Merchant Banker in Nepali Capital Market

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nfu" ldltM @)^$.!!.

#
klxnf] ;+zf]wg nfu" ldlt @)&$.$.)#

lwtf]kq Joj;foL -dr]{G6 a}+s/_ lgodfjnL, @)^$


lwtf]kq ;DaGwL P]g, @)^# sf] bkmf !!^ n] lbPsf] clwsf/ k|of]u u/L g]kfn ;/sf/sf] :jLs[tL lnO{ g]kfn
lwtf]kq af]8{n] b]xfosf lgodx? agfPsf] 5 .
kl/R5]b — !
k|f/lDes
!= ;+lIfKt gfd / k|f/DeM -!_ oL lgodx?sf] gfd ælwtf]kq Joj;foL -dr]{G6 a}+s/_ lgodfjnL, @)^$Æ
/x]sf] 5 .
-@_ of] lgodfjnL g]kfn lwtf]kq af]8{n] tf]s]sf] ldltb]lv k|f/De x'g]5 .
@= kl/efiffM ljifo jf k|;+Ën] csf]{ cy{ gnfu]df o; lgodfjnLdf,–
-s_ æP]gÆ eGgfn] lwtf]kq ;DaGwL P]g, @)^# ;Demg' k5{ .
-v_ æaf]8{Æ eGgfn] P]gsf] bkmf # adf]lhd :yfkgf ePsf] g]kfn lwtf]kq af]8{ ;Demg' k5{ .
-u_ æcg'dltkqÆ eGgfn] dr]{G6 a}+s/sf] ?kdf sfo{ ug{ af]8{af6 k|bfg ul/Psf] cg'dltkq
;Demg' k5{ .
-3_ ædr]{G6 a}+s/Æ eGgfn] lgod !^ df tf]lsP adf]lhd Ps jf Ps eGbf a9L sfo{ ug{
cg'dltkq k|fKt lwtf]kq Joj;foL ;Demg' k5{ .
-ª_ ædr]{G6 a}+lsË Joj;foÆ eGgfn] lgod !^ df pNn]v eP adf]lhdsf] Ps jf Ps eGbf
a9L Joj;fo ;Demg' k5{ .
-r_ ælgisfzg tyf laqmL k|aGwsÆ eGgfn] lgod !^ sf] v08 -s_ adf]lhdsf] sfo{ ug{
cg'dltkq k|fKt lwtf]kq Joj;foL ;Demg' k5{ .
-5_ ælwtf]kq k|Tofe"ltstf{ -c08//fO{6/_Æ eGgfn] lgod !^ sf] v08 -v_ adf]lhdsf] sfo{ ug]{
lwtf]kq Joj;foL ;Demg' k5{ .
-h_ æz]o/ /lhi6«f/Æ eGgfn] lgod !^ sf] v08 -u_ adf]lhdsf] sfo{ ug]{ lwtf]kq Joj;foL
;Demg' k5{ .
-em_ænufgL Joj:yfks -kf]6{kmf]lnof] Dofg]h/_Æ eGgfn] lgod !^ sf] v08 -3_ adf]lhdsf]
sfo{ ug]{ lwtf]kq Joj;foL ;Demg' k5{ .
!1
-`_ æ;+:yfut k/fdz{ bftf Æ eGgfn] lgod !^ sf] v08 -ª_ adf]lhdsf] sfo{ ug]{ lwtf]kq
Joj;foL ;Demg' k5{ .
kl/R5]b @
cg'dltkq ;DaGwL Joj:yf
#= cg'dltkqsf nflu lgj]bg lbg' kg]{M -!_ o; lgodfjnL adf]lhd dr]{G6 a}+s/sf] ?kdf lwtf]kq Joj;fo
ug{ rfxg] ;+ul7t ;+:yfn] cg'dltkq k|fKt ug{sf nflu cg';'rL - ! adf]lhdsf] 9fFrfdf cg';"rL- @
adf]lhdsf] lgj]bg b:t'/ ;+nUg u/L af]8{ ;dIf lgj]bg lbg' kg]{5 .
-@_ pklgod -!_ adf]lhd lbg] lgj]bg;fy lgj]bs ;+ul7t ;+:yfsf] b]xfosf] ljj/0f tyf
sfuhft ;+nUg ePsf] x'g' kg]{5 M–
-s_ ;+rfns tyf sfo{sf/L k|d'vsf]] ;DaGwdf cg';"rL - # adf]lhdsf] ljj/0f,
-v_ lgj]bs ;+ul7t ;+:yfsf] ;DaGwdf cg';"rL - $ adf]lhdsf] ljj/0f tyf sfuhft,
-u_ s'g} sDkgL jf ;+ul7t ;+:yf lgj]bs ;+ul7t ;+:yfsf] ;+:yfks ePdf pQm sDkgL jf
;+ul7t ;+:yfsf] cg';"rL - % adf]lhdsf] ljj/0f tyf sfuhft .
-#_ pklgod -!_ adf]lhdsf] lgj]bg ;fy k|fKt ljj/0f tyf sfuhft hfFra'´ ubf{ cfjZos
b]v]df af]8{n] lgj]bsaf6 yk ljj/0f jf sfuhft dfu ug{ jf :ki6 u/fpg ;Sg]5 .

!1lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
-$_ lgj]bsaf6 k|fKt lgj]bg / ;+nUg ljj/0f tyf sfuhft P]g tyf lgodfjnLn] u/]sf]
Joj:yfsf] cfwf/df hfFra'em ubf{ o; lgodfjnL adf]lhdsf] k|lqmof k"/f gu/]sf] b]lvPdf jf em'7f
ljj/0f jf em'7f sfuhft k]z u/]sf] b]lvPdf af]8{n] pklgod -!_ adf]lhd k]z ePsf] lgj]bg vf/]h
ug{ ;Sg]5 .
-%_ o; lgodfjnL adf]lhd cg'dltkq k|bfg ug'{ cl3 pklgod -!_ adf]lhd lgj]bg ;fy k]z
u/]sf] ljj/0fdf s'g} kl/jt{g cfPdf lgj]bsn] ;f] sf] hfgsf/L af]8{nfO{ t'?Gt lbg' kg]{5 .

$= cg'dltkq k|bfg ug]{M -!_lgod # adf]lhd k|fKt lgj]bg / ;+nUg ljj/0f tyf sfuhft hfFra'em ubf{
P]g / o; lgodfjnLn] u/]sf] Joj:yfsf] cfwf/df cg'dltkq k|bfg ug{ pko'Qm b]lvPdf af]8{n]
lgj]bsnfO{ lwtf]kq Joj;fo ;+rfngsf nflu cfjZos k"jf{wf/ tof/ ug{ ;"lrt ug]{5 .
-@_pklgod -!_ adf]lhd af]8{n] ;"lrt u/]sf] 5 dlxgf leq lgj]bsn] lwtf]kq Joj;fo
;+rfngsf nflu cfjZos k'jf{wf/ tof/ u/L ;f] ;DaGwdf b]xfosf s'/f v'nfO{ af]8{nfO{ hfgsf/L lbg'
kg]{5,–
-s_ sfof{no /x]sf] :yfg tyf sfof{non] cf]u6]sf] If]qkmn ;DaGwL ljj/0f,
-v_ cfk"mn] ug]{ Joj;fo ;+rfngsf nflu Joj:yf ul/Psf] sfof{no pks/0f tyf k|ljlw
;DaGwL ljj/0f,
-u_ ;+u7g ;+/rgf tyf sfo{ laefhg ;DaGwdf ul/Psf] Joj:yf,
-3_ cg';"rL - ^ adf]lhdsf] 9fFrfdf lwtf]kq Joj;fo ;+rfngsf nflu ul/Psf] hgzlQm
Joj:yf .
-#_ pklgod -@_ adf]lhd k"jf{wf/ tof/ u/]sf] hfgsf/L k|fKt ePsf] tL; lbg leq lgj]bsn]
tof/ u/]sf] k"jf{wf/ ;DaGwdf af]8{n] :ynut lg/LIf0f tyf hfFra'´ ug]{5 / k"jf{wf/ ;DaGwdf u/]sf]
Joj:yf kof{Kt b]lvPdf lwtf]kq Joj;fo ;+rfng ug{ cg';"rL –@ adf]lhdsf] cg'dltkq b:t'/ lnO{
cg';"rL – & adf]lhd cg'dltkq k|bfg ug]{]5 .
-$_ o; lgoddf h'g;'s} s'/f n]lvPsf] ePtfklg pklgod -#_ adf]lhd lg/LIf0f tyf
hfFra'´ ubf{ lgj]bsn] tof/ u/]sf] k'jf{wf/ lwtf]kq Joj;fo ;+rfngsf nflu ckof{Kt b]lvPdf af]8{n]
a9Ldf tLg dlxgfsf] ;do tf]sL yk Joj:yf ug{ nufpg ;Sg]5 .

