k|]; lj1lKt

sf]/f]gf dxfdf/L(COVID-19) af6 cfqmfGt g]kfnsf] ;du| cy{tGqnfO{ 6]jf lbO{ cfly{s
;'rsx?nfO{ rnfodfg agfpgdf of]ubfg u/]sf] k"FhL ahf/nfO{ /fHo / o;sf lgoGqLt
lgofds lgsfox?af6 eO/x]sf] af/Daf/sf] c:jfefljs / c;fdlos x:tIf]k /
lgoGq0fsf lj?4 k"FhL ahf/ ;'wf/ ;+3if{ ;ldltn] cfd g]kfnL nufgLstf{sf] ;Dkltsf]
;'/Iff tyf g]kfnsf] k"FhL ahf/nfO{ ;'wf/ / Jojl:yt ug]{ ;DaGwdf cfd g]kfnL hg
;d'bfo / nufgLstf{x? ;ldkdf ul/Psf] k|]; lj1lKt .

cfb/0fLo g]kfnL bfh"–efO{, lbbL–alxgL tyf cfd g]kfnL lwtf]kq nufgLstf{

;fyLx? k"FhL ahf/sf] ljsf;, lj:tf/, nufgLstf{x?sf] xslxt / nufgLsf] ;'/IffnfO{
dWogh/ ub}{, kF"hL ahf/nfO{ k|ToIf / ck|ToIf ?kdf lgodg Pj+ ;'kl/j]If0f ug]{ ;jf]{kl/
;+:yfx? / clwsf/ k|fKt JolQmx?n] a]nf a]nfdf k"FhL ahf/sf] lasf; ljkl/tsf sfd /
sbdx?sf] lj?4df xfdLn] a]nf avtdf va/bf/L ul/g} /x]sf 5f}+ . km]l/ klg Ps kl5
csf]{ ul/ pQm ;+:yfsf] clwsf/ k|fKt kbdf a;]/ ;du| k"FhLahf/nfO{ gsf/fTds k|efj
kg]{ ljleGg ultljlwx? e}/x]sf] cj:yfdf xfd|f] Wofgfsif{0f ePsf] 5 .
g]kfn /fi6« a}+s P]g, @)%* sf] @)-u_ cg';f/ cof]Uo ueg{/åf/fa]nfa]nfdf
pbfl;gtf, u}/lhDd]jf/Lkgf / ;du| nufgLstf{sf] dgf]efj ljkl/t NofPsf] ljleGg
gLlt tyf sfo{qmdsf] lj?4df xfdLn] txfFsf] ;DaGwLt lgsfonfO{ ue{g/Ho"sf]
/flhgfdfsf] d'Vo dfu ;lxt tn pNn]lvt dfux? oyflz3| ?kdf sfof{Gjog ug{x'g
hf]8bf/ dfu ub{5f}+ .
xfd|f dfux?
!= g]kfn /fi6« a}+saf6 k"FhL ahf/sf] cl:tTjg} w/fkdf kfg]{ ul/ ljleGg ;do ;dodf
lgof]lht ?kdf tof/ ul/Psf gLlt sfo{qmd / sfo{gLltx?n] ;du| k"FhLahf/ cufl8
a9\g ;ls/x]sf] 5}g\ . To;sf/0fn] ue{g/Ho"sf] tTsfn /flhgfdfsf] dfu ub{5f}+ .
@= ljutdf ul/Psf] cfGbf]ngsf] dd{nfO{ a'em]/, tTsfnLg cy{dGqLåf/f kfl/t ul/Psf]
%* a'Fb] ;xdltnfO{ cIf/; kfngf u/ .
1
#= df}lns xs cGtu{tsf] ;DkQLsf] xsdfly k|xf/ ul/ g]kfn /fi6«a}+sn] dfhL{g÷z]o/
k|s[ltsf] shf{df $ s/f]8 / !@ s/f]8sf] l;df nufPsf] 5 . df}lb|s gLltdfkm{t
;du| k"FhL ahf/sf] lasf;sf] afws ag]sf] of] Joj:yf t'?Gt vf/]h u/ .
$= n3'ljQ sDkgLx?n] @)Ü eGbf dflysf] af]g; z]o/ ljt/0f ubf{ %)Ü l/hj{ /fVg'kg]{
cg'lrt / cJojxfl/s Joj:yfnfO{ tTsfn vf/]h u/ .
%= !Ü af6 !=#Ü x'g]ul/ a9fOPsf] c;n shf{ (Provisioning);DaGwL Joj:yfnfO{
tTsfn vf/]h ul/ !Ü g} sfod u/ .
^= a}+s tyf ljlQo ;+:yfx?af6 z]o/ lwQf]df k|jfx x'g] dflh{g k|s[ltsf] shf{df
tf]lsPsf] ljBdfg ;dofjwLnfO{ ;+zf]wg ul/ k'/fg} Jo:yf cg';f/ !@) lbgsf]
cf}ift d'No sfod u/ .
&= c? ;a} If]qdf k|jfx x'g] shf{ h:t} z]o/ shf{nfO{ klg Total Lending fund df
;dfj]z u/ .
*= COVID-19 sf] dxfdf/Ln] ubf{ k5f8L k/]sf] ;du| cy{tGqnfO{ psf:g / /fxt k'Ug]
ul/ d'2tL lgIf]k Aofhb/ Go"gtd sfod u/ .
(= a}+s tyf ljQLo ;+:yfx?n] z]o/ ahf/ dfkm{t z]o/ vl/b laqmL ug{ /f]s nufpg]
ul/ hfl/ ul/Psf] lgb]{zg tTsfn vf/]h ul/ a}+s tyf ljQLo ;+:yfx?n] k"FhL
ahf/df nufgL ug{kfpg] k'/fg} Joj:yf sfod u/ .
!)= cToflws / c;dfg a|f]s/ sld;gnfO{ 36fP/ )=!) Ü Flat Rate Basisdf sfod u/
.
!!= a[xt cfly{s rnv]n ul/ ;fgf nufgLstf{nfO{ n'6g / ahf/af6 axLu{dg ug]{
p2]Zon] Nofpg nfluPsf] Book Building tTsfn vf/]h ul/ ?=!)) Per Valued}IPO
hfl/ ug]{ Joj:yf u/ .
!@= !) lsQf IPO sf] cfj]bg lbg kfpg] Joj:yf sfod} u/ .
!#= lbgx"F ?kdf al9/x]sf] k"FhL ahf/sf] cfsf/ / k"FhL ahf/ k|ltsf] cfsif{0fnfO{
dWogh/ u/L l;ldlt ;+Vofdf vf]lnPsf a|f]s/sf] ;+Vof yk ug'{sf] ;fy} a}+s tyf
cGo ;"lrs[t;+:yfnfO{ a|f]s/ nfO;]G; lbg] lg0f{o tTsfn sfof{Gjog u/ .
!$=a|f]s/ sDkgLx?af6 x'g] ljleGg cg'lrt sfo{x? h:t}M kmf]g gp7fpg], lalqm u/]sf]

