SGS KNOWLEDGE CENTRE

THE ART OF INVESTING

POWERED BY- BOOKMYCA

Introduction to the Art of Investing

 Outline of topics

Presentation - Why to Invest?

- When to start Investing?
Overview - Where to Invest?
- Hire a professional to invest?
- How much to Invest?
“BE FEARFUL WHEN
OTHERS ARE GREEDY. BE
GREEDY WHEN OTHERS
ARE FEARFUL.”

WARREN BUFFETT
 Why to Invest?

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There can be various reasons to answer the
question why one makes an investment. But all the
reason can be summarised to one line. We all make
an investment to achieve a Goal. A goal can be
either buying a car, or buying a house, A goal can
be planning a Europe trip or buying an iphone. In
the end we all make an investment to achieve our
goal. So, if you have set a goal that requires
financial pay out, you better plan it. Because money
is getting costlier day by day.
One should start investing the day he/she
starts to earn a fixed amount. And that
starts with the days when you get pocket
money from your parents. When to
There are two types of people. One, who start
invests and then spends the remaining.
Second, who spends and then invest the
Investing?
remaining. You need to start to invest the
moment you have earned not the
moment you have surplus.
 Mutual Funds
There are various mutual funds who invests into stocks
on behalf of you. Creating a portfolio of various MF can
help you leverage the risk and earn better returns.

Public Provident Fund

One of the safest and best way to invest for a corpus
required after 15 years is PPF. Not only that you earn
WHERE interest compounded quarterly, but all the interest is

TO tax free. 

INVEST Term Insurance

Not every investment is meant to give a return
continuously. Some investments are required to be
made to take care of your family in case of any
unahppy events.
 Immovable Property
Once you accumulate large corpus of capital, you can
invest to own an immovable property. You will have
the benefit of capital appreciaton and rental income
both.

Share Market
Do you have surplus funds and have a higher risk
WHERE appetite. Then, investing in share market is an option
for you. PS: Have a good broker if you do not have
TO expertise in analsying shares.

INVEST Gold / Silver

Investing in gold and silver is always considered both
auspicious and beneficial in long run. In the time of
crisis only gold ha potential to rise.
Hire a Professional to Invest?

It is always recommend to hire an expert in case you

are making an investment into Share Market,
Immovable Property, Mutual Funds, Term Insurance.
Paying an expert might seem a cost to you, but his/her
expertise will help you to reap better returns and
hassle free experience.

However, in case of Term Insurance, PPF, Gold/Silver

and MF you can invest on your own if you feel confident
enough to take a decision.
 How much to Invest?

IDEALLY ONE SHOULD INVEST ATLEAST 25% OF

THEIR EARNINGS. IT AS SIMPLE AS THAT.
 RS. 6,53,361 SAVINGS
AT THE AGE OF 30

RS. 15,95,308 SAVINGS

Saving RS. 5000 AT THE AGE OF 35

per month from

23 year of age RS. 33,06,539 SAVINGS
AT THE AGE OF 40

RS. 64,15,326 SAVINGS

AT THE AGE OF 45
"If a news is out in the share market,
avoid that stock immediately."
 SAVINGS CALUCLUATED ON THE BASIS OF
12% RETURN WHEN INVESTING 5000 IN SIP

ETON
ALL INFORMATION PROVIDED IS BASED ON
PERSONAL EXPERIENCE. THIS IS JUST FOR
THE PURPOSE OF AWARENESS

READ ALL THE DOCUMENTS BEFORE

INVESTING