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SSS ECC GSIS

Sickness benefit is closest. As a rule, sickness or injury requiring Accrues or arises when the impaired physical and/or
prolonged treatment shall be deemed mental faculties can be rehabilitated and/or restored to
temporary total for a period of 120 days, their normal functions. (Sec 2(t), GSIS Act)
thereafter if the disability still persists, the
grant of TTD benefits shall be continued up
to a maximum of 240 days. Thereafter, if
the claimant is still sick and unable to
report for work as established by proper
medical examination, his disability shall be
considered permanent and total. (ECC
TTD Board Resolution 93-08-0068)
Accrues or arises when there is complete but temporary
incapacity to continue with a member’s present
employment or engage in any gainful occupation due to
the loss or impairment of the normal function of the
physical and/or mental faculties of the member. In effect,
this loss or impairment can be reversed to the point where
the member can continue with his previous employment or
engage in another gainful occupation.

(GSIS Act IRR)


Complete and permanent loss of the use Complete and permanent loss of the use A. Complete and permanent loss of the use of:
of: of:
1. Any finger
1. One thumb 1. One thumb 2. Any toe
2. One index finger 2. One index finger 3. One arm
3. One middle finger 3. One middle finger 4. One hand
4. One ring finger 4. One ring finger 5. One foot
5. One little finger 5. One little finger 6. One leg
6. One big toe 6. One big toe 7. One or both ears
PPD
7. One hand 7. One hand 8. Hearing of one or both ears
8. One arm 8. One arm 9. Sight of one eye
9. One foot 9. One foot
10. One leg 10. One leg B. Such other cases as may be determined by the GSIS
11. One ear 11. One ear
12. Both ears 12. Both ears (Sec 17, GSIS Act)
13. Hearing of one ear 13. Hearing of one ear
14. Hearing of both ears 14. Hearing of both ears
15. Sight of one eye 15. Sight of one eye
(Sec 13-A (f), SSS Law) (Art 199(b), Labor Code)
In cases of injuries or illnesses resulting in a Accrues or arises upon the irrevocable loss or impairment
permanent partial disability not listed in of certain portion/s of the physical faculties, despite which
the preceding schedule, the benefit shall the member is able to pursue a gainful occupation.
be an income benefit equivalent to the
percentage of the permanent loss of the (Sec 2(u), GSIS Act)
capacity for work.

(Art 199(f), Labor Code)


1. Complete loss of sight of both eyes 1. Temporary total disability lasting 1. Complete loss of sight of both eyes
2. Loss if two limbs at or above the continuously for more than 120 2. Loss if two limbs at or above the ankle or wrists
ankle or wrists days, except as otherwise provided 3. Permanent complete paralysis of two limbs
3. Permanent complete paralysis of for on the Rules 4. Brain injury resulting to incurable imbecility or
two limbs 2. Complete loss of sight of both eyes insanity
4. Brain injury resulting to incurable 3. Loss if two limbs at or above the 5. Such other cases as may be determined by the GSIS
imbecility or insanity ankle or wrists
5. Such cases are determined and 4. Permanent complete paralysis of (Sec 16(d), GSIS Act)
approved by the SSS two limbs
5. Brain injury resulting to incurable
(Sec 13-1 (d), SSS Law) imbecility or insanity
6. Such cases are determined and
approved by the Medical Director
of the System and approved by the
PTD Commission

(Art 198, Labor Code)


The total percentage degree of disability of As a rule, sickness or injury requiring Accrues or arises when recovery from the impairment
deteriorating and related permanent prolonged treatment shall be deemed mentioned in Section 2(q) [i.e. Any loss or impairment of
partial disabilities = 100%. (Sec. 13-A (g), temporary total for a period of 120 days, the normal functions of the physical and/or mental faculty
SSS Law) thereafter if the disability still persists, the of a member which reduces or eliminates his/her capacity
grant of TTD benefits shall be continued up to continue with his/her current gainful occupation or
to a maximum of 240 days. Thereafter, if engage in any other gainful occupation] is medically
the claimant is still sick and unable to remote. (Sec 2(s), GSIS Act)
report for work as established by proper
medical examination, his disability shall be
considered permanent and total.

(ECC Board Resolution 93-08-0068)

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