Your Proposed Financial Solution: Protection

Your Proposed Financial Solution
Protection
Personalized Illustration Prepared for (Insured):

Miss. Christelle Diab
Sponsored by (Owner):
Miss. Christelle Diab

Presented by:
Albert Chedid
Signature Not
Verified
Digitally signed by
MetLife Sales
Illustration System
Date: 2020.12.13
14:22:18 GST
Reason:
Name: Miss. Christelle Diab Age: 31 Gender: Female
Designed for - Insured
Name Miss. Christelle Diab Age 31 Gender Female
MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers in over 50
countries.Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia
Pacific, Europe and the Middle East.
In Middle East, Africa and South Asia region, MetLife companies provide consumers and businesses with life insurance, accident & health
insurance, retirement planning, and wealth management solutions.
Renewable Term - 5 Years

Protecting your loved ones financial instability
Term insurance can take care of your family and help them maintain Key features and benefits:
their standard of living should something happen to you. Apart from • Term insurance is the simplest life insurance policy
taking care of outstanding loans or mortgages, it can also protect your that do not have cash values.
children's education or provide for your family. • A Term Insurance Plan can be converted at anytime
during the first 10 policy years to a permanent plan
(new whole life or an endowment policy).
• Premium will change based on attend age every 1/5
year(s).
• The company guarantees to renew without evidence of
insurability.
Circles of Protection 1
Financial support for you or your loved ones when you most need it
Unfortunate events such as accidents can result in death or permanent Key features and benefits:
and total disabilities. Rely on Circles of Protection benefits to provide • Circle 1 offers protection against accidental death,
you and your loved ones with financial support when most needed! permanent total and partial disability with guaranteed
cash payments.
• Circle 2 offers a weekly accident disability income for
up to two years, replacing lost income if you are unable
to work as a result if an accident.
• Circle 3 offers a total blanket protection for reasonable
accident medical expenses in and out of hospital.
• C2 and C3 are only available if you take out Circle 1.
This is an illustrative Proposal - NOT A CONTRACT. Your Policy will contain the exact Terms of Coverage.
Page 1 of 5 A&H,TERM 080299086056961 - V2 SIS - V 10.0 201/AG Created On: December 13 2020 02:21:40 PM
Your Coverage and Premium details for Renewable Term - 5 Years Plan: (All amounts are in LBP)
Attained Annual Cumulative Death Attained Annual Cumulative Death

Age Premium Premium Benefit Age Premium Premium Benefit
31 303,550.75 303,550.75 151,700,000.00 51 701,004.75 7,568,444.75 151,700,000.00
32 303,550.75 607,101.50 151,700,000.00 52 701,004.75 8,269,449.50 151,700,000.00
33 303,550.75 910,652.25 151,700,000.00 53 701,004.75 8,970,454.25 151,700,000.00
34 303,550.75 1,214,203.00 151,700,000.00 54 701,004.75 9,671,459.00 151,700,000.00
35 303,550.75 1,517,753.75 151,700,000.00 55 701,004.75 10,372,463.75 151,700,000.00
36 303,550.75 1,821,304.50 151,700,000.00 56 1,187,961.75 11,560,425.50 151,700,000.00
37 303,550.75 2,124,855.25 151,700,000.00 57 1,187,961.75 12,748,387.25 151,700,000.00
38 303,550.75 2,428,406.00 151,700,000.00 58 1,187,961.75 13,936,349.00 151,700,000.00
39 303,550.75 2,731,956.75 151,700,000.00 59 1,187,961.75 15,124,310.75 151,700,000.00
40 303,550.75 3,035,507.50 151,700,000.00 60 1,187,961.75 16,312,272.50 151,700,000.00
41 330,856.75 3,366,364.25 151,700,000.00 61 1,996,522.75 18,308,795.25 151,700,000.00
42 330,856.75 3,697,221.00 151,700,000.00 62 1,996,522.75 20,305,318.00 151,700,000.00
43 330,856.75 4,028,077.75 151,700,000.00 63 1,996,522.75 22,301,840.75 151,700,000.00
44 330,856.75 4,358,934.50 151,700,000.00 64 1,996,522.75 24,298,363.50 151,700,000.00
45 330,856.75 4,689,791.25 151,700,000.00 65 1,996,522.75 26,294,886.25 151,700,000.00
46 435,529.75 5,125,321.00 151,700,000.00 66 3,275,353.75 29,570,240.00 151,700,000.00
47 435,529.75 5,560,850.75 151,700,000.00 67 3,275,353.75 32,845,593.75 151,700,000.00
48 435,529.75 5,996,380.50 151,700,000.00 68 3,275,353.75 36,120,947.50 151,700,000.00
49 435,529.75 6,431,910.25 151,700,000.00 69 3,275,353.75 39,396,301.25 151,700,000.00
50 435,529.75 6,867,440.00 151,700,000.00 70 3,275,353.75 42,671,655.00 151,700,000.00
Note :
• The premiums above are for illustrative purpose only, the company may change premium based on experience.
Summary of Benefits and Premium (All amounts are in LBP)
Coverage Covered Coverage Amount Premium

