G‡R›U e¨vswKs wK?

G‡R›U e¨vswKs n‡”Q evsjv‡`k e¨vsK Aby‡gvw`Z GKwU bZzb
e¨vswKs e¨e¯’v, hvi gva¨‡g cÖwZwU †jb‡`b Òev‡qv‡gwUªK †gwkbÓ
e¨envi K‡i MÖvn‡Ki Av½y‡ji Qvc mbv³Ki‡Yi gva¨‡g cwiPvjbv
Kiv nq|
G‡R›U e¨vswKs KZUzKz wbivc`?
DBBL G‡R›U e¨vswKs 100% wbivc`, KviY G‡Z MÖvn‡Ki
¯^vÿ‡ii cvkvcvwk Av½y‡ji Qvc _vK‡e| ev‡qv‡gwUªK †gwkb KZ©„K
MÖvn‡Ki Av½y‡ji Qv‡ci mwVKZv wba©vi‡Yi c‡iB †Kej GKvD›U-
G †jb‡`b Kiv hv‡e|
ev‡qv‡gwUªK GKvD›U wK?
DBBL Aby‡gvw`Z G‡R›U e¨vswKs AvDU‡jU †_‡K MÖvnK Zvui
Av½y‡ji Qvc e¨envi K‡i †h GKvD›U ‡Lv‡jb Zv‡K ev‡qv‡gwUªK
GKvD›U ejv nq|
wKfv‡e ev‡qv‡gwUªK GKvD›U †iwR‡÷ªkb Ki‡eb?
 MÖvnK DBBL g‡bvbxZ †h †Kvb G‡R›U e¨vswKs AvDU‡jU G
G‡m KYC (GKvD›U †Lvjvi dig) c~iY K‡i RvZxq cwiPqcÎ
A_ev Ab¨ †h †Kvb Qwe m¤^wjZ MÖnb‡hvM¨ cwiPqc‡Îi Abywjwc
I Zvui wb‡Ri Ges bwgwbi Qwemn G‡R‡›Ui Kv‡Q Rgv w`‡eb|
 G‡R›U hveZxq KvMRcÎ hvPvB c~e©K ev‡qv‡gwUªK †gwk‡b jM
Bb K‡i MÖvn‡Ki RvZxq cwiPqcÎ A_ev Ab¨ †h †Kvb Qwe
m¤^wjZ MÖnb‡hvM¨ cwiPqc‡Îi b¤^i cÖ`vb Ki‡eb Ges MÖvn‡Ki
Av½y‡ji Qvc ev‡qv‡gwUªK †gwk‡b MÖnY Ki‡eb|
 cieZ©x‡Z e¨vsK Kg©KZ©v MÖvn‡Ki KvMRc‡Îi mZ¨Zv hvPvB
c~e©K GKvD›UwU Aby‡gv`b Ki‡eb| Aby‡gv`‡bi mv‡_ mv‡_ MÖvnK
GKwU SMS cv‡eb (hw` †gvevBj b¤^i †`qv _v‡K)|
GKvD›U Lyj‡Z KZ UvKv cÖ‡qvRb?

DBBL- ev‡qv‡gwUªK GKvD›U-Gi myweav mg~n Kx Kx? gvÎ 10/-(`k) UvKv Rgv w`‡q GKRb MÖvnK DBBL G‡R›U
 Òev‡qv‡gwUªK †gwkbÓ e¨envi K‡i MÖvn‡Ki Av½y‡ji Qvc e¨vswKs Gi AvIZvq ev‡qv‡gwUªK GKvD›U Lyj‡Z cvi‡eb|
mbv³Ki‡Yi gva¨‡g 100% wbivc` †jb‡`b e¨e¯’v|
 cÖK…Z AbjvBb e¨vswKs †mev hv †`ke¨vcx †h †Kvb mgq †h GKvD›U †Lvjvi m‡½ m‡½B wK UvKv Rgv I D‡Ëvjb Kiv hv‡e?
†Kvb ¯’v‡b cvIqv hv‡e|
 RgvK…Z UvKvi Dci gybvdv jv‡fi myweav | GKvD›U †Lvjvi m‡½ m‡½B UvKv Rgv †`qv hv‡e| Z‡e GKvD›UwU
 UvKv m‡qi GKwU Abb¨ e¨e¯’v| Aby‡gv`b nIqvi ci UvKv †Zvjv hv‡e| e¨vsK Kg©KZ©v †iwR‡÷ªkb
 evrmwiK PvR© cÖ‡hvR¨ b‡n| di‡g (KYC) cÖ`Ë Z_¨vejx hvPvB K‡i GKvD›UwU Aby‡gv`b
 cÖ_g eQ‡i ATM PvR© wd«| Ki‡eb| mvavibZ GKvD›U Aby‡gv`‡bi Rb¨ 1-2 Kg©w`em
 †WweU KvW©, hvi gva¨‡g MÖvnK DBBL dv÷ Uª¨vK I DBBL cÖ‡qvRb nq|
ATM †_‡K UvKv D‡Ëvjb Ges gv‡P©›U †`vKvb †_‡K †KbvKvUv
Ki‡Z cvi‡eb| ATM KvW© †Kv_vq, wKfv‡e cvIqv hvq?
