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Gyan

Top 30 MCQ
Banking Reform &
Nationalization

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1. Which of the following banks was not 4. For Banking Reforms in India, which
committee setup by Govt. of India.
nationalized in 1980?

a
Hkkjr esa cSafdax lq/kj ds fy, ljdkj }kjk fdl lfefr dh
fuEufyf•r esa ls fdl cSad dk 1980 esa jk"Vªh;dj.k ugha LFkkiuk dh xbZ gS\

y
fd;k x;k Fkk\ (a) Narasimhan Committee/ujflEgu lfefr
(b) Vijay Kelkar Committee/fot; dsydj lfefr
(a) Corporation Bank/dkWikZsjs'ku cSad

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(c) Shivraman Committee/f'kojkeu lfefr
(b) Punjab National Bank/iatkc

r
us'kuy cSad (d) R.N. Malhotra Committee

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(c) New Bank of India/U;w cSad vkWiQ bafM;k vkj-,u- eYgks=kk lfefr
5. Main objective of Bank Nationalization
(d) Oriental Bank of Commerce

m
Process is

y S
vksfj,aVy cSad vkWiQ dkWelZ cSad jk"Vªh;dj.k çfØ;k dk eq[; mís'; D;k gS\

a
2. Which of the following is NOT a public sector (a) Rural Development/xzkeh.k fodkl

B d
(b) Distribution of Income equally
bank?

x i
leku :i ls vk; dk forj.k
fuEufyf•r esa ls dkSu lk lkoZtfud {ks=k dk cSad ugha gS\ (c) Financial Inclusion/foÙkh; lekos'ku

E h
(a) Canara Bank/dsujk cSad (d) Fiscal Burden Reduction
jktdks"kh; cks> esa deh
(b) UCO Bank/;wdks cSd
a

s
6. Which Banks merged in Punjab National
(c) Bank of Maharashtra/cSad vkWiQ egkjk"Vª Bank on 1st April, 2020.

a
(d) Federal Bank/iQsMjy cSad 1 vçSy] 2020 dks iatkc us'kuy cSad esa fdu cSadksa dk
foy; gqvkA
3. Who was the Prime Minister of India when
(a) Syndicate Bank & Andhra Bank

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Banking Nationalization was done in 1969?
1969 esa tc cSafdax jk"Vªh;dj.k fd;k x;k Fkk rc Hkkjr
ds ç/ku ea=kh dkSu Fks\
(a) Jawahar Lal Nehru/tokgj
(b) Indira Gandhi/bafnjk xka/h
(c) Rajiv Gandhi/jktho xka/h
(d) Narsimha Rao/ujflEgk jko
By:- Rashid Sir
flafMdsV cSad vkSj vka/kz cSad
(b) Indian Bank & Allahabad Bank
bafM;u cSad vkSj bykgkckn cSad
(c) Oriental Bank of Commerce & United
yky usg: Bank of India/vksfj,aVy cSad vkWiQ dkWelZ vkSj
;wukbVsM cSad vkWiQ bafM;k
(d) Union Bank of India & United Bank of
India/;wfu;u cSad vkWiQ bafM;k vkSj ;wukbVsM cSad
vkWiQ bafM;k
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Mohd. Rashid Sir:- B.Com. M.Com, UGC-NET - 2012
7. When was NABARD set up in India? 13. What was the maximum limit of Statutory
Hkkjr esa ukckMZ dh LFkkiuk dc gqbZ Fkh\ Liquidity Ratio had Narasimham Committee
(a) 1976 (b) 1979 recommended?
(c) 1981 (d) 1982 ujflEge lfefr us oS/kfud rjyrk vuqikr dh vf/dre
8. How much shares the government hold in lhek D;k fliQkfj'k dh Fkh\
the Public sector banks? (a) 25% (b) 20%
lkoZtfud {ks=k ds cSd
a ksa esa ljdkj ds fdrus 'ks;j vko';d gS\a (c) 15% (d) 18%

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(a) Minimum 75%/U;wure 75»
14. Which of these banks was nationalised in
(b) More than 50%/50» ls vf/d 1969?

a
(c) More than 33%/33» ls vf/d
1969 esa buesa ls fdl cSad dk jk"Vªh;dj.k fd;k x;k Fkk\
(d) More than 49%/49» ls vf/d

y
(a) United Bank of India/;wukbVsM cSad vkWiQ bafM;k
9. Where is the headquarters of SIDBI located?
(b) Vijaya Bank/fot;k cSad
flMch dk eq[;ky; dgk¡ fLFkr gS\

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(c) Andhra Bank/vka/kz cSad
(a) Nagpur/ukxiqj (b) Pune/iq.ks

