LIFE-COMM Subsystems

1. LA – Underwriting and Issue

The Underwriting and Issue system serves the underwriting and issue departments in
the positive control of applications for insurance and the rating and issuing of policies.
It is divided into four parts.

 MDM -Module Description Manual – Technical description about the fields and the
layout.

 ORM  -Operations Reference Manual- System Overview and Abort Codes

 PDM- Plan Description Manual – PDF (Policy Description File) - Rule Book for the
Policy -Information which describes the different sections on the basis of which policy
is formulated.

 SRM - System Reference Manual – Information relating to the Reports and

Printed Output

 UTRM- User Transaction Reference Manual – Online transactions, Free Form

Parameters and Error Codes.

o Online Transactions – Describes in detail the significance and value for each
field in the online screens Ex: APMM is one online transaction of
U/I(Underwriting/Issue) which is the POLICY MASTER RECORD MASK DISPLAY
TRANSACTION.
o Error Codes – Significance of the error codes generated during online as well
as batch transactions like restricted (R) errors, warnings (W), Information (I)
which come up when a U/I transaction is submitted.
LUWI 101 DP SXG 04.31.10
AREI J00000253 NEXT .. TIME 04/30 SEC.KEY APMM TRANSACTION REJECTED
AGE SEX BIRTH DT PLAN PLOB NO. OF UNITS FRM MODE MODE PREM DD-U
28 M 12-07-55 VSTAB 21 00100.000000 0 12 0000000.00 -0
NFO APP DATE ENTRY RLOB I-ST AREA CD
.. 06-06-84 1AF 2110 1-MI 48098 ADR=01,1,6874 HIGH OAKS DR/TROY@,
48098-1755@ NME=1,01,,M/KOCH/DALE/L@@,,1-545-45-6565,,,1 V8R=1,1,N,1,6 PDT=06
-99,06-00,11-06 CV1=14,0,0,0,A,144.77,160.13,174.77,189.81 CS1=22,C,R,11-06-06
AP1=9.96 AF1=,1/06-84//01//100.000000/B/28 CPP=1 AG1=STEARNS J @03/100.00/10
0.00/04120//0NNN0 SBA=4120,B4200 CTA=L84 SPP=,P FEE=1 PNT=0 SPC=NS FPO=
,B,00-00,,,7 RUL=00015,004/6/1/100.00

0 12-----996.00 0 12-----996.00 0 06-----498.00 0 03-----249.00 7 01------83.00

UWID COND AGNT COR CHK CYC STATUS NEXT FOLLOW UP ISS DATE DEL DATE
.. .. ... 0 0 . .. .... . 00-00-00 00-00-00 00-00-00
R410 FF-FEE FIELD 01 FIELD SEPARATOR R419 FF-FPO FIELD 02 INVALID CODE
R333 AGENT NOT ON A/A FILE R630 110 SECT PA PROC ERR
IF51 7 PAY PREMIUM - ------3,088.20 ID02 GDLINE LVL PRM - --------909.43
ID03 GDLINE SNG PRM - ------9,923.10
IF51 and ID02 refer to information which crops up related to the particular freeform
parameter in the particular policy when a transaction is submitted

R410 and R419 refer to the restricted errors which prompts up when there is some error
while submitting an U/I transaction

o Freeform Parameters- Detailed description utilized with Policy Entry

Transactions.Ex ADR - ADDRESS DATA in APMM online transaction - This
freeform parameter allows entry of the data required to construct an Address
Trailer. Any change in the freeform parameter will also affect the corresponding
POS transactions.
Ex Any change in ADR freeform parameter in U/I will have cascading affect on
PC (1661) POS (Policy Owner Service) Address TRAILER.

Reference: http://lfcomdev/ProductDoc/lifecomm/LA/LA_index.html

2. LB – Billing System

The purpose of the Billing Systems is to print all the billing notices and forms representing
amounts due as determined by the Lifecomm Maintenance Cycle.

Ex: Anniversary statements like dividends earned, paid up additions, loans etc.

Reference: http://lfcomdev/ProductDoc/lifecomm/LB/LB_index.html

3. LC – Policy Maintenance Cycle III- This subsystem is effectively used from technical
prospective for the cycle transactions.

The primary purpose of the Policy Maintenance Cycle is to maintain all in force Policy
Contracts by controlling the processing of all contractual and non-contractual activity.
Extensive edits and controls are incorporated throughout the Policy Maintenance Cycle to
ensure that processing is done correctly and consistently.

