IndusInd Bank Ltd.

SCHEDULE OF SERVICE CHARGES (W.e.f 24 June 2021)

Balance Indus Classic C & Indus Classic A Indus Privilege Indus Privilege Indus Privilege Max Indus Maxima Indus Max Active Indus Privilege Plus
Requirement C1 &B /Privilege /Privilege /Diva/Senior Maxima*
Active/Senior Active/Senior
Privilege Privilege
Minimum Balance Monthly Average Monthly Monthly Average Monthly Average Monthly Average Quarterly Average Monthly Average Quarterly Average
(Average Monthly/ Balance (MAB) Average Balance (MAB) Balance (MAB) Balance (MAB) Balance (QAB) Balance (MAB) Balance (QAB)
Quarterly Requirement Balance (MAB) Requirement Requirement Requirement Requirement Requirement Requirement (Effective
Requirement) (Effective 1st Feb, Requirement (Effective 1st Feb, (Effective 1st Feb, (Effective 1st Feb, (Effective 1st April, (Effective 1st 1st Feb, 2018)
2018) (Effective 1st 2018) 2018) 2018) 2018) October 2020)
Feb, 2018)
C Category A Category C Category A Category A Category A Category Branches – Rs.25,000/- A Category Branches –
Branches – Rs. Branches – Rs. Branches – Rs. Branches – Branches – Rs.20,000/- Rs.20,000/- NMC waiver Rs.50,000/-
2,500/- 10,000/- 5,000/- Rs.10,000/- subject to
Rural/C1 B Category Rural/C1 Category B Category B Category Branches B Category Branches – DC/UPI/NB B Category Branches –
Category Branches – Rs. Branches - Rs. Branches – – Rs.20,000/- Rs.20,000/- transactions for Rs.30,000/-
Branches - Rs. 10,000/- 5,000/- Rs.10,000/- Merchant
1,500/- Payments above
25K per month
C/C1 Category C/C1 Category C/C1 Category
OR
Branches – Rs. Branches – Rs. 20,000/- Branches – Rs. 10,000/-
setting up SI in a
20,000/-
single transaction
of more than 10K
for RD/EMI of
PL/CC Bills/Utillity
Payments via
BillPay/eNACH/NA
CH/SIP for MF.

Charges for NMC will be 5% of NMC will be 5% Privilege: NMC will Privilege: NMC will NMC will be 5% of NMC will be 10% of NMC will be 5% of NMC will be 10% of the
Balance Non the balance of the balance be 5% of the be 5% of the the balance shortfall the balance shortfall * the balance balance shortfall *
Maintenance~~~~ shortfall * shortfall * balance shortfall * balance shortfall * * shortfall *

* subject to minimum * subject to minimum

* subject to * subject to * subject to * subject to * subject to of Rs 100 and * subject to of Rs 100 and maximum
minimum of Rs 50 minimum of Rs minimum of Rs 50 minimum of Rs 100 minimum of Rs 100 maximum of Rs 900 minimum of Rs 100 of Rs 900 per quarter
and maximum of 100 and and maximum of Rs and maximum of and maximum of Rs per quarter and maximum of
Rs 125 per month maximum of Rs 250 per month Rs 500 per month 600 per month Rs 600 per month
500 per month
Privilege Active: Privilege Active:
Inactivity/Non Inactivity/Non
transaction will transaction will
attract a charge of attract a charge
Rs 350/- p.m in the of Rs 350/- p.m in
month where there the month where
is no transaction as there is no
per the enrollment. transaction as per
the enrollment.

Fixed Deposits in FD for Indus FD for Indus FD Amount for FD Amount for FD Amount for Indus FD Amount For Indus FD Amount - Rs FD Amount for Indus
lieu of Minimum Classic - Rs 50000 Classic - Rs Indus Indus Privilege CAT Privilege Max Rs Diva/ Senior (Maxima) - 2,00,000 Privilege Plus Rs
Balance 100000 Privilege/Indus A and B - Rs 2,00,000 Rs 5,00,000 2,00,000 for CAT A,B and
Senior Privilege - 2,00,000 Rs 1,00,000 for CAT C,C1
CAT C & C1- Rs FD Amount for
1,00,000 Indus Senior
(Privilege)- Rs
2,50,000
Remittance Facilities through Own Bank
Demand Draft or Rs.2.50/- per Rs. Free one draft Free one draft per Free one draft per Unlimited Free Unlimited Free Unlimited Free Unlimited Free
Pay Order - 1,000 /-, Minimum per day upto Rs. day upto Rs. day upto Rs.
Issuance #### of Rs. 50/- & 25,000/-; above 25,000/-; above this 25,000/-; above
Maximum of Rs. this Rs. 2.5/- per Rs. 2.5/- per Rs. this Rs. 2.5/- per Rs.
5,000/- per Rs. 1,000 /-, 1,000 /-, Minimum 1,000 /-, Minimum
instrument Minimum of Rs. of Rs. 50/- & of Rs. 50/- &
50/- & Maximum Maximum of Rs. Maximum of Rs.
of Rs. 5,000/- per 5,000/- per 5,000/- per
instrument instrument instrument

