Download as pdf or txt
Download as pdf or txt
You are on page 1of 7

8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379 8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379

511

VOL. 379, MARCH 19, 2002 511

510 SUPREME COURT REPORTS ANNOTATED Calvo vs. UCPB General Insurance Co., Inc.

Calvo vs. UCPB General Insurance Co., Inc.


or enterprise offering transportation service on a regular or
*
scheduled basis and one offering such service on an occasional,
G.R. No. 148496. March 19, 2002.
episodic or unscheduled basis. Neither does Article 1732
distinguish between a carrier offering its services to the “general
VIRGINES CALVO doing business under the name and public,” i.e., the general community or population, and one who
style TRANSORIENT CONTAINER TERMINAL offers services or solicits business only from a narrow segment of
SERVICES, INC., petitioner, vs. UCPB GENERAL the general population. We think that Article 1732 deliberately
INSURANCE CO., INC. (formerly Allied Guarantee Ins. refrained from making such distinctions. So understood, the
Co, Inc.), respondent. concept of “common carrier” under Article 1732 may be seen to
coincide neatly with the notion of “public service,” under the
Common Carriers; Customs Brokers; A customs broker is a Public Service Act (Commonwealth Act No. 1416, as amended)
common carrier—the concept of “common carrier” under Article which at least partially supplements the law on common carriers
1732 of the Civil Code may be seen to coincide nearly with the set forth in the Civil Code.
notion of “public service,” under the Public Service Act Same; Same; There is greater reason for holding a person who
(Commonwealth Act No. 1416) which at least partially is a customs broker to be a common carrier because the
supplements the law on common carriers set forth in the Civil transportation of goods is an integral part of her business.—There
Code.—Petitioner contends that contrary to the findings of the is greater reason for holding petitioner to be a common carrier
trial court and the Court of Appeals, she is not a common carrier because the transportation of goods is an integral part of her
but a private carrier because, as a customs broker and business. To uphold petitioner’s contention would be to deprive
warehouseman, she does not indiscriminately hold her services those with whom she contracts the protection which the law
out to the public but only offers the same to select parties with affords them notwithstanding the fact that the obligation to carry
whom she may contract in the conduct of her business. The goods for her customers, as already noted, is part and parcel of
contention has no merit. In De Guzman v. Court of Appeals, the petitioner’s business.
Court dismissed a similar contention and held the party to be a
Same; Same; Words and Phrases; “Extraordinary Diligence,”
common carrier, thus—The Civil Code defines “common carriers”
Explained; Common carriers, from the nature of their business
in the following terms: “Article 1732. Common carriers are
and for reasons of public policy, are bound to observe
persons, corporations, firms or associations engaged in the
extraordinary diligence in the vigilance over the goods and for the
business of carrying or transporting passengers or goods or both,
safety of the passengers transported by them, according to all the
by land, water, or air for compensation, offering their services to
circumstances of such case.—As to petitioner’s liability, Art. 1733
the public.” The above article makes no distinction between one
of the Civil Code provides: Common carriers, from the nature of
whose principal business activity is the carrying of persons or
their business and for reasons of public policy, are bound to
goods or both, and one who does such carrying only as an
observe extraordinary diligence in the vigilance over the goods
ancillary activity . . . Article 1732 also carefully avoids making
and for the safety of the passengers transported by them,
any distinction between a person
according to all the circumstances of each case. . . . In Compania
Maritima v. Court of Appeals, the meaning of “extraordinary
______________ diligence in the vigilance over goods” was explained thus: The
extraordinary diligence in the vigilance over the goods tendered
* SECOND DIVISION.
for shipment requires the common carrier to know and to follow
the required precaution for avoiding damage to, or destruction of

https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 1/13 https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 2/13


8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379 8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379

the goods entrusted to it for sale, carriage and delivery. It MENDOZA, J.:
requires common carriers to render service with the greatest skill 1

and foresight and “to use all reasonable means to ascertain the This is a petition for review of the decision, dated May
2
31,
nature and characteristic of goods tendered for shipment, and to 2001, of the Court of Appeals, affirming the decision of the
exercise due care in the handling and stowage, including such Regional
methods as their nature requires.”
______________
512
1 Per Justice Presbitero J. Velasco, Jr., and concurred in by Justices
Bienvenido L. Reyes and Juan Q. Enriquez, Jr.
512 SUPREME COURT REPORTS ANNOTATED 2 Per Judge Oscar Pimentel.

