Evolve your e-payment business with Wallet One

Merchant Wallet

Unique
Franchising solution

One Wallet – many opportunities

 About Join Wallet One to enter global e-payment service and get access
to thousands of service providers and millions of consumers.
Market
WORLDWIDE GROWTH OF THE E-COMMERCE CONSUMER BASE
MARKET GROWTH (2014-2017) 56.6%
$
445.0b 28% $ E-COMMERCE SALES (2017) 2357.4b
$ WESTERN EUROPE
73.1b 26%
660.4b 36.8%
CENTRAL & EASTERN EUROPE
NORTH AMERICA
BILLIONS
$ USA
$ 1053b 100.4% 600
51.4b 52.1% CHINA
ASIA - PACIFIC 500
MIDDLE EAST & AFRICA
400
$
74.6b 29.3% WESTERN EUROPE 300
LATIN AMERICA 200
100

YEARS 2011 2012 2013 2014 2015 2016 2017

Source: eMarketer, Jan 2014.

E-commerce is the most dynamic and fast growing industry in the world
 Wallet One The product is a comprehensive e-payment solution
ready-made product with user-friendly front-end and strong back-end

FRONT END BACK END

Mobile App
300+ developers and
support personnel

Continuous R&D activities

PR & Marketing support

our partners

Web interface
Intellectual anti-fraud
monitoring

Protected and reliable data

centres
Your customers will love it

Multi-currency accounts Keep track of your financial One click money transfer using
transactions just mobile phone number

Other features
 Link your wallet with your bank account or credit card within seconds
 Instant registration
 Cross-border payments
 Easy launch No need to spend a great deal of time
with Wallet One and money to develop your own world class product

BY YOURSELF WITH US

WALLET START-UP UP TO 2 YEARS 2-3 MONTHS

EXPENSES €1 000 000 + €50 000

FUNCTIONALITY LIMITED MAXIMUM

EXPERIENCE ??? Over 10 years in e-commerce

and international banking

CUSTOMERS LOYALTY URHMMM… ABOUT 5 MILLION HAPPY CUSTOMERS

AND Your business Our solutions

DO NOT REINVENT
THE WHEEL
How to start

1-2 months 2-3 months 2-3 months

Contract Wallet One system Local business development

negations installation and integration
Attracting local aggregators, merchants,
service providers
Integration into existing
Wallet One network (12 countries) Marketing activities to attract
local customers
Access to existing agents,
merchants and service providers Profit!
Who is our partner

Experience
Experienced in e-commerce Partner can grow the e-wallet business much faster,
rather than a new player

Capability to invest
As with any business, some investment is required to start and
to maintain this business at the right operational and healthy level.

PR and marketing skills

This is a new kind of business that requires marketing effort within the target group.
Well-formed marketing campaigns will make it fly and we will assist here with our experience and knowledge.

E-money license
To issue e-money in a country requires permissions from the local Central Bank or regulatory.
So, our preferred partner has already acquired license to operate e-money.

The offer is exclusive: only one partner per country

 Why Us? There are at least 3 reasons

1st ever online payment Over 10 years of experience User friendly interface
franchising solution in e-payments and wide network and easy to use service
of partners

12 10 000+ 500 000+

OFFICES E-SHOPS POINTS FOR CASH PAYMENT
Facts and figures

12 countries of business operations (Russia, Belarus, Kazakhstan, Ukraine,

Tajikistan, Azerbaijan, Georgia, China, USA, South Africa, Latvia, Zambia)

About 5 million existing customers of Wallet One

More than 1 million transactions per day, more than 2 000 transactions per minute
Over 1 billion USD annual turnover within Wallet One system
118 international payment methods and 500 integrated payment agents
More than 30 thousand internet merchants and service providers
PCI DSS certification

We are proud of our solutions, and we keep improving them, bringing in cutting-edge
technologies to be one step ahead of the market and expand the business overseas
What our partners say
From the moment we started Wallet One services along with ImexBank
in Ukraine we can see a terrific growth. Adaptiveness of the service
and latest technologies do really stimulate our market expansion.
Alexander Serdiuk
CEO, Wallet One Ukraine
Before starting Wallet One in South Africa we have enhanced the
system with help of W1 specialists to meet the regulation
requirements in South Africa, being sponsored by Standard Bank
and to stand out in the local market. Now we have a unique offer
for customers with our special features: service providers
discounts, referral rewards and many more. At the same time,
the system remains simple and extremely visually attractive.
Robert Pothier
CEO, Wallet One South Africa
We, together with Wallet One and InterPayBank, actively develop
payment services in Belarus. We started Wallet One franchise in 2013
and ever since people in Belarus enjoy facilities of the unique and
modern system to make their payments easy and secure. Wallet One
team has a lot of experience in international operations, therefore, we
managed to start our business fast and easy.
Denis Kalita
CEO, Wallet One Belarus
We together with Wallet One primarily focus on implementing
innovative technologies so as to upgrade the living standards of
everyone in this country. The convenient self-service kiosks are just the
beginning.
Bright Chinundu
Managing Director, Wallet One Zambia
 Story of success
W1 system costs Country Urkaine

PERCENTAGE FROM TURNOVER 0,50% POPULATION 40 000 000

SUPPORT FEE PER MONTH (MAXIMUM) €5 000,00 AVERAGE AMOUNT OF MONEY TRANSFER PER USER PER MONTH €100,00

COST OF INTERGRATION (MAXIMUM) €50 000,00 AMOUNT OF CONNECTED INTERNET MERCHANTS PER MONTH 10

PILOT (MONTHS) 6 AVERAGE SHOP TURNOVER PER MONTH €3 000,00

MARKETING COST PER MONTH €10 000,00

TAXES 18%

After 4 years of operations MILLIONS, $

-- 12
$10 788 889 --
TOTAL NUMBER OF WALLETS 1 444 960 --
-
--- 10
TOTAL NUMBER OF MERCHANTS 240,0 --
--
-
PROFIT (4 YEARS) €29 956 268,20 --- 8
--
--
REVENUE (4 YEARS) €10 788 889,39 -
--- 6
INVESTMENT -€232 010,00 --
--
-
COMPANY'S TURNOVER €47 896 000,00 --- 4
--
--
-
--- 2
--
--
-
MONTHS 0 5 10 15 20 25 30 35 40 45 50 --- 0
--
--
-
-- -2
For more info, you may contact CEO Wallet One Ukraine at w1ua@walletone.com
The franchise package

TECHNICAL PART BUSINESS INFO-SUPPORT

• Installation, adjustment • Comprehensive induction training

and launch of the System in your country
• Operations Manual
• Access to the System through
the Management Console • Brand book, patterns for business cards
and other corporate stationary
• Access to the technical support
information system • Use of the Wallet One brand
within the franchise area
• Hosted branded email service

• Individual web-site for your area

• Technical support 24/7/365

We chose franchising as the model of expanding our solutions overseas as local entrepreneurs aware of national
peculiarities are able to carry out the local adaptation in the most appropriate and quickest way
Other Products

W1 Checkout W1 Terminals W1 PayCards

A payment gateway for internet merchants. We design and develop a model of payment Link you credit cards with only one click –
118+ payment methods already connected, acceptance in your country, including hardware no need to pin in you card details.
including banks, ATMs, kiosks, POS, and software solutions and payments processing
money transfer systems and many others.
Act locally – think globally

Helsinki

Countries of presence

Our offices

franchise@walletone.com