LESSON PLAN

HOME ECONOMICS LITERACY

HELEED 2 (T-TH 8:30- 10:30 am)
ESTEBAN, MARICON ANDREA BTLED- HE

I. Objective: At the end of the lesson the students will be able to:

A. Define Financial Literacy

S. Differentiate Financial Literacy from Financial Intelligence
K. Discuss the Importance of Financial Literacy

II. Subject Matter

Topic: 7 Reasons Why Financial Literacy is Important
Reference: Internet, https://www.conektome.com/blogs/7-reasons-why-financial-literacy-
is-important/
Materials: Construction paper, Scissors, Bond paper, Pentelpen
Values Integration: Awareness and Responsibility

III. Procedure

Teacher’s Activity Students’ Activity

A. Preparatory
AWARENESS

Good Morning class!

Good morning too, Ma’am!
How are you today?

We are doing great, Ma’am!

Alright! As we proceed, I have
rules in this class.
1. Be respectful at all times.When
someone is talking in front,
you must listen.
2. Don’t answer in chorus, raise
your right hand if you want to
answer.
3. Keep the room clean.

When I say “Am I clear?” You

will all say “Crystal”
Am I clear, class?
“Crystal”
1. Prayer
Let us all stand for the prayer. (The students are already standing)
Please lead the prayer Mr.
Jurland.
Mr. Jurland:

Let’s bow down our heads and feel the

presence of God as we say, In the name
of the Father, the Son, and the Holy
Spirit. Amen.

Our Father,
who art in heaven,
hallowed be thy name;
thy kingdom come;
thy will be done
on earth as it is in heaven.
Give us this day our daily bread;
and forgive us our trespasses
as we forgive those who trespass against
us;
and lead us not into temptation,
but deliver us from evil.
Amen.

In the name of the Father, the Son, and

the Holy Spirit. Amen.
Okay class, you may now take
your seats.

2. Checking of Attendance

I have here the attendance sheet

and it will pass around. Please
write your name in your
designated number.
Yes Ma’am!

3. Review
Do you still remember our
previous lesson?
Yes Ma’am!

If you know what it is don’t

answer in chorus, just raise your
right hand. (raising their right hands)

Okay Mr. Lloyd what was our

lesson last meeting?
Mr. Lloyd:
Our lesson last meeting was all about the
Components of Financial Literacy.
 Very Good, Mr. Lloyd!
Let’s all give Mr. Lloyd an
“Angel Clap”
Like this (performing) (performing Angel Clap)

Now, what are the components

of Financial Literacy?

Raise your right hands if you (raising their right hands)

want to answer.

Yes Ms. Golda? Ms. Golda:

The Components of Financial Literacy
are:
1. Earning
2. Saving
3. Investing
4. Borrowing
5. Protecting

Very Good, Ms. Golda!

Let’s all give her a “Miss
Universe Clap” (performing Miss Universe Clap)
Like this (performing)

4. Motivation
ARRANGING JUMBLED
LETTERS TO FORM WORDS
In each table, there are jumbled
letters that you need to arrange
in order to form meaningful
words. If you are done, just Clap
your hands 3 times, stamp your
feet 3 times and say the arranged
words.

Am I clear?
Crystal

Okay, I’ll give you 3 minutes

for the activity. Time starts now.

B. DEVELOPMENTAL
ACTIVITIES ABSTRACTION

1. Presentation of the Lesson

Based on the activity that we just

had, do you already have an idea of
today’s lesson?
Just raise your right hand if you (raising their right hands)
have an idea.

Yes, Ms. Althea?

Ms. Althea:
“The Reasons Why Financial Literacy is
 Important”

Very Good, Miss Althea.

Class, let’s give her an “ Aleng
Dionesia Clap”
Like this (performing) (performing “Aleng Dionesia Clap)

Our lesson for today is all about the

7 Reasons Why Health Literacy is
Important.

2. Discussion

Financial literacy - It is an
awareness of how money should be
spent and managed, and how it can
be used in ways that would make a
person more financially secure in
the future.

Financial intelligence- is a type of

business intelligence constituted of
the knowledge and skills gained
from understanding finance and
accounting principles in the
business world and understanding
how money is being used .requires
an understanding of the basics as
well as advances of financial
measurement including the income
statement, the balance sheet, and the
cash flow statement. Financial
intelligence includes the ability to
calculate profitability, leverage,
liquidity and efficiency ratios and
understanding the meaning of the
results.