Calvo vs. UCPB General Insurance Co., Inc. 513

Same; Same; To prove the exercise of extraordinary diligence, VOL. 379, MARCH 19, 2002 513
a customs broker must do more than merely show the possibility
that some other party could be responsible for the damage.—Anent Calvo vs. UCPB General Insurance Co., Inc.
petitioner’s insistence that the cargo could not have been
damaged while in her custody as she immediately delivered the Trial Court, Makati City, Branch 148, which ordered
containers to SMC’s compound, suffice it to say that to prove the petitioner to pay respondent, as subrogee, the amount of
exercise of extraordinary diligence, petitioner must do more than P93,112.00 with legal interest, representing the value of
merely show the possibility that some other party could be damaged cargo handled by petitioner, 25% thereof as
responsible for the damage. It must prove that it used “all attorney’s fees, and the cost of the suit.
reasonable means to ascertain the nature and characteristic of The facts are as follows:
goods tendered for [transport] and that [it] exercise[d] due care in Petitioner Virgines Calvo is the owner of Transorient
the handling [thereof].” Petitioner failed to do this. Container Terminal Services, Inc. (TCTSI), a sole
Same; Same; If the improper packing or the defects in the
proprietorship customs broker. At the time material to this
container are known to the carrier or his employees or apparent
case, petitioner entered into a contract with San Miguel
upon ordinary observation, but he nevertheless accepts the same
Corporation (SMC) for the transfer of 114 reels of semi-
without protest or exception notwithstanding such condition, he is
chemical fluting paper and 124 reels of kraft liner board
not relieved of liability for damage resulting therefrom.—The rule
from the Port Area in Manila to SMC’s warehouse at the
is that if the improper packing or, in this case, the defect/s in the
Tabacalera Compound, Romualdez St., Ermita, Manila.
container, is/are known to the carrier or his employees or
The cargo was insured by respondent UCPB General
apparent upon ordinary observation, but he nevertheless accepts
Insurance Co., Inc.
the same without protest or exception notwithstanding such
On July 14, 1990, the shipment in question, contained in
condition, he is not relieved of liability for damage resulting
30 metal vans, arrived in Manila on board “M/V Hayakawa
therefrom. In this case, petitioner accepted the cargo without
Maru” and, after 24 hours, were unloaded from the vessel
exception despite the apparent defects in some of the container
to the custody of the arrastre operator, Manila Port
vans. Hence, for failure of petitioner to prove that she exercised
Services, Inc. From July 23 to July 25, 1990, petitioner,
extraordinary diligence in the carriage of goods in this case or
pursuant to her contract with SMC, withdrew the cargo
that she is exempt from liability, the presumption of negligence as
from the arrastre operator and delivered it to SMC’s
provided under Art. 1735 holds.
warehouse in Ermita, Manila. On July 25, 1990, the goods
were inspected by Marine Cargo Surveyors, who found that
PETITION for review on certiorari of a decision of the 15 reels of the semi-chemical fluting paper were
Court of Appeals. “wet/stained/torn” and 3 reels of kraft liner board were
likewise torn. The damage was placed at P93,112.00.
The facts are stated in the opinion of the Court. SMC collected payment from respondent UCPB under
     Montilla Law Office for petitioner. its insurance contract for the aforementioned amount. In
     Leano and Leano Law Office for respondent. turn, respondent, as subrogee of SMC, brought suit against
https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 3/13 https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 4/13
8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379 8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379

