Cost of Insurance Rates

Non-Smoker Smoker
Age Male Female Male Female
0 1.50000 1.25000 1.50000 1.25000
1 1.50000 1.25000 1.50000 1.25000
2 1.50000 1.25000 1.50000 1.25000
3 1.50000 1.25000 1.50000 1.25000
4 1.50000 1.25000 1.50000 1.25000
5 1.50000 1.25000 1.50000 1.25000
6 1.50000 1.25000 1.50000 1.25000
7 1.50000 1.25000 1.50000 1.25000
8 1.50000 1.25000 1.50000 1.25000
9 1.50000 1.25000 1.50000 1.25000
10 1.50000 1.25000 1.50000 1.25000
11 1.50000 1.25000 1.50000 1.25000
12 1.50000 1.25000 1.50000 1.25000
13 1.50000 1.25000 1.50000 1.25000
14 1.50000 1.25000 1.50000 1.25000
15 1.50000 1.25000 1.50000 1.25000
16 1.50000 1.25000 1.55000 1.28000
17 1.50000 1.25000 1.60000 1.31000
18 1.50000 1.25000 1.65000 1.34000
19 1.50000 1.25000 1.70000 1.37000
20 1.50000 1.25000 1.75000 1.40000
21 1.51400 1.26339 1.79762 1.43071
22 1.52800 1.27677 1.84524 1.46142
23 1.54200 1.29016 1.89286 1.49213
24 1.55600 1.30354 1.94048 1.52285
25 1.57000 1.31693 1.98810 1.55356
26 1.62660 1.33031 2.08332 1.58427
27 1.68320 1.34370 2.17854 1.61498
28 1.73980 1.35708 2.27376 1.64569
29 1.79640 1.37047 2.36898 1.67640
30 1.85300 1.38385 2.46420 1.70711
31 1.85620 1.39724 2.52253 1.73782
32 1.85940 1.41063 2.58086 1.76854
33 1.86260 1.42401 2.63919 1.79925
34 1.86580 1.43740 2.69752 1.82996
35 1.86900 1.45078 2.75585 1.86067
36 1.87220 1.46417 2.81418 1.89138
37 1.87540 1.47755 2.87251 1.92209
38 1.87860 1.49094 2.93084 1.95280
39 1.88180 1.50432 2.98917 1.98351
40 1.88500 1.51771 3.04750 2.01423
Cost of Insurance Rates

Non-Smoker Smoker
Age Male Female Male Female
41 2.02615 1.63129 3.35158 2.20626
42 2.20960 1.76600 3.73848 2.42879
43 2.43068 1.91623 4.19941 2.67535
44 2.68257 2.08438 4.71442 2.94593
45 2.94225 2.27625 5.23320 3.24818
46 3.20173 2.48692 5.75358 3.57293
47 3.47368 2.72513 6.30173 3.93732
48 3.74920 2.99250 6.86004 4.35047
49 4.02688 3.27231 7.42115 4.77902
50 4.30333 3.57333 7.97430 5.23032
51 4.57535 3.92031 8.51632 5.74474
52 4.84690 4.30271 9.05268 6.31475
53 5.11587 4.67973 9.57521 6.88004
54 5.38800 5.00400 10.08098 7.36200
55 5.60817 5.22375 10.46463 7.68598
56 5.71937 5.31817 10.63949 7.82084
57 5.82505 5.33363 10.78596 7.83463
58 6.08480 5.37133 11.17850 7.87081
59 6.60093 5.46504 12.02483 7.98158
60 7.44700 5.55375 13.47950 8.09000
61 8.85856 6.10068 15.87323 8.82033
62 10.48434 7.40894 18.58626 10.63953
63 12.09461 8.93556 21.21050 12.74371
64 13.71144 10.16044 23.76598 14.38457
65 15.37546 11.14579 26.30355 15.65668
66 17.04866 11.95503 28.75808 16.64038
67 18.62785 12.59707 30.95431 17.35319
68 19.92424 13.09894 32.59392 17.84984
69 20.94954 13.53213 33.71723 18.23976
70 21.92389 14.00304 34.69257 18.70418
71 23.06366 14.58888 35.86180 19.34134
72 24.58775 15.34386 37.54689 20.18889
73 26.75687 16.26697 40.15965 21.24144
74 29.84422 17.33163 44.11548 22.45259
75 34.08399 18.51234 49.66417 23.78278
76 39.50012 19.41936 56.70558 24.73381
77 45.73689 20.53980 64.64978 25.91544
78 52.09592 22.64389 72.47559 28.29622
79 57.97900 25.66488 79.34633 31.75935
80 63.25275 29.83560 85.11030 36.55595
Cost of Insurance Rates

Non-Smoker Smoker
Age Male Female Male Female
81 68.51298 36.13160 90.31365 43.63050
82 73.76215 44.87520 95.20380 53.50070
83 79.87110 58.00040 100.88370 68.36465
84 86.94183 76.50680 107.41500 89.13483
85 94.43797 89.71608 114.05880 108.35590
86 102.66170 97.93929 121.35560 115.77320
87 113.98800 109.20050 132.33150 126.77360
88 131.52310 126.52520 150.21500 144.50680
89 159.64696 154.21897 180.97085 174.81784
90 183.53478 178.02873 204.61445 198.47601
91 209.87866 204.42182 230.12201 224.13884
92 238.64861 233.39834 258.23336 252.55223
93 269.80074 264.94433 289.41854 284.20901
94 303.41462 299.16682 322.77323 318.25441
95 339.44436 336.04992 359.41168 355.81756
96 377.78680 374.00893 400.00955 396.00946
97 418.59412 414.40817 443.21730 438.78513
98 461.86644 457.24777 489.03505 484.14470
99 507.60382 502.52778 537.46286 532.08823