Renewable Term 5 Years Plan
Basic Premium
Insured 151,700,000 303,550.75
Basic premium per the Face amount selected.
Total Annual Premium 303,550.75
Circles of Protection 1
Accidental Loss of Life (AD)
In case of Accidental Death, MetLife will pay this lump sum amount in addition to Insured 151,700,000 250,896.63
other amounts payable under the policy.
Permanent Total Disability (PTD)

In case an accident results in the insured's inability to perform any job or occupation
Insured Included -
he or she is qualified for, MetLife will pay 25% of Accidental Loss of Life's amount
after 1 year and remaining 75% in monthly installments over 3 years.
Permanent Partial Disability (PPD)

Pays cash to you to help overcome the effects of a partial disability resulting from an Insured Included -
accident.
Total Annual Premium 288,896.63

250,896.63
Premium Summary
Total Annual Premium for your complete solution 592,447.38
Total Modal Premium Payable Annually 592,447.38
Important Notes to Read:

• This is not a medical coverage plan.
• Total modal premium includes a policy fee of 38,000 LBP.
• This illustration assumes you are at Standard Risk with no occupational hazards.
Summary Of Coverages (All amounts are in LBP) Insured Spouse Child

1. In case of DEATH during the coverage term
If due to NATURAL causes, MetLife will pay the minimum sum of 151,700,000 - -
Plus an annual Income of - - -
MetLife will waive future premiums on applicable coverages - - -
MetLife will refund all premiums paid - - -
If due to ACCIDENTAL cause, MetLife will pay the minimum sum of 303,400,000 - -
If due to ACCIDENTAL cause in COMMON CARRIER, MetLife will pay the minimum sum of 303,400,000 - -
2. In case of Permanent and Partial Disability during the coverage term
If due to Sickness
For loss of hearing, speech, hands,….. etc., MetLife will pay upto a maximum of - - -
If due to Accident
For loss of hearing, speech, hands,….. etc., MetLife will pay upto 125% of 151,700,000 - -
3. In case of PERMANENT AND TOTAL DISABILITY during the coverage term
If due to Sickness
In addition, MetLife will make 3 installment payments in the total amount of - - -
If due to Accident
In addition, Metlife will pay 25% and balance will be paid monthly over 3 years 151,700,000 - -
4. In case of Temporary Total Disability due to Accident during the coverage term
MetLife will pay a Weekly Income of - - -
5. In case of Accidental injuries during the coverage term
MetLife will reimburse all Medical Costs per accident upto a maximum of - - -
6. In case of HOSPITALIZATION during the coverage term
If due to Accident or Sickness, MetLife will pay a Weekly Income of - - -
If due to Heart or Cancer Diseases, MetLife will pay - - -
If in USA or Canada or Europe, MetLife will pay - - -
If involves Surgery due to Accident or Sickness MetLife will pay upto a maximum of - - -
7. If diagnosed with a DISEASE for the first time while covered for this benefit
If due to one of the covered dread diseases, MetLife will make a lump-sum payment of - - -
If one of serious Medical conditions, you will qualify for a second medical opinion from the U.S - - -
Travel Assist - - -
8. Child Care - - -
9. Repatriation - - -
10. Junior Care - - -
Important Notes to Read:
• This summary of benefits assumes you accept all the Supplementary coverages illustrated. Actual benefits covered will reflect
those applied for and issued.
• These coverages are subject to the terms, conditions and limitations provided in the contract provisions.
WHAT SHOULD I DO NEXT?

If you are satisfied to proceed based on the contents of this document, please sign and date in the spaces provided below. Should
you have any issues, queries or require further information please don't hesitate to contact your Insurance Consultant.
• I have reviewed and accepted all pages of this Illustration.
• I hereby apply for this Policy based on my application number with indicated Supplementary.
Contracts (if applicable).
• I acknowledge and agree that this document is only for illustration purposes and does not constitute a final insurance policy or
contract. If my application for insurance coverage was approved and confirmed by MetLife, then I shall be eligible to the
insurance coverage under the policy.
• I further acknowledge that the figures included in this document are estimates based on the information I have supplied and they
are not firm quotes or offers. The actual premium will be based on complete underwriting along with other factors and may differ
from the quotes indicated in this document. Insurance coverage will not begin until the underwriting approval and the policy has
been issued, and all necessary outstanding requirements including premium payment have been received.
Applicant's Signature: Date:

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Your Proposed Financial Solution

Personalized Illustration Prepared for (Insured):

Miss. Christelle Diab

Designed for - Insured

Name Miss. Christelle Diab Age 31 Gender Female

Renewable Term - 5 Years

Attained Annual Cumulative Death Attained Annual Cumulative Death

Summary of Benefits and Premium (All amounts are in LBP)

Coverage Covered Coverage Amount Premium

Total Annual Premium 303,550.75

Permanent Total Disability (PTD)

Permanent Partial Disability (PPD)

Total Annual Premium 288,896.63

Total Annual Premium for your complete solution 592,447.38

Total Modal Premium Payable Annually 592,447.38

Important Notes to Read:

Summary Of Coverages (All amounts are in LBP) Insured Spouse Child

WHAT SHOULD I DO NEXT?

Applicant's Signature: Date:

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