CARING FOR YOUR HEALTH

EVEN WHEN YOU ARE MILES AWAY FROM HOME

Exploring the world should come without any limitations, just like
our travel insurance

Key Advantages of

Automatic trip extension

` Higher Sum Insured options
` ` Upto 100% Sum Insured cover even in pre-existing diseases

1. Plan Highlights
SL.No. Description Explore Asia Explore ANZ Explore Africa Explore Europe Explore Canada+ Explore Silver Explore Gold Explore Platinum
(Plan 1) (Plan 2) (Plan 3) (Plan 4) (Plan 5) (Plan 6) (Plan 7) (Plan 8)

1 Sum Insured US $ 10k, 25K, US $ 25K, US $ 25K, US $ 25K, 50K US $ 50K, 100K, US $ 50K, 100K, 300K
€ 30K & 100K US $ 50K & 100K
50K & 100K 50K & 100K 50K & 100K & 100K,200k 200k,300K & 500K 500K,750k,1000k

2 Geographical Scope Asia Australia & Africa Europe & UK Worldwide Worldwide Including US & Canada /
New Zealand excluding US Worldwide excluding US & Canada

Trip Options

3 Single Trip Yes Yes Yes Yes Yes Yes Yes Yes

Multi-trip (Policy will Yes No No No No Yes Yes Yes

be on annual basis)

Trip Duration (in days)

– Single Trip
4
Minimum 2 2 2 2 2 2 2 2

Maximum 365 365 365 365 365 365 365 365

Trip Duration (in days)

– Multi-trip
5
15or 21or 30 15or 21or 30 15or 21or 30
Maximum Trip 5or 21or 30 or 45
or 45 or 60 or N.A. N.A. N.A. N.A. or 45 or 60 or or 45 or 60 or
Duration or 60 or 90 days
90 days 90 days 90 days

Entry Age – Single Trip

Child: 1 day Child: 1 day Child: 1 day Child: 1 day Child: 1 day Child: 1 day Child: 1 day Child: 1 day
Minimum Adult: 18 Years Adult: 18 Years Adult: 18 Years Adult: 18 Years Adult: 18 Years Adult: 18 Years Adult: 18 Years Adult: 18 Years
6

Maximum Child: 24 Years Child: 24 Years Child: 24 Years Child: 24 Years Child: 24 Years Child: 24 Years Child: 24 Years Child: 24 Years
Adult: Lifelong Adult: Lifelong Adult: Lifelong Adult: Lifelong Adult: Lifelong Adult: Lifelong Adult: Lifelong Adult: Lifelong

Entry Age – Multi-trip Yes No No No No Yes Yes Yes

Minimum Child: 1 day Child: 1 day Child: 1 day Child: 1 day

7 N.A. N.A. N.A. N.A.
Adult: 18 Years Adult: 18 Years Adult: 18 Years Adult: 18 Years

Maximum Child: 24 Years Child: 24 Years Child: 24 Years Child: 24 Years

N.A. N.A. N.A. N.A.
Adult: Lifelong Adult: Lifelong Adult: Lifelong Adult: Lifelong

Family Option*
8 (Available only for Yes Yes Yes Yes Yes Yes Yes Yes
Single Trip Policies).

* Family Option means covering more than one member of a family under the same Policy for same sum insured on individual basis.
2. Benefit Chart
Plan Detail Explore Asia Explore Anz Explore Africa Explore Europe Explore Canada+ Explore Silver Explore Gold Explore Platinum

Sub-limits applicable for In-patient Care No sub-limits restriction under

this plan by default

Benefit Deductible/
TimeExcess

Hospitalization
Expenses

-In-patient Care US $ 100 / € 75 Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI

Out-patient US $ 100 / € 75 Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI
Treatment

US $ 25 per US $ 25 per US $ 25 per € 25 per day, US $ 25 per US $ 25 per day, US $ 25 per day,
Daily Allowance 2 days day, max 5 day, max 5 day, max 5 max 5 day, max 5 max 5 consecutive max consecutive
consecutive consecutive consecutive consecutive consecutive days days 5 days
days days days days

Compassionate N.A. Up to US $ 5,000

Visit

Return of Up to US $ 2,000
N.A.
Minor Child

Up-gradation to Up to US Up to US Up to US Up to 750 Up to US Up to US
N.A. Up to US $ 1,000
Business Class $ 1,000 $ 1,000 $ 1,000 $ 1,000 $ 1,000

Up to US Up to US Up to US Up to US Up to US Up to US
Dental US $ 100 / 75 Up to 300 Up to US $ 500
$ 300 $ 300 $ 300 $ 300 $ 300 $ 400
Treatment

Personal N.A. US $ 15,000 US $ 15,000 US $ 15,000 10,000 US $ 15,000 US $ 15,000 US $ 20,000 US $ 25,000
Accident

