‘Markets’, ‘Access to Information’ and
‘Livelihood diversification’.

Components of NMSA:

i. Rainfed Area Development (RAD)

ii. Sub-Mission on Agroforestry (SMAF)
iii. National Bamboo Mission (NBM)
iv. Soil Health Management (SHM)
v. Climate Change and Sustainable Agriculture: Monitoring, Modeling and Networking
(CCSAMMN)

5.3.1 Paramparagat Krishi Vikas Yojna - PKVY

"Paramparagat Krishi Vikas Yojna (PKVY)" a sub-component of Soil Health

Management(SHM) scheme under National Mission of Sustainable Agriculture(NMSA) aims at
development of sustainable models of organic farming through a mix of traditional wisdom and
modern science to ensure long term soil fertility buildup, resource conservation and helps in
climate change adapatation and mitigation. It primarily aims to increase soil fertility and thereby
helps in production of healthy food through organic practices without the use of agro-chemicals.
PKVY also aims at empowering farmers through institutional development through clusters
approch not only in farm practice management,input production,quality assurance but also in
value addition and direct marketing through innovative means. Participatory Gurantee System
under PGS-India programme will be the key approach for quality assurances under the PKVY.
The farmers will have option to adopt any form of organic farming in complince of PGS-India
standards. While adopting a system it must be ensured that the system adopted is compatible to
the area and crop and assures optimum yield and provides adequate measures to manage
nutrients,pests and diseases.Farmers will have the flexibility to use appropriate package of
practice(s) best suited to their situations.
Cluster Approach: 20 or more farmers form a cluster having 20ha or 50 acre land to take organic
farming farmers will be eligible for an assistance of Rs 50000 per hectare for a three-year period
for adopting the traditional methods of cultivation and standard organic farming practices like
zero budget natural farming and permaculture (Permaculture is an innovative framework for
creating sustainable ways of agriculture. It is a practical method of developing ecologically
harmonious, efficient and productive systems that can be used by anyone, anywhere).

At least 30% of the budget allocations need to be earmarked for women beneficiaries/ farmers.

Components –

o Participatory Guarantee System (PGS) certification through cluster approach - mobilization of

farmers, form clusters, identification of land resources and training on organic farming and PGS
Certification and quality control.

o Adoption of organic village for manure management and biological nitrogen harvesting
through cluster approach –action plan for Organic Farming, Integrated Manure Management,
Packing, Labelling and Branding of organic products of cluster.

JAIVIK KHETI PORTAL: A dedicated portal for organic farming acting as both a knowledge
platform as well as marketing platform will be developed.

5.3.2 PARTICIPATORY GUARANTEE SCHEME – PGS

Participatory Guarantee System (PGS) is a quality assurance initiative that is locally relevant,
emphasize the participation of stakeholders, including producers and consumers and operate
outside the frame work of third party certification.

PGS is a process in which people in similar situations (in this case small holder producers)
assess, inspect and verify the production practices of each other and take decision on organic
certification (PGS-Green and PGS-Organic).

National Centre of Organic Farming at Ghaziabad 

Jaivik Bharat Logo: to distinguish organic products from inorganic.

National Programme for Organic Production (NPOP): It is implemented by Agricultural and

Processed Food Products Export Development Authority (APEDA), Ministry of Commerce and
Industry. It focuses on the accreditation programme for Certification Bodies, standards for
organic production, promotion of organic farming etc in order to boost such exports from India.
It grants organic farming certification through a process of third party certification.
5.4 INTEGRATED SCHEME FOR AGRICULTURAL MARKETING - ISAM

Objectives:

- To promote creation of agricultural marketing infrastructure by providing backend subsidy

support to State, cooperative and private sector investments.

- To promote Integrated Value Chains (confined up to the stage of primary processing only) to
provide vertical integration of farmers with primary processors.

- To use ICT as a vehicle of extension to sensitize and orient farmers to respond to new
challenges in agricultural marketing.

The ISAM will have the following five components:

- Agricultural Marketing Infrastructure (AMI) [the existing schemes of Grameen Bhandaran

Yojana (GBY) and Development/ Strengthening of Agricultural Marketing Infrastructure,
Grading and Standardization (AMIGS) will be merged as AMI]

- Marketing Research and Information Network (MRIN)

- Strengthening of Agmark Grading Facilities (SAGF),

- Agri-Business Development (ABD) through Venture Capital Assistance (VCA) and Project
Development Facility (PDF)

- Choudhary Charan Singh National Institute of Agriculture Marketing (NIAM).