DD/ PO Free Free Free Free Free Free Free Free

Cancellation/
Duplicate
Instrument
Issuance
DD/ PO Free Free Free Free Free Free Free Free
Revalidation
Visa Credit Card Free Free Free Free Free Free Free Free
Payment through
ATM/Net Banking
NEFT - Outward - No Charges @ No Charges @ No Charges @ No Charges @ No Charges @ No Charges @ No Charges @ No Charges @
w.e.f 1st July'19 Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile
Banking/Net Banking/Net Banking/Net Banking/Net Banking/Net Banking/Net Banking/Net Banking/Net
Banking/Alexa/Wh Banking/Alexa/ Banking/Alexa/Wh Banking/Alexa/Wh Banking/Alexa/What Banking/Alexa/Whatsa Banking/Alexa/Wh Banking/Alexa/Whatsap
atsapp Banking Whatsapp atsapp Banking atsapp Banking sapp Banking pp Banking atsapp Banking p Banking
Banking
RTGS - Outward - No Charges @ No Charges @ No Charges @ No Charges @ No Charges @ No Charges @ No Charges @ No Charges @
w.e.f 1st July'19 Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile Branch/Mobile
Banking/Net Banking/Net Banking/Net Banking/Net Banking/Net Banking/Net Banking/Net Banking/Net
Banking/Alexa/Wh Banking/Alexa/ Banking/Alexa/Wh Banking/Alexa/Wh Banking/Alexa/What Banking/Alexa/Whatsa Banking/Alexa/Wh Banking/Alexa/Whatsap
atsapp Banking Whatsapp atsapp Banking atsapp Banking sapp Banking pp Banking atsapp Banking p Banking
Banking
Remittance Facilities through Other Bank
DD - Issuance#### Through Through Through Through Free one draft Free one draft Free one draft Free one draft
Correspondent Correspondent Correspondent Correspondent (correspondent bank (correspondent bank (correspondent (correspondent bank
Bank- Rs. 3/- per Bank- Rs. 3/- per Bank- Rs. 3/- per Rs. Bank- Rs. 3/- per only) per day upto only) per day upto Rs. bank only) per only) per day upto Rs.
Rs. 1,000/-; Rs. 1,000/-; 1,000/-; Minimum of Rs. 1,000/-; Rs. 50,000/-; above 50,000/-; above this Rs. day upto Rs. 50,000/-; above this Rs.
Minimum of Rs. Minimum of Rs. Rs. 50/- and Minimum of Rs. 50/- this Rs. 2.5/- per Rs. 1.5/- per Rs. 1,000 /-, 50,000/-; above 2.5/- per Rs. 1,000 /-,
50/- and 50/- and Maximum of Rs. and Maximum of 1,000 /-, Minimum of Minimum of Rs. 50/- & this Rs. 1.5/- per Rs. Minimum of Rs. 50/- &
Maximum of Rs. Maximum of Rs. 5,000/- per Rs. 5,000/- per Rs. 50/- & Maximum Maximum of Rs. 5,000/- 1,000 /-, Minimum Maximum of Rs. 5,000/-
5,000/- per 5,000/- per instrument instrument of Rs. 5,000/- per per instrument. of Rs. 50/- & per instrument.
instrument instrument instrument. Maximum of Rs.
5,000/- per
instrument.

Through Non- Through Non- Through Non- Through Non- Non- Correspondent Non- Correspondent Non- Non- Correspondent
Correspondent Correspondent Correspondent Correspondent Banks - At Actuals Banks - At Actuals Correspondent Banks - At Actuals
Bank- At Actuals Bank- At Actuals Bank- At Actuals Bank- At Actuals Banks - At Actuals

DD - Cancellation Rs. 100/- per Rs. 100/- per Rs. 100/- per Rs. 100/- per Rs. 100/- per Rs. 100/- per instrument Rs. 100/- per Rs. 100/- per instrument
instrument instrument instrument instrument instrument instrument
DD - Revalidation Rs. 50/- per Rs. 50/- per Rs. 50/- per Rs. 50/- per Rs. 50/- per Rs. 50/- per instrument Rs. 50/- per Rs. 50/- per instrument
instrument instrument instrument instrument instrument instrument
Foreign Exchange Remittance
Inward (a) 0.12% of the (a) 0.12% of the (a) 0.12% of the (a) 0.12% of the (a) 0.12% of the gross (a) 0.12% of the gross (a) 0.12% of the (a) 0.12% of the gross
Remittances ** gross amount of gross amount of gross amount of gross amount of amount of currency amount of currency gross amount of amount of currency
currency currency currency currency exchanged for an exchanged for an currency exchanged for an
exchanged for an exchanged for exchanged for an exchanged for an amount up to amount up to exchanged for an amount up to
amount up to an amount up amount up to amount up to Rs.1,00,000/-, subject Rs.1,00,000/-, subject amount up to Rs.1,00,000/-, subject to
Rs.1,00,000/-, to Rs.1,00,000/-, Rs.1,00,000/-, Rs.1,00,000/-, to the minimum to the minimum Rs.1,00,000/-, the minimum amount of
subject to the subject to the subject to the subject to the amount of Rs.30/-; amount of Rs.30/-; subject to the Rs.30/-;
minimum amount minimum minimum amount minimum amount (b) Rs.120/- and (b) Rs.120/- and 0.06% minimum amount (b) Rs.120/- and 0.06% of
of Rs.30/-; amount of of Rs.30/-; of Rs.30/-; 0.06% of the gross of the gross amount of of Rs.30/-; the gross amount of
(b) Rs.120/- and Rs.30/-; (b) Rs.120/- and (b) Rs.120/- and amount of currency currency exchanged (b) Rs.120/- and currency exchanged for
0.06% of the gross (b) Rs.120/- and 0.06% of the gross 0.06% of the gross exchanged for an for an amount 0.06% of the gross an amount exceeding
amount of 0.06% of the amount of currency amount of amount exceeding exceeding Rs. amount of Rs. 1,00,000/- and up to
currency gross amount of exchanged for an currency Rs. 1,00,000/- and up 1,00,000/- and up to currency Rs.10,00,000/-;
exchanged for an currency amount exceeding exchanged for an to Rs.10,00,000/-; Rs.10,00,000/-; exchanged for an (c) Rs.660/- and 0.012%
amount exchanged for Rs. 1,00,000/- and amount (c) Rs.660/- and (c) Rs.660/- and 0.012% amount of the gross amount of
exceeding Rs. an amount up to Rs.10,00,000/-; exceeding Rs. 0.012% of the gross of the gross amount of exceeding Rs. currency exchanged for
1,00,000/- and up exceeding Rs. (c) Rs.660/- and 1,00,000/- and up amount of currency currency exchanged 1,00,000/- and up an amount exceeding
to Rs.10,00,000/-; 1,00,000/- and 0.012% of the gross to Rs.10,00,000/-; exchanged for an for an amount to Rs.10,00,000/-; Rs.10,00,000/-, subject to
(c) Rs.660/- and up to amount of currency (c) Rs.660/- and amount exceeding exceeding (c) Rs.660/- and maximum amount of
0.012% of the gross Rs.10,00,000/-; exchanged for an 0.012% of the gross Rs.10,00,000/-, Rs.10,00,000/-, subject 0.012% of the gross Rs.6000/-
amount of (c) Rs.660/- and amount exceeding amount of subject to maximum to maximum amount amount of
currency 0.012% of the Rs.10,00,000/-, currency amount of Rs.6000/- of Rs.6000/- currency
exchanged for an gross amount of subject to exchanged for an exchanged for an
amount currency maximum amount amount amount
exceeding exchanged for of Rs.6000/- exceeding exceeding
Rs.10,00,000/-, an amount Rs.10,00,000/-, Rs.10,00,000/-,
subject to exceeding subject to subject to
maximum amount Rs.10,00,000/-, maximum amount maximum amount
of Rs.6000/- subject to of Rs.6000/- of Rs.6000/-
maximum
amount of
Rs.6000/-