Common Carrier N.A. US $ 5,000

Accidental Death
and Disability

Repatriation of N.A. Up to US Up to US Up to US Up to US Up to US Up to US
Up to 30,000 Up to US $ 50,000
Mortal Remains $ 10,000 $ 25,000 $ 10,000 $ 50,000 $ 50,000 $ 50,000

Trip Cancellation N.A. Up to US Up to US Up to US Up to 750 Up to US N.A. Up to US

$ 1,000 $ 1,000 $ 1,000 $ 1,000 Up to US $ 1,000
$ 1,000

Trip Interruption N.A. Up to US Up to US Up to US Up to 300 Up to US N.A. Up to US

$ 500 $ 500 $ 500 $ 500 $ 500 Up to US $ 500

Trip Delay $25 per each $25 per each $25 per each 20 per each $25 per each N.A. $25 per each $25 per each set
set of 4 hours set of 4 set of 4 hours set of 4 hours set of 4 set of 4 hours of 4 hours delay;
delay; Up to Up to 150 $

delay; Up to hours delay; delay; Up to 120 hours delay; delay; Up to

150 $ Up to 150 $ 150 $ Up to 150 $ 150 $
 Plan Detail Explore Asia Explore Anz Explore Africa Explore Europe Explore Canada+ Explore Silver Explore Gold Explore Platinum

Benefit Deductible/
Time Excess

Loss of Checked- $50/ 30 Up to US Up to US Up to US Up to 300 Up to US N.A.

$ 500 $ 500 $ 500 $ 500 Up to US $ 750 Up to US $ 1000
in Baggage

Delay of Checked 12 hours US $ 100 US $ 100 US $ 100 100 US $ 100 NA US $ 100 US $ 100
-in Baggage

Loss of Passport US $ 300; US $ 300; US $ 300; 200; US $ 300; US $ 300; US $ 300; US $ 300;
N.A.
and/or Internati- Max. US $ Max. US $ Max. US $ Max. 75 in Max. US $ Max. US $ Max. US $ Max. US $
onal Driving 100 in case 100 in case 100 in case case of loss 100 in case 100 in case 100 in case 100 in case
License of loss of IDL of loss of IDL of loss of IDL of IDL of loss of IDL of loss of IDL of loss of IDL of loss of IDL

Personal Liability US $ 100 Up to US $ Up to US $ Up to US $ Up to 75,000 Up to US $ N.A. Up to US $ Up to US $

/ 75 100,000 100,000 100,000 100,000 100,000 100,000

Hijack Distress $100 per $100 per $100 per 75 per day $100 per $100 per $100 per
N.A. N.A.
Allowance day for max. day for max. day for max. for max. 5 day for max. day for max. day for max.
5 consecu- consecutive 5 consecu- consecutive 5 consecu- 5 consecu- 5 consecu-
tive days 5 days tive days days tive days tive days tive days

Missed Flight 6 hours Up to $300 Up to $300 Up to $300 Up to 200 Up to $300 N.A. Up to $300 Up to $300
Connection

Automatic Trip as applica- Up to 7 Up to 7 Up to 7 Up to 7 Up to 7 Up to 7 Up to 7 Up to 7

Extension ble under consecutive consecutive consecutive consecutive consecutive consecutive consecutive consecutive
Benefit 1 days days days days days days days days

Optional Benefits

Life Threatening as applica- Up to 10%; Up to 10%; Up to 10%; Up to 10%; Up to 10%; Up to 10%; Up to 10%; Up to 10%;
Condition due to ble under Max. up to Max. up to Max. up to Max. up to Max. up to Max. up to Max. up to Max. up to
PED Benefit 1 $10000 / $10000 / $10000 / 10000 / $10000 / $10000 / $10000 / $10000 /
25% Max. 25% Max. 25% Max. 25% Max. 25% Max. 25% Max. 25% Max. 25% Max.
up to $25000 up to $25000 up to $25000 up to $25000 up to $25000 up to $25000 up to $25000 up to $25000
/100% of /100% of /100% of /100% of /100% of /100% of /100% of /100% of
SI; Max. up SI; Max. up SI; Max. up SI; Max. up SI; Max. up SI; Max. up SI; Max. up SI; Max. up
to $100000 to $100000 to $100000 to $100000 to $100000 to $100000 to $100000 to $100000

Medical Expenses as applica- Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI

due to Accident ble under
only Benefit 1

Option of Waiver N.A. Available Available Available Available Available Available Available Available
of Deductible

Adventure Sports $100/ 75. Up to 25% Up to 25% Up to 25% Up to 25% Up to 25% Up to 25% Up to 25% Up to 25%
Cover of Coverage of Coverage of Coverage of Coverage of Coverage of Coverage of Coverage of Coverage
Amount of Amount of Amount of Amount of Amount of Amount of Amount of Amount of
Hospitaliza- Hospitaliza- Hospitaliza- Hospitaliza- Hospitaliza- Hospitaliza- Hospitaliza- Hospitaliza-
tion Expen- tion Expen- tion Expen- tion Expen- tion Expen- tion Expen- tion Expen- tion Expen-
ses and Per- ses and Per- ses and Per- ses and Per- ses and Per- ses and Per- ses and Per- ses and Per-
sonal Accid- sonal Accid- sonal Accid- sonal Accid- sonal Accid- sonal Accid- sonal Accid- sonal Accid-
ent ent ent ent ent ent ent ent
 Plan Detail Explore Asia Explore Anz Explore Africa Explore Europe Explore Canada+ Explore Silver Explore Gold Explore Platinum

