Recollected Questions – Promotion II to III dated 08.08.

2021

1. MSME classification if the plant and machinery is 0.90 lakhs and turn-over is 6 crore
2. Padho Prardesh scheme eligibility
3. Home advantage for people who have more than how many houses
4. Pillar 3 of Basel Norms
5. Numerical related to Current Ratio
6. RERA approval must for how much space and no of apartments
7. Reporting of Staff frauds where amount is between 10000 to 1 million.
8. Risk weight for Credit card receivables
9. Maximum limit for Aggregate Retail Exposure.
10. As per the orientation criterion for retail banking segment the maximum aggregated retail
exposure to one counterparty should not exceed the absolute threshold limit of Rs.___.
a) 1 crore b) 5 crore c) 10 crore d) 7.5 crore
11. PMAY (U) nodal agency for implementing of the scheme
12. CGSSD nodal agency
13. Adhoc -----% of limit sanctioned or ------% of per borrower limit whichever is lower.
14. Maximum time within which bank can appeal against ombudsman order.
15. As per BCSBI prudent time to call on person who do not repay dues on time.
16. Concession to women on 84th foundation day for which loan
17. Category of weaker section which one of the following is incorrect.
18. What is the interest rate for the Loans under 3 lakhs sanctioned under NRLM by banks to
SHG under 3 lakhs..
19. Who is responsible for filing charge to ROC.
20. Who can’t be a BC
21. Commission to BC top performer in region having less than 50 BCs
22. Maximum cash withdrawal at BC terminal
23. Which of the following is not the key core Components of the KYC Policy
24. Docs related to KYC, account opening, to be preserved upto ____.
25. As per the KYC policy, KYC updation in case Medium Risk category account has to be
done in ____.
26. Delegation authority for sanctioning Less than 10 crore proposal
27. Who is not a facilitator?
28. Less than hurdle rate sanctioning
29. MSME classification (Total 2 asked on classification including question no 1)
30. Ministry of MSME scheme

Compiled by Shri Jeetendra Kumar Panda

 Recollected Questions – Promotion II to III dated 08.08.2021

31. IOB Trendy sweep facility TD rate of interest of __ days is charged

32. GECL scheme is valid up to which date
33. Lap For staff limit
34. Lap Min & Max age
35. Clean loan ECS salary credit which category?
36. IT screening committee
37. Risk weightage of housing loan for LTV<=80
38. What is the time period for death claim settlement
39. CTS outstation cheques max time limit for clearing
40. Review renewal of limit should be done within ---- months
41. What is a guarantee
42. Crystallization of contingent liability
43. Derivative conceptual question on hedging
44. Gold card limit
45. Gold card for exporter for satisfactory track record
46. Account becoming within ....months called quick mortality
47. To whom debit card cannot be issued
48. Type of loan can be financed under agri infrastructure (Cc or TL or composite or lc )
49. Qis I, II n III submission time.
50. Notice period for closure of branch
51. Changes in terms and conditions for a loan in how many days borrower can raise
objection
52. Why stock audit is not done
53. LRM
54. Percentage of samples for Compliance audit
55. For how many years does head of audit departments stays
56. Two partnership firms with common partners. Firm A has overdue loan liability. Firm B has
large credit balance. Whether amount can be transferred from B to A?
57. Who can be accepted as a partner in a partnership firm ?
58. Classification of banks by RBI on the basis of
59. Maximum coverage for subordinate debt loan
60. PMJDY overdraft provided household income .....in rural n ......in non rural To be classified
under priority sector.
61. Bridge loans other than NBFC should be upto .....period

Compiled by Shri Jeetendra Kumar Panda

 Recollected Questions – Promotion II to III dated 08.08.2021

62. Counterfeit currency report to FIU

63. PMSVANIDHI conditions
64. Validity of external rating of a borrower account.
65. In case of claim of deceased by Legal heir. What does Testamentary succession means.
66. Banker customer relationship for article of safe custody
67. Cheque signed by agent can be paid even after his death.
68. Limit for contactless payments raised to?
69. As per sop of housing loan insurance to be done upto what % ?
70. Takeover of housing loan repayment conditions.
71. For BBB rated account who is the sanctioning authority for renewal without enhancement
for RLCC sanctioned limits
72. Foreign bank account with Indian bank is called
73. Repair of house in metro under priority sector
74. Time limit for redressal of complaints in deficiency of banking service to banking
ombudsman
75. Gold metal loans period
76. Tenure of SLE MSME loan.
77. What to do with PMEGP subsidy after receiving from KVIC
78. Who is the nodal agency for Guarantee scheme for SCs.
79. Trusts, charities, ngo receiving foreign donations. Which risk category
80. Unregistered association beneficial owner ......of property or capital or profit
81. Which of the loans r for high net worth individuals
82. How many days past due account eligible for GECL
83. Intercreditor agreement minimum percentage above which lead bank can buy other
bank’s exposure
84. Liquirent scheme, up to what amt without collateral security.
85. Bank’s unaudited financial results to be published with how many days of the quarter end?
86. ECLGS - Which are the following MLI are eligible for the scheme
87. Export bill overdue write of maximum by AD bank
88. Question related to nominee registered on passbook.
89. Percentage of account cover under LRM.

Compiled by Shri Jeetendra Kumar Panda