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(d) Punjab and Sind Bank/iatkc ,aM fla/ cSad
(c) Lucknow/y•uÅ (d) Mumbai/eqacbZ

i
15. Which nationalised bank was merged with
10. In which year, Nationalization of Reserve
Punjab National bank in 1993?

m S
Bank of India was done?

y
fdl jk"Vªh;Ñr cSad dk 1993 esa iatkc us'kuy cSad esa
Hkkjrh; fjtoZ cSad dk jk"Vªh;dj.k fdl o"kZ fd;k x;k

a
foy; dj fn;k x;k Fkk\

B
Fkk\

d
(a) Punjab and Sind Bank/iatkc ,aM fla/ cSad
(a) 1947 (b) 1948

x i
(b) Ludhiana Area bank/yqf/;kuk ,fj;k cSad
(c) 1949 (d) 1950
11. What is the current FDI limit in private (c) Majha united bank/ek>k ;wukbVsM cSad

E h
sector banks without government approval? (d) New Bank of India/U;w cSad vkWiQ bafM;k

s
ljdkj dh eatwjh ds fcuk futh {ks=k ds cSadksa esa orZeku 16. Banks in India were nationalised for the first
,iQMhvkbZ lhek D;k gS\ time in the year?

a
(a) 34% (b) 25% o"kZ esa igyh ckj Hkkjr esa cSadksa dk jk"Vªh;dj.k fd;k x;k
(c) 49% (d) 74% Fkk\

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12. What is the banking, where all banking (a) 1950 (b) 1960
operations are online, known as? (c) 1969 (d) 1979
cSafdax D;k gS] tgka lHkh cSafdax dk;Z vkWuykbu gksrs gSa] bls 17. What is the share of Sponsor Banks in the
fdl uke ls tkuk tkrk gS\ Regional Rural Banks?
(a) Virtual Banking/opZqvy cSafdax {ks=kh; xzkeh.k cSadksa esa çk;kstd cSadksa dh fgLlsnkjh fdruh
(b) Retail Banking/•qnjk cSafdax gS\
(c) Mixed Banking/fefJr cSafdax (a) 75% (b) 25%
(d) Social Banking/lks'ky cSafdax (c) 15% (d) 35%

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Mohd. Rashid Sir:- B.Com. M.Com, UGC-NET - 2012
18. Which of these was the first RRB to be set (c) Oriental Bank of Commerce & United
up in India? Bank of India/vksfj,aVy cSad vkWiQ dkWelZ vkSj
buesa ls dkSu Hkkjr esa LFkkfir gksus okyk igyk vkjvkjch Fkk\ ;wukbVsM cSad vkWiQ bafM;k
(a) Gaur Gramin Bank/xkSj xzkeh.k cSad (d) Union Bank of India & United Bank of
(b) Prathama Gramin Bank/çFkek xzkeh.k cSad India/;wfu;u cSad vkWiQ bafM;k vkSj ;wukbVsM cSad
(c) Arunachal Pradesh Rural Bank vkWiQ bafM;k
v#.kkpy çns'k xzkeh.k cSad 22. Which Banks merged in Bank of Baroda on

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(d) Himachal Gramin Bank/fgekpy xzkeh.k cSad 1st April, 2019.
19. What is the deposit limit on saving accounts 1 vçSy] 2019 dks cSad vkWiQ cM+knS k esa fdu cSadksa dk

a
in the Payment banks? foy; gqvkA

y
Hkqxrku cSadksa esa cpr •krksa dh tek lhek D;k gS\ (a) Indian Bank & Allahabad Bank
(a) Rs 1 lakh/#i;s 1 yk• bafM;u cSad vkSj bykgkckn cSad
(b) Rs 2,00000/#i;s 2]00000

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(b) Oriental Bank of Commerce & United
(c) Rs 5 lakh/#i;s 5 yk•

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Bank of India/vksfj,aVy cSad vkWiQ dkWelZ vkSj

i
(d) Rs 10 lakhs/#i;s 10 yk• ;wukbVsM cSad vkWiQ bafM;k
20. Which of the following is not a suggestion by
(c) Union Bank of India & United Bank of

m y S
Narasimhan Committee for Banking Reforms.
India/;wfu;u cSad vkWiQ bafM;k vkSj ;wukbVsM cSad
fuEufyf•r esa ls dkSu lk lq>ko cSafdax lq/kj ds fy,

a
vkWiQ bafM;k

B
ujflEgu lfefr dk ugha gSA
(d) Dena Bank & Vijaya Bank

d
(a) Regulation of Interest Rate

x i
nsuk cSad vkSj fot;k cSad
C;kt nj dk fu;eu
23. Which Banks merged in Indian Bank on 1st

