General Awareness Power Capsule for IBPS RRB PO & CLERK MAINS 2020

Contents
Most Important Current Affairs for IBPS RRB PO & Clerk Mains 2020 ............................................................3
The Important Points on Covid-19 ...................................................................................................................... 16
Banking Current Affairs....................................................................................................................................... 16
Economy/Financial/Business Current Affairs ..................................................................................................... 18
India’s GDP Reports by Different Organization ................................................................................................ 19
Agreements/Memorandum of Understandings .................................................................................................. 20
New Appointments: National .............................................................................................................................. 21
New Appointments: International....................................................................................................................... 24
Awards & Recognition ......................................................................................................................................... 25
Summits |Events |Festivals (National/International) ....................................................................................... 27
Committees in News ............................................................................................................................................ 29
National Current Affairs ...................................................................................................................................... 30
Current Affairs Related to States in India ........................................................................................................... 35
International Current Affairs ............................................................................................................................... 38
Obituaries (National/International)..................................................................................................................... 40
List/Indexes (Ranks & Reports) ........................................................................................................................... 44
Important Days (October to March) .................................................................................................................... 44
Books & Authors................................................................................................................................................... 47
Defense Current Affairs ....................................................................................................................................... 48
Sports Current Affairs .......................................................................................................................................... 49
Science & Technology .......................................................................................................................................... 52
Schemes Launched By Union & State Governments.......................................................................................... 54
Miscellaneous Current Affairs............................................................................................................................. 54
STATIC TAKEWAYS ........................................................................................................................................... 57
Organizations & Companies - National...................................................................................................................... 57
Organizations & Companies - International .............................................................................................................. 58
Countries| Capital | Leaders....................................................................................................................................... 59
National Companies CEOs & Other Details .............................................................................................................. 60
International Companies CEOs & Other Details ....................................................................................................... 60
National Officeholders & Ministers............................................................................................................................. 60
States-Capital-CMs-Governors .................................................................................................................................... 61
Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India......................................... 62
CM/Governors of Union Territories ............................................................................................................................... 66
Topic 2: Upcoming Important Sport Events................................................................................................................... 66
Topic 3: The Headquarters of the UN Organizations ................................................................................................... 67
Topic 4: A Brief on the Census 2011 ................................................................................................................................ 67
Topic 5: Current Office Holders List ............................................................................................................................... 67
Topic 6: Important Ports in India ..................................................................................................................................... 68
Topic 7: The Most Famous Temples in India ................................................................................................................. 68
Topic 8: List of the Important Airports in India ............................................................................................................ 69
Topic 9: What are the names of the Borders/Boundary Lines? .................................................................................. 70
Topic 10: Dams in India..................................................................................................................................................... 70
Topic 11: CLASSICAL DANCES & FOLK DANCES IN INDIA ................................................................................. 70
Topic 12: The Headquarters of the important Public-Sector Undertakings .............................................................. 71
Topic 13: Nick Names of Important Indian Places ........................................................................................................ 71
Topic 14: Important Defence Exercise Conducted in the World ................................................................................. 72
Topic 15: Stadiums Around the World ........................................................................................................................... 72
Topic 16: List of Indian Cities on Rivers Banks ............................................................................................................. 73
BANKING AWARENESS .................................................................................................................................... 74
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 General Awareness Power Capsule for IBPS RRB PO & CLERK MAINS 2020
Topic 1: Reserve Bank of India & its Functions ............................................................................................................. 74
Topic 2: Policy Rates decided by the RBI ........................................................................................................................ 75
Topic 3: Banking Regulation Act 1949|Schedule Banks| Other Types of Banks ..................................................... 75
Topic 4: What are the different types of accounts that can be opened in a Bank? .................................................... 75
Topic 5: Negotiable Instrument Act & Cheques ............................................................................................................ 76
Topic 6: Financial Inclusion & the initiatives launched to achieve it.......................................................................... 77
Topic 7: All about the Priority Sector Lending Norms ................................................................................................. 78
Topic 8: Financial Market| Important Points on Money Market, Capital Market & their Instruments ............... 79
Topic 9: All about the DICGC .......................................................................................................................................... 80
(Deposit Insurance & Credit Guarantee Corporation of India)................................................................................... 80
Topic 10: NPAs & SARFAESI Act .................................................................................................................................... 81
Topic 11: A Brief on ATMs in India ................................................................................................................................. 81
Topic 12: Currency System in India................................................................................................................................. 81
Topic 13: A close look at the Prompt Corrective Action (PCA)................................................................................... 82
Topic 14: All about the Products of NPCI ...................................................................................................................... 82
Topic 15: Small Finance Banks & its Headquarters ....................................................................................................... 83
Topic 16: Payments Banks & its Headquarters .............................................................................................................. 84
Topic 17: What are the Risks in Banking Sector? ........................................................................................................... 84
Topic 18: What are the BASEL-3 Norms & a brief on the 3 Pillars of Basel? ............................................................. 84
Topic 19: Most Important Miscellaneous Banking Terms ............................................................................................ 85
Topic 20: How the amount can be transferred from one Bank A/c to the other? .................................................... 85
Topic 21: What are the types of Accounts that can be opened by Foreign (Person) in India? ................................ 86
Topic 22: A Brief on CAMELS rating for Domestic Banks? ......................................................................................... 86
Topic 23: BANKING OMBUDSMAN SCHEME 2006 .................................................................................................. 87
Topic 24: NBFC OMBUDSMAN SCHEME .................................................................................................................... 87
Topic 25: What is Base Rate, MCLR & Other rates of Lending? .................................................................................. 87
Topic 26: What is Reverse Mortgage Loan? ................................................................................................................... 87
Topic 27: What is Hypothecation & Pledge? .................................................................................................................. 88
Topic 28: What is NBFC & how it differs from Banks?................................................................................................. 88
Topic 29: What are the types of Money? ......................................................................................................................... 88
Topic 30: What are the Different types of Banking?...................................................................................................... 88
Topic 31: What are the important codes that are used in Banking?............................................................................ 89
Topic 32: Important Banking Abbreviations .................................................................................................................. 89
Topic 33: The HQ of NATIONALIZED/PSBs BANKS ................................................................................................ 90
Topic 34: Financial Regulations | Institutions | Organizations.................................................................................. 90
Topic 35: Important Financial Schemes of the Government ........................................................................................ 91
Topic 36: List of Mergers in the Indian Banking Industry ........................................................................................... 91
Topic 38: A Brief on Printing & Minting of Currencies in India ................................................................................. 91
Topic 39: What is the Mudra Scheme? ............................................................................................................................ 92
Topic 40: Important Financial, Economics & Budget Terms ........................................................................................ 92
Topic 41: History of Banking Sector in India ................................................................................................................. 93
Topic 42: Important Financial Abbreviations Part 2 ..................................................................................................... 93
Topic 43: Miscellaneous Banking Terms......................................................................................................................... 94

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 General Awareness Power Capsule for IBPS RRB PO & CLERK MAINS 2020
Most Important Current Affairs for IBPS RRB PO & Clerk Mains 2020
India becomes member of UN’s ECOSOC body
 India elected as a member of the United Nation’s
Commission on Status of Women, a body of
the Economic & Social Council (ECOSOC).
 India will be a member of United Nation’s Commission
on Status of Women for four years, 2021 to ‘25.
 ECOSOC is at the heart of the United Nations system to
advance the three dimensions of sustainable
development – economic, social & environmental.
M Venkaiah Naidu inaugurated 4th Global Ayurveda
Summit virtually
 4th edition of Global Ayurveda Summit was virtually
inaugurated by VP Naidu on the theme “Emerging
Opportunities for Ayurveda during Pandemic”.
 The objective was to showcase the Ayurveda immunity
model to the global level as a solution named ‘Health as
One’ & ‘Immunity through Ayurveda’.
 It is being organized by the CII -Kerala in partnership
with Ministry of Ayush (Ayurveda, Yoga &
Naturopathy, Unani, Siddha & Homeopathy).
India Happiness Report 2020 announced
 The first all India Happiness Report 2020 covering all
States & Union Territories measuring happiness across
the country, what contributes to people’s happiness, the
impact of COVID-19 on happiness, & insights from
thought leaders.
 The study is based on a nationwide survey by Professor
Rajesh K Pillania.
 In overall happiness ranking of states & union
territories:
1. Mizoram 2. Punjab 3. Andaman & Nicobar Islands
 Among the big states: 1. Punjab 2. Gujarat 3. Telangana
 Among smaller states: 1. Mizoram 2. Sikkim 3.
Arunachal Pradesh
 Among union territories: 1. Andaman & Nicobar Islands
2. Puducherry 3. Lakshadweep
 Maharashtra, Delhi, & Haryana have shown the worst
possible impact of COVID-19 on happiness whereas
Manipur, Andaman & Nicobar Islands, &
Lakshadweep shown the best possible impact of
COVID-19 on happiness.
IMD’s Global Smart City Index 2020
 Institute for Management Development, in
collaboration with Singapore University for
Technology & Design released Smart City Index 2020.
 The index topped by Singapore. Hyderabad was the top
Indian city, placed at the 85th position.
 List of Indian cities in the index: Hyderabad: 85 | New
Delhi: 86 | Mumbai: 93 | Bengaluru: 95
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Hindi Diwas celebrated on 14 September
 Hindi Diwas or Hindi Day is observed every year on 14
September to mark the popularity of Hindi as an official
language of India.
RBI releases revised Priority Sector Lending Guidelines
 Priority Sector Lending (PSL) Guidelines reviewed by
the Reserve Bank of India to align the PSL Guidelines
with evolving national priorities.
 The new guidelines will make better credit penetration
into credit deficient areas & increase the lending to small
as well as marginal farmers & weaker sections.
 In the revised PSL Guidelines, RBI included some fresh
categories eligible for finance under priority sector.
 These include loans to farmers for installation of solar
power plants; loans for establishment of Compressed Bio
Gas (CBG) plants; & bank finance to start-ups of up to Rs
50 crore.
 RBI assigned higher weightage to incremental priority
sector credit in ‘identified districts’ where priority sector
credit flow is relatively low.
 Credit limit raised for the Farmers Producers
Organisations (FPOs)/Farmers Producers Companies
(FPCs) undertaking farming with assured marketing of
their produce at a pre-determined price.
 The loan limits for renewable energy have been doubled.
 The credit limit for health infrastructure (including those
under ‘Ayushman Bharat’) has been doubled to improve
the health infrastructure.
Ministry of Home Affairs issues Guidelines for
“Unlock 4”
 Ministry of Home Affairs has issued “Unlock 4”
guidelines for the phased re-opening of activities in areas
outside the Containment Zones. It is effective from
September 1, 2020.
 As per this, Metro rail will be permitted to operate with
effect from 7th September.
 New guidelines permits the Social/ academic/ sports/
entertainment/ cultural/ religious/ political functions &
other congregations with a ceiling of 100 persons, with
effect from 21st September 2020.
 It also allows the opening of Open air theatres with effect
from 21st September 2020.
 No restrictions will be there on Inter-State & intra-State
movement.
 The Schools, colleges, educational & coaching
institutions will continue to remain closed for students &
regular class activity up to 30th September 2020.
 Cinema halls, swimming pools, entertainment parks,
theatres (excluding open air theatre) & similar places will
continue to remain closed.
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 General Awareness Power Capsule for IBPS RRB PO & CLERK MAINS 2020
GoI Blocks 118 Mobile Apps
 Ministry of Electronics & Information Technology, GoI
has decided to block 118 mobile apps in view of the
emergent nature of threats.
 118 mobile apps blocked by the Ministry of Electronics
& Information Technology by invoking it’s power under
section 69A of the Information Technology Act.
Union Cabinet approves “Mission Karmayogi” NPCSCB
 Union Cabinet approved the launch of a “Mission
Karmayogi” National Programme for Civil Services
Capacity Building (NPCSCB).
 A sum of Rs. 510.86 crore will be spent over a period of
5 years from 2020-21 to 2024-25 in order to cover around
46 lakh Central employees.
 Mission Karmayogi launched to prepare the Indian
Civil Servant for the future by making him more creative,
constructive, imaginative, innovative, proactive,
professional, progressive, energetic, enabling,
transparent & technology-enabled.
India ranks 48th in Global Innovation Index 2020
 India joined the group of top 50 countries in the global
innovation index for the first time.
 13th edition of the Global Innovation Index (GII) 2020
jointly released by the World Intellectual Property
Organization (WIPO), Cornell University & INSEAD
Business School.
 Index is topped by Switzerland & India ranked at 48th.
GoI constitutes committee for assessment of relief to
bank borrowers
 GoI constituted an Expert Committee for making an
overall assessment of relief to bank borrowers related to
waiver of interest & waiver of interest on interest on
the COVID-19 related moratorium.
 State Bank of India will provide secretarial support to the
committee. Rajiv Mehrishi, former CAG of India
– Chairperson
RBI issued a notice on Compliance functions in banks &
role of CCO
 RBI released a notice on Compliance Functions in
Banks & the Role of Chief Compliance Officer (CCO).
 As per the compliance system Banks required, to have an
effective compliance culture, independent corporate
compliance function, & a strong compliance risk
management programme at the bank & group level.
 It is to be headed by a designated Chief Compliance
Officer (CCO).
 A Chief Compliance Officer (CCO) is a corporate
official in charge of overseeing & managing compliance
issues within the Bank.
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THE World University Ranking 2021 Announced
 The Times Higher Education announced the results
of World University Rankings, 2021.
 In the 2021 ranking, India recorded its highest ever
number of universities to qualify Times Higher
Education World University Ranking 2021.
 Indian Institute of Science (IISc), Bengaluru, is the top-
ranked University from India & is ranked in the 301-350
band.
 Top University in the World is University of Oxford.
Vodafone Idea rebrands itself as ‘Vi’
 Vodafone Idea has announced its new unified brand
identity by renaming all its products under a new name
& logo “Vi”.
ISA host World Solar Technology Summit
 The 1st World Solar Technology Summit held virtually.
It was inaugurated by PM Modi.
 The objective is to pay attention to state-of-the-art
technologies & next-generation technologies. Such
technologies will play an important role in making solar
energy more efficiently.
 More than 26,000 participants from 149 nations joined
the summit virtually.
 It is organised by the International Solar Alliance
(ISA) along with Federation of Indian Chambers of
Commerce & Industry (FICCI).
Conclave on “School Education in 21st Century” begins
 Two-day conclave on ‘School Education in 21st
Century’ commenced virtually. It has been organised
by Ministry of Education as part of Shikshak Parv 2020.
 Shikshak Parv is being celebrated from 8th-25th
September, 2020 to felicitate the teachers & to take New
Education Policy 2020 forward. It was addressed by PM
Modi under the National Education Policy- 2020.
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 General Awareness Power Capsule for IBPS RRB PO & CLERK MAINS 2020
Venkaiah Naidu released ‘The State of Young Child in Shri Saurabh Chaudhary Shooting
India’ report Ms. Madhurika Suhas Patkar Table Tennis
 VP Naidu released “The State of Young Child in
Shri Divij Sharan Tennis
India” report. The report was prepared by a policy
Shri Shiva Keshavan Winter Sports
advocacy organization, Mobile Creches. The report
measured Health & Nutrition in the country. Ms. Divya Kakran Wrestling
 As per the report, there 159 million children aged Shri Rahul Aware Wrestling
below 6 years in India out of the 21 per cent are Shri Suyash Narayan Jadhav Para
undernourished, 36 per cent are underweight & 38 per Swimming
cent do not receive full immunization. Shri Sandeep Para Athletics
 As per the analysis on expense towards child nutrition, Shri Manish Narwal Para Shooting
healthcare, education & other protection services, India
has spent Rs 1,723 per child in 2018-2019. RBI’s 2nd Bi-Monthly Monetary Policy Statement 2020-21
 It released the list of Best-performing states & worst- Released
performing states based on the Young Child Outcomes MPC aims to keep inflation within the target & hence to
Index. preserve financial stability. For the year 2020-21, as a whole,
 Best-performing states: Kerala, Goa, Tripura real GDP growth is expected to be negative.
 Worst-performing states: Bihar, Uttar Pradesh,
Jharkhand Key decisions:
 Repo rate under the liquidity adjustment facility
National Sports Awards 2020 announced (LAF) kept unchanged at 4.00%.
National Sports Awards announced as per the  Reverse repo rate under the LAF kept unchanged
recommendation of the Selection Committee headed by at 3.35%.
Justice (Retd.) Mukundakam Sharma.
 Marginal standing facility (MSF) rate & the Bank Rate
kept unchanged at 4.25%.
RAJIV GANDHI KHEL RATNA AWARD.
S.No. Name of the Sportsperson Discipline PM Modi addresses on New Education Policy 2020
1 Shri Rohit Sharma Cricket PM Modi addressed the nation on the New Education
2 Shri Mariyappan T. Para Athletics Policy 2020. He said that ‘Transformational Reforms in
3 Ms. Manika Batra Table Tennis Higher Education under National Education Policy’ is
4 Ms. Vinesh Wrestling being organised by University Grants Commission &
5 Ms. Rani Hockey Ministry of Education.

ARJUNA AWARD Key Highlights

Name of the Sportsperson Discipline  National Research Foundation will work closely with
Shri Atanu Das Archery National Educational Technology Forum (NETF) to
Ms. Dutee Chand Athletics enable scientific steps to include technology in the
Shri Satwik Sairaj Rankireddy Badminton education system.
Shri Chirag Chandrasekhar Shetty Badminton  K Kasturirangan, an Indian space scientist played a
Shri Vishesh Bhriguvanshi Basketball crucial role in drafting the New Education Policy 2020.
Subedar Manish Kaushik Boxing  New Education Policy is the foundation of strengthening
Ms. Lovlina Borgohain Boxing the 21st century India. Every student will be future-
Shri Ishant Sharma Cricket ready & will contribute to nation-building.
Ms. Deepti Sharma Cricket
Union Minister of Agriculture & Farmers’ Welfare
Shri Sawant Ajay Anant Equestrian launches “Krishi Megh”
Shri Sandesh Jhingan Football  Krishi Megh (National Agricultural Research &
Ms. Aditi Ashok Golf Education System -Cloud Infrastructure & Services)
Shri Akashdeep Singh Hockey launched. It will help in meeting the services &
Ms. Deepika Hockey infrastructure requirements of Digital Agriculture of
Shri Deepak Kabaddi National Agricultural Research & Education System
Shri Kale Sarika Sudhakar Kho Kho (NARES).
Shri Dattu Baban Bhokanal Rowing  The minister launched KVC ALUNET (Krishi
Ms. Manu Bhaker Shooting Vishwavidyalaya Chhatr Alumni Network) & Online

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 General Awareness Power Capsule for IBPS RRB PO & CLERK MAINS 2020
Accreditation System for Higher Agricultural
Educational Institutions (HEI).
 The National Agricultural Higher Education Project
funded by GOI & the World Bank.
Jal Shakti Minister launches Swachh Bharat Mission
Academy
 Swachh Bharat Mission Academy launched by
Gajendra Singh Shekhawat.
 It has been launched as a crucial part of the phase 2 of
Swachh Bharat Mission (Grameen).
 It is a phone-based academy & offers a 60-minutes
module, which is an IVR based training course, covering
a wide range of topics under Open Defecation Free
sustainability (ODF-S) as well as Solid & Liquid Waste
Management (SLWM).
Raksha Mantri launches Naval Innovation &
Indigenisation Organisation
 Naval Innovation & Indigenisation Organisation (NIIO)
launched by Raksha Mantri Shri Rajnath Singh.
 NIIO is a three-tiered organisation & it will enable its
end users to interact with academia as well as industry
for the promotion of innovation & indigenisation for self-
reliance in defence, with the help of its dedicated
structures.
Forbes magazine released “The Highest-Paid Actors Of
2020” list
 Forbes magazine released “The Highest-Paid Actors Of
2020” list. Bollywood actor, Akshay Kumar is the only
Indian star to be listed among the top 10 world’s highest-
paid actors of 2020.
 List is topped by Dwayne Johnson & Akshay Kumar
ranked at 6th.
Gramodaya Bandhu Mitra Puraskaras
 The awards recognize “Yeoman Service rendered by
individuals & institutions to provide succour & uplift
the vast majority of our population dependent on
agriculture & allied activities for livelihood”.
 Winners are: Chairperson of Infosys Foundation, Sudha
Murty; Group Head of Agri & IT Businesses of ITC Ltd,
Sivakumar Surampudi; Padma Bhushan Vijay Bhatkar;
Padmasri SP Verma; Govinda Rajulu Chintala,
Chairman of the Nabard & other are the winners.
Cabinet approves setting up of National Recruitment
Agency
 The establishment of “National Recruitment Agency”
received the Union Cabinet‘s approval. It will result in
transformational reform in the recruitment process for
central government jobs.
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 NRA will comprise of representatives of Ministry of
Railways, Ministry of Finance/Department of Financial
Services, the SSC, RRB as well as IBPS.
 NRA is expected to be a specialist body which will offer
the state-of-the-art technology & best practices to the
field of Central Government recruitment.
 A sum of Rs. 1517.57 crore has been sanctioned by the
GoI for the National Recruitment Agency (NRA).
IIT Madras Tops Atal Rankings (ARIIA) 2020
 Indian Institute of Technology, Madras retained the top
position in the ‘Atal Ranking of Institutions on
Innovation Achievements,’ (ARIIA) 2020 for being the
best centrally funded institution in India.
Swachh Survekshan Awards 2020 Announced
 Swachh Survekshan 2020 awards announced & Indore
became India’s cleanest city for the fourth year in a row.
List of winners across several categories are given below:
1. Cleanest city awards for cities with population above 1
lakh: – Indore (Madhya Pradesh)
2. Cleanest city awards for cities with population below 1
lakh: – Karad (Maharashtra)
3. Cleanest state with more than 100 cities: – Chhattisgarh
4. Cleanest state with less than 100 cities: – Jharkhand
5. Cleanest Ganga town: – Varanasi (Uttar Pradesh)
6. Cleanest megacity with more than 40 lac population: –
Ahmedabad (Gujarat)
7. Best self-sustainable cities with population above 40
lakh: – Bengaluru (Karnataka)
8. Fastest-moving city in terms of cleanliness: – Jodhpur
(Rajasthan)
9. Cleanest small cities: – Ambikapur (Chattisgarh)
10. Cleanest city with population between 1 lakh to 3 lakh:
– Tirupati (Andhra Pradesh)
11. Cleanest capital city: – New Delhi (Union Territory of
New Delhi) & the NDMC.
12. Fastest moving cleanest capital city: – Lucknow (Uttar
Pradesh)
13. Fastest moving self-sustainable cleanest capital city: –
Bhopal (Madhya Pradesh)
Ministry of Culture announces 7 new circles of ASI
 Union Minister of State for Culture & Tourism (IC), Shri
Prahlad Singh Patel has announced 7 new circles of
Archaeological Survey of India.
 These new circles formed in Madhya Pradesh, Tamil
Nadu, Uttar Pradesh, Karnataka, West Bengal & Gujarat.
 He also added that the Hampi Mini Circle in Karnataka
has been converted into a full-fledged circle.
The list of all 7 new circles:
 Trichy in Tamil Nadu
 Raiganj in West Bengal
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 Rajkot in Gujarat
 Jabalpur in Madhya Pradesh
 Jhansi in Uttar Pradesh
 Meerut in Uttar Pradesh
 Hampi in Karnataka
NITI Aayog releases report on Export Preparedness Index
(EPI) 2020
 NITI Aayog released the report on Export Preparedness
Index (EPI) 2020 in partnership with the Institute of
Competitiveness.
 Gujarat, Maharashtra & Tamil Nadu occupied the top
three ranks in the Export Preparedness Index (EPI) 2020.
GoI enhances prize money in National Sports Awards
 Kiren Rijiju announced an enhancement in the prize
money in four of the seven categories of the National
Sports & Adventure Awards.
 The prize money for the Rajiv Gandhi Khel Ratna
Award has been increased to 25 lakh rupees from the
previous amount of 7.5 lakh rupees.
 Arjuna Award enhanced to 15 lakh rupees from 5 lakh.
 The Dhronacharya (Lifetime) awardees, who were
earlier given 5 lakh rupees will now be given 15 lakh
rupees as cash prize, while Dhronacharya (Regular) will
be given 10 lakh instead of 5 lakh rupees per awardee.
 Dhyanchand Awardees will be given 10 lakh rupees
instead of 5 lakh rupees.
GoI approves Special liquidity scheme for NBFCs/HFCs
 GoI approved the Special liquidity scheme of Rs 30,000
crore for Non-Banking Financial Company (NBFCs)/
Housing Finance Companies (HFCs).
 The scheme aims to improve the liquidity position of
NBFCs/HFCs via a Special Purpose Vehicle (SPV).
 RBI will offer funds for the Scheme by subscribing to
government guaranteed special securities issued by the
Trust.
About the Special liquidity scheme for NBFCs/HFCs:
 Operations of the Special liquidity scheme would be
managed by the Special Purpose Vehicle (SLS Trust) set
up by SBI Capital Markets Limited (SBICAP), a
subsidiary of the State Bank of India.
 SPV will purchase the short-term papers from eligible
NBFCs/HFCs. The short term papers can be commercial
paper (CPs) & Non-convertible debentures (NCDs) with
a residual maturity of not more than 3-months.
 The facility will not be available for any paper issued
after September 30, 2020.
 The SPV would cease to make fresh purchases after
September 30, 2020 & would recover all dues by
December 31, 2020; or as may be modified subsequently
under the scheme.
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 The scheme will remain open for a period of 3 months
for making subscriptions by the Trust. The period of
lending by the Trust shall be for a period of upto 90 days.
To be eligible under the Scheme, the following conditions
should be met by the NBFCs/HFCs:
 CRAR/CAR of NBFCs/HFCs should not be below the
regulatory minimum, i.e., 15% & 12% respectively as on
March 31, 2019.
 The net non-performing assets should not be more than
6% as on March 31, 2019;
GoI, Govt of TN & World Bank signs agreements for
Housing projects
 Government of India, Government of Tamil Nadu & the
World Bank has signed an agreement for two projects of
worth $250 million.
 These projects would be executed to help low-income
groups in the state of Tamil Nadu get access to affordable
housing.
India-Bangladesh forms LPG joint venture
 India & Bangladesh signed an agreement for the
formation of a 50:50 Joint Venture Company (JVC). This
50:50 Joint Venture Company has been formed for LPG
business in Bangladesh.
World Bank approves $400 mn for rejuvenation of river
Ganga
 World Bank signed a loan agreement of $400 million
with GoI to enhance support for the Namami Gange
programme.
Maharashtra government launches “Maha” Job portal
 “Maha” Jobs Portal launched by the Maharashtra
government to offer remployment opportunities to
local residents.
 The portal will help in recruitment of skilled, semi-
skilled & unskilled employees by bridging the gap
between employers & local wokers.
The Global E-waste Monitor Report 2020
 Global E-waste Monitor 2020 is a collaborative product
of the Global E-waste Statistics Partnership (GESP),
formed by the United Nations University (UNU).
 According to a recent United Nations University (UNU)
report, global e-waste will increase by 38% in the decade
between 2020 & 2030.
 There was 53.6 million tonnes (MT) e-waste in 2019. Asia
generated the greatest volume (around 24.9 MT)
followed by America (13.1 MT).
India Ranked 31st in INFORM Risk Index 2020
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 “INFORM Report 2020: Shared evidence for managing
crises & disasters” released by research centre INFORM.
Rank Country Inform Risk
1st Somalia 8.9
31st India 5.4
India ranks 34th in GRETI 2020 by JLL
 Jones Lang LaSalle’s (JLL) released its biennial Global
Real Estate Transparency Index (GRETI). It is a unique
benchmark of real estate market transparency & an
essential guide for companies operating in foreign
markets.
 Topped by UK & India Ranked at 11.
IRDAI allows launch of ‘Corona Kavach’ insurance
policies
 General & Health Insurance companies received
approval from IRDAI to launch short-term ‘Corona
Kavach’ health insurance policies. The short-term
“Corona Kavach” health insurance policy will cover
medical expenses occurred due to coronavirus disease.
 The sum insured amount of the policy ranges from Rs
50,000 to Rs 5,00,000.
 Person between the age of 18 to 65 years can avail the
benefits of the policy.
India ranks 3rd in Global Manufacturing Risk Index 2020
 The annual Global Manufacturing Risk Index (MRI)
report was released by the US-based property consultant
Cushman & Wakefield.
 China & the United States retain the top two positions
respectively in MRI 2020. India ranked 3rd in MRI 2020.
Consumer Protection Act, 2019 comes into force in India
 The Consumer Protection Act, 2019 has been
implemented in India since 20th July 2020. It has
replaced Consumer Protection Act, 1986.
 The new act has been introduced to offer protection to
buyers from traditional sellers as well as from the new e-
commerce retailers/platforms.
 It will protect the consumer rights through its various
notified Rules & provisions & will empower consumers
& hence help them in protecting their rights.
 It involves the setting up of the Central Consumer
Protection Authority (CCPA) which will aim to promote,
protect & enforce the rights of consumers.
India successfully tests fires ATGM “Dhruvastra”
 India successfully conducted flight tests of its
indigenously developed anti-tank guided missile
‘Dhruvastra’ at Chandipur in Odisha.
 ‘Dhruvastra’ is an anti-tank guided missile (ATGM)
which is developed by the DRDO. It is a helicopter
version of ‘Nag Helina’.
RBI releases the Financial Stability Report, July 2020
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 RBI released the 21st Issue of the Financial Stability
Report (FSR).
 The FSR reflects the collective assessment of the Sub-
Committee of the Financial Stability & Development
Council (FSDC) on risks to financial stability & the
resilience of the financial system.
 Capital to risk-weighted assets ratio (CRAR) of
Scheduled Commercial Banks (SCBs) edged down to
14.8% in March 2020 from 15.0% in September 2019
while their gross non-performing asset (GNPA) ratio
declined to 8.5% from 9.3% & the provision coverage
ratio (PCR) improved to 65.4% from 61.6% over this
period.
 Macro stress tests for credit risk indicate that the GNPA
ratio of all SCBs may increase from 8.5% in March 2020
to 12.5% by March 2021 under the baseline scenario; the
ratio may escalate to 14.7% under a very severely
stressed scenario.
Global Multidimensional Poverty Index 2020 released
 2020 Global Multidimensional Poverty Index (MPI)
was released. It measures the complexities of poor
people’s lives, individually & collectively, each year.
 The report shows that out of 75 countries studied, 65
countries have reduced multidimensional poverty levels
between 2000 & 2019.
 One in three children is poor compared with one in six
adults.
 It states that India recorded the largest reduction in the
number of people living in poverty as around 273
million people moved out of the multidimensional
poverty over 10 years (from 2005-2006 to 2015-2016).
Union Cabinet Approves National Education Policy 2020
 Union Cabinet chaired by PM Modi has approved the
National Education Policy 2020.
 The National Education Policy 2020 will replace the
thirty-four year old National Policy on Education
(NPE), 1986.
 National Education Policy 2020 is the first education
policy of the 21st century & aims to bring
transformational reforms in both school & higher
education sectors.
 The new policy is based on the foundational pillars of
Access, Equity, Quality, Affordability &
Accountability.
 It has a target of 50% Gross Enrollment Ratio by 2035 &
provision for multiple entry & exits.
Fleet of 5 Rafale multi-role combat jets arrived in India
 A fleet of five French-manufactured Rafale multi-role
combat jets arrived in India.
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 Rafale Jets landed at the Ambala Air Force base after
covering a distance of 7,000 km from the Merignac
airbase in French port city of Bordeaux.
 The fleet, which comprises three single seater & two
twin seater aircraft, would be inducted into the IAF as
part of its Ambala-based No 17 Squadron, also known
as the ‘Golden Arrows’.
 The delivery of all 36 aircraft will be completed on
schedule by the end of 2021.
Schemes for promotion of Bulk Drugs & Medical
Devices Parks
 Union Minister for Chemicals & Fertilizers Shri DV
Sadananda Gowda launched four schemes for the
promotion of domestic manufacturing of bulk drugs &
medical devices parks in the country.
 It has formulated four schemes, two each for Bulk Drugs
& Medical Devices parks.
Key features of the four schemes are:
 Total financial outlay of the scheme is Rs 6,940 crore.
 Scheme for promotion of Bulk Drug Parks aims for the
establishment of 3 bulk drug parks in the country.
Maximum grant-in-aid for one bulk drug park is limited
to Rs.1000 crore.
Indian team’s 2018 Asian Games silver medal upgraded
to gold
 Indian quartet of Mohammed Anas, M.R. Poovamma,
Hima Das & Arokia Rajiv, who finished second behind
Bahrain in the 4×400 mixed relay final have now become
the first winner of the event. Silver medal of the Indian
4×400 mixed relay team’s 2018 Asian Games, Jakarta has
been upgraded to gold.
MoES National Awards for excellence in Earth System
Science
Ministry of Earth Sciences (MoES) announced the winners
of “MoES National Awards for excellence in Earth System
Science“. Some of the winners are:
 Life Time Excellence Award: Professor Ashok Sahni
 National Award for Atmospheric Science & technology:
Dr. S. Suresh Babu
 National award for Geoscience & technology: N. V.
Chalapathi Rao
 Anna Mani award for woman scientist: Dr. Lidita D. S.
Khandeparker
Environmental Performance Index 2020
 “Environmental Performance Index (EPI) 2020”
released by the Yale Center for Environmental Law &
Policy, Yale University, & Center for International Earth
Science Information Network, Columbia University. It
has ranked 180 countries.
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 It was topped by Denmark with an EPI score of 82.5.
India was ranked 168th along with Ghana. Liberia stood
at the bottom.
World Bank Releases “Global Economic Prospects (June
2020)”
 World Bank released its flagship report titled “Global
Economic Prospects (June 2020)”. It assesses the
impressions of the pandemic & also examines the
possible courses & outcomes.
 The report forecasts a 5.2% contraction in global GDP in
2020 i.e. the deepest global recession in eight decades
that the world has witnessed.
 The GDP of India is expected to contract by 3.2% in
2020, while it is expected to expand by 3.1% in 2021.
Indian Railways commissions 1st high rise Over Head
Equipment
 Indian Railways commissioned the first high rise Over
Head Equipment (OHE) & successfully ran a double
stack containers in electrified territory on Western
Railway. With this, Indian Railways has become the
first Railway to run Double Stack Container train with
high reach pantograph in high rise OHE territory, which
is a first of its kind in the entire world.
 It was operated successfully from Palanpur & Botad
stations in Gujarat.
QS World University Rankings 2021 released
 Quacquarelli Symonds (QS) World University
Ranking 2021 has been released.
 List is topped by Massachusetts Institute for
Technology (MIT), USA.
 Only eight Indian institutes managed to feature in the
top 500 of QS World University Ranking 2021 which are:
172nd Indian Institute of Technology (IIT)
Bombay
185th Indian Institute of Science (IISc) Bangalore
193rd Indian Institute of Technology (IIT) Delhi
275th Indian Institute of Technology (IIT) Madras
314th Indian Institute of Technology (IIT)
Kharagpur
350th Indian Institute of Technology (IIT) Kanpur
383rd Indian Institute of Technology (IIT)
Roorkee
470th Indian Institute of Technology (IIT)
Guwahati
India signs MOU on “Energy Cooperation” with
Denmark
 India signed an MOU on “Energy Cooperation” with
Denmark to develop a strong, deep & long-term co-
operation between two nations in the power sector.
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FSSAI releases State food safety index for 2019-20
 Food Safety & Standards Authority of India (FSSAI)
released the results of the second State Food Safety
Index to celebrate World Food Safety Day. On this
occasion, it also released an e-handbook on “Eat Right
during COVID-19” for citizens.
 Winners are:
Large State: Rank 1 | Gujarat
Small State: Rank 1 | Goa
Union Territories: Rank 1 | Chandigarh
CSIR & Atal Innovation Mission to promote Innovation
in India
 Council of Scientific & Industrial Research (CSIR) has
partnered with Atal Innovation Mission (AIM) to
promote innovation in India.
 It will also create problem solving mind-set across
schools in India via close cooperation between Atal
Tinkering Labs & Jigyasa.
 JIGYASA is CSIRs Student-Scientist connect program
where in more than 3 lakhs students across the country
have been exposed to science & technology.
GoI bans 59 Chinese apps
 Ministry of Electronics & Information Technology has
announced that “GoI Bans 59 Chinese mobile apps”,
which are prejudicial to sovereignty & integrity of India,
defence of India, the security of the state & public order”.
 Ministry of Information Technology, invoking it’s power
under section 69A of the Information Technology Act
read with the relevant provisions of the Information
Technology (Procedure & Safeguards for Blocking of
Access of Information by Public) Rules 2009.
PM Modi launches CHAMPIONS: Technology Platform
to empower MSMEs
PM Modi launched the technology platform CHAMPIONS
which stands for Creation & Harmonious Application of
recent Processes for Increasing the Output & National
Strength. It portal is essential for creating the smaller units
big by solving their grievances, encouraging, supporting,
helping & handholding. It is a real one-stop-shop solution
of MSME Ministry.
World No Tobacco Day 2020 Awards
 World No Tobacco Day Award 2020 announced. WHO
Director-General Special award given to Dr Mom
Kong, Executive Director, Cambodia Movement for
Health, Cambodia.
GoI launches “The Urban Learning Internship Program
(TULIP)”
 GoI launched “The Urban Learning Internship Program
(TULIP)”. It is an initiative of All India Council for
Technical Education (AICTE), Ministry of HRD, &
Ministry of Housing & Urban Development.
 The programme aims to provide internship
opportunities to fresh graduates in all Urban Local
Bodies (ULBs) as well as Smart Cities across the nation.
 It would also facilitate practical experience to the
students of India & hence help in infusing fresh ideas &
innovative thinking into the working of Urban Local
Bodies & smart cities.

Union HRD Minister releases “India Rankings 2020” for

Higher Educational Institutions
 Union Minister of HRD, Ramesh Pokhriyal ‘Nishank’
virtually released the 5th edition of “India Rankings
2020” of Institutions of Higher Educational Institutions.
Ranks Category Name of Institute
1 Overall Category Indian Institute of
Technology Madras
1 University Indian Institute of Science,
Category Bengaluru
1 Engineering Indian Institute of
Category Technology Madras UNCTAD Releases “World Investment Report 2020”
1 Management Indian Institute of  United Nations Conference on Trade & Development
Category Management Ahmedabad released its flagship report titled as “World Investment
1 Pharmacy Jamia Hamdard, New Report 2020: International Production Beyond the
Category Delhi Pandemic”. This is the 30th edition of the report.
1 Medical Category All India Institute of  The report forecasts Global FDI flows to decrease by up
Medical Sciences, New to 40% in 2020, from their 2019 value of $1.54 trillion.
Delhi  As per the report, Global FDI is projected to decrease by
a further 5 to 10% in 2021, followed by a recovery in 2022.

