ST.

GABRIEL ACADEMY
Messenger of Quality Catholic Education
Araneta Ave. cor. Caimito Road, Caloocan City

TCRDC PAYNAPPLE FRUIT

INDUSTRY
Business Plan

Members :

Carmelo, Janamae H.
Corrales, Elisha M.
Rosel, Jaymmie A.
Dungan, Jaybee D.
Tayer, Gerald M.
SUBMITTED TO THE FACULTY OF THE SENIOR HIGH SCHOOL DEPARTMENT
OF SAINT GABRIEL ACADEMY, CALOOCAN CITY. IN PARTIAL
FULFILLMENT OF THE REQUIREMENTS IN ENTREPRENEURSHIP AND
BUSINESS ENTERPRISE SIMULATION.

Accountancy, Business and Management (ABM)

Ms. Rejane M. Jimenez

Entrepreneurship Adviser

Mr. Jomar M. Villanueva

Business Enterprise Simulation Adviser

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TCRDC PAYNAPPLE FRUIT INDUSTRY
Business Plan

General Tirona, Bagong Barrio West,

Caloocan, Metro Manila (Beside the Kemp
Mart)Republic of The Philippines

Telephone # : (02) 123-4567

Facebook Page : @PaynappleFruitIndustry
Twitter : @PaynappleFruitIndustry
Instagram : @PaynappleFruitIndustry
Email Address : @TCRDC.fruitindustry@yahoo.com

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 EXECUTIVE SUMMARY
1.1 BUSINESS CONCEPT
TCRDC means Tayer, Carmelo, Rosel, Dungan and Corrales, the surnames of the

foundations of the Fruit Industry Company in which Papaya and Pineapple Fruits are

innovated through taste and it is called Paynapple Chips. It is located at Bagong Barrio

West, Caloocan, Metro Manila, Beside the Kemp Mart – Republic of the Philippines.

The name of the two fruits are combined that makes the product unique upon its

taste, Paynapple Chips aims to spread delicious and healthy food that will help to

maintain a healthy living for all. Aside from this, our chips will also offer affordable prices

and will give variety of options for choosing between pineapple chips only, papaya chips

only or paynapple chips or the combination of papaya and pineapple chips. We’ve had a

segmentation through the two fruits in the reason of, not all of the customers are able to

eat the two fruits together.

1.2 BUSINESS LOCATION

The location of the business is set within the Bagong Barrio West, Caloocan, Metro

Manila beside the Kemp Mart and along the way of the market. It can also be found

beside the milktea shop and in front of the thrift shop and a rice store.

The location is a perfect place for the business because of the main proponents

which are the whole community, and it is set in the middle of a market. It can patronize

different types of people and this location can easily reach by those who wants to resell

the chips.

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 VICINITY MAP

1.3 BRAND NAME AND LOGO

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1.4 OWNERSHIP AND MANAGEMENT

1.5 VISION STATEMENT

To be known as a competitive company which stand for the growth of the economy

and provide best quality of products and be the first choice for natural remedies.

1.6 MISSION STATEMENT

To satisfy people. To inspire moments of optimism and happiness through our brand

and actions. To maintain a healthy living for all.

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1.7 BUSINESS OBJECTIVES

 To innovate the taste of traditional Papaya and Pineapple Fruit

 To provide unique kind of habit food

 To help others financially by employing them as reseller

 To create loyalty between the company and the customer

 To maintain healthy living for all

1.8 MARKETING GOALS

The marketing goals of TCRDC Paynapple Industry will put in the right state the

company for accomplishing work and to result positive results. The marketing goals

includes :

 Company Recognition

As a company, its recognition as a growing business will be a great opportunity for

them to be a well-known industry that provides new twists of food using the fruits

papaya and pineapple in which contains different proteins and nutrients for the benefit

of the people.

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  Reputation

Reputation means everything. A good business reputation is important because it

will facilitate growth in your most valuable relationships and will have a ripple effect

throughout your entire network.

 Engagement Rates

Company’s engagement rate gives a far more accurate picture of what is happening

on a business. This shows how many people are connecting and helping with the brand.

A high engagement rate means that the potential reach of your brand is much greater,

this will help to identify if the business is growing or not.

1.9 CURRENT STATUS

Our Paynapple chips have a number of competitive features that will be used to its

advantage to achieve market penetration such as the affordable price and for the

benefits that it may give to the people.

Initial capitalization for the business is Php 138,238 good for a one month expense.

Expected Revenue for year 1 is Php 2,772,000 while total cost of goods sold amounted

to Php 1,330,056.

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1.10 MARKETING STRATEGY
Marketing Strategies

The Company’s aim for a marketing campaign is to have broad popularity of our

product which is the papaya and pineapple chips which is through social media and

other paid advertisements. In this, it will increase the visibility of our company and it may

attract investors. This is also a campaign to promote and choose healthy quality

products.