%= lwtf]kq Joj;fo ul//x]sfn] cg'dltkq lng'kg]{M -!_ P]g k|f/De x'Fbfsf avt o; lgodfjnL adf]lhdsf]
s'g} dr]{G6 a}+lsË Joj;fo ul//x]sf lwtf]kq Joj;foLn]] of] lgodfjnL nfu" ePsf] tLg dlxgfleq
cg';"rL - @ adf]lhdsf] lgj]bg b:t'/ / b]xfosf ljj/0f tyf sfuhft ;+nUg u/L af]8{ ;dIf lgj]bg
lbg' kg]{5 M–
-s_ cBfjlws k|aGwkq tyf lgodfjnLsf] k|ltlnlk,
-v_ cg'dltkq k|fKt ug]{ ;DaGwdf ;+rfns ;ldltn] u/]sf] lg0f{osf] k|ltlnlk,
-u_ ;fljsdf k|fKt u/]sf] lwtf]kq Joj;foLsf] ;Ssn k|df0fkq,
-3_ dr]{G6 a}+lsË Joj;fo ;+rfngsf nflu Joj:yf ul/Psf] sfof{nosf] :yfg / If]qkmn,
sfof{no pks/0f tyf ;+rf/ ;fwg / ;+u7g ;+/rgf tyf sfo{ laefhg ;DaGwL
cBfjlws ljj/0f,
-ª_ ;+rfns tyf sfo{sf/L k|d'vsf] ;DaGwdf cg';"rL – # adf]lhdsf] ljj/0f,
-r_ cg';"rL - ^ adf]lhdsf] 9fFrfdf dr]{G6 a}+lsË Joj;fosf nflu Joj:yf ul/Psf]
hgzlQmsf] cBfjlws ljj/0f .
-@_ pklgod -!_ adf]lhd lgj]bg b:t'/ tyf tf]lsPsf] ljj/0f / sfuhft k]z u/]sf] dr]{G6
a}+s/nfO{ af]8{n] cfjZos hfFra'´ u/L cg';"rL – & adf]lhdsf] 9fFrfdf cg'dltkq k|bfg ug]{5 .
-#_ pklgod -!_ adf]lhd lgj]bg k]z ePsf] tLg dlxgf leq lwtf]kq Joj;fo ;+rfngsf
nflu pklgod -!_ sf] v08 -3_ adf]lhdsf] k"jf{wf/ ;DaGwdf af]8{n] :ynut lg/LIf0f tyf hfFra'´
ug{ ;Sg]5 / k"jf{wf/ ;DaGwdf u/]sf] Joj:yf ckof{Kt b]lvPdf yk Joj:yf ug{ cfjZos lgb]{zg
lbg ;Sg]5 .
-2_
^= s'g} Joj;fo 5f8\g] jf yk Joj;fo ug]{ ePdf lgj]bg lbg' kg]{M -!_ dr]{G6 a}+s/n] o; lgodfjnL
adf]lhd cfkm"n] cg'dlt k|fKt u/]sf] s'g} jf ;a} Joj;fo 5f8g] lg0f{o u/]df To;/L lg0f{o u/]sf] tL;
lbg leq dr]{G6 a}+s/sf] ;Ssn cg'dltkq ;lxt cfjZos sf/afxLsf nflu af]8{ ;dIf lgj]bg lbg'
kg]{5 .
-@_ dr]{G6 a}+s/n] o; lgodfjnL adf]lhd yk Joj;fo ug{ rfx]df cg';"rL-@ df tf]lsP
adf]lhdsf] lgj]bg b:t'/ tyf lgj]bsn] ug{ rfx]sf] lwtf]kq Joj;fo ;DaGwdf b]xfosf ljj/0f tyf
sfuhft ;+nUg u/L af]8{ ;dIf lgj]bg lbg' kg]{5 .
-s_ ;DefJotf cWoog k|ltj]bg,
-v_ tLg jifL{o Jofj;flos of]hgf,
-u_ yk sfo{ ug{ cg'dlt k|fKt ug]{ ;DaGwdf ;+rfns ;ldltsf] lg0f{osf] k|ltlnlk,
-3_ yk sfo{sf nflu cg';"rL–( adf]lhdsf] r'Qmf k"FhL k'u]sf] k|dfl0ft ug]{ lg:;f,
-ª_ dr]{G6 a}+s/sf] ;fljssf] ;Ssn cg'dltkq,
-r_ yk sfo{ ;+rfngsf nflu Joj:yf ul/g] hgzlQm tyf k"jf{wf/ Joj:yf .
-#_ pklgod -!_ adf]lhd k]z ePsf] lgj]bgsf] hfFra'em ubf{ af]8{n] cfjZos b]v]df
lgj]bsaf6 yk ljj/0f jf sfuhft dfu ug{ jf :ki6 u/fpg ;Sg]5 .
-$_ yk Joj;fosf nflu cg'dltkq k|bfg ug'{ cl3 dr]{G6 a}+s/n] tof/ u/]sf] k"jf{wf/
;DaGwdf af]8{n] :ynut lg/LIf0f tyf hfFra'´ ug{ ;Sg]]5 .
-%_ pklgod -@_ adf]lhd k]z ePsf] lgj]bgdf af]8{n] cfjZos hfFra'´ kZrft cg'dltkq
b:t'/ lnO{ ;fljssf] cg'dltkq ab/ u/L ;f] sf] abnfdf gofF cg'dltkq k|bfg ug]{5 .

&= cg'dltkq gjLs/0fM -!_ o; lgodfjnL adf]lhd cg'dlt kq k|fKt dr]{G6 a}+s/n] k|To]s cfly{s aif{
;dfKt ePsf] tLg dlxgf leq cg';'rL-@ adf]lhdsf] aflif{s z'Ns ;lxt cg';"rL - * adf]lhdsf]
9fFrfdf af]8{ ;dIf lgj]bg lbO{ cg'dltkq gjLs/0f u/fpg' kg]{5 .
-@_ pklgod -!_ adf]lhdsf] ;dofjlw leq gjLs/0fsf nflu lgj]bg k]z gug]{ dr]{G6 a}+s/n]
pQm Dofb ;dfKt ePkl5 cg'dltkq gjLs/0f gu/] ;Dd lwtf]kq Joj;fo ug{ kfpg] 5}g .
@2
&s= cg'dltkqsf] k|ltlnkLM -!_ cg'dltkq k|fKt dr]{G6 a}Í/sf] cg'dltkq e'mqf] ePdf, gfl;Pdf jf x/fPdf
To:tf] dr]{G6 a}Í/n] cg'dltkqsf] k|ltlnlksf] nflu cg';"rL–@ adf]lhdsf] b:t'/ ;+nUg u/L af]8{ ;dIf
lgj]bg lbg' kg]{5.
-@_ pklgod -!_ adf]lhd lgj]bg k|fKt ePdf af]8{n] ;DalGwt lgj]bsnfO{ cg'dltkqsf]
k|ltlnlk k|bfg ug{ ;Sg]5.Æ

*= cg'dltkq lgnDag jf vf/]hM P]gsf] bkmf ** tyf *( adf]lhd cg'dltkq lgnDag jf vf/]hL
;DaGwL sfo{ljlw g]kfn lwtf]kq af]8{ ;DaGwL lgodfjnL, @)^$ cg';f/ x'g]5 .

kl/R5]b #
k"FhL tyf :jfldTj ;DaGwL Joj:yf
(= Go"gtd k"FhL tyf cfly{s >f]tM o; lgodfjnL adf]lhd dr]{G6 a}+lsË Joj;fo ug{ rfxg] ;+ul7t
;+:yfsf] cg';"rL–( df tf]lsP adf]lhd Go"gtd r'Qmf k"FhL k'u]sf] x'g' kg]{5 .
#3
t/ of] lgod k|f/De x'Fbfsf avt dr]{G6 a}+lsËJoj;fo ul//x]sf ;+ul7t ;+:yfn] @)&% ;fn
c;f/ d;fGtleq cg';"rL–( adf]lhdsf] Go"gtd r'Qmf k"FhL k'¥ofO{ af]8{nfO{ hfgsf/L lbg' kg]{5 .