How Important is Financial

Literacy to everybody?

First, it helps us understand the

value of money so we can handle
our finances better.
Being financially literate will teach
us the importance of budgeting and
saving. We won’t just waste our
money for very expensive gadgets,
clothes, cars, bags, shoes and other
things which we don’t really need.
We can better understand between
our wants and needs and can
prioritize things according to their
essence in our daily lives.

Second, it saves us from acquiring

too much debt.
Acquiring too much debt can put us
in deep trouble. If we are
financially literate, we can
determine how much loan we can
afford to pay, especially if we have
bills for mortgages and insurances.
This will also train us to prepare for
our children’s education and their
future needs, as well as for medical
and hospital bills, without having to
lend money.

Third, it allows us to impart our

knowledge on financial literacy to
the young generation.
To be financially literate will help
us secure the future of the next
generation. We can teach them how
to budget and save to prepare for
years ahead. They can also realize
even at their young age how their
parents work hard to provide for all
their needs. Helping them become
aware of the importance of financial
literacy will likewise teach them
discipline and respect for their
parents. This will also train them to
understand that eventually, they
should be financially independent.
They will be more responsible and
street-smart.

Fourth, financial literacy helps us

prepare better during times of
emergency.
We encounter moments of
emergency wherein we need cash or
a huge amount of money to survive
or overcome our monetary and
emotional crises. In times like this,
being financially literate will save
us the trouble of borrowing money
that will just bring us more
problems.

Fifth, it enlightens us to invest

and create income streams.
Investing in stocks and creating
income streams besides our salaries
are results of financial literacy.
Relying on just one source of
income will keep us in a situation
where we always make both ends
meet. Creating multiple income
streams will give us the confidence
that we can survive financial crises.

Sixth, it gives us the opportunity

to help boost our country’s
 economy.
When we invest a percentage of our
money, say, in stocks, we help the
company we invest in to create
more jobs. This means better
employment rate and better
contribution to help build a more
progressive nation.

Seventh, financial literacy gives us

the privilege to help the less
fortunate.
It provides us the opportunity to
share our blessings to the needy.
This is because we are able to spend
our money more wisely and we get
to save a percentage of it for
investment, business, retirement, to
name a few. We can then provide a
certain amount too of our savings to
those who are in dire need of help.
Helping others give us a sense of
fulfillment that is definitely
priceless.
Any questions or clarifications? Just
raise your right hand.

C. ACTIVITY

We will have an activity. On the

same group as we have earlier, you
will differentiate Financial Literacy
from Financial Intelligence
including its similarities using the
Venn Diagram. Pick one
representative to explain your work.
I’ll give you 3 minutes for the
activity. (Doing the activity)

Financial Financial
Literacy Intelligence

Am I clear?
Crystal

Rubrics:
Accuracy-------------50%
Teamwork-----------25%
Presentation---------25%
______________________
 Total 100%

D. Application

On the same group answer this

question.

Why is it important for us

students, to study Financial
Literacy?

Choose two representatives to

discuss/report your answer in front.

E. Analysis

(Asking questions randomly)

Differentiate Financial Literacy

from Financial Intelligence.

F. Generalization

To have an overview of our

discussion, anyone from the class
can summarize or generalize our
discussion/topic?

Yes, Ms. Helena

Ms. Helena:
These are the reasons why Financial
Literacy is important:
1. It helps us understand the value of
money so we can handle our
finances better.
2. It saves us from acquiring too
much debt
3. It allows us to impart our
knowledge on financial literacy to
the young generation.
4. It helps us prepare during times of
emergency.
5. It enlightens us to invest and
create income streams.
6. It gives us the privilege to help
boost our country’s economy.
7. Financial literacy gives us the
privilege to help the less
fortunate.
Very good, Ms. Helena!
IV. Evaluation

Instruction: In a ¼ sheet of paper answer the following questions.

_______1. It is an awareness of how money should be spent and managed, and how it can be
used in ways that would make a person more financially secure in the future.
_______2. is a type of business intelligence constituted of the knowledge and skills gained from
understanding finance and accounting principles in the business world and understanding how
money is being used.
_______3-9. Reasons why Financial Literacy is important.

V. Assignment
What is Food Literacy? (Write it in a ½ sheet of yellow paper.)