Benefit Deductible/
Time Excess

Refund of Visa fee N.A. Up to $150 Up to $150 Up to $150 Up to 100 Up to $150 Up to $150 Up to $150 Up to $150
(if visa Rejected)

Option of Waiver No sub-limits

of Sub-limit N.A. Yes Yes Yes Yes Yes Yes Yes
restriction under
this plan by default

Option of No Co-pay restric-

N.A. Yes Yes Yes Yes Yes Yes Yes
Co-payment tion on this Plan
by default

Optional Package

Loss of Laptop/
Tablet, Hand $50/ 30. Up to $100 Up to $100 Up to $100 Up to 75 Up to $100 Up to $100 Up to $300 Up to $300
Baggage and
Personal
Belongings

Bounced Booking - $100/ 75 Up to $500 Up to $500 Up to $500 Up to 300 Up to $500 Up to $500 Up to $500 Up to $500
Hotel/Common
Carrier

Home to Home N.A. Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI Up to SI

Cover

**Co-payment if Opted will be applicable on Hospitalization Expenses, Up-gradation to Business Class, Life Threatening Condition for PED (if opted), Medical Expenses due to
Accident only(if opted), Adventure Sports Cover(if Opted)

3. Appendix

Medical Expense Sub-limit

Room Rent including boarding and lodging 1.5% of the Sum Insured subject to a maximum of US $ 2,000 per day / 1,500 per day

ICU Charges 2% of the Sum Insured subject to a maximum of US $ 3,000 per day / 2,250 per day

Operation Theatre charges (including Surgeon Charges) 10% of the Sum Insured subject to a maximum of US $ 20,000 per Claim / 15,000 per Claim

Anesthesia 25% of the surgery cost payable

Ambulance Services US $ 500 per Claim / 375 per Claim

Diagnostics and Radiology Services US $ 1,000 per Claim / 750 per Claim

Medical Practitioners visit fees US $ 100 per visit / 75 per visit subject to maximum of 10 visits per Claim

Miscellaneous Expenses US $ 1,000 per Claim / 750 per Claim

(a ) For the purpose of application of the above limits :

(i) Surgery includes operation theatre charges, surgeon fees, implant charges and all other associated
charges.

(ii) Ambulance Services include cost of transportation of the Insured Person to the nearest Hospital and
paramedic services.

Miscellaneous Expenses includes but not limited to the cost of medicines, pharmacy or drugs supplies,
nursing charges, external medical appliances as prescribed by a registered Medical Practitioner as
necessary and essential as part of the treatment on actuals, blood storage and processing charges
and any other services which are not specified above.

4. Value added Services

Assistance Service Provider will provide non- medical services like Pre- trip Information Services, Embassy Referral,
Lost Luggage Assistance, Lost Passport Assistance, Weather and Exchange Rate Information Assistance, Emergency
Message Transmission Assistance, Interpreter Referral, Arrangement of Hotel Accommodation, Legal Assistance,
Political Risk and Catastrophe Evacuation, medical assistance services like Telephone Medical Advice, Medical Service
Provider Referral, Arrangements of Appointments with Local Doctors for Treatment, Arrangement of Hospital
Admission, Guarantee of Medical Expenses Incurred During Hospitalization, Arrangement of Emergency Medical
Evacuation, Arrangement of Emergency Medical Repatriation, Arrangement of Emergency Medical Repatriation,
Arrangement of Repatriation of Mortal Remains, 24/7 Psychological Hotline, Private Nurse Service and Travel
assistance services like Arrangement of Compassionate Visit, Arrangement of Return of Minor Children,
Arrangement of Bail Bond, Emergency Cash Advance, Claims Payment & Management, International SIM Card

For details related to Value added Services please refer Policy Terms and Conditions or Prospectus for Explore.

Care Health Insurance Limited (Formerly known as Religare Health Insurance Company Limited) Registered Office: 5th Floor,
19 Chawla House, Nehru Place, New Delhi-110019 Correspondence Office: Unit No. 604 - 607, 6th Floor, Tower C, Unitech Cyber
Park, Sector-39, Gurugram-122001 (Haryana) Website: www.careinsurance.com E-mail: customerfirst@careinsurance.com
Call: 1800-102-4488 / 1800-102-6655
Disclaimer: This is only summary of selective features of product . For more details on risk factors, terms and conditions
please read sales brochure carefully before concluding a sale.
Insurance is a subject matter of solicitation. CIN:U66000DL2007PLC161503 UAN:xxxxxx UIN:RHITIOP20134V031920
IRDA Registration Number - 148