Social Media

The company will be active on social media platforms, specifically Facebook,

Twitter, and Instagram. There will be an open customer service hotline number and e-

mail to assist customers with their concerns about the company and to our product.

Advertisements

The company may distribute flyers and have its posters that will increase the

popularity of the product.

Paid Advertisements

The Company may have its TV and online ads (like on YouTube).

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Sales Strategies

The sales strategy must be convenient and friendly to the customers such as “at

the stall” process and a quick delivery service. The “at the stall” process includes the

good preparation and presentation of the product, the stall also must be attracted to the

customers and it has friendly store attendant/s. 

1.11 PRODUCTS
Our Paynapple chips have a number of competitive features that will be used to its

advantage to achieve market penetration.

 Innovated Taste – some of the consumers does not eat pure ripe papaya and

pineapple fruit, so our company decided to innovate it through taste that will fit for

all.

 Affordability of the chips – this chips can be eaten anywhere and for everyone.

This is a budget friendly meal and snacks for all.

 Contains a lot of nutrients - papaya and pineapple has different kind of

nutrients and vitamins that people can be benefited.

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 1. 12 SUMMARY OF FINANCIAL PROJECTIONS

YR 1 YR 2 YR 3 YR 4 YR 5
QTY.
CHOICES PRICE PER
UNIT QTY. PESO QTY. PESO QTY. PESO QTY. PESO QTY. PESO
UNITS UNITS UNITS UNITS UNITS

Papaya 600 7,200 288,000 7,560 302,400 7,938 317,520 8,334 333,396 8,751 350,065
Chips
40 (25%)
Only

Pineapple 600 7,200 324,000 7,560 340,200 7,938 357,210 8,334 375,070 8,751 393,824
Chips
45 (25%)
Only

Paynapple 3,600 43,200 2,160, 45,360 2, 268, 47, 628 2,381, 50,009 2,500, 52,509 2, 625,
Chips
50 (50%) 000 000 400 470 493

TOTAL 4,800 57,600 2,772, 60,480 2, 910, 63,504 3,056, 66,679 3,208, 70,013 3,369,
(100%) 000 600 130 936 383

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 1.12 START UP SUMMARY

COST/
EXPENSES PC OR KILO 4,800 YEAR 1
UNITS/MONTH

Ripe Papaya Fruit 35 42,000 504,000

Ripe Pineapple Fruit 40 48,000 576,000

Cornstarch 50 1,500 18,000

Oil 300 9,000 108,000

Brown Sugar 105 3,150 37,800

Zip Lock 484 14,520 174,240

Gasoline 768 768 9,216

Utility 800 9,600

Labor Cost 15,000 180,000

Permit and Licenses 3,500 42,000

TOTAL 138,238 1,658,856

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INDUSTRY ANALYSIS

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1.1 COMPANY NAME
The company’s name is TCRDC Paynapple Fruit Industry where :

 TCRDC – came from the surnames initials of the foundations of the business

(Tayer, Carmelo, Rosel, Dungan and Corrales).

 Paynapple – the mix combination name of our product which are the papaya and

pineapple fruit.

 Fruit Industry – means that we are a fruit food producer company.

1.2 MARKETING RESEARCH

Target Market

- Demand of the products

- Entry requirements

- Key to spread worldwide

Competitors Analysis

- Market share

- Conversion rates from applications to accepts

- Modes of delivery

Employability

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 - Potential career outcomes which may attract students and those who wants to

resell the product.

- Possible links with other businesses

Other Market Observation

- Marketing advantages and opportunities

- Potential difficulties

- Marketing tools

- Other possible provisions

1.3 MARKET DESCRIPTION

The business will be located along the way of a market in which it surrounds with

a whole community. It includes men, women, young, teen, old, etc. All of them can

maintain a healthy living if they will become our consumers or resellers. We will help

them and they will help them too.

1.3.1 ENTERPRISE
Social enterprise of the company will be using fee for service in where

beneficiaries will pay directly for the goods and services provided by the social

enterprise. The company will also use market connector that will facilitates trade

relationships between beneficiaries and new markets and last will be the employment

and skills training to the core purpose and to provide living wages, skills development,

and job training to the beneficiaries like the employees.

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1.3.2 VALUE PROPOSITION TO THE CUSTOMER
The benefits that the customer will expect to our product is the innovated taste

that will fit for the trend and for everyone, the consumers must choose our product

because of its protein and nutrients inclusion in which not all of our competitors have.

Our product will also help financially through employing others legally and to save

money that spends to buy medicines for complications. Through our product, it will help

the people to maintain a healthy living and avoid difficulties in human health.