!)= :jfldTj ;DaGwL Joj:yfM -!_ o; lgodfjnLdf cGoq h'g;'s} s'/f n]lvPsf] ePtfklg dr]{G6 a}+lsË
Joj;fosf] :jR5 ;+rfngsf nflu af]8{n] cg'dltkq k|fKt dr]{G6 a}+s/nfO{ cfjZostf cg';f/

@2 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
#3 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
-3_
lwtf]kqsf] ;fj{hlgs lgisfzg ug'{ kg]{ k|ltzt tyf ;fj{hlgs lgisfzg ug'{ kg]{ ;dfofjlw ;d]t
tf]sL ;fj{hlgs lgisfzg ug{ lgb]{zg lbg ;Sg]5 .
-@_ ljb]zL JolQm jf sDkgL jf ;+ul7t ;+:yfn] dr]{G6 a}+s/sf] :jfldTj u|x0f ug]{ ePdf
k|rlnt sfg"g adf]lhd g]kfndf nufgL jf Joj;fo ug{ cg'dlt k|fKt u/]sf] jf g]kfn ;/sf/sf]
:jLs[tL k|fKt u/]sf] x'g' kg]{5 .
-#_ cg'dltkq k|fKt dr]{G6 a}+s/sf] ;fj{hlgs lgisfzg u/]sf] z]o/ afx]s cGo z]o/ u|x0f
ug]{ z]o/wgLn] cfk"mn] u|x0f u/]sf] z]o/ o; lgodfjnL adf]lhd ;+:yfks z]o/ u|x0f ug{ of]Uotf
k'u]sf] tyf cof]Uotf g/x]sf] JolQm jf sDkgL jf ;+ul7t ;+:yfnfO{ dfq laqmL ug{ ;Sg]5 .
-$_ ;fj{hlgs lgisfzg ePsf] lwtf]kq u|x0f ug]{ z]o/wgL afx]s dr]{G6 a}+s/sf] cGo
z]o/wgLn] cfk"mn] u|x0f u/]sf] z]o/ cg'dltkq k|fKt u/]sf] Ps jif{;Dd laqmL ug{ ;Sg] 5}g .
$4
-%_ dr]{G6 a}Í/sf] z]o/wgLn] cfkm"n] u|x0f u/]sf] z]o/ laqmL jf x:tfGt/0f ug{' eGbf klxn]
af]8{df tt\;DaGwL clen]v u/fpg' kg]{5.
%5
-^_ pklgod -%_ adf]lhd clen]v ug{sf nflu z]o/ vl/b ug{ jf x:tfGt/0f u/L lng
rfxg] JolQmsf] o; lgodfjnL adf]lhd of]Uotf k'/f ePsf] tyf cof]Uotf g/x]sf] Joxf]/f ;lxt
;DalGwt sDkgL jf ;Ël7t ;+:yf dfkm{t b:t'/ jfkt laqmL jf x:tfGt/0f ul/g] z]o/sf] clÍt
d"Nosf] z"Go bzdna tLg k|ltztsf b/n] x'g cfpg] /sd ;lxt af]8{df clen]v ug{ lgj]bg lbg'
kg]5
{ .
^6
-&_ pklgod -^_ adf]lhd lbOg] lgj]bg ;fy z]o/ vl/b jf x:tfGt/0f u/L lng rfxg]
JolQmn] cg';"rL–# adf]lhdsf] ljj/0f tyf sfuhft k]z ug{' kg]{5.
&7
-*_ pklgod -^_ adf]lhd k|fKt lgj]bg tyf ;+nUg sfuhftsf] hfFra'em ubf{ af]8{n]
cfjZos b]v]df lgj]bsaf6 yk ljj/0f jf sfuhft dfu ug{ jf s'g} ljifodf :ki6 ug{ nufpg
;Sg]5.
*8
-(_ o; lgoddf h'g;'s} s'/f n]lvPsf] eP tfklg ;fj{hlgs lgisfzg ePsf] lwtf]kq jf
;"rLs[t lwtf]kq jf ;"rLs[t ;Ël7t ;+:yfsf] :jfldTjdf /x]sf] lwtf]kq ePdf :jfldTj x:tfGt/0f
;DaGwdf of] lgodsf] Joj:yf nfu" x'g] 5}g .

!!= ;+:yfks x'g g;Sg]M -!_ b]xfosf] s'g} klg JolQm dr]{G6 a}+s/sf] ;+:yfks z]o/ u|x0f ug{ of]Uo x'g] 5}g
M–
-s_ g}lts ktg b]lvg] kmf}Hbf/L cleof]udf s;'/bf/ 7x/]sf],
-v_ e|i6frf/ jf 7uLsf] s;"/df cbfntaf6 ;hfFo kfPsf] eP ;hfoF e'Qmfg ePsf] kfFr aif{
k"/f gePsf],
-u_ ;fx"sf] C0f ltg{ g;sL bfdf;fxLdf k/]sf] eP bfdf;fxLdf k/]sf] kfFr jif{ k'/f gePsf],
-3_ shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf /x]sf],
-ª_ lwtf]kq lgisfzgdfkm{t ;j{;fwf/0faf6 k"FhL ;+sng u/L lwtf]kq sf/f]af/sf nflu
;"rLs/0f gu/fPsf] jf ;"rLs/0f vf/]h ePsf] ;+ul7t ;+:yfsf] ;+rfns /x]sf],
(9
-ª!_ cGo lwtf]kq Joj;foL ;+:yfdf :jfldTj jf s'g} nfesf] kb u|x0f u/]sf] .
t/ of] lgod k|f/De x'Fbfsf avt cGo lwtf]kq Joj;foL ;+:yfdf :jfldTj /x]sf]
ePdf of] lgod nfu" ePsf] Ps aif{leq z]o/ g/xg] u/L :jfldTj lg;u{ u/L jf s'g} nfesf]
kb u|x0f u/]sf] eP of] lgod nfu" ePsf] Ps aif{leq To:tf] kb 5f8L To;sf] hfgsf/L
af]8{nfO{ lbg''kg]{5 .
$4 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
%5 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
^6 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
&7 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
*8 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
(9 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .

-4_
-r_ pklgod -@_ adf]lhd cof]Uotf /x]sf]] sDkgL jf ;+ul7t ;+:yfsf] ;+:yfks, ;+rfns jf
sfo{sf/L k|d'v /x]sf] .
-@_ b]xfosf] sDkgL jf ;+ul7t ;+:yf dr]{G6 a}+s/sf] ;+:yfks z]o/ u|x0f ug{ of]Uo x'g] 5}g M–
-s_ ;fx"sf] C0f ltg{ g;sL bfdf;fxL ;DaGwL sf/afxLdf k/]sf],
-v_ ljQLo ljj/0f ;fj{hlgs ug'{ kg]{ ;fj{hlgs lgisfzg u/]sf ;+ul7t ;+:yfsf] xsdf
nuftf/ tLg jif{;Dd n]vf k/LIf0f ePsf] ljQLo ljj/0f ;fj{hlgs gu/]sf],
-u_ shf{ ;"rgf s]Gb|sf] sfnf]] ;"rLdf /x]sf],
-3_ pklgod -!_ adf]lhd cof]Uotf /x]sf] JolQm ;+:yfks, ;+rfns jf sfo{sf/L k|d'v /x]sf] .

kl/R5]b $
;+rfns tyf sfo{sf/L k|d'v ;DaGwL Joj:yf
!@= ;+rfns tyf sfo{sf/L k|d'vsf] lgo'lQmM -!_ dr]{G6 a}+s/n] o; lgodfjnL adf]lhd of]Uotf k"/f ePsf]
tyf cof]Uotf g/x]sf] ;+rfns tyf sfo{sf/L k|d'v lgo'Qm ug{' kg]{5 .
-@_ dr]{G6 a}+s/sf] gofF ;+rfns jf sfo{sf/L k|d'v lgo'Qm ePdf To;/L lgo'Qm ;+rfns jf
sfo{sf/L k|d'vsf] ;DaGwdf lgo'Qm ePsf] ;ft lbg leq cg';"rL – # adf]lhdsf] ljj/0f ;d]t ;+nUg
u/L af]8{nfO{ hfgsf/L lbg' kg]{5 .

