Questionnaire for the Institutes

1) Name of the organization :_______________________________________________

2) Address :____________________ 3) Contact no. :__________________

4) What are the objectives for setting up micro finance activity?

 To save society
 To make person independent
 Employment for women
 To meet government regulations
 Profit earning
 Please specify if any other__________________________________________
5) What is mode of ending MF?
 Micro credit
 Micro insurance
 Stake in business
 Technical guidance
 Micro franchising
 Group lending
 Consultant
 Please specify if any other__________________________________________
6) Which model do you use for MF?
 SHG
 NGO
 Joint liability model
 Small business
 Please specify if any other__________________________________________
7) Majority to whom the MF is made available? (specify the %)
 Man
 Women
 Group lending
  SHG
 Please specify if any other__________________________________________
8) Please specify the age group to whom you finance?
 0-20
 20-40
 40-60
 60-80
 80-100
9) What criteria do you assess the credit worthiness?
 Regular saving
 Past record
 Guarantee
 Collateral securities
 Please specify if any other__________________________________________
10) What is average microfinance repayment rate?
 0-20 %
 20-40 %
 40-60%
 60-80 %
 80-100 %
11) Are you providing any incentives for timely repayment of the loan?
 Yes
 No
12) From where do you get your fund to manage liquidity?
 Membership fees
 Donations
 Loan from banks
 Subsidy from government
 Through bigger SHG
13) What various modes are you using to generate awareness?
_____________________________________________________________________
14) What are challenges faced by you for lending MF?
  Financial viability
 Infrastructure
 Lack of experience & skilled staff
 Lack of innovation
 Competition
 Credit risk
 Political risk
 Unable to reach the rural mass
15) Which strategy do you use to reduce transaction cost?
_____________________________________________________________________
16) What are the ways used by you to reach mass rural population?
_____________________________________________________________________
17) What according to you are key requirements for success of MF institutes like yours?
_____________________________________________________________________

THANK YOU
 Questionnaire for individuals

1) Name :_______________________________________________________________
2) Age :________________________________________________________________

3) Family size:________________ 4) Earning member :______________

5) Address :_____________________________________________________________
6) Tel :_________________________________________________________________
7) Maximum amount of loan availed from MF institutes?
 Less than 5000
 5000-8000
 8000-10000
 More than 10000
8) How many times do you availed MF loans?
 1 time
 2 times
 3 times
 More than 3 times
9) Repayment duration?
 Less than 6 months
 6 months-1 year
 1 year -2 year
 More than 2 year
10) Purpose for which loan amount is used?
 Business
 Education
 Housing
 Any other please specify___________________________________________
11) Was any collateral security required?
  Yes
 No

If yes, than the value of the collateral security______________________________

12) Time lag after application

 Less than 1 month
 1 month-2month
 2 month-3month
 More than 3month
13) Did you face any problem while availing finance?
 Yes
 No
14) Are you satisfied with the interest rate?(rank 1-5)
 Highly satisfied
 Satisfied
 Partially satisfied
 Dissatisfied
 Highly dissatisfied
15) Monthly family income
a) Before availing finance
 Less than 2000
 2000-4000
 4000-8000
 More than 8000
b) After availing finance
 Less than 2000
 2000-4000
 4000-8000
 More than 8000
16) Was the finance availed really beneficial to you?(rank 1-5)
 Extremely useful
 Useful
  Partially useful
 Not useful
 Extremely not useful

17) Did you use the MF loan for the intended purpose?(rank 1-5)
 Highly agree
 Agree
 Neutral(partially agree)
 Disagree
 Highly disagree
18) What source of financing were you using before present source?
 Money lenders
 Banks
 Cooperatives
 Friends
 relatives
19) Can you ever imagine your business established without MF facility? (rank 1-5)
 Highly agree
 Agree
 Neutral(partially agree)
 Disagree
 Highly disagree
20) Are you satisfied with the MF institution you are presently dealing in? (rank 1-5)
 Highly agree
 Agree
 Neutral(partially agree)
 Disagree
 Highly disagree
21) What changes do you want in your MFI in following aspects?

 Documentation  Collaterals
 Credit delivery mechanism  Period of repayment
 Recovery mechanism  Interest rate
 Amount of loan(loan size)  Human resource/
 Type of loan personnel’s

Thank you