In general, the Policy Maintenance Cycle processing is as follows:

A. Input to the Policy Maintenance Cycle may consist of the following:

1. Policy Master Records from the LIFE-COMM Underwriting and Issue System.
2. Transactions to be processed from card input, input from the LIFE-COMM Batch
Collection System and input from the LIFE-COMM On-Line Policy Owner Service
System.
3. Finder Records are output on the Finder File for each Policy Master Record whose next
scheduled Activity Date falls within the range of the Processing Dates

B. All of these files are then processed through a series of programs which
analyze and merge them into one Policy Maintenance Cycle Activity File.
C. Beyond this point in the Policy Maintenance Cycle, the following functions are
performed in sequence as follows:

1. Requested file maintenance editing and processing.

2. Automatic file maintenance processing and Policy Master Record consistency editing.
3. Policy Accounting editing and processing.
 4. Anniversary processing.
5. Billing Extract preparation.
6. Status Calculations - Values, Policy Equity and Nonforfeiture Benefits.
7. Status Print - Values and Image.
8. Merge and Transaction Edit and preparation of Extract Files.
9. Scheduling and Policy Master File Update.

D. Output produced by the Policy Maintenance Cycle consists of two basic types,
printed reports reflecting the various activities that took place during the
cycle as well as error conditions detected and extract files for processing by
other LIFE-COMM systems, These files include data for the following systems:

Policy Exhibit System, Agent/Agency Compensation System, Agent/Agency

Performance System, Alpha Index System, Billing Preparation System,
Correspondence System, General ledger and suspense control system and special
reporting system

It is divided into four parts.

 MDM -Module Description Manual – Technical description about the fields and the
layout.

 ORM  -Operations Reference Manual- System Overview and Abort Codes

 PMRCB- Policy Master Record Code Book-It describes the various trailer

information regarding the policies. Ex 3005 (BA) trailer gives the policy coverage
information, 3004 (AA) gives the policy control information etc.

 SRM - System Reference Manual – Information relating to the Reports and

Printed Output generated as various ‘CC’ reports after the cycle run. Ex C25 is
transaction register report containing all auto and manual 1XXX transactions, C30 is
consolidated error listing report containing all manual 1XXX,2XXX and others
transactions rejected to due to some error in the cycle run.

 UTRM- User Transaction Reference Manual – Online transactions, Free Form

Parameters and Error Codes.

o Transactions – These describe the various file maintenance (1XXX), cash

updating (2XXX), status inquiry (3XXX) transactions and various others
transactions present in lifecom system Ex: 1005 is one of file maintenance
transaction of LC used to ‘change the suspend code of the policy’. Sly 2001 is a
premium debit cash updating transaction, 3004 is a type of status inquiry
transaction which provides the control information of the policy etc.
o Error Codes – Significance of the error codes generated during online as well
as batch transactions

Reference: http://lfcomdev/ProductDoc/lifecomm/LC/LC_index.html

4. LD– Policy Owner Service- This subsystem is effectively used from business prospective
for the cycle transactions.
It is a twofold system which on one hand provides complete on-line data entry, edit and
collection facilities for file maintenance, policy accounting and status transactions to be
processed in cycle and secondly it provides on-line data enquiry, quote and calculation
transactions against individual policies.

It is divided into four parts.

 MDM -Module Description Manual – Technical description about the fields and the
layout like modules and macros

 ORM  -Operations Reference Manual- System Overview and Abort Codes

 SRM - System Reference Manual – Information relating to the Reports and

Printed Output generated as various ‘DD’ reports after the cycle run. Ex D05 is POS
batch balance report containing summary tools for all batches forwarded to cycle for
processing, D25 is POS transaction register report which provides an audit trail of all
transactions entered into system and released to cycle for processing except
suspended transactions.

