PRODUCT OVERVIEW

Fraud Protection & Compliance

FICO Falcon® X
Radically flexible,
self-learning
financial crime
prevention

FICO® Falcon® X helps you strengthen

customer loyalty with a financial crime
prevention environment that puts
you in control. It’s designed to deliver
more efficient operations by utilizing
highly accurate AI techniques, unified
case management across fraud
and compliance, and configurable
workflows that adapt to keep pace
with changing payment innovations.

Efficient Operations
Eliminate redundant costs and leverage commonalities
across fraud and compliance.

Radical Flexibility
Capture data from any source and easily configure
workflows that stop financial crimes faster.

Proven AI
Fortify detection strategies with self-learning, adaptive,
and explainable analytics specifically designed for
financial crimes.

© 2021 Fair Isaac Corporation. All rights reserved.

Radically flexible, self-learning
financial crime prevention
Thousands of institutions around the
globe rely on FICO to help detect fraud
and financial crimes. With FICO® Falcon®
X you can benefit from this deep domain
knowledge and proven AI expertise within
a new, extensible architecture. This allows
you to author and manage a wide range
of machine learning models, simulate
Unified
Operations
Design fraud and compliance
strategies in a single environment
with centralized case management
across all investigations.
Open Machine
Learning
Deploy proven FICO models,
in-house models, and third-party
models. FICO® Falcon® X supports
transparency throughout the
machine learning lifecycle.
outcomes and measure results while
maintaining the radical flexibility needed
to delight consumers, today and in the
future. This versatile engine helps you
power incredibly accurate and effective
strategies, so you can support all banking
interactions, stop crimes faster, and
solidify banking relationships.
X-Dimensional
Profiling
Deliver nano-profiling and historical
context across all dimensions of
behavior with real-time aggregations
and variable calculations.
Data
Freedom
Ingest, wrangle, and blend any
data, from any source, and deliver
it to any fraud or compliance
workflow for real-time financial
crime detection.
© 2021 Fair Isaac Corporation. All rights reserved.
Fraud Protection & Compliance
FICO® Falcon® X delivers
the radical flexibility
needed for unified
fraud and compliance
operations.
Head of Financial Crimes
Eliminate redundant technology
and processes across fraud and
compliance operations.
Head of Fraud
Drive support of new digital
interactions with highly accurate
machine learning and real-time
profiling across any dimension
of behavior.
Head of Compliance
Manage regulatory commitments
while applying machine learning
to improve performance and
better protect against non-
compliance fines.
Data Scientists
Employ open standards to develop
and deploy machine learning
models that meet the unique
needs of your institution.
Customer Experience
& Digital
Delight consumers with digital
interactions that are inherently
convenient and secure.
2
Radically flexible, self-learning Fraud Protection & Compliance
financial crime prevention

Next-generation fraud and financial crime prevention

Real-Time Payments Financial Crimes • Machine learning models with

FICO® Falcon® X gives you the freedom
to design, simulate, and implement new
fraud and financial crime strategies
without technical constraints. As a
result, you can confidently support
all digital banking interactions across
authentication, payments, and account
maintenance while exceeding the
expectations of your customers. Falcon X
gets you started quickly by providing:
• Pre-mapped data integration for retail
banking payments
Around the globe, regulators are
encouraging organizations to develop and
embrace innovations that improve AML
performance. FICO Falcon X provides
a parallel path for next-generation and
legacy technology to coexist. This allows
you to complement your existing AML
capabilities with:
• Complex variables and aggregations
• Profiling of any entity, including
beneficiaries
explainable AI
• Real-time screening and alerting
• Unified alert and case management
across fraud and compliance
With Falcon X you can reduce the cost
burden of unnecessary investigations
by more accurately detecting suspicious
behaviors for review, then automating
manual tasks within a flexible, unified
case manager.

• Packaged real-time payments fraud

ruleset
FICO® Falcon® X
• Workflows that include rules and
machine learning orchestration
Data Radical Open Machine X-Dimensional Unified
Whether it’s caused by social engineering, Freedom Flexibility Learning Profiling Operations
phishing, or other sophisticated fraud
techniques, Falcon X delivers the nano-
profiling and historical context needed
to protect against account takeover
Contextual Real-Time Consumer
associated with P2P transfers, mobile Data Services Payments Engagement
Machine
payments, ACH, and wires. Learning Models
Mobile
Commerce
Machine
Data Visualization
Learning P2P
Transfers & Reporting
Services

Anti–Money
Laundering

Rules & Decision Alert & Case

Services Account Management
Takeover

© 2021 Fair Isaac Corporation. All rights reserved. 3

Radically flexible, self-learning Fraud Protection & Compliance
financial crime prevention

Know your customer—anytime, anywhere • Accelerate onboarding by streamlining FICO can help you do this across
data capture and screening all channels—all while delivering an
Today’s know your customer (KYC)
outstanding customer experience.
processes can be slow, repetitive, highly • Improve effectiveness and efficiency
manual, and complex. They are also the by using automation, AI and machine
FICO’s next generation capabilities
most expensive elements of an AML learning, and data integration
leverage artificial intelligence techniques
compliance program. With growing
• Avoid regulatory fines and reputational and robotic process automation to
pressures—including rising expectations
impact with continuous KYC manage volumes of structured and
from consumers, heightened scrutiny
unstructured data to separate anomalies
from regulators, evolving techniques • Reduce financial crime risk exposure
from expected customer behavior. Safely
by criminals, and changing business through comprehensive risk
identify and verify your digital customer,
models—financial institutions are management
know your customer’s behavior, and
rethinking the traditional approach.
• Improve allocation and utilization of continually understand the true risk posed
Falcon X enables comprehensive know compliance resources by your customer.
your customer and customer due
• Safely identify and verify your digital
diligence at any time throughout the
customer
customer lifecycle, allowing you to:

FICO enables you to take a platform approach to

strengthening your overall fraud and financial crime
program, enhancing your business processes, and
making your operations more efficient and effective.
For further information, please contact a FICO
representative at info@fico.com.

More Precise FOR MORE INFORMATION

www.fico.com
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LATIN AMERICA & CARIBBEAN
+55 11 5189 8267
Decisions www.fico.com/blogs info@fico.com LAC_info@fico.com

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Corporation in the United States and in other countries. Other product and
company names herein may be trademarks of their respective owners. +44 (0) 207 940 8718 +65 6422 7700
© 2021 Fair Isaac Corporation. All rights reserved. emeainfo@fico.com infoasia@fico.com
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