petitioner in the Regional Trial Court, Branch 148, Makati carrier, and of their arrival at the place of destination in bad
City, which, on December 20, 1995, rendered judgment order, makes out a prima facie case against the carrier, so that if
finding petitioner liable to respondent for the damage to no explanation is given as to how the injury occurred, the carrier
the shipment. must be held responsible. It is incumbent upon the carrier to
The trial court held: prove that the loss was due to accident or some other
circumstances inconsistent with its liability.” (cited in
It cannot be denied . . . that the subject cargoes sustained damage Commercial Laws of the Philippines by Agbayani, p. 31, Vol. IV,
while in the custody of defendants. Evidence such as the 1989 Ed.)
Warehouse Entry Slip (Exh. “E”), the Damage Report (Exh. “F”) Defendant, being a customs broker, warehouseman and at the
with entries appearing therein, classified as “TED” and “TSN,” same time a common carrier is supposed [to] exercise [the]
which the claims processor, Ms. Agrifina De Luna, claimed to be extraordinary diligence required by law, hence the extraordinary
tearrage at the end and tearrage at the middle of the subject responsibility lasts from the time the goods are unconditionally
damaged cargoes respectively, coupled with the Marine Cargo placed in the possession of and received by the carrier for
Survey Report (Exh. “H” - “H-4-A”) confirms the fact of the transportation until the same are delivered actually or
constructively by the carrier to the consignee or to the person who
514 3
has the right to receive the same.

514 SUPREME COURT REPORTS ANNOTATED


______________
Calvo vs. UCPB General Insurance Co., Inc.
3 RTC Decision, pp. 3-5; Rollo, pp. 31-33.
damaged condition of the subject cargoes. The surveyor[s’] report
515
(Exh. “H-4-A”) in particular, which provides among others that:
“. . . we opine that damages sustained by shipment is
attributable to improper handling in transit presumably whilst in VOL. 379, MARCH 19, 2002 515
the custody of the broker . . . .” Calvo vs. UCPB General Insurance Co., Inc.
is a finding which cannot be traversed and overturned.
Accordingly, the trial court ordered petitioner to pay the
The evidence adduced by the defendants is not enough to following amounts—
sustain [her] defense that [she is] are not liable. Defendant by
reason of the nature of [her] business should have devised ways 1. The sum of P93,112.00 plus interest;
and means in order to prevent the damage to the cargoes which it 2. 25% thereof as lawyer’s fee;
4
is under obligation to take custody of and to forthwith deliver to 3. Costs of suit.
the consignee. Defendant did not present any evidence on what
precaution [she] performed to prevent [the] said incident, hence The decision was affirmed by the Court of Appeals on
the presumption is that the moment the defendant accepts the appeal. Hence this petition for review on certiorari.
cargo [she] shall perform such extraordinary diligence because of Petitioner contends that:
the nature of the cargo.
.... I. THE COURT OF APPEALS COMMITTED
Generally speaking under Article 1735 of the Civil Code, if the SERIOUS AND REVERSIBLE ERROR [IN]
goods are proved to have been lost, destroyed or deteriorated, DECIDING THE CASE NOT ON THE EVIDENCE
common carriers are presumed to have been at fault or to have PRESENTED BUT ON PURE SURMISES,
acted negligently, unless they prove that they have observed the SPECULATIONS AND MANIFESTLY MISTAKEN
extraordinary diligence required by law. The burden of the INFERENCE.
plaintiff, therefore, is to prove merely that the goods he II. THE COURT OF APPEALS COMMITTED
transported have been lost, destroyed or deteriorated. Thereafter, SERIOUS AND REVERSIBLE ERROR IN
the burden is shifted to the carrier to prove that he has exercised CLASSIFYING THE PETITIONER AS A
the extraordinary diligence required by law. Thus, it has been COMMON CARRIER AND NOT AS PRIVATE OR
held that the mere proof of delivery of goods in good order to a
https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 5/13 https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 6/13
8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379 8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379