FIRC (Foreign Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/-
Inward Remittance
Certificate)
Issuance

Non-Trade Rs. 250/- in Rs. 250/- in Rs. 250/- in addtion Rs. 250/- in addtion Rs. 250/- in addition Rs. 250/- in addition to Rs. 250/- in Rs. 250/- in addition to
Remittance addtion to SWIFT addtion to SWIFT to SWIFT charges to SWIFT charges to SWIFT charges SWIFT charges addition to SWIFT SWIFT charges
charges charges charges
SWIFT/ Wire Transfer Rs. 500/- Rs. 500/- Rs. 500/- Rs. 500/- Rs. 500/- Rs. 500/- Rs. 500/- Rs. 500/-

FCY (Foreign Rs. 350/- Rs. 350/- Rs. 350/- Rs. 350/- Rs. 350/- Rs. 350/- Rs. 350/- Rs. 350/-
Currency) Draft
/DD issuance
FCY (Foreign 0.25% on the 0.25% on the 0.25% on the 0.25% on the 0.25% on the cheque 0.25% on the cheque 0.25% on the 0.25% on the cheque
Currency) Cheque cheque cheque cheque collection, cheque collection, Minimum collection, Minimum of cheque collection, Minimum of
Collection collection, collection, Minimum of Rs. 25/- collection, of Rs. 25/- Rs. 25/- collection, Rs. 25/-
Minimum of Rs. Minimum of Rs. Minimum of Rs. 25/- Minimum of Rs. 25/-
25/- 25/-
Cheque Collection
Local Clearing Free Free Free Free Free Free Free Free
Outstation Clearing Re. 1/- per Rs. Free Free Free Free Free Free Free
through Own Bank 1,000/-, Minimum
Rs. 25; Maximum
Rs. 150/-
Outstation Clearing Upto and Upto and Upto and including Upto and Upto and including Upto and including Upto and Upto and including
through including 5,000: including 5,000: 5,000: Rs. 25; Above including 5,000: Rs. 5,000: Rs. 25; Above 5,000: Rs. 25; Above including 5,000: Rs. 5,000: Rs. 25; Above
Correspondent Rs. 25; Above Rs. 25; Above 5,000 and upto and 25; Above 5,000 5,000 and upto and 5,000 and upto and 25; Above 5,000 5,000 and upto and
Bank 5,000 and upto 5,000 and upto including 10,000: Rs. and upto and including 10,000: Rs. including 10,000: Rs. and upto and including 10,000: Rs. 50;
and including and including 50; Above 10,000 including 10,000: 50; Above 10,000 50; Above 10,000 and including 10,000: Above 10,000 and upto
10,000: Rs. 50; 10,000: Rs. 50; and upto and Rs. 50; Above and upto and upto and including Rs. 50; Above and including 100,000:
Above 10,000 and Above 10,000 including 100,000: 10,000 and upto including 100,000: Rs. 100,000: Rs. 100; Above 10,000 and upto Rs. 100; Above 100,000:
upto and and upto and Rs. 100;Above and including 100; Above 100,000: 100,000: Rs. 150 and including Rs. 150
including 100,000: including 100,000: Rs. 150 100,000: Rs. Rs. 150 100,000: Rs. 100;
Rs. 100; Above 100,000: Rs. 100;Above Above 100,000: Rs.
100,000: Rs. 150 100;Above 100,000: Rs. 150 150
100,000: Rs. 150

Return of Cheque/s Only for Financial Only for Only for Financial Only for Financial Only for Financial Only for Financial Only for Financial Only for Financial
- Local Reasons Financial Reasons Reasons Reasons Reasons Reasons Reasons
Reasons
Local Inward Local Inward Local Inward Local Inward Local Inward Local Inward Local Inward Local Inward Clearing*: -
Clearing*: - Clearing*: - Clearing*: - Clearing*: - Clearing*: - Clearing*: - Clearing*: -
Return of Cheque/s
- Local

First cheque return First cheque First cheque return First cheque return First cheque return in First cheque return in a First cheque return First cheque return in a
in a quarter - return in a in a quarter - in a quarter - a quarter - Rs.350/-. quarter - Rs.350/-. From in a quarter - quarter - Rs.350/-. From
Rs.350/-. From quarter - Rs.350/- Rs.350/-. From Rs.350/-. From From second second cheque return Rs.350/-. From second cheque return in
second cheque . From second second cheque second cheque cheque return in the in the same quarter - second cheque the same quarter -
return in the same cheque return in return in the same return in the same same quarter - Rs.500/- per return return in the same Rs.500/- per return
quarter - Rs.500/- the same quarter - Rs.500/- quarter - Rs.500/- Rs.500/- per return quarter - Rs.500/-
per return quarter - Rs.500/- per return per return per return
per return

