Find below Application Transaction Procedures and Cost for the processing and delivery of the loan

amount from our financial institution for your business project funding.

APPLICATION TRANSACTION PROCEDURE :

1. Firstly, before the process Borrower must pay the processing fee amount USD 7,500.00
(with sign the agreement). After paid the processing fee , Borrower shall fill and
return completed CIP Application form, and the Lender shall carryout Customer
Identity Verification and Company Authentication of the Borrower’s company in
full accordance with the Hong Kong KYC Laws as required by our Financial
Organization Due Diligence Policy.

NOTE: Borrower is required to provide complete information and supporting documents (IDENTITY
PROOFS) as requested in the SECTION 6 of the CIP Application Form. Should these supporting
document not provided, we may not successfully process Borrower’s application. After a successful
verification exercise, our compliance department will carry forward Borrower’s application to
offer our finance department the initial acceptance of the application and Borrower shall receive a
confirmation and a Customer Verification Number.

2. Within two (2) working days after our Legal department has successfully verified and confirmed
the authenticity of the Borrower’s documents, our finance department shall send a copy of our
LOI (Term Sheet) to be Completed, Signed and Stamped by the Borrower.

Note: The LOI (Term Sheet) is a Pre-contract offering of the loan application subject to formal loan
contract (DOA). All the possible terms shall be outlined on the LOI (Term Sheet) for Borrower’s
review and authorization for our principal in Hong Kong to send the Formal Loan Contract (DOA).

3. Within two (2) working days after our finance department has received and confirmed the
Borrower’s signed and stamped LOI (Term Sheet), the Lender shall send the Loan Contract (DOA)
to the Borrower. The Lender, Provider and Borrower shall execute, sign and initial the Loan
Contract (DOA), which thereby automatically becomes a full commercial recourse binding
contract lodged by both parties for initiation of Swift Transmission delivery of loan amount;
Only after Lender has received Borrower’s completed CIP Application Form, Utility Bill and
Certificate of Incorporation or Registration and transacting booking fee.
4. Within two (2) working days after the Lender receives from the Borrower the Counter-signed
Loan Contract (DOA), the Lender will send a copy of Payment Invoice (Bill) and Advance Payment
Refund Guarantee (APRG) and the Borrower shall make payment of the Bank Transmission,
Administrative & Handling charges to Lease the BG/SBLC from the Provider as collateral to
secure loan amount from the Lender’s Financial Institute via SWIFT MT103 direct wire transfer.

Note: The Signed and Stamped (APRG) endorsed to the Borrower guarantees that any delay or
default from the Lender or Provider side, on the Borrower's first request, Lender shall refund
completely any payment made in advance to the Borrower in addition to 1% of the Total Face Value
amount of the Loan as penalty fee agreed and counter-signed by both parties on the formal loan
contract (DOA). The penalty fee for delays or failure of performance from either the Lender or the
Borrower is 1% of the loan amount.
5. Within three (3) working days after confirmation and receipt of payment of the Bank Transmission,
Administrative & Handling charge, the Provider will deliver and the Lender shall receive the
BG/SBLC (as Collateral/Loan Security) via SWIFT MT760 in the Lender's Banking Coordinates
including the hard copy of the BG/SBLC.
6. Within three (3) working days after Lender receives and confirm the BG/SBLC (Collateral/Loan
Security) in the Lender’s Banking Coordinates, the Lender will MONETIZE the instrument by drawing
a Line of Credit against The Leased BG/SBLC (Collateral/Loan Security) for the Face Value Amount of
the Leased BG/SBLC and Deliver the Loan amount via SWIFT MT103 to the Borrower’s banking
coordinates.
7. Within fourteen (14) banking days, upon receipt and confirmation of the Loan amount in
Borrowers receiving bank account, the Borrower will send out (XX% Interest Rate) to the Lender
(Condition1).
8. Borrower shall pay for the XX% Interest Rate annually for a period of XXyrs to retain the principal
amount of the Loan offer for XXyrs loan term (Condition2).
9. Borrower shall pay Referral Commission Fee of 2.5% to the Certified Intermediary within 72hrs upon
delivery, confirmation and verification of the Loan amount in Borrowers nominated bank account
(Condition 3).
10. Borrower shall return 100% total face value of the loan to the Lender at closing after XXyrs loan term
and not later than (XX) Months grace period (Condition 4);

NOTE: The Bank SWIFT transmission, administrative & monetization charges as well as the Interest
Rate will depend on the total face value of the Loan application amount as shown in the table
below;
SCHEDULE FOR BANK SWIFT TRANSMISSION /ADMINISTRATIVE & MONETIZATION CHARGES
FOR PROCESSING AND DELIVERING DIRECT CASH LOAN VIA SWIFT MT103 WIRE TRANSFER

NOTE: The ONLY Collateral or Loan Security required from the Borrower is BG/SBLC. Borrower is
required to pay in advance of the Bank Transmission, Administrative/Handling Charges to enable us lease
BG/SBLC (Collateral/Loan Security) from the Provider and process and deliver loan transaction and
Borrower can successfully acquire loan amount from our financial institution.
If you wish to proceed further, an appropriate verification exercise would be carried out by our Legal
Department, the following documents will be required and sent to our Legal Department via our
Encrypted and Secured Email Address to: info@bimasaktikapitalabadi.com;
 I. A COPY OF PASSPORT (CLEAR COLOR COPY REQUIRED)
II. A COPY OF CERTIFICATE OF INCORPORATION (REQUIRED)
III. A COPY OF UTILITY BILL FOR PROOF OF RESIDENTIAL ADDRESS (REQUIRED)
IV. A COPY OF TAX CLEARANCE OR PAYMENT SLIP/RECEIPT (IF APPLICABLE)
V. A COPY OF COMPLETED APPLICATION FORM.
VI. A COPY OF THIS TRANSACTION PROCEDURES SIGNED AND STAMPED BY YOU, COMFIRMING
YOUR ACCEPTANCE TO PROCEED.

Prior to receiving approval, our finance department will carry out an assessment of your loan application,
if the assessment is carried out successfully, you shall receive a confirmation and the LOI (Term Sheet)
and Loan Contract (DOA) from our finance department in order to proceed further with us.
If you have further questions, kindly contact our Customer Care Representative via our official SKYPE ID:
BimasaktiKapitalAbadi or WhatsApp +62 811.926.666 for an easy messages and instant chat with you.

APPROVED BY: APPROVED ALSO BY:

__________________
Signature AND Stamp/Seal
Name : ABDUS SYAKI
Title : President Director