TYPES OF

INSURANCE
And when to get them...
You never know when problems in life will occur.

HOMEOWNERS
Who: Anyone who owns property
When: You purchase a new home
What: Covers the structure, personal
belongings, liability, and additional
RENTERS
Who: Anyone renting a home
When: You are renting a home
What: Covers personal possessions,
liability, and additional expenses.

expenses.

LIFE AUTO
Who: Everyone who owns a car
Who: Anyone with family
When: You buy or lease a car
When: When you get married
What: Covers liability, medical
What: Leaves those you love with
payments, property damage,
sufficient funds to survive if anything
collisions, and is helpful if you ever
happened to you.
get in an accident.

HEALTH DISABILITY
Who: Everyone
Who: Everyone with a job
When: When you are 23 years old
When: When you start a new job
What: Helps pay for part of the cost
What: If you get injured or sick and
of medical bills and prescriptions.
are unable to work you still receive a
partial income usually from your
employer.

LONG-TERM-CARE
Who: Anyone over 60
When: You turn 60 years old
What: Helps cover costs for retirement homes. Also helps with costs
of help with daily tasks like getting dressed, bathing, and other care.