5.5 NATIONAL MISSION ON AGRICULTURAL EXTENSION AND TECHNOLOGY –

NMAET

Agricultural Technology, including the adoption/ promotion of critical inputs, and improved
agronomic practices were being disseminated under 17 different schemes of the Department of
Agriculture & Cooperation, Ministry of Agriculture during the 11th Plan period. The Modified
Extension Reforms Scheme was introduced in 2010 with the objective of strengthening extension
machinery and utilizing it for synergizing interventions under these schemes under the umbrella
of the Agriculture Technology Management Agency (ATMA).

The National Mission on Agricultural Extension and Technology (NMAET) has been envisaged
as the next step towards this objective through the amalgamation of these schemes.

Aims and Objectives:

The objective of the Scheme is to make the extension system farmer-driven and farmer-
accountable by way of new institutional arrangements for technology dissemination. It aims to
restructure and strengthen agricultural extension to enable delivery of appropriate technology
and improved agronomic practices to farmers.

This is envisaged to be achieved by a judicious mix of extensive physical outreach and

interactive methods of information dissemination, use of ICT, popularisation of modern and
appropriate technologies, capacity building and institution strengthening to promote
mechanisation, availability of quality seeds, plant protection etc. and encourage aggregation of
Farmers into Interest Groups (FIGs) to form Farmer Producer Organisations (FPOs).

Sub-Missions of NMAET:

NMAET consists of 4 Sub Missions

1. Sub Mission on Agricultural Extension (SMAE)

2. Sub-Mission on Seed and Planting Material (SMSP)
3. Sub Mission on Agricultural Mechanization (SMAM)
4. Sub Mission on Plant Protection and Plant Quarantine (SMPP)

5.6 PROMOTION OF AGRICULTURAL MECHANIZATION FOR IN-SITU

MANAGEMENT OF CROP RESIDUE

Objectives:

- Protecting environment from air pollution and preventing loss of nutrients and soil micro-
organisms caused by burning of crop residue;

- Promoting in-situ management of crop residue by retention and incorporation into the soil
through the use of appropriate mechanization inputs;

- Promoting Farm Machinery Banks for custom hiring of in- situ crop residue management
machinery to offset the adverse economies of scale arising due to small landholding and high
cost of individual ownership.

- Creating awareness among stakeholders through demonstration, capacity building activities and
differentiated Information, Education and Communication strategies for effective utilization and
management of crop residue.

Salient Features:

- It is a Central Sector Scheme applicable in states of Punjab, Haryana, Uttar Pradesh and NCT
of Delhi.

- Under the scheme, financial assistance @50% of the cost is provided to the farmers for
purchase of in-situ crop residue management machines on individual ownership basis.
- The financial assistance for establishment of Custom Hiring Centres of in-situ crop residue
management machinery is @ 80% of the project cost.

- It also encourages undertaking Information, Education and Communication (IEC) activities for
creating awareness among farmers.

6. RASHTRIYA KRISHI VIKAS YOJANA – REMUNERATIVE APPROACHES FOR

AGRICULTURE AND ALLIED SECTOR REJUVENATION (RKVY-RAFTAAR)

RKVY scheme was initiated in 2007 as an umbrella scheme for ensuring holistic development of
agriculture and allied sectors by allowing states to choose their own agriculture and allied sector
development activities as per the district/state agriculture plan.

RKVY scheme incentivizes States to increase public investment in Agriculture & allied
sectors. Under RKVY, States have been provided flexibility and autonomy for selection,
planning approval and execution of projects/programs under the scheme as per their
need, priorities and agro-climate requirements.

Objectives:

- To strengthen the farmers‟ efforts through creation of required pre and postharvest agri-
infrastructure that increases access to quality inputs, storage, market facilities etc. and enables
farmers to make informed choices.

- To provide autonomy, flexibility to States to plan and execute schemes as per local/ farmers‟
needs.

- To mitigate risk of farmers with focus on additional income generation activities - like
integrated farming, mushroom cultivation, bee keeping, aromatic plant cultivation, floriculture
etc

- To empower youth through skill development, innovation and agrientrepreneurship based

agribusiness models that attract them to agriculture etc.