1.4 COMPETITIVE COMPARISON

The Paynapple Fruit Industry which offers papaya and pineapple chips will offer a

food that will help and give a big change for everyone’s lives. Most of the chips

competitors offers a single type of fruit chips unlike the papaya and pineapple where

they are mixed together and results to a well-innovated taste. They are often make an

advertisement to present and to spread their products but their objective is to gain

market shares. The competitors are also open for the reselling in which paynapple fruit

industry offers too.

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1.4.1 MARKET FOCUS
The market focus strategy concentrates on a narrow segment and within that

segment attempts to achieve either a cost advantage or differentiation. The premise is

that the needs of the group can be better serviced by focusing entirely on it. A firm using

a focus strategy often enjoys a high degree of customer loyalty, and this entrenched

loyalty discourages other firms from competing directly.

1.4.2 COMPETITIVE RIVALRY

According to Michael Porter’s competitive rivalry, it is a cycle in which a business

facing the reality within customers and the competitors. In the field of TCRDC

Paynapple Fruit Industry, the competitive rivalry refers to the extent to which firms within

an industry put pressure on another and limit each others potential. This can also result

when competitors are trying to steal and increase market shares from the other

competitors, and as a result it will be an increase to profit of a competitor.

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1.4.3 PRICING POWER

Our chips will adopt different price based on the combinations or purity of the

choice of the customers. As such, below is the pricing scheme that will be adopted :

CHOICES PRICE (PESO)

Papaya Chips Only 40
Pineapple Chips Only 45
Paynapple Chips 50

Note : Paynapple Chips is the combination of Papaya and Pineapple Chips.

1.4.4 QUALITY OF SERVICE

The service quality that our company will offer will include reliability,

responsiveness and responsibilities. The reliability of our service is to fulfill the service

that we advertise. Responsiveness is to promise our customers to respond accordingly

and in timely manner and lastly the fulfillment of responsibilities, our company will follow

and respect the customer’s needs and wants to create a loyalty between the company

and the consumer.

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1.5 STRATEGY AND IMPLEMENTATION
Our Pineapple and Papaya Fruit Industry will initially operate at a rental place at

Bagong Barrio West, Caloocan City, Metro Manila Philippines and exactly beside the

Kemp mart store and also operate through the use of social media to showcase the

packaging, the actual product, and to spread the nutrients that the paynapple chips

contain. Any customer will have their option or choices to choose what combination

they want to buy, if they only want papaya chips inside the zip lock, the customer should

say so or mixed papaya and pineapple chips can also be their option. Hence, they will

have the option to pick-up their merchandise in our physical store or wanted it to be

delivered at their houses.

1.5.1 BUYERS
The chips will be offered and open for all, so that the buyers of the company will

be everyone and everybody. The product fits for all such as men and women, young,

teen and old.

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1.5.2 SUPPLIERS

The materials requirements and their sources or suppliers as follows :

MATERIALS SOURCE
Papaya Fruit Balintawak Market, Q.C
Pineapple Fruit Balintawak Market, Q.C
Oil Balintawak Market, Q.C
Cornstarch Balintawak Market, Q.C
Brown Sugar Balintawak Market, Q.C
Ziplock Bag SM Hypermarket, Monumento

1.5.3 EASE OF ENTRY

The main and potential entrants for the products are the resellers. The resellers

will able to determine the price of the product without the fear of competition from other

sources or through substitute products.

1.6 MARKETING OBJECTIVES

The marketing objectives of the company will be based on what we called

SMART goals. Specific for its target market and products to get a large market share,

Measurable for its achievement or progress to spread worldwide, Achievable for those

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who are responsible to run and grow the business, Realistic to possibly attain and face

the world of business with competitors and timely to achieve a well- developed

employees and become an increasing company among the competitors.

1.7 COMPETITORS

Market Analysis which includes demand and supply of competitors

Historica Total Supply: Total

l Demand Previou Supply
Data s5
(5 years) Years
(Banana
Chips)
A B C D E
Year 1 50,875 3550 3727 3913 4304 4519 20,013

Year 2 53,418 3727 3913 4304 4519 4744 21,207

Year 3 56,088 3913 4304 4519 4744 4981 22,461

Year 4 58,892 4304 4519 4744 4981 5230 23,778

Year 5 61,836 4519 4744 4981 5230 5491 24,965

The above table shows that there is an increasing demand for fruit chips among the

particular community of the competitor at Bagong Barrio West, Caloocan City Metro

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Manila. However, the existing three big competitors are not able to meet such demand

resulting to a big gap. This means that there is a big unmet demand of the market for

the Fruit Chips.