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 As per the report, the FDI to India increased by 20% to
$51 billion in 2019, sustaining the country’s upward FDI
trend.
 Among the world’s largest FDI recipients, United States
stood first in 2019.
 Among the world’s largest FDI recipients, India has
jumped from 12th position in 2018 to 9th position in
2019.
India releases National Report on the state of Climate
Crisis
 India’s first ever National Report on the state of the
Climate Crisis released. It is prepared under the aegis of
Ministry of Earth Sciences (MoES) with title
“Assessment of Climate Change over the Indian
Region”. It revealed that India’s average temperature
has risen by 0.7 degrees Celsius between 1901-2018.
MoHUA & SIDBI signs MoU for PM SVANidhi scheme
 Ministry of Housing & Urban Affairs signed a MoU
with Small Industries Development Bank of India
(SIDBI) for PM Street Vendor’s AtmaNirbhar Nidhi
(PM SVANidhi). PM SVANidhi is a Special Micro-Credit
Facility for Street Vendors.
 As per the MoU, PM SVANidhi Scheme will be
implemented by SIDBI under the guidance of MoHUA.
The credit guarantee to the lending institutions would
also be managed by the SIDBI through Credit Guarantee
Fund Trust for Micro & Small Enterprises (CGTMSE).
IMD World Competitiveness Ranking 2020
 Institute for Management Development (IMD) released
World Competitiveness Index 2020. Index is topped by
Singapore. India ranked at 43.
GoI to launch “Garib Kalyan Rojgar Abhiyaan”
 “Garib Kalyan Rojgar Abhiyaan” to be launched by the
GoI from Village Telihar, Block Beldaur of Khagaria
District of Bihar.
 It is a massive rural public works scheme that will
empower & offer livelihood opportunities to the returnee
migrant workers as well as rural citizens.
 It will be joined by the villages across 116 districts in the
six States through the Common Service Centres &
Krishi Vigyan Kendras. The six states are: Uttar
Pradesh, Madhya Pradesh, Rajasthan, Odisha,
Jharkhand & Bihar.
 “Garib Kalyan Rojgar Abhiyaan” will be 125 days long
campaign & work in mission mode.
Flood warning system “iFLOWS” launched in Mumbai
 State of the art flood warning system “iFLOWS”
launched in Mumbai, Maharashtra. The system will
enable Mumbai to predict floods three days before they
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happen. As a result, administration will be able to save
property as well as lives from the flood.
UP becomes top state to provide employment under
MGNREGA
 Uttar Pradesh has become the top state in India to
provide employment to the workers under the Mahatma
Gandhi National Rural Employment Guarantee Scheme
(MGNREGA).
 As per the data, 57,12,975 workers got employment in
around 57,000 village panchayats of the state which is
18% of the total work generated under the MGNREGA
in the country.
KVIC launches project to produce Neera & Palmgur
 A unique project to produce Neera & Palmgur rolled out
by the Khadi & Village Industries Commission (KVIC)
in Palghar district of Maharashtra.
 The project aims to promote Neera as a substitute to soft
drinks along with generating self-employment
opportunities for Adivasis as well as traditional trappers.
Nature Index 2020: India ranked 12th in science research
 Nature Index table 2020 released. India placed at twelfth
position globally in science research output. The Index is
topped by USA.
SIPRI Yearbook 2020: India ranked 6th as nuclear
weapons increased since 2019
 Stockholm International Peace Research Institute
(SIPRI) launched SIPRI Yearbook 2020. The Yearbook
assesses the current state of armaments, disarmament &
international security.
 In accordance with the “SIPRI Yearbook 2020-
Armaments, Disarmament & International Security”
from 2019 there’s a rise within the nuclear weapons
stockpile of India & China.
Number of warheads of top rankers (as of January 2020)
Rank Country Nuclear Warheads
1 USA 5800
6 India 150
GoI brings all cooperative banks under supervision of
RBI
 GoI will bring an ordinance to bring all cooperative
banks under the Reserve Bank of India supervision.
 Now 1,482 urban cooperative banks & 58 multi-state
cooperative banks will come under the supervisory
powers of the Reserve Bank of India.
Cabinet approves setting up of Rs 15000 crore “AHIDF”
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 Establishment of Animal Husbandry Infrastructure
Development Fund (AHIDF) approved by the Cabinet.
 It will be worth Rs. 15000 crore & provide incentivisation
of investments in the formation of such infrastructure for
dairy as well as meat processing, & value addition
infrastructure & establishment of animal feed plant in the
private sector.
 Farmer Producer Organizations (FPOs), MSMEs, Section
8 Companies, Private Companies & individual
entrepreneur would be the eligible beneficiaries under
the scheme
 As per the scheme, minimum 10% margin money would
be contributed by the beneficiary while scheduled banks
would be responsible for the availability of balance 90%
of the loan component. Interest subvention of 3% would
be provided by the GoI to the eligible beneficiaries.
 There will be 2 years moratorium period for the principal
loan amount while 6 years repayment period thereafter.
NITI Aayog to launch project “Decarbonising Transport
in India”
 NITI Aayog will launch the “Decarbonising Transport
in India” project in collaboration with International
Transport Forum (ITF) to develop a pathway towards a
low-carbon transport system for India.
Union HRD Minister virtually launches ‘YUKTI 2.0’
platform
 “YUKTI 2.0” platform virtually launched by Ramesh
Pokhriyal ‘Nishank’.
 The platform will help in systematically adopting the
technologies having commercial potential & information
related to incubated startups in our higher education
institutions.
 The Young India combating COVID with Knowledge,
Technology & Innovation (YUKTI) platform seeks to
cover the different dimensions of COVID-19 challenges
in a very holistic & comprehensive way. The platform
has been developed by the Ministry of HRD.
 With the help of this platform, MHRD aims to identify
innovative solutions from India’s higher & technical
institutions.
Global Status Report on Preventing Violence Against
Children 2020
 Global Status Report on Preventing Violence Against
Children 2020 released by WHO, UNICEF, UNESCO,
the Special Representative of the United Nations
Secretary-General on Violence against Children & the
End Violence Partnership.
 It has been prepared from a survey administered
between 2018 & 2019.
 It states that 89% of countries assign responsibility of
addressing the violence against children to multiple
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sectors. Among them, the education, health, justice &
social sectors most often mentioned.
 It mentions that 80% of nations have at least one national
action plan to prevent violence against children.
 It concludes that only 56% of countries are providing
some national support to implement the INSPIRE
strategies.
Union Cabinet approves 2% Interest Subvention on
Shishu Loans
 Union Cabinet chaired by PM Modi approved the
scheme for interest subvention of 2% to all Shishu loan
accounts given under Pradhan Mantri Mudra Yojana
(PMMY) to eligible borrowers.
 Under PMMY, the loans extended for income generating
activities up to Rs 50,000 are known as Shishu loans.
 The Member Lending Institutions such as Scheduled
Commercial Banks, Non Banking Finance Companies &
Micro Financial Institutions, registered with Mudra Ltd
are responsible for extending the above loans.
 The interest subvention would be applicable for a period
of 12 months.
 The scheme would be applicable to loans which are
outstanding as on 31st March, 2020; & not in Non-
Performing Asset (NPA) category, in line with the
Reserve Bank of India (RBI) guidelines, on 31st March
2020 & during the period of operation of the Scheme.
 The estimated cost of the interest subvention scheme
would be approximately Rs 1,542 crore which would be
borne by the Government of India.
 The Interest Subvention Scheme will be implemented
through the Small Industries Development Bank of
India (SIDBI).
Prime Minister announces Economic Package of Rs 20
Lakh Crore
PM Modi addressed his countrymen & announced an
Economic Package of Rs. 20 Lakh crore, giving stress on
land, labour, liquidity & law. PM stressed on the local
products & urged his countrymen to be “Vocal about
Local”. He also mentioned 5-Pillars to make India self-
reliant.
1. Economy: An economy that brings quantum jump along
with incremental change.
2. Infrastructure: An infrastructure that becomes the symbol
of modern India.
3. System: A system which will be based on technology.
4. Demography: A vibrant demography which would be the
strength as well as the source of energy for self-reliant India.
5. Demand: To improve demand & supply chain in India to
enhance the Indian economy.
Economic Relief Package announced for “Aatmanirbhar
Bharat Abhiyan”
For Standard MSMEs:
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 Rs 3 lakh crore collateral-free automatic loan for
Businesses including MSMEs. This scheme can be
availed till 31st Oct, 2020.
 Loans facility would be available for those firms with Rs
25 crore outstanding loans & annual turnover of Rs 100
crores.
 This loan facility would be having a tenor of 4 years
along with moratorium of 12 months.
 100% credit guarantee would be provided to banks &
NBFCs on principal as well as interest.
For stressed MSMEs:
 GoI announced a Subordinated Debt of Rs. 20000 crores
which is expected to benefit about 2 lakh MSMEs.
 The functioning of MSMEs which are NPA or are
stressed would be eligible to avail this facility.
 GoI announced to provide Rs 4000 crore as its
contribution to Credit Guarantee Fund Trust for Micro &
Small Enterprises (CGTSME).
For MSME having potential & which are viable:
 A fund of fund created to infuse equity of worth Rs.
50,000 Crore in the MSME.
 Fund of Fund with corpus of Rs 10,000 crores would be
set up to provide equity funding to MSMEs with growth
potential & viability.
New definition of MSMEs:
The definition of MSME revised by increasing the
investment limit of MSME.
 For Micro enterprise: Investment of upto Rs 1 crore &
turnover of upto Rs 5 crore.
 For Small enterprise: Investment of upto Rs 10 crore &
turnover of upto Rs 50 crore.
 For Medium enterprise: Investment of upto Rs 20 crore
& turnover of upto Rs 100 crore.
Employees Provident Fund:
 Under Pradhan Mantri Garib kalyan Package (PMGKP),
payments of 12% of employer & 12% employee
contribution was made into EPF accounts of eligible
establishments.
For NBFCs/ Housing Finance Companies (HFCs)/ Micro
finance Institutions (MFIs)
 Government will launch a Rs 30,000 crore Special
Liquidity Scheme under which investment will be made
in both primary & secondary market transactions in
investment grade debt paper of NBFCs/HFCs/MFIs.
In order to help Power Distribution Companies
(DISCOMS), PFC/REC will infuse liquidity of Rs. 90,000
Crore to DISCOMs against receivables.
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Liquidity of Rs 50000 crore through Tax Deduction at
Source (TDS)/Tax Collection at Source (TCS) rate
reduction.
Highlights of measures announced in 2nd tranche, as part
of Economic Relief Package for “Aatmanirbhar Bharat
Abhiyan”:
Free Food Grain supply to migrants for 2 months
 To benefit migrant workers, GoI is coming up with
National Portability of Cards i.e. “One Nation One
Ration card”. This scheme is expected to benefit around
67 crore beneficiaries i.e. 83% of the PDS population by
August, 2020.
 To provide houses to migrant workers & urban poors at
affordable prices, the GoI is going to launch a scheme
under Pradhan Mantri Awas Yojana (PMAY).
 MUDRA-Shishu loans: This will be launched to benefit
the smallest of small credit takers from the bank. Under
MUDRA-Shishu loan, one can take loan of only upto Rs
50,000.
Street Vendors:
 Initial working capital of upto Rs 10,000 will be provided
to the street vendors.
Housing:
 GoI decided to extended the tenure of Credit Linked
Subsidy Scheme for Middle Income Group (Annual
Income: Rs 6-18 Lakhs) which was operationalized in
May 2017 & extended to 31st March 2020. It has been
extended to 31st March 2021.
For Employement Generation:
 Plans of worth Rs 6000 Crores will be approved shortly
to generate employment by pushing the use of CAMPA
funds i.e. Compensatory Afforestation Management &
Planning Authority, which was set up under the
Compensatory Afforestation Fund Act 2016.
For Farmers:
 GoI is providing Rs 30,000 crores Additional Emergency
Working Capital Funding for farmers through National
Bank for Agriculture & Rural Development (NABARD)
for crop loan requirement of Rural Co-op Banks &
Regional Rural Bank (RRBs).
 To boost the farming activities, Rs 2 lakh crore
Concessional credit boost will be offered to 2.5 crore
farmers through Kisan Credit Cards.
 Rs 1 lakh crore Agri Infrastructure Fund for farm gate
infrastructure for farmers.
 GoI to launch a Rs 10,000 Crore scheme for formalisation
of Micro Food Enterprises which is expected to benefit 2
lakh MFEs.
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 GoI announced the support of Rs 20,000 crore for
Fishermen through Pradhan Mantri Matsya Sampada
Yojana.
 National Animal Disease Control Programme for Foot &
Mouth Disease (FMD) & Brucellosis launched with total
outlay of Rs. 13,343 crores.
 GoI has planned to spend Rs 15,000 crores for the
development of Animal Husbandry Infrastructure with
special focus on dairy sector.
 GoI has decided to allocate Rs 4000 crore to cover
10,00,000 hectares area under the Herbal Cultivation in
next two years.
 GoI has announced Rs 500 crores scheme to increase the
income of 2 lakh beekeepers & will help in providing
quality honey to the consumers.
 GoI has decided to extend the Operation Greens from
Tomatoes, Onion & Potatoes (TOP) to All Fruit &
Vegetables (TOTAL). Amount of Rs 500 crore has been
allocated.
 FDI limit will be raised in the defence manufacturing
under automatic route from 49% to 74%.
 6 more airports will be auctioned by AAI on Public-
Private Partnership (PPP) basis.
 For the creation of Social Infrastructure Projects,
government has made the provision of Rs 8100 crores
which will go in the form of Viability Gap Funding
Scheme.
 GoI has announced to establish research reactor in PPP
mode for production of medical isotopes.
 GoI has decided to allocate an additional amount of Rs
40,000 crore under MGNREGS which will help in
generating total work of nearly 300 crore person days.
GoI decided to launch PM-eVIDYA programme
immediately for multi-mode access to digital/online
education.
 A DIKSHA programme will provide “one nation, one
digital platform” for school education in states/UTs.
 An initiative titled “Manodarpan” to be launched
immediately to provide psychosocial support to
students, teachers & families for their mental health &
emotional well being.
 National Foundational Literacy & Numeracy Mission
will be launched by December 2020 to ensure that every
child attains learning levels & outcomes in grade 5 by
2025.
Other Points
 GoI will exclude the COVID-19 related debt from the
definition of “default” under the Code for the purpose of
triggering insolvency proceedings.
 For MSMEs, a “Special insolvency resolution”
framework under the Section 240A of the Code, will be
notified soon.
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 The minimum threshold to initiate insolvency
proceedings raised from Rs 1 lakh to Rs 1 crore to largely
insulate the MSMEs.
 Centre’s request to the Reserve Bank of India, the RBI has
increased:
a) Ways Means Advance limits of States by 60%.
b) Number of days state can be in continuous overdraft from
14 days to 21 days.
Nikkei Asia Prize 2020
 An IIT Madras Professor Thalappil Pradeep selected for
Nikkei Asia Prize 2020 in the category of 'Science &
Technology' for his pioneering work in nanotechnology-
based water purification.
Union Cabinet Approves “Scheme for Formalisation of
Micro Food Processing Enterprises”
 “Scheme for formalisation of Micro Food Processing
Enterprises” approved by the Union Cabinet.
 It is a new Centrally Sponsored Scheme announced for
the Unorganized Sector on All India basis with an outlay
of Rs. 10,000 crore, the expenditure of which will be
borne by the GoI & the States in ratio of 60:40.
 Objective of “Scheme for formalisation of Micro Food
Processing Enterprises”.
 The scheme will be implemented for over a 5 year period
from 2020-21 to 2024-25 on All India basis, providing
credit linked subsidy to 2,00,000 units.
 The scheme will provide Seed capital to Self Help
Groups for loan to members for working capital & small
tools. Under the scheme, Micro enterprises will be
offered credit linked subsidy @ 35% of the eligible project
cost with ceiling of Rs 10 lakh.
Centre launches scheme to solarise Konark sun temple &
Konark town
 Scheme launched by the central governemnt for
complete solarization of Konark Sun Temple & Konark
town in Odisha to develop the historical Sun Temple
town of Konark as Surya Nagri. Odisha Renewable
Energy Development Agency would be responsible for
this.
“The Saras Collection” launched on Government e-
Marketplace portal
 “The Saras Collection” launched on the Government e-
Marketplace portal by Narendra Singh Tomar. The new
initiative launched with an objective to provide Self Help
Groups in rural areas with market access to Central as
well as State Government buyers.
 It is a unique initiative of Government e-Marketplace
(GeM) & Deen Dayal Antyodaya Yojana-National Rural
Livelihoods Mission (DAY-NRLM).
 Under this initiative, the daily utility products made by
rural self-help groups (SHGs) are exhibited & provided
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with the market access to Central & State Government
buyers.
Maharashtra to provide free insurance cover premium to
its people
 Maharashtra government announced the inclusion of
state’s whole population under the Mahatma Jyotiba
Phule Jan Aarogya Yojana. As per announcement, state
will provide free health treatment to population of the
state. With this inclusion, Maharashtra has become
India’s first state to provide free & cashless insurance
premium to the people of the state.
Indian journalists wins Pulitzer Prize 2020 in feature
photography
 Indian journalists namely Dar Yasin, Mukhtar Khan &
Channi Anand honoured with the 2020 Pulitzer Prize in
the field of feature photography.
Outbreak of African Swine Fever in India
 Assam noted the first instance of African swine fever in
the country.
International Energy Agency (IEA) Releases “Global
Energy Review 2020”
 International Energy Agency (IEA) released its report
with title “Global Energy Review 2020”. It forecasts that
energy demand will fall down by 6% in 2020.
UNICEF Publishes “LOST AT HOME” Report
 “LOST AT HOME” report is published by the United
Nations International Children’s Emergency Fund
(UNICEF).
 The report says that almost 33 million new
displacements were recorded in 2019 in which around
25 million were due to natural disasters & 8.5 million as
a consequence of conflict & violence.
 In India, the total number of new internal displacements
in 2019 stood at 5,037,000: 5,018,000 due to natural
disasters & 19,000 because of conflict & violence.
WHO Releases “State Of The World’s Nursing Report
2020”
 The “State of the World’s Nursing Report-2020”
released by the World Health Organization.
 This is the first State of the world’s nursing report & it
presents much to celebrate about the nursing workforce.
 As per the report, nursing is the largest occupational
group in the health sector which accounts for around
59% of the health professionals.
DW Freedom of Speech Award 2020 announced
 17 journalists from 14 countries named for Deutsche
Welle Freedom of Speech Award 2020 for showing
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“outstanding commitment to human rights & freedom
of expression in the media”.
 Siddharth Varadarajan from India won the Award.
UN releases report “World Economic Situation &
Prospects”
 As per the report, the growth rate of India projected to
grow at 1.2% in fiscal year 2020.
 As the COVID-19 pandemic has paralysed the world, the
UN has projected that the global economy will contract
sharply by 3.2% in fiscal year 2020.
MOHUA announced results of Star rating of garbage-free
cities
 Hardeep Singh Puri announced the results of the Star
Rating of Garbage Free Cities 2019-2020. As per the
result, 6 Cities were rated 5 Star, 65 Cities rated 3 Star &
70 Cities rated 1 Star out of 141 cities. The list of cities
with 5 Star Rating are:
 Ambikapur (Chhattisgarh), Rajkot (Gujarat), Surat
(Gujarat), Mysore (Karnataka), Indore (Madhya
Pradesh) & Navi Mumbai (Maharashtra)
Finance Minister rolls out facility of Instant Allotment of
PAN
 The facility for instant allotment of Permanent Account
Number (PAN) formally launched by Nirmala
Sitharaman. The PAN applicants who has a valid
Aadhaar number & have a mobile number registered
with Aadhaar will be able to avail this facility. Allotment
process is paperless & an electronic PAN (e-PAN) will
be issued.
What is Pradhan Mantri Matsya Sampada Yojana
(PMMSY)?
 Pradhan Mantri Matsya Sampada Yojana (PMMSY)
approved by Cabinet chaired by PM Modi. It has been
stated to be implemented from FY 2020-21 to FY 2024-25
i.e. for a period of 5-years in all States/Union Territories.
 As the name suggests, PMMSY is a fisher centric
umbrella scheme in which the key stakeholders would
be fishers, fish farmers, fish workers & fish vendors.
 Aim is to bring about Blue Revolution via sustainable &
responsible development of fisheries sector in India.
 PMMSY has been approved at a total estimated
investment of Rs 20,050 crores.
 The scheme aims to harness the fisheries potential in a
sustainable, responsible, inclusive as well as equitable
manner.
 PMMSY is expected to enhance the fish production from
13.75 million metric tons (2018-19) to 22 million metric
tons (2024-25). It also envisages to double the export
earnings by 2024-25 to about Rs 1,00,000 crores, hence
doubling the incomes of fishers as well as the fish
farmers.
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Andhra Pradesh CM releases 1st tranche of “ReStart
Package”
 Andhra Pradesh CM Reddy released the 1st tranche of
“ReStart Package“ to help the lockdown-hit Micro,
The Important Points on Covid-19
 A novel coronavirus (CoV) is a new strain of
coronavirus.
 The disease caused by the novel coronavirus first
identified in Wuhan, China, has been named coronavirus
disease 2019 (COVID-19) – ‘CO’ stands for corona, ‘VI’
for virus, and ‘D’ for disease.
 The COVID-19 virus is a new virus linked to the same
family of viruses as Severe Acute Respiratory Syndrome
(SARS) and some types of common cold.
 It is transmitted through direct contact with respiratory
droplets of an infected person (generated through
coughing and sneezing), and touching surfaces
contaminated with the virus. The COVID-19 virus may
survive on surfaces for several hours, but simple
disinfectants can kill it.
 Symptoms can include fever, cough and shortness of
breath. In more severe cases, infection can cause
pneumonia or breathing difficulties. More rarely, the
Banking Current Affairs
 Titan Company partnered with the State Bank of India
(SBI) to launch India’s first contactless payment watches
named “Titan Pay”. It is powered by YONO SBI.
 ICICI Home Finance launched “ApnaGharDreamz”, its
new home loan scheme for skilled laborers in the
informal sector of Delhi.
 Bandhan Bank set up a new vertical called "Emerging
Entrepreneurs Business (EEB)" to support the emerging
needs of the unbanked & underbanked segment of
customers.
 Canara Bank launched lead management system (LMS)
- i-Lead 2.0 (Inspiring Leads System version 2.0) to
provide its services to customers irrespective of where
they resides.
 ICICI Bank launched a virtual property exhibition under
the name ‘Home Utsav’ which will digitally showcase
real estate projects.
 On Bank of India’s 115th Foundation Day, it has
launched an international contactless debit
card, “Signature Visa Debit Card” for high net worth
individuals maintaining an average quarterly balance
of Rs 10 lakhs & above.
 RBI ceased the Banking operations by the Aditya Birla
Idea Payments (ABIP) Bank under Banking
Regulations Act 1949.
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Small & Medium Enterprises (MSMEs) to reopen &
become functional.
 The first tranche is of Rs 450 crore which will be used in
clearing the pending industrial incentives that would
benefit nearly 98,000 units
.
disease can be fatal. These symptoms are similar to the
flu (influenza) or the common cold, which are a lot more
common than COVID-19. This is why testing is required
to confirm if someone has COVID-19.
 As on 23rd September, The Recovery Rate in India was
81.25%. India has the highest recovered cases in the
world. It contributes 19.5% to the global recoveries.
 USA is having the maximum number of Confirmed cases
followed by India and Brazil.
 The first batch of the Sputnik V vaccine against Covid-
19, developed by Russia's Gamaleya National Research
Center of Epidemiology and Microbiology and the
Russian Direct Investment Fund (RDIF) released into
civil circulation. The Russian health ministry registered
the first vaccine against Covid-19, named Sputnik V, on
August 11. Russia's first coronavirus vaccine is
developed jointly by Gamaleya Research Institute and
the Russian Defence Ministry.
 As per the EASE Banking Reforms Index 2.0, Bank of
Baroda placed at the first spot. State Bank of India &
Oriental Bank of Commerce got the 2nd & 3rd place.
Indian Banking Association (IBA) makes
EASE (Enhanced Access & Service Excellence) reform
index.
 SBI is planning to launch a loan product
named “SAFAL” for organic cotton growers. The
product Safe & Fast Agriculture Loan (SAFAL) is
primarily focussed on organic cotton growers who don’t
have any credit history.
 Mastercard launched “Central Bank Digital
Currencies” (CBDCs), a Virtual Testing Environment
for Central Banks to Assess & Explore National Digital
Currencies.
 ICICI Bank launched a new product named "iStartup
2.0", to cater to the banking needs of startups &
entrepreneurs.
 Kotak Mahindra Bank launched two-month-long
campaign called ‘Kona Kona Umeed’ with huge offers
& discounts to lift up hope & optimism among its
customers in the midst of the Coronavirus pandemic.
 Axis Bank launched an Automated Voice Assistant
‘AXAA’. AXAA is an artificial intelligence-powered
conversational voice BOT.
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 RBI set up an expert committee under veteran banker
KV Kamath to suggest financial parameters for
resolution of Covid-19 related stressed assets.
 RBI decided to introduce a mechanism of 'Positive Pay'
for all cheques of value Rs 50,000 & above. Under the
'positive pay' system, a customer who issues the cheque
clicks a picture of the cheque before handing it over to
the beneficiary & uploads the same on the bank's mobile
application. This will enhance the safety of cheque
payments.
 Punjab National Bank launched a campaign named
‘DIGITAL APNAYEN’ to encourage customers to use
digital banking channels.
 HDFC Bank launched “Shaurya KGC Card” for Indian
armed forces personnel. It will offer agriculture loans
for military & paramilitary professionals.
 Fino Payments Bank launched Jan BachatKhata (JBK),
which is an Aadhaar Authentication based digital
savings account that brings neo-banking experience to
consumers.
 YES BANK launched the digital ‘Loan against
Securities’, a unique solution enabling customers to lien
mark their mutual funds digitally & avail quick &
hassle-free loan. This digital solution is launched under
YES BANK’s ‘Loan in Seconds’ platform.
 Lakshmi Vilas Bank (LVB) launched LVB DigiGo, a
digital initiative to enable the opening of savings
account instantly.
 Axis Bank launched a new initiative named ‘Gig-a-
Opportunities’. It aims to attract skilled talent that can
work with the bank remotely, from anywhere in the
country.
 ICICI Lombard General Insurance Company & Bharti
AXA General Insurance Company announced the
merger of their businesses.
 SBI General Insurance launched a first-of-its-kind
insurance product called ‘Shagun – Gift an Insurance”,
which is a unique gift of Personal Accident policy.
 ICICI Bank become the 1st bank in India to use satellite
data to assess the creditworthiness of farmers.
 NABARD revealed a dedicated debt & credit guarantee
product named as “Structured Finance & Partial
Guarantee Program for Non-Banking Finance
Companies (NBFC)-Micro Finance Institutions (MFIs)”.
It will offer undisturbed flow of credit to the last mile in
rural areas hit by the pandemic.
 Axis Bank introduced ‘Liberty Savings Account’ for
the Indian Youth, to address the ever-changing lifestyle
needs of young & digitally interested Indians.
 HDFC Bank announced a strategic partnership with
Adobe to enhance the Digital Experiences of its
Customers.
 YES Bank launched a digital solution, “Loan in
Seconds” for instant disbursement of retail loans.
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 Karur Vysya Bank (KVB) entered into a partnership
with Star Health & Allied Insurance Co to provide a
wide range of health insurance options to its customers.
 Fino Payments Bank Limited launched ‘Bhavishya’
savings account for minors aged between 10-18 years.
 SBM Bank (India) Ltd partnered with Mastercard to
revolutionize domestic & cross-border payments &
remittances services.
 Karur Vysya Bank signed an agreement with Bajaj
Allianz Life Insurance to offer life insurance solutions
to its customers.
 NABARD announced Rs 5,000 crore of refinance
scheme for banks & financial institutions to offer
finance to the beneficiaries of its 2,150 watershed
development projects.
 NABARD assigned Rs 5,000 crore to transform
Primary Agricultural Credit Societies (PACS) into
multi service centres.
 Visa tied-up with Federal Bank to launch “Visa
Secure” to the bank’s cardholders. It is a modernized
technology which is built on EMVCo 3DS (3D Secure)
2.0 protocol, & provides a quicker & frictionless
checkout experience.
 UPI AutoPay facility for recurring payment launched
by the National Payment Corporation of India. It will
enable recurring e-mandate with the help of any
Unified Payments Interface application for recurring
payments like mobile bills, electricity bills, EMI
payments etc upto Rs. 2000.
 Bank of Baroda launched ‘Insta Click Savings
Account’, a 100% paperless digital self-assisted online
savings account.
 RBI signed an agreement for extending a $400-million
currency swap facility to Sri Lanka in order to boost the
foreign reserves & ensure the financial stability of the
country.
 IndusInd Bank launched a mobile application based
facility where customer can open the current bank
account in a paperless manner. It is the first bank in
India to introduce this facility.
 Payments Infrastructure Development Fund (PIDF)
created by RBI. In PIDF, an initial contribution of Rs 250
crores i.e. half of the fund made by RBI, while the
remaining will be from card issuing banks & card
networks.
 “Summer Treats” campaign launched by the HDFC
Bank. It is launched with the easing of the lockdown
restrictions in order to provide offers to both merchants
and, salaried & self-employed customers.
 NABARD extended a Special Liquidity Facility (SLF)
of Rs 270 crore to Assam Gramin Vikash Bank to
support the agricultural activities of the farmers amid
COVID-19 pandemic.
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 ICICI Bank introduced an online overdraft (OD) facility
‘Insta FlexiCash’ for its salary account customers.
 Airtel Payments Bank launched ‘Suraksha Salary
Account’ for MSME.
 ICICI Home Finance launched a special affordable
housing loan scheme “SARAL” to fund homes in urban
& rural areas. It is developed especially for women,
lower, middle income customers & economically
weaker sections having maximum household income
up to Rs 6 lakh annually. It provides affordable housing
loans up to Rs 35 lakh at an interest rate starting from
7.98% for a maximum tenure of 20 years.
 RBI enhanced the withdrawal limit for depositors of
Punjab & Maharashtra Cooperative Bank Limited,
Mumbai to Rs 1 Lakh per depositor.
 Yes Bank partnered with fintech startup “Affordplan”
to launch ‘Swasth Card’, a co-branded healthcare card,
under Swasth program.
 UCO Bank tied up with four insurers to offer various
insurance products to its customers. It teamed up with
SBI Life Insurance Company, the Oriental insurance
company & Religare insurance Company, Star Health
& Allied insurance company.
 Karnataka Bank rolled out a new product titled “KBL
Micro Mitra” for the Micro entrepreneurs. Under this,
the Micro manufacturing & service enterprises will be
offered a financial assistance of up to Rs 10 lakhs.
 Yes Bank partnered with UDMA Technologies to
launch its digital wallet solution ‘Yuva Pay’ mobile app.
 Karnataka Vikas Grameena Bank launched a loan
scheme ‘Vikas Abhaya’ to provide relief to MSME
Economy/Financial/Business Current Affairs
 National Bank of Bahrain (NBB) selected Infosys
Finacle to digitally transform its transaction banking
business.
 Paytm launched India’s 1st Pocket Android POS (Point
of Sale) Device named ‘Paytm All-in-One Portable
Android Smart POS’ for contactless ordering &
payments in India.
 Bombay Stock Exchange signed MoU with Akola,
Maharashtra-based bullion trade & industry
associations, Akola Sarafa Association & Akola Sarafa
Va Suvarnakar Yuva Sangh. It aimed is to facilitate
cooperation between the BSE & physical markets in
areas such as knowledge sharing, education & training,
events etc.
 Multi Commodity Exchange of India (MCX) to launch
India’s first bullion index named “Bulldex”.
 ADB approved a USD 1 billion (Rs 7,485 crore) loan to
construct the modern, high-speed 82-kilometre (Delhi –
Meerut) Uttar Pradesh Regional Rapid Transit System
(RRTS) in India.
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borrowers whose business activities are disrupted on
account of the COVID-19 pandemic in Dharwad,
Karnataka.
 HDFC Bank released a song titled
#HumHaarNahiMaanenge to keep hopes up amidst
the ongoing national lockdown & Covid-19 pandemic.
 Customer engagement technology provider, Ameyo
launched video KYC engagement platform for the
banking & finance sector.
 Licence of The CKP Co-operative Bank Ltd., Mumbai
to carry on banking business has been cancelled by RBI.
 SBI General Insurance launched the standard health
insurance policy “Aarogya Sanjeevani Health
Insurance Policy” which provides hospitalisation
cover anywhere in India with sums insured ranging
from Rs. 1 lakh to Rs. 5 lakhs.
 Kotak Mahindra Bank becomes 1st bank in India to
allow video Know your customer (KYC) facility for
customers opening savings accounts on Kotak 811 – the
banks digital banking platform.
 “iTurmeric FinCloud” is a cloud-ready, API-first,
microservices-based platform launched by Intellect
Design Arena Ltd. It is launched through IBM public
cloud.
 An Artificial Intelligence based chatbot “PAi”
launched by the National Payment Corporation of
India to create awareness around NPCI’s products.
 LIC announced the launch of the modified Pradhan
Mantri Vaya Vandana Yojana, a social security scheme
for senior citizens.
 Muthoot Finance tie-up with Kotak Mahindra General
Insurance to offer COVID-19 insurance cover of up to
Rs 1 lakh against the gold loan.
 Reliance Retail Ventures Limited (RRVL), wholly-
owned subsidiary of Reliance Industries Limited
acquired majority equity stake in Chennai-based Vitalic
Health Pvt. Ltd. as well as in its subsidiaries.
 HSBC India launched a Green Deposit programme for
corporate clients to finance eco-friendly projects.
 Proposed acquisition of C&S Electric Limited by
Siemens Limited received the approval of the
Competition Commission of India (CCI).
 Google announced $10 billion for “GoogleForIndia
Digitisation Fund”. Under this, Google will invest
roughly Rs 75,000 crore in India over the next 5-7 years.
 Global Bharat program launched by the German
technology firm SAP India to equip Indian micro, small,
& medium enterprises with digital technologies in order
to make them globally competitive.
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 HDFC Bank launches ‘e-Kisaan Dhan’ app for farmers,
enabling them to access the services, both banking &
agriculture through their mobile phones. It will provide
value-added services such as mandi prices, latest
farming news, weather forecast, e-pashuhaat, Kisan TV,
& more.
 HDFC Bank offers instant car loans to existing
customers through an initiative called “ZipDrive”.
 Qualcomm Ventures acquired 0.15% stakes in Jio
Platforms. The transaction costed Rs 730 crores to the
Qualcomm Ventures.
 Google to buy 7.73% stake in Reliance Industries
Limited (RIL)’s Jio Platforms for Rs 33,737 crores.
 India’s first Neobank for teenagers, FamPay launched
India’s first numberless card, “FamCard”. Teenagers
can now use FamCard like a debit card to make
payments independently.
 Acquisition of Krishnapatnam Port Company Limited
(KPCL) by Adani Ports & Special Economic Zone
Limited (Adani Ports) approved by CCI.
 Indian Railway Catering & Tourism Corporation & SBI
Card launched a new Co-branded Contactless Credit
Card on RuPay Platform to ensure a safe, convenient &
improved travel experience for the rail passengers.
 Bharti AXA General Insurance launched a crop
insurance campaign titled ‘Bohot Zaroori Hai’ for
farmers in Maharashtra & Karnataka to encourage
them about their yield protection & financial security.
 MobiKwik launched “mpay.me” UPI link service that
allows users to send & receive money from any UPI
payment app.
 Yes Bank Limited acquired a 24.19% stake in Dish TV
India Ltd, a corporation providing Direct to Home
(DTH) television service in India.
 “Real-Time Electricity Market (RTM)” launched by the
Indian Energy Exchange on its platform. It will make the
power market dynamic by enabling trade in electricity
through half-hourly auctions.
 The merger of Peugeot S.A (PSA) & Fiat Chrysler
Automobiles N.V. (FCA) approved by the Competition
Commission of India (CCI).
 Infrastructure Leasing & Financial Services Limited
(IL&FS) completed the sale of its 50% stake in Gujarat
International Finance Tec-City.
 Jio Platforms received investment of Rs 5683.50 crore
from a wholly owned subsidiary of the Abu Dhabi
Investment Authority (ADIA). It bought 1.16% stake in
Jio Platforms.
 HDFC ERGO General insurance firm partnered with
UK based tech firm TropoGo Limited to launch India’s
1st ‘Pay as you Fly’ insurance for drone-owners in India.
 Competition Commission of India approved the
acquisition of Metso Oyj’s minerals business by
Outotec Oyj.
 UK oil major “British Petroleum” is going to set up
Global Business Service Centre in Pune, Maharashtra
to support its global businesses.
 Reliance Industries Limited has reached $150-billion
mark in term of market capitalisation & has become
India’s first $150-billion company in terms of market
capitalisation.
 CCI approved the acquisition of stake in Jio Platforms
Limited by Jaadhu Holdings LLC. Jaadhu Holdings
LLC will acquire approximately 9.99% stake in Jio
Platforms.
 PhonePe partnered with ICICI Bank on UPI multi-bank
model.
 Mahindra & Mahindra Ltd. rolled out an end to end,
online vehicle ownership solution titled ‘Own-Online’.
 Flipkart & Bajaj Allianz General Insurance Company
tied-up to offer a digital motor insurance policy to
Flipkart’s customers.
 Reliance Industries Ltd launched a “WhatsApp
chatbot” to address rights issue queries of its 2.6 million
shareholders on the offering.
 NHAI penalised with amount of Rs 7 lakh by SEBI for
delay in disclosing half yearly financial results between
FY16 & FY19.
 Airtel Payments Bank collaborated with Mastercard to
create customised financial products for Indian farmers
& SMEs.
 Fintech startup Zaggle partnered with “Visa” to launch
innovative payment solutions for SMEs & startups.

India’s GDP Reports by Different Organization

S.no Name of the Organization GDP Prediction 2020-21 GDP Prediction 2021-22
1 CARE Ratings -8 to 8.2% (Contract) -
2 S&P Global Ratings -9% (Contract) -
3 ADB -9% (Contract) -
4 Organisation for Economic Cooperation & Contract by 10.2% -
Development
5 UBS Securities Contract by 8.6% -
6 Estimates of GDP for the first quarter (April-June) Q1 of 2020-21 released by the National Statistical
Office. As per the data, GDP at Constant (2011-12) Prices in Q1 of 2020-21 is estimated at Rs 26.90 lakh
crore & the economy experienced a contraction of 23.9% as compared to 5.2% growth in Q1 2019-20.
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7 Indian arm of Fitch Ratings, India Ratings &
Research (Ind-Ra)
8 CRISIL
9 Moody
10 Fitch
11 India’s GDP grew by 4.2% in 2019-20, as per the data by the National Statistical Office.
Agreements/Memorandum of Understandings
 Infosys announced that it would acquire product
design & development firm, Kaleidoscope
Innovation for up to $42 million.
 Facebook-owned WhatsApp partnered with Cyber
Peace Foundation (CPF) to create awareness on cyber
safety among students.
 National Skill Development Corporation (NSDC) &
LinkedIn announced a partnership to provide access
to free learning resources for digital skills. A total of
10 learning paths consisting of 140 courses will be made
available for free on e-Skill India digital platform.
 Asian Development Bank (ADB) signed
an agreement for $15 million of debt
financing through the subscription of nonconvertible
debentures for Suguna Foods Private
Limited (Suguna).
 SBI General Insurance & YES Bank signed a corporate
agency agreement. Under this, YES Bank
will distribute the general insurer’s retail products to
its customers.
 Reliance Power & Japanese energy major JERA signed
an agreement with a group of banks for their new gas-
fired thermal power generation project in Bangladesh,
i.e. the new 745 MW natural gas combined-cycle power
project in Meghnaghat in Bangladesh.
 A Tripartite MoU signed between Ministry of Defence
(MoD), Department of Administrative Reforms &
Public Grievances (DARPG) & Indian Institute of
Technology, Kanpur (IITK) to conduct predictive
analysis of public grievances.
 Airtel Payments Bank partnered with Bharti AXA
General Insurance to offer “Smart Plan Shop Package
Policy” for the financial protection of the bank’s
retailers & merchants.
 Boston Group signed an MoU with the Andhra
Pradesh government to set up an IT company in
Visakhapatnam, Andhra Pradesh.
 Flipkart signed an MoU with One District, One
Product (ODOP) scheme of the Government of Uttar
Pradesh. It will bring the artisans, weavers & craftsmen
under the ODOP scheme into the scope of “Flipkart
Samarth” initiative.
 Atal Innovation Mission (AIM), NITI Aayog &
Business Sweden on behalf of India Sweden
Healthcare Innovation Centre signed a virtual
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-11.8% (Contract)
-9% (Contract)
-11.5% (Contract)
-5% (Contract) 8%
Statement of Intent (SoI) to expand the culture of
innovation in the country.
 Ministry of Skill Development inked an MoU with
Ministry of Shipping to promote skill development in
port & maritime sector.
 Uttar Pradesh government signed a ‘plan of
cooperation’ with Israel government to resolve water
crisis in Bundelkhand region.
 Ministry of Tourism signed a formal MOU with the
Travel Agents Association of India (TAAI) & FICCI
Ladies Organisation (FLO) with primary objective of
women empowerment. It aims to increase the
participation of women in the tourism sector.
 Agricultural & Processed Food Products Export
Development Authority (APEDA) signed MoUs with
AFC India Limited, & National Cooperative Union of
India (NCUI), Delhi, to synergize the activities in the
interest of agriculture & allied sectors.
 National e-Governance Division (NeGD), Ministry of
Electronics & IT partnered with CSC (Common Service
Center) e-Governance Services India Limited to enable
delivery of UMANG services to citizens through the
network of 3.75 lakh CSCs.
 CBSE partnered with Facebook to launch a free &
comprehensive training program for teachers &
students of its affiliated schools.
 NLC India Ltd & Coal India Ltd formed a joint venture
to develop solar & thermal power assets to the tune of
5,000 megawatts of power.
 Indian Railway in collaboration with BHEL has set up
a 1.7 Megawatt solar power plant at Bina, Madhya
Pradesh.
 Indian Coast Guard (ICG) & Bakamla RI (Indonesian
Coast Guard) signed a MoU on ‘Maritime Safety &
Security’ to boost maritime relations.
 Microsoft partnered with the eSkill India portal of
National Skill Development Corporation (NSDC) to
offer digital skills to India’s youth in the next 12 months
amid the COVID-19 crisis.
 Indian Institute of Technology Hyderabad tied-up
with a multinational technology company, NVIDIA to
establish India’s 1st ‘NVIDIA AI Technology Centre’
(NVAITC) to accelerate research on Artificial
Intelligence & its commercial adoption.
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 IIT Alumni Council partnered with CSIR Institute of
Genomics & Integrative Biology (CSIR-IGIB) to
jointly conduct research on COVID-19 & patient data
analysis. IIT Alumni Council is also setting up the
world’s largest molecular diagnostic lab ‘MegaLab
Mumbai’.
 Airports Authority of India & Bharat Electronics Ltd
(BEL) signed an MoU to tap the emerging global
markets in the airport business, including the ones in
the Asia-Pacific region.
 UNICEF India partnered with SAP India to improve
the employability skills of young people in a COVID-
19 as well as post COVID-19 era.
 Ministry of Youth Affairs & Sports partnered with
UNICEF to strengthen the Government of India’s
resolution to mobilise 1 crore youth volunteers to
attain the goals of Atmanirbhar Bharat.
 CBDT signed an MoU with the Central Board of
Indirect Taxes & Customs (CBIC) to facilitate smoother
bilateral exchange of data.
 India & Maldives signed an agreement for the
establishment of ‘Emergency Medical Services’ in
Male, Maldives. It would be financed by India under
grant assistance of 20 million USD for neighbouring
countries.
 LIC & Union Bank of India announced a corporate
agency agreement to distribute LIC policies.
 Airtel Payments Bank Ltd & National Skill
Development Corporation collaborated to train & skill
young people in rural areas on financial services &
helping them in finding jobs.
 Adani Ports & Special Economic Zone Ltd (APSEZ)
become the first Indian port to sign the Science-Based
Targets initiative (SBTi). With this, it has committed to
set up science-based emissions reduction targets across
their entire value chain.
 Unnat Bharat Abhiyan-IIT, Delhi & Vijnana Bharti
(VIBHA), New Delhi has signed a tripartite MoU with
CSIR. The signed MoU will offer access to CSIR rural
technologies for UBA.
 Cloud-based payment solutions provider, Empays
Payment Systems India partnered with Mastercard to
launch contactless ATM solution in India due to
COVID-19 pandemic.
 National Fertilizers Limited (NFL), Nangal, Punjab
tied up with Industrial Training Institutes (ITI),
Nangal, Punjab to train youth in 12 trades to enhance
the chances of their employability in heavy as well as
process industry.
New Appointments: National
Designation/Post
Constitutional & Other Posts
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 National Council of Educational Research & Training
(NCERT) digitally signed MoU with Rotary India
Humanity Foundation for e-learning content telecast
for class I to XII over all NCERT TV channels.
 Maruti Suzuki India (MSI) collaborated with Karur
Vysya Bank to offer simpler & flexible financing plans
for new clients.
 Institute of Genomics & Integrative Biology (IGIB)
signed MoU with TATA Sons for licensing of
KNOWHOW for FELUDA in order to execute rapid
diagnosis of COVID-19.
 MoU signed by PNB Housing Finance with IIT Delhi
in order to support Research & Development for
reusable Personal Protective Equipment (PPE) to be
supplied to govt. hospitals.
 Ministry of Defence signed a pact with the TATA
POWER SED to modernize infrastructure of 37
airfields of Indian Air Force.
 Indian Council of Medical Research tied-up with India
Post for delivery of its coronavirus COVID-19 testing
kits.
 National Restaurants Association of India (NRAI)
partnered with fintech start-up DotPe to build its own
tech platform.
 Directorate General Defence Estates (DGDE) & eGov
Foundation inked MoU for Online Management of
Cantonment Boards. These services will be delivered
under a cloud-based platform DIGIT (Digital
Infrastructure for Governance, Impact &
Transformation).
 MoU signed by NTPC Limited, & Oil & Natural Gas
Corporation Limited to set up a Joint Venture Company
for Renewable Energy business.
 Asian Development Bank & the GoI signed a $177
million loan to upgrade the 450 km of state highways &
major district roads in the state of Maharashtra.
 Power Finance Corporation signed MoU with
Narmada Basin Projects Company Ltd to fund various
power projects to be executed in Madhya Pradesh.
 WHO & the International Olympic Committee signed
agreement to work together to promote health through
sport & physical activity in order to fight the battle
against Covid-19.
 Tribal Cooperative Marketing Development
Federation of India (TRIFED) & Art of Living (AOL)
signed MoU to collaborate in programmes of each
organisation for promoting Tribal Enterprises.
Who is Appointed?
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1. New Election Commissioner (EC) of India. Rajiv Kumar
2. Chairman, Press Trust of India (PTI) Aveek Sarkar
3. Pramod Chandra Mody re-appointed as Chairman of Central Board of Direct Taxes.
4. Ambassador of India to the Republic of Croatia. Raj Kumar Srivastava
5. Re-elected as the Deputy Chairman of Rajya Sabha. Harivansh Narayan Singh
6. Lieutenant-Governor of Jammu & Kashmir, Girish Chandra Murmu resigned from his post.
7. New Lieutenant Governor of Jammu & Kashmir. Manoj Sinha
8. 14 Comptroller & Auditor General (CAG) of India
th Girish Chandra Murmu
9. New Chairman, Union Public Service Commission (UPSC). Educationist Professor, Pradeep Joshi
10. Inspector General (IG), in Central Reserve Police Force (CRPF). P S Ranipse
11. New Director General Naval Operations (DGNO). Vice Admiral Dinesh K Tripathi
12. New Director General, Border Security Force (BSF). Rakesh Asthana
13. Ashok Lavasa stepped down as the Election Commissioner of India.
14. GoI appointed Rajiv Kumar as the new Election Commissioner of India.
15. New Governor of Meghalaya Satya Pal Malik
16. Renowned Indian scientist, G Satheesh Reddy given a two-year extension as the Chairman of DRDO.
17. IAS Vini Mahajan become the 1st woman chief secretary of Punjab.
18. Reappointment of Solicitor General Tushar Mehta for a period of 3 years.
19. KK Venugopal’s term as the Attorney General of India extended for period of one year.
20. Chetan Sharma appointed as the Additional Solicitor General (ASG) for Delhi High Court.
21. Tenure of Justice Bansi Lal Bhat as the chairperson of National Company Law Appellate Tribunal (NCLAT)
extended.
22. Ambassador of India to Turkmenistan. Dr. Vidhu P. Nair
23. Ambassador of India to Afghanistan. Rudrendra Tandon
24. Ambassador of India to Bangladesh. Vikram Doraiswami
25. Riva Ganguly Das appointed as the Secretary East, in the Ministry of External Affairs.
26. Commandant, Indian Naval Academy (INA) Vice Admiral MA Hampiholi
(replaced Dinesh K Tripathi)
27. UP Governor Anandiben Patel given additional charge of Madhya Pradesh Governor by President Kovind.
28. Private Secretary (PS) to PM Modi Hardik Satishchandra Shah
29. IAS Vini Mahajan become the 1st woman chief secretary of Punjab.
30. Secretary, Ministry of Steel, GOI. Pradip Kumar Tripathi
31. Ambassador of India to Finland Raveesh Kumar
32. Ambassador of India to the State of Kuwait Sibi George
33. High Commissioner of India to the United Kingdom. Gaitri I. Kumar
34. High Commissioner of India to Papua New Guinea Sushil Kumar Singhal
35. India’s new ambassador to the World Trade Organization (WTO). Brajendra Navnit
36. President of India appointed Javed Iqbal Wani as a Judge of the
Jammu & Kashmir High Court.
37. Ambassador of India to Romania. Rahul Shrivastava
38. Ambassador of India to Switzerland. Monika Kapil Mohta
39. Ambassador of India to the Republic of Zimbabwe. Vijay Khanduja
40. Secretary, Ministry of Road Transport & Highways Giridhar Aramane
41. Secretary, Ministry of Shipping. Sanjeev Ranjan
42. Secretary, Ministry of Micro, Small & Medium Enterprises. Arvind Kumar Sharma
43. Chairperson, Parliament’s Public Accounts Committee (PAC) Adhir Ranjan Chowdhury
44. New Director-General of Archaeological Survey of India (ASI). IAS officer V. Vidyavathi
45. New Chairman, Central Board of Secondary Education Manoj Ahuja
46. Secretary, Ministry of New & Renewable Energy Indu Shekhar Chaturvedi
47. Chairman, National Bank for Agriculture & Rural Development Govinda Rajulu Chintala
48. Indian Ambassador to the Republic of Niger. Prem K Nair
49. Director General, Sports Authority of India Sandip Pradhan

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CEO’S/Chairman of Companies/Organizations/Banks/ Other Appointments

50. CMD, Hindustan Shipyard Ltd (HSL) Hemant Khatri
51. Director-General, Bureau of Civil Aviation Security (BCAS) Usha Padhee
52. Chief Executive Officer (CEO), Railway Board VK Yadav
53. MD & CEO, Punjab & Sind Bank S Krishnan
54. MD & CEO, South Indian Bank Murali Ramakrishnan
55. President, Society of Indian Automobile Manufacturers (SIAM) Kenichi Ayukawa
56. President, Federation of Automobile Dealers Associations Vinkesh Gulati
57. President, All India Tennis Association (AITA) Anil Jain
58. Chief, National School of Drama Paresh Rawal
59. Chairman, Advertising Standards Council of India (ASCI) Subhash Kamath
60. Asian Development Bank’s new Country Director for India Takeo Konishi
61. Next Chief Executive Officer (CEO), HDFC Bank. Sashidhar Jagdishan (replace Aditya
Puri)
62. MD & CEO, PNB Housing Finance Hardayal Prasad
63. Executive Chairman, Capital India Finance Limited Harsh Kumar Bhanwala
64. Chairman, Indian Council for Research on International Economic Pramod Bhasin
Relations (ICRIER).
65. Next chairman of Steel Authority of India Limited (SAIL). Soma Mondal
66. Non-executive Chairman, Indiabulls Housing Finance (IBH). Subhash Sheoratan Mundra
67. CEO, Indiabulls Ventures Ltd. Sameer Gehlaut
68. New CEO, GoAir Airline. He will. Kaushik Khona (replace Vinay Dube)
69. Amritsar based e-mobility start-up, eBikeGO appointed Harbhajan Singh as its brand ambassador.
70. Executive Director (ED), Securities & Exchange Board of India GP Garg
71. Sports eyewear brand “Oakley” appointed Rohit Sharma as its brand ambassador.
72. Managing Director, State Bank of India (SBI). Ashwani Bhatia (replace PK Gupta)
73. Indian Energy Exchange (IEX), MD & CEO, Rajiv Srivastava resigned from his post. Satyanarayan Goel has
been given the additional charges as the interim MD & CEO.
74. Director General, Indian Institute of Mass Communication. Sanjay Dwivedi
75. MD & CEO of Indian Overseas Bank, Karnam Sekar has retired.
76. Sukhbir Singh Sandhu‘s tenure as the Chairman of the National Highways Authority of India (NHAI)
extended for six months.
77. 1st Chairman, International Financial Services Centres Authority Injeti Srinivas (For 3 Years)
(IFSCA)
78. MD & CEO, Union Bank of India Rajkiran Rai tenure extended by two-years
79. Officiating President of Hockey India Manipur’s, Gyanendro Ningombam
80. Interim CEO, Board of Control for Cricket in India Hemang Amin (replaced Rahul Johri)
81. New Chairman of Noida-based IT company, HCL Technologies. Roshni Nadar Malhotra
82. Director General of Railway Protection Force (RPF), Arun Kumar nominated as the Vice-Chairman of UIC
(Union Internationale Des Chemins/International Union of Railways), Security Platform from July 2020 to July
2022. He will take over as Chairman of the Security Platform from July 2022 to July 2024.
83. New MD & CEO, SBI Cards & Payment Services Ashwini Kumar Tewari
84. Chairman & Managing Director, National Mineral Development Sumit Deb
Corporation
85. MD & CEO, SBI General Insurance Prakash Chandra Kandpal
86. MD & CEO, Karur Vysya Bank Ramesh Babu Boddu
87. Present non-executive chairman of Bajaj Finance, Rahul Bajaj
decided to step down. He will be replaced by his son Sanjiv Bajaj.
88. Chief Executive Officer & Director, Microfinance Institutions Alok Misra
Network (MFIN)
89. MD & CEO, Indian Overseas Bank (IOB). Partha Pratim Sengupta (replace
Karnam Sekar)

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90. MD & CEO, Tata AIA Life Limited Naveen Tahilyani
91. MD & CEO, Paytm Money Varun Sridhar
92. MD & Group CEO, ICRA N Sivaraman
93. CEO, Food Safety & Standards Authority of India (FSSAI) Arun Singhal
94. CEO of Carat India Anita Kotwani
95. National Fertilizers Limited Marketing Director, Virendra Nath Datt taken additional charge as CMD of
company.
96. President of Confederation of Indian Industry (CII) MD & CEO, Kotak Mahindra Bank,
Uday Kotak
97. Tenure of Subramanian Sundar as MD & CEO of Lakshmi Vilas Bank extended.
98. The Appointments Committee of the Cabinet has approved the appointment of Anwar Hussain Shaik for the
post of Counsellor, at the PMI to WTO, Geneva.
99. Kushal Pal Singh retired as the Chairman of Delhi Land & Finance Limited (DLF). Rajiv Singh appointed as
the new chairman of DLF.
100. CEO, UTI Mutual Fund Imtaiyazur Rahman
101. D K Jain gets one-year extension from BCCI as ethics officer & ombudsman.
102. Chairman, National Institute of Public Finance & Policy (NIPFP) Urjit Patel
103. Dr Nirakar Pradhan appointed as the Chief Executive Officer of Professional Risk Managers’ International
Association (PRMIA) of its new India office.
104. Chairman, Indian Financial Technology & Allied Services (IFTAS) T Rabi Sankar
105. CEO, Indian Financial Technology & Allied Services (IFTAS) Dr N Rajendran
106. Advisor, Google Pay India. Shikha Sharma
107. MD & CEO, Max Bupa Health Insurance Krishnan Ramachandran
108. New director on Central Board of RBI Tarun Bajaj
109. Indian boxer Akhil Kumar re-inducted into the Disciplinary Panel
of National Anti-Doping Agency (NADA).
110. MD, Jammu & Kashmir Bank Zubair Iqbal
111. President, Indian Steel Association Dilip Oommen
112. New CEO & MD, Wipro Thierry Delaporte
113. Indian Olympic Association (IOA) president Narinder Batra
designated as a member from the Olympic Channel Commission.
114. Chairman & MD, Oriental Insurance Company SN Rajeswari
115. National President, FICCI Ladies Organization (FLO) Jahnabi Phookan
116. Independent Director, IndiGo. Venkataramani Sumantran

New Appointments: International

Designation/Post Who is Appointed?
President/PM/Heads of Countries/Organizations
1. World Health Organisation’s independent panel for pandemic preparedness & response appointed former
health secretary, Preeti Sudan as one of its 11 panellists.
2. United Nations Children’s Fund (UNICEF) appointed Bollywood Actor Ayushmann Khurrana as its
celebrity advocate for children’s rights campaign, ”For Every Child”.
3. Rajesh Khullar appointed as Executive Director at World Bank in Washington DC.
4. CEO, Citigroup Jane Fraser
5. TikTok CEO, Kevin Mayer stepped down from his post.
6. Ashok Lavasa appointed as the VP of Asian Development Bank.
7. Sahil Seth appointed as an honorary adviser to the steering committee for the BRICS Chamber of Commerce
& Industry (CCI) young leaders for the period 2020-2023.
8. Rajeev Topno appointed as the Senior Advisor to the Executive Director (ED) of World Bank.
9. Turkish’s diplomat Volkan Bozkir elected as the president of 75th session of the UN General Assembly. He
will take over from Tijjani Muhammad-Bande.