Local Outward Local Outward Local Outward Local Outward Local Outward Local Outward Local Outward Local Outward Clearing: -
Clearing: - Clearing: - Clearing: - Clearing: - Clearing: - Clearing: - Clearing: -
SB A/c – Rs. 50/- SB A/c – Rs. 50/- SB A/c – Rs. 50/- per SB A/c – Rs. 50/- SB A/c – Rs. 50/- per SB A/c – Rs. 50/- per SB A/c – Rs. 50/- SB A/c – Rs. 50/- per
per cheque per cheque cheque per cheque cheque cheque per cheque cheque
Return of Cheque/s Collection Collection Collection charges Collection charges Collection charges Collection charges Collection Collection charges
- Outstation - charges subject to charges subject subject to a subject to a subject to a subject to a minimum charges subject to subject to a minimum of
through Own Bank a minimum of Rs. to a minimum of minimum of Rs. 100/- minimum of Rs. minimum of Rs. 100/- of Rs. 100/- plus actual a minimum of Rs. Rs. 100/- plus actual out
100/- plus actual Rs. 100/- plus plus actual out of 100/- plus actual plus actual out of out of pocket 100/- plus actual of pocket expenses
out of pocket actual out of pocket expenses out of pocket pocket expenses expenses out of pocket
expenses pocket expenses expenses
expenses
Return of Cheque/s Collection Collection Collection charges Collection charges Collection charges Collection charges Collection Collection charges
- Outstation - charges subject to charges subject subject to a subject to a subject to a subject to a minimum charges subject to subject to a minimum of
through Another a minimum of Rs. to a minimum of minimum of Rs. 100/- minimum of Rs. minimum of Rs. 100/- of Rs. 100/- plus actual a minimum of Rs. Rs. 100/- plus actual out
Bank 100/- plus actual Rs. 100/- plus plus actual out of 100/- plus actual plus actual out of out of pocket 100/- plus actual of pocket expenses
out of pocket actual out of pocket expenses out of pocket pocket expenses expenses out of pocket
expenses pocket expenses expenses
expenses
Return of Cheque/s Rs. 100/- plus out Rs. 100/- plus out Rs. 100/- plus out of Rs. 100/- plus out Rs. 100/- plus out of Rs. 100/- plus out of Rs. 100/- plus out Rs. 100/- plus out of
- Outstation of pocket of pocket pocket expenses. of pocket pocket expenses. pocket expenses. of pocket pocket expenses.
Cheques Received expenses expenses. expenses. expenses.
in Inward
Collection

Cards
ATM
Card Annual / Rs. 249/- p.a Free Free Free Free Free Free Free
Renewal Fee.
(Issuance of ATM
card will not be
done) ^^^^
Debit Card
Card Classic Classic (Non Classic (Non Chip Classic (Non Chip NA NA NA NA
Issuance/Renewal/ (Domestic): Rs. Chip Domestic): Domestic): Rs 249/- Domestic): Rs 249/-
Reissuance/Fee @# 249/- p.a Rs 249/- p.a p.a p.a
& ^^^^ Classic (Chip): Rs Classic (Chip ): Classic (Chip ): Rs Classic (Chip ): Rs NA NA NA NA
249 p.a Rs 249/- p.a 249/- p.a 249/- p.a
Rupay AEPS : Rs Rupay AEPS : Rs Rupay AEPS : Rs Rupay AEPS : Rs NA NA NA NA
As per regulatory
249/- p.a 249/- p.a 249/- p.a 249/- p.a
directive -Effective
Gold/Titanium Gold/Titanium Gold/Titanium (Non Gold/Titanium Gold/Titanium (Non Gold/Titanium (Non Platinum Plus Gold/Titanium (Non
01.09.2015 new
(Domestic): Rs. (Non Chip Chip Domestic): Rs. (Non Chip Chip Domestic): Rs. Chip Domestic): Free Card Chip Domestic): Rs. 249/-
debit cards issued
249/- p.a Domestic): Rs. 249/- p.a Domestic): Rs. 249/- 249/- p.a for Life. Not applicable (without Rs 1000 p.a
will be chip variant
only 249/- p.a p.a for DIVA voucher)
Gold/Titanium/Tita Gold/Titanium/Ti Gold/Titanium/Titan Gold/Titanium Gold/Titanium/Titani Gold/Titanium (Chip) : will be charged @ Gold/Titanium/Titanium
nium Metro tanium Metro ium Metro (Chip): (Chip Domestic): um Metro (Chip): Rs. Free for life. Not Rs 249 plus taxes Metro (Chip): Rs. 249/-
(Chip): Rs. 249/- (Chip): Rs. 249/- Rs. 249/- p.a Rs. 249/- p.a 249/- p.a applicable to DIVA p.a
p.a p.a
Titanium Metro Titanium Metro Titanium Metro Plus Titanium Metro Titanium Plus (Chip Titanium Metro: (Chip): Titanium Metro Plus
Plus (Chip): Rs 299/- Plus (Chip): Rs (Chip): Rs 299/-p.a Plus (Chip): Rs 299/- International): Rs. Rs 249/- p.a, Titanium (Chip): Rs 299/-p.a
p.a 299/-p.a p.a 249/- p.a/Titanium Metro Plus (Chip): Rs
Metro Plus: Rs 299/- 299/-p.a
p.a
Platinum (Chip Platinum (Chip Platinum (Chip Platinum (Chip Platinum (Chip Platinum (Chip Platinum (Chip
International): Rs. International): International): Rs. International): Rs. International): Rs. International)Card: Rs. International): Rs. 499/-
899/- p.a Rs. 899/- p.a 499/- p.a 499/- p.a 499/- p.a 299/- p.a on Primary p.a
Account & Free for Life
on Add-On Accounts
(Upto 2 Only). Not
applicable for DIVA