Basic Features:

- It is a State Plan scheme

- The eligibility of a state for the RKVY is contingent upon the state maintaining or increasing
the State Plan expenditure for Agricultural and Allied sectors
- The base line expenditure is determined based on the average expenditure incurred by the State
Government during the three years prior to the previous year.
- The preparation of the district and State Agriculture Plans is mandatory.
- It is an incentive scheme, hence allocations are not automatic.
- It will give high levels of flexibility to the states
Areas of Focus:

Integrated Development of Food crops, including coarse cereals, minor millets and pulses
Agriculture Mechanization
Soil Health and Productivity
Development of Rainfed Farming Systems
Integrated Pest Management
Promoting extension services
Horticulture
Animal Husbandry, Dairying & Fisheries
Sericulture
Study tours of farmers
Organic and Bio-fertilizers
Innovative Schemes

Funding pattern:

60:40 between Centre and States (90:10 for North Eastern States and Himalayan States). For
Union Territories the funding pattern is 100 % central grant.

Programme Components (Streams):

RKVYRAFTAAR funds would be provided to the States as grant by the Central Government in
the following streams-

A. Regular RKVY-RAFTAAR -70% of annual outlay will be allocated among States as per
criteria under following heads.

(i) Infrastructure and assets- 50% (of 70%) of regular RKVY-RAFTAAR outlaypre-harvest
infrastructure- 20%, postharvest infrastructure- 30%

(ii) Value addition linked production projects (agribusiness models) that provide assured/
additional income to farmers including Public Private Partnership for Integrated Agriculture
Development (PPPIAD) projects- 30% (of 70%) of regular RKVY outlay.

(iii) Flexi funds- 20% (of 70%) of regular RKVY-RAFTAAR outlay. States can use this fund for
supporting any projects as per their local needs preferably for innovative activities in agriculture
and allied sectors.

B. RKVY-RAFTAAR special sub-schemes – 20% of total annual outlay - based on national

priorities as notified by Govt. of India from time to time for development of region and problem
specific areas.

C. Innovation and agri-entrepreneur development - 10% of annual outlay

Sub-schemes:

- Bringing Green Revolution to Eastern India

- Crop Diversification Program (CDP)– It is being implemented in the Original Green
Revolution States of Punjab, Haryana and Western Uttar Pradesh to diversify area from water
guzzling crop
- Reclamation of Problem Soil (RPS)
- Foot & Mouth Disease – Control Program (FMD-CP)
- Saffron Mission
- Accelerated Fodder Development Programme (AFDP)- farmers/ FPOs/ Cooperatives in the
drought affected districts/blocks are provided financial assistance of Rs. 3200/ha (upto a
maximum area of two ha) for taking up additional production of fodder.

6.1 PUBLIC PRIVATE PARTNERSHIP FOR INTEGRATED AGRICULTURE

DEVELOPMENT (PPP-IAD)

Department of Agriculture and Cooperation, Govt. of India has published "Framework for
Supporting Public Private Partnership for Integrated Agricultural Development (PPP-IAD) under
Rashtriya Krishi Vikas Yojana (RKVY)". As per this document, PPPAID is “a Scheme for
facilitating large scale Integrated projects, led by private sector players in the agriculture and
allied sectors, with a view to aggregating farmers, and integrating the agricultural supply chain,
with financial assistance through RKVY, under the direct supervision of State Governments,
supported by National Level Agencies.” Based on this framework Department of Agriculture,
Government of Maharashtra (DOA, GOM) is implementing PPP-IAD projects.

PPPIAD has been conceived of as an alternative mode of implementation under RKVY, using
the technical and managerial capabilities of the private sector in combination with public
funding, to achieve integrated and sustainable outcomes, as also to achieve value chain
integration and additional private investment in agriculture.

Main features of PPPIAD:

• Corporates to propose integrated agricultural development projects across the spectrum of

agriculture and allied sectors, taking responsibility for delivering all the interventions through a
single window. Each project to target at least 5000 farmers, spread over the project life.

• Complete flexibility in design, but ensuring an integrated value chain approach, covering all
aspects from production to marketing. Projects can span 3-5 years.

• Average investment per farmer during project must be quantified, though an average of Rs.
1.00 lakh per farmer will be a desirable benchmark. Government support will be restricted to
50% of the overall per farmer investment proposed, with a ceiling of Rs. 50,000 per farmer
through the project cycle. The remaining investment will be arranged by the corporate through
institutional financing and its own and farmer contributions. All subsidies will be directly routed
to farmers or reimbursed to project leaders after verification of asset distribution to farmers.

Objectives:

• Addressing all concerns related to production and post-harvest management in agriculture/•

horticulture and agriculture allied sectors.
• Enhancing production and productivity, improve nutritional security and income support to
farmers.
• Promote, developing and disseminating technologies for enhancing production and
productivity.
• Assisting states in addressing the entire value chain, right from the stage of pre-production to
the consumers table through appropriate interventions.
• Improving the delivery and monitoring mechanism under RKVY funded projects.