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10. Indian-American Lawyer Ashok Michael Pinto as US representative to World Bank’s lending arm
International Bank for Reconstruction & Development.
11. Director General, WTO, Roberto Azevedo decided to step down.
12. Dr. Harsh Vardhan to take charge as Chairman of World Health Organization (WHO) Executive Board. To
replace Dr Hiroki Nakatani of Japan.
13. Alibaba co-founder Jack Ma will be resigning from SoftBank board of directors.
14. World Bank Group appointed Carmen Reinhart as its new Vice President & Chief Economist.
15. Aiman Ezzat become the new CEO of French technology major Capgemini Group.
16. Marcos Troyjo elected as next President of New Development Bank (NDB). To replace K. V Kamath.
17. Anil Kishora from India elected as next VP & CRO of the NDB. To replace Sarquis J. B. Sarquis.
18. Indian economist Abhas Jha appointed as World Bank’s Practice Manager for Climate Change & Disaster
Risk Management for South Asia.
OTHER
19. CEO, UK India Business Council (UKIBC) Jayant Krishna
20. Chairman, British Academy of Film & Television Arts (BAFTA) Krishnendu Majumdar
21. New Board Chairman, Twitter Patrick Pichette
22. Director, National Science Foundation (NSF) Dr Sethuraman Panchanathan

Awards & Recognition

Name of the Award Winner

Awards for Literature/Journalism
1. 2020 Dayton Literary Peace Prize's lifetime achievement Margaret Atwood
award
2. Asian College of Journalism’s (ACJ) Award 2019 for Journalist Nitin Sethi for his six-part series titled
Investigative Journalism “Paisa Politics”
3. Journalist Shiv Sahay Singh won the K. P. Narayana Kumar Memorial Award for Social Impact Journalism for
his story “Death by digital exclusion: On faculty public distribution system in Jharkhand”.
4. International Booker Prize 2020 Dutch Author, Marieke Lucas Rijneveld for her
debut novel ‘The Discomfort of Evening’
5. “Top Publicist” award in Global Humanitarian Awards Sachin Awasthi
2020.
6. Committee to Protect Journalists (CPJ) announced the recipients of International Press Freedom Awards 2020
which includes Shahidul Alam from Bangladesh, Mohammad Mosaed from Iran, Dapo Olorunyomi from
Nigeria & Svetlana Prokopyeva from Russia. Lawyer Amal Clooney will be honoured with the Gwen Ifill Press
Freedom Award 2020.
7. Commonwealth Short Story Prize 2020 for Asia region, Indian writer, Kritika Pandey
her story “The Great Indian Tee & Snakes”.

Country’s Highest Honour Given

8. Sir David Attenborough conferred with the prestigious Indira Gandhi Peace Prize for the year 2019. He is an
English broadcaster & a historian.
9. Kerala Health Minister K.K Shailaja honoured by UN for her efforts to fight the coronavirus pandemic in the
state.
10. Siddhartha Mukherjee & Raj Chetty included in the list of 38 immigrants named by the Carnegie Corporation
of New York as '2020 Great Immigrants' honourees for their contribution in mitigating the COVID-19 health
crisis.
11. Guinean doctor Morissana Kouyate & Marianna Vardinoyannis of Greece are the winners of the 2020 Nelson
Mandela Prize.
12. Soil scientist, Rattan Lal won World Food Prize 2020 for developing & mainstreaming a soil-centric approach to
increase food production that conserves natural resources & mitigate climate change.

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13. German Book Trade chosen Indian Nobel prize-winning economist & philosopher Amartya Sen for its
prestigious 2020 Peace Prize.
14. Indian Musician & founder of Kalakruthi music organisation in Australia, Shobha Sekhar conferred with the
“Medal of the Order of Australia”.
15. Manipuri doctor, Thangjam Dhabali Singh conferred with ‘Order of Rising Sun’ by Japan govt. for promoting
a better understanding of Japan in India.
16. Russian President Putin awarded North Korean Leader Kim Jong-un a commemorative war medal marking
the 75th anniversary of the victory over Nazi Germany.

Film/Music Awards
17. Arunachal Pradesh filmmaker Kezang D Thongdok has bagged the Dada Saheb Phalke Award 2020 for a short
documentary “Chi Lupo“.
Other Awards Conferred
18. Hyderabad International Airport or GMR led Rajiv Gandhi International Airport won ‘National Energy
Leader’ & ‘Excellent Energy Efficient Unit’ award at 21st National Awards for ‘Excellence in Energy
Management’.
19. Rashtriya Ispat Nigam Limited-Vizag Steel Plant awarded ‘Excellent Energy Efficient Unit’ award by CII &
Godrej Green Business Centre (GBC) in national award competition for excellence in energy management.
20. MD, HDFC Bank, AdityaPuri conferred the Lifetime Achievement Award by Euromoney Awards of
Excellence 2020.
21. Fiumicino International Airport (FCO) in Rome, Italy become the first airport in the world to be certified
with “COVID-19 5-star airport rating” from Skytrax.
22. Chef Vikas Khanna to be honoured with the prestigious Asia Game Changer Award 2020 for feeding millions
of people across India in the COVID-19 pandemic.
23. SKOCH Gold Award awarded to the Ministry of Tribal Affairs (MoTA) for its “Empowerment of Tribals
through IT enabled Scholarship Schemes” project.
24. NLC India Limited (NLCIL) bagged the “Swachhta Hi Seva award” for transforming Neyveli Township into a
plastic-free, clean & green campus.
25. Hyderabad’s, Neelakantha Bhanu Prakash Jonnalagadda bagged the first-ever Gold Medal for India in Mental
Calculations World Cup (MCWC) by Mind Sports Olympiad (MSO).
26. Ms. Sudha Painuli selected for National Award to Teachers 2020. She is the first NAT Awardee from the
Eklavya Model Residential Schools (EMRS) established under Ministry of Tribal Affairs.
27. Former RBI Governor C. Rangarajan conferred the P.C. Mahalanobis Lifetime Achievement Award in
recognition of his contribution to official statistics.
28. 13-year-old student of British School New Delhi, Freya Thakral received the 2020 Diana Award for her
“Recycler App”.
29. International Olympic Committee announced that its new headquarters in Lausanne awarded the European
2020 US Green Building Council (USGBC) Leadership Award.
30. Indian battalion (INDBATT) stationed with UN Interim Force in Lebanon (UNIFIL) won an environment
award for a project that aims to decrease waste generation, reuse plastic, etc.
31. NTPC Ltd awarded with the prestigious CII-ITC Sustainability Award 2019 under Outstanding
Accomplishment in Corporate Excellence Category.
32. Tamil Nadu’s CM, Edappadi K Palaniswami honoured with Paul Harris Fellow recognition.
33. CM Darpan website & mobile app prepared for monitoring Chhattisgarh Govt.’s ambitious Suraji Gaon Scheme
& other flagship schemes, awarded “Elites Excellence Awards-2020” at national level.
34. ISRO Chief, Kailasavadivoo Sivan named for Von Karman Award 2020 by the International Academy of
Astronautics (IAA).
35. Hockey legend Gurbux Singh & former first-class cricketer Palash Nandi will receive 2020’s Mohun Bagan
Ratna.
36. Tata group chairman, Natarajan Chandrasekaran, & CEO & President of Lockheed Martin, Jim Taiclet will
receive the US-India Business Council (USIBC) Global Leadership Award 2020.
37. The 17 year old climate activist from Sweden, Greta Thunberg named winner of the inaugural Gulbenkian
Prize for Humanity.

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38. Founder of SS Motivation, Sunil ydv SS honoured with “Karamveer Chakra Award” by Global Fellowship
Award instituted by United Nations & International Confederation of NGO (iCONGO) .
39. India’s first solar-powered ferry, Aditya won the prestigious Gustave Trouve Award for Excellence in Electric
Boats & Boating.
40. Indian-origin nurse, Kala Narayanasamy in Singapore conferred with the President’s Award for Nurses for
serving on the frontline during the COVID-19 pandemic.
41. Indian Aerospace entrepreneur, Renjith Kumar honoured with “NASA Distinguished Service Medal” for his
administration to NASA through executive leadership, engineering contribution, & other.
42. Kiran Mazumdar-Shaw named EY World Entrepreneur Of The Year 2020.
43. Javed Akhtar become 1st Indian to be honoured with the Richard Dawkins Award 2020.
44. Chef Angad Singh Rana won QualityNZ Culinary Cup 2020.
45. Hyderabad-based Deccan Development Society won the Prince Albert II of Monaco Foundation Award.
46. Maharashtra government declared the Vithabai Narayangaokar lifetime achievement award to folk artist
Gulabbai Sangamnerkar.
47. Annasaheb Kirloskar award to be presented upon veteran theatre artist Madhuvanti Dandekar.
48. Himachal Pradesh State Panchayati raj department won 1st prize under e-Panchayat Puraskar-2020.
49. Kerala Health Minister K.K Shailaja honoured by UN for her efforts to fight the coronavirus pandemic in state.
50. Popstar Beyonce honored with the BET 2020 Humanitarian Award for her longstanding philanthropic work
with her BeyGOOD Foundation
51. Shobhana Narasimhan elected as an International Honorary Member to the American Academy of Arts &
Sciences for her distinguished work in the field of sciences.
52. Joseph J Landsberg, Richard H Waring & Nicholas C Coops, share the 2020 Marcus Wallenberg Prize for forest
sector’ for 3-PG (Physiological Principles Predicting Growth), a model to predict forest growth in a changing
climate.
53. IIT Bombay Professor Saurabh Lodha honoured with Young Career Award in Nano Science & Tech. 2020
54. Lieutenant Commander Akshay Kumar awarded the Vice Admiral G.M. Hiranandani Memorial Rolling
Trophy for the year 2020.
55. Kempegowda International Airport, Bengaluru won the SKYTRAX Award 2020 for being the Best Regional
Airport in India & Central Asia | Chhatrapati Shivaji Maharaj International Airport, Mumbai voted as Best
Airport Staff in India & Central Asia.
Changi Airport, Singapore voted World’s Best Airport; Tokyo Haneda Airport voted World’s Cleanest Airport
56. Indian tennis player Sania Mirza becomes 1st Indian to win Fed Cup Heart Award 2020 for Asia/Oceania zone.
57. India’s Chief Hydrographer of Indian Naval Hydrographic, Vice Admiral Vinay Badhwar awarded the
Alexander Dalrymple Award 2019.
58. South African HIV researcher, Quarraisha Abdool Karim awarded Christophe Merieux Prize
59. Indian-American IBM scientist, Rajiv Joshi bagged the prestigious NYIPLA “Inventor of the Year award” 2020
60. Indian Army officer Major Suman Gawani to be awarded the UN Military Gender Advocate of the Year 2019.
This will be the first time that an Indian Peace Guard will receive this award.

Summits |Events |Festivals (National/International)

Name of the Summit/Events Venue

Summits Held
1. Cycling Federation of India (CFI) is all set to host the first-ever Cycling Summit in 2021 in Delhi, Mumbai, &
Bangalore.
2. The first India-France-Australia Trilateral Dialogue held virtually.
3. Piyush Goyal inaugurated the National Digital Conference on “Easing Doing Business for Atmanirbhar
Bharat”. It is organized to improve the business environment of India.
4. Confederation of Indian Industries (CII) organised the “India@75 Summit – Mission 2022” focusing on
‘reinventing technology in India’.
5. 13th Session of the India-UAE Joint Commission Meeting on Trade, Economic & Technical Cooperation held
to review the continuing growth of broad based cooperation between the two countries.

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6. 17th meeting of India-Vietnam Joint Commission on Trade, Economic, Scientific & Technological Cooperation
held virtually. It was co-chaired by EAM Dr. S. Jaishankar & his Vietnamese counterpart Pham Binh Minh.
7. National Council for Promotion of Urdu Language (NCPUL) organised World Urdu Conference in New Delhi.
8. 4th Edition of the virtual Ministerial on Climate Action was co-chaired by European Union, China & Canada.
India was represented by the Union Environment Minister, Shri Prakash Javadekar.
9. 15th meeting of the India-European Union Summit held in virtual mode & will deliberate on India-EU
cooperation by covering various aspects such as political & security relations, trade & investment & others.
10. Raksha Rajya Mantri Shri Shripad Yesso Naik inaugurated the 5th edition of the conference on “Aerospace &
Defence Manufacturing Technologies“ which held with the theme Empowering India with ‘Aatma Nirbhar
Bharat Mission’.
11. Raksha Mantri Rajnath Singh inaugurated the Air Force Commanders’ Air Headquarters (Vayu Bhawan)
Conference (AFCC) with the theme “IAF in the Next Decade” at New Delhi
12. Defence Ministers’ Dialogue between India & Indonesia held in New Delhi
13. 45th annual meeting of United States India Business Council (USIBC) will be marked with the 2020 India Ideas
Summit. It held virtually. Both Indian & the United States of America Government focus on the importance of
re-establishing trade between both the nations
14. Shri Piyush Goyal, President of NPC Governing Council chaired the 49th Governing Council Meeting of
National Productivity Council (NPC).
15. Technology Development Board (TDB) & Confederation of Indian Industry (CII) jointly organised a Digital
Conference “RE-START (Reboot the Economy through Science, Technology & Research Translations)”.
16. Rajnath Singh chaired theMSMEs E-conclave which was held with theme ‘Business Continuity for MSMEs in
Defence & Aerospace Sector’.
International Summits Held
1. Saudi Arabia chaired the G20 Foreign Ministers’ Extraordinary Meeting. During the meeting, India proposed
the setting up of voluntary ‘G20 Principles on Coordinated Cross-Border Movement of People’.
2. The 5th BRICS Culture Ministers’ Meeting was held under the chairpersonship of Russian Federation.
3. 35th Session of FAO Regional Conference for Asia & the Pacific (APRC 35) held virtually. It was held under the
Chair of the Host Country, Bhutan. Bangladesh will host the 36th Regional Conference.
4. Education Ministers Meeting will take place as part of the Sherpa Track for the G20 Leaders Summit 2020, which
is to be hosted by Saudi Arabia at the end of 2020.
5. Minister of State for External Affairs V Muraleedharan participated in the 27th ASEAN regional forum.
6. Environment Ministerial Meeting (EMM) of the G20 countries held through video conferencing under
the Presidency of Kingdom of Saudi Arabia.
7. External Affairs Minister S. Jaishankar, chaired the customary meeting of IBSA Foreign Ministers through
video conferencing. India, Brazil & South Africa emphasized the need for the international community to redouble
efforts to achieve tangible progress for accelerated & comprehensive reform of the UN Security Council.
8. 10th Meeting of the BRICS High Representatives on National Security was held virtually by the current chair
of BRICS i.e. Russia.
9. 6th BRICS Environment Ministers’ Meeting held under the presidency of Russia. Environment Ministers of
Brazil, Russia, India, China & South Africa participated in the meeting. India will host the next meeting in 2021.
10. Russia chaired the 4th Meeting of the BRICS Anti-Drug Working Group. The session which was held over video
conference. Rakesh Asthana, Director General, Narcotics Control Bureau led the Indian delegation.
11. 5th World Conference of Speakers of Parliament (5WCSP) held virtually. The Inter-Parliamentary Union (IPU),
Geneva, & the Parliament of Austria jointly organized the Conference with the support of UN.
12. New Zealand cancelled the Asia-Pacific Economic Cooperation (APEC) Summit scheduled to be held in
Auckland, New Zealand in 2021. It has decided to host the summit as a virtual event.
13. 36th edition of the biannual ASEAN (Association of Southeast Asian Nations) Summit 2020 was held via video
conferencing in Hanoi, Vietnam. Theme was “Cohesive & Responsive ASEAN”.
14. The India Global Week 2020 virtual conference was inaugurated by PM Modi. It has been organised in the United
Kingdom with a theme of “Be The Revival: India & a Better New World”.
15. 3rd G20 Finance Ministers & Central Bank Governors (FMCBG) meeting held under the Saudi Arabian
Presidency through Video Conferencing.

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16. 5th Annual Meeting of the Board of Governors of Asian Infrastructure Investment Bank (AIIB) was held virtually
with the theme ‘AIIB 2030-Supporting Asia’s Development over the Next Decade’.
17. Virtual Global Vaccine Summit 2020 hosted by the UK PM Boris Johnson. India was represented by PM Modi.
During the summit, India pledged a contribution of 15 Million US Dollars to Gavi, the international vaccine
alliance.
18. World Economic Forum will host a Unique Twin Summit in January, 2021. It will connect key global
governmental & business leaders in Davos. The theme will be “The Great Reset”.
19. The virtual 32nd special Eurasian Group on Combating Money Laundering & Financing of Terrorism (EAG)
plenary meeting held. The meeting was held under the aegis of the Financial Action Task Force (FATF).
20. G20 Extraordinary Virtual Education Ministers’ Meeting held to address the widespread disruptions caused by
the COVID-19 pandemic in the education sector. It was held under the presidency of Saudi Arabia.
21. Extraordinary Virtual G20 Digital Economy Ministers summit held under the presidency of Saudi Arabia.
22. PM Modi took part in online Summit of Non Aligned Movement (NAM) Contact Group, which was held with
an objective to discuss response to the ongoing COVID-19 pandemic crisis as well as to promote international
solidarity in the fight against the COVID-19 pandemic. It was hosted by the current Chairman of NAM, President
of Republic of Azerbaijan HE Ilham Aliyev.
23. 2nd edition of Extraordinary G20 Virtual Trade & Investment Ministerial Meet held under the presidency of
Saudi Arabia.
24. Virtual conference of Foreign Ministers of Shanghai Cooperation Organisation member countries held to
deliberate on cooperation to fight the COVID-19 pandemic. It was held under the presidency of Russian Foreign
Minister Sergey Lavrov.
25. 32nd Commonwealth Health Ministers’ Meeting held through Video Conference with a theme: Delivering a co-
ordinated Commonwealth COVID-19 response.
26. 73rd session of World Health Assembly was held via video conferencing. India was represented by Union Health
Minister Dr Harsh Vardhan.
27. The Special Board of Governors meeting of the NDB held through the video-conference. India was represented
by Nirmala Sitharaman.
28. The meeting of the Heads of Tax Authorities of the BRICS countries was hosted by the Federal Tax Service of
Russia, which currently holds the BRICS Presidency.

Committees in News

 Central Govt. constituted an Empowered Group of
Ministers (EGoM) to oversee the process of
the corporatisation of the Ordnance Factory Board
(OFB). Defence Minister Rajnath Singh is the
chairman of this EGoM.
 Rajnath Singh approved the setting up of 3-member
committee headed by Lt. Gen. Shekatkar (retired) to
review the effective utilisation of the Armed Forces
Headquarters Civil Services (AFHQ CS) cadre.
 Dr V K Paul, Member Niti Aayog chaired the meeting
of National Expert Group on Vaccine Administration
for COVID-19.
 IRDAI formed a working group to study & make
recommendations on formation of an “Indian
Pandemic Risk Pool”.
 Sijo Kuruvilla George appointed to the Central
Government’s committee on Science, Technology &
Innovation Policy 2020 (STIP 2020).
 Ministry of Home Affairs reconstituted a new
committee for the welfare of the freedom fighters. To
be chaired by G Kishan Reddy.
 10 member Task force constituted by Women & Child
Development Ministry to evaluate issues related to
Infant Mortality Rate, Maternal Mortality Rate, Total
Fertility Rate, Sex Ratio at Birth, Child Sex Ratio (CSR)
& any other issue. It will be headed by Jaya Jaitly.
 An Internal Working Group (IWG) constituted by RBI
with a prime objective of reviewing the extant
guidelines on ownership & corporate structure for
Indian private sector banks. To be headed by Dr.
Prasanna Kumar Mohanty.
 Board of Insolvency & Bankruptcy Board of India (IBBI)
reconstituted the Advisory Committee on Corporate
Insolvency Resolution & Liquidation. To be chaired by
Uday Kotak.
 Ministry of Health & Family Welfare (MoHFW)
constituted a committee to reform the Drug Regulatory
System. It is being headed by Rajesh Bhushan.