Duo Card: Rs 249/- Duo Card: Rs Duo Card: Rs 249/- Duo Card: Rs 249/- Duo Card: Rs 249/- Duo Card: Rs 249/- p.a Duo Card: Rs 249/- p.a
p.a 249/- p.a p.a p.a p.a
For premium Debit Cards, please refer the Debit Card SOC. In DIVA a/c Platinum Plus Card (with Rs 1000 voucher) will be charged @ Rs500 for issuance. In Indus
Card Replacement All cards variants (Classic/Gold/Titanium/Titanium Plus/Platinum/Paid Premium Cards)- Rs. 249 + taxes
Fee````

Debit Card Service Charge of Rs 30 Charge of Rs 30 Charge of Rs 30 per Charge of Rs 30 Charge of Rs 30 per - - -
Charge^^^ per month, If AMB per month, If month, If AMB per month, If AMB month, If AMB
Maintained is less AMB Maintained is less Maintained is less Maintained is less
than stipulated Maintained is than stipulated than stipulated than stipulated
requirement less than requirement requirement requirement
stipulated
requirement
Issuance of Rs. 20/- Rs. 20/- Rs. 20/- Rs. 20/- Rs. 20/- Rs. 20/- Rs. 20/- Rs. 20/-
Duplicate PIN
Non-cash Free Free Free Free Free Free Free Free
transactions - Own
ATMs (IndusInd
Bank)
Cash Withdrawals - Free Free Free Free Free Free Free Free
Own ATMs
(IndusInd Bank)
Non-cash 5* Free Cash or 5* Free Cash or 5* Free Cash or Non- 5* Free Cash or 5* Free Cash or Non- 5* Free Cash or Non- 5* Free Cash or 5* Free Cash or Non-
transactions - Non-cash Non-cash cash transactions Non-cash cash transactions cash transactions Non-cash cash transactions
Other Bank ATMs in transactions transactions (Balance Enquiry, transactions (Balance Enquiry, (Balance Enquiry, PIN transactions (Balance Enquiry, PIN
India - w.e.f 1st (Balance Enquiry, (Balance PIN Change and (Balance Enquiry, PIN Change and Change and Mini (Balance Enquiry, Change and Mini
Aug'19 PIN Change and Enquiry, PIN Mini Statement) per PIN Change and Mini Statement) per Statement) per month. PIN Change and Statement) per month.
Mini Statement) Change and month. Beyond 5 Mini Statement) month. Beyond 5 Beyond 5 transactions, Mini Statement) Beyond 5 transactions,
per month. Mini Statement) transactions, all per month. transactions, all Non- all Non-cash per month. all Non-cash
Beyond 5 per month. Non-cash Beyond 5 cash transactions transactions would be Beyond 5 transactions would be
transactions, all Beyond 5 transactions would transactions, all would be charged charged at Rs. 10/- per transactions, all charged at Rs. 10/- per
Non-cash transactions, all be charged at Rs. Non-cash at Rs. 10/- per transaction Non-cash transaction
transactions Non-cash 10/- per transaction transactions would transaction Unlimited Free*@ transactions would
would be transactions be charged at Rs. transactions if product be charged at Rs. * 3 in metro cities
charged at Rs. 10/- would be 10/- per * 3 in metro cities AQB is maintained. 10/- per
per transaction charged at Rs. * 3 in metro cities transaction transaction
10/- per * 3 in metro cities Unlimited Free*@
transaction *@Not Applicable for transactions if
* 3 in metro cities Add-On Accounts product MAB is
* 3 in metro cities maintained.
* 3 in metro
cities * 3 in metro cities
*@Not Applicable
for Add-On
Accounts

Cash Withdrawals - 5* Free Cash or 5* Free Cash or 5* Free Cash or 5* Free Cash or 5* Free Cash or Non- 5* Free Cash or Non- 5* Free Cash or 5* Free Cash or Non-
Other Bank ATMs in Non-cash Non-cash Non-cash Non-cash cash transactions cash transactions Non-cash cash transactions
India### - w.e.f 1st transactions transactions transactions transactions (Balance Enquiry, (Balance Enquiry, PIN transactions (Balance Enquiry, PIN
Aug'19 (Balance Enquiry, (Balance (Balance Enquiry, (Balance Enquiry, PIN Change and Change and Mini (Balance Enquiry, Change and Mini
PIN Change and Enquiry, PIN PIN Change and PIN Change and Mini Statement) per Statement) per month. PIN Change and Statement) per month.
Mini Statement) Change and Mini Statement) per Mini Statement) month. Beyond 5 Beyond 5 transactions, Mini Statement) Beyond 5 transactions,
per month. Mini Statement) month. Beyond 5 per month. transactions, all Cash all Cash withdrawals per month. all Cash withdrawals
Beyond 5 per month. transactions, all Beyond 5 withdrawals would would be charged at Beyond 5 would be charged at Rs.
transactions, all Beyond 5 Cash withdrawals transactions, all be charged at Rs. Rs. 20/- per transactions, all 20/- per transaction
Cash withdrawals transactions, all would be charged Cash withdrawals 20/- per transaction transaction. Unlimited Cash withdrawals
would be Cash at Rs. 20/- per would be charged Free*@ transactions if would be charged
charged at Rs. 20/- withdrawals transaction at Rs. 20/- per product AQB is at Rs. 20/- per * 3 in metro cities
per transaction would be transaction * 3 in metro cities maintained. transaction.
charged at Rs. Unlimited Free*@
20/- per * 3 in metro cities * 3 in metro cities transactions if
* 3 in metro cities transaction * 3 in metro cities *@Not Applicable for product MAB is
Add-On Account maintained.