!#= ;+rfns tyf sfo{sf/L k|d'vsf] of]UotfM dr]{G6 a}+s/sf] ;+rfns tyf sfo{sf/L k|d'vsf] of]Uotf b]xfo
adf]lhd x'g' kg]{5 M–
-s_ ;+rfns ;ldltsf] cWoIf ;lxt sDtLdf b'O{ ltxfO{ ;+rfns / sfo{sf/L k|d'v cy{zf:q jf
jfl0fHo jf ljQ jf n]vf jf Joj:yfkg jf jfl0fHo sfg"g laifodf dfGotf k|fKt lzIf0f
;+:yfaf6 sDtLdf :gfts jf rf6{8{ PsfpG6]G;L pkflw xfl;n u/]sf] tyf pBf]u, jfl0fHo
jf lwtf]kq ahf/ jf ljQLo If]qdf n]vf jf ljQ jf jfl0fHo sfg"g jf Joj:yfkg ;DaGwL
sfo{df sDtLdf tLg aif{ sfo{ u/]sf] cg'ej ePsf],
-v_ g]kfnL gful/s ePsf],
t/ g]kfn ;/sf/n] :jLs[tL lbPsf] cj:yfdf ljb]zL gful/s ;d]t ;+rfns jf
sfo{sf/L k|d'v x'g ;Sg]5 .

!$= ;+rfns jf sfo{sf/L k|d'vsf] cof]UotfM dr]{G6 a}+s/sf] ;+rfns jf sfo{sf/L k|d'vsf] b]xfo
adf]lhdsf] cof]Uotf /x]sf] x'g' x'Fb}g M–
-s_ ax'nfPsf] jf duh lau|]sf],
-v_ af]8{ jf lwtf]kq ahf/ jf cGo dr]{G6 a}+s/ ;+:yfdf s'g} nfesf] kbdf /x]sf],
-u_ g}lts ktg b]lvg] kmf}Hbf/L cleof]udf s;'/bf/ 7x/]sf],
-3_ cfkm" jf cfkm" ;+rfns jf sfo{sf/L k|d'v /x]sf] sDkgL jf ;+ul7t ;+:yf ;fx"sf] C0f ltg{
g;sL bfdf;fxLdf k/]sf] eP bfdf;fxLdf k/]sf] kfFr jif{ k'/f gePsf],
-ª_ cfkm" jf cfkm" ;+rfns jf sfo{sf/L k|d'v /x]sf] sDkgL jf ;+ul7t ;+:yf shf{ ;"rgf
s]Gb|sf] sfnf] ;"rLdf /x]sf],
-r_ lwtf]kq lgisfzgdfkm{t ;j{;fwf/0faf6 k"FhL ;+sng u/L lwtf]kq sf/f]af/sf nflu
;"rLs/0f gu/fPsf] jf ;"rLs/0f vf/]h ePsf] ;+ul7t ;+:yfsf] ;+rfns jf sfo{sf/L
k|d'v /x]sf],
-5_ lwtf]kq ;DaGwL sfg'g ljk/Lt sfo{ u/]sf] sf/0f lwtf]kq Joj;foLsf] cg'dltkq vf/]h
ePsf] .
!)10
-h_ cGo lwtf]kq Joj;foL ;+:yfdf :jfldTj jf s'g} nfesf] kb u|x0f u/]sf] .
t/ of] lgod k|f/De x'Fbfsf avt cGo lwtf]kq Joj;foL ;+:yfdf :jfldTj /x]sf]
ePdf of] lgod nfu" ePsf] Ps aif{leq z]o/ g/xg] u/L :jfldTj lg;u{ u/L jf s'g} nfesf]

!)10 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
-5_
kb u|x0f u/]sf] eP of] lgod nfu" ePsf] Ps aif{leq To:tf] kb 5f8L To;sf] hfgsf/L
af]8{nfO{ lbg'' kg]{5 .

!%= of]Uotf ;DaGwL Joj:yfsf] lg/Gt/tfM -!_ dr]{G6 a}+s/n] cfˆgf] ;+rfns tyf sfo{sf/L k|d'vsf]
of]Uotf ;DaGwL Joj:yf cg'dltkqsf] cjlw e/ lg/Gt/ ?kdf sfod /fVg' kg]{5 .
-@_ pklgod -!_ adf]lhd of]Uotf g/x]df To;/L of]Uotf g/x]sf] ldltaf6 ;DalGwt ;+rfns
jf sfo{sf/L k|d'v :jtM x6]sf] dflgg]5 .
-#_ pklgod -@_ adf]lhdsf] cj:yf k/]df dr]{G6 a}+s/n] af]8{nfO{ t'?Gt hfgsf/L lbO{ To:tf]
cj:yf ePsf] tL; lbgleq o; lgodfjnL adf]lhd of]Uotf k'/f ePsf] tyf cof]Uotf g/x]sf] sfo{sf/L
k|d'v jf ;+rfnssf] lgo'QmL u/L af]8{nfO{ hfgsf/L lbg' kg]{5 .

kl/R5]b %
sf/f]af/ tyf z'Ns ;DaGwL Joj:yf
!^= dr]{G6 a}+s/sf] sfo{M -!_ dr]{G6 a}+s/n] cg'dltkq k|fKt u/L b]xfo adf]lhdsf sfo{x? dWo] Ps jf Ps
eGbf a9L sfo{ ug{ ;Sg]5 M
-s_ lwtf]kq lgisfzgsf nflu ljj/0f kq, laqmL ;DaGwL k|:tfj tyf cGo ljj/0f tof/
ug]{ nufot lwtf]kqsf] lgisfzg tyf laqmL k|aGw ;DaGwL cfjZos ;a} sfo{x?
ug]{,
-v_ ;+ul7t ;+:yf;+u ;Demf}tf u/L ;+ul7t ;+:yfn] lgisfzg u/]sf] lwtf]kqx? laqmL
gePsf] cj:yfdf cfk"mn] vl/b ug{ k|Tofe"lt -c08//fOl6Ë_ lbg] sfo{ ug]{,
-u_ ;+ul7t ;+:yfsf] tk{maf6 lwtf]kqwgLx?sf] clen]v /fVg] tyf lwtf]kqx?sf]
gfd;f/L nufot z]o/ /lhi6«]zg ;DaGwL cGo ;]jf k|bfg ug]{ .
-3_ u|fxs ;+u ;Demf}tf u/L u|fxssf nflu nufgL Joj:yfkg ;DaGwL sfo{ ug]{ .
!!11
-ª_ ;+:yfut k/fdz{ ;]jf k|bfg ug]{ .
-@_ o; lgodfjnL adf]lhd cg'dltkq k|fKt dr]{G6 a}+s/n] dr]{G6 a}+lsË Joj;fo afx]s cGo
k|sf/sf] s'g} Joj;fo ug{ ;Sg] 5}g,
t/ a}+s tyf ljQLo ;+:yfsf] xsdf of] Joj:yf nfu" x'g] 5}g .
-#_ o; lgoddf h'g;'s} s'/f n]lvPsf] ePtfklg dr]{G6 a}+s/n] cg'dltkq k|fKt u/L P]gsf]
bkmf ^# adf]lhdsf] cGo lwtf]kq Joj;fo ug{ afwf kg]{ 5}g .

!&= ;Demf}tf ug'{ kg]{M -!_ dr]{G6 a}+s/n] s'g} klg dr]{G6 a}+lsË ;]jf k|bfg ug'{ cl3 ;DalGwt JolQm jf
;+ul7t ;+:yf;+u cfk"mn] k|bfg ug]{ ;]jf tyf ;]jf lng] lbg] b'j} kIfsf] clwsf/ tyf bfloTj v'nfO{
;Demf}tf ug'{ kg]5
{ .
-@_ pklgod -!_ adf]lhd ;Demf}tf u/]sf] kGw| lbg leq To:tf] ;Demf}tf af]8{sf] hfgsf/Lsf
nflu k]z ug'{ kg]{5 .
-#_ o; lgodfjnL adf]lhd dr]{G6 a}+lsË ;]jf lng] lbg] ;DaGwdf ul/Psf] ;Demf}tfsf] kfngf
ug{' ;DalGwt kIfsf] st{Jo x'g]5 .
-$_ o; lgodfjnL adf]lhd ug'{ kg]{ ;Demf}tfsf] 9fFrf af]8{n] tf]lslbg ;Sg]5 .