MARKETING ASPECT

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2.1 FACTORS AFFECTING THE MARKET

a). Population growth – when the population increases, it can affect the market

situation because more customers there is the possibility to buy and sold our products

then increasing the income of the business.

b). Income changes- If the revenues of the consumers decreases, there is a chance

that they cannot buy the products of our business, because they need to maximize their

expenses. However, if the revenues of consumer increases, there has possibility that

they can buy or purchase our products to be sold.

c). Many competitors- if there has many competitors ,it can affect the business

because the demand may fall due to the fulfillment of the supply by the company and its

competitors soon.

d). Mass Communication Media – it can affect the market because it is the way to

promote our products to the buyers and the consumers gets information about to our

products, faster and more effectively before the products come to the market.

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2.2 FACTORS AFFECTING SUPPLY

A.) Weather - Climatic conditions affects the agricultural products especially to our

product, there are made in pineapple and papaya and when the climate began to

became bad we will be having difficulties to harvest the fruits.

B.) Lower taxes - It can affect the supply because lower income tax rates increase the

spending power of consumers and can increase aggregate demand, leading to higher

economic growth.

C.) Number of producers - It can affect the supply because when the number of

producers increases, there are more suppliers in the market and the supply increases.

D.) Technology - It can affect the supply because when there is a technological

progress in the production methods, producers become more productive and can

produce more under the same quantity of factors, as a result the supply increases.

E.) Inflation - Is the increasing of price on its supply. It can affect our products when

the ingredients itself increase its price, there will be also changes in the price of the

selling price of our product.

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2.3 IDENTIFYING AND ATTRACTING CUSTOMERS

The following questions are the statements that the company utilized as a guide in order

to identify the target market.

1. Who are your customers or target market?

2. What is the typical age and gender of your target market?

3. What should be their marital status?

4. What are the features of your business, products or services?

5. Why Customer Would Want To Buy Your Product/Service?

6. How much money do your customers have to spend?

7. Can your target market afford your product/service?

8. How target customer benefit from your product or service?

9. What specific lifestyle do they have to employ?

10. What are the specifications of the product that would affect the attention of the

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customers?

2.4 MARKET TRENDS

“Paynapple Chips” is the unique term that keeps our brand name on the trend.

Paynapple chips are a unique dessert that suits to your taste and it helps to maintain

the human health. The business will also create different social media accounts to share

the business or to promote our product but the business will not settle for that only. The

business will create and share business contents across the social media accounts

relating to our product and what is trending. Our packaging will also be as clean as

expected, that will make the consumers happy and be satisfied.

2.5 MARKET GROWTH

Customers expectations in a business is very hard to meet because they

depends on the acceptance of the product on a particular price level. Market demands

increase if consumers accept, and decrease if they reject any new product in the

market. In order for us to satisfy our consumers, we should provide good customer

service and provide special offers to our consumers. We should treat every customers

like VIP’s and thus, we should treat them equally. All customers should all be treated

with dignity, respect and the attention any human deserves. They should all be treated

in a way that is consistent with your brand promise and the reputation you wish to be

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known for. Always be grateful to your customer and assist them in as much as you can.

Give the consumers the same treatment, respond to their needs and wants, and resolve

their queries as soon as possible, to maintain the loyalty of the customers to the

business.

2.6 PRICING STRUCTURE

Our chips will adopt different price based on the combinations or purity of the choice of
the customers. As such, below is the pricing scheme that will be adopted :

PRODUCT PRICE (PESO)

Papaya Chips Only 40
Pineapple Chips Only 45
Paynapple Chips 50

Note: Paynapple Chips is the combination of Papaya and Pineapple Chips.

2.7 PRESENTATION, ANALYSIS AND INTERPTRETATION OF DATA

This will include the profile of the respondents which are the students of St. Gabriel

Academy in the Senior High School Department.

AGE FREQUENCY PRECENTAGE

17 9 0.45%
18 11 0.55%
Total number of 20 100%

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 respondents

According to the table on the percentage, survey show that 9 or 0.45% came from the

respondents of age 17 years old, while 11 or 0.55% came from the age of the

respondents 18 years old.

2.8 GENDER OF THE RESPONDENTS

GENDER FREQUENCY PERCENTAGE
FEMALE 13 0.65%
MALE 7 0.35%
TOTAL NUMBER OF 20 100%
RESPONDENTS

The result of the survey shows that 13 were female which give 0.65, while 7 were males
which bring out the remaining 0.35%. The conducted survey shows that both men and
women were opted for survey.

2.9 MARITAL STATUS OF THE RESPONDENTS

STATUS FREQUENCY PERCENTAGE
Single 20 100%
Total numbers of 20 100%
Respondents

All of the 20 respondents who are subjected to survey are all in the same marital status
– single.

2.10 GRADE/YEAR LEVEL OF RESPONDENTS

GRADE/YEAR FREQUENCY PERCENTAGE

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 Grade12 20 100%
Total number of 20 100%
Respondents

From table above all are respondents came from Grade 12 students 20 which in 100%
population.