6.2 BRINGING GREEN REVOLUTION TO EASTERN INDIA – BGREI

The program was initiated in 2010-11 to address the constraints limiting the productivity of "rice
based cropping systems" in Eastern India comprising of seven (7) States namely, Assam, Bihar,
Chhattisgarh, Jharkhand, Odisha, Eastern Uttar Pradesh and West Bengal.

The goal of the BGREI program is to harness the water potential for enhancing rice production in
Eastern India which was hitherto underutilized.

BGREI comprised of three broad categories of interventions: (i) block demonstrations; (ii) asset
building activities such as construction of shallow tube wells / bore wells / dug wells, pump sets,
seed drills, etc.; and (iii) site specific activities for facilitating petty works such as
construction/renovation of irrigation channels/electricity for agricultural purposes in a cluster
approach for convenience and cost effectiveness.

Objectives:

- To increase production & productivity of rice and wheat by adopting latest crop production
technologies.
- To promote cultivation in rice fallow area to increase cropping intensity and income of the
farmers.
- To create water harvesting structures and efficient utilization of water potential
- To promote post harvest technology and marketing support.

Various initiatives under the scheme are –

o Block or cluster development of improved production technology

o Asset building activities for farm improvement
o Site specific activities for farm renovation
o Seed production and distribution
o Marketing support and post-harvest management
7. SOIL HEALT CARD SCHEME

It is a centrally sponsored scheme launched in 2015 by the Department of Agriculture & Co-
operation under the Ministry of Agriculture. It will be implemented through the Department of
Agriculture of all the State and Union Territory Governments. A SHC is meant to give each
farmer soil nutrient status of his holding and advice him on the dosage of fertilizers and also the
needed soil amendments, that he should apply to maintain soil health in the long run.

SHC is a printed report that a farmer will be handed over for each of his holdings. It will contain
the status of his soil with respect to 12 parameters, namely N,P,K (Macro-nutrients) ; S
(Secondary- nutrient) ; Zn, Fe, Cu, Mn, Bo (Micro - nutrients) ; and pH, EC, OC (Physical
parameters). Based on this, the SHC will also indicate fertilizer recommendations and soil
amendment required for the farm.

To issue soil health cards every 2 years, to all farmers, so as to provide a basis to address nutrient
deficiencies in fertilization practices.

The card will contain an advisory based on the soil nutrient status of a farmer’s holding. It will
show recommendations on dosage of different nutrients needed. Further, it will advise the
farmer on the fertilizers and their quantities he should apply, and also the soil amendments that
he should undertake, so as to realize optimal yields.

It will be made available once in a cycle of 3 years, which will indicate the status of soil health
of a farmer’s holding for that particular period. The SHC given in the next cycle of 3 years will
be able to record the changes in the soil health for that subsequent period.

Soil samples will be drawn in a grid of 2.5 ha in irrigated area and 10 ha in rain- fed area with
the help of GPS tools and revenue maps.

The State Government will refer 1% of all the samples in a year to a ‘Referral Laboratory’ to
analyze and certify on the results of Primary Laboratory. The State Government will be
supported to establish ‘Referral Laboratories as required.

A sum of Rs. 190 per soil sample is provided to State Governments. This covers the cost of
collection of soil sample, its test, generation and distribution of soil health card to the farmer.

Assistance is provided to farmers:

o Rs. 2500/ha for distribution of micronutrients

o For setting up of mini soil testing labs
8. NATIONAL AGRICULTURAL MARKET – NAM

NAM is envisaged as a pan-India electronic trading portal which seeks to network the existing
Agriculture Produce Marketing Committee (APMC) and other market yards to create a unified
national market for agricultural commodities. NAM is a “virtual” market but it has a physical
market (mandi) at the back end.

It is a Central Sector scheme with funding coming from Agri-Tech Infrastructure Fund (AITF).

NAM is not a parallel marketing structure but rather a device to create a national network of
physical mandis which can be accessed online. It seeks to leverage the physical infrastructure of
the mandis through an online trading portal, enabling buyers situated even outside the State to
participate in trading at the local level.

Central government will provide the software free of cost to the states and in addition, a one-time
grant of up to Rs. 30 lakhs per market will be given for related equipment and infrastructure
requirements.

585 wholesale regulated markets/ APMC Markets have been so far integrated with e-NAM
platform in 16 States and 2 Union Territories (UTs).

The NAM basically increases the choice of the farmer when he brings his produce to the mandi
for sale. Local traders can bid for the produce, as also traders on the electronic platform sitting in
other States. The farmer may chose to accept either the local offer or the online offer. In either
case the transaction will be on the books of the local mandi and they will continue to earn the
transaction fee. In fact, the volume of business will significantly increase as there will be greater
competition for specific produce, resulting in higher transaction fees for the mandi.