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National Current Affairs
 India & the United States held a bilateral 2+2 Inter-
sessional meeting in virtual mode. Both
sides reviewed the progress & developments in
bilateral ties in defence, security, & foreign policy areas.
 PM Modi addressed the ‘GrihPravesham’ event
in Madhya Pradesh through video conferencing.
Under this, 1.75 Lakh Families in Madhya Pradesh
were delivered pucca houses under the Pradhan
Mantri Awas Yojana- Grameen.
 Lok Sabha passed the Salary, Allowances & Pension
of Members of Parliament (Amendment) Bill, 2020.
The bill seeks to cut salaries of all Members of
Parliaments (MPs) by 30 per cent for a period of one
year commencing April 1, 2020.
 Dubai Multi Commodities Centre (DMCC) rolled out a
technology-driven agri-commodity trading & sourcing
platform “Agriota E-Marketplace” which will help in
bridging the gap between millions of rural farmers in
India & the UAE’s food industry.
 India will receive an Official Development Assistance
(ODA) loan of an amount of JPY 50 billion (approx. Rs.
3,500 crore) from the govt. of Japan as the COVID-19
Crisis Emergency Response Support.
 Japanese govt. committed Grant Assistance of an
amount of JPY 1 billion (approx. Rs. 70 crore) for
offering medical equipment to bolster the public health
& medical system in India.
 PM Modi has announced to celebrate September 2020
as “Poshan Maah” or “Nutrition Month”.
 Union Department of Fertilizers is observing Swachhta
Pakhwada from 1st to 15th September 2020.
 Union Territories Ladakh & Lakshadweep included in
the ‘One Nation-One Ration Card’ scheme on
‘Integrated Management of Public Distribution
System’ (IM-PDS).
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 Raj Kumar Singh launched the Pan-India "Green Term
Ahead Market (GTAM)" in New Delhi virtually, for
electricity. GTAM is the World’s First Exclusive
Product Market for the renewable energy sector.
 National Nutrition Week is observed every year from
1st September to 7th September since 1982.
 Social Justice & Empowerment Ministry launched a
toll-free mental health rehabilitation
helpline “KIRAN”.
 Atal Innovation Mission (AIM) launched
the Aatmanirbhar Bharat ARISE-Atal New India
Challenges. The programme will spur applied research
& innovation in Indian MSMEs & startups.
 India & Japan signed an
agreement concerning Reciprocal Provision of
Supplies & Services between the Armed Forces of
India & the Self-Defense Forces of Japan.
 PM Modi to launch the Pradhan Mantri Matsya
Sampada Yojana. Along with this, he will also
launch e-Gopala application. The scheme aims to
enhance fish production to 70 lakh tonnes by 2024-
25. It aims to double the income of fish farmers.
 Union Minister Mansukh Mandaviya launched a
dispute redressal mechanism named "SAROD-Ports"
(Society for Affordable Redressal of Disputes-Ports) to
facilitate affordable & timely resolution of disputes for
the maritime sector.
 SIDBI launched one-stop knowledge portal named as
“MSMESaksham” in association with TransUnion
CIBIL.
 Dr. Harsh Vardhan launched ‘Vidyarthi Vigyan
Manthan, 2020-21’. It is a national programme which
has been launched to popularize science among school
students of Class 6th to 11th.
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 In Himachal Pradesh, Union Education Minister,
Ramesh Pokhriyal Nishank laid the foundation stone of
Indian Institute of Management (IIM) at Dhaula
Kuan in Sirmour district.
 Indian railways begin its “Kisan Rail” services to
transport perishable goods. India’s first ‘Kisan Rail’ will
run between Devlali in Maharashtra’s Nashik & will
reach Danapur in Bihar.
 Indian Railways launched an Overhead Equipment
(OHE) Inspection app which will help in minimizing
the train delays & long waits due to technical snags.
 India gives USD 15.5 million to the India-UN
Development Partnership Fund, under its commitment
to supporting developing nations in their
developmental priorities across all the Sustainable
Development Goals.
 The Electronic Vaccine Intelligence Network (eVIN)
is an innovative technological solution aimed at
strengthening immunization supply chain systems
across the country. It is being implemented under
National Health Mission (NHM). It aims to provide
real-time information on vaccine stocks & flows, &
storage temperatures across all cold chain points.
 Line of Credit of worth 18 million US dollars extended
by GOI to the Government of Maldives, with the
primary objective of expanding the fishing facilities at
Maldives Industrial Fisheries Company (MIFCO).
 Submarine Optical Fibre Cable (OFC) connecting
Andaman & Nicobar Islands to the mainland has been
launched. The 2300 Kms long submarine cable will
boost the endless opportunities by providing better
internet & mobile connectivity.
 National Portal on Human-Elephant conflict called
“SURAKHSYA” launched to collect real-time
information & to manage conflicts on a real-time basis.
 National Infrastructure Pipeline (NIP) Online
Dashboard launched. NIP will act as one stop solution
for all stakeholders seeking for information on
infrastructure projects in New India.
 PM Modi rolled out the platform for “Transparent
Taxation – Honoring the Honest”. It will carry forward
the journey of direct tax reforms & will also reward the
honest taxpayers.
 Indian Railways is observing “Cleanliness Week”
from 10th August in order to mark the Independence
Day.
 2nd edition of Student Entrepreneurship Programme
(SEP 2.0) rolled out by the Niti Aayog’s Atal Innovation
Mission (AIM) in collaboration with Dell
Technologies. It will enable young innovators of Atal
Tinkering Labs (ATLs) to work closely with Dell
volunteers.
 Reliance Foundation launched the “W-GDP Women
Connect Challenge” across India in association with
US Agency for International Development (USAID) &
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Women’s Global Development & Prosperity (W-GDP).
It is launched to bridge the gender divide as well as the
digital divide in India.
 PM Modi announced the “One Sun, One World, One
Grid” (OSOWOG) plan. Under this, there will be a
trans-national electricity grid, for supplying solar
power across the globe.
 Ministry of Tribal Affairs launched Tribal Health &
Nutrition Portal “Swasthya” & e-newsletter on health
& nutrition “ALEKH”. e-portal on Tribal health &
nutrition named ‘Swasthya’ will offer health &
nutrition related information of the tribal population
of India on a single platform.“ALEKH” is a quarterly
e-newsletter on health & nutrition.
 An “Innovation Challenge Fund” of £3 Million
launched by the government of United Kingdom (UK)
in India. It aims to support research & development
(R&D) proposals to address the challenges posed to the
economy & the environment, by the COVID-19
pandemic.
 Ministry of Tribal Affairs signed a joint
communication with Ministry of Rural Development to
promote sustainable livelihood opportunities. Both
ministries will together promote sustainable livelihood
opportunities among tribal women Self Help Groups
(SHGs) under National Rural Livelihood Mission
(NRLM).
 PM Modi unfurled the national flag & delivered his
seventh consecutive Independence Day speech from
the iconic Red Fort. In the 1 hour 26-minute speech, he
focused on the themes of “Aatma Nirbhar Bharat (self-
reliant India)”, “Vocal for local” & “Make in India to
Make for World”.
 Nitin Gadkari launched a mobile app named ‘Harit
Path’ to monitor plantation along national highways.
 “Tribes India Showroom” e-inaugurated in Indian
Globe Chambers of LIC Western Zonal Office, Fort,
Mumbai. It is an initiative of TRIFED, Ministry of
Tribal Affairs to promote the livelihood of the tribal
people marketing.
 The longest river ropeway of India has been
inaugurated in Assam. It is 1.8 Km long & connects
Guwahati & North Guwahati over Brahmaputra river.
 Piyush Goyal e-launched the national GIS-enabled
Land Bank system, which is being developed by
integration of Industrial Information System (IIS)
with State GIS Systems. The project was launched for
six states. He said that this is a prototype only & will be
developed to make it an effective, transparent
mechanism of land identification & procurement. IIS
portal is a GIS-enabled database of industrial
areas/clusters across the states.
 “Chunauti”, a Next Generation Startup Challenge
Contest launched to further boost startups & software
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products with special attention on Tier-II towns of
India.
 GOI, the Government of Maharashtra, Mumbai
Railway Vikas Corporation & the Asian Infrastructure
Investment Bank (AIIB) signed a loan agreement for a
$500 million Mumbai Urban Transport Project-III.
 World Bank approved a $750 million MSME
Emergency Response program for MSMEs in India to
support increased flow of finance in MSMEs which
have been severely impacted by the COVID-19 crisis.
 1st edition of the Fisheries & Aquaculture Newsletter
“MATSYA SAMPADA”, published by the
Department of Fisheries, Ministry for Fisheries,
Animal Husbandry & Dairying, & the Operational
Guidelines of the Pradhan Mantri Matsya Sampada
Yojana (PMMSY), launched.
 World Bank approved a $500 million for
Strengthening Teaching-Learning & Results for States
Program (STARS) which seeks to improve the quality
& governance of school education in six Indian states
namely Himachal Pradesh, Kerala, Madhya Pradesh,
Maharashtra, Odisha, & Rajasthan.
 VP Naidu launched India’s first social media super
application, “Elyments”.
 India’s First No-Permission No-Takeoff (NPNT)
compliant drone flight on the A200 Remotely Piloted
Aircraft System (RPAS) completed successfully by
Quidich Innovation Labs & Asteria Aerospace.
 PM Modi unveiled Asia’s largest 750 MW Rewa ultra
mega solar plant in the Rewa district of Vindhya
region of Madhya Pradesh.
 AIIB released $50 million loan to L&T Infrastructure
Finance Ltd for funding Renewable Energy projects in
the country.
 U.S. Agency for International Development (USAID)
& the Ministry of New & Renewable Energy
announced a partnership for clean energy
development.
 Boeing India delivered the last of the five AH-64E
Apache attack helicopters to the Indian Air Force
(IAF) at the Hindan Air Force Station. With this,
Boeing has completed delivery of all 22 new AH-64E
Apache to the IAF.
 NITI Aayog’s Atal Innovation Mission (AIM)
launched “ATL App Development Module” in
collaboration with Indian startup Plezmo, for school
students nationwide.
 As per the data of Union Ministry of Commerce,
United States was India’s top trading partner in fiscal
year 2019-20.
 Iran has dropped India from Chabahar rail project
which comprises rail line from Chabahar port to
Zahedan, along the border with Afghanistan.
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 ‘Pragyata’ guidelines released for Digital Education. It
include 8 steps of online education that is, Plan,
Review, Arrange, Guide, Yak (talk), Assign, Track, &
Appreciate.
 Indian Railways launched a ‘Post COVID Coach’ to
prevent the spread of COVID-19 virus infection. It has
been developed by the Indian Railways’ production
unit, Rail Coach Factory, Kapurthala.
 Railways Minister announced India’s first cable-stayed
Railways bridge “Anji Khad Bridge” to connect Katra
& Reasi in Jammu & Kashmir.
 India’s first fully indigenously developed
Pneumococcal Polysaccharide Conjugate Vaccine
(Pneumonia vaccine) received Drug Controller
General of India's (DCGI) approval. Developed by
Serum Institute of India Pvt Ltd, Pune.
 NABARD launched development projects of worth Rs
44 lakhs in Andaman & Nicobar Islands.
 First on-line NISHTHA programme launched for 1200
Key Resources Persons of Andhra Pradesh. It would
be conducted through DIKSHA & NISHTHA portals
by the NCERT.
 An e-Portal named “Automobile Solutions Portal for
Industry, Research & Education (ASPIRE)” launched
by the International Centre for Automotive
Technology (ICAT).
 India’s first public EV (Electric Vehicle) charging
plaza inaugurated at Chelmsford Club in New Delhi.
 “Manodarpan” is an initiative of Ministry of HRD,
launched to ensure mental well-being of the students.
 ADB approved USD 3 million grant to India from its
Asia Pacific Disaster Response Fund to support the
government's emergency response to COVID-19
pandemic.
 Union Cabinet approved the change in the name of
"Ministry of HRD" to "Ministry of Education".
 India handed over 10 broad-gauge railway
locomotives to Bangladesh.
 Three high throughput COVID-19 testing facilities
launched by the PM Modi at three testing facilities
located at the National Institutes of Indian Council of
Medical Research, at Kolkata, Noida & Mumbai.
 International Crops Research Institute for the Semi-
Arid Tropics, the Indian Institute of Tropical
Meteorology, Pune & the IMD developed the mobile
app “Mausam” for weather forecasts.
 GoI extended medical assistance worth about USD 1
million in the form of anti-tuberculosis medicines to
North Korea.
 National “Artificial Intelligence Portal” of India called
“ai.gov.in” launched by Ravi Shankar Prasad.
 National Program for the youth titled “Responsible AI
for Youth” launched to empower the youth of India
with appropriate new age tech mind-set.
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 World Bank approved a $500 million for
Strengthening Teaching-Learning & Results for
States Program (STARS). It seeks to improve the
quality & governance of school education in 6 Indian
states namely Himachal Pradesh, Kerala, Madhya
Pradesh, Maharashtra, Odisha, & Rajasthan.
 Pradhan Mantri Gareeb Kalyan Anna Yojana
extended till the end of November, an extension to cost
over Rs 90 thousand crores.
 India & Bhutan signed a pact for the construction of
600 MW Kholongchhu joint venture hydroelectric
project in Bhutan.
 GOI launched a new initiative ‘SWADES’ (Skilled
Workers Arrival Database for Employment Support)
to conduct a skill mapping exercise of the Indian
citizens returning from overseas under the ‘Vande
Bharat Mission’.
 R. K. Singh has launched the “#iCommit” initiative on
the occasion of World Environment Day.
 GOI has raised the Customs duty on bamboo imports
from 10% to 25% with immediate effect.
 GOI allocated Rs 4000 crore to the State Governments
under ‘Per Drop More Crop’ component of Pradhan
Mantri Krishi Sinchayee Yojana (PMKSY- PDMC) for
the year 2020-21.
 To expand the coverage of Micro Irrigation in the
states, a Micro Irrigation Fund corpus of Rs 5000 crore
has been created with NABARD.
 Central Board of Indirect Taxes & Customs launched
its flagship programme “Turant Customs” at
Bengaluru & Chennai for faster Customs clearance of
imported goods.
 ‘COVID BEEP’ app is India’s 1st indigenous wireless
physiological parameters monitoring system
facilitated for COVID-19 affected patients. “COVID
BEEP” stands for Continuous Oxygenation & Vital
Information Detection Biomed ECIL ESIC Pod.
 India recorded a 29% increase in the population of
Asiatic Lions, count of which has increased from 523 in
2015 to 674 in 2020.
 NHAI has become the first development division to go
“fully Digital”.
 Narendra Singh Tomar launched "Sahakar Mitra:
Scheme on Internship Programme (SIP)" an initiative
by National Cooperative Development Cooperation.
 National Healthcare Supply Chain Portal named as
“Aarogyapath” launched. It is an information platform
developed by CSIR in partnership with Sarvodaya
Infotech & institutional users & manufacturers /
authorized suppliers of healthcare essentials.
 Dharmendra Pradhan launched the Indian Gas
Exchange (IGX). IGX is the first nationwide online
delivery-based gas trading platform.
 India joined the Global Partnership on Artificial
Intelligence (GPAI or Gee-Pay) as a founding member.
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 “e-Office” application launched in over 500 CGST &
Customs offices across India by the Chairman of CBIC,
M. Ajit Kumar. The “e-Office” is a Mission Mode
Project (MMP) under the National e-Governance of
India.
 Employees Provident Fund Organisation launched a
“Multi Location Claim Settlement” facility. It will
cover claims such as provident fund, pension, partial
withdrawal & claims & transfer claims.
 Trustees of the PM’s Citizens Assistance & Relief in
Emergency Situations (PM CARES) fund appointed,
New Delhi based Chartered Accountants, SARC &
Associates, as its auditors for the next three years. The
SARC & Associates is headed by Sunil Kumar Gupta.
 India’s first mobile lab for COVID-19 testing
"Infectious Disease Diag Lab (I-Lab) – Rapid
Response Mobile Laboratory" developed with the
support from the Department of Biotechnology,
Ministry of Science & Technology & Andhra Pradesh
Med-tech Zone (AMTZ).
 India elected as a non-permanent member of the
United Nations Security Council & will serve as the
President of the UN body for the month of August,
2021.
 R&D Portal “Science & Technology Yojana for
Aatmanirbhar Bharat in Mining Advancement
(SATYABHAMA)” launched for Science & Technology
Programme Scheme of Ministry of Mines.
 Union Minister Jitendra Singh inaugurated two
bridges Devika & Puneja at Udhampur & Doda
districts in Jammu & Kashmir.
 Ministry of Skill Development & Entrepreneurship
(MSDE) & IBM has partnered to unveil free Digital
Learning Platform “Skills Build Reignite”.
 Republic of Mali awarded the project management
consultancy contract for the development of 500
megawatts (MW) solar park to National Thermal
Power Corporation Limited (NTPC).
 A Line of Credit (LOC) of USD 20.10 million extended
by the Export-Import Bank of India (Exim Bank) on
behalf of the GOI, to the Government of the Republic of
Nicaragua.
 France signed a loan agreement of 200-million-euros
with India to boost India’s COVID-19 response.
 Mansukh Mandaviya introduced India’s largest 1st
Virtual Healthcare & Hygiene EXPO 2020. It is
organised by FICCI.
 “Information about Country of Origin” has been
mandated for the sellers by the Government e-
Marketplace (GeM), a Special Purpose Vehicle under
the Ministry of Commerce & Industry.
 India pledged to contribute USD 10 million to the
United Nations Relief & Works Agency for Palestine
Refugees in the Near East (UNRWA).
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 A behaviour change campaign called “Navigating the
New Normal” launched by the NITI Aayog in
partnership with Bill & Melinda Gates Foundation
(BMGF), Ashoka University, Centre for Social &
Behavioural Change (CSBC), & the Ministry of Health,
& Ministry of Women & Child Development.
 Dharmendra Pradhan inaugurated a Product
Application & Development Centre (PADC) set up by
Indian Oil at Paradip, Odisha.
 The web portal of the Garib Kalyan Rojgar Abhiyaan
launched to provide information to the public
regarding the various district-wise & scheme-wise
components of the Abhiyaan.
 Project Monitoring Unit (PMU) launched by Ministry
of Coal (MoC) to facilitate early operationalisation of
coal mines.
 National Council for Science & Technology
Communication & Department of Science &
Technology launched a programme on health & risk
communication ‘Year of Awareness on Science &
Health (YASH)’ with focus on COVID-19.
 CSIR-Central Road Research Institute (CSIR-CRRI)
developed “Kisan Sabha App” to connect farmers to
supply chain & freight transportation management
system.
 Nation celebrates 480th birth anniversary of Maharana
Pratap on 9th May.
 National e-commerce marketplace ‘bharatmarket’ to be
launched by the traders’ body Confederation of All
India Traders (CAIT).
 Chandigarh govt. launched a new mobile app named
“CHDCOVID” to provide COVID-19 related
information.
 NITI Aayog virtually launched a campaign titled as
“Surakshit Dada-Dadi & Nana-Nani Abhiyan”, in
association with Piramal Foundation to protect senior
citizens during COVID-19. The campaign targets to
cover 2.9 million senior citizens in 25
#AspirationalDistricts.
 IIT Alumni Council has launched a “COVID-19 test
bus” in Mumbai, Maharashtra. It will reduce 80% of
the testing cost without compromising on the testing
capacity.
 GoI launched its biggest-ever evacuation exercises
named the “Vande Bharat Mission” in which the govt.
will bring back nearly 15,000 Indian nationals stranded
abroad due to the coronavirus lockdown.
 Rajnath Singh inaugurated new 80-km road in
Uttarakhand which connects close to the Line of Actual
Control & opens a new route for Kailash Mansarovar
yatra via Lipulekh Pass. Border Roads Organisation
achieved road connectivity from Dharchula to Lipulekh
(China Border) known as Kailash-Mansarovar Yatra
Route.
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 Asian Infrastructure Investment Bank approved a
loan worth of $500 million for India’s ‘COVID-19
Emergency Response.
 Govt. of India started “Mission Sagar” to provide
assistance to Eastern Indian Ocean Region Nations
amid the coronavirus crisis. Under the mission, Indian
Naval Ship (INS) Kesari has been deployed.
 Supreme Court of India's bench of 5-judge, headed by
Justice Arun Mishra ruled that the provisions of
SARFAESI) Act, 2002, will now be applicable to state
& multi-state cooperative banks.
 “CHAMPIONS (Creation & Harmonious Application
of Modern Processes for Increasing the Output &
National Strength)” portal launched by MSME Ministry
that is aiming to make the smaller units big.
 Emergency Assistance Program Loan of USD 1 billion
approved by the New Development Bank (NDB) to
India to support India in its attempt to curb the spread
of COVID-19.
 An assistance of $3.6 million to India committed by the
US Centers for Disease Control & Prevention to
enhance India’s response to the COVID-19 epidemic.
 In wake of the COVID-19 pandemic, the World Bank
announced $1 billion social protection package for
India.
 COBAS 6800 is the first fully automated, high-end
machine for performing RT-PCR tests for COVID-19,
procured by GoI for testing COVID-19 cases &
installed at the National Centre for Disease Control in
Delhi.
 “GOAL (Going Online As Leaders)” programme
launched to offer mentorship to tribal youth via digital
mode & intends to act as a catalyst to explore hidden
talents of the tribal youth.
 GoI flagship social security scheme ‘Atal Pension
Yojana’ (APY) successfully completed five years of
implementation.
 India provided USD 2 million aid for United Nations
Relief & Works Agency working for welfare of
Palestinian refugees.
 HRD Ministry launched a new mobile application
called “National Test Abhyas” that was developed by
National Testing Agency to help the candidates to take
mock tests for exams such as JEE Mains, NEET, etc.
 Indian Railways operationalised its 1st 12,000 hp
electric Locomotive- WAG12. The loco is named
WAG12 with Number 60027. It is manufactured by
Madhepura Electric Loco Factory in Bihar.
 Ministry of Minority Affairs flagship programme
‘Hunar Haat’ to restart from September 2020 with the
theme of “Local to Global”. There will be a special
“Jaan Bhi, Jahaan Bhi” pavilion to create health
awareness among the people.
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 TRIFED partnered with UNICEF to initiate “Van Dhan
Samajik Doori Jagrookta Abhiyaan“under which
tribals will be provided with relevant information
regarding COVID-19.
 Nitin Gadkari inaugurated 440 metre-long tunnel as
part of the Chardham Connectivity Project in
Chamba. It is developed by the Border Roads
Organisation (BRO).
 Manipur’s “Khudol” listed among the top 10 global
initiatives for an inclusive fight against the COVID-19
pandemic.
Current Affairs Related to States in India
Northern States
 “Major Dhyan Chand Vijaypath Yojana” launched by
Uttar Pradesh govt. Under this, 19 international players
from the state of Uttar Pradesh will get road
connectivity to their houses.
 Punjab govt. rolled out “I Rakhwali” App to ensure
greenery & to protect the environment in Punjab.
 Haryana CM Khattar launched Educational WhatsApp
Chatbot “Apka Mitra” & Online Admission Platform
for Under Graduate (UG) courses in govt.-aided & self-
financed colleges.
 Smt. Harsimrat Kaur Badal inaugurated Organic Food
Processing Unit in Uttar Pradesh. 5000 farmers will be
benefitted & it is expected to leverage an investment of
Rs 50.33 crores.
 CCEA chaired by PM Modi given its approval to
the Haryana Orbital Rail Corridor
Project from Palwal to Sonipat via Sohna-Manesar-
Kharkhauda.
 Uttar Pradesh government launched the NRI unified
portal. It will enable Overseas Indians & NRIs to get
their issues resolved with the help of this portal in
cooperation with local administration or the State
Government.
 A campaign “Mission Vriksharopan-2020” launched
by UP government. Under this campaign, more than 25
crore saplings were planted on 5th July in Uttar
Pradesh.
 CM Jai Ram Thakur announced that the Himachal
Pradesh has become the first state in India where 100%
households have LPG gas connections. This was
achieved by the state with the help of ‘Himachal
Grihini Suvidha Yojana’.
 Uttarakhand government decided to convert waste
generated in the state to electricity under an initiative
titled ‘Waste to Energy’.
 Uttarakhand forest department opened the state’s
biggest biodiversity park in Haldwani.
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 Indian Navy formed “NavRakshak” PPE kit with
innovative breathable fabric material to provide
comfort to healthcare workers working against COVID-
19 pandemic. It is made by Surgeon Lieutenant
Commander Arnab Ghosh.
 Former SC Judge Justice, A K Sikri inaugurated the
Indian Dispute Resolution Centre (IDRC) in New
Delhi that will provide a completely paperless dispute
resolution environment.
 India handover the war game centre named as
“INDIA” to Uganda Peoples Defence Forces (UPDF).
 Uttarakhand forest department developed India’s first
lichen park in Kumaon’s Munsiyari, Pithoragarh
district.
 Gairsain in Chamoli district formally declared as the
summer capital of Uttarakhand.
 UP CM Yogi Adityanath launched ‘Bal Shramik Vidya
Yojana’ to educate child labourers in the state.
 PM Modi virtually launched a scheme “Atma Nirbhar
Uttar Pradesh Rojgar Abhiyan” in 31 districts of Uttar
Pradesh constituting more than 25,000 returnee
migrant workers. It aims to generate employment for
the migrant workers of the state who recently returned
from other states.
 Union Cabinet given International Airport status to
Kushinagar Airport in Uttar Pradesh.
 “Ghar Ghar Nigrani” mobile application launched by
Punjab government to check the community spread of
COVID-19 in the state of Punjab.
 Cabinet of Himachal Pradesh decided to start the
“Mukhya Mantri Shahari Rojgar Guarantee Yojna”.
In this Yojna, “120 days” assured employment will be
provided to people living in urban areas.
 Himachal Pradesh govt. plans to launch a new
programme ‘Nigah’ in which it will educate the family
members of the people coming to the state from other
parts of the country.
 UP govt. launched a “Pravasi Raahat Mitra” App to
connect migrants with schemes & jobs. It is developed
in coordination with the United Nations Development
Programme (UNDP).
 Uttarakhand Govt. launched “HOPE” (Helping Out
People Everywhere) portal to help unemployed youth
to get jobs opportunities.
 J & K administration & Haryana Govt. framed a plan
to implement the Jal Jeevan mission to provide tap
connections to every rural household by 2022.
 UP govt. set up ‘UP Start-up Fund’. MoU signed
between Uttar Pradesh govt. & the Small Industries
Development Bank of India, & the fund will be
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managed by SIDBI. Initial contribution of Rs 15 crore
made to the fund.
 Uttarakhand govt. inaugurated the “Mukhyamantri
Swarozgar Yojana” for returnee migrants in order to
provide self-employment opportunities to youth.
Eastern States (Bihar, Jharkhand, Odisha & West Bengal)
 CM of Odisha, Naveen Patnaik launched a new
scheme named ‘GARIMA’ which aims to ensure the
economic safety & social dignity of core sanitation
workers in the state.
 Cabinet chaired by PM Modi approved establishment
of a new All India Institute of Medical
Sciences (AIIMS) at Darbhanga, Bihar. It will be
established under the Pradhan Mantri Swasthya
Suraksha Yojana (PMSSY).
 West Bengal CM launched a new mobile application
called “SelfScan”, to scan documents.
 West Bengal government received a loan amount of Rs
1950 crore from the World Bank to tackle COVID-19
situation & developmental work in the state.
 State cabinet of Odisha adopted “Bande Utklala
Janani” or Glory to mother Utkala as the anthem of
Odisha. It has been written by Kantakabi Laxmikanta
Mohapatra in 1912.
 Odisha become the first state in the country to receive
ISO certification for hostels meant for tribal students.
 West Bengal government launched a job portal
‘KarmaBhumi’ for IT professionals who have returned
to the state amid the COVID-19 pandemic.
 Raja Parba festival celebrated in Odisha.
 An “Exit App” launched by West Bengal govt. for
people from other states who are stucked in West
Bengal amid the nationwide lockdown.
 West Bengal Govt. launched ‘Matir Smristi’ scheme to
utilise 50,000 acres of barren land in 6 districts to
generate income activities in horticulture &
pisciculture.
 Loan agreement for a US$145 million project signed by
the Govt. of India, the Govt. of West Bengal & the AIIB
to improve irrigation services & flood management in
the Damodar Valley Command Area in West Bengal.
North-Eastern States
 The “Thenzawl Golf Resort” Project virtually
inaugurated by Prahlad Singh Patel. It has been
implemented under the Swadesh Darshan Scheme of
Ministry of Tourism, Government of India.
 Khadi & Village Industries Commission (KVIC) to
open the Silk Training cum Production Center in the
tribal village of Chullyu in Arunachal Pradesh.
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 Assam government to provide Rs 830 per month each
to 17 lakh poor families under the ambitious
“Orunodoi” scheme, to financially empower women.
 CM of Nagaland, Neiphiu Rio launched “Yellow
Chain” a centralized e-commerce system to provide the
people of the state integrated platform to build
sustainable businesses either in products or services.
 GoI declared the entire Nagaland as “disturbed area”
for a further period of six months i.e. till the end of
December.
 Meghalaya Govt. launched India’s Biggest “Piggery
Mission” with an outlay of Rs 209 Crores. It is
launched under the aegis of Meghalaya Livestock
Enterprises Advancement Society (MLEADS).
 Union Food Processing Minister, Harsimrat Kaur
Badal virtually inaugurated the “Zoram Mega Food
Park” in Mizoram.
 Guwahati Development Department Ministry
inaugurated 1st manhole cleaning robot
‘BANDICOOT’ to ensure minimal human
involvement to clean the sewers. Guwahati is the 3rd
city in the entire country to procure this innovative
technology after Gurugram & Coimbatore.
 CM of Manipur N. Biren Singh inaugurated “Plant
Health Clinic” at the Directorate of Horticulture & Soil
Conservation, Imphal to boost the economic growth of
Manipur through agriculture & horticulture.
 Tripura government announced a special initiative for
activity-based learning named ‘Ektu Khelo, Ektu
Padho’.
 Tripura government announced a scheme
“Mukhyamantri Matru Pushti Uphaar” which aims to
provide nutrition kits to pregnant & lactating women
in order to combat infant & maternal mortality &
malnutrition.
 19th Great June Uprising Day was observed on 18th
June at Kekrupat, Manipur.
 Mizoram Cabinet granted “industry” status to
“sports” to invest more in sports in order to generate
employment.
Western States (Goa, Gujarat & Maharashtra)
 The first-ever “seaplane services in Gujarat” to
commenced from 31 October 2020. It will offer seamless
& affordable air connectivity from Sabarmati Riverfront
in Ahmedabad to Statue of Unity in Kevadia in
Gujarat.
 Rajasthan Govt. signed MoU with SIDBI to develop
its micro, small & medium enterprises (MSMEs)
ecosystem.
 Gujarat govt. launched the Mukhyamantri Mahila
Utkarsh Yojana (MMUY) to provide interest-free loans
to women’s groups in the state.
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 “Bharat Air Fibre Services” inaugurated by Shri Sanjay
Dhotre. The services were inaugurated at Akola in
Maharashtra.
 Maharashtra government tied up with Google to
provide online education to students in the state.
Maharashtra is the first state in the country that is
launching such a project.
 Mukhya Mantri Kisan Sahay Yojana announced by
the Gujarat for the current Kharif season & all farmers
of the state will be covered under this scheme.
 1st Ever “Seaplane services in Gujarat” to commenced
from 31 October 2020. It will offer seamless &
affordable air connectivity from Sabarmati Riverfront
in Ahmedabad to Statue of Unity in Kevadia in
Gujarat. Spicejet Airline will operate the seaplane
service.
 Maharashtra government launched world’s largest
plasma therapy trials “Project Platina” for COVID-19
patients.
 “Raj Kaushal Portal” & “Online Shramik
Employment Exchange” launched by Rajasthan
Goverment. It aims to improve availability of
opportunities for the migrated workers & hence acts as
a bridge between industry & labourers.
 Maharashtra State Government introduced “Maha
Parwana” plan to attract fresh investment in industries.
 Rajasthan state government to launch Indira Rasoi
Yojana for the poor. This scheme will start to ensure
that “no one sleeps hungry” in the state.
 Municipal Corporation of Greater Mumbai (MCGM)
launched a mobile application “Air-Venti” to provide
information on ICU beds, ventilators.
 “Atmanirbhar Gujarat Sahay Yojana” launched by
Gujarat Govt. to provide an interest subsidy, a
moratorium as well as a collateral free loan of up to Rs
1 lakh.
Central States (Madhya Pradesh & Chhattisgarh)
 Madhya Pradesh govt. has launched a 15-day
campaign named ‘Gandagi Bharat Chhodo’.
 Madhya Pradesh Urban Development & Housing
Minister, Bhupendra Singh launched a public
awareness campaign “Ek Mask-Anek Zindagi”.
 Chhattisgarh CM Bhupesh Baghel launched a social
security scheme “Shaheed Mahendra Karma
Tendupatta Sangrahak Samajik Suraksha Yojana” for
tendu leave collectors in the state.
 Chhattisgarh Government launched the “Indira Van
Mitan” Yojana to make the forest dwellers of the state
self reliant. Under this, government will form groups
of youth in 10,000 villages of tribal areas & they will be
responsible to conduct all forest based economic
activities.
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 Chhattisgarh government announced to launch a
student centric scheme named as “Padhai Tuhar Para”.
 Madhya Pradesh government launched “Hamara
Ghar-Hamara Vidyalaya” to take care of academic
regularity of the students during the lockdown due to
COVID-19 pandemic.
 Madhya Pradesh Tourism board launched a campaign
“Intzaar Aap Ka“ on social media platforms to attract
tourists to the tourist places of the state.
 Madhya Pradesh topped among the other states in the
implementation of PM Street Vendor’s AtmaNirbhar
Nidhi (PM SVANidhi).
 Madhya Pradesh government will commence a unique
campaign titled as “Roko-Toko” to target those people
who do not wear masks.
 Chhattisgarh government has organised the first e-Lok
Adalat of India amid the COVID-19 pandemic.
 Chhattisgarh government has launched “Godhan
Nyay Yojna” to promote cattle rearing, ensure the
safety of livestock, & help cattle ranchers earn extra
income.
 Amount of Rs 445 crore approved by the GOI for the
implementation of Jal Jeevan Mission in Chhatisgarh
in 2020-21. Under this, Chhattisgarh government has
prepared a roadmap to achieve 100% Functional Tap
Water Connection (FHTC) by year 2023-24.
 Chhattisgarh Police launched a special campaign
“Spandan” to check mental stress & depression among
their personnel by conducting interactive programmes.
 Madhya Pradesh government started "Street Vendor
Registration" & “Mukhyamantri Shahri Path
Vyavsayi Utthan Yojana” & transferred Rs 300 crore to
urban local bodies.
 MP government to launch a ‘Kill Corona’ campaign 1
to control the spread of COVID-19 in the state.
 Madhya Pradesh government gives 'corona warriors'
status to Divyang Anganwadi workers.
 “Composite Regional Centre (CRC) for Skill
Development, Rehabilitation & Employment of Persons
with Disabilities (PwDs)” inaugurated in Ranchi,
Jharkhand.
 In Madhya Pradesh, Madhya Kshetra Vidyut Vitaran
Company launched the Nishtha Vidyut Mitra Scheme
for women empowerment. Under this, women SHGs at
Gram Panchayat level will work as Nishtha Vidyut
Mitra.
 Madhya Pradesh become the 1st state in the country to
provide mid-day meal ration.
 Jharkhand govt. has banned 11 brands of Pan Masala
for one year in the state.
 Sohrai Khovar painting of Jharkhand & Telia Rumal
of Telangana received the Geographical Indication
(GI) tag.
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 Madhya Pradesh govt. launched country’s 1st ever
‘FIR Aapke Dwar Yojana’ in Bhopal. FIRs in
complaints of general nature will be lodged on the spot.
 “Charan Paduka” campaign launched by Madhya
Pradesh for the migrant labourers moving through the
state. Under this campaign, shoes & slippers will be
offered to those labourers going barefoot.
 “Didi Vehicle Service” launched by the women of
Rural Livelihood Mission in the tribal-dominated
Jhabua district of Madhya Pradesh. It is launched for
rural women for the safe delivery.
 Chhattisgarh govt. launched “Rajiv Gandhi Kisan
Nyay Yojana” to stimulate the rural economy in the
state.
Southern States (Andhra Pradesh, Karnataka, Kerala,
Tamil Nadu, Telangana)
 Kerala will establish the first international women’s
trade centre (IWTC) of India at Angamaly.
 Karnataka CM, B.S. Yediyurappa inaugurated
the ‘Veer Savarkar’ flyover in Bengaluru.
 CM of Andhra Pradesh, YS Jagan Mohan
Reddy launched two nutrition schemes ‘YSR
Sampoorna Poshana’ & ‘YSR Sampoorna Poshana
Plus’ to provide nutritious food to pregnant women,
lactating mothers & children.
 CM of Maharashtra, Uddhav Thackeray launched a
campaign titled, ‘My Family, My Responsibility’, to
curb the spread of coronavirus pandemic. The door-to-
door survey will be conducted by BMC.
 Karnataka CM Yediyurappa launched the “Arthika
Spandana” programme of disbursing loans to the tune
of Rs. 39,300 crores through various cooperative
institutions.
 Andhra Pradesh government launched an innovative
virtual cybercrime awareness programme named as ‘E-
Raksha Bandhan’.
 WWF-India Kerala State Office is joining hands with
the Society for Odonate Studies (SOS) &
Thumbipuranam for the first-ever state “Dragonfly
Festival” in Kerala, christened ‘Thumbimahotsavam
2020’.
 CM of Kerala, Pinarayi Vijayan commissioned the first-
ever marine ambulance named ‘PRATHEEKSHA’ at
Vizhinjam village of Thiruvananthapuram district in
Kerala.
International Current Affairs
 Japan’s Chief Cabinet Secretary, YoshihideSuga
elected as the new Chief of country’s ruling, Liberal
Democratic Party (LDP) & Prime Minister-designate
of Japan. He is 71-year-old.
38 www.bankersadda.com | www.sscadda.com
 Kerala will establish the first international women’s
trade centre (IWTC) of India at Angamaly.
 Karnataka government launched a portal called “Skill
Connect Forum” to connect job seekers with employers
on a common platform.
 Kerala government announced “Dream Kerala
Project” to tap the potential & experience of those
returning from abroad & other states after losing their
jobs due to the COVID-19 pandemic.
 As per RBI, Tamil Nadu has raised ₹30,500 crores in the
fiscal 2020-21 & has topped market borrowings among
States in the country.
 Women Safety Wing, Telangana State Police launched
the “CybHer” campaign in association with the Legal
Aid Centre, Symbiosis Law School, Hyderabad to
tackle cybercrime against children & women.
 Telangana government celebrates 2nd June as the
Telangana Formation Day.
 Kerala Govt. declared their ambitious broadband
project: Kerala Fibre Optic Network (K-FON) project.
 Andhra Pradesh government launched ‘Jagananna
Chedodu’ scheme to provide financial assistance to
tailors, barbers & washermen, who had lost their
livelihood due to COVID-19 pandemic.
 Online waste exchange website of Andhra Pradesh
Environment Management Corporation (APEMC)
launched by the Andhra Pradesh Goverment. It
become India’s first state to launch waste exchange
website.
 In Telangana, Hyderabad City Police along with
Hyderabad City Security Council (HCSC) launched a
programme called “She Triumphs through Respect,
Equality, & Empowerment” (STREE) to support &
empower women victims of domestic violence & abuse.
 Karnataka government observed the “Mask Day” on
18 June 2020 to aware the people about the use of
masks.
 A programme named “Pranavayu” launched by the
Bruhat Bengaluru Mahanagara Palike, Karnataka to
create awareness on the need to self examine the
respiratory health for Bengaloreans.
 “Mee Annapurna” initiative launched in Maharashtra
by “Integrated Risk Insurance”. “Mee Annapurna” is a
commitment of Integrated Risk Insurance to the
Bhoomiputra’s of Atmanirbhar Maharashtra in order
to uplift the farming community.
 R Sreelekha become Kerala’s first woman IPS officer
to reach the Director General of Police (DGP) post.
 TikTok chosen Oracle to be its technology partner for
its American operations.
 Mexico become the first country in the world to issue
a sovereign bond linked to the sustainable
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development goals set by the United Nations. It has
raised EUR 750 million ($890 million) by such bonds.
It will mature in September 2027 & offers a yield to
maturity rate of 1.603% & a coupon rate of 1.350%.
 World Bank has stopped the publication of its “Doing
Business” report to probe data collection irregularities
in the annual ranking of countries’ business &
investment climates.
 Mustapha Adib has been appointed as the Prime
minister of Lebanon.
 US President Donald Trump announced Wilmington,
North Carolina as the First World War II Heritage
City.
 Govt. of Australia has appointed former
cricketer, Matthew Hayden & Indian-origin
politician Lisa Singh as trade envoys for advancing
business ties with India.
 United Arab Emirates became the first Arab country to
open a nuclear power plant, when the Unit 1 of the
Barakah Nuclear Plant in Abu Dhabi, got operational.
 Former Guyanese housing minister, Mohamed Irfaan
Ali named as the President of the Guyana.
 Former Chief-of-Staff of the Guyana Defence Force,
Brigadier (retired) Mark Anthony Phillips sworn in as
PM of Guyana.
 United States Senate unanimously passed a bill
banning the Chinese-owned video-sharing app
TikTok on government devices.
 A “state of environmental emergency” declared by the
island nation of Mauritius, as a Japanese bulk carrier
“MV Wakashio” ran aground on a reef in Mauritius &
began leaking oil into the ocean.
 Sri Lanka’s former President, Mahinda Rajapaksa took
oath as the country’s PM for the fourth time.
 President of Belarus, Alexander Lukashenko won his
sixth consecutive term in the country’s presidential
election.
 Mohamed Ould Bilal appointed as the new PM of
Mauritania.
 Walter Roger Martos Ruiz become the new PM of
Peru.
 Russia become the first country to register a
coronavirus vaccine “Sputnik V” registered for use.
 PM of Lebanon, Hassan Diab & his entire government
has resigned, in the wake of the major blast in Beirut.
 Malian President, Ibrahim Boubacar Keita has
resigned & dissolved parliament.
 Luis Rodolfo Abinader Corona sworn in as the 54th
President of Dominican Republic.
 Keith Rowley sworn in as PM of the Republic of
Trinidad & Tobago for a 2nd consecutive 5-year term.
 Francisco Pascual Eyegue Obama Asue reappointed
as PM of Republic of Equatorial Guinea for 3rd
consecutive term.
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 Africa Regional Certification Commission (ARCC),
an independent body set up by the World Health
Organization (WHO), certified the African continent
free from wild Polio virus.
 China successfully launched 5th Earth observation
satellite, Gaofen-9 (05), from the Jiuquan Satellite
Launch Center in northwest China.
 PM of Japan, Shinzo Abe has announced to step down
from the post because of the poor health conditions.
 Bangladesh decided to construct a monument for the
Indian soldiers who died in 1971 during the
Bangladesh’s struggle for independence from Pakistan.
 Micheal Martin elected as new PM of Ireland.
 Gudni Th. Johannesson re-elected as the President of
Iceland.
 Pakistan Army appointed Major General Nigar Johar
as 1st female lieutenant general. She has been
appointed as 1st female Surgeon General of Pak Army.
 French PM Edouard Philippe has resigned from his
post.
 President of Russia, Vladimir Putin recorded a victory
in the recently held Presidential polls & he is set to stay
in power until 2036.
 The Central Banks & Supervisors Network for
Greening the Financial System (NGFS) joined by the
Asian Development Bank (ADB) as an observer.
 Jean Castex appointed as the new PM of France. He
replaced the former french PM Edouard Philippe.
 United States formalized to withdraw from the World
Health Organization (WHO) on July 6, 2021.
 Israel Defence Ministry announced the successful
launch of a new “Ofek 16” spy satellite into orbit by
using a locally-developed Shavit rocket from a launch
pad at Palmachim airbase in central Israel.
 As per WHO’s South-East Asian Region (SEAR)
office, Maldives & Sri Lanka are the first two
countries in the WHO South-East Asia Region to
achieve measles & rubella elimination ahead of the
2023 target.
 Lee Hsien Loong has become the PM of Singapore
after the ruling People’s Action Party won the General
Elections held in the country.
 India has become the second-largest source of foreign
direct investment (FDI) in the United Kingdom.
United States remains the number one source.
 Andrzej Duda re-elected as the President of Poland.
 China successfully launched “APSTAR-6D”
telecommunication satellite via a Long March 3B
carrier rocket from Xichang Satellite Launch Center.
 PM of Tunisia, Elyes Fakhfakh has submitted his
resignation.
 Indian-origin, Chandrikapersad ‘Chan’ Santokhi
elected as the President of South American country
“Suriname”.
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 Pakistan & China signed an agreement for the 700
MW Azad Pattan hydel power project on the Jhelum
river in Sudhoti district of Pakistan Occupied Kashmir
(PoK).
 Rose Christiane Ossouka Raponda appointed as the
first woman PM of Gabon.
 A mission titled as “Hope” launched to “Mars” by the
United Arab Emirates.
 SpaceX successfully launched South Korea’s first
military satellite “ANASIS-II”. It was deployed into a
geostationary transfer orbit (GTO) by a Falcon 9
rocket.
 China successfully launched “Tianwen-1” its first
independent mission to Mars.
 World Trade Organization General Council granted
the “Observer” status to the central Asian country
Turkmenistan. It becomes the 25th observer of the
organization.
 The human trial of COVID-19 vaccine “AZD1222”
developed by the University of Oxford & backed by
AstraZeneca Plc has shown a positive result.
 IMF approved USD 4.3 billion to South Africa in
emergency funding to help the country in its fight
against the COVID-19 pandemic.
 Hichem Mechichi appointed as the new PM of
Tunisia.
 World Health Organisation launched the ‘COVID-19
Technology Access Pool’ for equitable access to life-
saving tech.
 Lazarus Chakwera becomes new President of
Malawi.
 Bangladesh launched an initiative named
‘Shohojodha’, which is an online network to facilitate
plasma exchange between recovered patients of
COVID-19 treatment.
 New Zealand declared itself free from “Coronavirus”.
It achieved this milestone after 75 days of restrictions.
 Member countries of the Group of 20 (G20) pledged
more than $21 billion to improve the global health &
hence supporting the fight against the COVID-19
pandemic.
 PM of Kyrgyzstan, Mukhammedkalyi Abylgaziev
resigned from the post.
 Asian Infrastructure Investment Bank affirmed a USD
750 million (around Rs 5,714 crore) loan to India to
enable the legislature to fortify its fight against the
antagonistic effect of COVID-19 on poor & vulnerable
households.
Obituaries (National/International)
Person Died
Politician (National-International)
1. Pranab Mukherjee
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 World Bank approved USD 1.05 billion for three
projects in Bangladesh to generate quality jobs & boost
economic recovery in the wake of the COVID-19
pandemic.
 Pakistan will remain on the grey list of the Financial
Action Task Force (FATF) for failing to abide by the
FATF’s deadline to prosecute & penalise terrorist
financing in the country.
 Micheal Martin elected as new PM of Ireland.
 Russia planned to launch the 1st satellite named
Arktika-M to monitor the Arctic climate &
environment.
 Former intelligence chief of Iraq Mustafa al-Kadhimi
becomes new Iraqi prime minister.
 China successfully launched a new rocket named
“Long March 5B” into space as it steps up Moon
landing plans.
 Govt. of Iran took a decision of changing the name of
its currency to a “Toman”. Under the bill, Iran national
currency is going to be changed from the rial to the
Toman.
 Slovenia become the 1st coronavirus-free country in
Europe.
 Italian Institute of Technology developed ‘iFeel-You’
bracelet for social distancing.
 WHO & United Nations Postal Administration
(UNPA) jointly released commemorative Postage
Stamp on the 40th anniversary of the eradication of
smallpox.
 WHO will initiate Independent Inquiry in the
handling of COVID-19 & hence it will launch
“Resolution on COVID-19 response” to put an end to
the international blame game in the origin of COVID-
19.
 Prime Minister Benjamin Netanyahu won the Israeli
national elections, securing a record fifth term in office.
 China announced to provide USD 2 billion over two
years to fight the coronavirus pandemic at WHO
assembly.
 Lesotho Prime Minister, Thomas Thabane has
formally resigned from the post. Lesotho’s Finance
Minister Moeketsi Majoro named as the interim PM
of the country.
 European Union proposed 750 billion Euros as
COVID-19 recovery fund to help the countries to
recover from deep recession caused by the COVID-19.
Profession/Famous In?
Former President of India
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Person Died Profession/Famous In?
2. Harikrishnan VasanthaKumar Congress Member of Parliament
3. Raghuvansh Prasad Singh Former Union minister & veteran leader of RashtriyaJanata Dal (RJD)
4. Chanesh Ram Rathiya Veteran Congress leader & former Chhattisgarh minister
5. General MoussaTraore Former President of Republic of Mali
6. Ashok Gasti Rajya Sabha MP from Karnataka
7. Lee Teng-hui Former Taiwanese President (1988 to 2000)
8. Amar Singh Rajya Sabha MP & former Samajwadi Party leader
9. Kamal Rani Varun Cabinet Minister in UP government
10. Pydikondala Manikyala Rao Former Andhra Pradesh Minister
11. John Hume Northern Ireland politician & former Nobel Peace Prize winner
12. Ram Pradhan Former Arunachal Pradesh Governor
13. Shivajirao Patil Nilangekar Former Maharashtra CM
14. Nandi Yellaiah Former Congress leader & eight-time parliamentarian from Telangana
15. Pascal Lissouba Former President of the Republic of Congo
16. Pranab Mukherjee Former President of India. He was the president between 2012 & 2017. He
was awarded the Bharat Ratna in 2019.
17. Upa Rokamlova Former Mizoram Assembly speaker
18. Dr Suresh Amonkar Former health minister of Goa
19. Lalji Tandon Madhya Pradesh Governor
20. Benjamin Mkapa Tanzania’s Former President
21. P Namgyal Former Union Minister & three-time Congress MP from Ladakh
22. J Anbazhagan Three-time Dravida Munnetra Kazhagam (DMK) MLA
23. Pierre Nkurunziza The President of the Republic of Burundi
24. Arjun Charan Sethi Former Union Water Resources Minister
25. Ved Marwah Former Governor & Delhi Police commissioner
26. Madhavrao Patil Former Lok Sabha MP & founder of Janalaxmi Cooperative Bank
27. Achyut Kashinath Sinai Former Goa minister
Usgaonkar
28. Vishwa Bandhu Gupta Former member of parliament (MP) & veteran journalist
29. Tamonash Ghosh Trinamool Congress MLA
30. Dalit Ezhilamalai Former Union Minister
31. Raja Rangappa Naik Former Lok Sabha MP & senior Janta Dal(S) leader
32. M.P. Veerendra Kumar Rajya Sabha (RS) MP from Kerala & Loktantrik Janata Dal (LJD) Leader
Singer/Musician (National-International)
33. Dr. KapilaVatsyayan Veteran scholar of Indian classical dance, art, architecture & art histor
34. PK Muthusamy Veteran Tamil film songwriter
35. Chunakkara Ramankutty Malayalam poet-lyricist
36. Pandit Jasraj Indian classical vocalist
37. Ennio Morricone Oscar-winning Italian film composer
38. Charlie Daniels Country Music Hall of Fame musician
39. Annie Ross Legendary Jazz Singer
40. Sonam Tshering Lepcha Padma Shri awardee folk musician
41. Wajid Khan Singer & music composer
42. Anwar Sagar Veteran lyricist & member of Indian Performing Right Society Limited
43. Rupert Hine British Producer & songwriter
44. Heera Singh Rana Noted folk singer of Uttarakhand
45. Betty Wright The Grammy-winning soul singer
46. Little Richard Founding father of Rock ‘n’ roll
47. Shyamala G. Bhave Classical musician
Actor/Director/Producer (National-International)
48. Jiri Menzel Oscar-winning Czech film director

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Person Died Profession/Famous In?
49. Johnny Bakshi Veteran producer-director
50. Jaya Prakash Reddy Telugu actor
51. Dame Diana Rigg British Actress
52. Babu Sivan Tamil director
53. Ebrahim Alkazi Theatre doyen & legendary teacher
54. Sameer Sharma Renowned TV actor
55. Chadwick Boseman Black Panther movie actor
56. Nishikant Kamat Director-actor
57. Saroj Khan Veteran Bollywood choreographer
58. Carl Reiner Legendary comedian, writer, director & actor
59. Earl Cameron British film & television actor
60. Jagdeep Veteran Bollywood actor-comedian
61. Susheel Gowda Kannada TV actor
62. Rajat Mukherjee Bollywood director
63. Bijay Mohanty Veteran Odia Actor
64. Amala Shankar Eminent danseuse & choreographer
65. Olivia de Havilland Two-Time Oscar Winning Actress
66. John Saxon American actor passed away. He won the Golden Globe Award for the new
star of the year in 1958 for the movie “This Happy Feeling”.
67. Parvez Khan Bollywood action director
68. Kumkum Veteran Bollywood actor
69. Anil Murali Malayalam actor
70. Basu Chatterjee Legendary Filmmaker & the National Film Award winner
71. Jagesh Mukati Television Actor
72. Anil Suri Bollywood producer
73. Chiranjeevi Sarja Kannada actor
74. K.R. Sachidanandan Malayalam Film director, scriptwriter, & producer
75. Steve Bing A movie producer & philanthropist
76. Joel Schumacher Hollywood Director
77. Rob Gibbs Veteran director
78. Sai Gundewar Film actor
79. Jerry Stiller US comedian
80. Shafique Ansari TV actor
81. Mohit Baghel Bollywood actor
Author/Journalist/Activist/Painter (National-International)
82. Shirley Ann Grau Fiction writer & Pulitzer Prize-winner
83. Rahat Indori Noted Urdu
84. Gail Sheehy Writer-journalist, Commentator & Pop sociologist
85. Avad Bin Hassan Jami Renowned Gujarati cartoonist
86. Nagindas Sanghvi Padma Shri award winning veteran Gujarati journalist
87. Jyotsna Bhatt Renowned ceramic artist
88. Juan Marse Spanish novelist
89. Geetha Nagabhushan Veteran Kannada writer
90. Anand Mohan Zutshi Gulzar Veteran Urdu poet
Dehlvi
91. Dinu Ranadive Freedom fighter & Veteran journalist
92. Ronald Vivian Smith Eminent historian, author & columnist
93. KS Nisar Renowned Kannada poet
94. Hari Shankar Vasudevan Eminent historian
95. Professor Anisuzzaman Bangladesh’s Noted literary personality & educationist
96. Debesh Roy Veteran Bengali author

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Person Died Profession/Famous In?
97. Ratnakar Matkari Veteran Marathi writer & playwright
98. Mujtaba Hussain Padma Shri awardee Noted Urdu author, humorist & satirist
99. Yogesh Gaur Veteran lyricist
Sportsmen/Sportswomen (National-International)
100. Purushotham Rai India’s former athletic coach
101. David Capel Former England all-rounder & legendary cricketer
102. Sadashiv Patil Former Maharashtra cricketer
103. James Harris Former wrestler
104. Manitombi Singh Former India defender & Mohun Bagan captain
105. GK Menon Veteran sports journalist
106. Chetan Chauhan Former Indian cricketer & Uttar Pradesh minister
107. Angela Buxton Former British tennis player
108. Gopalaswamy Iyenger Former Cricketer, Administrator & Pitch Curator
Kasturirangan
109. Purushotham Rai India’s former athletic coach passed
110. Everton Weekes West Indies former cricketer
111. Jack Charlton Member of the England 1966 World-Cup winning team
112. Wim Suurbier Dutch Football legend
113. Barry Jarman Former Australian test wicketkeeper
114. Viktor Chizhikov Creator of the brown bear mascot “Misha” for 1980 Moscow Summer
Olympics.
115. Bobby Joe Morrow American sprinter
116. Jayantilal Nanoma Former International Archer turned coach
117. Wes Unseld National Basketball Association Hall of Famer
118. Tony Dunne Manchester United’s European Cup-winning defender
119. Hamza Koya Former Santosh Trophy player
120. Kurt Thomas 1st U.S. male gymnast to win a world championship gold medal
121. Vasant Raiji India’s oldest First Class cricketer
122. Matt Poore Former New Zealand Test cricketer
123. Rajinder Goel Former Left-arm spinner
124. K Raghunath Former Karnataka basketball star player
125. Pournima Zanane Former Indian shooter & coach
126. Chuni Goswami Former India Football captain
127. Pandanda Kuttappa Founder of Kodava Family Hockey Tournament
128. Manmeet Singh Walia Former India national table tennis champion
129. R. Shanmugam Former Tamil Nadu footballer & coach
130. Gigi Simoni Former Inter Milan coach
131. Hana Kimura Japanese professional wrestler
132. Ashley Cooper Former No. 1-ranked player & Australian tennis star
133. Balbir Singh Dosanjh Former Indian hockey player
Others (National-International)
134. Joe Ruby Co-creator of the cartoon series Scooby-Doo
135. Dr S Padmavati Noted cardiologist
136. Kesavananda Bharti Head seer of Edneer Mutt
137. Prof Govind Swarup Father of India’s Radio Astronomy
138. Swami Agnivesh Social activist & Arya Samaj leader
139. Amitabha Ghosh Shortest-serving Governor of RBI
140. PR Krishnakumar Tamil Nadu based prominent Indian Ayurveda physician
141. William Kirk English American computer engineer who co-invented world’s first computer
mouse

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Person Died Profession/Famous In?
142. Russell Kirsch Computer scientist invented the “pixel” & scanned the world’s first digital
photograph
143. Arnold Meyer Spielberg Pioneered computer designer
144. A.R. Lakshmanan Former Supreme Court
145. Brahm Vasudeva Hawkins Cookers Chairman
146. Neela Satyanarayan First woman State Election Commissioner (SEC) of Maharashtra
147. Acharya Shree Purushottam Priyadasji Swamishree passed away due to COVID-19. He was the head of
Swaminarayan Sanstha.
148. Rev Cordy Tindell Vivian A civil rights veteran
149. C S Seshadri Eminent Indian mathematician
150. John Lewis Civil Rights pioneer
151. Achyuta Rao Child welfare activist
152. A. Vaidyanathan Former member of the Planning Commission
153. Pritam Singh Former director of IIM Lucknow & Padma Shri award winner
154. Atul Srivastava Steel Authority of India Limited Director
155. Raj Mohan Vohra Maha Vir Chakra awardee Lt Gen (retd)
156. B.P.R. Vithal Veteran economist & the member of 10th Finance Commission
157. Vidyaben Shah Padma Shri awardee & a social worker
158. Lachhman Singh Lehl Major General (Retd)
159. Parvez Jamasji Vir Chakra awardee, Sqn Ldr (retd)
160. Gandhian Hema Bharali Freedom fighter & Padma Shri
161. Denis Goldberg Veteran South African anti-apartheid activist
162. Justice Ajay Kumar Tripathi Judicial Member, Lokpal of India
163. Hossein Kazempour Ardebili Iran’s representative at Organisation of the Petroleum Exporting Countries
164. Bejan Daruwalla Renowned astrologer

List/Indexes (Ranks & Reports)

 India ranked 105th position “Global Economic
Freedom Index 2020 Annual Report” by Canada’s
Fraser Institute. This is the 24th edition of Economic
Freedom of the World. Hong Kong topped the Index.
 India has been ranked 57th in Digital Quality of Life
Index 2020. Denmark has topped the index.
 Tamil Nadu topped the list of Pradhan Mantri Mudra
Yojana (PMMY) in availing loans to women.
 India’s second Voluntary National Review (VNR)
report presented by the NITI Aayog at the United
Nations High-level Political Forum (HLPF) on
Sustainable Development, 2020. It is titled as “Decade
of Action: Taking SDGs from Global to Local”.
 “India Report on Digital Education, 2020” launched
virtually. It highlights the innovative methods adopted
by Ministry of HRD, Education Departments of States
& Union Territories to ensure accessible as well as
inclusive education to children at home & reducing
learning gaps.
 Bijapur district in Chhattisgarh topped the list of
aspirational districts in Overall Delta Ranking by
government think-tank Niti Aayog for the February-
June 2020 period.
 India skipper Virat Kohli is the only cricketer to feature
in Forbes’ list of the top 100 highest-paid athletes in the
world for the year 2020. Kohli ranked at number 66.
Swiss tennis great, Roger Federer has topped the list.
 Swiss National Bank (SNB) released ‘Annual banking
statistics, 2019’. As per the data, India has moved down
three places to 77th rank in terms of money parked by
its citizens & while Britain holds the first place.
 India ranked at 74th position in the Global ‘Energy
Transition Index’ by WEF. Sweden topped the index.
 Uttarakhand became the 1st state in India to release a
report highlighting its conservation efforts to save over
1,100 rare plants from extinction.

Important Days (May to September)

Date Day & Theme

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30th August International Day of the Victims of 13th August World Organ Donation Day
Enforced Disappearances 19th August World Humanitarian Day (WHD)
5th September International Day of Charity 19th August World Photography Day
India celebrates Teachers Day every year on 05th 20th August Sadbhavana Diwas or Harmony Day
September (Birth anniversary of Rajiv Gandhi)
7th September International Day of Clean Air for 20th August Indian Akshay Urja Day or
blue skies Renewable Energy Day
8th September International Literacy Day 21st August International Day of Remembrance
9th September International Day to Protect & Tribute to the Victims of
Education from Attack Terrorism.
10th September International Association for 21st August World Senior Citizen Day
Suicide Prevention | Theme: 23rd August “International Day for the
‘Working Together to Prevent Remembrance of the Slave Trade &
Suicide’ its Abolition”.
12 September
th International Day for South-South 24th to 28th World Water Week 2020 with the
Cooperation August theme ‘Water & Climate change:
12th September World First Aid Day Accelerating Action’.
15th September International Day of Democracy 26th August Women’s Equality Day
15th September In India, the Engineer’s Day is 29th August International Day against Nuclear
celebrated Tests
16th September International Day for the 29 August
th National Sports Day (Birth
Preservation of the Ozone Layer. anniversary of Major Dhyan Chand)
Theme: “Ozone for life: 35 years of 30th August International Day of the Victims of
ozone layer protection”. Enforced Disappearances
17th September World Patient Safety Day with the 1st July National Chartered Accountants
theme Health Worker Safety: A Day or CA Day
Priority for Patient Safety. 1st July National Doctor’s Day | Theme was
18th September World Bamboo Day with the theme “Lessen the mortality of COVID 19”
‘BAMBOO NOW.’ | It also marks the birth & death
18th September International Equal Pay Day anniversary of Dr Bidhan Chandra
3 August
rd World Sanskrit Day, (also known as Roy.
Sanskrit Diwas), is celebrated every 1st July National Postal Worker Day
year on Shraavanapoornima. In 2020, 2nd July World Sports Journalists Day
this day is being observed on 3 UN celebrates the International Day of Cooperatives
August 2020. every year on the first Saturday of July. In 2020, it is
1st to 7th August World Breastfeeding Week with the celebrated on 4th July.
theme “Support breastfeeding for a 4th July Dharma Chakra Day | It
healthier planet”. commemorates Buddha’s First
6th August marks the anniversary of the atomic bombing Sermon to his first five ascetic
in Hiroshima during World War II. disciples at the Deer Park, Rsipatana
7th August National Handloom Day in the present day Sarnath near
8th August 78th anniversary of the August Varanasi, UP.
Kranti Din or Quit India Movement 7th July World Chocolate Day
9th August International Day of the World’s 11th July World Population Day with the
Indigenous Peoples with the theme theme Putting the brakes on COVID-
“COVID-19 & indigenous peoples’ 19: Safeguarding the health & rights
resilience”. of women & girls.
10 August
th World Biofuel Day with the theme 12th July World Malala Day
“Biofuels towards Atmanirbhar 15th July World Youth Skills Day with the
Bharat”. theme “Skills for a Resilient Youth“.
12th August International Youth Day with the 17th July World Day for International Justice
theme “Youth Engagement for 18th July Nelson Mandela International Day.
Global Action”. 20 July
th World Chess Day
12th August World Elephant Day 23rd July National Broadcasting Day

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24th July National Thermal Engineer Day 19th June International Day for the Elimination
26th July India celebrates the Kargil Vijay of Sexual Violence in Conflict
Diwas to remember the extreme 18th June Autistic Pride Day
valour, sacrifice & exemplary courage 20th June World Refugee Day with the theme
of Indian soldiers during the 1999 “Every Action Counts”.
Kargil war. 21st June International Day of Yoga with the
27th July 82nd Raising Day of Central Reserve theme “Yoga for Health – Yoga at
Police Force Home”.
28th July “World Hepatitis Day” with the 21st June International Day of the Celebration
theme “Hepatitis-free future”. of the Solstice
28th July World Nature Conservation Day 21st June World Music Day
30th July World Day Against Trafficking in 21st June World Hydrography Day with the
Persons theme “Hydrography enabling
30th July International Day of Friendship autonomous technologies”.
31st May World No Tobacco Day 23rd June International Widows Day
1st June Global Day of Parents 23rd June United Nations Public Service Day
1st June World Milk Day with the theme 23rd June Olympic Day
“20th Anniversary of World Milk 25th June Day of the Seafarer
Day” 26th June International Day Against Drug
3rd June World Bicycle Day Abuse & Illicit Trafficking with the
4th June International Day of Innocent theme “Better Knowledge for Better
Children Victims of Aggression Care”.
5th June World Environment Day with the 26th June International Day in Support of
theme Biodiversity| Colombia will Victims of Torture
host. 27th June Micro, Small & Medium-sized
5th June International Day for the Fight Enterprises Day
against Illegal, Unreported & 29th June National Statistics day with the
Unregulated Fishing theme SDG- 3 (Ensure healthy lives &
6th June Russian Language Day promote well-being for all at all ages)
12th June World Day Against Child Labour & SDG- 5 (Achieve gender equality &
9th June World Accreditation Day (WAD) empower all women & girls).
with the theme “Accreditation: 30th June International Asteroid Day
Improving Food Safety”. 30th June International Day of
8th June World Ocean Day with the theme Parliamentarism
“Innovation for a Sustainable 1st May International Labour Day
Ocean.” 2nd May World Tuna Day
7th June World Food Safety Day with the 3rd May World Press Freedom Day with the
theme “Food safety, everyone’s theme “Journalism without Fear or
business”. Favour”.
8th June World Brain Tumour day 4th May International Firefighters’ Day
13th June International Albinism Awareness 5th May International Day of the Midwife
Day with the theme ‘Made To Shine’. with the theme Midwives with
14th June World blood donor day with the women: celebrate, demonstrate,
theme “Safe blood saves lives” mobilise, unite – our time is NOW!
15th June World Elder Abuse Awareness Day 5th May World Hand Hygiene Day with the
15th June World Wind Day theme “SAVE LIVES: Clean Your
16th June International Day of Family Hands”.
Remittances with theme: “Building 1st Tuesday of World Asthma Day |5th May 2020 |
resilience in times of crisis”. May Theme: ‘Enough Asthma Deaths’.
17th June World Day to Combat 7th May Vesak Day | Vesak, the Day of Full
Desertification & Drought with the Moon, the most sacred day to
theme Food. Feed.Fibre. – the links Buddhists in the world
between consumption & land. 7th May World Athletics Day
18th June Sustainable Gastronomy Day 8th May World Red Cross Day