2.11 INTERPRETATION OF SURVEY RESULT

This chapter will show the elaboration and explanation of the results of the survey

based on the questionnaire conducted. The survey has 10 questions which are given to

20 respondents.

2.11.1 Do you think fruit chips can contribute good deeds to us people?

SCALE FREQUENCY PERCENTAGE

Agree 16 80%
Neutral 4 20%
Disagree 0 0%
Total number of 20 100%
Respondents

Among all the respondents, 16 or 0.8% answered agree, 4 or 0.2% answered Neutral,

and the total frequency is 20.

2.11.2 Do you think that chips made of fruits are still healthy?

SCALE FREQUENCY PERCENTAGE

Agree 14 70%
Neutral 5 25%

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 Disagree 1 5%
Total number of 20 100%
Respondents

Among the respondents 14 or 70% are answered the Agree, while 5 or 25% answered

Neutral, 1 or 5% answered Disagree and the total frequency is 20 or 100%.

2.11.3 Have you ever tried pineapple chips? Do you think that it is helpful to our

body?

SCALE FREQUENCY PERCENTAGE

Agree 10 50%
Neutral 9 45%
Disagree 1 5%
Total number of 20 100%
Respondents

Among all the respondents 10 or 50% answered agree, while 9 or 45% answered

Neutral and 1 or 5% answered disagree the total frequency 20 or 100%

2.11.4 Have you ever tried papaya chips? Do you think that is helpful to our

body?

SCALE FREQUENCY PERCENTAGE

Agree 11 55%
Neutral 8 40%

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 Disagree 1 5%
Total number of 20 100%
Respondents

Among all the respondents 11 or 55% answered agree, while 8 or 40% answered

neutral and 1 or 5% answered disagree and the total of respondents 20 or 100%.

2.11.5 Do you prepare some sugar on it?

SCALE FREQUENCY PERCENTAGE

Agree 9 45%
Neutral 8 40%
Disagree 3 15%
Total number of 20 100%
Respondents

Among all the respondents 9 or 45% answered agree, while 8 or 40% is answered

neutral and 3 or 15% is answered disagree and the total of frequency is 20.

2.11.6 Do you think we have a unique innovated taste of fruits chips?

SCALE FREQUENCY PERCENTAGE

Agree 15 75%
Neutral 5 25%
Disagree 0 0%

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 Total number of 20 100%
Respondents

Among all respondents, 15 or 75% answered agree, 5 or 25% are answered neutral, 0

or 0% answered disagree and the total number of respondents are 20.

2.11.7 Do you think papaya and pineapple chips will patronize each and every

one?

SCALE FREQUENCY PERCENTAGE

Agree 7 35%
Neutral 12 60%
Disagree 1 5%
Total number of 20 100%
Respondents

Among the respondents, 7 or 35% answered agree, 12 or 60% answered neutral, 1 or

5% answered disagree and the total numbers of respondents is 20.

2.11.8 Do you think that fried fruit chips are better than baked chips to make its

taste satisfactory to the customers?

SCALE FREQUENCY PERCENTAGE

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 Agree 10 50%
Neutral 6 30%
Disagree 4 20%
Total number of 20 100%
Respondents

Among the respondents, 10 or 50% answered agree, 6 or 30% answered neutral, 4 or

20% answered disagree and the total number of respondents is 20.

2.11.9 Do you think that our fruit chips will help to maintain a healthy living?

SCALE FREQUENCY PERCENTAGE

Agree 13 65%
Neutral 4 20%%
Disagree 3 15%
Total number of 20 100%
Respondents

Among the respondents, 13 or 65% answered agree, 4 or 20% answered neutral, 3 or

15% answered disagree and the total number of respondents is 20.

2.11.10 Do you think that pineapple and papaya chips are to be sold in affordable

cost?

SCALE FREQUENCY PERCENTAGE

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 Agree 15 75%
Neutral 4 20%%
Disagree 1 5%
Total number of 20 100%
Respondents

Among the respondents, 15 or 75% answered agree, 4 or 20% answered neutral, 1 or

5% answered disagree and the total number of respondents is 20.

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 MANAGEMENT ASPECT

3.1 PRE-OPERATING ACTIVITES

Pre-Operating Activities of the Company will start in brainstorming of its founders,

pondering the business plan purchasing and testing the product and its

ingredients.