Ministry of Agriculture, Department of Agriculture & Cooperation (DAC) have mandated Small
Farmers’ Agribusiness Consortium (SFAC) to act as the Lead Promoter of NAM.

Benefits of Trading on NAM

 Transparent Online Trading

 Real Time Price Discovery
 Better Price Realization For Producers
 Reduced Transaction Cost For Buyers
 Stable Price and Availability to Consumers
 Quality Certification, Warehousing, and Logistics
 More Efficient Supply Chain
 Payment and Delivery Guarantee
 Error Free Reporting of Transactions
 Enhanced Accessibility to the Market
Recently, the first inter-State trade on e-Nam between Andhra Pradesh and Telangana has been
carried out.
9. PRADHAN MANTRI ANNADATA AAY SANRAKSHAN ABHIYAN (PM-AASHA)

An umbrella scheme aimed at ensuring remunerative prices i.e., Minimum Support Price (MSP)
to the farmers for their produce.

Components of PM-AASHA:

 Price Support Scheme (PSS): Under this, physical procurement of pulses, oilseeds and
copra will be done by Central Nodal Agencies. Besides National Agricultural
Cooperative Marketing Federation of India Ltd (NAFED), FCI will also take up
procurement of crops under PSS. The expenditure and losses due to procurement would
be borne by the Centre.
 Price Deficiency Payment Scheme (PDPS): This will cover all oilseeds for which MSP
is notified and Centre will pay the difference between the MSP and actual selling/ model
price to the farmer directly into his bank account. Farmers who sell their crops in
recognized mandis within the notified period can benefit from it.
 Pilot of Private Procurement and Stockiest Scheme (PPSS): In the case of oilseeds,
the States will have the option to roll out PPSS in select districts where a private player
can procure crops at MSP when market prices drop below MSP. The private player will
then be compensated through a service charge up to a maximum of 15% of the MSP of
the crop.

10. PRADHAN MANTRI KRISHI SINCHAYEE YOJANA

Launched on 1st July, 2015

To expand cultivated area with assured irrigation, reduce wastage of water and improve water
use efficiency.

Objectives:

 Achieve convergence of investments in irrigation at the field level (preparation of district

level and, if required, sub district level water use plans).
 Enhance the physical access of water on the farm and expand cultivable area under
assured irrigation (Har Khet ko pani).
 Integration of water source, distribution and its efficient use, to make best use of water
through appropriate technologies and practices.
 Improve on - farm water use efficiency to reduce wastage and increase availability both
in duration and extent.
 Enhance the adoption of precision - irrigation and other water saving technologies (More
crop per drop).
 Enhance recharge of aquifers and introduce sustainable water conservation practices.
  Ensure the integrated development of rainfed areas using the watershed approach towards
soil and water conservation, regeneration of ground water, arresting runoff, providing
livelihood options and other NRM activities.
 Promote extension activities relating to water harvesting, water management and crop
alignment for farmers and grass root level field functionaries.
 Explore the feasibility of reusing treated municipal waste water for peri - urban
agriculture.
 Attract greater private investments in irrigation.

PMKSY will be supervised and monitored by an Inter-Ministerial National Steering Committee

(NSC) will be constituted under the Chairmanship of Prime Minister with Union Ministers from
concerned Ministries. A National Executive Committee (NEC) will be constituted under the
Chairmanship of Vice Chairman, NITI Aayog to oversee programme implementation, allocation
of resources, inter ministerial coordination, monitoring & performance assessment, addressing
administrative issues etc.

PMKSY has been formulated amalgamating ongoing schemes viz. Accelerated Irrigation Benefit
Programme (AIBP); Integrated Watershed Management Programme (IWMP); and On Farm
Water Management (OFWM) component of National Mission on Sustainable Agriculture
(NMSA).

Long Term Irrigation Fund has been instituted under PMKSY in NABARD for funding and fast
tracking the implementation of incomplete major and medium irrigation projects.

A dedicated Micro Irrigation Fund (MIF) with National Bank for Agriculture and Rural
Development (NABARD) under PMKSY has been set up to provide states financial assistance
on concessional rate of interest.
Components:

The pattern of assistance payable under the micro irrigation scheme will be 55% for small and
marginal farmers and 45% for other farmers which will be met by both Central Government and
State Government in the ratio of 60:40 for all states except the North Eastern and Himalayan
states. In the case of these states, ratio of sharing is 90:10. For the Union Territories, funding
pattern is 100% grant by the Central Government.