 UTRM- User Transaction Reference Manual –Transaction concepts, online

transactions and Error Codes.

o Transaction Concepts – These describe the various file maintenance (1XXX),

cash updating (2XXX), status inquiry (3XXX) transactions and various others
transactions present in lifecomm system like the LC system along with their
functions and relationship b/w the batch and online system.
o Online transactions- These describe the various file maintenance (1XXX),
cash updating (2XXX), status inquiry (3XXX) transactions and various others
transactions like batch processing, display transactions etc. present in lifecomm
system Ex: 1005 is one of file maintenance transaction of LC used to ‘change
the suspend code of the policy’. Sly 2001 is a premium debit cash updating
transaction, 3004 is a type of status inquiry transaction which provides the
control information of the policy etc
o Error Codes – Significance of the error codes generated during online as well
as batch transactions

Reference: http://lfcomdev/ProductDoc/lifecomm/LDP/LDP_index.html

Common link to trailers of POS system for both LC and LDP system-
C:\Documents and Settings\iroy5\My Documents\Lifecomm Training material

5. LE – Agent and Agency Compensation and Performance – It consists of two

subsystems:

 LEC – Agent /Agency Compensation – The purpose is to calculate agent’s

compensation in the form of commissions and support the sales organization by
providing flexible reporting activities

Reference: http://lfcomdev/ProductDoc/lifecomm/LEC/LEC_index.html
  LEP- Agent /Agency Performance – The purpose is to manage day to day
needs of agency primary in the area of performance, agency management,
administration and reporting capabilities.

Reference: http://lfcomdev/ProductDoc/lifecomm/LEP/LEP_index.html

6. LGG – General Ledger and Suspense Control

The purpose of this system is divided into 6 areas which are related to overall control and
reporting structure. The functions are:
1) Transaction Entry and Verification ( Batch and On Line)
2) Daily Processing and Reporting
3) Suspense Control ( Batch and On Line)
4) General Ledger
5) Auditing and Special Reporting
6) Vendor File Enquiry and Maintenance ( Batch and On Line)

Reference: http://lfcomdev/ProductDoc/lifecomm/LGG/LGG_index.html

7. LH - Check writing and Reconciliation System

This supports the preparation of checks for the disbursements required by Lifecomm and
other user systems at once centralized location and supports the automation of the
reconciliation of various bank accounts.

Reference: http://lfcomdev/ProductDoc/lifecomm/LH/LH_index.html

8. LI - Alpha Index
This system serves as an automated company wide index for user defines name groups of
individuals and corporate entities in the life insurance industry which also serves as cross
reference to other sources of information.

Reference: http://lfcomdev/ProductDoc/lifecomm/LI/LI_index.html

9. LJ - Correspondence –This system produces administrative correspondence within

lifecom system. It provides user intensive flexibility in the preparation of correspondence
One of the main features of this system is correspondence initiation

Reference: http://lfcomdev/ProductDoc/lifecomm/LJ/LJ_index.html

10. LL – File Utilities – This is the system that contains various utilities that can be used
commonly across various subsystems.

11. LM - On-Line Support –

This is a table driven On-line support system that acts as an interfacing mechanism
between on-line application programs and customer information control system
(CICS).The system is composed of several macros, programs and copy code members to
support the functions provided.

Reference: http://lfcomdev/ProductDoc/lifecomm/LM/LM_index.html

12. LN – Agency Extension –

This system provides information directly to the field force to aid in their work and also
enhances communication between the field force and home office.

Reference: http://lfcomdev/ProductDoc/lifecomm/LN/LN_index.html

13. LR – Proxy System- This system provides the user with the means of soliciting and
tabulating proxies. This system not only prints proxy ballots but also provides reports of
proxy ballots produced, tabulation results and voting update errors.

References: http://lfcomdev/ProductDoc/lifecomm/LR/LR_index.html

14. LV- Valuation and Policy Exhibit

This system provides contract information required for policy exhibits and schedules for
annual statement.

References: http://lfcomdev/ProductDoc/lifecomm/LVP/LVP_index.html

15. LW - Statistical History

This system automatically produces updates to the statistical historical file as result of the
actions within Life Comm system. The basic data contained in the statistical historical file is
the data contained on the Policy master record.
Reference: http://lfcomdev/ProductDoc/lifecomm/LW/LW_index.html

16. LX- Actuarial Services

The system is designed to compute a complete set of rates and values for any plan of
insurance with user coded description of the calculations to be performed and store such
values in a data file. This file may be used as the basis for subsequent calculations by the
Plan development system.

Reference: http://lfcomdev/ProductDoc/lifecomm/LX/LX_index.html

17. LU – Technical Environment

This system actually comprises of the various utilities used across life comm systems.

Reference: http://lfcomdev/ProductDoc/lifecomm/LU/LU_index.html