!*= ;+o'Qm ?kdf Joj;fo ug{ ;Sg]M -!_ s'g} Ps dr]{G6 a}+s/n] cfk"m d'Vo dr]{G6 a}+s/ eO{ cGo dr]{G6
a}+s/nfO{ ;x–dr]{G6 a}+s/sf] ?kdf lgo'Qm u/L ;]jf k|bfg ug{ ;Sg]5 .
-@_ d'Vo dr]{G6 a}+s/n] pklgod -!_ adf]lhd lgo'Qm ;x–dr]{G6 a}+s/;+u ldnL ;]jf k|bfg ug]{
;DaGwdf ;Demf}tf ug'{ kg]{5 / o:tf] ;Demf}tfsf] hfgsf/L af]8{nfO{ ;d]t lbg' kg]{5 .
-#_ pklgod -!_ adf]lhd d'Vo dr]{G6 a}+s/n] ;x–dr]{G6 a}+s/ lgo'Qm u/L ;]jf k|bfg ug]{
ePdf ;]jf k|bfg ul/g] ;DalGwt kIfsf] d~h'/L lnPsf] x'g'kg]{5 .

!!11 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
-6_
!(= lgisfzg tyf laqmL k|aGwssf] lhDd]jf/LM lgisfzg ul/g] lwtf]kq;+u ;DalGwt ;"rgf tyf ljj/0f
k|jfx, lgisfzg v'nf tyf /sd ;+sng, lwtf]kq afF8kmFf6, lkmtf{ e'QmfgL, k|df0fkq ljt/0f tyf
;"rLs/0f nufot lgisfzg ;DaGwL ;Dk"0f{ sfo{ ug]{ lhDd]jf/L lgisfzg tyf laqmL k|aGwssf] x'g]5 .

@)= z]o/ /lhi6«f/sf] lhDd]jf/LM gfd;f/Lsf nflu k|lqmof k"/f u/L k|fKt ePsf lwtf]kqx?sf] gfd;f/L ug]{,
lwtf]kqsf] :jfldTj k|dfl0ft ug]{, lwtf]kqwgLx?sf] clen]v /fVg] nufot z]o/ /lhi6«]zg ;DaGwL cGo
sfo{ ug]{ lhDd]jf/L z]o/ /lhi6«f/sf] x'g]5 .

@!= lwtf]kq k|Tofe"ltstf{sf] lhDd]jf/LM cfkm"n] k|Tofe"lt ;]jf k|bfg u/]sf] lwtf]kqx? laqmL gePsf]
cj:yfdf To:tf] lwtf]kqx? :jLsf/ u/L lwtf]kqsf] d"No e'QmfgL ug]{ nufot k|Tofe"lt ;DaGwL cGo
sfo{ ug]{ lhDd]jf/L lwtf]kq k|Tofe"ltstf{sf] x'g]5 .

@@= nufgL Joj:yfkssf] lhDd]jf/LM nufgL Joj:yfkgsf nflu u|fxs;+u ;Demf}tf ug]{, u|fxs vftf vf]Ng],
;Demf}tf cg';f/ u|fxssf nflu lwtf]kq vl/b laqmL ug]{, e'QmfgL lng] lbg] nufot nufgL Joj:yfkg
;DaGwL cfjZos cGo sfo{ ug]{ lhDd]jf/L nufgL Joj:yfkssf] x'g]5 .
!@12
@@s= ;+:yfut k/fdz{bftfsf] lhDd]jf/L M -!_ ;Ël7t ;+:yfsf] ;+/rgf x]/k]m/, d"NofÍg, Joj;flos
of]hgf, nf]g l;l08s]zg, jls{ª Soflk6n kmfOgflG;ª, e]~r/ Soflk6n, k|fO{e]6 OlSj6L, x]h km08
h:tf sf]if ;+rfng, ;DklQ Joj:yfkg nufotsf laifodf k/fdz{ ;]jf k|bfg ug]{ lhDd]jf/L ;+:yfut
k/fdz{bftfsf] x'g]5 .
-@_ ;+:yfut k/fdz{bftfn] pklgod -!_ adf]lhdsf cfk"mn] k|bfg ug]{ k/fdz{ ;]jfsf] laifo
tyf k|s[lt v'nfO{ af]8{nfO{ hfgsf/L u/fpg' kg]{5 .
-#_ pklgod -!_ df h'g;'s} s'/f n]lvPsf] ePtfklg k|rlnt sfg"g adf]lhd pklgod -!_ sf]
sfo{ ug{ kfpg] JolQm, kmd{, sDkgL jf ;+ul7t ;+:yfn] o; lgodfjnL adf]lhd cg'dltkq k|fKt gu/L
o:tf] ;]jf k|bfg ug{ afwf k'u]sf] dflgg] 5}g .
@#= sf/f]af/ ;LdfM cg'dltkq k|fKt dr]{G6 a}+s/n] o; lgodfjnL adf]lhd ug{ ;Sg] dr]{G6 a}+lsË ;DaGwL
Joj;fosf] ;Ldf Joj;foLsf] r'Qmf k"FhL jf v'b ;DklQsf] cfwf/df ;do ;dodf af]8{n] tf]lslbg
;Sg]5 .
@$= ;]jf z'NsM -!_ dr]{G6 a}+s/n] lwtf]kq sf/f]af/ ;DaGwL ;]jf k|bfg u/] jfkt cg';"rL - !) adf]lhd
;]jf z'Ns lng ;Sg]5 .
-@_ dr]{G6 a}+s/n] k|To]s cfly{s jif{ ;dfKt ePsf] Ps dlxgfleq pQm cfly{s jif{df pklgod
-!_ adf]lhd dr]{G6 a}lsË Joj;foaf6 k|fKt u/]sf] s'n ;]jf z'Nssf] kfFr k|ltzt /sd af]8{df
a'´fpg' kg]{5 .

kl/R5]b ^
clen]v, hfgsf/L tyf ljj/0f k|jfx ;DaGwL Joj:yf
@%= lx;fj lstfj / clen]v /fVg'kg]{M -!_ dr]{G6 a}+s/n] k|rlnt sfg"g adf]lhd tf]lsPsf] 9fFrf /
n]vfdfg cg';f/ n]vf /fvL gfkmf gf]S;fg lx;fj, jf;nft tyf gub k|jfx ljj/0f nufotsf ljQLo
ljj/0f tof/ ug'{ kg]{5 .
-@_ cg'dltkq k|fKt a}+s tyf ljQLo ;+:yfsf] xsdf pklgod -!_ adf]lhdsf] ljQLo ljj/0fdf
dr]{G6 a}}lsË sf/f]af/ ;DaGwL cfo Joosf] 5'§} cg';"rL tof/ ug'{ kg]{5 .
-#_ dr]{G6 a}+s/n] dr]{G6 a}lsË sf/f]af/ ;DaGwL /fVg'kg]{ clen]v / ljj/0fsf] 9fFrf af]8{n]
;do ;dodf tf]lslbg ;Sg]5 .

!@12 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .

-7_
@^= k|ltj]bg k]z ug'{ kg]{M -!_ dr]{G6 a}+s/n] k|To]s cfly{s jif{ ;dfKt ePsf] tLg dlxgfleq pQm cfly{s
jif{sf] n]vf k/LIf0f ePsf] ljQLo ljj/0f tyf pQm jif{df u/]sf] sfd sf/afxL ;DaGwL jflif{s k|ltj]bg
af]8{ ;dIf k]z ug'{ kg]{5 .
-@_ dr]{G6 a}+s/n] k|To]s cw{ jflif{s cjlw ;dfKt ePsf] ;f7L lbgleq cfkm"n] u/]sf] dr]{G6
a}lsË Joj;fosf] cw{ jflif{s k|ltj]bg af]8{;dIf k]z ug'{ kg]{5 .
-#_ pklgod -!_ adf]lhd tf]lsPsf] ;do leq jflif{s k|ltj]bg k]z ug{ g;s]df ;f] sf]
dgfl;j dflkmssf] sf/0f v'nfO{ Dofb yksf] nflu af]8{ ;dIf dr]{G6 a}+s/n] lgj]bg lbPdf af]8{n] tLg
dlxgf;Dd Dofb yk ul/lbg ;Sg]5 . To;/L ylkPsf] Dofb leq klg jflif{s k|ltj]bg k]z gu/]df
af]8{n] To:tf] dr]{G6 a}+s/nfO{ P]gsf] Joj:yf adf]lhd hl/jfgf ug{ ;Sg]5 .
-$_ ahf/ lgodgsf] cfjZostf cg';f/ pklgod -!_ tyf -@_ adf]lhd k]z ug'{ kg]{
k|ltj]bgsf] 9fFrf / ;f]] k|ltj]bgdf pNn]v x'g'kg]{ yk ljj/0f ;d]t af]8{n] tf]lslbg ;Sg]5 .