* 3 in metro * 3 in metro cities

cities *@Not Applicable
for Add-On
Account

Cash Withdrawals - Rs. 125/- for Cash Outside India: Outside India: Rs. Outside India: Rs. Outside India: Rs. Outside India: Rs. 125/- Outside India: Rs. Outside India: Rs. 125/-
Other Bank ATMs Withdrawal Rs. 125/- for 125/- for Cash 125/- for Cash 125/- for Cash for Cash Withdrawal 125/- for Cash for Cash Withdrawal
outside India Cash Withdrawal Withdrawal Withdrawal Withdrawal
Withdrawal
Exchange rate Classic/ Classic/ Classic/ Classic/ Classic/ Classic/ Gold/Titanium Classic/ Classic/ Gold/Titanium
mark up on Foreign Gold/Titanium Gold/Titanium Gold/Titanium card Gold/Titanium Gold/Titanium card - card - 3.5% Gold/Titanium card - 3.5%
Currency Debit card - 3.5% card - 3.5% - 3.5% card - 3.5% 3.5% Platinum -2% card - 3.5% Platinum -2%
card transaction Platinum -2% Platinum -2% Platinum -2% Platinum -2% Platinum -2% Platinum -2%

ATM transaction Rs.20/- per Rs.20/- per Rs.20/- per Rs.20/- per Rs.20/- per Rs.20/- per transaction Rs.20/- per Rs.20/- per transaction
decline fee : transaction transaction transaction transaction transaction transaction
Transactions
declined at other
bank ATMs due to
insufficient funds
Daily Cash Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs 25,000
Withdrawal Limit 25,000 25,000 25,000 25,000 25,000 25,000 25,000
Rupay AEPS : Rs Rupay AEPS : Rs Rupay AEPS : Rs Rupay AEPS : Rs NA NA NA NA
25,000 25,000 25,000 25,000
Gold/Titanium Gold/Titanium Gold/Titanium Card Gold/Titanium Gold/Titanium Card : Gold/Titanium Card : Gold/Titanium Gold/Titanium Card : Rs
Card : Rs 50,000 Card : Rs 50,000 : Rs 50,000 Card : Rs 50,000 Rs 50,000 Rs 50,000 Card : Rs 50,000 50,000
Platinum Card : Platinum Card : Platinum Card : Rs, Platinum Card : Rs, Platinum Card : Rs, Platinum Card : Rs, Platinum Card : Rs, Platinum Card : Rs,
Rs, 1,00,000 Rs, 1,00,000 1,00,000 1,00,000 1,00,000 1,00,000 1,00,000 1,00,000
Daily POS Limit Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs Classic Card : Rs 50,000
50,000 50,000 50,000 50,000 50,000 50,000 50,000
Rupay AEPS : Rs Rupay AEPS : Rs Rupay AEPS : Rs Rupay AEPS : Rs NA NA NA NA
50,000 50,000 50,000 50,000
Gold/Titanium Gold/Titanium Gold/Titanium Card Gold/Titanium Gold/Titanium Card : Gold/Titanium Card : Gold/Titanium Gold/Titanium Card : Rs
Card : Rs 100,000 Card : Rs : Rs 100,000 Card : Rs 100,000 Rs 100,000 Rs 100,000 Card : Rs 100,000 100,000
100,000
Platinum Card : Rs Platinum Card : Platinum Card : Rs Platinum Card : Rs Platinum Card : Rs Platinum Card : Rs Platinum Card : Rs Platinum Card : Rs
2,00,000 Rs 2,00,000 2,00,000 2,00,000 2,00,000 2,00,000 2,00,000 2,00,000
Other Savings Bank
Account Facilities
Account Free Monthly E- Free Monthly E- Free Monthly E- Free Monthly E- Free Monthly E- Free Monthly E- Free Monthly E- Free Monthly E-
Statement^^^ Statement. Statement. Statement. Statement. Statement . Statement . Statement . Statement .

Monthly/Quaterly Monthly/Quaterl Monthly/Quaterly Monthly/Quaterly Monthly/Quaterly Monthly/Quaterly Monthly/Quaterly Monthly/Quaterly

Phyiscal y Phyiscal Phyiscal statement : Phyiscal statement Phyiscal statement : Phyiscal statement : Phyiscal statement Phyiscal statement :
statement : statement : Collect from Home : Collect from Collect from Home Collect from Home : Collect from Collect from Home
Collect from Collect from Branch- Free, Home Branch- Branch- Free, Branch- Free, Home Branch- Branch- Free,
Home Branch- Home Branch- Free, Free,
Free, Free, Quarterly physical Quarterly physical Quarterly physical Quarterly physical
Statement: Delivery Quarterly physical Statement Delivery Statement Delivery Quarterly physical Statement Delivery
Quarterly physical Quarterly Charge :Rs 15/- per Statement: Charge :Free. Charge :Free. Statement Delivery Charge :Free.
Statement: physical quarter. Delivery Charge Charge :Free.
Delivery Charge Statement: :Rs 15/- per Statement Adhoc Statement Adhoc Statement Adhoc
:Rs 15/- per Delivery Charge Statement Adhoc quarter. (Physical) : From (Physical) : From Statement Adhoc (Physical) : From
quarter. :Rs 15/- per request (Physical) : Statement Adhoc Contact Contact (Physical) : From Contact
quarter. From Contact request (Physical) : centre/PhoneBankin centre/PhoneBanking/ Contact centre/PhoneBanking/A
Statement Adhoc Statement centre/PhoneBanki From Contact g/ATM - Delivery Fee ATM - Delivery Fee of : centre/PhoneBank TM - Delivery Fee of :
request (Physical) Adhoc request ng/ATM - Delivery centre/PhoneBank of : Free Free ing/ATM - Delivery Free
: From Contact (Physical) : From Fee of : Rs 50 ing/ATM - Delivery Fee of : Free
centre/PhoneBan Contact Fee of : Rs 50
king/ATM - centre/PhoneBa
Delivery Fee of : nking/ATM -
Rs 50 Delivery Fee of :
Rs 50