3.2 LEGAL REQUIREMENTS

 Filing of Tax identification number or TIN issued by the Bureau of Internal

Revenue

 Registration at Securities and Exchange Commission or SEC

 Social Security Service or SSS

 PAG IBIG fund

 Business permit

 Books of Accounts

 Barangay Clearance/Permit

 Notary of Articles of Corporation

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TIN REGISTRATION FORM

35
SSS FORM

36
PAG-IBIG FUND FORM

37
BUSINESS PERMIT

38
BARANGAY CLEARANCE

39
 3.3 PROJECT TIMETABLE
TASK
YEAR 2019 YEAR 2020
Nov Dec Jan Fe Mar Apr May Jun
b
Planning of Business Plan /
Finding of Location / /
Completion of Document / /
Site Production /
Site Restoration /
Canvassing of furniture and /
Equipment
Acquiring necessary equipment /
Hiring and training of personnel /
Contracting of supplies /
Grand opening /

3.4 FORM OF OWNERSHIP

TCRDC will be a corporation type of business which is registered at Securities

and Exchange Commission or SEC. Also, we are compliant to the provisions of the

Partnership and Corporation Code of the Philippines. The company, TCRDC, offer good

quality products of papaya and pineapple chips which are accredited by the Department

of Health and to contribute to the field of alternative medicine with a twist.

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3.5 MISSION STATEMENT

“To satisfy people. To inspire moments of optimism and happiness through our

brand and actions. To maintain a healthy living for all.”

The primacy of a business is to provide goods and services which are resulting in

satisfying the needs of others, the business and corporations are the economic force

and partners of our country and of the government. The market is the medium of all

business activities and it varies depending on the segmentation process. The business

also inspire the learner-entrepreneurs in the field to make an investment or to do their

own and compete with other rivals to have a fruitful and benefitable competition, gain

economic force and status, and to achieve the goal of capitalism. The company also

envisioned itself to contribute to the field of alternative medicine because some of the

patients are prohibited to take synthetic drugs or medications to have their cure for their

illness.

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3.6 VISION STATEMENT
“To be known as a competitive company which stand for the growth of the

economy and provide best quality of products and be the first choice for natural

remedies.”

The company will strive for its goal to become well known or one of the well-

known company in terms of producing healthy snacks and in the contributing to the

alternative medicine. Also, to contribute to the economy to meet the demands of the

people and to provide them a satisfaction of our product.

3.7 MANPOWER REQUIREMENTS

The hired employees will work from eight (8) in the morning till nine (5) in the

afternoon although the business will operate from nine (9) in the morning up to (6) in the

evening, so that the employees can settle the things needed for the day, clean the place

and at least an hour is required before operating hours and also an hour needed after

its closing time.

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3.7.1 JOB DESCRIPTION AND SPECIFICATION
Chief Executive Officer

Qualifications

 Must have the highest contribution to the company’s capital

 Must be a graduate of any business course and/or have a Master in Business

Administration

 Must have the Essential Skills like communication, management, and time

management

 The Chief Executive must establish the organization’s goal and strategy to

achieve them

Executive Secretary

Qualifications

 Degree in Business Administration

 Certificate in Business Administration

 Two years of experience in an executive support role

 Methodical thinker with detail research proficiencies

 Manage busy calendar

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Marketing VP

Qualifications

 Previous working experience as Marketing Director

 MA degree in Marketing or communication

 Outstanding communication

 In depth knowledge of market research

Production VP

Qualifications

 Bachelor’s Degree

 Must demonstrate outstanding stewardship

 Flexibility

 Ability to communicate

Sales VP

Qualifications

 Has an experience in leadership sales control

 Fluency in communicating

 Reliable

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Manager

Qualifications

 Bachelor’s Degree

 More education experience

 Strong understanding about business management

 Excellent communication skills

 Patient in every thing

3.8 ORGANIZATIONAL STRUCTURE

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3.10 COMPANIES POLICIES

Equal Opportunity Policies

Equal opportunity laws are rules that promote fair treatment in the workplace. Most

organizations implement equal opportunity policies – anti-discrimination and affirmative

action policies, for example – to encourage unprejudiced behavior within the workplace.

These policies discourage inappropriate behavior from employees, supervisors and

independent contractors in regard to the race, gender, sexual orientation or religious

and cultural beliefs of another person within the organization.

Attendance and Time Off Policies

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Attendance policies set rules and guidelines surrounding employee adherence to work

schedules. Attendance policies define how employees may schedule time off or notify

superiors of an absence or late arrival. This policy also sets forth the consequences for

failing to adhere to a schedule

Substance Abuse Policies

Many companies have substance abuse policies that prohibit the use of drugs, alcohol

and tobacco products during work hours, on company property or during company

functions. These policies often outline smoking procedures employees must follow if

allowed to smoke on business premises. Substance abuse policies also discuss the

testing procedures for suspected drug and alcohol abuse.

Workplace Security Policies

Policies on security are in place to protect not only the people in an organization, but the

physical and intellectual property as well. Policies may cover entrance to a facility, such

47
as the use of ID cards and the procedures for signing in a guest. Equipment such as a

company laptop or smartphone may need to be signed out.

Computer security is a high priority for firms these days. Policies cover a variety of

topics, such as the frequency for changing passwords, reporting phishing attempts and

log-on procedures. Use of personal devices, such as a USB drive you bring from home,

may also be restricted to prevent to unintended spread of computer viruses and other

malware.