@&= ;'rLs[t n]vfk/LIfsaf6 n]vf k/LIf0f u/fpg' kg]{M dr]{G6 a}+s/n] af]8{n] ;"rLs[t u/]sf]] n]vfk/LIfs
dWo]af6 cfkm\gf] lx;fj lstfj tyf sf/f]af/sf] n]vfk/LIf0f u/fpg' kg]{5 .

@*= hfgsf/L tyf ljj/0f k]z ug'{'kg]{ M -!_ dr]{G6 a}+s/n] b]xfo cg';f/sf] ;doleq b]xfosf hfgsf/L tyf
ljj/0f af]8{ ;dIf k]z ug'{ kg]{5 M–
-s_ dr]{G6 a}+s/n] dr]{G6 a}+lsË Joj;fosf nflu zfvf sfof{no jf ;Dks{ sfof{no vf]Ng]
ePdf To;/L vf]Ng' eGbf sDtLdf ;ft lbg cufj} ;f] ;DaGwL hfgsf/L,
-v_ dr]{G6 a}+lsË Joj;fosf nflu vf]lnPsf] zfvf sfof{no jf ;Dks{ sfof{no aGb u/]df
;ft lbg leq ;f] ;DaGwL hfgsf/L,
-u_ dr]{G6 a}+lsË Joj;fodf k|efj kg]{ ljifodf k|aGwkq tyf lgodfjnLdf ;+zf]wg ug'{ k/]df
To;/L ;+zf]wg ug'{ cl3 ;f] ;DaGwL hfgsf/L .

-@_ dr]{G6 a}+s/n] b]xfosf s'/fsf] ;DaGwdf af]8{nfO{ t'?Gt hfgsf/L lbg' kg]{5 M–
-s_ sfof{nosf] 7]ufgf, ;Dks{ 6]lnkmf]]g, km\ofS; gDa/, Od]n cflb kl/jt{g ePdf,
-v_ dr]{G6 a}+s/ cfkm" tyf cfˆgf] ;+:yfks, ;+rfns tyf sfo{sf/L k|d'v pk/ k|rlnt sfg"g
adf]lhd s'g} sf/afxL ePdf jf sf/afxL cuf8L a9fOPsf] ePdf,
-u_ ;+rfns tyf sfo{sf/L k|d'v shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf ;"rLs[t ePdf .

kl/R5]b &
ljljw
@(= Jofj;flos dof{bf kfngf ug'{ kg]{M dr]{G6 a}+s/n] af]8{n] hf/L u/]sf] Jofj;flos dof{bfsf] kfngf ug'{
kg]5{ .
!#13
@(s= sDkgL Ps cfk;df ufleg jf s'g} Psn] k|fKt ug{ ;Sg] M -!_ ;xfos sDkgL :yfkgf u/L dr]{G6
a}+lsË Joj;fo ;~rfng ul//x]sf a}+s jf ljQLo ;+:yf Ps cfk;df uflePdf jf s'g} Psn] k|fKt -
dh{/ jf PlSjlh;g_ u/]df Ps dfq ;xfos sDkgL sfod u/L dr]{G6 a}+lsË Joj;fo ;~rfng ug{'
kg]5 { .
-@_ pklgod -!_ adf]lhd ufleg] jf k|fKt ug]{ sfo{ ;DkGg ePsf] 5 dlxgfleq dr]{G6 a+}lsË
Joj;fosf] nflu Ps dfq ;xfos sDkgL sfod u/L ;Sg' kg]{5.Æ

#)= v'b k"FhL ;DaGwL Joj:yfM af]8{n] dr]{G6 a}+s/n] sfod /fVg'kg]{ v'b k"FhL ;DaGwL Joj:yf ;do
;dodf tf]]sL lbg ;Sg]5 .

!#13 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .

-8_
#!= sf/afxLsf] clen]v /fVg]M -!_ lwtf]kq ;DaGwL sfg"g tyf af]8{åf/f hf/L ul/Psf] cfb]z jf lgb]{zgsf]
kfngf gu/]sf] sf/0f P]g adf]lhd sf/afxLdf k/]sf] dr]{G6 a}+s/ tyf ;DalGwt JolQmsf] af]8{n]
clen]v /fVg]5 .
-@_ pklgod -!_ adf]lhdsf] clen]vdf ;dfj]z ePsf] sDkgL, ;+ul7t ;+:yf, JolQm jf ;f]
JolQm ;+nUg s'g} klg sDkgL jf ;+ul7t ;+:yfnfO{ lwtf]kq ;DaGwL sfg"g adf]lhd pknAw x'g]
;]jfdf af]8{n] /f]s nufpg ;Sg]5 .

#@= lgb]{zg jf lgb]{lzsfdf tf]lslbg ;Sg]M dr]{G6 a}+lsË Joj;fosf ;DaGwdf o; lgodfjnLdf ePsf
Joj:yfsf cltl/Qm cGo Joj:yfx? cfjZostf cg';f/ af]8{n] ;do ;dodf lgb]{zg jf lgb]{lzsf
hf/L u/L tf]lslbg ;Sg]5 .

##= o;} lgodfjnL adf]lhd x'g]M o; lgodfjnLdf n]lvPsf] hltdf o;} lgodfjnL adf]lhd / c?df P]g
cGtu{tsf cGo lgodfjnL adf]lhd x'g]5 .

#$= cg';"rLdf x]/km]/ jf yk36M o; lgodfjnLsf] cg';"rLdf af]8{n] cfjZostf cg';f/ x]/km]/ jf yk36
ug{ ;Sg]5 .

#%= vf/]hL / arfpM !_ lwtf]kq sf/f]af/ lgodfjnL, @)%) df dr]{G6 a}+lsË Joj;fo ;DaGwdf ePsf
Joj:yfx? Vff/]h ul/Psf] 5 .
-@_ pklgod -!_ adf]lhd vf/]h ePsf lgod adf]lhd eP u/]sf sfd sf/afxL o;}
lgodfjnL adf]lhd eP u/]sf] dflgg]5 .

cg';"rL— !
-lgod # sf] pklgod -!_ ;+u ;DalGwt_
cg'dltkqsf nflu lbg' kg]{ lgj]bgsf] 9fFrf
ldltM
>L g]kfn lwtf]kq af]8{
============================ .
laifoM dr]{G6 a}lsË Joj;fo ug]{ cg'dltkq kfpFm .

lwtf]kq ;DaGwL P]g / ;f] cGtu{t ag]sf] lgod, ljlgdo, lgb]{lzsf tyf cGo k|rlnt g]kfn sfg"gsf] cwLgdf
/xL b]xfo adf]lhdsf] dr]{G6 a}+lsË Joj;fo ug]{ OR5f ePsf]n] tf]lsPsf] b:t'/, ljj/0f tyf sfuhft ;+nUg
u/L of] lgj]bg k]z u/]sf 5f} .

xfdLn] dr]{G6 a}+lsË Joj;fo ug{ tf]lsPsf] of]Uotf tyf Joj:yfx? k'/f u/]sf 5f}+ . ;+nUg sfuhft tyf
pNn]lvt ljj/0f ;To tYo / cg'dfg cf}lrTok"0f{ 5g\ / s'g} klg ljj/0f hfgLhfgL n'sfPsf] jf a9fO{ r9fO{
k|:t't u/]sf] 5}g . s'g} ljj/0f n'sfPsf] jf unt sfuhft jf ljj/0f k]z u/]sf] 7x/]df sfg"g adf]lhd ;xF'nf
a'emfpFnf .
lgj]bsn] ug{ rfx]sf] dr]{G6 a}lsË Joj;foM
!= lgisfzg tyf laqmL k|aGw
@= lwtf]kq k|Tofe"lt
#= z]o/ /lhi6«]zg
$= nufgL Joj:yfkg