SPECIAL CARRIER WHO DID5


NOT HOLD ITS 1732 distinguish between a carrier offering its services to the
SERVICES TO THE PUBLIC. “general public,” i.e., the general community or population, and
one who offers services or solicits business only from a narrow
It will be convenient to deal with these contentions in the segment of the general population. We think that Article 1732
inverse order, for if petitioner is not a common carrier, deliberately refrained from making such distinctions.
although both the trial court and the Court of Appeals held So understood, the concept of “common carrier” under Article
otherwise, then she is indeed not liable beyond what 1732 may be seen to coincide neatly with the notion of “public
ordinary diligence in the vigilance 6
over the goods service,” under the Public Service Act (Commonwealth Act No.
transported by her, would require. Consequently, any 1416, as amended) which at least partially supplements the law
damage to the cargo she agrees to transport cannot be on common carriers set forth in the Civil Code. Under Section 13,
presumed to have been due to her fault or negligence. paragraph (b) of the Public Service Act, “public service” includes:
Petitioner contends that contrary to the findings of the
“x x x every person that now or hereafter may own, operate, manage, or
trial court and the Court of Appeals, she is not a common
control in the Philippines, for hire or compensation, with general or
carrier but a private carrier because, as a customs broker
limited clientele, whether permanent, occasional or accidental, and done
and warehouseman, she does not indiscriminately hold her
for general business purposes, any common carrier, railroad, street
services out to the public but only offers the same to select
railway, traction railway, subway motor vehicle, either for freight or
parties with whom she may contract in the conduct of her
passenger, or both, with or without fixed route and whatever may be its
business.
classification, freight or carrier service of any class, express service,
steamboat, or steamship line, pontines, ferries and water craft, engaged
______________
in the transportation of passengers or freight or both, shipyard, marine
4 Id., p. 6; id., p. 34. repair shop, wharf or dock, ice plant, ice-refrigeration plant, canal,
5 Petition, p. 5, Rollo, p. 13. irrigation system, gas, electric light, heat and power, water supply and
6 Planters Products, Inc. v. Court of Appeals, 226 SCRA 476 (1993). power petroleum, sewerage

516 ______________

7 168 SCRA 612 (1988).


516 SUPREME COURT REPORTS ANNOTATED
517
Calvo vs. UCPB General Insurance Co., Inc.

The contention has no merit. In De Guzman v. Court of VOL. 379, MARCH 19, 2002 517
7
Appeals, the Court dismissed a similar contention and held Calvo vs. UCPB General Insurance Co., Inc.
the party to be a common carrier, thus—
The Civil Code defines “common carriers” in the system, wire or wireless communications systems, wire or wireless
8

following terms: broadcasting stations and other similar public services. x x x”

“Article 1732. Common carriers are persons, corporations, firms or There is greater reason for holding petitioner to be a
associations engaged in the business of carrying or transporting common carrier because the transportation of goods is an
passengers or goods or both, by land, water, or air for compensation, integral part of her business. To uphold petitioner’s
offering their services to the public.” contention would be to deprive those with whom she
contracts the protection which the law affords them
The above article makes no distinction between one whose
notwithstanding the fact that the obligation to carry goods
principal business activity is the carrying of persons or goods or
for her customers, as already noted, is part and parcel of
both, and one who does such carrying only as an ancillary activity
petitioner’s business.
. . . Article 1732 also carefully avoids making any distinction
Now, as to petitioner’s liability, Art. 1733 of the Civil
between a person or enterprise offering transportation service on
Code provides:
a regular or scheduled basis and one offering such service on an
occasional, episodic or unscheduled basis. Neither does Article

https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 7/13 https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 8/13


8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379 8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379

Common carriers, from the nature of their business and for 204209-4
reasons of public policy, are bound to observe extraordinary
TOLU- — wood flooring we[t] and/or with signs of
diligence in the vigilance over the goods and for the safety of the 213674-3 water soaked
passengers transported by them, according to all the
circumstances of each case. . . . MAXU- — with dent/crack on roof panel
201406-0
9
In Compania Maritima v. Court of Appeals, the meaning of ICSU- — rubber gasket on left side/door panel partly
10
“extraordinary diligence in the vigilance over goods” was 412105-0 detached loosened.
explained thus:

The extraordinary diligence in the vigilance over the goods In addition, petitioner claims that Marine Cargo Surveyor
tendered for shipment requires the common carrier to know and Ernesto Tolentino testified that he has no personal
to follow the required precaution for avoiding damage to, or knowledge on whether the container vans were first stored
destruction of the goods entrusted to it for sale, carriage and in petitioner’s warehouse prior to their delivery to the
delivery. It requires common carriers to render service with the consignee. She likewise claims that after withdrawing the
greatest skill and foresight and “to use all reasonable means to container vans from the arrastre operator, her driver,
ascertain the nature and characteristic of goods tendered for Ricardo Nazarro, immediately delivered the cargo to SMC’s
shipment, and to exercise due care in the handling and stowage, warehouse in Ermita, Manila, which is a mere thirty-
including such methods as their nature requires.” minute drive from the Port Area where the cargo came
from. Thus, the damage to the cargo 11could not have taken
In the case at bar, petitioner denies liability for the damage place while these were in her custody.
to the cargo. She claims that the “spoilage or wettage” took Contrary to petitioner’s assertion, the Survey Report
place while the goods were in the custody of either the (Exh. “H”) of the Marine Cargo Surveyors indicates that
carrying vessel “M/V Hayakawa Maru,” which transported when the shipper transferred the cargo in question to the
the cargo to Manila, or the arrastre operator, to whom the arrastre operator, these were covered by clean Equipment
goods were unloaded and who allegedly kept them in open Interchange Report (EIR) and, when petitioner’s employees
air for nine days from July 14 to July withdrew the cargo from the arrastre operator, they did so
without exception or protest either with regard to the
______________
condition of container vans or their contents. The Survey
Report pertinently reads—
8 Id., pp. 617-618 (italics in the original).
9 164 SCRA 685, 692 (1988).
Details of Discharge:

518 Shipment, provided with our protective supervision was noted


discharged ex vessel to dock of Pier #13 South Harbor, Manila on
14 July
518 SUPREME COURT REPORTS ANNOTATED
Calvo vs. UCPB General Insurance Co., Inc. ______________

10 CA Decision, p. 5; Rollo, p. 25.


23, 1998 notwithstanding the fact that some of the 11 Petition, pp. 6-9; Rollo, pp. 14-17.
containers were deformed, cracked, or otherwise damaged,
as noted in the Marine Survey Report (Exh. “H”), to wit: 519

     
rain gutter deformed/cracked
MAXU-
— VOL. 379, MARCH 19, 2002 519
2062880 Calvo vs. UCPB General Insurance Co., Inc.
ICSU- — left side rubber gasket on door
363461-3 distorted/partly loose 1990, containerized onto 30’ x 20’ secure metal vans, covered by
clean EIRs. Except for slight dents and paint scratches on side and
PERU- — with pinholes on roof panel right portion

https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 9/13 https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 10/13


8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379 8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379

roof panels, these containers were deemed to have [been] received 520 SUPREME COURT REPORTS ANNOTATED
in good condition.
Calvo vs. UCPB General Insurance Co., Inc.
....