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8th May World Thalassaemia Day 20th May World Bee Day
International Astronomy Day is celebrated twice a year, 21st May International Tea Day
once in the spring (in May 2, 2020) & in autumn (in 21st May World Day for Cultural Diversity for
October 5, 2020). Dialogue & Development
9th May World Migratory Bird Day 20th May World Metrology Day
Mother’s day celebrated on every second Sunday of May 21st May Anti Terrorism Day | Marks the
month. Celebrated on 10th May 2020. death anniversary of India’s seventh
11th May National Technology Day PM Rajiv Gandhi.
12th May International Nurse Day with the 18th May HIV Vaccine Awareness Day
theme “Nursing the World to (HVAD)
Health”. 22nd May International Day for Biological
15 May
th International Family Day Diversity with the theme “Our
16th May International Day of Light solutions are in nature”
Armed Forces Day observed on the third Saturday in 29th May World Digestive Health Day
May to the men & women who served US Armed Forces. 28th May World Hunger Day
In 2020, it was celebrated on the 16th of May. 28th May International Day of Action for
Endangered Species Day is observed on the third Friday Women’s Health
of May every year. In 2020, it was celebrated on 15th 29th May International Day of UN
May. Peacekeepers with the theme
17th May World Telecommunication & "Women in Peacekeeping: A Key to
Information Society Day Peace".
17th May World Hypertension Day 25th May World Thyroid Day
18th May International Museum Day with the 25th May International Missing Children’s
theme “Museums for Equality: Day
Diversity & Inclusion”. 29th May International Everest Day

Books & Authors

Name of the Book Author ‘Cricket Drona’ Jatin Paranjpe & Anand
“The Big Thoughts of Little Karan Johar Vasu
Luv” “Future of Higher Education V Pattabhi Ram
Pope Francis is set to release the book “Let Us Dream”. – Nine Mega Trends“
“My Life In Design” Gauri Khan ‘Overdraft: Saving the Urjit Patel
“Azadi: Freedom. Fascism. Arundhati Roy Indian Saver’
Fiction” “Getting Competitive: A RC Bhargava
“Siyasat Mein Sadasyata” Vijay Kumar Practitioner’s Guide for
Choudhary India”
“Vishesh: Code To Win Nirupama Yadav ‘His Holiness the Fourteenth Tenzin Geyche
“RAW: A History of India”s Yatish Yadav Dalai Lama: An Illustrated Tethong
Covert Operations” Biography’
‘Amazing Ayodhya’ Neena Rai ‘A Song of India’ Ruskin Bond
“Our Only Home: A Dalai Lama & Franz Alt “If It Bleeds” Stephen King
Climate Appeal to the Phd ‘The Tangams: An
World” Ethnolinguistic Study of The
Book titled ‘Connecting, Communicating, Changing’ Critically Endangered Group
that chronicles Shri M Venkaiah Naidu’s three years in of Arunachal Pradesh’
office as the VP of India. “The Endgame” S Hussain Zaidi
“Full Spectrum: India’s Arjun Subramaniam ‘Suraj Kade Marda Nahi’ Baldev Singh
Wars, 1972-2020″ Sadaknama
‘One Arranged Murder’ Chetan Bhagat “Quest for Restoring Viral V. Acharya
“Gastric Cancer” Edited by Dr Ashok K. Financial Stability in India”
Vaid. “The India Way: Strategies S Jaishankar
“Who painted my lust red?” Sree Iyer for an Uncertain World”

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 General Awareness Power Capsule for IBPS RRB PO & CLERK MAINS 2020
‘Legend of Suheldev: The Amish Tripathi
King Who Saved India’.
Harsh Vardhan launched a multimedia guide on the
Covid-19 disease named ‘COVID Katha’.
‘Vijyant at Kargil: The Life By Colonel VN Thapar
of a Kargil Hero’ & writer Neha Dwivedi
1st Biopic on Prince Harry & Omid Scobie & Carolyn
Meghan Markle’s life, titled Durand.
Defense Current Affairs
 India withdrawn its participation from the multilateral
Military Exercise “Kavkaz 2020” to be held in Russia.
 Acquisition Wing of Ministry of Defence signed a
contract worth Rs 2580 Cr with M/s. Bharat Earth
Movers Ltd., M/s. Tata Power Company Ltd. & M/s.
Larsen & Toubro for the supply of six Pinaka
Regiments to the Regiment of Artillery of the Indian
Army.
 Indian Navy & Russian Navy commenced the 11th
edition of a biennial bilateral maritime exercise
“INDRA NAVY” in the Bay of Bengal.
 The first batch of five Rafale fighter jets formally
inducted into the Indian Air Force (IAF) at the Air Force
Station in Ambala. They have been inducted in the
Indian Air Force’s 17 Squadron ‘Golden
Arrows’ based in Ambala.
 13th edition of Aero India-21 is scheduled to be held at
Air Force Station, Yelahanka, Bengaluru, Karnataka.
 10th Defense Technology & Trade Initiative (DTTI)
Group Meeting held virtually by the Indian & U.S.
Defense Delegations.
 DRDO successfully flight-tested a Hypersonic
Technology Demonstrator Vehicle (HSTDV), which
is an unmanned scramjet vehicle with the ability to
travel at six times the speed of sound. The test was
conducted from Dr A P J Abdul Kalam Launch
Complex at Wheeler Island, off the coast of Odisha.
 India will take part in the multilateral military
"Russian Kavkaz 2020" strategic command-post
exercise to be held in Astrakhan, Russia.
 Indian Coast Guard (ICG) launched an Interceptor
Boat ‘ICGS C-454’ in Surat, Gujarat. It is built by
Larsen & Toubro & it has a maximum speed of 45
nautical miles or 83 kilometers per hour.
 Chief of Air Staff, Rakesh Kumar Singh Bhadauria
launched a mobile application named ‘MY IAF’ to
provide career-related information & details to the
aspirants who wish to join the Indian Air Force.
 India Pavilion at the Army-2020 International
Military & Technical Forum inaugurated at Moscow,
Russia.
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‘Finding Freedom: Harry &
Meghan & the Making of A
Modern Royal Family’
“Wuhan Diary: Dispatches Fang Fang
from a Quarantined City”
‘Hop On: My Adventures on Ruskin Bond
Boats, Trains & Planes’
“The Ickabog” JK Rowling
 14th India-Singapore Defence Policy Dialogue (DPD)
held virtually. Defence Secretary Dr Ajay Kumar &
Permanent Secretary (Defence), Singapore Mr Chan
Heng Kee co-chaired the virtual dialogue.
 Directorate General National Cadet Corps (DGNCC)
Mobile Training App launched to provide support in
conducting countrywide online training of NCC cadets.
 Bharat Dynamics Limited (BDL) signed License
Agreement & Transfer of Technology (ToT) with
DRDO–Defence Research & Development Laboratory
for Akash Missile Weapon System (Indian Army
Variant).
 DRDO developed the P7 Heavy Drop System which
is capable of para dropping military stores up to 7-ton
weight class from IL 76 aircraft.
 Acquisition Wing of Ministry of Defence (MoD)
signed a contract with Bharat Earth Movers Limited
(BEML) for procurement of 1,512 Mine Plough (MP)
for Tank T-90 S/SK for Rs. 557 crore.
 Indian Navy conducted a Passage Exercise (PASSEX),
a high-end joint naval exercise with the US Navy in the
Indian Ocean.
 DRDO provided drones named ‘Bharat’ to the Indian
Army to provide accurate surveillance along the Line
of Actual Control in high altitude & mountainous
terrains of Eastern Ladakh.
 Deep Submergence Rescue Vehicle (DSRV) Complex
inaugurated at Eastern Naval Command (ENC) in
Visakhapatnam, Andhra Pradesh.
 Indian Air Force indigenously designed, developed &
manufactured an Airborne Rescue Pod for Isolated
Transportation (ARPIT) for the evacuation of critical
patients with infectious diseases, from high altitude
area, isolated & remote areas.
 Garden Reach Shipbuilders & Engineers Ltd (GRSE)
delivered ICGS Kanaklata Barua, the fifth & last boat
in the series of Fast Patrol Vessels (FPV) for the Indian
Coast Guard.
 India will send its Tri-Service contingent to take part in
the 75th Victory Day Parade of World War II in
Moscow, Russia.
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 Indian Navy inducted an advanced anti-torpedo decoy
system called ‘Maareech’. It designed & developed
indigenously by DRDO.
 Lieutenant General Raj Shukla assumed the command
of Army Training Command (ARTRAC).
 An operation named “Samudra Setu” launched by the
Indian Navy to bring back Indian citizens who are
stranded overseas amid COVID-19 pandemic.
 Rajnath Singh commissioned Indian Coast Guard Ship
"Sachet" & 2 interceptor boats (IBs) C-450 & C-451 in
Goa.
 Defence Testing Infrastructure Scheme (DTIS)
approved by the Defence Minister Rajnath Singh with
an outlay of Rs 400 crore.
 Landing Craft Utility Ship ‘INLCU L57’
commissioned into Indian Navy in Port Blair. It has
been built by the Garden Reach Shipbuilders &
Engineers Limited (GRSE).
 Tejas Mk-1 FOC aircraft inducted by Indian Air Force
(IAF) into the recently resurrected No 18 Squadron the
“Flying Bullets” at Air Force Station Sulur.
Sports Current Affairs
Cricket {National Game of: Australia, Bermuda, England,
Jamaica No. of Players: 11
Important Terms associated: Arm ball, Beamer, Bottom
hand, Bouncer, Cameo, Carrom ball, Chinaman, Flick,
Free hit, Glance, Googly, Hat-trick, Hit wicket, Leg bye,
Nelson, Night watchman, Pinch hitter, Sweep, Upper
Cut.}
 England cricketer, Ian Bell announced that he will
retire from all forms of cricket at the end of 2020
domestic season.
 Indian Government provisionally granted permission
for the 13th edition of Indian Premier League’s (IPL’s)
2020 to be rescheduled in the United Arab Emirates
(UAE) from September 19 to November 10, 2020. BCCI
also decided to host a Women’s T20 Challenge to be
held from November 1 to 10 in UAE.
 ICC confirmed that the ICC Men’s T20 World Cup
2020 that was postponed due to Covid-19 will be held
in Australia in 2022. India will host the ICC Men’s T20
World Cup 2021 as planned. ICC also postponed the
ICC Women’s Cricket World Cup 2021 in New
Zealand till February-March 2022.
 Indian Umpire, KN Ananthapadmanabhan included
in ICC’s international panel of umpires.
 Former Indian Captain & the World Cup winner,
Mahendra Singh Dhoni announced his retirement
from the International Cricket.
 Indian batsman Suresh Raina announced his
retirement from the International Cricket.
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 Foundation stone for a missile park “Agneeprastha”
laid at INS Kalinga, Naval base in Visakhapatnam,
Andhra Pradesh.
 The title sponsorship rights of Indian Premier League
(IPL) 2020 has been bagged by the fantasy gaming start-
up “Dream 11“for Rs 222 crores.
 England World Cup winner all-rounder, Laura Marsh
announced her retirement from all forms of cricket.
 Legendary South African all-rounder Jaques Kallis,
Pakistan batting great Zaheer Abbas & Pune-born
former Australian captain Lisa Sthalekar inducted into
the International Cricket Council’s Hall of Fame.
 Australian all-rounder Cameron White announced his
retirement from all forms of professional cricket.
 England’s James Anderson has become the first-ever
fast bowler to take 600 wickets in a Test Match Cricket.
 West Indies All-Rounder, Dwayne John Bravo became
the first bowler to scalp 500 wickets in Twenty20
cricket.
 Sri Lankan batsman, Nishad Paranavitana announced
retirement from all forms of International Cricket.
 Sports gaming platform, WTF Sports appointed
cricketers Harmanpreet Kaur & Suresh Raina as its
global brand ambassadors.
 India all-rounder Ravindra Jadeja named as India’s
most valuable Test player in the 21st century by the
Wisden magazine.
 At the Cricket South Africa annual awards 2020,
Quinton de Kock was named as the men’s cricketer of
the year, while Laura Wolvaardt was named as the
women’s cricketer of the year.
 Asian Cricket Council (ACC) has postponed the Asia
Cup cricket tournament until June 2021. Originally
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Pakistan was to host the Asia Cup 2020, but now it has
been rescheduled to be held in Sri Lanka.
 ICC announced that the T20 Men’s World Cup,
scheduled to be played in Australia in October-
November 2020 postponed to 2022 due to COVID-19.
 Sri Lankan bowling allrounder, Sripali Weerakkody
announced her retirement from International Cricket.
 Bangladeshi cricketer, Kazi Anik Islam handed a 2-
year ban by the national cricket board for failing a dope
test.
 England cricketer, Stuart Broad has become 7th bowler
to take 500 wickets in the International Test cricket.
 Rajat Bhatia has announced his retirement from all
forms of cricket.
 New Zealand wicketkeeper-batswoman Rachel Priest
has announced her retirement from International
Cricket.
 As per the poll by Wisden India, Rahul Dravid is the
greatest Indian Test batsman of all time.
 Indian umpire Nitin Menon inducted into
International Cricket Council’s Elite Panel of
Umpires for the upcoming 2020-21 season.
 International Cricket Council’s (ICC) Cricket
Committee recommended banning on the use of saliva
to shine the ball.
 Sri Lankan fast bowler, Shehan Madushanka
suspended from all forms of cricket for alleged
possession of heroin.
Football {National Game of: Brazil, Italy, Germany,
Israel, Mauritius, Poland No. of Players: 11
Important Terms Associated: Back Pass, Corner Kick,
Free Kick, Dribble, Futsal, Header, Kick off, Banana
Kick, Toe Poke, Throw-in, Bicycle Kick}
 World Cup winner German footballer, Benedikt
Howedes retired from football.
 Former Real Madrid & Spain goalkeeper, Iker Casillas
retired from football.
 All India Football Federation (AIFF) launched the web
platform “E-Pathshala” in partnership with the Sports
Authority of India (SAI).
 German professional sports club, Bayern Munich won
the UEFA Champions League 2019-20 title by defeating
Paris Saint-Germain.
 Former captain of Australia national soccer team, Mile
Jedinak announced his retirement.
 Real Madrid has been crowned La Liga Champions for
the 34th time after defeating Villarreal 2–1.
 Leicester City striker, Jamie Vardy bagged the Premier
Leagues Golden Boot football award after netting 23
goals across the 2019/20 season.
 Former Germany footballer Mario Gomez announced
his retirement.
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 India awarded the hosting rights of the 2022 Women’s
Asian Cup by the Asian Football Confederation.
 India football team retained its 108th spot in the latest
FIFA rankings. Belgium ranked first.
 Liverpool won the English Premier League 2019-20
title.
 FIFA Women’s World Cup 2023 to be hosted by
Australia & New Zealand.
 FIFA launched a campaign called “#WeWillWin” to
pay tribute to health workers & other professionals.
 FIFA U-17 Women’s World Cup India 2020 postponed
to 2021 due to coronavirus pandemic.
 Bundesliga primary football league of Germany
becomes the world’s first major sports event to resume
after COVID-19 lockdown.
 Spanish football player & Athletic Bilbao striker Aritz
Aduriz announced his retirement citing medical
reasons.
Hockey {National Game of: India, Pakistan No. of
Players: 11
Important Terms Associated: Advancing, Bully, Center
Pass, Dribble, Drive, Flagrant Foul, Flick, Free Hit,
Striker, Tackle, Undercutting, Dodge, Drag Flick, Grip,
Hacking, Penalty Corner, Wall Pass}
 International Hockey Federation (FIH) extended the
term of Narinder Batra as President of FIH until May
2021.
Tennis
 Japan’s Naomi Osaka defeated Victoria Azarenka of
Belarus to clinch the Women’s Singles title in the 2020
US Open Tennis tournament.
 Austria’s Dominic Thiem defeated Alexander
Zverev to win the men’s singles title at the 2020 US
Open tournament.
 Most successful men’s doubles pair in tennis history,
Mike Bryan & Bob Bryan announced their retirement.
 India’s Niki Poonacha has been elected as a player
member to ITF World Tennis Tour Player Men’s
panels.
 The Tennis Integrity Unit banned the Egypt’s tennis
player Youssef Hossam from professional tennis for
life.
 American tennis player Jamie Hampton announced
her retirement.
Grand Prixes
 Mercedes driver, Lewis Hamilton won the Formula
One Belgian Grand Prix 2020.
 Pierre Gasly (Scuderia AlphaTauri, France) won the
Formula One Italian Grand Prix 2020. This is his first
Grand Prix win.
 Lewis Hamilton won the Formula One Tuscan Grand
Prix 2020.
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 Mercedes driver, Lewis Hamilton won the Formula
One British Grand Prix 2020 held at Silverstone Circuit,
UK.
 Red Bull racer, Max Verstappen has won the 70th
Anniversary Grand Prix.
 Lewis Hamilton won the Formula One Spanish Grand
Prix 2020 held at Circuit de Barcelona-Catalunya,
Spain.
 Mercedes’s, Valtteri Bottas (Finland) won the Austrian
Grand Prix 2020.
 Lewis Hamilton has won the Styrian Grand Prix 2020.
 Lewis Hamilton won the Formula-1 Hungarian Grand
Prix 2020.
Badminton
 Badminton World Federation (BWF) announced that
the Thomas Cup & the Uber Cup 2020
in Denmark, postponed for 2021.
 Former world number one badminton player from
China, Lin Dan has announced his retirement.
 The badminton World Championships 2020
postponed to November 2021. To be held at Carolina
Marin Stadium in Huelva, Spain.
Sports Events |Tournaments Current Affairs
 Indian Police Officer, Poonam Khatri claimed World
Championship status after her silver medal at
the Wushu World Championship last year has been
upgraded to a Gold medal.
 India withdrawn from the women’s world team
Squash championship scheduled in Kuala Lumpur,
Malaysia from 15th to 20th December.
 Ministry of Youth Affairs & Sports will organise the
“Fit India Freedom Run” from 15th August to 2nd
October 2020 to mark the 74th Independence Day of
India & 151st birth anniversary of Mahatma Gandhi on
October 2.
 “Fit India Youth Club” initiative launched by the
Kiren Rijiju. Fit India Youth Club is an nation-wide
initiative to promote fitness among every citizen.
 Indian Olympic Association (IOA) & INOX Group
signed a sponsorship agreement to support Team India
for Tokyo Olympics, which was rescheduled to be held
from July 23 to August 8, 2021.
 India will host the BRICS Games 2021, which will be
aligned with the Khelo India Games scheduled for
next year.
 India & Russia become the joint winners of FIDE
online Chess Olympiad.
 G Akash become India’s 66th Chess Grandmaster.
 Youth Olympic Games to be hosted in Dakar in 2022
postponed. Games will now be held in 2026.
 Haryana will host the 4th edition of the Khelo India
Youth Games in 2021.
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 Khelo India e-Pathshala programme launched by the
Sports Authority of India (SAI) in collaboration with
National Sporting Federations (NSF).
 Under the Sports Ministry’s flagship programme
“Khelo India Scheme“, the ministry is going to set up
Khelo India State Centres of Excellence (KISCE).
 Asian Paralympic Committee (APC) announced that
the 4th edition of Asian Youth Para Games to be held in
Bahrain in December 2021.
 Swimming world governing body, Federation
Internationale de Natation (FINA) rescheduled the
2021 Fukuoka aquatics world championships to May
2022.
 36th National Games in Goa deferred indefinitely due
to the COVID-19 pandemic.
Other Sports Current Affairs
 India & Russia became the joint winners of FIDE
online Chess Olympiad, which was held for the first
time.
 Indian Grandmaster P Iniyan has won the 48th Annual
World Open online chess tournament.
 Ronnie O’Sullivan defeated Kyren Wilson to win the
World Snooker Championship 2020.
 German Golfer Sophia Popov won the Women’s
British Open 2020 title (rebranded as 2020 AIG
Women’s Open).
 Indian Table Tennis star, Poulomi Ghatak has
announced retirement.
 National Anti-Doping Agency’s first mobile app
named as “NADA App” launched. It aims to bridge the
gap between NADA & the athletes by offering easily-
accessible information on various aspects of sport,
prohibited substances as well as dope-testing.
 31-year-old Egyptian Squash player, Raneem El Welily
announced her retirement.
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 Radoslaw Wojtaszek of Poland, has finished on top in
the rapid section of the 53rd Biel International Chess
Festival in Switzerland.
 International Weightlifting Federation cleared India’s
lifter K Sanjita Chanu of anti-doping violation
charges.
 Court of Arbitration for Sport banned Former
European high jump champion, Alexander Shustov for
4-years for the use or attempted use of a banned
substance or method (doping).
 Athletics Integrity Unit banned Gomathi Marimuthu
for 4-years after she tested positive for banned
substances.
 Oleksandr Gvozdyk, the former world light
heavyweight boxing champion from Ukraine retired.
 Grandmaster Shakhriyar Mamedyarov of Azerbaijan
won the World Stars Sharjah Online International
Science & Technology
 World’s largest Solar Tree developed by the CSIR-
CMERI & is installed at the Residential Colony of
CSIR-CMERI in Durgapur, West Bengal.
 IIT Bomba students launched a free-of-cost mobile
scanner application “AIR Scanner”.
 IIT Delhi incubated startup Chakr Innovation
launched a special decontamination device
called ‘Chakr DeCoV’, to decontaminate N95 masks.
 NASA launched “Mars 2020 Perseverance rover
mission” with United Launch Alliance (ULA) Atlas V
rocket to the Red Planet “Mars”.
 Skyroot Aerospace, a Spacetech startup successfully
test fired an upper stage rocket engine “Raman” & has
become the first Indian private firm to exhibit the
potential to build a homegrown rocket engine.
“Raman” is a 3-D printed rocket engine which has
been named after Nobel laureate CV Raman.
 Air Unique-quality Monitoring (AUM) Photonic
System indigenously developed with the prime
objective of real-time remote monitoring of air quality.
It is developed by Prof. Rao Tatavarti.
 Google & Central Water Commission (CWC) of India
launched the flood forecasting initiatives across India
for the past several months.
 Defence Institute of Advanced Technology, DIAT
(DU) launched two products namely “Pavitrapati” &
“Aushada tara” to fight against COVID-19.
 “Swadeshi Microprocessor Challenge– Innovate
Solutions for #Aatmanirbhar Bharat” launched by
Ravi Shankar Prasad. It aims to invite innovators,
startups & students to use two microprocessors namely
“SHAKTI (32 bit) & VEGA (64 bit)” to develop various
technology products. SHAKTI & VEGA
microprocessors have been developed by IIT Madras &
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Chess Championship. Indian Grandmaster Pentala
Harikrishna finished second.
 World Anti-Doping Agency banned Indian discus
thrower Sandeep Kumari for 4 years after failing a
drug test.
 French cyclist Remy Di Gregorio has been banned for
4 years by the International Cycling Union.
 China won the 1st edition of FIDE Chess.com Online
Nations Cup beating USA in the finals.
 Para-athlete Deepa Malik has announced her
retirement from Paralympics games.
 Two Indian Powerlifters namely Savita Kumari &
Ankit Shishodia provisionally suspended by NADA.
 India’s long-distance runner, Kiranjeet Kaur handed a
four-year ban by World Athletics’ anti-doping body
for testing positive for a banned substance.
Center for Development of Advance Computing
(CDAC) respectively.
 ISRO & Veer Surendra Sai University of Technology
(VSSUT), Odisha, signed a MoU to set up the first of
its kind innovation cum incubation centre, VSSUT
Space Innovation Centre (VSSSIC) to promote space
research.
 Indian Institute of Technology’s Alumni Council
signed an agreement with Russia’s Lomonosov
Moscow State University (MSU) & Russoft to build the
world’s largest & fastest hybrid quantum computer in
India.
 IIT Kanpur developed classroom-to-home teaching
setup ‘Mobile Masterjee’ which can record the
lectures or instructions by the teachers while using
their available smartphones.
 Researchers at IIT Roorkee developed “Unisaviour”,
a disinfection box which can be used to sterilize
personal belongings, apparels, PPE, medical
equipment among others from the COVID-19.
 Mylab Discovery Solutions launched the ‘Compact
XL’ system for conducting a wide range of tests,
including RT-PCR tests for COVID-19. This is India’s
first machine to automate the manual processes of
molecular diagnostic tests.
 ISRO will launch Brazil’s Amazonia-1 satellite.
 IIT Kanpur developed an Ultraviolet (UV) sanitizing
device named Smartphone operated Handy
Ultraviolet Disinfection Helper (SHUDH). It will help
in killing the spread of coronavirus at the highly prone
places.
 IIT, Delhi has developed the world’s most affordable
COVID-19 Diagnostic Kit “Corosure”.
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 IIT Madras start-up Modulus Housing, has developed
a portable hospital unit called ‘MediCAB’. It was
launched in Wayanad District of Kerala.
 COVID Protection System (COPS) for Workplace
unveiled by the CSIR-CMERI, Durgapur. It comprises
of three units namely contactless Solar Based
Intelligent Mask Automated Dispensing Unit cum
Thermal Scanner (IntelliMAST), Touchless Faucet
(TouF) & 360° Car Flusher.
 Kakrapar Atomic Power Plant, Unit-3 (KAPP-3),
Gujarat attained criticality at around 09:36 Hrs on 22
July 2020.
 Acculi Labs, a Bangalore based startup selected by
Centre for Augmenting WAR with COVID-19 Health
Crisis (CAWACH), an initiative by the Department of
Science & Technology (DST) to develop “Lyfas
COVID score”, a COVID risk assessment profile.
 IIM Kozhikode has developed a wearable hand band
named as the “Veli Band”. It helps in maintaining
social distancing.
 Defence Institute of Advanced Technology (DIAT) has
developed ‘Aashray’, a medical bed isolation system to
combat COVID-19 by preventing or minimising the
spread of the virus.
 NASA astronauts Robrt Behnken & Douglas Hurley
docked the SpaceX capsule with the International
Space Station (ISS). SpaceX’s Falcon 9 with Crew
Dragon capsule – Endeavour launched from NASA’s
Kennedy Space Center, Cape Canaveral, Florida.
SpaceX became the first private company to fly
astronauts into orbit.
 A disinfection unit named as “Ultra Swachh”
developed by DRDO to disinfect a wide range of
materials such as electronics items, fabrics, Personal
Protective Equipment (PPEs) etc.
 Used mask disposal device based on Internet of Things
(IoT) “BIN-19” & UV light-based multipurpose
disinfector “UV SPOT” launched in Kerala by VST
Mobility Solutions.
 A robot named as ‘Coro-bot’ developed by an engineer
Pratik Tirodkar from Thane district of Maharashtra, in
order to reduce the physical contact of care-givers with
COVID-19 patients.
 UVC-based Cabinet co-developed by the International
Advanced Research Centre for Powder Metallurgy &
New Materials (ARCI) & the MEKINS Industries. It
will disinfect non-critical hospital items, laboratory
wear, & PPEs.
 Magnetocaloric material, a rare-earth-based material
that can be effectively used for cancer treatment,
developed by scientists at the International Advanced
Research Centre for Powder Metallurgy & New
Materials (ARCI).
53 www.bankersadda.com | www.sscadda.com
 ISRO signed an agreement with Aryabhatta Research
Institute of Observational Sciences (ARIES) for
cooperation in the field of Space Situational
Awareness (SSA) & Astrophysics.
 ISRO received a patent for its Liquid Cooling &
Heating Garment (LCHG). It is a protective garment
for human spaceflight.
 IIT-Bombay created Indian beneficiary chip “Dhruva”.
This chip can be utilized in cell phones & route gadgets
to discover locations & route inside the nation.
 Union Cabinet chaired by PM Modi has approved the
establishment of Indian National Space Promotion &
Authorization Centre (IN-SPACe).
 NASA announced that its headquarters in
Washington, D.C., will be named after Mary W.
Jackson, one of its history-making engineers.
 GermiBAN, a device capable of killing 99.9% of surface
& air microbes launched. It is developed by Atal
Incubation Centre & Association of Lady
Entrepreneurs of India (ALEAP) Women
Entrepreneurs (WE) HUB.
 Defence Institute of Advanced Technology, Pune
developed microwave steriliser named as “ATULYA”
to disintegrate the COVID-19 virus with the help of
differential heating.
 17-year-old, Indian-origin girl, Vaneeza Rupani
honoured of naming the NASA’s 1st Mars helicopter
‘Ingenuity’.
 An Ultra Violet (UV) Disinfection Tower developed
by the Laser Science & Technology Centre (LASTEC),
a premier laboratory of DRDO. It is developed to
achieve rapid & chemical free disinfection of high
infection prone areas.
 Indian Council for Medical Research (ICMR) has tied-
up with Bharat Biotech to develop indigenous COVID-
19 vaccine.
 DRDO’s Research Centre Imarat lab, Hyderabad has
developed an automated contactless UVC sanitisation
cabinet named Defence Research Ultraviolet Sanitiser
(DRUVS) to sanitise mobile phones & other things.
 India’s first indigenous antibody testing kit “ELISA”
developed by the National Institute of Virology, Pune.
The test has been named as “COVID KAVACH
ELISA”.
 A Non-Invasive BiPAP Ventilator “SwasthVayu”
developed by CSIR-National Aerospace Laboratories,
Bangalore to treat COVID-19 patients.
 Sundaram Ventago is a low-cost, automated
respiratory assist device developed jointly by the TVS
group, Sundaram Medical Foundation & IIT-Madras.
 An accelerator programme branded as “H.A.C.K”
launched by Karnataka’s Centre of Excellence in cyber
security (CySecK).
 NASA has renamed its next-generation space telescope
“Wide-Field Infrared Survey Telescope (WFIRST)”,
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which is set to launch in 2025, in honour of Nancy
Grace Roman.
Schemes Launched By Union & State Governments
 Unique employment generation program “Khadi
Agarbatti Aatmanirbhar Mission” approved by Nitin
Gadkari. The programme proposed by the Khadi &
Village Industries Commission (KVIC) to make India
Aatmanirbhar in Agarbatti production.
 Delhi Cabinet approved ‘Mukhya Mantri Ghar Ghar
Ration Yojana’, which will be linked to Centre’s ‘one
nation, one ration card’ scheme. It will help the
beneficiaries get ration delivered at home.
 Odisha government launched ‘Balaram Yojana’ to
provide crop loans to landless farmers. Under this, the
landless cultivators will get loans through joint liability
groups (JLGs).
 Karnataka govt. launched a relief scheme “Nekara
Samman Yojane” for weavers. The govt. allocated a
sum of Rs 10.96 crore under the programme. The Silk,
cotton, wool & other handloom weavers have been
made eligible.
 Uttar Pradesh government launched “Navin Rojgar
Chhatri Yojana” for all-round development of the
Scheduled Castes.
Miscellaneous Current Affairs
 Central Industrial Security Force made an in-house
mobile app “Pensioners Corner to reach to the
pensioners & to bring them on to the digital platform as
a one stop solution.
 Indian Railways developed a remote-controlled
medical trolley named ‘MEDBOT’ to help deliver food
& medicines to COVID-19 patients.
 Union Cabinet approved J&K official languages Bill
2020. As per the bill, Kashmiri, Dogri & Hindi along
with Urdu & English, will be the official languages in
the union territory of Jammu & Kashmir.
 Tamil Nadu appointed India’s first-ever woman
ambulance driver, M Veeralakshmi under a new
initiative by CM Palaniswami.
 Bajaj Allianz Life Insurance Company Limited
appointed bollywood actor Ayushmann Khurrana as
its brand ambassador.
 J & K Lieutenant Governor, Manoj Sinha launched the
online portal, Smart Performance Appraisal Report
Recording Online Window (SPARROW) for Jammu &
Kashmir Administrative Service Officers (JKAS).
 PM Modi inaugurated the Patrika Gate in Jaipur,
Rajasthan through video conference.
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 “PM SVANidhi” is a Special Micro-Credit Facility
Scheme launched by the Ministry of Housing & Urban
Affairs. Street vendors will be provided affordable
loans under the PM Street Vendor’s Atma Nirbhar
Nidhi (PM SVANidhi) scheme, hence enabling them
to resume work & earn livelihoods.
 GOI launched the “Nagar Van (Urban Forests)”
programme with an objective of increasing the forest
cover in urban areas. It is launched with 200
corporations & cities across India.
 Himachal Pradesh launched “Panchvati Yojana” for
the senior citizens of rural areas of the state. Under the
scheme it will set up parks & gardens in every
development block with all the necessary amenities.
 Rice Export Promotion Forum (REPF) set up by Govt.
of India under the aegis of Agricultural & Processed
Foods Export Promotion Development Authority
(Apeda), to provide stimulus to the rice exports.
 Country’s second & South India’s first “Kisan Train”
flagged off from Anantapur in Andhra Pradesh to
Adarsh Nagar Railway Station in Delhi.
 Hubballi Railway Station in Karnataka will now be
known as ‘Shree Siddharoodha Swamiji Railway
Station.
 Wadia Institute of Himalayan Geology (WIHG), an
autonomous institute of the Department of Science &
Technology, Govt. of India, virtually celebrated
the ‘Himalaya Diwas’.
 Amazon.com Inc signed up Bollywood actor Amitabh
Bachchan for its Alexa voice assistant.
 Paytm First Games (PFG), a subsidiary of digital
financial service platform Paytm, roped in Cricket
legend Sachin Tendulkar as its brand ambassador.
 Indian teenager Udit Singhal named in the 2020 Class
of 17 Young Leaders for the Sustainable Development
Goals (SDGs).
 SEBI is planning to set up a virtual museum of the
securities market to highlight achievements &
milestones in the Indian capital market.
 Nitin Gadkari launched the Khadi’s Gift Box of Silk
Mask. It has been developed by Khadi & Village
Industries Commission (KVIC).
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 The Sahakar Cooptube NCDC Channel launched by
Narendra Singh Tomar to encourage farmers and the
youth to take benefit of cooperatives.
 E-Gyan Mitra mobile app launched by the Union
Territory of Dadra & Nagar Haveli & Daman & Diu,
to provide online education.
 Delhi government launched the "Electric Vehicle
Policy" which will waive registration fee, road tax, &
provide an incentive of up to ₹1.5 lakh for new cars.
 Delhi International Airport Limited (DIAL)
developed a web portal named ‘AIR SUVIDHA’ for
India-bound international passengers.
 Mumbai’s Dadar has become the first city in India to
have women symbols on traffic signals & signage.
 Goa’s traditional festive sweet dish ‘Khaje’, spicy
Harmal Chilli & Myndoli Banana (Moira Banana)
obtained Geographical Indication (GI) tag.
 Union Territory of Puducherry celebrated its 59th
anniversary of the “De-Jure” day on 16th August.
 On 2nd death anniversary of former PM Atal Bihari
Vajpayee, CM of Madhya Pradesh, Shivraj Singh
Chouhan announced that the Gwalior-Chambal
Expressway will be named as Shri Atal Bihari
Vajpayee Chambal Progressway.
 India Post released a set of five commemorative
postage stamps & a miniature sheet on UNESCO
World Heritage Sites in India on the occasion of 74th
Independence Day.
 Google launched its employment application named
‘Kormo Jobs’ in India.
 Dr. Harsh Vardhan launched a game on COVID-19
titled as “The Corona Fighters”.
 Tata Group launching a new app named “Super App”
purported to bring together the country’s disparate
sales sector to offer a range of consumer goods.
 Baggage Sanitization & Wrapping machine launched
by the Ahmedabad Railway Division at Ahmedabad
Railway Station, Gujarat. It uses ultraviolet radiation
for 360 degree sanitization of the luggage.
 Agriculture Department of J & K set up an e-auction
portal to enhance trading of GI-tagged ‘Kashmir
Saffron’. It will assure buyers to have access to quality
‘Kashmir Saffron’.
 Delhi Government launched Fitness Campaign
“Healthy Body, Healthy Mind” fitness campaign, for
the students who are confined in their homes amid
COVID-19 pandemic.
 Bureau of Police Research & Development (BPR&D)
celebrated its Golden Jubilee Anniversary on 28th
August, 2020.
 51st International Film Festival of India (IFFI) will be
held in Goa, from November 20th to 28th.
 “Continuous Galvanized Rebar” Production Facility
inaugurated at Mandi Gobindgarh in Punjab. It will
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support the much-awaited need of supplying
galvanized rebar to the construction industry.
 Delhi government will set up a first-of-its-kind
‘plasma bank’ in the country for treating COVID-19
patients.
 Battery Swapping Facility Quick Interchange Service
(QIS) inaugurated at Chandigarh.
 Department of Agriculture, Cooperation & Farmers’
Welfare (DAC&FW) indigenously developed a
vehicle-mounted Ultra-low volume (ULV) sprayer for
locust control.
 Indian Agricultural Research Institute (IARI),
Jharkhand new administrative & the academic
building have been named after Bharatiya Jan Sangh
founder Late Dr. Shyama Prasad Mukherjee on his
119th birth anniversary.
 Indian Army officer, Lt Col Bharat Pannu secured the
3rd position on the leaderboard at the first edition of
the Virtual Race Across America (VRAAM) 2020.
 Delhi government to launch a mega tree plantation
drive under the ‘Paudhe lagao, Paryavaran Bachao’
campaign.
 Delhi Government launched an e-learning portal
“Learning through E-Resources Made Accessible for
Delhi (LEAD).
 All India Radio (AIR) broadcasted a programme titled
“Sanskrit Saptahiki“. It is the first ever ‘News
Magazine’ programme in Sanskrit.
 Wrestler-turned-actor, Dwayne ‘The Rock’ Johnson
has been named Instagram’s highest-paid celebrity.
 Himalayan Golden Birdwing butterfly named as
India’s largest butterfly, a record an unknown
specimen had held for 88 years.
 AI-based “Aatamanirbhar Skilled Employee
Employer Mapping (ASEEM)” digital platform
launched by the Ministry of Skill Development &
Entrepreneurship to bridge demand-supply gap of
skilled workforce across sectors & to improve the
information flow.
 Nadaun Police Station, Himachal Pradesh has been
ranked as one of the best Police Stations of the
country & the best Police Station of the State.
 Ministry of Railways is on a mission mode with the
goal of transforming Indian Railways into Green
Railways by 2030.
 NABARD organised its first ‘Digital Choupal’ to
mark its 39th foundation day.
 GMR Hyderabad International Airport (GHIAL)
introduced India’s first-ever fully contactless airport
car parking to provide a safe airport amid COVID-19.
 Assam CM, Sarbananda Sonowal announced, Poba
Reserve Forest in Dhemaji district would be upgraded
to a wildlife sanctuary.
 Bollywood actor, Priyanka Chopra Jonas &
Bollywood filmmaker Anurag Kashyap chosen as the
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ambassador of the Toronto International Film
Festival (TIFF) 2020.
 The mobile application of PM Street Vendor’s
AtmaNirbhar Nidhi (PM SVANidhi) launched.
 A COVID-19 testing facility established by DRDO at
the Leh based laboratory Defence Institute of High
Altitude Research (DIHAR).
 Bollywood actor, Sonu Sood has launched ‘Pravasi
Rojgar’ app to help migrants to find job opportunities
across India.
 Kerala-based NBFC, Muthoot Fincorp launched a
portal “Restartindia” for MSME sector in order to
restart businesses across the country.
 Delhi government launched the portal named as
“Rozgar Bazar”, a sort of marketplace for job seekers
& the people recruiters.
 ‘BIS-Care’, a mobile app of the Bureau of Indian
Standard (BIS) launched along with three portals i.e.
the Standardization, Conformity Assessment &
Training Portals of e-BIS for consumers.
 Archana Soreng named by UN Secretary-General
Antonio Guterres to his new Youth Advisory Group
on Climate Change.
 India Meteorological Department (IMD) warned that
the cyclonic storm Nisarga, which has turned into a
depression in the Arabian Sea to hit Maharashtra &
Gujarat.
 Delhi CM Arvind Kejriwal launched a mobile
application “Delhi Corona”. It will provide
information to the people of Delhi about the availability
of the beds & ventilators in government as well as
private hospitals in Delhi.
 J&K Lieutenant Governor launched a salary tracker
mobile app MeraVetan for government employees.
 The information booklet titled “Safe online learning in
the times of COVID-19” launched. It is developed by
the National Council of Educational Research &
Training (NCERT) & UNESCO New Delhi Office.
 IIT Guwahati developed an application called “Flyzy”
for consistent & contactless air travel during the
COVID-19 pandemic.
 Defence Institute of Advanced Technology (DIAT)
developed “ANANYA” water-based disinfectant
spray with nanotechnology assisted formulation.
 India’s Non-Banking Finance Company, India Infoline
Finance Limited (IIFL) signed Rohit Sharma as its first-
ever brand ambassador.
 Tamil Nadu girl, M Nethra appointed as the ‘Goodwill
Ambassador for the Poor’ by United Nations
Association for Development & Peace (UNADAP).
 Bollywood actor Pankaj Tripathi appointed as the
brand ambassador of Bihar Khadi by the state
government.
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 Former NASA astronaut & Geologist, Kathryn D.
Sullivan become the 1st woman to reach the deepest
point of the ocean, Mariana Trench.
 An Artificial Intelligence enabled robot “CAPTAIN
ARJUN” launched by the Indian Railways’ Central
Railway zone to intensify the screening of passengers &
surveillance to keep a watch on anti-social elements.
 Anmol Narang made history by becoming the 1st
observant Sikh to graduate from the distinguished
United States (US) Military Academy at West Point.
 Prakash Javadekar inaugurated the Virtual India
Pavilion at Cannes Film Market 2020, commencing
India’s participation at Cannes Film Festival. This year,
India has sent two films for screening namely:
MaiGhat: Crime No 103/200 (Marathi) & Hellaro
(Gujarati).
 Bollywood actress Priyanka Chopra & filmmaker
Anurag Kashyap named among the 50 ambassadors at
45th edition Toronto International Film Festival (TIFF)
2020.
 Former England women’s captain Clare Connor will
become the 1st female president of Marylebone
Cricket Club in its 233-year history.
 Bengaluru International Airport Ltd (BIAL), which
operated the Kempegowda International Airport
becomes the 1st airport in India, who installed an
indigenously-developed Aviation Weather Monitoring
System at its new runway on both ends.
 The world’s first yoga university outside India has
been launched in Los Angeles, US. It has been named
as Vivekananda Yoga University (VaYU). Dr H R
Nagendra will be the first Chairman.
 Department of Agriculture, Cooperation & Farmers’
Welfare (DAC&FW) indigenously developed a vehicle-
mounted Ultra-low volume (ULV) sprayer for locust
control.
 India’s epic mythological saga of 1980s, ‘Ramayan’
created the world record of Highest Viewed
Entertainment Programme Globally.
 Black rice of Manipur, also called the Chak-Hao
bagged the Geographical Indication tag.
 Gorakhpur Terracotta of Uttar Pradesh bagged the
Geographical Indication tag.
 Kadalai Mittai of Kovilpatti, Tamil Nadu bagged the
Geographical Indication tag.
 Kashmir saffron gets Geographical Indication (GI)
tag.
 Facebook launched a home-to-home fundraiser
concert, ‘I For India’.
 United Nations Environment Programme (UNEP)
extended the term of Bollywood actress &
environmentalist Dia Mirza as the Goodwill
Ambassador of India till 2022.
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 Former Sri Lanka skipper Kumar Sangakkara is set to
serve his 2nd term as President of Marylebone Cricket
Club (MCC).
 Central Armed Police Forces will sell only indigenous
products in their canteens from 01st June 2020.
 In order to boost immunity during pandemic,
Spirulina groundnut Chikki developed by the
Mysuru-based Central Food Technological Research
Institute (CFTRI).
 Israel named a street in Tel Aviv as ‘Tagore Street’
after the celebrated Indian poet Rabindranath Tagore
as a tribute on his 159th birthday on 08 May.
 Delhi Police has launched “Thermal Corona Combat
Headgear” in collaboration with Indian Robotics
Solution to protect the frontline corona warriors from
the COVID-19.
 Union Territory, Ladakh become corona virus free as
the region have not reported any fresh case since 3rd
May 2020.
 South Central Railway zone developed a robotic
device, “RAIL-BOT” (R-BOT) to assist in the functions
of hospital management.
 Cyclone Amphan intensified into a super cyclone with
wind speed above 200 kmph moved further North-
Northeastwards over West Central Bay.
 Legendary singer Lata Mangeskar has sung a song
titled as JAYTU BHARATAM saluting the spirit of
Atma Nirbhar Bharat.
 The name of Central Institute of Plastics Engineering &
Technology (CIPET) changed to Central Institute of
Petrochemicals Engineering & Technology (CIPET).
 A calling application named as “CatchUp” has been
launched by the social media major Facebook.

STATIC TAKEWAYS
Organizations & Companies - National 22. HQ of ISRO: Bengaluru, Karnataka.
1. HQ of RAW: New Delhi. RAW founded: 21 September 23. Director-General of Meteorology, India Meteorological
1968. Department: Mrutyunjay Mohapatra.
2. RBI HQ: Mumbai; Founded: 1 April 1935, Kolkata. RBI 24. India Meteorological Department HQ: New Delhi.
25th Governor: Shaktikanta Das 25. Indian Financial Technology & Allied Services (IFTAS)
3. HQ of Infosys: Bengaluru. HQ: Mumbai, Maharashtra.
4. Comptroller & Auditor General HQ: New Delhi | 26. Chairman, DRDO: G Satheesh Reddy | HQ: New
Founded in 1858. Delhi.
5. Headquarter of Squash Rackets Federation of India: 27. National Informatics Centre Deputy Director-General:
Chennai, Tamil Nadu. Abhay Kumar | HQ: Jammu
6. HQ of CRPF: New Delhi. Motto | Service & Loyalty | 28. Vice Chairman of NITI Aayog: Rajiv Kumar | CEO:
Founded on 27 July 1939. Amitabh Kant.
7. PNB Housing Finance Head Office: New Delhi. | Tag 29. CEO of PNB Housing Finance Limited: Neeraj Vyas.
Line: Ghar Ki Baat. 30. MD of HDFC Bank: Aditya Puri.
8. Airtel Payments Bank Headquarter: New Delhi, Delhi. 31. Director General of National Gallery of Modern Art:
9. Bharti AXA General Insurance Headquarter: Mumbai, Adwaita Charan Gadanayak.
Maharashtra. 32. HQ of Coal India: Kolkata. CEO of Coal India: Anil
10. HQ of SAIL: New Delhi. Kumar Jha.
11. PNB HQ: New Delhi. | Founded on 19 May 1894, 33. Director-General of ICMR: Balram Bhargava. HQ of
Lahore, Pakistan. ICMR: New Delhi.
12. HQ HDFC Bank: Mumbai | Tagline: We Understand 34. National Centre for Disease Control HQ: New Delhi |
Your World. Director: Sujeet Kumar.
13. HQ of Fino Payments Bank: Mumbai, Maharashtra. 35. Chairman of State Bank of India: Rajnish Kumar.
14. HQ of Lakshmi Vilas Bank: Chennai. 36. Archaeological Survey of India Founded: 1861; HQ:
15. Muthoot Finance Head Office: Kochi, Kerala. New Delhi.
16. Kotak Mahindra General Insurance HQ: Mumbai, 37. Motto of National Anti-Doping Agency: Play fair; HQ:
Maharashtra New Delhi.
17. BSF formed: 1 December 1965; BSF HQ: New Delhi. 38. Director-General of National Anti-Doping Agency:
18. Central Water Commission HQ: Sewa Bhawan, New Navin Agarwal.
Delhi. 39. Federal Bank Limited Chairperson: Grace Elizabeth
19. HQ SBI General Insurance: Mumbai, Maharashtra. Koshie; MD & CEO: Shyam Srinivasan.
20. ICICI Lombard General Insurance Headquarter: 40. Federal Bank Limited HQ: Aluva, Kerala.
Mumbai, Maharashtra. 41. President of National Restaurants Association of India:
21. DRDO HQ: New Delhi. Riyaaz Amlani.

