Chapter: 2

Lanka Bangla Finance Limited: LankaBangla is the country’s leading integrated financial services
provider that include Corporate Financial Services, Retail Financial Services, SME Financial Services,
Liability Management, Stock broking, Corporate Advisory and Wealth Management Services. Lanka
Bangla has implemented business process re-engineering to build capacity for its clients’ superior
service experience. The company now operates from a centralized administrative framework through
cutting edge technological environment. LankaBangla is fueling a wide operational periphery covering
major business hubs of the country.

Under a wide umbrella of products and services, LankaBangla is the only financial institution to operate
credit card (Master and VISA) and also provide third party card processing services to different banks in
Bangladesh. LankaBangla is a primary dealer of government securities since November 2009.

Company Status Public Limited Company

Year of Incorporation 1996

Year of listed in DSE 2006

Authorized Capital BDT 10,000,000,000

Paid up Capital BDT 5,131,796,410

Face Value 10.00

Head Office Safura Tower (Level 11) 20 Kemal Ataturk

Avenue, Banani, Dhaka.

Delta Brac Housing Finance Corporation Limited: Delta Brac Housing Finance Corp. Ltd. is a housing
finance institution, which engages in the provision of loans for construction of houses, purchases of flats
or houses, extension, and improvement of existing houses or flats and purchase of housing plots. Delta
Brac Housing Finance Corporation Ltd. (DBH) is the Pioneer, Largest and Specialist Housing Finance
Institution in the Private Sector. Delta Brac Housing Finance Corporation Ltd. (also known as DBH) is a
private sector non-bank financial institution in Bangladesh. It is a public limited company listed in Dhaka
Stock Exchange and Chittagong Stock Exchange. It was established in 1996 by an international joint
venture and started its operation in 1997. DBH specializes in real estate finance & is the largest
institution in real estate finance. It is considered pioneer and market leader in the private sector housing
finance. DBH is the only financial institution in Bangladesh that has been receiving the highest credit
rating of 'AAA' for 7 consecutive years. The level of credit rating of a Bank or Financial Institution
provides a very important indication of the financial health of the concerned Bank or Financial
Institution. By attaining AAA rating for the 15th consecutive year, we are considered one of the safest
institutions in the country’s financial sector. Our rating reflects excellence in operational areas including
capital adequacy, asset quality with lowest level of nonperforming loans, operational efficiency,
management strength and corporate governance.
• Mr. Nasir A. Choudhury (Chairman, Representative of Green Delta Insurance Company)

• Dr. A M R Chowdhury (Vice Chairman, Representative of BRAC)

• Ms. Mehreen Hassan, Bar-at-Law (Director, Representative of Delta Life Insurance Company
Ltd.)

Company Status Public Limited Company

Started of Journey 1996
Authorized Capital 2000.00 MN
Paid up Capital 1772.64 MN
Face Value 10.00
Head Office C/A, Landmark Building (9th Floor, 12-14 Gulshan
North Ave, Dhaka 1212

National Housing Finance and Investment Ltd: National Housing Finance and Investments Limited
(NHFIL) a private sector housing finance company. The main objectives of the Company are to carry on
the business of financing the acquisition, construction, development and purchase of houses, plots,
apartments, and real estates, commercial spaces etc. with a view to providing finance for peoples' basic
need for shelter, enhance housing stock of the country, and promote affordable home ownership. In
addition to this NHFIL is also involved in other activities such as accepting deposits, SME financing,
Project financing, Lease financing & Term loan facility to the corporate and other small and medium
clients (SMEs). Generally, Lease finance offer to procure Capital Machinery/Factory Equipment,
Generator, Medical Equipment, Car, Buses, Sea vehicles etc.

Company Status Public Limited Company

Started journey 1998
Year of Listed in DSE 2008
Authorized Capital 2000.00 MN
Paid up Capital 1170.31 MN
Face Value 10.00
Head Office Motijheel Road, Dhaka

Islamic Finance and Investment LTD: Islamic Finance & Investment LTD. has been a leading financier to
industry along with real estate and trading communities. IFIL is the first financial company to receive ISO
certification and hence ensured that quality of services will be the foremost at company’s operation. IFIL
today has six branches and strong team of 100 employees.