11. YUVA SAHAKAR-COOPERATIVE ENTERPRISE SUPPORT AND INNOVATION

SCHEME

To meet the aspirations and requirements of the youth, the National Cooperative Development
Corporation (NCDC) has announced a youth-friendly scheme called Yuva Sahakar –
Cooperative Enterprise Support and Innovation Scheme. Yuva Sahakar Scheme was inaugurated
on 14th November 2018, by the Union Minister of Agriculture and Farmers’ Welfare under the
Ministry of Agriculture and Farmers Welfare.

NCDC was established in 1963, is a sole statutory organisation functioning as a financial and
developmental institution for establishments that are engaged with cooperative sectors. It
strengthens and promotes programmes for industries that are related to agriculture, dairy,
poultry, livestock, fisheries, cotton ginning and spinning, sugar and notified services like
hospitality, transport, rural housing, hospitals/health care centres. etc. The institution raises
cooperatives that are represented by large, small and marginal farmers. NCDC is the most
favoured financial institution for organisations and works for a developmental scheme called the
Mission of New India 2022.
The objective of NCDC Yuva Sahakar Yojana is to motivate and promote the entrepreneurs of
India in the Cooperative Enterprise and those individuals working for the business. This is done
by providing cheaper loans for initiating startups in the cooperative sectors. Yuva Sahakar
Scheme is categorised under the entrepreneur’s schemes.

The scheme will be linked to Rs 1000 crore ‘Cooperative Start-up and Innovation Fund (CSIF)’
created by the NCDC. It would have more incentives for cooperatives of North Eastern region,
Aspirational Districts and cooperatives with women or SC or ST or PwD members. The funding
for the project will be up to 80% of the project cost for these special categories as against 70%
for others. The scheme envisages 2% less than the applicable rate of interest on term loan for the
project cost up to Rs 3 crore including 2 years moratorium on payment of principal. All types of
cooperatives in operation for at least one year are eligible. For cooperatives in operation for less
than a year, but more than three years, term loan for the project cost up to Rs 1 Crore.

Sahakar 22, a Mission for Doubling Farmers’ Income by 2022.

Funding Pattern

The funding pattern is of two types – Category-A and Category-B where 80:20 and 70:30
combinations are followed respectively – 80% and 70% of funding will be from the scheme and
20% & 30% from the applicant. Category-A is applicable for the following:

Co-operative societies registered in the North-East region

Co-operative societies registered in the area identified by NITI Aayog
Co-operative societies with 100% of women
Co-operative societies with 100% of SC or ST or PwD

Category-B is applicable for the co-operative societies not belong to Category-A.

12. KISAN CREDIT CARD (KCC)

The Kisan Credit Card (KCC) scheme was introduced in 1998 for issue of Kisan Credit Cards to
farmers on the basis of their holdings for uniform adoption by the banks so that farmers may use
them to readily purchase agriculture inputs such as seeds, fertilizers, pesticides etc. and draw
cash for their production needs. The scheme was further extended for the investment credit
requirement of farmers viz. allied and non-farm activities in the year 2004. The scheme was
further revisited in 2012 by a working Group under the Chairmanship of Shri T. M. Bhasin,
CMD, Indian Bank with a view to simplify the scheme and facilitate issue of Electronic Kisan
Credit Cards. The scheme provides broad guidelines to banks for operationalizing the KCC
scheme. Implementing banks will have the discretion to adopt the same to suit
institution/location specific requirements.

To provide adequate and timely credit support from the banking system under single window.

Objective / Purpose

The Kisan Credit Card scheme aims at providing adequate and timely credit support from the
banking system under a single window with flexible and simplified procedure to the farmers for
their cultivation and other needs as indicated below:

a. To meet the short term credit requirements for cultivation of crops;

b. Post-harvest expenses;

c. Produce marketing loan;

d. Consumption requirements of farmer household;

e. Working capital for maintenance of farm assets and activities allied to agriculture;

f. Investment credit requirement for agriculture and allied activities.

Salient features:

 The loan disbursed under KCC is broad based and may be used as working capital and
for short term credit requirements for cultivation of crops, post-harvest expenses,
produce marketing loan, consumption requirement of farmer household etc.
 The loans disbursed under KCC Scheme for notified crops are covered under Crop
Insurance Scheme.
 It also provides facility of ATM enabled RuPay Card, one-time documentation, and any
number of withdrawals within the limit.
 Scheme covers risk of KCC holders against death or permanent disability resulting from
accidents caused by external, violent and visible means.
 Also, the government has taken several initiatives for KCC saturation which include
adding farmers engaged in animal husbandry and fisheries, no processing fee of loan
under KCC and raising limit of collateral free agriculture loan from ₹ 1 lakh to ₹1.6 lakh.