Issuance of Statement period Statement Statement period Statement period Free Free Free Free
Duplicate/Addition Less than 90 days period Less than Less than 90 days Less than 90 days
al Statement as on date of 90 days as on as on date of as on date of
issuance - FREE. date of issuance issuance - FREE issuance - FREE
Beyond 90 days - - FREE Beyond Beyond 90 days - Beyond 90 days -
100/- 90 days - 100/- 100/- 100/-

Issuance of Loose Rs 3.5/Leaf Rs 3.5/Leaf Rs 3.5/Leaf Rs 3.5/Leaf Rs 3.5/Leaf Free Free Rs 3.5/Leaf
Cheque Leaves
(w.e.f 1st Aug'19)
Issuance of Free Free Free Free Free Free Free Free
Duplicate Pass
Book
Internal Transfer / First ECS return in a First ECS return in First ECS return in a First ECS return in a Rs. 250/- Rs. 250/- Rs. 250/- Rs. 250/-
ECS Return quarter - Rs.350/-. a quarter - quarter - Rs.350/-. quarter - Rs.350/-.
(Insufficient From second ECS Rs.350/-. From From second ECS From second ECS
Balance)* return in the same second ECS return in the same return in the same
quarter - Rs.500/- return in the quarter - Rs.500/- quarter - Rs.500/-
per return same quarter - per return per return
Rs.500/- per
return
Miscellaneous
Mobile Alerts ### Free Transaction Free Transaction Free Transaction Free Transaction Free Transaction Free Transaction Alerts Free Transaction Free Transaction Alerts
Alerts Alerts Alerts Alerts Alerts Alerts

Balance Balance Balance Balance Balance Balance Notification Balance Notification Balance Balance Notification
Notification Notification Notification Notification Service Notification Service will be Service will be Notification Service will be charged
Service will be Service will be will be charged at Service will be charged at Rs 30/- charged at Rs 30/- per Service will be at Rs 30/- per quarter
charged at Rs 30/- charged at Rs Rs 30/- per quarter charged at Rs 30/- per quarter quarter charged at Rs 30/-
per quarter 30/- per quarter per quarter per quarter
Balance Certificate Limit Accounts - Limit Accounts - Limit Accounts - Rs. Limit Accounts - Rs. Limit Accounts - Rs. Limit Accounts - Rs. 25/- Limit Accounts - Rs. Limit Accounts - Rs. 25/-
Rs. 25/- Rs. 25/- 25/- 25/- 25/- 25/-
Other Accounts - Other Accounts - Other Accounts - Other Accounts - Other Accounts - Rs. Other Accounts - Rs. Other Accounts - Other Accounts - Rs.
Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/- 100/- 100/- Rs. 100/- 100/-

Interest Certificate Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/- Free Free Rs. 100/-
Standing Rs. 100/- per Free Free Free Free Free Free Free
Order/Balance instructions
Order/Instructions
Enquiry relating to Rs. 100/- per Rs. 100/- per Rs. 100/- per Rs. 100/- per Rs. 100/- per enquiry Rs. 100/- per enquiry Rs. 100/- per Rs. 100/- per enquiry
Old Records enquiry enquiry enquiry enquiry enquiry
Account Closure No Charge if A/C No Charge if No Charge if A/C No Charge if A/C No Charge if A/C No Charge if A/C No Charge if A/C No Charge if A/C closed
closed within 14 A/C closed closed within 14 closed within 14 closed within 14 closed within 14 days . closed within 14 within 14 days .
days . within 14 days . days . days . days . Charge of Rs. 200/-, or days . Charge of Rs. 200/-, or
Charge of Rs. 200/- Charge of Rs. Charge of Rs. 200/-, Charge of Rs. 200/- Charge of Rs. 200/-, balance in the A/c Charge of Rs. 200/- balance in the A/c
, or balance in the 200/-, or or balance in the , or balance in the or balance in the whichever is lower, if , or balance in the whichever is lower, if
A/c whichever is balance in the A/c whichever is A/c whichever is A/c whichever is account is closed post A/c whichever is account is closed post
lower, if account A/c whichever is lower, if account is lower, if account is lower, if account is 14 days and within 6 lower, if account is 14 days and within 6
is closed post 14 lower, if closed post 14 days closed post 14 closed post 14 days months closed post 14 months
days and within 6 account is and within 6 days and within 6 and within 6 months days and within 6
months closed post 14 months months months
days and within
6 months

Photo Attestation Rs. 100/- per Free Free Free Free Free Free Free
photo
Signature Rs. 100/- per Rs. 50/- per Rs. 50/- per Rs. 50/- per Free Free Free Free
Attestation signature signature signature signature
Cheque Stop Rs. 100/- per Rs. 100/- per Rs. 100/- per Rs. 100/- per Free Free Free Free
Payment instruction instruction instruction instruction
Rs. 150/- for range Rs. 150/- for Rs. 150/- for range Rs. 150/- for range Free Free Free Free
of instruction in range of of instruction in of instruction in
single mandate instruction in single mandate single mandate
Free, if instruction single mandate Free, if instruction Free, if instruction
given through Free, if given through given through
Direct Channel- instruction given Direct Channel- Direct Channel-
IVR, Mobile & Net through Direct IVR, Mobile & Net IVR, Mobile & Net
Banking Channel- IVR, Banking Banking
Mobile & Net
Banking
Inactive Account Rs. 200/- per Rs. 200/- per Rs. 200/- per Rs. 200/- per Rs. 200/- per quarter Rs. 200/- per quarter Rs. 200/- per Rs. 200/- per quarter
(>12 Months) quarter quarter quarter quarter quarter
Phone Banking Rs 50 per call for Rs 50 per call for Rs 50 per call for Rs 50 per call for N.A N.A N.A N.A
(@Contact call made to call made to call made to call made to
Center)#### contact center contact center contact center contact center
executive. Free if executive. Free executive. Free, if executive. Free, if
average balance if average average balance average balance
of product is balance of of product is of product is
maintaianed. No product is maintaianed. No maintaianed. No
Charge for use of maintaianed. Charge for use of Charge for use of
IVR No Charge for IVR IVR
use of IVR Balance of Rs. Balance of Rs.
10,000/ in case of 10,000/ in case of
Privilege Active Privilege Active