Company’s philosophy from the beginning itself was to be first and different from others. It was the first
financial institution based on Islamic Shariah. Company wants to be a leader rather than a follower and
hence has always been the pioneer in the area of financial services and giving customer a “Little Extra”
to have a permanent bond with them. Company’s vision is to be a leading Finance company with Islamic
Principles.
 Company Status Public Limited Company

Year of Incorporation 2001

Year of listed in DSE 2005

Authorized Capital 2500.00 MN

Paid up Capital 1403.27 MN

Face value 10.00

Head office 3rd Floor, Impetus Centre, 242/B BirUttam Mir

ShawkatSarak, Dhaka 1208

IDLC Finance Limited: IDLC Finance Limited started as a single product lease finance company back in
1985 with 5 staff members, 35 years down the line, emerged as the largest multi-product multi-segment
Non-Banking Financial Institution in the country. As one of the most respected financial brands in the
industry, IDLC Finance Limited holds a strong and diversified footing in Corporate, SME, Retail, and
Capital Market segments.

Today, IDLC marks its presence in over 20 cities, represented by 40 branches and booths with over 1400
employees, serving over 45,000 clients. They strive to help people achieve their dreams - the dream of
owning a home, the dream of sending their children to a bigger school, the dream of going on a picnic in
the family car, the dream of starting a business, or that of expanding it, the dream of generating more
employment, the dream of taking the nation to greater heights.

Their mission is they will focus on quality growth, superior customer experience, and sustainable
business practices. And their vision is they will become the best Financial brand in the country.

Company Status Public Limited Company

Years of Incorporation 1985
Listed in DSE 1990
Authorized Capital 10000.00 MN
Paid Up Capital 3959.03 MN
Face value 10.0
Head Office Bay's Galleria (1st Floor), 57 Gulshan Avenue,
Dhaka-1212, Bangladesh

United Finance Limited: United Finance started its journey as a non-banking financial institution in 1989.
They are affiliated with Duncan Brothers (Bangladesh) Limited, Camellia PLC (United Kingdom) and
Lawrie Group PLC (United Kingdom) and its associated concerns who have a combined presence of over
150 years in Bangladesh and changed into United Finance in 2014.It is listed in DSE, It provides financial
services, such as investment, lease, loan, term finance, channel financing. United Finance collect around
80 percent of their funds directly from individual depositors.

The company has 25 branch offices across the country covering all 64 districts with financial services.
The company has branch office in Dhaka, Bongshal, Gazipur, Tejgaon, Jinjira, Narsingdi, Shyamoli,
Chattogram, Begumganj, Cox's Bazar, Cumilla, Rangamati, Jashore, Bogura, Sylhet, Rangpur, Dinajpur,
Chuadanga, Barishal, Noakhali, Rajshahi, Khulna, Gazipur, Pabna, Belkuchi and Mymensingh districts.

Company Status Public Limited Company

Year of Incorporation 1989
Year of listed in DSE 2014
Authorized Capital 3000.00 MN
Paid up Capital 1871.15 MN
Face value 10.00
Head office Camellia House, 22 Kazi Nazrul Islam Avenue,
Dhaka, Bangladesh

Bay Leasing and Investment Limited: Bay Leasing & Investment Ltd. engages in the provision of lease
financing. It offers corporate finance, small and medium enterprise finance, women entrepreneur loan,
personal loan, deposit rates and products, as a merchant banker it also provides issue management,
underwriting. Bay Leasing & Investment limited is a public limited company which started its journey in
February, 1996 as a non-banking financial institution and guided under the Financial Institutions Act of
1993. From its inception Bay Leasing & Investment Limited ran its operations in a professional manner
under the table guidance and leadership of its Board of Directors. The employees are fully committed
and dedicated to its growth and have been very loyal. On account of this the employee turnover of Bay
Leasing & Investment Limited is the lowest in the industry. The customer portfolio is well diversified and
a vast number of entrepreneurs have been benefited immensely through long term relationships.