Fixation of credit limit / Loan amount:

All farmers other than marginal farmers

For Marginal Farmers - A flexible limit of ₹ 10, 000 to ₹ 50, 000 may be provided (as Flexi
KCC)

At present, short term crop loans upto ₹ 3 lakh are covered under Interest Subvention
Scheme/Prompt Repayment Incentive scheme of the Government of India

Maximum loan up to Rs. 3.00 lakh can be taken by the card holder

13. STRENGTHENING & MODERNIZATION OF PEST MANAGEMENT APPROACH

IN INDIA – SMPMA

Objectives:

 Maximize crop production with minimum input costs.

 Minimize environmental pollution in soil, water and air due to pesticides.
 Minimize occupational health hazards due to chemical pesticides.

Salient Features:

 It is a central sector scheme launched with following components- o Integrated Pest

Management (IPM) – It is environment friendly broad ecological approach for managing
pest problems.
 Locust Control and Research – under this locust warning organizations have been
established to monitor, forewarn and control locust in Scheduled Desert Area (of
Rajasthan, Gujarat and Haryana) and to conduct research on locust and grasshoppers.
 Implementation of Insecticides Act, 1968 – It regulates the import, manufacture, sale,
transport, distribution and use of insecticides with a view to prevent risk to human beings,
animals and environment.

Implementing Agency - 35 Central Integrated Pest Management Centres (CIPMCs)

14. NATIONAL INNOVATIONS ON CLIMATE RESILIENT AGRICULTURE - NICRA

National Innovations on Climate Resilient Agriculture (NICRA) is a network project of the

Indian Council of Agricultural Research (ICAR) launched on February 02, 2011 with an outlay
of Rs.350 crores. The project aims to enhance resilience of Indian agriculture to climate
change and climate vulnerability through strategic research and technology demonstration. The
research on adaptation and mitigation covers crops, livestock, fisheries and natural resource
management.

Objectives:

 To enhance the resilience of Indian agriculture to climatic variability and climate change
through strategic research on adaptation and mitigation.
  To validate and demonstrate climate resilient technologies on farmer’s fields.
 To strengthen the capacity of scientists and other stakeholders in climate resilient
agriculture.
 To draw policy guidelines for wide scale adoption of resilience technologies and options.

Components of the Scheme:

• Strategic research through network, sponsored and competitive grants.

• Technology demonstration and dissemination.
• Knowledge management.
• Capacity building.

Unique Features of the Scheme:

• Unique project which brings all the sectors of agriculture viz., crops, horticulture,
livestock, fisheries, natural resources and extension scientists on one common platform to
address the impending issue of climate change.
• Critical assessment of different districts in the country for vulnerability to climatic
stresses and extreme events.

15. INTEREST SUBVENTION SCHEME

The interest subvention scheme for farmers aims at providing short term credit to farmers at
subsidised interest rate.  The policy came into force with effect from Kharif 2006-07.

The interest subvention will be given to Public Sector Banks (PSBs), Private Sector Banks,
Cooperative Banks and Regional Rural Banks (RRBs) on use of own funds and to NABARD for
refinance to RRBs and Cooperative Banks.

The Interest Subvention Scheme is being implemented by NABARD and RBI.

With a view to ensuring availability of agriculture credit {including loans taken against Kisan
Credit Card (KCC)} at a reasonable cost/at a reduced rate of 7% per annum to farmers, the
Government of India, is implementing an interest subvention scheme of 2% for short term crop
loans up to Rs.3.00 lakh. The scheme is implemented through public sector banks and private
sector banks {reimbursement through Reserve Bank of India (RBI)}, Regional Rural Banks and
Cooperatives {reimbursement through National Bank for Agriculture and Rural Development
(NABARD)}. Currently, besides 2% interest subvention (IS), the farmers, on prompt
repayment of crop loans on or before the due date, are also provided 3% [Prompt Repayment
Incentive (PRI)] additional interest subvention.  Thus, in case of prompt payee farmers the short
term crop loans are provided at an effective interest rate of 4% per annum. The benefit of interest
subvention is extended for a period of up to six months (post-harvest) to small and marginal
farmers having KCC on loan against negotiable warehouse receipts with the purpose of
preventing distress sale of produce.

