^khhdr KK> ‖ mgblrcd nd Kunmtlrãk

Kftmtmvvmnkn: Qdkhmzkfmömög ndh mgblblrcd y prlfdnmcmdgtl nd kunnmtmtlrlrãk

Flg aksd dg hls rdsuhtknls latdgmnls dg hk kunmtlrãk rdkhmzknk kh prlfdsl

lrikgmzkfmlgkh sdhdffmlgknl dg hk kftmvmnkn nd hk ugmnkn 6 l flg ltrk kunmtlrmk qud
flglzfk l ekyk pkrtmfmpknl, rdkhmfd ug mgblrcd nd kunmtlrãk tdgmdgnl dg fudgtk hls

pugtls ndsfrmtls dg dstk kftmvmnkn.

Qdfudrnd qud ds mcplrtkgtd hk hdfturk prdvmk ndh cktdrmkh nd dstunml y
tkcamíg hk flgsuhtk nd hls nlfucdgtls nd kplyl nd dstk ugmnkn qud dstëg
nmsplgmahds dg dh altög ndh cdgú prmgfmpkh ndh prlirkck: Nlfucdgtls nd
kplyl / Nlfucdgtls flcphdcdgtkrmls / Nlfucdgtls flcphdcdgtkrmls ugmnkn >.

; Nmsdûd y nmhmidgfmd ug mgblrcd nd kunmtlrãk qud flgtdgik hls

smiumdgtds frmtdrmls:
k. Lajdtmvls nd hk kunmtlrãk. a. Khfkgfd nd hk kunmtlrãk.

f. Mndgtmbmfkfmög ndh fhmdgtd nd kunmtlrãk.

n. Mndgtmbmfkfmög ndh dqumpl kunmtlr.
d. Bdfeks y huikrds nlgnd sd rdkhmzkrlg hks kftmvmnknds nd kunmtlrãk.
b. Frmtdrmls nd kunmtlrãk.

i. Ekhhkzils nd hk kunmtlrãk y hk dvmndgfmk rdhkfmlgknk. e.

Flgfhusmlgds nd hk kunmtlrãk.
m. Ndfhkrkfmög slard dh irknl dg dh fukh sd ekg fucphmnl hls
frmtdrmls nd hk kunmtlrãk.

BLQCK^L ND MGBLQCD ND KTNM^LQMK

LAJD^MRLV ND HK KTNM^LQÃK Rdrmbmfkr cdnmkgtd kunmtlrãk mgtdrgk qud

sd dstí fucphmdgnl flg dh VIF nd hk
dcprdsk DH DNDG kh sucmgmstrkr cktdrmkhds,
mgsucls y sdrvmfmls.
KHFKGFD Mcphdcdgtkfmög ndh smstdck nd idstmög

nd fkhmnkn dg hk dcprdsk DH DNDG

FHMDG^D KTNM^KNL Dcprdsk DH DNDG

D[TMPL KTNM^LQ Fllrnmgknlr ndh dqumpl kunmtlr. Dxpdrtl

tífgmfl VIF. Mgidgmdrl nd prlfdsl

FQM^DQMLV ND KTNM^LQÃK
HTIKQDV ] BDFEKV

Fmunkn nd Fkrtkidgk nd
Mgnmks ‖ Alhãvkr, ; nd
juhml nd 1010.
• VIF nd hk dcprdsk DH
DNDG
• Plhãtmfk flrplrktmvk nd hk dcprdsk KH
DNDG
• Plhãtmfks flrplrktmvks nd DH DNDG
• Ckgukh nd prlfdnmcmdgtls.
• Ckgukh nd lrikgmzkfmög y bugfmlgds

• Plhãtmfk nd idstmög DRMNDGFMKV

bmgkgfmdrk. • Mcphdcdgtkgnl dh VIF.
Plhãtmfk nd hliãstmfk y sdrvmfml kh
Nlfucdgtkfmög nd tlnls hls prlfdsls
•

fhmdgtd. •

EKHHKZILV ND HK
KTNM^LQÃK ] HK DRMNDGFMK
mcphdcdgtknls
• Hk nlfucdgtkfmög slhmfmtknk bud
sucmgmstrknk vlhugtkrmkcdgtd y
smg rdstrmffmög.
EKHHKZILV
• Vd dstë mcphdcdgtkgnl dh VIF.
• Plfk nlfucdgtkfmög.
• Bkhtk nd dstunml nd hls trkakjknlrds.
• Gl fucphdg flg tlnks hks plhãtmfks

FLGFHTVMLGDV Vd rdkhmzl dg dh tmdcpl dstkahdfmnl,

ndgtrl nd hls pkrëcdtrls flgtdcphknls.
Vd ndad cdjlrkr hks dxpdftktmvks nd
mcphdcdgtkfmög ndh VIF y rdkhmzkr
fkpkfmtkfmlgds k hls trkakjknlrds pkrk
ugk dbmfkz mcphdcdgtkfmög.
NDFHKQKFMÖG Hk mcphdcdgtkfmög sd dstë ekfmdgnl nd
ckgdrk clndrknk dg hks ërdks ndsmigknk
plr hk dcprdsk plr dsl su irknl ds audgl.
Hls trkakjknlrds sd dstëg fkpkfmtkgnl nd
kfudrnl k su dspdfmkhmnkn.
 PQLFDNMCMDG^L ND KTNM^LQMK MG^DQGK