3.10.1 WORKING TIME

The working time of the employees shall be compliant to the provisions of the

Department of Labor and Employment which is 8 hours a day, over time works or duties

shall be paid accordingly. During weekdays the store will be open at 8am up to 5pm and

when weekends, the store is open from 7am up to 4pm The lunch time for both

weekdays and weekends will be at 12:00 to 1:00 pm. All employees are adviced to

arrived atleast 15 minutes before their working time. Day off must be given to all

employees once a week.

3.10.2 EMPLOYEE DISCIPLINE

All employees are expected to follow rules and regulations of the company especially

the proper dress codes and attendance.

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DRESS CODE

 The employee must wear the prescribed uniform by the company every

mondays, wednesdays, and fridays.

 On non-uniform days, the employee must wear proper attire inside the workplace

premises such as collared top and pants for the male and for female, it can be

skirts should remain at knee length or nicely fitted tops and blouses.

3.10.3 EMPLOYEE’S LEAVE/HOLIDAY PAY

The Labor Code of the Philippines states the provisions of employees leave and holiday

pays.

Art. 94. Right to holiday pay

Every worker shall be paid his regular daily wage during regular holidays, except in

retail and service establishments regularly employing less than ten (10) workers;

The employer may require an employee to work on any holiday but such employee shall

be paid a compensation equivalent to twice his regular rate; and

As used in this Article, “holiday” includes: New Year’s Day, Maundy Thursday, Good

Friday, the ninth of April, the first of May, the twelfth of June, the fourth of July, the

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thirtieth of November, the twenty-fifth and thirtieth of December and the day designated

by law for holding a general election.

3.10.4 TERMS OF PAYMENT FOR THE EMPLOYEES

The Labor code states that a worker shall receive such compensation as follows:

Art. 95. Right to service incentive leave.

Every employee who has rendered at least one year of service shall be entitled to a

yearly service incentive leave of five days with pay.

This provision shall not apply to those who are already enjoying the benefit herein

provided, those enjoying vacation leave with pay of at least five days and those

employed in establishments regularly employing less than ten employees or in

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establishments exempted from granting this benefit by the Secretary of Labor and

Employment after considering the viability or financial condition of such establishment.

The grant of benefit in excess of that provided herein shall not be made a subject of

arbitration or any court or administrative action.

3.10.5 EMPLOYEES BENEFITS

There will be benefits involved according to the contract. Further are the following

benefits to the employees:

 Social Security System (SSS),

 Pag-ibig Fund, and

 PhilHealth

SOCIAL SECURITY SYSTEM (SSS)

Social Security System (SSS) is an insurance program mandated by the

Philippine government to cover all income earners or workers in the private sector. The

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monthly contribution is based on the compensation of the employee. The current SSS

contribution rate is 11% of the monthly salary credited not exceeding P16,000 and this

is shared between the employer (7.37%) and the employee (3.63%). The benefits under

the Social Security Program are sickness benefit, maternity benefit, disability benefit,

retirement benefit, death benefit and funeral benefit. In sickness and maternity benefits,

a daily cash is paid for the number of days a member is unable to work due to sickness

or injury or it is granted to a female member who is unable to work due to childbirth or

miscarriage. While disability, retirement and death benefits, a cash benefit is granted –

either as a monthly pension or a lump-sum amount – to a member who become

permanently disabled, either partially or totally, to a member who can no longer work

due to old age and to the beneficiaries of a deceased member.

Funeral benefit is where a funeral grant of P20,000 will be given to whomever paid for

the burial expenses of the deceased member.

PAG-IBIG FUND

As per RA 9679, the Home Development Mutual Fund, otherwise known as the

Pagtutulungan sa kinabukasan: Ikaw, Bangko, Industriya at Gobyerno (Pag-IBIG) Fund

is a mutual provident savings system for private and government employees and other

earning groups. Supported by matching mandatory contributions made by members’

respective employers, housing is the primary investment of the program. Membership in

Pag-IBIG entitles you to avail of housing loans, calamity loans, and multi-purpose loans,

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where the repayment is covered by both you and your employer, with your share duly

deducted from your salary and processed in addition to your employer’s portion of the

payment. Similar to SSS, you, by way of your employer, will have had to have made at

least 24 of your required monthly contributions before being able to avail of a housing

loan or multi-purpose loan from Pag-IBIG.

PHILHEALTH

The Philippine Health Insurance Corporation, or PhilHealth, is the mandated

administrator of what was formerly known as the Medicare program, but is now the

National Health Insurance Program (NHIP). Under the National Health Insurance Act of

1995, or RA 7875, the NHIP is defined as “a health insurance program for SSS

members and their dependents whereby the healthy subsidize the sick who may find

themselves in need of financial assistance when they get hospitalized.”