As per the extant policy crop loans upto Rs.3.00 lakh per farmer provided by District Central Co-
operative Banks and Primary Agricultural Co-operative Societies at 7% per annum are eligible
for refinance (through State Cooperative Banks/District Central Co-operative Banks) from
National Bank for Agriculture and Rural Development (NABARD) out of Short Term
Cooperative Rural Credit (STCRC) fund allocated by Government of India every year.

The Scheme is provided for four segments namely;

• Interest subvention for short term crop loans.

• Interest subvention for post-harvest loans.
• Interest subvention under Deendayal Antyodaya Yojana - National Rural Livelihoods
Mission (DAY-NRLM).
• Interest subvention for relief to farmers affected by natural calamities.

Govt. of India has issued instruction that Interest Subvention to Banks and Prompt Repayment
Incentive to farmers will be available only against KCCs from 01.04.2020.

16. ARYA PROJECT – Attracting and Retaining Youth in Agriculture

Realizing the importance of rural youth in agricultural development of the country, ICAR has
initiated a programme on “Attracting and Retaining Youth in Agriculture” in 2015.

Objectives:

- To attract and empower the Youth in Rural Areas to take up various Agriculture, allied and
service sector enterprises for sustainable income and gainful employment in selected districts.

- To enable the Farm Youth to establish network groups to take up resource and capital intensive
activities like processing, value addition and marketing.

- To demonstrate functional linkage with different institutions and stakeholders for convergence
of opportunities available under various schemes/program for sustainable development of youth.

In one district, 200-300 Rural youths will be identified for their skill development in
entrepreneurial activities and establishment of related micro-enterprise units.

17. KRISHI VIGYAN KENDRAS - KVK

ICAR mooted the idea of establishing Krishi Vigyan Kendras (Agricultural Science Centres) as
innovative institutions for imparting vocational training to the practicing farmers, school
dropouts and field level extension functionaries.

The first KVK, on a pilot basis, was established in 1974 at Puducherry (Pondicherry) under the
administrative control of the Tamil Nadu Agricultural University, Coimbatore.

The mandate of KVK is Technology Assessment and Demonstration for its Application and
Capacity Development. To implement the mandate effectively, the following activities are
envisaged for each KVK.

- On-farm testing to assess the location specificity of agricultural technologies under various
farming systems:

- Frontline demonstrations to establish production potential of technologies on the farmers’ fields

- Capacity development of farmers and extension personnel to update their knowledge and skills
on modern agricultural technologies

- To work as Knowledge and Resource Centre of agricultural technologies for supporting

initiatives of public, private and voluntary sectors in improving the agricultural economy of the
district.

- Provide farm advisories using ICT and other media means on varied subjects of interest to
farmers.

KVKs provide training not only in agriculture and allied vocations but also in other income-
generating activities that may supplement the income of farm families. The methods employed in
training could be formal and non-formal or a combination of both, depending upon the needs but
emphasis remains to be on work-experience, as suggested by Mohan Singh Mehta Committee
Report that “the programme should be operated as a plan of continuing education both in the
technical and general sense.”

18. NATIONAL AGRICULTURAL HIGHER EDUCATION PROJECT - NAHEP

NAHEP has been formulated by ICAR with a total cost of Rupees 1100 crores for five years
starting from 2017-18. The project is proposed on 50:50 cost sharing basis between the World
Bank and the Government of India.

The project aims to develop resources and mechanism for supporting infrastructure, faculty and
student advancement, and providing means for better governance and management of
agricultural universities, so that a holistic model can be developed to raise the standard of current
agricultural education system that provides more jobs and is entrepreneurship oriented and on
par with the global agriculture education standards.

Objectives:

 Accentuate the relevance and quality of higher agricultural education in selected AUs
 Student and faculty development
 Improve learning outcomes, employability and entrepreneurship; and
 Enhancing institutional and system management effectiveness
Components:

• Institutional Development Plans (IDPs): NAHEP would provide Institutional

Development Grants to selected participating AUs, which seek to improve learning
outcomes and future employment for AU students and faculty teaching performance and
research effectiveness.
• Centre of Advanced Agricultural science & Technology (CAAST): CAAST Grants will
be provided to selected participating AUs to establish multidisciplinary centers for
teaching, research and extension on critical and emerging agricultural topics.
• Innovation Grants to selected participating AUs to make AUs reform ready (i.e., attain
accreditation); and promote mentoring of non-accredited AUs by existing reform-ready
AUs and other interstate and international academic partnerships.
• Results Monitoring and Evaluation: The Education Division/ ICAR would establish a
Monitoring and Evaluation (M&E) Cell to oversee the progress of activities across all
NAHEP components.

19. Other Initiatives – See Vision IAS schemes PDF