-9_
!$14
%= ;+:yfut k/fdz{ ;]jf

sfo{sf/L k|d'vsf] M

gfd M b:tvtM

lgj]bs ;+ul7t ;+:yfM


gfd M ==========================
7]ufgfM c+rn===========================lhNnf ======================================= uf= lj=;=÷g=kf=======================
6f]n====================j8f g+=========Ans g+========= kmf]g g+M================ km\ofS;M============Od]n =================

;+ul7t ;+:yfsf] 5fkM

cg';"rL–@!%15
-lgod # pklgod -!_, lgod $ sf] pklgod -#_ / lgod % sf]
pklgod -!_ ;Fu ;DalGwt_
lgj]bg b:t'/, cg'dltkq b:t'/, jflif{s z'Ns / k|ltlnlk z'Ns

dr]{G6 a}+lsË Joj;fosf] lsl;d lgj]bg b:t'/ cg'dltkq b:t'/ jflif{s z'Ns
!=lgisfzg tyf laqmL @%,))).– #,)),))).– !,%),))).–
@=z]o/ /lhi6«]zg @%,))).– @,)),))).– !,)),))).–
#= lwtf]kq k|Tofe"lt @%,))).– #,)),))).– !,%),))).–
$=nufgL Joj:yfkg @%,))).– @,)),))).– !,)),))).–
%= nufgL k/fdz{ @%,))).– #,)),))).– !,%),))).–
^=k|ltlnlk z'Ns !),))).–

cg';"rL— #

-lgod # sf] pklgod -@_ sf] v08 -s_ tyf lgod % sf] pklgod -!_ sf] v08 -ª_ tyf
lgod !@ sf] pklgod -@_ ;+u ;DaGwLt_

;+rfns÷sfo{sf/L k|d'v ;DaGwL ljj/0f

kmf]6f]

!$14 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
!%15 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f ;+zf]wg ul/Psf] .
-10_
!= gfdM
@= :yfoL 7]ufgfM c+rn======================lhNnf ========================= uf= lj=;=÷g=kf=
=============================
6f]n====================j8f g+=========3/÷Ans g+========= kmf]g g+M================ km\ofS;M============Od]n
=================

#= xfnsf] 7]ufgfM c+rn=====================lhNnf ========================= uf=


lj=;=÷g=kf=================================
6f]n====================j8f g+=========3/÷Ans g+========= kmf]g g+M================ km\ofS;M============Od]n
=================
$= afa'sf] gfdM
%= afh]sf] gfdM
^= klt jf kTgLsf] gfdM
&= z}lIfs of]UotfM
*= Joj;flos cg'ejM
(= tflndM
!)= cGo sDkgL jf ;+ul7t ;+:yfdf ;+:yfdf ! k|ltzt jf ;f] eGbf a9L :jfldTj jf s'g} nfesf] kbdf
/x]sf] eP tT;DaGwL ljj/0fM
!!= lgj]bs sDkgL jf ;+ul7t ;+:yfsf] cGo ;+:yfks, ;+rfns jf sfo{sf/L k|d'v;+u s'g} gftf ;DaGw
eP ;f] ;DaGwL ljj/0fM
!@= cfkm" pk/ jf cfkm" ;Da4 s'g} sDkgL jf ;+ul7t ;+:yf pk/ lwtf]kq ;DaGwL sfg"g tyf cGo
k|rlnt sfg"g adf]lhd s'g} sf/afxL ePsf]] jf e}/x]sf] eP ;f] ;DaGwL ljj/0fM
!#= dr]{G6 a}+s/sf] ;+rfns÷sfo{sf/L k|d'v x'g tf]lsPsf] of]Uotf k"/f ePsf] tyf cof]Uotf g/x]sf]
pb\3f]if0fM

b:tvtM ==========================

;+nUg ug'{ kg]{ sfuhftM

!= of]Uotf, cg'ej / cGo ;+:yfdf ;+nUgtf eP ;f] ;d]t k|dfl0ft ug]{ sfuhftsf] k|ltlnlk .
@= gful/stf k|df0fkqsf] k|ltlnlk .

cg';"rL— $
-lgod # sf] pklgod -@_ sf] v08 -v_ ;+u ;DalGwt_

lgj]bs ;+ul7t ;+:yf ;DaGwL ljj/0f tyf sfuhft


-s_ btf{ k|df0fkqsf] k|ltlnlk,
-v_ k|aGwkq tyf lgodfjnLsf] k|ltlnlk,
-u_ s'g} ljz]if P]gåf/f :yfkgf ePsf] ;+ul7t ;+:yfsf] xsdf ;f] P]g / tT;DaGwL lgod tyf ljlgodsf]
k|lt,
-3_ lgj]bsn] ug]{ dr]{G6 a}+lsË sfo{sf] lsl;d cg';f/sf] ;DefJotf cWoog k|ltj]bg,
-ª_ dr]{G6 a}+lsË Joj;fosf] cfufdL tLg jif{sf] k|If]lkt cfly{s ljj/0f ;d]t ;dfj]z ePsf] tLg jifL{o
Jofj;flos of]hgf,
-r_ cg'dltkq k|fKt ug]{ ;DaGwdf ;+rfns ;ldltsf] lg0f{osf] k|ltlnlk,
-5_ z]o/sf] r'Qmf /sd k|dfl0ft ug]{ lg:;f,
-11_
-h_ ;+:yfksn] u|x0f u/]sf] z]o/ :jfldTj ;DaGwL ljj/0f,
-em_ r'Qmf k'FhLsf] kfFr k|ltzt jf ;f] eGbf a9L :jfldTj u|x0f ug]{ JolQmsf]] gfd, k'/f 7]ufgf, ;Dks{
6]lnkmf]g tyf u|x0f u/]sf] :jfldTjsf] ljj/0f,
-`_ k|rlnt sfg"g adf]lhd tf]lsPsf] 9fFrf / n]vfdfg cg';f/ tof/ u/L n]vf k/LIf0f ePsf]] cl3Nnf]
cfly{s jif{sf]] ljQLo ljj/0f,
- ;+:yfkgf eO{ cfly{s jif{ k'/f gePsf] ;+ul7t ;+:yfsf] xsdf Joj:yfkgåf/f k|dfl0ft cfjlws ljQLo
ljj/0f k]z ug{ ;lsg]5 . _
-6_ dr]{G6 a}+lsË Joj;fo ;+rfngsf nflu Joj:yf ul/g] sfof{nosf] :yfg / If]qkmn, sfof{no pks/0f
tyf ;+rf/ ;fwg / hgzlQm ;DaGwL ljj/0f,
-7_ dr]{G6 a}+lsË Joj;fosf nflu tof/ ul/g] ;+u7g tyf sfo{ ljefhg ;DaGwL ljj/0f,
-8_ cGo sDkgL jf ;+ul7t ;+:yfdf :jfldTj /x]sf] eP tT;DaGwL ljj/0f .
cg';"rL—%
-lgod # sf] pklgod -@_ sf] v08 -u_ ;+u ;DalGwt_