Company Status Public Limited Company

Year of Incorporation 1996
Year of listed in DSE 2009
Authorized Capital 3000 MN
Paid up Capital 1408.88 MN
Face value 10.0
Head Office Eunoos Trade Centre, Level-18, rn52-53 Dilkusha
C/A, Dhaka-1000

GSP Finance Company Bangladesh Limited: GSPB was incorporated in Dhaka, Bangladesh on 29th
October 1995 with the Registrar of Joint Stock Companies and Firms. It started its commercial operation
from 17th April 1996 under license granted by Bangladesh Bank (Central Bank) in accordance with the
Financial Institutions Act of 1993.It started with a favorable climate for financial institutions, which could
meet the requirements and challenges of the 21st century, by providing adequate financing and
expertise to boost the industrial growth of Bangladesh. A few entrepreneurs with the strategic vision to
take up these challenges came forward to form GSP Finance Company (Bangladesh) Limited. Their goal
was to provide financing and expertise and to become an industrial development partner with the
People’s Republic of Bangladesh. It was born drawing on the age-old experience rooted in the
economies of the Far East; its expertise evolving and growing to adapt to current times and places. Here
is some product of GSP Finance; Lease Finance, Term Lending, Syndicate Finance, Secured Loan, SME
Finance, Women Entrepreneurs Loan, Bridge/Equity Finance. Their Vision is to be a premier financial
institution in Bangladesh with strong commitment to the development of the society and the national
economy.

Company Status Public Limited Company

Year of incorporation 1995
Authorized Capital 2000.00 MN
Paid up capital 1427.90 MN
Face value 10.0
Head office 1, Paribagh, Mymensingh Road, Ramna, Dhaka‐
1000.

Uttora Finance and Investment Limited: United Finance started its journey as a non-banking financial
institution in 1989. They are affiliated with Duncan Brothers (Bangladesh) Limited, Camellia PLC (United
Kingdom) and Lawrie Group PLC (United Kingdom) and its associated concerns who have a combined
presence of over 150 years in Bangladesh and changed into United Finance in 2014.It is listed in DSE, It
provides financial services, such as investment, lease, loan, term finance, channel financing. United
Finance collect around 80 percent of their funds directly from individual depositors.

The company has 25 branch offices across the country covering all 64 districts with financial services.
The company has branch office in Dhaka, Bongshal, Gazipur, Tejgaon, Jinjira, Narsingdi, Shyamoli,
Chattogram, Begumganj, Cox's Bazar, Cumilla, Rangamati, Jashore, Bogura, Sylhet, Rangpur, Dinajpur,
Chuadanga, Barishal, Noakhali, Rajshahi, Khulna, Gazipur, Pabna, Belkuchi and Mymensingh districts.

Company Status Public Limited Company

Year of Incorporation 1989

Year of Listed in DSE 2014

Authorized Capital 3000.00 MN

 Paid up Capital 1871.15 MN

Face Value 10.00

Head office Camellia House, 22 Kazi Nazrul Islam Avenue,

Dhaka, Bangladesh

Investment Corporation of Bangladesh: Investment Corporation of Bangladesh (ICB) is a statutory

corporation of Government of the People's Republic of Bangladesh. It is mainly an investment bank
operating in Bangladesh, established to accelerate the pace of industrialization and to develop a sound
securities market in Bangladesh. ICB is one of the largest investors in share market of Bangladesh.
Investing in share market, providing loans and advances, acting as manager/trustee/custodian of mutual
funds are some of main activities of ICB. It's the most successful state-owned corporation of Bangladesh
in terms of profitability. Classification of shareholders, as on 30 June 2013, shows that Government of
the People's Republic of Bangladesh holds 27% of the shares of ICB and it is enlisted in Dhaka and
Chittagong stock exchanges. After twenty-four years of establishment, the company has brought reform
in its strategy and policy for conducting commercial activities by forming and managing several
subsidiary companies under the Investment Corporation of Bangladesh. In July 2014, a bill titled
Investment Corporation of Bangladesh Bill, 2014 was placed by Finance Minister AbulMaal Abdul Muhith
in parliament aiming to encourage investment in the country, develop the capital market and collect
savings.

Company Status Public Limited Company

Year of Incorporation 1976
Year of Listed in DSE 1996
Authorized Capital 10000.00 MN
Paid up Capital 8058.16 MN
Face value 10.00
Head office BDBL Bhaban, 8, Rajuk Avenue, Dhaka 1000