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42. Canara Bank HQ: Bangalore, Karnataka | Chairman:
T.N. Manoharan.
43. Kotak Mahindra Bank HQ: Mumbai, Maharashtra |
MD & CEO: Uday Kotak.
44. Kotak Mahindra Bank Tagline: Lets make money
simple.
45. Jammu & Kashmir Bank HQ: Srinagar.
46. Indian Steel Association HQ: New Delhi. Indian Steel
Association Established: 2014.
47. Indian Olympic Association President: Narinder Dhruv
Batra | HQ: Delhi
48. International Advanced Research Centre for Powder
Metallurgy & New Materials HQ: Hyderabad,
Telangana | Chairperson: Dr Anil Kakodkar.
49. MD & CEO of Bajaj Allianz Life Insurance Company
Limited: Tarun Chugh.
50. Director General of Central Industrial Security Force:
Rajesh Ranjan.
51. CEO of NITI Aayog: Amitabh Kant.
52. National Skill Development Corporation CEO & MD:
Manish Kumar HQ: New Delhi.
53. Bank of India HQ: Mumbai, Maharashtra | MD & CEO:
Atanu Kumar Das | Tagline: Relationship Beyond
Banking.
54. Indian Banking Association CEO: Sunil Mehta | HQ:
Mumbai, Maharashtra.
55. MD & CEO of India Ratings & Research: Rohit Karan
Sawhney HQ: Mumbai, Maharashtra.
56. Tagline of HDFC Bank: We Understand Your World.
57. MD & CEO of Yes Bank: Prashant Kumar.
58. MD & CEO of SBI General Insurance: Prakash Chandra
Kandpal.
59. CARE Ratings: Mumbai, Maharashtra | MD & CEO:
Ajay Mahajan.
Organizations & Companies - International
1. HQ of NASA: Washington D.C., United States.
2. Tiktok is developed by ByteDance Company. Tiktok
founded: 2012.
3. HQ of ICC: Dubai, United Arab Emirates.
4. UNESCO HQ: Paris, France | Founded on 16
November 1945.
5. HQ of WHO: Geneva, Switzerland.
6. Secretary-General of UN: António Guterres.
7. Professional Risk Managers’ International Association
(PRMIA) Founded: 2002.
8. PRMIA HQ: Wilmington, Delaware, United States.
9. International Tennis Federation President/CEO: David
Haggerty.
10. International Tennis Federation HQ: London, UK.
11. International Hydrographic Organization (IHO) was
the International Hydrographic Bureau (IHB) which
was established in 1921 | HQ: Monaco
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12. Chairman of International Hydrographic Organization:
Shepard M. Smith.
13. International Maritime Organization Secretary-
General: Kitack Lim| HQ: London, UK
14. Administrator, NASA: Jim Bridenstine | HQ:
Washington D.C., United States.
15. President of World Bank: David Malpass.
16. Founder & Executive Chairman of the World Economic
Forum: Klaus Schwab.
17. World Trade Organization HQ: Geneva, Switzerland |
Membership: 164 member states | Founded: 1 January
1995.
18. HQ of International Labour Organization: Geneva,
Switzerland. President: Guy Ryder.
19. HQ of Asian Infrastructure Investment Bank (AIIB):
Beijing, China | President: Jin Liqun.
20. President of ADB: Masatsugu Asakawa.
21. HQ of WADA: Montreal, Canada. President of WADA:
Witold Banka.
22. President of FINA: Julio C. Maglione. Founded of
FINA: July 29, 1908. HQ of FINA: Lausanne,
Switzerland.
23. Badminton World Federation HQ: Kuala Lumpur,
Malaysia | President: Poul-Erik Hoyer Larsen.
24. Director-General of the World Health Organization:
Tedros Adhanom.
25. President, International Committee of the Red Cross
(ICRC): Peter Maurer. HQ: Geneva
26. HQ of United Nations Environment Programme
(UNEP): Nairobi, Kenya.
27. Marylebone Cricket Club (MCC) HQ: London, United
Kingdom.
28. HQ of Moody’s: NewYork, United States. President &
CEO: Raymond W. McDaniel, Jr.
29. President of FIFA: Gianni Infantino; Founded: 21 May
1904; HQ: Zurich, Switzerland.
30. Director-General of UNESCO: Audrey Azoulay.
31. United Nations Relief & Works Agency HQ location:
Amman, JordanUnited
32. International Telecommunication Union HQ: Geneva |
Head: Houlin Zhao.
33. International Society of Hypertension President: Alta
Schutte.
34. President of International Council Of Museums: Suay
Aksoy.
35. Food & Agriculture Organization Director-General: QU
Dongyu | HQ: Rome, Italy.
36. International Organization of Legal Metrology HQ:
Paris, France.
37. International Advanced Research Centre for Powder
Metallurgy & New Materials Director: Dr G.
Padmanabham.
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38. HQ of International Centre for Missing & Exploited
Children (ICMEC): Alexandria, Virginia, US;
Chairman: Dr Franz B. Humer.
39. HQ of Women’s Global Network for Reproductive
Rights (WGNRR): Amsterdam, Netherlands; Founded:
1984.
40. HQ of World Gastroenterology Organisation:
Milwaukee, Wisconsin, US
41. President of WADA: Sir Craig Reedie
42. BRICS member countries are: Brazil, Russia, India,
China & South Africa.
43. International Solar Alliance HQ: Gurugram | Leader:
Upendra Tripathy.
44. International Wushu Federation President: Zhongwen
Gou | HQ: Beijing, China.
45. UNICEF Executive Director: Henrietta H. Fore |HQ:
New York, United States.
46. Organisation for Economic Cooperation & forint.
Development- HQ: Paris, France | Secretary-General:
Jose Angel Gurria.
47. United Nations Environment Programme HQ: Nairobi,
Kenya.
48. World Bamboo Organization HQ: Antwerp, Belgium.
49. International Water Association President: Diane
D’Arras HQ: London, United Kingdom.
Countries| Capital | Leaders
1. President of Russia: Vladimir Putin | Capital of Russia:
Moscow; Currency: Russian Ruble.
2. PM of Bangladesh: Sheikh Hasina; Capital: Dhaka;
Currency: Taka.
3. President of Taiwan: Tsai Ing-wen.
4. Capital, Guyana: Georgetown | Currency: Guyanese
Dollar| President: Mohamed Irfaan Ali.
5. King of Bahrain: Hamad bin Isa Al Khalifa | Capital:
Manama | Currency: Bahraini Dinar.
6. President of Maldives: Ibrahim Mohamed Solih |
Capital: Male| Currency: Maldivian Rufiyaa.
7. Republic of Equatorial Guinea President: Teodoro
Obiang | Capital: Malabo | Currency: Central African
CFA franc.
8. Dominican Republic Capital: Santo Domingo |
Currency: Dominican Peso.
9. Republic of Trinidad & Tobago Capital: Port of Spain |
Currency: Trinidad & Tobago dollar | President: Paula-
Mae Weekes.
10. Republic of Mali Capital: Bamako| Currency: West
African CFA franc.
11. PM of Singapore: Lee Hsien Loong.
12. President of UAE: Sheikh Khalifa bin Zayed Al
Nahyan. Capital | Abu Dhabi | Currency: United Arab
Emirates dirham.
13. PM of Israel: Benjamin Netanyahu.
14. President of China : Xi Jinping; Capital: Beijing;
Currency: Renminbi.
15. President of Israel: Reuven Rivlin; Capital: Jerusalem;
Currency: Israeli Shekel.
16. President of Sri Lanka: Gotabaya Rajapaksa; Prime
Minister: Mahinda Rajapaksa.
17. President of Indonesia: Joko Widodo; Currency:
Indonesian rupiah.
18. President of Brazil: Jair Bolsonaro; Capital: Brasilia;
Currency: Brazilian Real.
19. President of South Korea: Moon Jae-in; Capital: Seoul;
Currency: South Korean Won.
20. President of Nicaragua: Daniel Ortega; Capital:
Managua; Currency: Nicaraguan Cordoba.
21. Capital of Senegal: Dakar; Currency: West African CFA
Franc.
22. Capital of Hungary: Budapest; Currency: Hungarian
23. PM of Pakistan: Imran Khan; President: Arif Alvi;
Capital: Islamabad.
24. Capital of Suriname: Paramaribo; Currency: Suriname
Dollar.
25. President of Tunisia: Kais Saied; Capital: Tunis.
26. Capital of Poland: Warsaw; Currency: Polish zloty.
27. Capital of Turkmenistan: Ashgabat; Currency:
Turkmenistan Manat.
28. Gabon Capital: Libreville; Currency: Central African
CFA franc.
29. President of Ireland: Michael D Higgins; Currency:
Euro; Capital: Dublin.
30. Capital of Malawi: Lilongwe; Currency: Malawian
Kwacha.
31. Capital of Iceland: Reykjavik; Currency: Icelandic
Krona.
32. PM of Bhutan: Lotay Tshering; Capital: Thimphu;
Currency: Bhutanese Ngultrum.
33. Supreme Leader of North Korea: Kim Jong-un; Capital:
Pyongyang; Currency: North Korean won.
34. President of South Africa: Cyril Ramaphosa; Currency:
South African Rand.
35. Currency, Zimbabwe: US Dollar. Capital| Harare |
President: Emmerson Mnangagwa.
36. PM of Denmark: Mette Frederiksen | Capital:
Copenhagen | Currency: Danish krone.
37. Capital of Kyrgyzstan: Bishkek | Currency:
Kyrgyzstani som.
38. Iran Capital:Tehran; President of Iran: Hassan Rouhani.
39. President of Italy: Sergio Mattarella Trending. Capital:
Rome. Currency: Italian lira.
40. Capital of Slovenia: Ljubljana | Currency: Euro | Prime
Minister: Janez Janza.
41. Lesotho Capital: Maseru | Currency: Lesotho loti.
42. Capital of Niger: Niamey.

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43. Capital of Iraq: Baghdad. The currency of Iraq: Iraqi
dinar.
44. Capital of Lebanon: Beirut. Currency: Lebanese pound.
45. Capital of Croatia: Zagreb| Currency: Croatian kuna |
President: Zoran Milanovic.
46. PM, Australia: Scott Morrison | Currency: Australian
dollar | Capital: Canberra.
47. Capital of Saudi Arabia: Riyadh; Currency: Saudi riyal.
48. Mexico Capital: Mexico City | Currency: Mexican peso
| President: Andres Manuel Lopez Obrador.
49. Capital of Japan: Tokyo | Currency: Yen.
National Companies CEOs & Other Details
1. MD & CEO of IndusInd Bank: Sumant Kathpalia |
Chairman: Arun Tiwari| HQ: Mumbai, Maharashtra |
Tagline: We Make You Feel Richer.
2. Chairman, AICTE: Anil D. Sahasrabudhe.
3. Chairman & MD of Garden Reach Shipbuilders &
Engineers Ltd: Vipin Kumar Saxena.
4. Chairman & Independent Director of India Infoline
Finance Limited: S. Sridhar.
5. Maruti Suzuki CEO: Kenichi Ayukawa | HQ: New
Delhi.
6. Karur Vysya Bank HQ: Karur, Tamil Nadu | CEO: P.
R. Seshadri.
7. Airtel Payments Bank MD & CEO: Anubrata Biswas.
8. MD & CEO of ICICI Bank: Sandeep Bakhshi.
9. HDFC ERGO General Insurance MD & CEO: Ritesh
Kumar.
10. BCCI President: Sourav Ganguly; Headquarter of
BCCI: Mumbai.
11. Yes Bank HQ: Mumbai, Maharashtra. MD & CEO:
Prashant Kumar |Tagline: Experience our Expertise.
12. HQ of UCO Bank: Kolkata, West Bengal | MD & CEO:
Atul Kumar Goel.
13. MD & CEO of Karnataka Bank: Mahabaleshwara M.S.
14. Chief Executive Officer of Ameyo: Bishal Lachhiramka.
15. Head Office of Bharat Dynamics: Hyderabad,
Telangana.
16. Chairman & MD of Bharat Dynamics: Siddharth
Mishra.
17. Founder of Art of Living: Sri Sri Ravi Shankar.
18. DotPe was founded by the erstwhile PayU co-founder
& MD: Shailaz Nag.
19. DotPe HQ: Gurgaon, Haryana.
20. Chief Executive Officer of eGov Foundation: Viraj
Tyagi.
21. Chairman of Indian Dispute Resolution Centre (IDRC):
Mehar S Rathi; HO: New Delhi.
22. United Nations Envoy on Youth: Jayathma
Wickramanayake.
23. Founder & CEO of CoRover: Ankush Sabharwal.
24. MD & CEO of National Payments Corporation of India:
Dilip Asbe.
25. Chairman & MD of NTPC Limited: Gurdeep Singh.
26. Chairman & MD of Oil & Natural Gas Corporation
Limited: Shashi Shanker.
27. Infosys CEO: Salil Parekh. HQ: Bengaluru, Karnataka.
International Companies CEOs & Other Details
1. Tiktok is developed by ByteDance Company. Tiktok
founded: 2012.
2. SpaceX Founder & CEO: Elon Musk | President &
COO: Gwynne Shotwell. HQ: Hawthorne, California,
USA
3. CEO of Gavi, the Vaccine Alliance: Dr Seth Berkley.
4. Mastercard President & CEO: Ajaypal Singh Banga. |
HQ: New York, U.S.
5. CEO of VST Mobility Solutions: Alvin George.
6. Chief Executive Officer of Facebook: Mark Zuckerberg.
Facebook HQ: California, US.
7. SoftBank CEO: Masayoshi Son | HQ: Minato City,
Tokyo, Japan.
8. Chief Executive Officer of Dubai Multi Commodities
Centre: Ahmed Bin Sulayem.
9. LinkedIn CEO: Ryan Roslansky | HQ: California,
United States of America.
10. Mastercard Chief Executive Officer: Ajay Banga.
11. S&P Global Ratings HQ: New York, United States.
12. Amazon CEO: Jeff Bezos | HQ: Seattle, Washington,
United States.
National Officeholders & Ministers
1. Chief of Naval Staff: Admiral Karambir Singh.
2. Minister of Skill Development & Entrepreneurship:
Mahendra Nath Pandey.
3. Minister of State (IC) of the Ministry of Civil Aviation:
Hardeep Singh Puri.
4. Minister of External Affairs: Subrahmanyam
Jaishankar.
5. Ministers of State for Ayurveda, Yoga & Naturopathy,
Unani, Siddha & Homoeopathy (AYUSH): Shripad
Yesso Naik.
6. Union Minister of Earth Sciences: Harsh Vardhan.
7. Union Minister for Human Resource Development:
Ramesh Pokhriyal ‘Nishank’.
8. Chairman of Quality Council of India: Adil Zainulbhai.
9. ISRO Director: K. Sivan, HQ: Bengaluru; Established:
1969.
10. Union Minister of Panchayati Raj: Narendra Singh
Tomar.
11. MD & CEO of National Skill Development
Corporation: Manish Kumar.
12. Union Minister for Jal Shakti: Gajendra Singh
Shekhawat.
13. Minister of State in the Ministry of Road Transport &
Highways: V. K. Singh.
14. Minister of Defence: Raj Nath Singh.

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15. Minister of Tribal Affairs: Arjun Munda. 6. Hyderabad is the capital city of Telangana.
16. Union Minister of Railways: Piyush Goyal. 7. CM of Delhi: Arvind Kejriwal. Lieutenant Governor of
17. Union Home Affairs Minister: Amit Shah. Delhi: Anil Baijal.
18. Union Minister of Micro, Small & Medium Enterprises: 8. CM of Punjab: Captain Amarinder Singh. Governor of
Nitin Jairam Gadkari. Punjab: VP Singh Badnore.
19. Ministers of State (I/C) of Micro, Small & Medium 9. CM of Kerala: Pinarayi Vijayan. Governor of Kerala:
Enterprises: Pratap Chandra Sarangi. Arif Mohammad Khan. Capital of Kerala:
20. The present Chief Justice of India is Justice Sharad Thiruvananthapuram.
Arvind Bobde. 10. Governor of Manipur: Najma Heptulla.
21. Minister of State (I/C) for New & Renewable Energy: 11. CM of Andhra Pradesh: YS Jagan Mohan Reddy;
Raj Kumar Singh. Governor: Biswa Bhusan Harichandan.
22. Union Minister of State of Fisheries, Animal Husbandry 12. CM of Rajasthan: Ashok Gehlot; Governor: Kalraj
& Dairying: Sanjeev Kumar Balyan. Mishra.
23. Union Minister for Chemicals & Fertilizers: DV 13. CM of Uttarakhand: Trivendra Singh Rawat; Governor:
Sadananda Gowda. Baby Rani Maurya.
24. Minister of Women & Child Development: Smriti 14. CM of Odisha: Naveen Patnaik; Governor: Ganeshi Lal.
Zubin Irani. 15. CM of Madhya Pradesh: Shivraj Singh Chouhan;
25. Ministers of State (I/C) for Statistics & Programme Governor: Anandiben Patel.
Implementation: Rao Inderjit Singh. 16. CM of West Bengal: Mamata Banerjee; Governor:
26. Minister of State in the Ministry of Jal Shakti: Rattan Lal Jagdeep Dhankhar.
Kataria. 17. CM of Gujarat: Vijaybhai R. Rupani; Governor:
27. Union Minister of Information & Broadcasting: Prakash Acharya Dev Vrat.
Javadekar. 18. CM of HP: Jairam Thakur; Governor of HP: Bandaru
28. Union Minister for Social Justice & Empowerment: Dattatraya.
Thaawarchand Gehlot. 19. Lt. Governor of Chandigarh: V.P. Singh Badnore.
29. Union Minister of Education: Ramesh Pokhriyal 20. 28th Chief of Army Staff: General Manoj Mukund
‘Nishank’. Naravane. The motto of Indian Army: “Service Before
30. Chief of the Air Staff: Rakesh Kumar Singh Bhadauria. Self”. HQ of Indian Army: New Delhi.
31. Union Minister for External Affairs: Subrahmanyam 21. CM of Karnataka : B.S. Yediyurappa; Governor:
Jaishankar. Vajubhai Vala.
22. CM of Jharkhand: Hemant Soren; Governor: Shrimati
States-Capital-CMs-Governors Droupadi Murmu.
1. Administrator of Dadra & Nagar Haveli & Daman & 23. CM of Telangana: K Chandrasekhar Rao; Governor:
Diu: Praful Patel. Tamilisai Soundararajan.
2. Lieutenant Governor of Andaman & Nicobar Island: 24. Lieutenant Governor of Ladakh: Radha Krishna
Admiral D K Joshi. Mathur.
3. Meghalaya National Park: Balphakram National Park, 25. CM of Uttar Pradesh: Yogi Aditya Nath; Governor:
Nokrek National Park. Anandiben Patel.
4. Lieutenant Governor of Puducherry: Kiran Bedi. 26. Lieutenant Governor of Jammu & Kashmir: Manoj
5. CM of Chhatisgarh: Bhupesh Baghel; Governor: Sinha.
Anusuiya Uikey.

Static GA: Awards & Fields

1. International Gandhi Peace Prize: For contributions towards social, economic & political transformation through non-
violence & other Gandhian methods.
2. Bharat Ratna: Premier civilian award, to serve the nation.
3. Padma Vibhushan: Ranking wise the second award is the Padma Vibhushan in the Indian Republic. It awarded people
from various fields including Govt. service to distinguish extraordinary service for the country.
4. Padma Bhushan: The Padma Bhushan is the highest civilian award third in rank in the Indian Republic.
5. Padma Shri: It is awarded to citizens of India for their distinguished contribution in several fields including Education,
Literature, Arts, Science, Industry, Social Service, Medicine, Sports & Public Affairs.
6. Dronacharya Award: For brilliance in sports coaching.
7. Dhyan Chand Award: Highest lifetime achievement award in sports & games in India
8. Rajiv Gandhi Khel Ratna: Highest honor given for accomplishment in sports.

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9. Vyas Samman: For literary in the Hindi language.
10. Saraswati Samman: For outstanding prose or poetry literary works in any Indian language listed in Schedule VIII of
the Constitution of India.
11. Param Vir Chakra: Highest decoration Awarded for the most conspicuous bravery or some daring or prominent act
of valour or self-sacrifice in the presence of the enemy on land, sea or air.
12. Maha Vir Chakra: Second highest decoration. It is awarded for acts of conspicuous gallantry in the presence of the
enemy, whether on land, at sea or in the air.
13. Vir Chakra: It is the third in the order of awards for acts of gallantry in the face of the enemy on land, sea or air.
14. Ashok Chakra: Awarded for the most conspicuous bravery or some daring act of valour or self-sacrifice on land, at
sea or in the air.
15. Academy (Oscar) Awards: Film (From 1929)
16. Grammy Award: Music (From 1958)
17. Ramon Magasaysay Award: Govt. (Public) Service, Social Service, Journalism, Literature, Communication &
International Understanding Bourlog Award: Agriculture (From 1992)
18. Grammy: Music
19. Pulitzer: Journalism & Literature
20. Arjun: Sports
21. Bowelay: Agriculture
22. Kalinga: Science
23. Dhanwantri: Medical Science
24. Nobel Prize: Peace, Literature, Economics, Physics, Chemistry, Medical Science
25. Abel: Maths
26. Man Booker: Literature
27. Vachspati Samman: Sanskrit Literature

Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India

States National Parks (NP) Wild Life Sanctuaries Power Plants

Himachal Pradesh Pin Valley National Bandli WLS Girinagar Hydel
CM: Jairam Thakur Park Daranghati WLS Project
Governor: Bandaru Dattatraya Great Himalayan Dhauladhar WLS Binwa Hydel Project
Capital: Shimla National Park Nargu WLS Rangtong Hydel
Inderkilla National Pong Dam Lake Project
Park WLS Baner&Neugal
Khirganga National Shilli WLS Project
Park Talra WLS
Simbalbara National
Park
Punjab Abohar WLS Guru Gobind Singh
CM: Captain Amarinder Singh Harike Lake WLS Super Thermal Power
Governor: V P Singh Badnore Jhajjar Bacholi WLS Plant
Capital: Chandigarh
Haryana Kalesar National Bhindawas WLS Gorakhpur Atomic
Park Kalesar WLS Power Station
CM: Manohar Lal Khattar Sultanpur National Khaparwas WLS Deenbandhu Chhotu
Governor: Satyadev Narayan Arya Park Ram TPS
Capital: Chandigarh Rajiv Gandhi TPS
Uttar Pradesh Dudhwa National Hastinapur WLS Narora Atomic
CM: Yogi Adityanath Park Ranipur WLS Power Station
Governor: Anandiben Patel Sohagibarwa WLS Rihand Thermal
Capital: Lucknow Sur Sarovar WLS Power Station
Chandraprabha Anpara Thermal
WLS Power Station

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States National Parks (NP) Wild Life Sanctuaries Power Plants
National Chambal
WLS
Bihar Valmiki National Gautam Budha Kahalgaon Super
CM: Nitish Kumar Park WLS Thermal Power
Governor: Phagu Chauhan Kaimur WLS Station
Capital: Patna Pant (Rajgir) WLS Barauni TPS
Valmiki WLS
Chhattisgarh Indravati National Badalkhol WLS Sipat Thermal Power
CM: Bhupesh Baghel Park Bhairamgarh WLS Plant
Governor: Anusuiya Uikey Kanger Valley Bhoramdev WLS Hasdeo TPS
Capital: Raipur National Park Udanti Wild Bhilai Expansion
Guru Ghasi Das Buffalo WLS Power Plant
(Sanjay)
Jharkhand Betla National Park Lawalong WLS Chandrapura TPS
CM: Hemant Soren Palkot WLS Koderma Thermal
Governor: Draupadi Murmu Parasnath WLS Power Station
Capital: Ranchi Bokaro TPS
Andhra Pradesh Sri Venkateswara Coringa WLS Simhadri Super
CM: Jaganmohan Reddy National Park Kolleru WLS Thermal Power Plant
Governor Biswa Bhusan Nellapattu WLS Sri Damodaram
Harichandan Pulicat Lake WLS Sanjeevaiah Thermal
Capital: Amaravati Rajiv Gandhi Power Station
(Nagarjuna Sagar-
Srisailam) WLS
Rollapadu WLS
Telangana Mrugavani National Kawal WLS
CM: K. Chandrashekar Rao Park
Governor: Tamilisai Soundararajan
Capital: Hyderabad
Assam Dibru-Saikhowa NP Amchang WLS Bongaigaon Thermal
CM: Sarbananda Sonowal Kaziranga National Chakrashila WLS Power Plant
Governor: Jagdish Mukhi Park Dihing Patkai WLS
Capital: Dispur Manas National Park East Karbi Anglong
Nameri National WLS
Park North Karbi
Rajiv Gandhi Orang Anglong WLS
National Park Nambor WLS
Goa Bhagwan Mahavir Bondla WLS -
CM: Pramod Sawant (Mollem) National Madei WLS
Governor: Bhagat Singh Koshyari Park Bhagwan Mahavir
Capital: Panaji (Mollem) WLS
Netravali WLS
Gujarat Blackbuck National Jambugodha WLS Mundra Thermal
CM: Vijay Rupani Park, Velavadar Jessore WLS Power Station
Governor: Acharya Dev Vrat Gir Forest National Kutch Desert WLS Ukai Thermal Power
Capital: Gandhinagar Park Mitiyala WLS Station
Marine National Porbandar Lake Akrimota Thermal
Park, Gulf of Kutch WLS Power Station
Bansda National Park Rampara Vidi WLS Kakrapar Nuclear
Ratanmahal WLS Power Plant
Shoolpaneswar
(Dhumkhal) WLS
Thol Lake WLS
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States National Parks (NP) Wild Life Sanctuaries Power Plants
Wild Ass WLS
Karnataka Bandipur National Arabithittu WLS Raichur Thermal
CM: B. S. Yeddyurappa Park Attiveri WLS Power Station
Governor: Vajubhai R. Vala Bannerghatta Bhadra WLS Udupi Thermal
Capital: Bengaluru National Park Bhimgad WLS Power Plant
Kudremukh National Brahmagiri WLS Bellary Thermal
Park Cauvery WLS Power Station
Nagarhole National Nugu WLS
Park Pushpagiri WLS
Anshi national park Ranganathittu Bird
WLS
Sharavathi Valley
WLS
Someshwara WLS
Kerala Eravikulam National Aralam WLS Brahmapuram Power
Park Chimmony WLS Station
CM: Pinarayi Vijayan Mathikettan Shola Idukki WLS Kayamkulam Power
Governor: Arif Mohammed Khan National Park Malabar WLS Station
Capital:Thiruvananthapuram Periyar National Park Mangalavanam
Silent Valley National Bird WLS
Park Neyyar WLS
Anamudi Shola Periyar WLS
National Park Thattekad Bird
Pampadum Shola NP WLS
Madhya Pradesh Kanha National Park Bori WLS Vindhyachal Super
Madhav National Gandhi Sagar WLS Thermal Power
CM: Shivraj Singh Chouhan Park Ghatigaon WLS Station
Governor: Anandiben Patel Mandla Plant Fossils Ken Gharial WLS Sant Singaji Thermal
Capital: Bhopal National Park Narsighgarh WLS Power Plant
Panna National Park National Chambal Satpura Thermal
Pench National Park WLS Power Station
Sanjay National Park Orcha WLS Amarkantak TPS
Satpura National Kuno WLS Sasan Ultra Mega
Park Sardarpur WLS Power Project
Van Vihar National Son Gharial WLS
park
Chandoli National Aner Dam WLS Tarapur Atomic
Maharashtra Park Bhamragarh WLS Power Station
CM: Uddhav Thackeray Navegaon National Bhimashankar WLS Tirora Thermal
Governor: Bhagat Singh Koshyari Park Great Indian Power Station
Capital: Mumbai Tadoba National Bustard WLS Amravati Thermal
Park Jaikwadi WLS Power Plant
Gugamal national Koyana WLS
park Nagzira WLS
Painganga WLS
Radhanagari WLS
Sagareshwar WLS
Tipeshwar WLS
Tungareshwar
WLS
Manipur Keibul Lamjao Yangoupokpi- -
CM: N Biren Singh National Park Lokchao WLS
Governor: Najma Heptulla

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States National Parks (NP) Wild Life Sanctuaries Power Plants
Capital: Imphal
Meghalaya Balphakram National Baghmara Pitcher -
CM: Conrad Sangma Park Plant WLS
Governor: Satya Pal Malik Nokrek National Nongkhyllem WLS
Capital: Shillong Park Siju WLS
Mizoram Murlen National Park Dampa WLS (TR) -
CM: PU Zoramthanga Phawngpui Blue Ngengpui WLS
Governor: P.S. Sreedharan Pillai National Park Pualreng WLS
Capital: Aizawl Mountain National Tokalo WLS
Park
Nagaland Intanki National Fakim WLS Dikhu Hydro Electric
CM: Neiphiu Rio Park Puliebadze WLS Power Plant
Governor: RN Ravi Rangapahar WLS
Capital: Kohima
Odisha Bhitarkanika Badrama WLS Talcher Super
CM: Naveen Patnaik National Park Baisipalli WLS Thermal Power
Governor: Ganeshi Lal Simlipal National Chilika (Nalaban) Station
Capital: Bhubaneswer Park WLS
Hadgarh WLS
Khalasuni WLS
Satkosia Gorge
WLS
Rajasthan Sariska National Park Bundh Baratha Chhabra Thermal
CM: Ashok Gehlot Ranthambore WLS Power Station
Governor: Kalraj Mishra National Park Darrah WLS Suratgarh Power
Capital: Jaipur Darrah National Park Jawahar Sagar WLS Station
Desert National Park Kailadevi WLS
Keoladeo National Mount Abu WLS
Park Ramsagar WLS
Sariska WLS
Sawai Man Singh
WLS
Shergarh WLS
Sitamata WLS
Sikkim Khangchendzonga Fambong Lho WLS Rangit Hydro Electric
CM: PS Golay National Park Kitam WLS (Bird) Power Prject
Governor: Ganga Prasad Maenam WLS
Capital: Gangtok Pangolakha WLS
Tamil Nadu Mudumalai National Indira Gandhi Kudankulam Nuclear
CM: Edapaddi Palaniswami Park (Annamalai) WLS Power Plant
Governor: Banwaril Lal Purohit Mukurthi National Kalakad WLS Neyveli Thermal
Capital: Chennai Park Karaivetti WLS Tuticorin Thermal
Indira Gandhi Karikili WLS Power Station
(Annamalai) National
Park Mudumalai WLS
Guindy National Pulicat Lake WLS
Park Vaduvoor WLS
Gulf of Mannar Vedanthangal WLS
Marine National Park Vettangudi WLS
Tripura Bison( Rajbari ) Gumti WLS Palatana Thermal
CM: Biplab Deb National Park Rowa WLS Power Plant
Governor: Ramesh Bais Clouded Leopard Sepahijala WLS
Capital: Agartala National Park Trishna WLS
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States National Parks (NP) Wild Life Sanctuaries Power Plants
Gangotri National Askot Musk Deer Chibro Power Plant
Uttarakhand Park WLS Khodri Power Plant
CM: Trivendra Singh Rawat Jim Corbett National Binsar WLS Chilla Power Plant
Governor: Baby Rani Maurya Park Govind Pashu
Capital: Dehradun Valley of Flowers Vihar WLS
National Park Kedarnath WLS
Sonanadi WLS
West Bengal Buxa National Park Ballavpur WLS Mejia Thermal Power
Neora Valley Chintamani Kar Station
CM: Mamata Banerjee NationalPark Bird Sanctuary Farakka Super
Governor: Jagdeep Dhankhar Singalila National Haliday Island Thermal Power
Capital: Kolkata Park WLS Station
Sundarbans National Lothian Island WLS Kolaghat Thermal
Park Mahananda WLS Power Station
Bakreshwar Thermal
Power Station
Durgapur Steel
Thermal Power
Station
Arunachal Pradesh Namdapha National
CM: Pema Khandu Park
Governor: BD Mishra Mouling National
Capital: Itanagar Park

CM/Governors of Union Territories

Union Territory Lt. Governor & Administrator CM

Andaman & Nicobar Island Admiral D K Joshi
Chandigarh V.P. Singh Badnore
Dadra & Nagar Haveli & Daman & Praful Patel
Diu
Delhi Anil Baijal Arvind Kejriwal
Jammu & Kashmir Manoj Sinha
Lakshadweep Dineshwar Sharma
Puducherry Kiran Bedi V. Narayanasamy
Ladakh Radha Krishna Mathur

Topic 2: Upcoming Important Sport Events

Summer Olympics Japan (2021); Paris Women Hockey World Cup 2022 (Spain &
(2024), Los Angles Netherlands)
(2028) ICC Women Cricket World 2022 (New Zealand)
Winter Olympics Beijing China (2022), Cup
Paris (2024) ICC Men Cricket World Cup 2021 (India); 2022
Common Wealth Games London (2022) (Australia)
Asian Games Hangzohu, China FIFA (Women) World Cup 2023 (Australia & New
(2022), Nagoya, Japan Zealand)
(2026) ITTF Table Tennis World 2021 (South Korea)
FIFA Qatar (2022), US (2026) Cup
Common Wealth Youth Belfast (2023)
Games  FIFA (Football) World Cup venue: 2018: Russia|2022:
Men Hockey World Cup 2023 (India) Qatar
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 Commonwealth Games venues: 2022: Birmingham 2021 summer: Tokyo (Japan)
(England) 2022 Winter: Beijing (China)
2024 Summer: Paris (France)
 Olympics Games venues:

Topic 3: The Headquarters of the UN Organizations

International Organizations HQ: IAEA (International Atomic Vienna
UNO (United Nations Org) New York Energy Agency)
UNICEF New York OPEC Vienna
UNCTAD Geneva Amnesty International London
WHO (World Health Org) Geneva Commonwealth of Nations London
ILO (International Labour Org) Geneva International Maritime London
WMO (World Meteorological Geneva Organization
Org) ICJ (International Court of The Hague
World Intellectual Property Org Geneva Justice)
International Standards Org. Geneva Food & Agricultural Rome
IMF Washington Organization
DC NATO Brussels
World Bank Washington Transparency International Berlin
DC SAARC Kathmandu
UNESCO Paris ASEAN Jakarta
OECD Paris APEC (Asia Pacific Economic Singapore
UNIDO (United Nations Vienna Forum)
Industrial Dev. Org) Organization of Islamic Jeddah
Cooperation

Topic 4: A Brief on the Census 2011

1) The population of the country as per the provisional
figures of Census 2011 is 1210.19 million of which 623.7
million (51.54%) are males&586.46 million (48.46%) are
females.
Major highlights of the Census 2011 (Provisional
figures) are as under:
*The population of India has increased by more than
181 million during the decade 2001-2011.
2) %age growth in 2001-2011 is 17.64; males
17.19&females 18.12.
3) *Uttar Pradesh (199.5 million) is the most populous
State in the country followed by Maharashtra with 112
million.
Some of the highlights
Slogan - Our census, Our Future
India's 1st Census - 1872
2011 Census is - 15th Census
Total Population - 1,21,01,93,422
India's Rank in population - 2nd with 17.5% (1st China
with 19%)
Most Populous State - Uttar Pradesh
Least Populous State - Sikkim
Most Literate State - Kerala (93.9%)
Least Literate State - Bihar (63.82%)
National Sex Ratio - Female : Male (940 : 1000)
Highest Sex Ratio (State) - Kerala (1084 : 1000)
Lowest Sex Ratio (State) - Haryana
Highest Sex Ratio (UT) - Puducherry
Least Sex Ratio (UT) – Daman & Diu (618 : 1000)
Literacy of Male - 82.14%
Literacy of Female - 65.46%
Population Growth Rate - 17.64%
Highest fertility Rate - Meghalaya
Most literate union territory - Lakshadweep (92.2%)
Least literate Union Territory - Dadra Nagar & Haweli
Most Literate District - Serechhip (Mizoram)
Least Literate District - Dadra Naga & Haveli
Highest Density of Population - Bihar (1102 sq.km)
Lowest Density of Population - Arunachal Pradesh (17)
Total number of districts - 640
Highest Populous District - Thane (Mumbai)
100% Literacy District - Palakkad (Kerala)
100% Banking State - Kerala
100% Banking District - Palakkad (Kerala)
Density of Population in India - 382 sq. km
Increase in population (during 2001-2011) - 181 million

Topic 5: Current Office Holders List

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Important National Officials Chief Election Commissioner Sunil Arora
Designation Name Chairman, UPSC Pradeep Kumar Joshi
Chairperson, CBDT Pramod Chandra Mody Deputy Chairman, Rajya Harivansh Narayan
Chairperson, UGC Dhirendra Pal Singh Sabha Singh
Chairman, ISRO K Sivan
Chairman, Atomic Energy Kamlesh Nilkanth Vyas Designation Name
Commission Secretary-General, United Antonio Guterres
Chairperson, TRAI Ram Sevak Sharma Nations Organisation
Chairperson, NHAI Sukhbir Singh Sandhu Managing Director, Kristalina Georgieva
Director General, NCC Lt Gen Rajeev Chopra International Monetary Fund
Chairperson, CBSE Manoj Ahuja President, World Bank David R. Malpass
Chairperson, IRDAI Subhash Chandra Khuntia DG, UNESCO Audrey Azoulay
Chairperson, PTI Aveek Sarkar President, UN General Volkan Bozkir
Director General, BSF Rakesh Asthana Assembly
Director General, SSB Rajesh Chandra Director-General, WHO Tedros Adhanom
Director General, CRPF A P Maheshwari Ghebreyesus
Director General, ITBP Surjeet Singh Deswal President, International Court Abdulqawi Ahmed
Solicitor General Tushar Mehta of Justice Yusuf
Attorney General KK Venugopal President, Asian Masatsugu Asakawa
Chairperson, National Justice Adarsh Kumar Goel Development Bank
Green Tribunal President, International Thomas Bach
Director, NCERT Hrushikesh Senapaty Olympic Committee
President, ASSOCHAM Niranjan Hiranandani Director-General, Rafael Mariano Grossi
Chairperson, NASSCOM UB Pravin Rao International Atomic Energy
Agency
DRDO Chairman G Satheesh Reddy
Secretary-General, NATO Jens Stoltenberg
LIC Chairman MR Kumar
Secretary-General, ASEAN Lim Jock Hoi
Secretary-General, SAARC Esala Weerakoon
Post Name
Chief Justice, Supreme Court Sharad Arvind Bobde Secretary-General, Patricia Scotland
(47th) Commonwealth
Speaker, Lok Sabha Om Birala President, FIFA Gianni Infantino
Comptroller & Auditor Girish Chandra Murmu Chairman, International Imran Khwaja (Interim)
General of India Cricket Council

Topic 6: Important Ports in India

Port State Cochin Kerala
Kolkata West Bengal New Mangalore Karnataka
Paradip Orissa Mormugao Goa
Vishakhapatnam Andhra Pradesh Jawaharlal Nehru Maharashtra
Chennai Tamil Nadu Mumbai Maharashtra
Ennore Tamil Nadu Kandla Gujarat
Tuticorin Tamil Nadu

Topic 7: The Most Famous Temples in India

 Badrinath Temple: Chamoli district, Uttarakhand
 The Konark Sun Temple: Puri district of Odisha
 Brihadeeswara Temple: Thanjavur city of Tamil Nadu
 Somnath Temple: Saurashtra (Gujarat)
 Kedarnath Temple: Garhwal area (Uttarakhand)
 Sanchi Stupa: Raisen district of Madhya Pradesh
 Ramanathaswamy Temple: Tamil Nadu
 Vaishno Devi Mandir: J&K, near Katra.
 Siddhivinayak Temple: Prabha Devi, Mumbai
 Gangotri Temple: Uttarkashi district of Uttarakhand
 Golden Temple or Sri Harmandir Sahib: Amritsar
 Kashi Vishwanath Temple: Varanasi (Uttar Pradesh)
 Lord Jagannath Temple: Puri (Orissa)
 Yamunotri Temple: Uttarkashi district of Uttarakhand

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 Meenakshi Temple: Madurai (Tamil Nadu)  Laxminarayan Temple: In Delhi
 Amarnath Cave Temple: State of J&K
 Lingaraja Temple: Orissa
 Tirupati Balaji: Tirumala (Andhra Pradesh)
 Kanchipuram Temples: Tamil Nadu
 Khajuraho Temple: Madhya Pradesh
 Virupaksha Temple: Hampi, Bellary, Karnataka
 Akshardham Temple: Delhi
 Shri Digambar Jain Lal Mandir: Oldest Jain temple in
Delhi
 Gomateshwara Temple: Shravanabelagola town of
Karnataka
 Ranakpur Temple: Pali district of Rajasthan
 Shirdi Sai Baba Temple: Shirdi town of Maharashtra
 Sree Padmanabhaswamy Temple :
Thiruvananthapuram, the capital city of Kerala
 Dwarkadhish Temple: Dwarka city (Gujarat)

Topic 8: List of the Important Airports in India

Airport City State/UT Swami Vivekananda Raipur Chhattisgarh
Kempegowda Bangalore Karnataka Airport
International Airport Bagdogra Airport Bagdogra West Bengal
Netaji Subhash Kolkata West Bengal Veer Savarkar Port Blair Andaman &
Chandra Bose International Airport Nicobar Islands
Intl.Airport
Birsa Munda Airport Ranchi Jharkhand
Rajiv Gandhi Hyderabad Telangana
Maharana Pratap Udaipur Rajasthan
International Airport
Airport
Sardar Vallabhbhai Ahmedabad Gujarat
Raja Bhoj Bhopal Madhya Pradesh
Patel International
International Airport
Airport
Jolly Grant Airport Dehradun Uttrakhand
Chaudhary Charan Lucknow Uttar Pradesh
Singh Intl. Airport Rajahmundry Rajahmundry Andhra Pradesh
Airport
Lokpriya Gopinath Guwahati Assam
Bordoloi Intl. Airport Silchar Airport Silchar Assam
Srinagar Airport Srinagar J&K Lengpui Airport Aizwal Mizoram
Biju Patnaik Bhubaneswar Odisha Zaruki International Shillong Meghalaya
International Airport Airport
Visakhapatnam Visakhapatna Andhra Pradesh Daporijo Airport Daporijo Arunachal
Airport m Pradesh
Devi Ahilyabai Indore Madhya Pradesh Tezu Airport Tezu Arunachal
Holkar Airport Pradesh
Dr. Babasaheb Nagpur Maharashtra Kandla Airport Kandla Gujarat
Ambedkar Intl. Sonari Airport Jamshedpur Jharkhand
Airport
Birsa Munda Airport Ranchi Jharkhand
Lok Nayak Patna Bihar
Agatti Aerodrome Agatti Lakshadweep
Jayaprakash Airport
Sri Guru Ram Dass Amritsar Punjab
Jee International
Airport

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Topic 9: What are the names of the Borders/Boundary Lines?