PQLFDVLV KHFKGFDV FQM^DQMLV BQDFTDGFMK CD^LNLHLIÃKV KTNM^LQDV

Dcakhkjd Mcphdcdgtkfmög Plhãtmfk nd Nls cdsd Kunmtlrmks y ^rds kunmtlrds

ndh VIF fkhmnkn dvmndgfmk mgtdrgls

Fkriud y Mcphdcdgtkfmög Plhãtmfk nd Tg cds Bltls y dgfudstks Nls kunmtlrds

ndsfkriud. ndh VIF hliãstmfk mgtdrgls
^rkgsplrtd Mcphdcdgtkfmög Plhãtmfk nd Tg cds Dvmndgfmks bãsmfks y Tg kunmtlr
nd cktdrmkhds ndh VIF trkgsplrtd nlfucdgtkhds mgtdrgl y ltrl
dxtdrgl

Nmstrmaumnlrds Mcphdcdgtkfmög Plhãtmfk nd Nls cdsd Kunmtlrmks y ^rds kunmtlrds

ndh VIF sdrvmfml kh dvmndgfmk mgtdrgls
fhmdgtd

Hls prlfdnmcmdgtls nlfucdgtkhds pkrk ndbmgmr hks rdsplgskamhmnknds nd

hls kunmtlrds sd dstkahdfdrëg plr glrcks gkfmlgkhds l plr ug kfudrnl dgtrd hk
dcprdsk y dh kunmtlr mgtdrgl hls fukhds sd plnrëg ndbmgmr flrrdffmlgds
plr hks pkrtds mgtdrdsknks.

1. Nmsdûd dh prlfdnmcmdgtl ckgnktlrml nd kunmtlrãk mgtdrgk nd fkhmnkn,

tdgmdgnl dg fudgtk qud dstd ndad nkr fucphmcmdgtl kh smiumdgtd rdqumsmtl nmspudstl dg dh
gucdrkh =.1 Kunmtlrãk mgtdrgk nd hk Glrck MVL =00;:10;4. ‘Hk dcprdsk tmdgd qud rdkhmzkr hks
kunmtlrãks mgtdrgks ndgtrl nd ugls mgtdrvkhls nd tmdcpl phkgmbmfknls, nd dhhks sd latdgnrë
mgblrckfmög cuy vkhmlsk kfdrfk ndh Vmstdck nd Idstmög nd hk Fkhmnkn–.
Dh ërdk nd Idstmög nd Fkhmnkn nd hk dcprdsk DH DNDG, ek rdkhmzknl vkrmks jlrgknks
nd sdgsmamhmzkfmög y fkpkfmtkfmög flg hls bugfmlgkrmls nd hls smiumdgtds prlfdsls
ndh Vmstdck nd Idstmög nd Fkhmnkn (VIF) slard hls prlfdnmcmdgtls nd:

✖ PIF-0;: Dhkalrkfmög nd Nlfucdgtls.

✖ PIF-01: Flgtrlh nd Nlfucdgtls y Qdimstrls.
✖ PIF-06: Kffmlgds Prdvdgtmvks y Flrrdftmvks.
✖ PIF-0>: Flgtrlh nd Vdrvmfml Gl flgblrcd.
✖ PIF-04: Kunmtlrãks Mgtdrgks.
^kcamíg sd trktkrlg tdcks ndh Vmstdck nd Idstmög nd Fkhmnkn (VIF), flcl:
✖ Plhãtmfk nd Fkhmnkn
✖ Lajdtmvls nd hk Fkhmnkn
✖ Ckpk nd prlfdsls
✖ Fkrkftdrmzkfmög n prlfdsls
 Vd ndad dstkahdfdr ug prlfdnmcmdgtl nlfucdgtknl pkrk dstkahdfdr
rdsplgskamhmnknds y hls rdqumsmtls pkrk phkgmbmfkr hks kunmtlrmks, dstkahdfdr
hls rdimstrls d mgblrcds nd hls rdsuhtknls, flg dh bmg nd nkr fucphmcmdgtl k hk
hdimshkfmög, pkrk qud gl sd idgdrd gmgiugk flgblrcmnkn ndgtrl ndh VIF.

6. Bmgkhcdgtd, dsfrmak hks flgfhusmlgds ndh kprdgnmzkjd qud

latuvl trks dh ndskrrlhhl nd dstk kftmvmnkn.
Vd rdflglfd hk mcplrtkgfmk nd dstkahdfdr cdfkgmscls fhkrls nd flcugmfkfmög
flg dh dgtd k kunmtkr yk qud dstl bkfmhmtk dh prlfdsl nd kunmtlrãk.

Ds mcplrtkgtd tdgdr dg fudgtk fukhds slg hks gdfdsmnknds qud qumdrd

dh kunmtknl sdkg sktmsbdfeks cdnmkgtd dh prlfdsl nd kunmtlrãk, yk
qud dg aksd k dstl sd phkgtdkrk fukh ds hk cdjlr ckgdrk dg hk qud sd
pudnd prlfdndr pkrk qud sd tdgikg hls rdsuhtknls dspdrknls.

Vd ndad ikrkgtmzkr qud dh prlfdsl rdkhmzknl ds flgbmndgfmkh y qud dh föcl slg

dvkhuknls hls nmbdrdgtds prlfdsls nd hk flcpkûãk kunmtknk slg hls pdrtmgdgtds.

[ud hl cës mcplrtkgtds dg dstd fksl nd kunmtlrãk mgtdrgk ds hk

fkpkfmnkn nd lasdrvkfmög nd hks pdrslgks dgfkriknks nd dstls prlfdsls.

Plr dsl sd ekfd gdfdskrml qud hls kunmtlrds mgtdrgls dstíg amdg
fkpkfmtknls dg ërdks nd skhun lfupkfmlgkh y idstmög nd fkhmnkn y
audg flglfmcmdgtl nd hks glrcks qud rmidg hls smstdcks mgtdirknls.

Kprdgnmz

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