E
(b) Abolition of Branch Licencing Policy

h
April, 2020.
'kk•k ykblsaflax uhfr dk mUewyu

s
1 vçSy] 2020 dks bf.M;u cSad esa fdu cSadksa dk foy;
(c) Reduction is statutory Liquidity Ratio
gqvkA
oS/kfud rjyrk vuqikr esa deh

a
(a) Andhra Bank/vka/kz cSad
(d) Achievement of 8% Capital Adequacy
(b) Allahabad Bank/bykgkckn cSad
Ratio/8» iwath i;kZIrrk vuqikr dk y{;

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21. Which Banks merged in Union Bank of India (c) United Bank of India/;wukbVsM cSad vkWiQ bafM;k

on 1st April, 2020. (d) Syndicate Bank/flafMdsV cSad

1 vçSy] 2020 dks ;wfu;u cSad vkWiQ baf.M;k esa fdu 24. How many Banks merged with SBI on 1 April,
cSadksa dk foy; gqvkA 2017?
(a) Corporation Bank & Andhra Bank 1 vçSy] 2017 dks fdrus cSadksa dk ,lchvkbZ esa foy;
dkWiksjs'ku cSad vkSj vka/kz cSad gqvk\
(b) Indian Bank & Allahabad Bank (a) 4/pkj (b) 5/ikap
bafM;u cSad vkSj bykgkckn cSad (c) 6/N% (d) 7/lkr

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Mohd. Rashid Sir:- B.Com. M.Com, UGC-NET - 2012
25. What capital required at second phase of 28. Which of these banks was not associated with
Nationalization? the State Bank of India in 1959?

jk"Vªh;dj.k ds nwljs pj.k esa fdruh iwath dh vko';drk buesa ls dkSu lk cSad 1959 esa Hkkjrh; LVsV cSad ls lac¼
Fkh\ ugha Fkk\
(a) Rs. 100 Crore/100 djksM+ :i;s (a) State Bank of Hyderabad

(b) Rs. 200 Crore/200 djksM+ :i;s

LVsV cSad vkWiQ gSnjkckn
(b) State Bank of Indore/LVsV cSad vkWiQ bankSj
(c) Rs. 500 Crore/500 djksM+ :i;s

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(c) State Bank of Mysore/LVsV cSad vkWiQ eSlwj
(d) Rs. 1000 Crore/1000 djksM+ :i;s
(d) State Bank of Patna/LVsV cSad vkWiQ iVuk
26. What is the minimum paid-up capital

a
29. Which of the following Bank was Not
requirements for Small Finance Banks? Nationalised during Phase I?

y
y?kq foÙk cSadksa ds fy, U;wure pqdrk iwath vko';drk,a fuEufyf•r esa ls fdl cSad dk çFke pj.k ds nkSjku
D;k gSa\ jk"Vªh;dj.k ugha fd;k x;k Fkk\

G
(a) Rs 100 crore/100 djksM+ #i;s (a) Andhra Bank/vka/kz cSad

r
(b) Rs 200 crore/200 djksM+ #i;s (b) Bank of Baroda/cSad vkWiQ cM+kn
Sk

i
(c) Rs 50 crore/50 djksM+ #i;s (c) UCO Bank/;wdks cSd a

m
(d) Rs 10 crore/10 djksM+ #i;s (d) Syndicate Bank/flafMdsV cSad

y S
30. The Narsimham Committee II was setup to
27. When did the Government initiate the
suggest some recommendations for

a
process of amalgamation of RRBs in a phased

B
improvement in the

d
manner? ujflEge lfefr II dh LFkkiuk fdl {ks=k esa lq/kj ds fy,

x i
ljdkj us pj.kc¼ rjhds ls {ks=kh; xzkeh.k cSad ds foy; dqN fliQkfj'kksa dk lq>ko nsus ds fy, dh xbZ Fkh

E
dh çfØ;k dc 'kq: dh\ (a) Efficiency of the financial institution

h
(a) September, 2005/flracj] 2005 foÙkh; laLFkku dh n{krk

s
(b) March, 2009/ekpZ] 2009 (b) Banking reform process/cSafdax lq/kj çfØ;k
(c) June, 2009/twu] 2009 (c) Export of IT sector/vkbZVh {ks=k dk fu;kZr

a
(d) March, 2010/ekpZ] 2010 (d) Fiscal reform process/jktdks"kh; lq/kj çfØ;k

R
Answer Key
1. (b) 4. (a) 7. (d) 10. (c) 13. (a) 16. (c) 19. (b) 22. (d) 25. (b) 28. (d)
2. (d) 5. (c) 8. (b) 11. (d) 14. (a) 17. (d) 20. (a) 23. (b) 26. (b) 29. (a)
3. (b) 6. (c) 9. (c) 12. (a) 15. (d) 18. (b) 21. (a) 24. (c) 27. (a) 30. (b)

By:- Rashid Sir || 4 ||

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Mohd. Rashid Sir:- B.Com. M.Com, UGC-NET - 2012