;+:yfks sDkgL jf ;+ul7t ;+:yfsf] ;DaGwdf k]z ug'{ kg]{ ljj/0f tyf sfuhft

-s_ btf{ k|df0fkqsf] k|ltlnlk,


-v_ k|aGwkq tyf lgodfjnLsf] k|ltlnlk,
-u_ s'g} ljz]if P]gåf/f ;+:yf :yfkgf ePsf] eP ;f] P]g / tT;DaGwL lgod tyf ljlgod,
-3_ dr]{G6 a}+s/sf] ?kdf sfo{ ug{ rfxg] ;+ul7t ;+:yfsf] z]o/ u|x0f ug]{ ;DaGwdf ;+rfns ;ldltn]
u/]sf] lg0f{osf] k|ltlnlk,
-ª_ k|rlnt sfg"g adf]lhd tf]lsPsf] 9fFrf / n]vfdfg cg';f/ tof/ u/L n]vf k/LIf0f ul/Psf]] cl3Nnf]
cfly{s jif{sf] ljQLo ljj/0f tyf pQm cfly{s aif{df u/]sf] sfd sf/afxL ;dfj]z ul/Psf] aflif{s
k|ltj]bg,
-;+:yfkgf eO{ cfly{s jif{ k'/f gePsf] sDkgL jf ;+ul7t ;+:yfsf] xsdf Joj:yfkg4f/f k|dfl0ft
cfjlws ljQLo ljj/0f tyf sfd sf/afxL ;DaGwL ljj/0f k]z ug{ ;lsg]5 ._
-r_ r'Qmf k'FhLsf] kfFr k|ltzt jf ;f] eGbf a9L :jfldTj u|x0f ug]{ JolQmsf]] gfd, k'/f 7]ufgf, ;Dks{
6]lnkmf]g tyf u|x0f u/]sf] :jfldTjsf] ljj/0f,
-5_ sDkgL jf ;+ul7t ;+:yf o; lgodfjnL adf]lhd dr]{G6 a}+s/sf]] :jfldTj u|x0f ug{ cof]Uo gePsf]
pb\3f]if0f,
-h_ sDkgL jf ;+ul7t ;+:yf jf ;+rfns jf sfo{sf/L k|d'v pk/ lwtf]kq ;DaGwL sfg"g jf cGo k|rlnt
sfg"g adf]lhd s'g} sf/afxL ePsf]] jf e}/x]sf] eP ;f] ;DaGwL ljj/0f,
-em_ sDkgL jf ;+ul7t ;+:yfsf] cGo sDkgL jf ;+ul7t ;+:yfdf :jfldTj /x]sf] eP tT;DaGwL ljj/0f,
-`_ ;+rfns tyf sfo{sf/L k|d'vsf] ;DaGwdf b]xfosf] ljj/0f tyf sfuhftM-
!= gfd tyf k'/f 7]ufgf,
@= cGo sDkgL jf ;+ul7t ;+:yfdf :jfldTj jf s'g} nfesf] kbdf /x]sf] eP tT;DaGwL ljj/0f .
-gf]6M s'g} ljb]zL sDkgL jf ;+ul7t ;+:yf dr]{G6 a}+s/sf] ;+:yfks ePdf nfu" x'g] xb;Ddsf] ljj/0f
tyf sfuhft k]z ug{ ;lsg]5_

cg';"rL—^
-lgod $ sf] pklgod -@_ sf] v08 -3_ ;+u ;DalGwt_
hgzlQm ;DaGwL ljj/0f
qm=;+= k'/f gfd 7]ufgf kb sfo{ lhDd]jf/L z}lIfs of]Uotf sfo{ cg'ej

-12_
cg';"rL— &
-lgod $ sf] pklgod -#_ tyf lgod % sf] pklgod -#_ ;+u ;DalGwt_
g]kfn lwtf]kq af]8{
sf7df08f} .
lwtf]kq Joj;foL -dr]{G6 a}+s/_ sf] cg'dltkq
cg'dltkq g+= ============
==============================df d'Vo sfof{no /x]sf] >L=====================================nfO{ lwtf]kq ;DaGwL P]g tyf o;
cGtu{t ag]sf lgod, lgb]{lzsf tyf cGo k|rlnt sfg"gsf] cwLgdf /xL lwtf]kq Joj;foL -dr]{G6 a}+s/_ sf]
?kdf b]xfo adf]lhdsf] sfo{ ug{ of] cg'dltkq k|bfg ul/Psf] 5 .

!= lgisfzg tyf laqmL k|aGw


@= lwtf]kq k|Tofe"lt
#= z]o/ /lhi6«]zg
$= nufgL Joj:yfkg
!^16
%= ;+:yfut k/fdz{ ;]jf

gjLs/0f ePdf afx]s of] cg'dltkqsf] jxfnL===================;Dd x'g]5 .

cflwsfl/s b:tvtM
gfdM
kbM
ldltM
af]8{sf] 5fkM

cg';"rL—*
-lgod & sf] pklgod -!_ ;+u ;DalGwt_

cg'dltkqsf] gjLs/0fsf] nflu lbg] lgj]bgsf] 9fFrf

ldltM
>L g]kfn lwtf]kq af]8{
============================ .

!^16 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f yk ul/Psf] .
-13_
laifoM cg'dltkq gjLs/0f u/L kfpF .

lwtf]kq Joj;foL -dr]{G6 a}+s/_ lgodfjnL, @)^$ adf]lhd dr]{G6 a}+s/sf] ?kdf sfo{ ug{
txfFaf6 k|fKt cg'dltkq ldlt = = = = = = = = ;Dd sfod /x]sf]n] gjLs/0f u/L kfpgsf nflu
cg'dltkq tyf aflif{s z'Ns o;} ;fy ;+nUg u/L k]z u/]sf] 5' .

cflwsfl/s b:tvt M
gfd M
kb M
;+ul7t ;+:yfsf] 5fkM

cg';"rL–(!&17
-lgod ( sf] pklgod -!_ ;Fu ;DalGwt_
-s_ Go"gtd r'Qmf k"FhL
!=lgisfzg tyf laqmL k|aGws ?= %,)),)),))).—
@= lwtf]kq k|Tofe"ltstf{ -c08//fO{6/_ ?= &,)),)),))).—
#= z]o/ /lhi6«f/ ?= #,)),)),))).—
$= nufgL Joj:yfks ?= %,)),)),))).—
%=;+:yfut k/fdz{bftf ?= #,)),)),))).—
-v_ v08 -s_ sf] aF'bf ! b]lv % ;Ddsf dr]{G6 a}+lsË Joj;fo ug{ lgj]bg lbg] lgj]bssf]
Go"gtd r'Qmf k"FhL aL; s/f]8 ?k}ofF x'g]5.
-u_ lwtf]kq k|Tofe"ltstf{ -c08//fO{6/_ n] clGtd n]vf k/LIf0f ePsf] g]6jy{sf] kfFr u'0ff /
nufgL Joj:yfksn] clGtd n]vf k/LIf0f ePsf] g]6jy{sf] bz u'0ff;Dd k|Tofe'lt -
c08//fO{6/_ jf nufgL Joj:yfkg ug{ ;Sg]5.

cg';"rL—!)
-lgod @$ sf] pklgod -!_ ;+u ;DalGwt_

;]jf z'Ns

dr]{G6 a}+s/n] cfk"mn] k|bfg ug]{ ;]jf afkt b]xfo cg';f/ ;]jf z'Ns lng ;Sg]5M
!*18
!= ;fj{hlgs jf kl/kq ljlwåf/f lgisfzg ul/g] lwtf]kqsf nflu lgisfzg tyf laqmL k|aGw
;]jf pknAw u/fP jfkt lgisfzg tyf laqmL k|aGw ul/Psf] /sdsf] a9Ldf b'O{ k|ltzt;Dd
;]jf z'Ns lng ;Sg]5.
t/ pQm ;]jf z'Ns Ps nfv ?k}ofF eGbf sd x'g] 5}g .
@= ;fj{hlgs jf kl/kq ljlwåf/f lgisfzg ul/g] lwtf]kqsf nflu k|Tofe"lt ;]jf pknAw u/fP
jfkt k|Tofe"lt u/]sf] /sdsf] a9Ldf $ k|ltzt;Dd ;]jf z'Ns lng ;lsg]5 .
#= lwtf]kqsf] gfd;f/L ul/lbP jfkt k|To]s gfd;f/Lsf nflu bz ?k}ofFsf b/n] ;]jf z'Ns lng
;lsg]]5 . ;fy} z]o/ /lhi6«f/sf] sfo{ ug]{ dr]{G6 a}+s/n] ;DalGwt ;+ul7t ;+:yfaf6 k|fKt ug]{
aflif{s ;]jf z'Ns dr]{G6 a}+s/ tyf ;DalGwt ;+ul7t ;+:yf aLr ePsf] ;Demf}tf adf]lhd
x'g]5 .

!&17 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f ;+zf]wg ul/Psf] .
!*18 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f ;+zf]wg ul/Psf] .
-14_
!(19
$= nufgL Joj:yfkg tyf ;+:yfut k/fdz{ ;]jf k|bfg u/] jfkt u|fxsaf6 lng] ;]jf z'Ns
lwtf]kq Joj;foL tyf ;DalGwt u|fxs aLr ePsf] ;Demf}tf adf]lhd x'g]5 .

***

!(19 lwtf]kq Joj;foL -dr]{G6 a}Í/_ -klxnf] ;+zf]wg_ lgodfjnL, @)&$ åf/f ;+zf]wg ul/Psf] .
-15_

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