INVESTMENT BANKING PROGRAM PROJECT: 1

1. A potential, optimal and profit-making combination could be A (He is an

engineer with an MBA Degree) and C (an international transfer remittance
software). Creating a successful app requires expertise in a range of skills.
The combination forms a perfect match as he has Both the technical know
how and prior experience in a similar field. His experience could prove to be
great advantage as he knows how things work in the IT industry and what all
compliances, he will have to go through to make his offerings commercially
viable.
BUILDING UP A CORE TEAM
The first and foremost step that Arjun would take is building up a core team to start
the execution procedure. Hiring a team for your startup requires more than just
finding the right people. Here, he can leverage his network to get the best members
on board for the development of the app. These connections will allow him to gain
greater insights on an individual’s professional personality and reliability beyond
their experience. He himself could lead the team and prove to be a great mentor.
He can guide the team as and when required and allow team members to generate
ideas which could be implemented in the later stage of the startup.

OVERCOMING THE CHALLENGES:

As per the industry analysis, Fintech regulatory framework and compliance
requirements is the major stumbling block. Arjun can overcome the same by hiring
law professionals and can have a legal advisor on board. Arjun may have some
idea about these frameworks as he was a working professional in the tech industry.
The advisor can suggest Arjun ways to overcome the barriers and he can further
delegate the tasks to his legal team to get things done.

The legal procedures may require a lot of time, but his entrepreneurial mindset is
what will keep the venture alive and going for a long time making it the next
Indian unicorn.

The major benefits this combination will offer includes:

Author: avl Filename: 536502157.docx

Created:13/08/2021 Internal 1/3
 1. A well-established network of IT professionals who can take Arjun’s idea to
great heights
2. Being an IT professional himself, Arjun is in a better position to
communicate his idea to his team.
3. His MBA lessons can be brought to practicality as the startup is being
executed.
4. Initial upskilling costs and time could be saved

A Similar Startup:
One similar example is Harshil Mathur, CEO and Co-Founder of the unicorn
Venture Razor pay. The company, Razor Pay was founded by Harshil Mathur and
Shashank Kumar. Both are B. tech graduates from IIT Roorkee and worked as
software engineers initially as they started out their career. Now, they are
successfully running the company Razor pay which allows businesses to accept,
process and disburse payments with its product suite. Their deep understanding of
how software works could be accredited for their massive success. This ignites
hope in Arjun that one day his startup will also join the unicorn club.

Conclusion:
I reckon that this breakthrough idea can enter the unicorn club as and when the
execution begins. A team of smart professionals who already have the technical
know will save up a lot of costs and time in up-skilling. Arjun could prove to be
great leader as he as an idea about all the terms and challenges he might come
across.

2. Private equity firms not just offer funds to the founder but also a whole
ecosystem in order to thrive in the market. PE firms usually look to invest in
businesses that they feel can be self-sustainable after one investment, has a
strong team of management, driven by passion, and the firm can leverage
favorable industrial trends to make the most out of the available resources.
Arjun’s startup has all these parameters in check, and he can convince the
sharks stating the above-mentioned factors.
What benefit does Arjun get if the PE investors agree to invest in his idea?

Author: avl Filename: 536502157.docx

Created:13/08/2021 Internal 2/3
 1. Financial Assistance: Arjun get a large amount of capital through PE
investors to accelerate the growth and expansion of his business idea. Funds
can be acquired without bearing the burden of interest as PE funds are debt
free.
2. Untapped potential: Arjun can tap the potential markets by understanding
the consumer behavior. The PE investor here could act as a mentor to make
him better decisions for this company through his consultancy. Some other
benefits of consulting include, analyzing the competitors in the market and
changing industrial trends.
3. Personal Development and efficient team management: Arjun can also
reflect on his personal development using constructive feedback from his
mentor and create a plan of action for improvement that would align with
the company’s objectives. As a leader, Arjun must keep his team motivated
throughout. In times of despair, he can look up to his mentor and stay
motivated.
4. Access to a wider network and breakthrough technology: Arjun can look
to expand his network and leverage the benefits of breakthrough technology
through PE investments.

Author: avl Filename: 536502157.docx

Created:13/08/2021 Internal 3/3