Transfer/Delivery: containers to SMC’s compound, suffice it to say that to


prove the exercise of extraordinary diligence, petitioner
On July 23, 1990, shipment housed onto 30’ x 20’ cargo must do more than merely show the possibility that some
containers was [withdrawn] by Transorient Container Services, other party could be responsible for the damage. It must
Inc. . . . without exception. prove that it used “all reasonable means to ascertain the
[The cargo] was finally delivered to the consignee’s storage nature and characteristic of goods tendered for [transport]
warehouse located at Tabacalera Compound,
12
Romualdez Street, and that [it] exercise[d] due care in the handling [thereof].”
Ermita, Manila from July 23/25, 1990. Petitioner failed to do this.
Nor is there basis to exempt petitioner from liability
As found by the Court of Appeals: under Art. 1734(4), which provides—
From the [Survey Report], it [is] clear that the shipment was Common carriers are responsible for the loss, destruction, or
discharged from the vessel to the arrastre, Marina Port Services deterioration of the goods, unless the same is due to any of the
Inc., in good order and condition as evidenced by clean Equipment following causes only:
Interchange Reports (EIRs). Had there been any damage to the ....
shipment, there would have been a report to that effect made by (4) The character of the goods or defects in the packing or in
the arrastre operator. The cargoes were withdrawn by the the containers.
defendant-appellant from the arrastre still in good order and ....
condition as the same were received by the former without
exception, that is, without any report of damage or loss. Surely, if For this provision to apply, the rule is that if the improper
the container vans were deformed, cracked, distorted or dented, packing or, in this case, the defect/s in the container, is/are
the defendant-appellant would report it immediately to the known to the carrier or his employees or apparent upon
consignee or make an exception on the delivery receipt or note the ordinary observation, but he nevertheless accepts the same
same in the Warehouse Entry Slip (WES). None of these took without protest or exception notwithstanding such
place. To put it simply, the defendantappellant received the condition, he is not 14
relieved of liability for damage
shipment in good order and condition and delivered the same to resulting therefrom. In this case, petitioner accepted the
the consignee damaged. We can only conclude that the damages to cargo without exception despite the apparent defects in
the cargo occurred while it was in the possession of the some of the container vans. Hence, for failure of petitioner
defendantappellant. Whenever the thing is lost (or damaged) in to prove that she exercised extraordinary diligence in the
the possession of the debtor (or obligor), it shall be presumed that carriage of goods in this case or that she is exempt from
the loss (or damage) was due to his fault, unless there is proof to liability, the
15
presumption of negligence as provided under
the contrary. No proof was proffered to rebut this legal Art. 1735 holds.
presumption and the presumption of negligence attached 13
to a
common carrier in case of loss or damage to the goods. ______________

Anent petitioner’s insistence that the cargo could not have 14 See 5-A AMBROSIO PADILLA, CIVIL CODE ANNOTATED 472 (6th
been damaged while in her custody as she immediately ed., 1990), citing Southern Lines, Inc. v. Court of Appeals and City of
delivered the Iloilo, 114 Phil. 198; 4 SCRA 258 (1962).
15 Art. 1735. In all cases other than those mentioned in Nos. 1, 2, 3, 4
______________ and 5 of [Art. 1734], if the goods are lost, destroyed or deteriorated,
common carriers are presumed to have been at fault or to have acted
12 CA Decision, p. 6; Rollo, p. 26 (emphasis in the original).
negligently unless they prove that they observed extraordinary diligence
13 Id., pp. 6-7; id., pp. 26-27 (emphasis in the original).
as required in Article 1733.
520
521

https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 11/13 https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 12/13


8/2/2021 SUPREME COURT REPORTS ANNOTATED VOLUME 379

VOL. 379, MARCH 20, 2002 521


Court Administrator vs. Abdullahi

WHEREFORE, the decision of the Court of Appeals, dated


May 31, 2001, is AFFIRMED.
SO ORDERED.

     Bellosillo (Chairman), Quisumbing, Buena and De


Leon, Jr., JJ., concur.

Judgment affirmed.

Notes.—The arrastre operator and the customs broker


need not themselves always and necessarily be liable
solidarily with the carrier, or vice-versa, nor that attendant
facts in a given case may not vary the rule. (Eastern
Shipping Lines, Inc. vs. Court of Appeals, 234 SCRA 78
[1994])
A customs broker is not required to go beyond the
documents presented to him in filing an entry on the basis
of such documents. (Remigio vs. Sandiganbayan, 374 SCRA
114, [2002])

——o0o——

© Copyright 2021 Central Book Supply, Inc. All rights reserved.

https://central.com.ph/sfsreader/session/0000017b075abdeec58b9982000d00d40059004a/t/?o=False 13/13

You might also like