 Durand Line: Afghanistan & Pakistan
 Hindenburg Line: Germany & Poland.
 Mason-dixon Line: Line of demarcation between four
states in the United States.
 Mannerheim Line: Russia-Finland border.
 Macmahon Line: India & China
 Medicine Line: Canada & the United States.
 Order-neisse Line: Poland & Germany
 Radcliffe Line: India & Pakistan.
 Siegfried Line: Germany on its border with France.
 17th Parallel: North Vietnam & South Vietnam
 26th Parallel south: Africa, Australia & South America.
 30TH PARALLEL Equator & the North Pole.
 38th Parallel: Separates North Korea&South Korea.
 39th Parallel north is an imaginary circle of latitude that
is 39 degrees north of the Earth’s equatorial plane.
 40th Parallel north: formed the original northern
boundary of the British Colony of Maryland.
 42nd Parallel north: New York - Pennsylania Border.
 The Parallel 440 north is an imaginary circle of latitude
that is 44 degrees north of the Earth’s equatorial plane.
 45th Parallel north is often called the halfway point
between the Equator&the North Pole.
 45th parallel makes up most of the boundary between
Montana&Wyoming.
 49th Parallel is the boundary between USA&Canada

Topic 10: Dams in India

Dam River State Nagarjuna Sagar Krishna Telangana

Tehri Dam Bhagirathi Uttarakhand Dam
Lakhwar Dam Yamuna Uttarakhand Salal (Rockfill& Chenab J&K
Concrete) Dam
Idukki (Eb)/Idukki Periyar Kerala
Arch Dam Supa Dam Kali Nadi Karnataka
Bhakra Dam Satluj Himachal Koteshwar Dam Bhagirathi Uttarakhand
Pradesh Rihand Dam Rihand Uttar Pradesh
Pakal Dul Dam Marusudar J&K Indira Sagar Narmada Madhya Pradesh
Sardar Sarover Narmada Gujarat (NHDC) Dam
Gujarat Dam Pillur Dam Bhavani Tamil Nadu
Srisailam (N.S.R.S.P) Krishna Andhra Pradesh Madupetty (Eb) Palar Kerala
Dam Dam
Ranjit Sagar Dam Ravi Punjab Parbati II Dam Parbati Himachal
Baglihar Dam Chenab J&K Pradesh
Pong Dam Beas Himachal Chakra Dam Chakra Karnataka
Pradesh Ukai Dam Tapi Gujarat

Topic 11: CLASSICAL DANCES & FOLK DANCES IN INDIA

Indian Classical Dances Thang Ta: Manipur

Bharatnatyam: Tamil Nadu & Karnataka
Kathak: North India North India
Kathakali: Kerala Dumhal: Rauf tribe of Jammu & Kashmir
Kuchipudi: Andhra Pradesh HurkaBaul: Uttarakhand
Manipuri: Manipur Chholiya: Kumaon region, Uttarakhand
Mohiniattam: Kerala Bhangra: Punjab
Odissi: Orissa state Dhamyal - ‘Dhamyal’ or ‘Dhuph’: Haryana
Gaudiya Nritya: West Bengal Mayur Nritya: Uttar Pradesh
Sattriya: Assam Charkula: Braj region of Uttar Pradesh.
Ghoomar: Rajasthan Giddha: State of Punjab

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Haryana: Swang, Naqqal, Dhamal Bardo Chham: Arunachal Pradesh
Himachal Pradesh: Nati, Kariyala, Bhagat Bihu: Assam

Central India South India

Gaur Dance: Chhattisgarh Padayani: Kerala
Muria Dance: Bastar district of Chhattisgarh Kolannalu: Andhra Pradesh
Saila Dance: Bastar district in the state of Chhattisgarh Parai Attam: Tamil Nadu
Kaksar Dance: Bastar district in the state of Chhattisgarh Karagattam: Tamil Nadu
Jawara Dance: Madhya Pradesh Paampu Attam: Tamil Nadu.
Bhagoria Dance: Madhya Pradesh Poikal Kudirai Attam: Tamil Nadu
Suwa Dance: Chhattisgarh Theyyam: Kerala
Grida Dance: Madhya Pradesh Andhra Pradesh: Veethi Natakam, Burrakatha,
Lambadi, Koya.
East India Telangana: Bathukamma
Brita Dance: ‘Brita’ or ‘Vrita’ dance: West Bengal Dollu Kunitha: Karnataka
Dalkhai: Odisha. Ghodemodni: Goa
Gotipua: Odisha Lava Dance: Lakshadweep
Bihar: Jadur, Kathaputli, Bhako, Jhijiya Fugdi: Goan dance performed in the Konkan region
Veeragase: Karnataka
North East India Koli: Maharashtra
Hojagiri: Tripura
Nongkram Dance: Meghalaya West India
Bagurumba: Assam Dandiya: Gujarat & Rajasthan
Bhortal Dance: Assam Garba: Gujarat
Cheraw Dance: Mizoram Padhar Dance: Gujarat
Chang Lo: Nagaland Rajasthan: Khyal, Rasdhari, Rammat, Gauri, Ghoomar

Topic 12: The Headquarters of the important Public-Sector Undertakings

Agriculture Insurance Company of India: New Delhi
Air India Limited: New Delhi
Airports Authority of India: New Delhi
Bharat Earth Movers (BEML): Bangalore, Karnataka
Bharat Electronics Limited: Bangalore, Karnataka
Bharat Heavy Electricals Limited(BHEL): New Delhi
Bharat Petroleum Corporation Limited: Mumbai,
Maharashtra
Coal India Limited: Kolkata, West Bengal
Damodar Valley Corporation: Kolkata, West Bengal
Electronics Corporation of India: Hyderabad,
Telangana
Fertilizer Corporation of India Limited: Noida, Uttar
Pradesh
Food Corporation of India: New Delhi
General Insurance Corporation of India Limited (GIC):
Mumbai, Maharashtra
Hindustan Aeronautics Limited: Bangalore, Karnataka
Hindustan Petroleum Corporation Limited: Mumbai,
Maharashtra
India Infrastructure Finance Company: New Delhi
Indian Oil Corporation: New Delhi
Mahanadi Coalfields Limited: Sambalpur, Odisha
National Aluminium Co Ltd: Bhubaneshwar, Orissa
National Aviation Company of India: New Delhi
National Handloom Development Corporation
Limited: Lucknow, Uttar Pradesh
National Insurance Co Ltd: Kolkata, West Bengal
National Textile Corporation: New Delhi
New India Assurance Company: Mumbai,
Maharashtra
Neyveli Lignite Corporation Limited: Tamil Nadu
Numaligarh Refinery Limited: Assam
Oil & Natural Gas Corporation: Dehradun,
Uttarakhand
Oil India Limited: New Delhi
Oriental Insurance Company: New Delhi
Pawan Hans Limited: New Delhi
Shipping Corporation of India Limited: Mumbai,
Maharashtra
United India Insurance Company: Chennai, Tamil
Nadu
Uranium Corporation of India: Jaduguda, Jharkhan.

Topic 13: Nick Names of Important Indian Places

Nick Names City Manchester Of India Ahmedabad
Golden City Amritsar City Of Seven Islands Mumbai

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Queen Of Arabian Sea Cochin Blue Mountains Nilgiri
Space City Bangalore Queen Of The Mountains Mussoorie
Garden City Of India Bangalore (Uttarakhand)
Silicon Valley Of India Bangalore Sacred River Ganga
Electronic City Of India Bangalore Hollywood Of India Mumbai
Pink City Jaipur City Of Castles Kolkata
Gateway Of India Mumbai State Of Five Rivers Punjab
Twin City: Hyderabad, City Of Weavers Panipat
Secunderabad City Of Lakes Srinagar
City Of Festivals Madurai Steel City Of India Jamshedpur (Called
Deccan Queen Pune Tatanagar)
City Of Buildings Kolkata City Of Temples Varanasi
Dakshin Ganga Godavari Manchester Of The North Kanpur
Old Ganga Godavari City Of Rallies New Delhi
Egg Bowls Of Asia Andhra Pradesh Heaven Of India J&K
Soya Region Madhya Pradesh Boston Of India Ahmedabad
Manchester Of The South Coimbatore Garden Of Spices Of Kerala
City Of Nawabs Lucknow India
Venice Of The East Cochin Switzerland Of India Kashmir
Sorrow Of Bengal Damodar River Abode Of The God Prayag(Allahabad)
Sorrow Of Bihar Kosi River Pittsburg Of India Jamshedpur

Topic 14: Important Defence Exercise Conducted in the World

 Garuda: India-France
 HAND-HAND: India-China
 Indra: India-Russia
 Jimex: India-Japan
 Malbar: Us-India-Japan
 Shade: Naval Forces Of India, Japan&China
 Surya Kiran: India & Nepal
 Varuna: France & India
 Simbex: Indian Navy With Republic Of Singapore Navy
 Ibsamar: India with Brazil & South African Navy
 Konkan: Indian Navy & Royal Navy Of Britain
 Ausindex: Indian & Australian Navy
 Indradhanush or Rainbow: India-Uk Air Exercises
 Nomadic Elephant: Indian Army Exercises with
Mongolia
 Ekuverin: Maldives & India
 Garuda Shakti: India & Indonesia
 Mitra Shakti: India & Sri Lanka
 Naseem Al-Bahr: India-Oman
 SLINEX: Joint exercise in Navy between India & Sri
Lanka
 Hyog-Kaijin: Joint exercise of Coast Guards of India &
Japan
 Malabar: India, Japan & US
 Yudh Abhyas: India & US
 Red flag: India & US
 Cope: Indian Airforce & US Air Force
 SAMPRITI – India&Bangladesh

Topic 15: Stadiums Around the World

Stadiums in Australia Bangabandhu National Stadium- Dhaka

Adelaide Oval- Adelaide
Bundaberg Rum Stadium- Cairns
Telstra Dome- Melbourne
Manuka Oval- Canberra
Marrara Cricket Ground- Darwin
Melbourne Cricket Ground- Melbourne
Sydney Cricket Ground- Sydney
W.A.C.A. Ground- Perth
Stadiums in Bangladesh
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Chittagong Stadium- Chittagong
Stadiums in England
Edgbaston- Birmingham
Headingley- Leeds
Lord's- London
Old Trafford- Manchester
Sophia Gardens- Cardiff
St Lawrence Ground- Canterbury
The Brit Oval- London
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Trent Bridge- Nottingham
Stadiums in Pakistan
Stadiums in India Arbab Niaz Stadium-Peshawar
Barabati Stadium -Cuttack Ayub National Stadium-Quetta
Barkatullah Khan Stadium -Jodhpur Gaddafi Stadium-Lahore
Barsapara Cricket Stadium: Guwahati
Greenfield International Stadium: Stadiums in South Africa
Thiruvananthapuram Kingsmead-Durban
Brabourne Stadium -Mumbai New Wanderers Stadium-Johannesburg
Eden Gardens -Kolkata Newlands-Cape Town
Feroz Shah Kotla -Delhi St George's Park-Port Elizabeth
Gandhi Stadium -Jalandhar Centurion Super Sport Park-Pretoria
Green Park -Kanpur
Indira Gandhi Stadium -Vijayawada Stadium in Sri Lanka
Rajiv Gandhi Port Silver Jubilee Stadium - Colombo Cricket Club Ground-Colombo
Visakhapatnam Galle International Stadium-Galle
Jawaharlal Nehru Stadium -New Delhi P.Saravanamuttu Stadium-Colombo
Lal Bahadur Shastri Stadium -Hyderabad R.Premadasa Stadium-Colombo
M.Chinnaswamy Stadium -Bangalore Sinhalese Sports Club Ground-Colombo
MA Chidambaram Stadium -Chennai
Madhavrao Scindia Cricket Ground -Rajkot Stadiums in West Indies
Moin-ul-Haq Stadium -Patna Sabina Park Kingston-Jamaica
Sardar Vallabhai Patel Motera Stadium -Ahmedabad Antigua Recreation Ground St John's-Antigua
Sawai Mansingh Stadium -Jaipur Guyana Cricket Stadium Georgetown-Guyana
Vidarbha CA Ground -Nagpur Kensington Oval Bridgetown-Barbados
Wankhede Stadium –Mumbai Mindoo Phillip Park Castries-St Lucia
Jawaharlal Nehru Stadium: Kochi (Kerala) Albion Sports Complex Berbice-Guyana
Dr. Bhupen Hazarika Cricket Stadium: Guwahati
(Assam) Stadiums in Zimbabwe
Dhyan Chand National Stadium: Delhi Bulawayo Athletic Club-Bulawayo
Harare Sports Club-Harare
Stadiums in New Zealand Kwekwe Sports Club-Kwekwe
Basin Reserve-Wellington Queens Sports Club-Bulawayo
Eden Park-Auckland
Jade Stadium-Christchurch Stadiums in United Arab Emirates
John Davies Oval-Queenstown Sheikh Zayed Stadium-Abu Dhabi
McLean Park-Napier Sharjah Cricket Stadium-Sharjah

Topic 16: List of Indian Cities on Rivers Banks

City River State City River State

Agra Yamuna Uttar Pradesh New Delhi Yamuna Delhi
Ahmedabad Sabarmati Gujarat Dibrugarh Brahmaputra Assam
Allahabad At the Uttar Pradesh Guwahati Brahmaputra Assam
confluence of Hyderabad Musi Telangana
Ganga, Yamuna
& Saraswati Jabalpur Narmada Madhya
Pradesh
Ayodhya Saryu Uttar Pradesh
Kanpur Ganga Uttar Pradesh
Bhagalpur Ganga Bihar
Kota Chambal Rajasthan
Kolkata Hugli West Bengal
Jaunpur Gomti Uttar Pradesh
Cuttack Mahanadi Odisha

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City River State City River State
Patna Ganga Bihar Gwalior Chambal Madhya
Srinagar Jhelum Jammu & Pradesh
Kashmir Gorakhpur Rapti Uttar Pradesh
Surat Tapi Gujarat Lucknow Gomti Uttar Pradesh
Tiruchirapall Kaveri Tamil Nadu Malegaon Girna River Maharashtra
i Sambalpur Mahanadi Odisha
Varanasi Ganga Uttar Pradesh Madurai Vaigai Tamil Nadu
Vadodara Vishwamitri Gujarat Coimbatore Noyyal Tamil Nadu
Mathura Yamuna Uttar Pradesh Nashik Godavari Maharashtra
Mirzapur Ganga Uttar Pradesh Kolhapur Panchaganga Maharashtra
Bangalore Vrishabhavathi Karnataka Nellore Pennar Andhra Pradesh
Kannauj Ganga Uttar Pradesh Ujjain Shipra Madhya
Pradesh
Mangalore Netravati, Karnataka
Gurupura

BANKING AWARENESS

Topic 1: Reserve Bank of India & its Functions
i. RBI established on April 1, 1935 under RBI Act 1934
(recommendations of John Hilton Young
Commission 1926 – called Royal Commission on
Indian Currency & Finance), is the central bank of the
country & was nationalized w.e.f 01st Jan 1949.
ii. Originally it was a shareholders’ bank which was
taken over by the Central Govt. under Reserve Bank
(Transfer of Public Ownership) Act 1948 (paid up
capital Rs. 5 cr).
iii. RBI’s central office is in Mumbai.
Functions of RBI
Issuance of currency: RBI is the authority in India to
issue currency notes (called bank notes) under
signatures of Governor. (One rupee note called currency
note is issued by the Central Govt. & signed by Finance
Secretary). The stock of currency is distributed with the
help of currency chests spread all over the country.
Banker to Govt.: RBI transacts govt. business & manages
public debt. SBI or any other bank is appointed Agent
where RBI does not have office. It provides Ways &
Means advances to Govt.
Bankers’ bank: It keeps a part of deposits of commercial
banks (as CRR) & acts as lender of last resort by
providing financial assistance to banks. It provides
export credit refinance, Liquidity Adjustment Facility &
MSF.
Controller of Banks: An controller of banks by
including the banks in 2nd Schedule of the Act. It issues
directions, carries inspection (on-site as well as off-site)
& exercises management control.
Controller of credit: RBI can fix interest rates (including
Bank Rate) & exercise selective credit controls. Various
tools such as change in cash reserve ratio, stipulation of
margin on securities, directed credit guidelines etc. are
used for this purpose. It also carries sale & purchase of
securities which are known as open market operations.
Maintenance of external value: RBI is responsible also
for maintaining external value of Indian currency as well
as the internal value. Foreign exchange reserves are held
by RBI & it has a wide power to regulate foreign
exchange transactions under Foreign Exchange
Management Act.
Important Facts of RBI
RBI is not expected to perform the function of accepting
deposits from the general public.
Prime lending rate is decided by the individual banks.
RBI decides the following rates namely; Bank rate, repo
rate, reverse repo rate & cash reserve ratio.
The quantitative instruments of RBI are – bank rate
policy, cash reserve ratio & statutory liquidity ratio.
The objective of monetary policy is to control inflation;
discourage hoarding of commodities & encourage flow
of credit into neglected sector.
When RBI is lender of the last resort, it means that RBI
advances credit against eligible securities.
GOI decides the quantity of coins to be minted.
The method which is used currently in India to issue
currency note – minimum reserve system. For issuing

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notes, RBI is required to hold the minimum reserves of
Rs. 200 crores of which note less than Rs. 115 crores is to
be held in gold.
Topic 2: Policy Rates decided by the RBI
Current Policy rates as on 22nd September 2020
 Policy Repo Rate : 4.00 %
 Reverse Repo Rate : 3.35 %
 Bank Rate: 4.25 %
 Marginal Standing Facility Rate : 4.25 %
 CRR: 3.00%
 SLR: 18.00%
Lending / Deposit Rates
 Base Rate: 7.40% - 9.00%
 MCLR (Overnight): 6.65% - 7.15%
 Savings Deposit Rate : 2.70% - 3.00%
 Term Deposit Rate > 1 Year: 4.90% - 5.50%
Repo Rate: Repo rate is the rate of interest which is
levied on Short-Term loans taken by commercial banks
from RBI. Whenever the banks have any shortage of
funds they can borrow it from RBI.
Reverse Repo Rate: This is exact opposite of Repo rate.
Reverse repo rate is the rate at which commercial banks
charge on their surplus funds with RBI. RBI uses this tool
when it feels there is too much money floating in the
banking system.
SLR Rate: Statutory Liquidity Ratio is the amount a
commercial bank needs to maintain in the form of cash,
or gold or Govt. approved securities (Bonds) before
providing credit to its customers. It is determined as the
%age of total Net Demand & Time Liabilities (NDTL).
Bank Rate: It is defined in Sec 49 of RBI Act 1934 as the
‘standard rate at which RBI is prepared to buy or
rediscount bills of exchange or other commercial papers
eligible for purchase under this act’.
Cash Reserve Ratio: CRR refers to the ratio of bank’s
cash reserve balances with RBI with reference to the
bank’s net demand & time liabilities to ensure the
liquidity & solvency of the scheduled banks.
MSF: It was introduced w.e.f. May 09, 2011, by RBI.
Eligibility: Scheduled Commercial Banks having
Current Account & SGL Account with RBI. Amount: 1%
of NDTL
A Brief on LAF (Liquidity Adjustment Facility)
It was introduced by RBI during June, 2000 in phases, to
ensure smooth transition & keeping pace with
technological upgradation.
Tenor: Reverse Repo auctions (for absorption of
liquidity) & Repo auctions (for injection of liquidity) are
conducted on a daily basis (except Saturdays).
Cap: 0.25% of NDTL w.e.f. 01.04.14.
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Topic 3: Banking Regulation Act
1949|Schedule Banks| Other Types of Banks
a) Passed as the Banking Companies Act 1949 (came into
force wef 16.3.49 & changed to Banking Regulation Act
1949 w.e.f. 01.03.66, it was made applicable to J & K in
1956 (and now applicable throughout India).
b) The Act is not applicable to primary agricultural credit
societies, cooperative land mortgage banks & non-
agricultural primary credit societies.
SCHEDULED BANK
a) As per Sec 2 (e) of RBI Act, a scheduled bank means a
bank who is included in 2nd schedule of RBI Act 1934.
b) A scheduled bank should satisfy the conditions which
include paid-up capital & reserves requirement of not
less than Rs. 5 lac, satisfaction of RBI that the affairs will
not be conducted by the bank in a way to jeopardize the
interests of the depositor. (Commercial, Rural & many
State Coop Banks are classified as Scheduled Banks).
c) A bank that is not included in the 2 nd Schedule of RBI is
called Non-scheduled Bank.
Total No. of Banks as per RBI Website
 Total PSBs: 12
 Total Private Sector Banks: 22
 Total Payments Banks & Small Finance Banks: 16
 Regional Rural Banks: 45
 Foreign Banks: 44
 State Co-operative Banks: 33 (According to RBI
website)
Topic 4: What are the different types of
accounts that can be opened in a Bank?
Savings Bank Account: The rate of interest on savings
bank account varies from bank to bank & also changes
from time to time. Interest rate is paid to the account
holders on daily balance basis.
Current Deposit Account:
a) This account is mainly for big businessmen, companies
& institutions, since there are no restrictions on number
of withdrawals from this type of account. From this
withdrawal can be made any number of times.
b) For the convenience of the account holders banks also
allow withdrawal of amounts in excess of the balance of
deposit. This facility is known as overdraft facility.
Fixed Deposit Account (also Term Deposit Account):
Money is deposited in a fixed deposit account to earn
interest at a higher rate.
Recurring Deposit Account: The rate of interest allowed
on the deposits in this account is higher than that on a
savings bank deposit but lower than the rate allowed on
a fixed deposit for the same period.
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Note:
a) Minimum age to open a bank account is now 10 years.
b) Maximum Interest rate is given on FD A/c.
c) The maximum period of an FD is 10 years & for RD is 10
years.
What are Inoperative & Dormant Accounts?
RBI clarified that SB account can be treated as
inoperative account only after 2 years from the date of
the last credit entry of interest on Fixed Deposit account,
where FD interest is being credited to SB account or
where dividend on shares is being credited).
Miscellaneous Terms related to the Deposits
Demand liabilities: Current deposits, Demand
liabilities portion of saving deposits, margins held
against LC/LG, Balances in overdue FD, cash certificate
& RD, Outstanding TTs, MTs & DDs, Unclaimed
deposits, Credit balance in CC a/c & Deposits held as
security for loan payable on demand.
Time liabilities: FDs, cash certificate, cumulative & RDs,
time liabilities portion of saving bank deposits, staff
security deposits, margins against LC not payable on
demand, deposit held as securities for advances & India
Dev Bonds.
Topic 5: Negotiable Instrument Act & Cheques
In India the Negotiable Instruments Act was passed
during 1881 which came into force wef March 01, 1882.
CHEQUE: A cheque is (a) a bill of exchange (b) drawn
on a specified bank & (c) not expressed to be payable
otherwise than on demand. It includes electronic image
of a truncated cheque & also an electronic cheque.
AMOUNT OF A CHEQUE: Where amount of a cheque
differs in words & figures, as per Section 18, amount
written in words should be paid irrespective of the fact,
which amount is less or more.
What are the Types of Cheque?
1. Bearer Cheque or open Cheque: When the words "or
bearer" appearing on the face of the cheque are not
cancelled, the cheque is called a bearer cheque. The
bearer cheque is payable to the person specified therein
or to any other else who presents it to the bank for
payment.
2. Order Cheque: When the word "bearer" appearing on
the face of a cheque is cancelled & when in its place the
word "or order" is written on the face of the cheque, the
cheque is called an order cheque. Such a cheque is
payable to the person specified therein as the payee, or
to any one else to whom it is endorsed (transferred).
3. Crossed Cheque: Crossing of cheque means drawing
two parallel lines on the face of the cheque with or
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without additional words like " & CO." or "Account
Payee" or "Not Negotiable". A crossed cheque cannot be
encashed at the cash counter of a bank but it can only be
credited to the payee's account.
4. Ante-Dated Cheque: If a cheque bears a date earlier than
the date on which it is presented to the bank, it is called
as "ante-dated cheque". Such a cheque is valid upto 3
months from the date of the cheque.
5. Post-Dated Cheque: If a cheque bears a date which is yet
to come (future date) then it is known as post-dated
cheque. It cannot be honoured earlier than the date on
the cheque.
6. Stale Cheque: If a cheque is presented for payment after
3 months from the date of the cheque it is called stale
cheque. A stale cheque is not honoured by the bank.
7. A self-cheque: It is written by the account holder as pay
self to receive the money in the physical form from the
branch where he holds his account.
8. “A truncated cheque” means a cheque which is truncated
during the course of a clearing cycle, either by the
clearing house or by the bank whether paying or
receiving payment, immediately on generation
of an electronic image for transmission.
The expression “clearing house” means the clearing
house managed by the RBI or a clearing house
recognised as such by the RBI.’
The Parties of a Cheque
There are three parties to the cheque
Drawer or Maker
The bank - on whom the cheque is drawn (i.e. the bank
with whom the account is maintained by the drawer)
Payee – Payee is the person whose name is mentioned
on the chequeto whom or to whose order the money is
directed to be paid.
ENDORSEMENT: As per Section 15, endorsing means
signing on the face or backside of an instrument (or even
on a paper called Allonge or stamped paper), for the
purpose of negotiating (transferring to next person) a
negotiable instrument.
A Brief on Crossing of a Cheque
Crossing of a cheque means two parallel transverse lines
on the face with or without words, such as ‘& Co’, ‘not-
negotiable’, ‘payee’s account only’ etc. The words
without lines will not constitute crossing. Such
instruments should not be paid as drawer’s mandate is
not clear.
Crossing is applicable in case of cheques & demand
draft only & does not cover BOE or promissory note.
What are the Types of Crossing?
General crossing (sec 123): General crossing is where a
cheque bears across its face two parallel transverse lines
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(with or without words such as “& co” or any
abbreviation. (Words not important, lines are).
Special crossing (sec 124): Where a cheque bears across
its face, name of bank, either with or without the words
not-negotiable (lines are not important, the addition of
name of the bank is important), that addition shall be
deemed as special crossing & the cheque be considered
to be crossed specially to banker.
Special Crossing in favour more than one bank: As per
Section 127, if a cheque is crossed specially to more than
one bank (unless one bank is acting as collecting agent to
another), the payment shall be refused. A cheque
crossed to two or more branches of the same bank is
considered to be crossed to one bank only.
Not negotiable crossing: As per Section 130, a person
taking a cheque crossed generally or specially bearing
the words ‘not negotiable’ shall not have not be capable
of giving a better title to the cheque than that, which ther
p erson from whom he took it, had.
Demand Drafts
Demand draft is defined as per Section 85 (a) of NI Act
1881 as an order to pay money drawn by one office of a
bank upon another office of the same bank for a sum of
money payable to order on demand.
It is payable to order on demand (85-A NI Act). It cannot
be issued as payable to bearer (Sec. 31 RBI Act).
If a bank fails to honour a bank draft, it renders itself
liable for damages. Similarly, omission of signatures or
wrong signatures can also make the bank liable.
By prior arrangement, the paying bank could be a
different bank also.
3) Help them get loans at reasonable rates from normal
banks. So. they don’t become victims in the hands of
local moneylender.
No Frill Account
'No Frills 'account is a basic banking account. Such
account requires either nil minimum balance or very low
minimum balance. Charges applicable to such accounts
are low.
The RBI in 2005-06 called upon Indian banks to design a
‘no frills account’ – a no precondition, low ‘minimum
balance maintenance’ account with simplified KYC
(Know Your Customer) norms.
But all the existing ‘No-frills’ accounts opened were
converted into BSBDA in compliance with the guidelines
issued by RBI in 2012.
What is BSBDA (Basic Savings & Bank Deposit A/c)?
In 2012, RBI introduced BSBDA. Some important points are:
This account shall not have the requirement of any
minimum balance.
The services available in the account will include:
deposit & withdrawal of cash at bank branch as well as
ATMs; receipt/credit of money through electronic
payment channels or by means of deposit/collection of
cheques drawn by Central/State Govt. agencies &
departments;
While there will be no limit on the number of deposits
that can be made in a month, account holders will be
allowed a maximum of four withdrawals in a month,
including ATM withdrawals.
Facility of ATM card or ATM-cum-Debit Card.

Topic 6: Financial Inclusion & the initiatives Business Correspondent

launched to achieve it BCs are bank representatives. They personally go to area
Financial inclusion involves allotted to them & carry out banking. They help villagers
1) Give formal banking services to poor people in urban & to open bank accounts, in banking transactions etc.
rural areas. Business Correspondents get commission from bank for
2) Promote habit of money-savings, insurance, pension- every new account opened, every transaction made via
investment among poor-people. them, every loan-application processed etc.

Current Status of the Pradhan Mantri Jan - Dhan Yojana as on 09th September 2020

Bank Name Number of Number of No Of Rural- Number of Deposits in Number of

/ Type Beneficiaries Beneficiaries at Urban Total Accounts Rupay Debit
(All figures at rural/semi- urban metro Female Beneficiaries (In Crore) Cards issued to
in Crore) urban centre centre bank Beneficiaries beneficiaries
bank branches branches
Public 19.72 12.49 17.63 32.22 100420.58 25.60
Sector Banks
Regional 6.24 0.91 4.12 7.15 25407.42 3.18
Rural Banks

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Private 0.70 0.57 0.68 1.26 3983.05 1.15
Sector Banks
Grand Total 26.66 13.97 22.44 40.63 129811.06 29.93

Topic 7: All about the Priority Sector Lending
Norms
It means provide credit to the needy sectors of the society.
The sectors are:
• Agriculture • Micro & Small Enterprises
• Education • Housing
• Export • Weaker Sections
• Social Infrastructure • Renewable Energy
Targets under PSL
Agriculture: 18% of ANBC (Adjusted Net Bank Credit).
Out of this 18%, a target of 8% of ANBC is for Small &
Marginal Farmers, to be achieved in a phased manner
i.e., 7% by March 2016 & 8% by March 2017.
Weaker Sections: 10 % of ANBC.
Micro Enterprises: 7.5% of ANBC has been prescribed
for Micro Enterprises, to be achieved in a phased manner
i.e. 7% by March 2016 & 7.5% by March 2017.
Overall PSL Target for Domestic Bank/Foreign Bank
with more than 20 Branches: 40% of ANBC.
Overall PSL Target for Foreign Bank with less than 20
Branches: 40% of ANBC to be achieved in phased
manner
Categorization of MSME according to MSME ACT 2006
 The government has given a new turnover based
classification of MSMEs. As per this new classification,
the MSMEs are categorized in term of business turnover.
This is in place of the previous classification based on
investment made in plant & machineries if they are
operating in the manufacturing sector & investment in
equipment for service sector companies. As per the new
classification, the same turnover based criteria applied
for all type of MSMEs including those operating in the
services sector.
 It was the Micro, Small & Medium Enterprises
Development (MSMED) Act which was notified in 2006
that defined the three tier of micro, small & medium
enterprises & set investment limits.

Table: Classification of MSMEs

Classification Micro Small Medium
Manufacturing Investment in Plant & Investment in Plant & Investment in Plant &
Enterprises & Machinery or Equipment: Machinery or Equipment: Machinery or Equipment:
Enterprises rendering Not more than Rs.1 crore Not more than Rs.10 crore Not more than Rs.50 crore
Services & Annual Turnover ; not & Annual Turnover ; not & Annual Turnover ; not
more than Rs. 5 crore more than Rs. 50 crore more than Rs. 250 crore

Other Targets under PSL
Farmers with landholding of up to 1 hectare are
considered as Marginal Farmers. Farmers with a
landholding of more than 1 hectare & upto 2 hectares are
considered as Small Farmers.
SCB having any shortfall in lending to priority sector
shall be allocated amounts for contribution to Rural
Infrastructure Development Fund with NABARD.
Export credit will be allowed up to 32% of ANBC for
Foreign banks with less than 20 branches in India.
For Education, banks can provide loans to individuals
for educational purposes including vocational courses
uptoRs. 10 lakh for studies in India & Rs. 20 lakh for
studies abroad.
Non-achievement of Priority Sector targets
Scheduled Commercial Banks having any shortfall in
lending to priority sector shall be allocated amounts for
contribution to RIDF established with NABARD & other
Funds with NABARD/NHB/SIDBI, as decided by the
Reserve Bank from time to time.
The interest rates on banks’ contribution to RIDF or any
other Funds, tenure of deposits, etc. shall be fixed by
Reserve Bank of India from time to time.
RBI revises priority sector lending norms for RRBs
Salient features of the guidelines:-
Targets: 75% of total outstanding to the sectors eligible
for classification as priority sector lending.
Categories of the Priority Sector: Medium Enterprises,
Social Infrastructure & Renewable Energy will form part
of the Priority Sector, in addition to the existing
categories, with a cap of 15% of total outstanding.
Agriculture: 18% of total outstanding should be
advanced to activities mentioned under Agriculture.
Small & Marginal Farmers: A target of 8% of total
outstanding has been prescribed for Small & Marginal
Farmers within Agriculture.
Micro Enterprises: A target of 7.5 % of total outstanding
has been prescribed for Micro Enterprises.
Weaker Sectors: A target of 15 % of total outstanding has
been prescribed for Weaker Sections.

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Monitoring: Priority Sector Lending will be monitored Coupon Rate Specified interest rate on a fixed
on a quarterly as well as annual basis. maturity security fixed at the time of
issue.
Topic 8: Financial Market| Important Points on
Money Market, Capital Market & their CALL/NOTICE MONEY MARKET OPERATIONS
Under call money market, funds are transacted on
Instruments
overnight basis & under notice money market, for 2 days
to 14 days.
MONEY MARKET
Participants include banks (excluding RRBs) & Primary
It is a market for short-term debt securities, such as Dealers (PDs), both as borrowers & lenders. Non-bank
commercial paper, repos, negotiable certificates of institutions are not permitted in the call/notice money
deposit, & Treasury Bills with a maturity of one year or market with effect from August 6, 2005.
less. Calculation of interest payable is based on FIMMDA’s
(Fixed Income Money Market & Derivatives Association
CAPITAL MARKETS IN INDIA
of India) Handbook of Market Practices.
It is the market for long term funds. It refers to all the
facilities & institutional arrangements for borrowing &
INSTRUMENT OF GOVT. BORROWING
lending medium & long term funds.
To meet the temporary receipt & expenditure mismatch,
Money Market Capital Market govt. obtains over draft from RBI under Ways & Means
Regulated by RBI Regulated by SEBI Advances. For short term liquidity, it issues cash
management bills, treasury bills of 91 days, 182 days &
Major money market Instruments 364 days maturity. For long term funds, it uses dated
Certificate of Deposit (CD) securities in the form of bonds/long term loans.
Commercial Paper (CP)
Inter Bank Participation Certificates
TREASURY BILLS
Inter Bank term Money
These are the instruments (in the form of promissory
Treasury Bills
notes) of short term borrowing by the Central govt., first
Bill Rediscounting
issued in India in 1917.
Call/Notice Money
TBs can be purchased by any one (including individuals)
except State govt.
Minimum amount of face value Rs. 25000 & in multiples
thereof.
Maturity: 91 days, 182 days & 364 days.
Treasury bills are zero coupon securities. They are
issued at a discount & redeemed at face value at
maturity.

Cash Management Bills (CMB)

CMB introduced on 11.08.11, is a short-term security to
be sold by Govt. of India to raise temporary money for
cash management needs.
The tenure is less than 91 daysbut the notified amount
& date of issue depends upon the temporary cash
requirement of the Govt.
It is issued at discount to the face value through
auctions, as in the case of the Treasury Bills.
Terms relating to Money Market
DATED SECURITIES
Call Money Money lent or borrowed for one day
These are long term securities & carry a fixed or
Notice Money lent or borrowed for a period floating coupon (interest rate) paid on the face value,
Money of 2-14 days. payable at fixed time periods (half-yearly).
Term Money Money lent or borrowed for 15 daysto The tenor of dated securities can be up to 40 years.
1 year. Public Debt Office of RBI acts as the
Yield to Expected rate of return on an existing registry/depository of Govt. securities & deals with the
maturity security purchased for the market.
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issue, interest payment & repaymentof principal at
maturity.
WAYS & MEANS ADVANCES (WMAs)
WMAs were introduced as per an agreement between
RBI & Govt.
WMAs are temporary overdrafts by RBI to govt. (Central
& State) under Section 17(5) of RBI Act. WMSs replaced
the earlier ad hoc T-Bills system.
WMAs bridge the time interval of mismatch between
govt. expenditure & receipts.
Duration: 10 consecutive working days for Central
Govt. & 14 days for State Govt.
OTHER MONEY MARKET INSTRUMENTS
CERTIFICATE OF DEPOSIT
This scheme was introduced in July 1989, to enable the
banking system to mobilize bulk deposits from the
market, which they can attract at competitive rates of
interest.
Who can Scheduled commercial banks (except RRBs) &
issue All India Financial Institutions within their
‘Umbrella limit’.
CRR/SLR Applicable on the issue price in case of banks
Individuals (other than minor), corporations,
Investors
companies, trusts, funds, associations etc.
Maturity Min: 7 days, Max : 12 Months (in case of FIs
minimum 1 year & maximum 3 years).
Amount Min: Rs. 1 lac, beyond which in multiple of Rs.
1 lac
Int. Rate Market related. Fixed or floating
Loan Against collateral of CD not permitted
Nature Usance Promissory note. Can be issued in
Dematerialisation form only wef June 30,
2002
COMMERCIAL PAPER
i. CP introduced during 1990, is a short term money
market instrument issued as an unsecured usance
promissory note & privately placed.
ii. Who can issue Commercial paper (CP): Companies,
primary dealers (PDs) & all-India financial institutions
(FIs).
iii. A company is eligible to issue CP if:
(a) Its tangible net worth, as per latest audited balance
sheet, is not less than Rs. 4 crore.
(b) Sanctioned working capital limit by bank/s or all-India
financial institution/s;
(c) The borrower accounts are classified as a Standard
Asset by financing bank/s/ institution/s & ‘
(d) Minimum credit rating from SEBI approved credit
rating agency (CRA) is A3.
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iv. Maturity: Min 7 days & max upto one year
v. Amount: Min Rs. 5 lakh or multiples thereof.
Collateralised Borrowing & Lending Obligation (CBLO)
CBLO, an RBI approved money market instrument, is
developed by CCIL for the benefit of the entities phased
out from interbank call money market or given restricted
participation in terms of ceiling on call borrowing &
lending transactions & who do not have access to the call
money market.
It is a discounted instrument available in electronic book
entry form for the maturity period ranging from 7 days
to 90 Days (can be up to one year as per RBI guidelines).
CAPITAL MARKETS IN INDIA
a) It refers to all the facilities & institutional arrangements
for borrowing & lendingmedium & long-term funds.
b) It is segregated into (i) gilt edged market & (ii) the
industrial securities market.
c) The gilt edged marketrefers to the market for govt. &
semi-govt. securities which are traded in the market in
stable value & are sought after by banks & other
institutions.
d) The industrial securities market refers to the market for
shares & debentures of old as well as new companies.
This market is further divided as primary market &
secondary market.
The primary market refers to the setup which helps the
industry to raise funds by issuing different types of
securities, which are issued directly to the investors,
both individual & institutions.
The secondary market refers to the network for
subsequent sale & purchase of securities, after these are
issued.
INDIAN DEPOSITORY RECEIPTS (IDRs)
IDR is an instrument in the form of a Depository Receipt
created by the Indian depository in India against the
underlying equity shares of the issuing company. In an IDR,
foreign companies would issue shares, to an Indian
companies would issue shares, to an Indian Depository
which would in turn issue depository receipts to investors
in India.
Topic 9: All about the DICGC
(Deposit Insurance & Credit Guarantee
Corporation of India)
1. Which banks are insured by the DICGC?
All commercial banks including branches of foreign
banks functioning in India, local area banks & regional
rural banks are insured by the DICGC.
2. What does the DICGC insure?
It insures all deposits such as savings, fixed, current,
recurring, etc. except the following types of deposits.
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(i) Deposits of foreign Govt.s;
(ii) Deposits of Central/State Govt.s;
(iii) Inter-bank deposits;
(iv) Deposits of the State Land Development Banks with the
State co-operative bank;
(v) Any amount due on account of any deposit received
outside India
(vi) Any amount, which has been specifically exempted by
the corporation with the previous approval of Reserve
Bank of India.
3. What is the maximum deposit amount insured by the
DICGC?
Each depositor in a bank is insured upto a maximum of
Rs.1,00,000 for both principal & interest amount held by
him in the same capacity.
4. HQ: Mumbai Chairman: B.P.Kanungo
Topic 10: NPAs & SARFAESI Act
It means once the borrower has failed to make interest or
principal payments for 90 days, the loan is considered to be
a non-performing asset.
Criteria for classification of loan as NPA
Farm Credit within Agriculture loans: A loan will be
treated as an NPA if installment of the principal or interest
remains unpaid beyond the due date for (a) two crop
seasons in case of short duration crops (maturing within
one year) & (b) one crop season for long duration crops
(maturing after one year). This would also be applicable,
mutatis mutandis, to agricultural term loans. In other
agriculture loans, the 90 days norm would be applicable.
SARFAESI Act & Rules
SARFAESI Act (The Securitization & Reconstruction of
Financial Assets & Enforcement of Security Interest Act,
2002) was enacted to regulate securitization &
reconstruction of financial assets & enforcement of
security interest created in respect of Financial Assets to
enable realization of such assets.
The Act provides for the manner for enforcement of
security interests by a secured creditor without the
intervention of a court or tribunal.
The assets portfolio of the banks is required to be
classified as
(1) Standard assets (2) sub-standard assets
(3) Doubtful assets (4) loss assets.
Standard asset is one that does not disclose any
problems & which does not carry more than normal risk
attached to the business.
An asset which has been classified as NPA for a period
not exceeding 12 months is considered as sub-standard
asset.
Doubtful asset is one which has remained NPA for a
period exceeding 12 months.
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An asset which is considered uncollectible & loss has
been identified by the bank or internal or external
auditors or the RBI inspection & the loss has not been
written off is regarded as loss asset.
What is pledge: U/s 172 of Indian Contracts Act, pledge is
bailment (delivery) of goods as security for payment of a
loan. Only goods (movable assets excluding actionable
claims (Sec 2(7) of Sales of Goods Act) can be pledged.
Topic 11: A Brief on ATMs in India
1. What is an Automated Teller Machine (ATM)?
A. Automated Teller Machine is a computerized machine
that provides the customers of banks the facility of
accessing their account for dispensing cash & to carry
out other financial & non-financial transactions without
the need to actually visit their bank branch.
2. What is White Label ATMs (WLAs)?
A. ATMs set up, owned & operated by non-banks are called
White Label ATMs. Non-bank ATM operators are
authorized under Payment & Settlement Systems Act,
2007 by the Reserve Bank of India.
3. Is there any time limit for the card issuing banks for
recrediting the customer’s account for a failed
ATM/WLA transaction?
A. As per the RBI instructions, banks have been mandated
to resolve customer complaints by re-crediting the
customer’s account within 7 working days from the date
of complaint.
4. Are the customers eligible for compensation for delays
beyond 7 working days?
A. Yes. Effective from July 1, 2011, banks have to pay
compensation of Rs. 100/- per day for delays in re-
crediting the amount beyond 7 working days from the
date of receipt of complaint for failed ATM transactions.
Topic 12: Currency System in India
Money as a means of payment consists of coins, paper
money & withdrawable bank deposits.
Legal tender: As per provisions of coinage Act 1906,
bank notes, currency notes & coins (Rs. 1 & above) are
legal tender for unlimited amount. The subsidiary coins
(below Re 1) are legal tenders for sum not exceeding Re
1. Issue of 1, 2 & 3 paise coins discontinued wef Sep 16,
1981.
Currency chests are operated by RBI so that they can
provide good quality currency notes to the public.
However, RBI has appointed commercial banks to open
& monitor currency chests on behalf of RBI. The cash
kept in currency chests is considered to be kept in RBI.
The bank branches are also authorised to establish
Small Coin Depots to stock small coins. The Small Coin
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Depots also distribute small coins to other bank branches
in their area of operation.
What are soiled, mutilated & imperfect banknotes?
Government note: means any note issued by Central
Government or supplied by the Central Government to
the Bank & issued by the Bank, provided the liability for
the payment of the value in respect of such note has
devolved on & been taken over by the Bank.
Imperfect Note: means any note, which is wholly or
partially, obliterated, shrunk, washed, altered or
indecipherable but does not include a mutilated note.
Mutilated note: means a note of which a portion is
missing or which is composed of more than two pieces.
Mismatched note: means a mutilated note which has
been formed by joining a half note of any one note to a
half note of another note.
Soiled note: means a note which, has become dirty due
to usage & also includes a two piece note pasted together
wherein both the pieces presented belong to the same
note, & form the entire note.
RBI clarified that the PCA framework is not intended to
constrain normal operations of the banks for the general
public.
Under RBI's supervisory framework, it uses various
measures/tools to maintain sound financial health of
banks. PCA framework is one of such supervisory tools.
It involves monitoring of certain performance indicators
of the banks as an early warning exercise & is initiated
once such thresholds as relating to capital, asset quality
etc. are breached.
Its objective is to facilitate the banks to take corrective
measures including those prescribed by the Reserve
Bank, in a timely manner, in order to restore their
financial health.
It provides an opportunity to the Reserve Bank to pay
focussed attention on such banks by engaging with the
management more closely in those areas.
The PCA framework is, thus, intended to encourage
banks to eschew certain riskier activities & focus on
conserving capital so that their balance sheets can
become stronger.

Pre-2005 series Banknotes Salient Features of revised PCA Framework for Banks
The banknotes issued before 2005 MG series are called pre- A. Capital, asset quality & profitability continue to be the
2005 series banknotes, which do not have the year of key areas for monitoring in the revised framework.
printing on the reverse side. On Jan 23, 2014, RBI decided to B. Indicators to be tracked for Capital, asset quality &
withdraw, from circulation, these notes as they have fewer profitability would be:
security features. a) CRAR/ Common Equity Tier I ratio: CET ratio – the
1. These notes shall continue to be legal tender. The notes percentage of core equity capital, net of regulatory
are only being withdrawn from circulation. adjustments, to total risk weighted assets as defined in
2. These notes can be exchanged at select bank branch till RBI Basel III guidelines
30.06.16. b) Net NPA ratio: NNPA ratio – the percentage of net NPAs
Currency Quick Facts to net advances
Den. Letter Colour Motif Dimensio c) Return on Assets: ROA – the percentage of profit after
n tax to average total assets
10 - Chocolate Sun 63 mm C. Leverage would be monitored additionally as part of the
Brown Temple, x123 mm PCA framework.
Konark D. Breach of any risk threshold (as detailed under) would
20 - Greenish Ellora 63 mm result in invocation of PCA.
yellow Caves x129 mm E. The PCA framework would apply without exception to
50 - Fluorescen Hampi 66 mm all banks operating in India including small banks &
t Blue with x135 mm foreign banks operating through branches or
Chariot subsidiaries based on breach of risk thresholds of
200 H Bright Sanchi 66 mm identified indicators.
Yellow Stupa ×146 mm F. A bank will be placed under PCA framework based on
500 - Stone Grey Red Fort 66mm the audited Annual Financial Results & the Supervisory
x150mm Assessment made by RBI.
2000 - Magenta Mangalyaa 66mm
n x166mm Topic 14: All about the Products of NPCI
National Payments Corporation of India (NPCI) is an
Topic 13: A close look at the Prompt Corrective umbrella organization for all retail payments system in
Action (PCA) India. It was incorporated in December 2008 & the
Certificate of Commencement of Business was issued in
What is PCA as per RBI? All Misconceptions Cleared April 2009.

