NEW SAN JOSE BUILDERS, INC.

Bank Financing Department

Office Landline 442.77.77 loc. 232/175/202/163 * Direct Line 442.83.41/415.00.25

ACCREDITED BANKS FOR 2021

BANCO DE ORO CHINABANK UCPB RBC CEBUANA LHUILLER MAYBANK
Loan Term Interest Rate Loan Term Interest Rate Loan Term Interest Rate Loan Term Interest Rate Loan Term Interest Rate Loan Term Interest Rate
Fixed 1-3 years 5.75% Fixed 1-3 years 5.00% Fixed 3 years 5.88% Fixed 5 years 6.50% Fixed 1 year 6.50% Fixed 5 years 6.38%
Fixed 4-5 years 6.75% Fixed 4-5 years 6.00% Fixed 5 years 6.88% Fixed 3 years 6.75%

* subject to repricing * subject to repricing * subject to repricing * subject to repricing * subject to repricing * subject to repricing
15 years Loan Term 10 years Loan Term 20 years Loan Term 15 years Loan Term 20 years Loan Term 15 years Loan Term

*Subject to change until further notice *Subject to change until further notice *Subject to change until further notice *Subject to change until further notice *Subject to change until further notice *Subject to change until further notice
Projects Enrolled Projects Enrolled Projects Enrolled Projects Enrolled Projects Enrolled Projects Enrolled
VT, VDM 1,VS1, FV, IDV-BCD, VM,
All RFO Condos, VDMR, VDM2, VS2, VT, VS1, VS2, VDM, VDM2, VDMR, FT,
VDMR, VDM2, VS2, Isabel Terraces, All RFO Condos Isabel Terraces & Theresa Heights VDM1, VS1, VT, FV, IDV, VM
MMH-TH, ITH FV, VM, MMH, RDM, IDV
MMH 2E
Maximum Age at Maturity 65 Maximum Age at Maturity 65 Maximum Age at Maturity 65 Maximum Age at Maturity 65 Maximum Age at Maturity 65 Maximum Age at Maturity 65
Loan Value 90% of TCP Loan Value 90% of TCP Loan Value 80% of TCP Loan Value 90% of TCP Loan Value 90% of TCP Loan Value 90% of TCP
STANDARD REQUIREMENTS BANK PROVIDED FORMS AIF REQUIREMENTS
1. Housing Loan Application Form (Duly accomplished and signed) 1. Loan Mortgage Agreement 1. Housing Loan Application Form or AIF Information Sheet
2. One (1) each 2x2 picture of borrower and spouse (if applicable) 2. Disclosure Statement 2. Photocopy of 2 valid ID's (back to back) with 3 specimen
3. Photocopy each of 2 valid ID's (back to back) of borrower and spouse 3. Mortgage Redemption Insurance 3. Proof of Billing or Barangay Clearance
4. Birth certificate and CENOMAR (if single) 4. Collateral Authorization
5. Marriage Contract or Certificate (if married) 5. Special Power of attorney (if applicable)

If Employed
1. Certificate of Employment, indicating
position, tenure and monthly salary
2. latest Income Tax Return
3. Latest 3 months Payslips
4. Latest 6 months Bank Statements
If Engaged in Business
1. DTI/SEC Registration/Mayor's Permit
2. Articles of Incorporation and By-Laws
3. 3 Years Audited Financial Statements
4. Latest 2 years Income Tax
5. Latest 6 months Bank Statement
6. Company Profile/ Business Background
7. List of Customers and Suppliers with
Contact Numbers
COLLATERAL REQUIREMENTS
If Contract Worker If Professional If Foreigner
1. Certificate of Employment, indicating position, tenure and 1. PRC License 1. Alien Certificate of Registration (Permanent Residency,
monthly basic salary and fixed allowance, if any 2. Latest 2 years Income Tax Returns Special Investor's, Resident Visa)
2. Latest Income Tax Return, if applicable 3. Latest 2 years Audited and in-house 2. Certificate of Employment, indicating position, tenure,
3. Latest 3 months Payslips and Remittance Financial Statement monthly basic salary and fixed allowance, (if applicable)
4. POEA Contract, (if applicable) 4. Latest 3 months Bank Statements 3. Latest 3 months Payslips
5. Latest 3 months Bank Statements 4. Latest 3 months Bank Statements
6. Working Visa or Green Card or Immigrant Visa

*These rates are just indicative and may change depending on the prevailing rate at the time of loan release. ONE TIME BANK CHARGES UPON LOAN APPROVAL ESTIMATED AT AROUND 3-3.5% OF APPROVED LOAN