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54
 TECHNICAL ASPECT

4.1 PRODUCTS

Paynapple chips has unique features. The first unique feature is the high quality of the

fruits which are ripe and healthy, because papaya chips has been regarded as one of

most valuable tropical fruit that contains protein and vitamin E while pineapple chips can

be used as a supplementary nutritional fruit for good personal health and it has soluble

carbohydrates. The second unique feature is, this product is very unique because it has

new innovated taste for the people and still maintain the nutritional value it has.

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4.2 PRODUCTION AND PROCESS AND TECHNOLOGY

Product packaging and Logo

Product Logo
(Sticker Paper)

Clear Zip Lock Bag

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 PROCEDURES
Step 1 : Go to the market and find the
ingredients needed.
Step 2 : Fill and cut the fruit.
Step 3 : Sprinkle brown sugar in to
Papaya and massage it gently.
Step 4 : Soak the Papaya in the starch
slurry and let it rest for 15-20 minutes.
Step 5 : Deep Fry. Wait until it turns
golden brown.
Step 6 : Prepare the plate/bowl and the
strainer and get the Papaya chips in the
pan, strain it and put it in the
parchment paper.

PAPAYA CHIPS
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 INGREDIENTS

 Ripe Papaya
PROCEDURES  Cornstarch
Step 1 : Go to the market and find the  Brown Sugar
ingredients needed.  Oil
Step 2 : Peel the Pineapple and remove  Parchment Paper
the center bone.
Step 3 : Cut it into cubes or thin pieces.
Step 4 : Sprinkle brown sugar in to
Papaya and massage it gently.
Step 5 : Soak the Papaya in the starch
slurry and let it rest for 15-20 minutes.
Step 6 :Deep Fry. Wait until it turns
golden brown.
Step 7 : Prepare the plate/bowl and the
strainer and get the Papaya chips in the
pan, strain it and put it in the
parchment paper.

PINEAPPLE CHIPS
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INGREDIENTS
 Ripe Pineapple
 Cornstarch
 Brown Sugar
 Oil
 Parchment Paper

FOR MIXING THE PRODUCTS

Step 1 : Prepare the Papaya and Pineapple Chips, a clean plastic

gloves, and the clean zip lock bag.
Step 2 : Use the clean plastic gloves for transferring the Papaya
and pineapple Chips.

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 Step 3 : Sprinkle the brown sugar inside the zip lock bag.
Step 4 : Close and esnsure the zip lock to prevent the spilling of
the chips.

ACTUAL PRODUCT INSIDE THE CLEAR ZIP LOCK BAG

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 FINANCIAL ASPECT

5.1 The 5 Years Profit Statement

Year 1 Year 2 Year 3 Year 4 Year 5

Revenue 2,772,000 2,910,600 3,056,130 3,208,936 3,369,383
Cost of 1,330,056 1,396,558 1,466,386 1,539,706 1,616,691
goods sold
Other direct 180,000 189,000 198,450 208,372 218,791
expenses
Gross profit 2,772,000 2,910,600 3,056,130 3,208,936 3,369,383
Gross 4,102,056 4,280,158.8 4,522,516.7 4,748,642 4,986,074
income 4

Other

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Operational
expenses
Permits 42,000 42,000 42,000 42,000 42,000
Utilities 9,600 10,560 11,616 12,778 14,055
Income before 2,772,000 2,910,600 3,056,130 3,208,936 3,369,383
interest and
taxes
Tax 554,400 554,400 554,400 554,400 554,000
Net income 2,217,600 2,356,200 2,501,730 2,654,536 2,814,983

The table above shows the PROFIT STATEMENT of the Fruit Industry, in which
it increases 5% every year.

5.2 The 5 Years Cash Flows

Year 1 Year 2 Year 3 Year 4 Year 5

Beginning Cash 138,238 145,149 152,406 160,026 168,027
Balance
Cash Inflows
(Income) :
Cash Sales 2,772,000 2,910,600 3,056,130 3,208,936 3,369,383
Total Cash Flows 2,772,000 2,910,600 3,056,130 3,208,936 3,369,383
Cash Outflows
(Expenses) :
Payroll 180,000 189,000 198,450 208,372 218,791

Permits 42,000 42,000 42,000 42,000 42,000

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Utilities 9,600 10,560 11,616 12,778 14,055
Subtotal 231,600 241,560 252,066 263,150 274,846
Other Cash Outflows

Loan Principal
Owner’s Draw 50,000 75,000 80,000 90,000 93,000
Subtotal 50,000 75,000 80,000 90,000 93,000
Total Cash Outflows 281,600 316,560 332,066 353,150 367,846

Ending Cash Balance 2,628,638 2,739,189 2,876,470 3,015,812 3,169,564

63