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The authorized capital was pegged at Rs 300 crore &
paid up capital was Rs 100 crore.
Biswamohan Mahapatra| Non Executive Chairman &
Dilip Asbe- MD & CEO
A Brief on BHIM
Bharat Interface for Money is an app that lets you make
simple, easy & quick payment transactions using
Unified Payments Interface (UPI). This can be done
using just Mobile number or Virtual Payment Address
(VPA). Currently it is available in 13 languages.
Virtual Payment Address (VPA) is a unique identifier
which you can use to send & receive money on UPI.
With BHIM, you can' t pay more than Rs. 20 thousand
in a transaction.
Daily limit for BHIM app transaction is Rs. 40,000.
A Brief on UPI- 2016
Unified Payments Interface is an instant payment
system developed by NPCI. UPI is built over the IMPS
infrastructure & allows you to instantly transfer money
between any two parties' bank accounts.
UPI-PIN is a 4-6 digit pass code you create/set during
first time registration with this App.
The upper limit per UPI transaction is Rs. 1 Lakh.
Immediate Payment Service (IMPS): It was launched in
2010. IMPS offers an instant, 24X7, interbank electronic
fund transfer service through mobile phones.
Overview of *99# Service: *99# service launched by NPCI,
which works on Unstructured Supplementary Service Data
(USSD) channel. This service was launched in 2014.
Banking customers can avail the service by dialing *99#, a
“Common number across all Telecom Service Providers
(TSPs)” on their mobile phone & transact through an
interactive menu displayed on the mobile screen.
Overview of *99*99# Service: *99*99# is a USSD
(Unstructured Supplementary Service Data) based value
added service from NPCI that facilitates the customers to
check the status of his/her Aadhaar number
seeding/linking in the bank account. The service works
across all GSM service providers & brings together the
diverse ecosystem partners such as Banks & TSPs (Telecom
Service Providers).
MMID: MMID stands for Mobile Money Identifier. MMID
is a 7-digit code issued by the bank to their customers for
availing IMPS.
A Brief on QSAM: *99*99# service, is alternatively known
as QSAM (Query Service on Aadhaar Mapper). Using this
service, a person can check the Aadhaar seeding/linking
status in his/her bank account.
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A Brief on NACH
NPCI implemented “National Automated Clearing
House (NACH)” for Banks, Financial Institutions,
Corporates & Govt., is a web based solution to facilitate
interbank, high volume, electronic transactions which
are repetitive & periodic in nature.
NACH System can be used for making bulk transactions
towards distribution of subsidies, dividends, interest,
salary, pension etc. for bulk transactions towards
collection of payments pertaining to telephone,
electricity, water, loans, investments in mutual funds,
insurance premium etc.
NACH’s Aadhaar Payment Bridge (APB) System,
developed by NPCI has been helping the Govt. & Govt.
Agencies in making the Direct Benefit Transfer scheme a
success.
BBPS: Bharat Bill Payment System (BBPS) will function
as a tiered structure for operating the bill payment
system in the country under a single brand image. NPCI
will function as the authorized Bharat Bill Payment
Central Unit (BBPCU), which will be responsible for
setting business standards, rules & procedures for
technical & business requirements for all the
participants.
Topic 15: Small Finance Banks & its
Headquarters
The objective is to further financial inclusion by (a)
provision of savings vehicles, (b) supply of credit to
small business units; small & marginal farmers; micro &
small industries; & other unorganised sector entities,
through high technology-low cost operations.
It shall primarily undertake basic banking activities of
acceptance of deposits & lending to unserved &
underserved sections including small business units,
small & marginal farmers, micro & small industries &
unorganised sector entities. The minimum paid-up
equity capital is Rs. 100 crores.
The promoter's minimum initial contribution to the
paid-up equity capital of such small finance bank shall
at least be 40 % & gradually brought down to 26 %
within 12 years from the date of commencement of
business of the bank.
Headquarters of the Small Finance Banks
Au Finance Small Finace Bank Ltd., Jaipur
Capital Small Finace Bank Ltd., Jalandhar
Fincare Small Finace Bank Ltd., Ahmedabad
Equitas Small Finace Bank, Chennai
ESAF Small Finace Bank Ltd., Registered Office-
Chennai, Corporate Office- Thrissur (Kerala)
Jana Small Finace Bank Limited, Bengaluru
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North East Small Finace Bank, Guwahati
Suryoday Small Finace Bank Ltd., Navi Mumbai
Ujjivan Small Finace Bank Ltd., Bengaluru
Utkarsh Small Finace Bank Ltd., Varanasi
Topic 16: Payments Banks & its Headquarters
The objective is to further financial inclusion by
providing (i) small savings accounts (ii)
payments/remittance services to migrant labour
workforce, low income households, small businesses,
other unorganised sector entities & other users.
Scope of activities: Acceptance of demand deposits. It
will initially be restricted to holding a maximum balance
of Rs. 100,000 per individual customer.
It cannot undertake lending activities. Apart from
amounts maintained as CRR on its outside demand &
time liabilities, it will be required to invest minimum
75% of its "demand deposit balances" in SLR eligible.
The minimum paid-up equity capital shall be Rs. 100
crore.
The promoter's minimum initial contribution to the
paid-up equity capital of such payments bank shall at
least be 40 % for the first five years from the
commencement of its business.
Headquarters of the Payment Banks
India Post Payment Bank – New Delhi
Airtel Payment Bank Limited- Registered Office- New
Delhi, Corporate Office- Gurugram, Haryana
Paytm Payment Bank Limited- Noida, UP
Jio Payment Bank – Navi Mumbai
Fino Payment Bank Limited- Mumbai
NSDL Payment Bank Limited- Mumbai
Topic 17: What are the Risks in Banking
Sector?
Credit risk: It usually occurs because of inadequate
income or business failure. Credit risk signifies a decline
in the credit assets’ values before default that arises from
the deterioration in a portfolio or an individual’s credit
quality.
Market risk: Basel Committee on Banking Supervision
defines market risk as the risk of losses in on- or off-
balance sheet positions that arise from movement in
market prices. Market risk is the most prominent for
banks present in investment banking.
Operational risk: Basel Committee on Banking
Supervision defines operational risk “as the risk of loss
resulting from inadequate or failed internal processes,
people & systems or from external events. Operational
risk, the risk in all banking transactions
Liquidity risk: Liquidity risk is the risk of a bank not
being able to have enough cash to carry out its day-to-
day operations.
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Reputational risk—when banks lose the public’s trust:
It is the risk of damage to a bank’s image & public
standing that occurs due to some dubious actions taken
by the bank.
Business Risk: Business risk is the risk arising from a
bank’s long-term business strategy. It deals with a bank
not being able to keep up with changing competition
dynamics, losing market share over time, & being closed
or acquired.
Topic 18: What are the BASEL-3 Norms & a
brief on the 3 Pillars of Basel?
Basel Committee is the primary global standard-setter
for the prudential regulation of banks & provides a
forum for cooperation on banking supervisory matters.
Its mandate is to strengthen the regulation, supervision
& practices of banks worldwide with the purpose of
enhancing financial stability.
Stefan Ingves, Governor of Sveriges Riks bank
(SWEDEN), is the Chairman of the Basel Committee.
Basel III or Basel 3 released in December, 2010 is the third
in the series of Basel Accords. These accords deal with
risk management aspects for the banking sector.
According to Basel Committee on Banking Supervision
"Basel III is a comprehensive set of reform measures,
developed by the Basel Committee on Banking
Supervision, to strengthen the regulation, supervision &
risk management of the banking sector".
Basel 3 measures aim to:
a) Improve the banking sector's ability to absorb shocks
arising from financial & economic stress, whatever the
source
b) Improve risk management & governance
c) Strengthen banks' transparency & disclosures.
Three Pillars of Basel 3
Pillar 1: Minimum Regulatory Capital Requirements
based on Risk Weighted Assets (RWAs): Maintaining
capital calculated through credit, market & operational
risk areas (mainly that capital which can absorb risk.)
Pillar 2: Supervisory Review Process: Regulating tools
& frameworks for dealing with peripheral risks that
bank face.
Pillar 3: Market Discipline: Increasing the disclosures
that banks must provide to increase the transparency of
banks
Important Facts related to BASEL 3
Minimum Ratio of Total Capital To RWAs--10.50%
Minimum Ratio of Common Equity to RWAs--4.50% to
7.00%
Tier I capital to RWAs--6.00%
Core Tier I capital to RWAs--5.00%
Capital Conservation Buffers to RWAs--2.50%
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Leverage Ratio--3.00%
Countercyclical Buffer--0% to 2.50%
Topic 19: Most Important Miscellaneous
Banking Terms
ACU: Asian Clearing Union (ACU) was established with
its head-quarters at Tehran, Iran, on December 9, 1974.
Moral Suasion: Moral Suasion is just as a request by the
RBI to the commercial banks to take so & so action &
measures in so & so trend of economy. RBI may request
commercial banks not to give loans for unproductive
purpose which does not add to economic growth but
increases inflation.
Bouncing of a cheque: Where an account does not have
sufficient balance to honour the cheque issued by the
customer, the cheque is returned by the bank with the
reason "funds insufficient" or "Exceeds arrangement".
This is known as 'Bouncing of a cheque'.
Demat Account: The term "demat", in India, refers to a
dematerialised account for individual Indian citizens to
trade in listed stocks or debentures.
Capital Adequacy Ratio (CAR): Capital adequacy ratio
measures the amount of a bank’s capital expressed as a
%age of its credit exposure. Globally, the capital
adequacy ratio has been developed to ensure banks can
absorb a reasonable level of losses before becoming
insolvent. Indian banks are expected to maintain a
minimum capital adequacy ratio of 9 % (Rs 9 as capital
for every Rs 100 in loan or asset)
Balance of Trade: The value of a country’s exports
minus the value of its imports. Unless specified as the
balance of merchandise trade, it normally incorporates
trade in services, including earnings (interest, dividends,
etc.) on financial assets.
Balance of Payments: A list of all of a country’s
international transactions for a given time period,
usually one year.
NOSTRO Account: A Nostro account is maintained by
an Indian Bank in the foreign countries.
VOSTRO Account: Vostro account is maintained by a
foreign bank in India with their corresponding bank.
BCBS: Basel Committee on Banking Supervision is an
institution created by the Central Bank governors of the
Group of Ten nations.
What is STRIPS: Separate Trading for Registered
Interest & Principal Securities.
The CORE word in CBS stands for Centralized Online
Realtime Exchange.
Cross Selling: Cross-selling stands for offering to the
existing & new customers, some additional banking
products, with a view to expand banking business,
reduce the per customer cost of operations & provide
more satisfaction & value to the customer.
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Important Terms related to Mutual Funds
Asset Management Company: A company formed &
registered under the Companies Act 1956 & approved as
such by the SEBI to manage the funds of a mutual fund.
Under an agreement (with the trustees of the Mutual
Fund), an AMC undertakes to formulated mutual funds
schemes, distribute income as per agreement.
Close-ended scheme: A scheme where funds are raised
for a fixed period. The scheme is wound up after that
period & funds are returned with capital appreciation to
unit holders. Normally, a close-ended scheme is listed
on a stock exchange.
Net asset value: The price of value of one share of a fund.
It is calculated by summing the quoted values of all the
securities held by the fund, adding in cash & any accrued
income & subtracting liabilities & dividing the result by
the number of shares outstanding.
Open ended scheme: A scheme is the one which
continuously offers its units & buys them back from
investors.
A Brief on Nationalization of Banks
Nationalisation of Imperial Bank of India & its
conversion into State Bank of India in July 1955.
Conversion of 8 major State-associated banks into
subsidiary banks of SBI in 1959.
Nationalisation of 14 Indian scheduled banks in July
1969.
Nationalisation of 6 more banks in April 1980 & New
Bank of India merged into Punjab National Bank.
Topic 20: How the amount can be transferred
from one Bank A/c to the other?
Real Time Gross Settlement (RTGS)
RTGS implemented w.e.f. 26.03.2004 is a centralized
payment system operated by RBI. In RTGS inter-bank
payment instructions are processed & settled, on gross
basis in a real time environment.
It uses Indian Financial Network (INFINET) & SFMS
platforms. RTGS is regulated by RTGS System
Regulations, 2013.
National Electronic Funds Transfer (NEFT)
RBI operationalized NEFT System in Nov 2005. It
facilitates transfer of funds from any bank branch to any
other bank branch.
Bank account: NEFT is an account to account transfer
system. The remitter & beneficiary should have a bank
account.
Processing Charges/Service Charges
1. The Reserve Bank of India (RBI) has waived NEFT,
RTGS transfer charges for savings account holders. In
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an order, RBI instructed banks to make all online
payments done through RTGS & NEFT free of cost for
savings account holders. The new rule will be effective
from January 1, 2020.
NEPAL REMITTANCE SCHEME: It is a cross-border
one-way remittance facility scheme, for remittance from
India to Nepal. Amount: Up to Indian Rs. 50,000 from
NEFT branches. Beneficiary will receive funds in
Nepalese rupees.
CORE BANKING SOLUTIONS: Core Banking
Solutions (CBS) or Centralised Banking Solutions is the
process which is completed in a centralized environment
i.e. under which the information related to the
customer’s account (i.e. financial dealings, profession,
income, etc.) is stored in the Central Server of the bank
(that is available to all networked branches) instead of
the branch server.
Topic 21: What are the types of Accounts that
can be opened by Foreign (Person) in India?
a) NRO A/c (Foreign Tourist)
Foreign tourists during their short visit to India can open
a Non-Resident (Ordinary) Rupee (NRO) account
(Current / Savings) with any Authorised Dealer bank
dealing in foreign exchange.
Can be opened up to a maximum period of 6 months.
All payments to residents exceeding INR 50,000 can be
made only by means of cheques / pay orders / DDs.
b) EEFC A/c
Exchange Earners' Foreign Currency Account (EEFC) is
an a/c maintained in foreign currency with Authorised
Dealer.
It is a facility provided to foreign exchange earners,
including exporters, to credit 100% of their foreign
exchange earnings to the a/c, so that the account holders
do not have to convert foreign exchange into Rupees,
thereby minimizing the transaction costs.
All categories of foreign exchange earners, such as
individuals, companies, etc. who are resident in India,
may open EEFC accounts.
It can be held only in the form of a current account. No
interest is payable on EEFC accounts.
ACCOUNTS FOR NRI/PIO: Non-Resident Ordinary
Rupee Account (NRO Account)
NRO accounts may be opened / maintained in the form
of current, savings, recurring or fixed deposit accounts.
Interest rates offered by banks on NRO deposits cannot
be higher than those offered by them on comparable
domestic rupee deposits.
Account should be denominated in Indian Rupees.
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NRI/PIO may remit from the balances held in NRO
account an amount not exceeding USD one million per
financial year, subject to payment of applicable taxes.
The limit of USD 1 million per financial year includes
sale proceeds of immovable properties held by
NRIs/PIOs.
Non-Resident (External) Rupee Account (NRE Account)
NRE account may be in the form of savings, current,
recurring or fixed deposit accounts.
Account will be maintained in Indian Rupees.
Accrued interest income & balances held in NRE
accounts are exempt from Income tax.
Authorised dealers/authorised banks at their discretion
allow for a period not more than two weeks,
overdrawings in NRE savings bank accounts, up to a
limit of Rs. 50,000.
Loans up to Rs.100 lakh can be extended against security
of funds held in NRE Account either to the depositors or
third parties.
Foreign Currency Non-Resident (Bank) Account – FCNR
(B) Account
FCNR (B) accounts are only in the form of term deposits
of 1 to 5 years
Account can be in any freely convertible currency.
Loans up to Rs.100 lakh can be extended against security
of funds held in FCNR (B) deposit either to the
depositors or third parties.
The interest rates are stipulated by the Department of
Banking Operations & Development, RBI.
Topic 22: A Brief on CAMELS rating for
Domestic Banks?
RBI’s 1995 working group headed by Sh. S.
Padmanabhan suggested method for rating.
RBI rates the banks on a 5 point scale of A to E, widely
on the lines of international CAMELS rating model for
domestic banks & CALCS model for foreign banks.
CAMELS Rating for Domestic Banks
C Capital adequacy ratio
A Asset quality
M Management Effectiveness
E Earning (i.e. profitability)
L Liquidity (asset-liability management)
S System & controls
Rating parameters for foreign banks
C Capital adequacy ratio
A Asset quality
L Liquidity
C Compliance
S System & controls
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Topic 23: BANKING OMBUDSMAN SCHEME
2006
The Scheme enables a bank customer for filing of
complaints relating to certain services rendered by banks.
1) The Banking Ombudsman is a senior official appointed
by the Reserve Bank of India to redress customer
complaints against deficiency in certain banking
services.
2) All Scheduled Commercial Banks, Regional Rural Banks
& Scheduled Primary Co-operative Banks are covered
under the Scheme.
3) The Banking Ombudsman does not charge any fee for
filing & resolving customers’ complaints.
4) The maximum compensation which a BO can help a
complainant to get is Rs. 20 lakhs.
5) If a complaint is not settled by an agreement within a
period of one month, the BO proceeds further to pass an
award. Before passing an award, the BO provides
reasonable opportunity to the complainant & the bank,
to present their case.
6) If one is not satisfied with the decision passed by the BO,
one can approach the appellate authority who is the
Deputy Governor of the RBI.
Topic 24: NBFC OMBUDSMAN SCHEME
RBI introduced an Ombudsman Scheme for customers
of Non-Banking Financial Companies (NBFCs).
The Scheme is an expeditious & cost free apex level
mechanism for resolution of complaints of customers of
NBFCs, relating to certain services rendered by NBFCs.
It is being introduced under Section 45 L of RBI Act,
1934, with effect from February 23, 2018.
The NBFC Ombudsman is a senior official appointed by
RBI to redress customer complaints against NBFCs for
deficiency in certain services covered under the grounds
of complaint specified under Clause 8 of the Scheme.
As on date, four NBFC Ombudsman have been
appointed with their offices located at Chennai, Kolkata,
New Delhi & Mumbai.
The compensation amount, if any, which can be
awarded by NBFC Ombudsman, for any loss suffered by
complainant, is limited to the amount arising directly
out of the act or omission of the NBFC or rupees one
million, whichever is lower.
Note: NBFC Ombudsman may award compensation
not exceeding rupees 0.1 million to the complainant for
causing mental agony & harassment.
Appellate Authority is vested with a Deputy Governor-
in-Charge of the department of the RBI implementing
the Scheme.
Topic 25: What is Base Rate, MCLR & Other
rates of Lending?
Base Rate
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RBI decided that banks should switch over to Base Rate
system w.e.f. 1.7.2010.
Banks may determine their actual lending rates w.r.t.
Base Rate.
No loan can be sanctioned below base rate.
Exempted accounts: The following loans could be priced
without reference to Base Rate: (a) DRI loans (b) loans to
banks’ own employees (c) loans to banks’ depositors
against their own deposits.
Marginal Cost Based Lending Rate
RBI introduced MCLR w.e.f. 1.4.2016 to determine Base
Rate by banks to improve the efficiency of monetary
policy transmission.
All rupee loans sanctioned & credit limits renewed w.e.f.
01.04.16 to be priced w.r.t. MCLR. It will be internal
benchmark.
The MCLR comprises of (a) Marginal cost of funds; (b)
Negative carry on account of CRR; (c) operating costs;
(d) Tenor premium.
Marginal Cost of funds (MCF): It has 2 components (a)
Marginal cost of borrowings (b) return on networth.
By using MCF, it will be calculated as: Required CRR ×
(marginal cost) / (1-CRR)
Topic 26: What is Reverse Mortgage Loan?
The scheme of reverse mortgage has been introduced for
the benefit of senior citizens owning a house but having
inadequate income to meet their needs. Some important
features of reverse mortgage are:
A homeowner who is above 60 years of age is eligible
for reverse mortgage loan. It allows him to turn the
equity in his home into one lump sum or periodic
payments mutually agreed by the borrower & the
banker.
NO REPAYMENT is required as long as the borrower
lives, Borrower should pay all taxes relating to the house
& maintain the property as his primary residence.
The amount of loan is based on several factors:
Borrower’s age, Value of the property, Current interest
rates & The specific plan chosen.
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As per the scheme formulated by National Housing
Bank (NHB), the maximum period of the loan period is
15 years. The residual life of the property should be at
least 20 years. Where the borrower lives longer than 15
years, periodic payments will not be made by lender.
However, the borrower can continue to occupy.
Topic 27: What is Hypothecation & Pledge?
Mortgage: As per section 58 of Transfer of Property Act
1882, mortgage is transfer of interest in specific
immovable property for the purpose of securing the
payment of money advanced or to be advanced by way
of loan, an existing or future debt or the performance of
an engagement which may give rise to pecuniary
liability.
Topic 28: What is NBFC & how it differs from
Banks?
Non-Banking Financial Company (NBFC) is a company
registered under the Companies Act, 1956 engaged in
the business of loans & advances, acquisition of
shares/stocks/bonds/debentures/securities issued by
Govt. or local authority or other marketable securities of
a like nature, leasing, hire-purchase, insurance business,
chit fund business.
NBFCs lend & make investments & hence their activities
are akin to that of banks; however there are a few
differences as given below:
a) NBFC cannot accept demand deposits;
b) NBFCs do not form part of the payment & settlement
system & cannot issue cheques drawn on itself;
c) Deposit insurance facility of Deposit Insurance & Credit
Guarantee Corporation is not available to depositors of
NBFCs, unlike in case of banks.
Deposits in NBFC:
Presently, the maximum rate of interest an NBFC can
offer is 12.5%. The interest may be paid or compounded
at rests not shorter than monthly rests.
NBFCs are allowed to accept / renew public deposits for
a minimum period of 12 months & maximum period of
60 months. They cannot accept deposits repayable on
demand.
The deposits with NBFCs are not insured.
The repayment of deposits by NBFCs is not guaranteed
by RBI.
Topic 29: What are the types of Money?
Commodity Money - Commodity money value is
derived from the commodity out of which it is made.
The commodity itself represents money, & the money is
the commodity.
Representative Money - is money that includes token
coins, or any other physical tokens like certificates, that
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can be reliably exchanged for a fixed amount/quantity
of a commodity like gold or silver.
Fiat Money - Fiat money, also known as fiat currency is
the money whose value is not derived from any intrinsic
value or any guarantee that it can be converted into
valuable commodity (like gold). Instead, it derives value
only based On Govt. order (fiat)
Commercial Bank Money - Commercial bank money or
the demand deposits are claims against financial
institutions which can be used for purchasing goods &
services.
Reserve Money (M 0)
Currency in circulation + Bankers‘ ‘deposits with the RBI +
‘Other’ deposits with the RBI = Net RBI ‘credit to the Govt.
+ RBI credit to the commercial sector + RBI's claims on
banks + RBI's net is foreign assets + Govemment’s currency
liabilities to the public - RBI's net non-monetary liabilities.
M1=Currency with the public + Demand deposits with the
banking system + 'Other' deposits with the RBI
M2=M1 + Savings deposits of office savings banks.
M3=M1+ Time deposits with the banking system
= Net bank credit to the Govt.
M4=M3 +All deposits with post office savings banks
(excluding National Savings Certificates)
Bhartiya Reserve Bank Note Mudran Private Limited
(BRBNMPL): RBI established BRBNMPL in February
1995 as a wholly-owned subsidiary to augment the
production of bank notes in India & to enable bridging
of the gap between supply & demand for bank notes in
the country.
Topic 30: What are the Different types of
Banking?
Para banking- When Bank provides banking services
except the general banking facility.
Narrow Banking- When banks invest its money in Govt.
securities instead investing in market to avoid risk.
Offshore Banking- Bank which accept currency of all
countries.
Green banking- Promoting environmental-friendly
practices & reducing your carbon footprint from your
banking activities.
Retail Banking- Retail banking refers to the division of
a bank that deals directly with retail customers.
Wholesale banking-Wholesale banking is the provision
of services by banks to organisations such as Mortgage
Brokers, large corporate clients, mid-sized companies,
sreal estate developers & investors, international trade
finance businesses etc.
Universal Banking: R H Khan committee &
recommended the concept of Universal Banking. It
means allowing Fls & banks to undertake all types of
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banking or development financing activity, subject to
compliance of statutory & other requirements of RBI,
Govt. & related legal Acts.
Islamic Banking: An Islamic bank is a deposit-taking
banking institution whose scope of activities excluding
borrowing & lending on the basis of interest.
Topic 31: What are the important codes that are
used in Banking?
IFSC (Indian Financial System Code)
Indian Financial System Code is an alpha-numeric code
that uniquely identifies a bank-branch participating in
the NEFT system.
This is an 11 digit code with the first 4 alpha characters
representing the bank, The 5th character is 0 (zero) & the
last 6 characters representing the bank branch.
MICR – Magnetic ink character Recognition
MICR is 9-digit numeric code that uniquely identifies a
bank branch participating in electronic clearing scheme.
Used to identify the location of a bank branch.
City (3) Bank (3) Branch (3)
It is allotted to a bank branch is printed on the MICR
band of cheques. MICR used for electronic credit system.
SWIFT Code: Society for Worldwide Interbank financial
tele-communication
India was 74th Nation to join SWIFT Network.
SWIFT Code is a standard format of bank Identifier code.
This code is used particularly in International transfer of
money between banks.
A majority of FOREX related message are sent to
correspondent banks abroad through SWIFT.
SWIFT Code consist 8 or 11 character when code is 8
digit, it is referred to primary office.
1. Bank code: 4 Digit
2. Country code: 2 Digit
3. Location code: 2 Digit
4. Branch code (optional): 3 Digit
Topic 32: Important Banking Abbreviations
1. PSBs: Public Sector Banks
2. SNBCs: Schedule Non- Commercial Banks
3. SENSEX: Sensitive Index of Stock Exchange
4. KYC: Know Your Customer
5. RTGS: Real Time Gross Settlement
6. EFT: Electronic Fund Transfer
7. LIBOR: London Interbank Offered Rate
8. MIBOR: Mumbai Interbank Offered Rate
9. MIBID: Mumbai Interbank Bid Rate
10. FIIs: Foreign Institutional Investments
11. BIRD: Bankers Institute of Rural Development
12. BPLR: Benchmark Prime Lending Rate
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13. SWOT: Strength, Weaknesses, Opportunities &
Threats
14. FERA: Foreign Exchange Regulatory Act
15. FEMA: Foreign Exchange Management Act
16. CASA: Current & Saving Account
17. NDTL: Net Demand & Time Liabilities
18. NASDAQ: National Association For Securities Dealers
Automated Quotations
19. CRISIL: Credit Rating & Investment Services India
Limited
20. CIBIL: Credit Information Bureau Of India Limited
21. NAV: Net Asset Value
22. ICRA: Indian Credit Rating Agency
23. CARE: Credit Analysis & Research Limited
24. WMAs: Ways & Means Advances
25. ALM: Asset Liability Management
26. INFINET Indian Financial Network
27. OLTAS - On-line Tax Accounting System (OLTAS) for
Direct Taxes
28. TIN - Tax Information Network (TIN)
29. CDR- Corporate Debt Restructuring
30. CAD- Capital Account Deficit
31. REITs: Real Estate Investment Trusts
32. InvITs: Infrastructure Investment Trusts
33. ALM- Asset Liability Management
34. ASBA: Application Supported by Blocked Amount
35. PIN: Personal Identification Number
36. DTAA – Double Taxation Avoidance Agreement
37. EFSF – European Financial Stability Facility
38. FINO- Financial Inclusion Network Operation
39. FIPB – Foreign Investment Promotion board
40. FSLRC– Financial Sector Legislative Reforms
Commission
41. CRAR: Capital to Risk-weighted Assets Ratio
42. LCR: Liquidity Coverage Ratio
43. TARC - Tax Administration Reform Commission
44. FRBMA: Fiscal Responsibility & Budget Management
Act
45. AMFI- Association of Mutual Fund in India.
46. TIEA – Tax Information exchange Agreement
47. GAAR - General anti avoidance rule
48. GSLV - Geo-Synchronous Launch Vehicle
49. PPP – Public Private Partnership & Purchasing Power
parity
50. PSLV – Polar Satellite Launch vehicle
51. ASSOCHAM-Associated Chambers of Commerce &
Industry of India.
52. BCSBI-Banking Codes & Standards Board of India.
53. BIS-Bank for International Settlements.
54. CDS-Credit Default Swap.
55. CEPA-Comprehensive Economic Partnership
Management.
56. FIMMDA-Fixed Income Money MARKETS &
Derivatives Association.
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57. FPI-Foreign Portfolio Investment. Nidhi Companies Ministry of corporate
58. IBRD-International Bank for Reconstruction & affairs, Govt. of
Development. India
59. UIDAI-Unique Identification Development Authority
of India. National Bank for Agriculture & Rural Development
60. PMGSY- Pradhan Mantri Gram Sadak Yojana Established on 12th July 1982 on the recommendation of
61. PMEGP- PM's Employment Generation Programme CRAFICARD committee (also called as
62. NRDWP- National Rural Drinking Water Programme SivaramanComittee)
63. PMKK- Pradhan Mantri Kaushal Kendras
For Agricultural finance, It is the apex organization.
64. SANKALP- Skill Acquisition & Knowledge
Chairman: Dr. G.R. Chintala | Head Quarters: Mumbai
Awareness for Livelihood Promotion programme
Rural Infrastructure Development Fund (RIDF) is
65. STRIVE- Skill Strengthening for Industrial Value
operated by NABARD, instead in April 1995.
Enhancement
66. NTA- National Testing Agency NABARD is the "Micro-Finance Regulatory Authority"
67. ICDS- Integrated Child Development Services
68. TIES- Trade Infrastructure for Export Scheme Small Industries Development Bank of India (SIDBI)
69. FIPB- Foreign Investment Promotion Board Small Industries Development Bank of India (SIDBI in
70. CERT-Fin- Computer Emergency Response Team for short) was established in the year 1990 (Date: 2nd April
our Financial Sector 1990) under the Small Industries Development Bank of
71. IRFC- Indian Railway Finance Corporation Limited India Act 1989 as a subsidiary of Industrial Development
72. FFO- Further Fund Offering Bank of India.
Shri Manoj Mittal & Shri V Satya Venkata Rao, Deputy
Managing Director, SIDBI | Head Quarters: Lucknow
Topic 33: The HQ of NATIONALIZED/PSBs
BANKS Securities & Exchange Board of India (SEBI)
Allahabad Bank-Kolkata It is the regulator for the securities market in India. SEBI
Bank of India -Mumbai was initially established as a non statutory body in April
Bank of Maharashtra -Pune 1988, to regulate the working of stock exchange. Later it
Canara Bank -Bangalore was given a statutory status on April 1992 via SEBI Act,
Central Bank of India -Mumbai 1992.
Corporation Bank -Mangalore Chairman- Ajay Tyagi | Head Quarters : Mumbai
Indian Bank- Chennai REGIONAL RURAL BANK (RRB):
Indian Overseas Bank- Chennai Regional rural bank were set up by an ordinance in 1975,
Oriental Bank of Commerce- Gurugram later replaced by RRB Act, 1976 as pre banking
Punjab National Bank- New Delhi commission recommendation in 1975.
Punjab & Sind Bank- New Delhi Father of RRBs is M.Swaminathan.
State Bank of India- Mumbai The Govt. Of India Had Appointed A Working Group
Syndicate Bank- Manipal (Karnataka) On Rural Banks Under The Chairmanship Of Mr. M.
UCO Bank- Kolkata Narasimham In 1975. First RRB were Set up On 2nd Oct.
Union Bank of India- Mumbai Share Holder Contribution: Govt. Of India 50% Sponsor
United Bank of India- Kolkata Bank 35% State Govt. 15%.
Andhra Bank- Hyderabad
Bank of Baroda- Vadodra EXIM BANK:
Export-Import (EXIM) Bank of India is the principal
Topic 34: Financial Regulations | Institutions | financial institution in India for coordinating the
Organizations working of institutions engaged in financing export &
import trade.
Chit Funds Respective State It is a statutory corporation wholly owned by the Govt.
Govt.s of India.
Insurance companies IRDA It was established on January 1, 1982 for the purpose of
financing, facilitating & promoting foreign trade of
Housing Finance Companies NHB
India.
Venture Capital Fund / SEBI
Chairman- David Rasquinha|Headquarters : Mumbai
Merchant Banking companies SEBI
Stock broking companies SEBI NATIONAL HOUSING BANK(NHB)
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It is the apex institution of housing finance in India, was State Bank of India 5 SBI’s Associate 2017
set up as wholly owned subsidiary of RBI. Banks & Bharatiya
The bank started its operations from July 1988. Mahila Bank
NHB is a subsidiary bank of Reserve Bank of India. Kotak Mahindra ING Vysya Bank 2016
National Housing Bank was established under section 6 Bank
of National Housing Bank Act (1987). ICICI Bank Bank of Rajasthan 2010
HQ: of NHB is in New Delhi| CMD: Shri Sarada Kumar State Bank of India State Bank of Indore 2009
Hota, Managing Director State Bank of India State Bank of 2008
Saurashtra
ECGC HDFC Bank Centurion Bank of 2008
Export Credit Guarantee Corporation of India. This Punjab
organisation provides risk as well as insurance cover to Centurion Bank of Lord Krishna Bank 2007
the Indian exporters.| Shri. M Senthilnathan, Chairman Punjab
cum Managing Director, ECGC Ltd. | Head Quarters : Indian Overseas Bharat Overseas Bank 2007
Mumbai Bank
IDBI Bank United Western Bank 2006
Indian Banks' Association (IBA)
Ltd.
Indian Banks' Association (IBA) set up in 1946 with 22
Federal Bank Ganesh Bank of 2006
members to discuss issues of common interests. Over the
Kurundwad
years, IBA emerged as the Voice of Indian Banking
Centurion Bank Bank of Punjab (BoP) 2005
Industry. IBA adopts a consultative approach to give its
IDBI Bank Limited IDBI Limited 2005
views on any issue pertaining to banking sector.
Chief Executive, Shri Sunil Mehta, IBA. HQ: Oriental Bank of Global Trust Bank 2004
Mumbai. Commerce (GTB)
Bank of Baroda Benares State Bank 2002
Topic 35: Important Financial Schemes of the ICICI Bank ICICI Limited 2002
Limited
Government
ICICI Bank Bank of Madura 2001
HDFC Bank Times Bank 2000
KISAN VIKAS PATRA From 1st October 2018
KPV are regulated by KVP Rules 2014, Scheme is Union Bank of Sikkim Bank 1999
available through Post Offices & those banks that are India
authorized to operate PPF scheme. State Bank of India Kashinath State Bank 1995
Denomination: Rs.1000, Rs.5000, Rs.10000 & Rs.50000 Bank of India Bank of Karad 1994
Types of certificates: Category Single, Joint A-Type & Punjab National Bank New Bank of 1993
Joint B-Type (E/S). India
Maturity period: 124 Months | Rate of Interest: 6.9%. State bank of India Bank of Cochin 1985
Rate of interest: Rs.1000 becomes double during the Topic 38: A Brief on Printing & Minting of
maturity period. Currencies in India
In India, RBI is engaged in printing of all notes &
Topic 36: List of Mergers in the Indian Banking production of coins is handled by Government under
Industry The Coinage Act, 1906.
RBI determines what volume of currency is required at
The Bank which The Bank which got Year of a particular time.
acquired Merged Merger The production of bank notes, coins, non-judicial
Union Bank of Andhra Bank & 2020 stamps, postage stamps & other govt. documents is
India Corporation Bank managed by Security Printing & Minting Corporation of
Canara Bank Syndicate Bank 2020 India Limited (SPMCIL). It was established in 2006.
Punjab National Oriental Bank of 2020
Bank Commerce & United
Bank of India
Indian Bank Allahabad Bank 2020
Bank of Baroda Dena Bank & Vijaya 2019
Bank

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A brief on the Printing Presses
a) The first printing press of India Currency Note Press
(CNP) was established in 1928 for printing bank notes in
India. This press is located in Nashik, Maharashtra.
b) Bank Note Press (BNP) has two branches located in
Mysore, Karnataka & Dewas, Madhya Pradesh.
Currently both CNP & BNP print Indian currency.
c) Currency is also printed by RBI which has two printing
presses & owned by Bhartiya Reserve Bank Note
Mudran Limited. These are located in Mysore,
Karnataka & Salboni, West Bengal.
d) Indian security Press is located in Nashik & Security
Printing Press is located in Hyderabad.
A brief on the Minting of Coins
a) Security Printing & Minting Corporation of India
Limited (SPMCIL) comprises four mint:
 India Government Mint, Mumbai
 India Government Mint, Kolkata
 India Government Mont, Hyderabad
 India Government Mint, Noida
b) The main objectives of these mints is to produce coins,
medals & awards, as per the requirements of India.
c) Mumbai mint is known for producing standardized
weights & measures.
d) Noida is known as the first mint in the country to
produce stainless steel coins.
Points to Remember
Special kind of paper is required for the printing of bank
notes & non-judicial stamps. This paper is produced in
special Security Paper Mill which was established in
1968 at Hoshangabad, Madhya Pradesh.
2 currency note printing presses owned by GOI & 2 are
owned by RBI , through the Bharatiya Reserve Bank
Note Mudran Ltd. (BRBNML). GOI presses are at Nasik
(Western India) & Dewas (Central India). RBI presses
are at Mysore (Southern India) & Salboni (Eastern
India).
Coins are minted in four mints owned by GOI which
are located at Mumbai, Hyderabad, Calcutta & NOIDA.
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Topic 39: What is the Mudra Scheme?
a) MUDRA stands for Micro Units Development &
Refinance Agency Ltd.
b) Financial institution set up by GOI for development &
refinancing micro units enterprises.
c) The purpose is to provide funding to the non-corporate
small business sector through various Last Mile
Financial Institutions like Banks, NBFCs & MFIs.
d) It be responsible for refinancing all Last Mile Financiers
such as Non-Banking Finance Companies, Societies,
Trusts, Section 8 Companies, Co-operative Societies,
Small Banks, Scheduled Commercial Banks & Regional
Rural Banks.
e) Under the aegis of Pradhan Mantri MUDRA Yojana
(PMMY), MUDRA has already created its initial
products / schemes. The financial limit for these
schemes are:
Shishu: covering loans upto Rs. 50,000/-
Kishor: covering loans above Rs. 50,000/- & upto 5 lakhs
Tarun: covering loans above Rs. 5 lakhs to 10 lakhs
f) Pradhan Mantri Mudra Yojana is a GoI scheme, which
enables a small borrower to borrow from banks, MFIs,
NBFCs for loans upto 10 lakhs for non-farm income
generating activities. Generally, loans upto 10 lakhs
issued by banks under Micro Small Enterprises is given
without collaterals.
g) Shri Mohammad Mustafa is the Head currently.
Topic 40: Important Financial, Economics &
Budget Terms
Fiscal Responsibility & Budget Management Act: The
Act is an attempt to make the Government adhere to a
phased plan to reduce fiscal deficit, which denotes an
excess of expenditure over revenue.
Securities Transaction Tax: It is a tax on all transactions
done over the stock exchanges involving securities such
as shares, derivatives, & equity-linked mutual funds.
Capital Gains Tax: It is a tax on the gains that ensue
when an asset is sold for a price higher than what it was
bought for.
Current Account Deficit: It is a trade measure that
shows the value of a country’s imports of goods &
services to be higher than the value of its exports.
Bear market: A period during which the majority of
securities prices in a particular market (such as the stock
market) drop substantially.
Bull market: A period during which the majority of
securities prices in a particular market (such as the stock
market) rise substantially.
Primary De cit: The primary de cit is the scal de cit
minus interest payments. It tells how much of the
Government's borrowings are going towards meeting
expenses other than interest payments.
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Fiscal policy: It is the government actions with respect
to aggregate levels of revenue & spending. Fiscal policy
is implemented though the budget & is the primary
means by which the government can in uence the
economy.
Fiscal De cit: When the government's non-borrowed
receipts fall short of its entire expenditure, it has to
borrow money form the public to meet the shortfall. The
excess of total expenditure over total non-borrowed
receipts is called the scal de cit.
Revenue De cit: The difference between revenue
expenditure & revenue receipt is known as revenue
de cit. It shows the shortfall of government's current
receipts over current expenditure.
Capital Budget: It consists of capital receipts &
payments. It includes investments in shares, loans &
advances granted by the central Government to State
Governments, Government companies, corporations &
other parties.
Topic 41: History of Banking Sector in India
a) The first ‘Presidency bank’ was the Bank of Bengal
established in Calcutta on June 2, 1806 with a capital of
Rs.50 lakh. The bank was given powers to issue notes in
1823.
b) Bank of Bombay was the second Presidency bank set up
in 1840 with a capital of Rs.52 lakh, & the Bank of Madras
the third Presidency bank established in July 1843 with
a capital of Rs.30 lakh.
c) With the collapse of the Bank of Bombay, the New Bank
of Bombay was established in January 1868.
d) The first Indian owned bank was the Allahabad Bank set
up in Allahabad in 1865, the second, Punjab National
Bank was set up in 1895 in Lahore, & the third, Bank of
India was set up in 1906 in Mumbai. All these banks
were founded under private ownership.
e) Swadeshi Movement of 1906 provided a great impetus
to joint stock banks of Indian ownership & many more
Indian commercial banks such as Central Bank of India,
Bank of Baroda, Canara Bank, Indian Bank, & Bank of
Mysore were established between 1906 & 1913.
f) The presidency banks were amalgamated into a single
bank, the Imperial Bank of India, in 1921. It also
functioned as a central bank prior to the establishment
RBI. The Imperial Bank of India performed three set of
functions, viz., commercial banking, central banking &
the banker to the government.
g) The Government, therefore, first implemented the
exercise of nationalisation of the Imperial Bank of India
with the objective of “extension of banking facilities on a
large scale, more particularly in the rural & semi-urban
areas, & for diverse other public purposes”. The Imperial
Bank of India was converted into the State Bank of India
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in 1955 with the enactment of the State Bank of India Act,
1955.
Topic 42: Important Financial Abbreviations
Part 2
ADRs - American Depository Receipts
CAGR - Compounded Annual Growth Rate
CDSL - Central Depositary Services (India) Limited
ECS - Electronic Clearing Scheme
GETFs - Gold Exchange Traded Funds
IFCI - Industrial Financial Corporation of India
IPO - Initial Public Offering
NSC - National Savings Certificate
OTCEI - Over the Counter Exchange of India Limited
NISM: National Institute of Securities Market
SIP: Systematic Investment Plan
SWP: Systematic Withdrawal Plan
AAY: Antyodaya Anna Yojana
CAA&A: Controller of Aid Accounts & Audit
CFPI: Consumer Food Price Index
CIRP: Corporate Insolvency Resolution Process
CLSS: Credit Linked Subsidy Scheme
DARE: Department of Agricultural Research &
Education
DGCI&S: Directorate General of Commercial
Intelligence & Statistics
DGFT: Directorate General of Foreign Trade
DIPAM: Department of Investment & public Asset
Management
DIPP: Department of Industrial Policy & Promotion
DISCOMS: Distribution Companies
EBRD: European Bank for Reconstruction &
Development
EFTA: European Free Trade Association
EIB: European Investment Bank
e-NAM: Electronic National Agriculture Market
EPCG: Export Promotion on Capital Goods
GCC: Gulf Cooperation Council
IBC: Insolvency & Bankruptcy Code
LFPR: Labour Force Participation Rate
M0: Reserve Money
M3: Broad money
MDGs: Millennium Development Goals
NAREDCO: National Real Estate Development Council
NCLT: National Company Law Tribunal
NICRA: National Innovations on Climate Resilient
Agriculture
PMAY: Pradhan Mantri Awas Yojana
PMFBY: Pradhan Mantri Fasal Bima Yojana
PMKSY: Pradhan Mantri Krishi Sinchayee Yojana
POL: Petroleum Oil & Lubricants
RMSA: Rashtriya Madhyamik Shiksha Abhiyan
SSA: Sarva Shiksha Abhiyaan
SUUTI: Specified Undertaking for Unit Trust of India
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UDAY: Ujjwal Discom Assurance Yojna
UDISE: Unified District Information System for
Education
Topic 43: Miscellaneous Banking Terms
Net Interest Margin: Net interest margin is the net
interest income divided by average interest earning
assets.
Bulk Deposits: a) It means single Rupee term deposits
of Rupees one crore & above for Scheduled Commercial
Banks other than RRBs. b) For RRBs, it is the Single
Rupee term deposits of Rupees fifteen lakhs & above.
LIBOR: It is the average weighted interest rate on inter-
bank loans provided by banks, that participate in the
London interbank market & offer funds in different
currencies for different time periods (from 1 day to 1
year).
DRI Loans DRI scheme provides bank loan at a
concessional rate of interest of 4% per annum for
productive / self employment ventures. SC/ST,
minorities & physically handicapped persons are
targeted under this scheme to boost financial inclusion.
Amortization: It is the reduction of an amount at regular
intervals over a certain time period. It mainly refers to
the reduction of debt by regular payment of loan
installments during the life of a loan. It also describes
the accounting process of writing off an intangible asset.
Derivative: A derivative instrument derives its value
from an underlying product. There are basically three
derivatives
a) Forward Contract- A forward contract is an agreement
between two parties to buy or sell an agreed amount of
a commodity or financial instrument at an agreed price,
for delivery on an agreed future date. Future Contract-
Is a standardized exchange tradable forward contract
executed at an exchange.
b) Options- An option is a contract which grants the buyer
the right, but not the obligation, to buy (call option) or
sell (put option) an asset, commodity, currency or
financial instrument at an agreed rate (exercise price) on
or before an agreed date (expiry or settlement date). The
buyer pays the seller an amount called the premium in
exchange for this right. This premium is the price of the
option.
c) Swaps- Is an agreement to exchange future cash flow at
pre-specified Intervals. Typically one cash flow is based
on a variable price & other on affixed one.
CASA Deposit: Deposit in bank in current & Savings
account.
Liquid Assets: Liquid assets consists of: cash, balances
with RBI, balances in current accounts with banks,
money at call & short notice, inter-bank placements due
within 30 days & securities under "held for trading" &
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"available for sale" categories excluding securities that
do not have ready market.
ALCO: Asset-Liability Management Committee (ALCO)
is a strategic decision making body, formulating &
overseeing the function of asset liability management
(ALM) of a bank.
Consortium Financing: It occurs for transactions that
might not take place with a single lender. Several banks
agree to jointly supervise a single borrower with a
common appraisal, documentation & follow-up & own
equal shares in the transaction.
A Brief on Insolvency & Bankruptcy Board of India
a) It was established on 1st October, 2016 under the
Insolvency & Bankruptcy Code, 2016 (Code).
b) It is a key pillar of the ecosystem responsible for
implementation of the Code that consolidates & amends
the laws relating to reorganization & insolvency
resolution of corporate persons, partnership firms &
individuals in a time bound manner for maximization of
the value of assets of such persons, to promote
entrepreneurship, availability of credit & balance the
interests of all the stakeholders.
c) It is a unique regulator: regulates a profession as well as
processes.
d) It has regulatory oversight over the Insolvency
Professionals, Insolvency Professional Agencies,
Insolvency Professional Entities & Information Utilities.
Moratorium Period: Moratorium period or EMI holiday
period refers to a particular duration in the loan tenure
when the borrower is not required to pay EMIs. This
holiday period is mostly available for salaried
individuals. Although the borrower is not required to
pay EMIs, the loan amount would still continue to incur
interest during this period.
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