Cheque Books
Issuance of Rs 3.5/Leaf 2 Cheque Book 2 Cheque Book per 2 Cheque Book Unlimited Free Unlimited Free Unlimited Free Unlimited Free
Cheque Books per quarter (30 quarter (30 leaves) per quarter (30
w.e.f 1st Aug'19 leaves) free. For free. For additional leaves) free. For
additional cheque leaves - Rs. additional cheque
cheque leaves - 3.5/- per leaf. leaves - Rs. 3.5/-
Rs. 3.5/- per leaf. per leaf.

Charges on Cash Withdrawal/Deposits at Branch/es

Cash withdrawal at Free Free Free Free Free Free Free Free
any IndusInd
branch in India
Third Party Cash Free Limit of Free Limit of Free Limit of Free Limit of Free Limit of Free Free Free
withdrawal at non Rs.50,000/- per Rs.50,000/- per Rs.50,000/- per Rs.50,000/- per Rs.50,000/- per
home IndusInd month; Above month; Above month; Above free month; Above free month; Above free
branch in India ### free limit, Rs.2.5/- free limit, Rs.2.5/- limit, Rs.2.5/- per limit, Rs.2.5/- per limit, Rs.2.5/- per
per Rs.1000/- per Rs.1000/- Rs.1000/- subject to Rs.1000/- subject to Rs.1000/- subject to
subject to subject to minimum of Rs 100 minimum of Rs 100 minimum of Rs 100
minimum of Rs 100 minimum of Rs
100
Cash Deposit at Free Limit of Free Limit of Free Limit of Free Limit of Free Limit of Free Free Free
any IndusInd Rs.2,00,000/- per Rs.2,00,000/- per Rs.2,00,000/- per Rs.2,00,000/- per Rs.2,00,000/- per
Branch location### month or 5 times month or 5 times month or 5 times month or 5 times month or 5 times
previous months previous months previous months previous months previous months
AMB whichever is AMB whichever AMB whichever is AMB whichever is AMB whichever is
higher ; Above is higher ; Above higher ; Above free higher ; Above higher ; Above free
free limit, Rs.2.5/- free limit, Rs.2.5/- limit, Rs.2.5/- per free limit, Rs.2.5/- limit, Rs.2.5/- per
per Rs.1000/- per Rs.1000/- Rs.1000/- subject to per Rs.1000/- Rs.1000/- subject to
subject to subject to minimum of Rs 100 subject to minimum of Rs 100
minimum of Rs 100 minimum of Rs Note :- Free limits minimum of Rs 100 Note :- Free limits
Note :- Free limits 100 applicable only if Note :- Free limits applicable only if
applicable only if Note :- Free product AMB is applicable only if product AMB is
product AMB is limits applicable maintained. product AMB is maintained.
maintained. only if product maintained.
AMB is
maintained.

Door Step Banking

Cashier's Free Free Free Free Free Free Free Free
Cheque/Demand
Drafts Delivery
Cheque Pickup 1 request free per 1 request free 1 request free per 1 request free per 1 request free per 1 request free per day 1 request free per 1 request free per day ;
day ; Minimum per day ; day ; Minimum day ; Minimum day ; Minimum ; Minimum cheque day ; Minimum Minimum cheque
cheque Minimum cheque cheque cheque consolidated value Rs. cheque consolidated value Rs.
consolidated cheque consolidated value consolidated consolidated value 10,000/- consolidated 10,000/-
value Rs. 10,000/- consolidated Rs. 10,000/- value Rs. 10,000/- Rs. 10,000/- value Rs. 10,000/-
value Rs. 10,000/-

Cash Delivery Minimum value of Minimum value Minimum value of Minimum value of Minimum value of 1 request free per day 1 request free per Minimum value of
Rs.10,000/- & of Rs.10,000/- & Rs.10,000/- & Rs.10,000/- & Rs.10,000/- & ;Minimum value of day ;Minimum Rs.10,000/- & Maximum
Maximum Rs.1 Lac Maximum Rs.1 Maximum Rs.1 Lac Maximum Rs.1 Lac Maximum Rs.1 Lac @ Rs.10,000/- & value of Rs.10,000/- Rs.1 Lac @ Rs.50/- per
@ Rs.50/- per Lac @ Rs.50/- @ Rs.50/- per @ Rs.50/- per Rs.50/- per request Maximum Rs.1 Lac & Maximum Rs.1 request
request per request request request Lac

Cash Pick-Up Minimum value of Minimum value Minimum value of Minimum value of Minimum value of Rs. 1 request free per 1 request free per Minimum value of Rs.
Rs. 10,000/- & of Rs. 10,000/- & Rs. 10,000/- & Rs. 10,000/- & 10,000/- & Maximum week ; Minimum value week ; Minimum 10,000/- & Maximum Rs.1
Maximum Rs.1 Lac Maximum Rs.1 Maximum Rs.1 Lac Maximum Rs.1 Lac Rs.1 Lac @ Rs.130/- of Rs.10,000/- & value of Rs.10,000/- Lac @ Rs.130/- per
@ Rs.130/- per Lac @ Rs.130/- @ Rs.130/- per @ Rs.130/- per per request Maximum Rs.1 Lac ; & Maximum Rs.1 request
request per request request request Above free limit, Lac ; Above free
Rs.130/- per request limit, Rs.130/- per
request

1. All charges indicated above are exclusive of Taxes (as per Government rules)