2
 z]o/sf] k};f plrt ;dodf gltg]{, ;dodf vftfdf z]o/ gxfNg] h:tf ultljlwx?
ug]{ a|f]s/x?sf] 5fgljg u/L To:tfa|f]s/x? nfO;]G; t'?Gt vf/]h u/ .
!%=FII, FDI, / FPI nfO{ dlGqkl/ifb\af6 kf; u/fP/ tTsfn ;~rfng ug]{ Joj:yf u/ .
!^= TMS df Trading Timedf e}/x]sf] k|fljlws ;d:ofnfO{ Jojl:yt tl/sfn] tTsfn
;dfwfg u/ .
!&=Capital Gain Tax nfO{ &=%Ü af6 k'gM 36fP/ k'/fg} %Ü Joj:yf nfu' u/L Long
Term Capital Gain Tax, C-ASBA Charge / ;f]af]g Tax nufotsf cfd g]kfnL z]o/
nufgLstf{x? dfly yf]kl/Psf ljljw s/x? tTsfn vf/]h u/ .
!*=lgofdgsf/L lgsfox?n] hf/L ug]{ gLltx? slDtdf # jif{sf nflu :yfoL x'g' kg]{
Joj:yf tTsfn nfu" u/ .

;+3if{sf sfo{qmdx?M
s_ ldlt @)&* efb| @! ut] ;f]daf/ ljxfg !! ah] z+s/b]j SofDk; k'tnL ;8s,
sf7df08f}df e]nf eO{ z+s/b]j SofDk; cufl8af6 j[xt /\ofnL lnP/ uO{ g]kfn /fi6«
a}s
+ s]lGb|o sfof{no, afn'jf6f/ cufl8 wgf{ k|b{zg .
v_ pNn]lvt dfux? ;Daf]wg gePdf ldlt @)&* efb| @# ut]b]lv @( ut] ;Dd b}lgs
lbpF;f] # ah] b]lv % ah] ;Dd g]kfn /fi6«a}+s s]lGb|o sfof{no cufl8 l/n] cgzg
sfo{qmd .
u_ pSt bjfa sfo{qmdx?sf afjh'b cfd nufgLstf{x?sf] dfux? ;Daf]wg gePsf]
v08df ldlt @)&* efb| #) ut] b]lv k"FhL ;+3if{ ;ldltsf] g]t[Tjdf g]kfn /fi6« a}+s,
s]lGb|o sfof{no cufl8 cfd/0f cgzg a:g] sfo{qmd .

/fd s[i0f 9sfn

;+of]hs
k"FhLahf/ ;'wf/ ;+3if{ ;ldlt
ldlt @)&* efb| @) ut] cfO{taf/