 DBBL Aby‡gvw`Z ‡h †Kvb G‡R›U e¨vswKs AvDU‡jU Ges MÖvn‡Ki GKvD›U Aby‡gv`‡bi ci MÖvnK mswkøó †Rjv kn‡i
†h‡Kvb kvLvq †jb‡`‡bi myweav| Aew¯’Z DBBL Gi ‡gvevBj e¨vswKs I G‡R›U e¨vswKs Awdm
 DBBL dv÷ Uª¨v‡K UvKv Rgv`v‡bi myweav| A_ev dv÷ Uª¨vK †_‡K GKwU ATM KvW© msMÖn Ki‡Z cvi‡eb|
 gv‡P©›U †c‡g›U| ATM Kv‡W©i Rb¨ cÖ_g ermi †Kvb PvR© cÖ‡hvR¨ n‡e bv| Z‡e
wØZxq ermi †_‡K evrmwiK 345/-(f¨vU mn) PvR© cÖ‡hvR¨ n‡e|
DBBL G‡R›U e¨vswKs Gi gva¨‡g Kx Kx †mev cvIqv hv‡e? DBBL Gi †Kvb ATM ev dv÷ Uª¨vK G †jb‡`‡bi Rb¨ †Kvb wd
 mÂqx wnmve †Lvjv  PjwZ wnmve †Lvjv w`‡Z n‡e bv|
 bM` UvKv Rgv`vb/D‡Ëvjb wd·W wW‡cvwRU(FDR)
 wW‡cvwRU cøvm ¯‹xg (DPS)  †eZb/fvZv cÖ`vb ATM KvW© nvwi‡q †M‡j Kibxqt
 Ab¨ GKvD›U-G UvKv ¯’vbvšÍi GKvD›U e¨v‡jÝ Rvbv  MÖvnK wb‡R mswkøó †Rjv kn‡i Aew¯’Z DBBL †gvevBj
 we‡`k n‡Z †cÖwiZ A_© MÖnb wej cÖ`vb| e¨vswKs I G‡R›U e¨vswKs Awd‡m †hvMv‡hvM K‡i cybivq ATM
KvW© msMÖn Ki‡Z cvi‡eb|
‡Kv_vq G‡R›U e¨vswKs Gi AvIZvq ev‡qv‡gwUªK GKvD›U Lyj‡eb?
DBBL g‡bvbxZ †h‡Kvb G‡R›U e¨vswKs AvDU‡jU G ev‡qv‡gwUªK wKfv‡e UvKv Rgv w`‡eb?
GKvD›U †iwR‡÷ªkb Kiv hv‡e|  MÖvnK UvKv Rgv`v‡bi Rb¨ G‡R›U/e¨vsK Awdmvi ‡K Zuvi
ev‡qv‡gwUªK GKvD›U b¤^i ej‡eb Ges UvKv Rgv w`‡eb|
ev‡qv‡gwUªK GKvD›U †iwR‡÷ªk‡bi Rb¨ cÖ‡qvRbxq KvMRcθ‡jv  G‡R›U/e¨vsK Awdmvi ev‡qv‡gwUªK †gwk‡b MÖvn‡Ki GKvD›U
Kx Kx? b¤^i I RgvK…Z UvKvi cwigvY cÖ‡ek Kiv‡eb|
 c~iYK…Z KYC ev GKvD›U †Lvjvi dig (hv g‡bvbxZ G‡R›U  G‡R›U/ e¨vsK Awdmvi MÖvnK‡K UvKv Rgv`v‡bi iwk` w`‡eb|
e¨vswKs AvDU‡jU G cvIqv hv‡e) |  MÖvnK m‡½ m‡½ UvKv Rgv`v‡bi Z_¨ Zuvi †gvevB‡j SMS Gi
 MÖvnK I bwgwbi Qwe| gva¨‡g Rvb‡Z cvi‡eb (hw` †gvevBj b¤^i †`qv _v‡K)|
 MÖvnK I bwgwbwi RvZxq cwiPqcÎ A_ev Ab¨ †h †Kvb Qwe
m¤^wjZ MÖnY‡hvM¨ cwiPqcÎ| DBBL dv÷ Uª¨v‡K UvKv Rgv †`qvi wbqgt
 MÖvnK dv÷ Uª¨vK Awdmv‡ii wbKU ev‡qv‡gwUªK GKvD›U b¤^i
Ges UvKv Rgv w`‡eb|
 dv÷ Uª¨vK Awdmvi MÖvn‡Ki UvKv ey‡S wb‡q MÖvn‡Ki mvg‡b
GKwU Lv‡g UvKv f‡i LvgwUi gyL eÜ K‡i LvgwU‡Z ¯^vÿi w`‡eb
Ges LvgwU‡Z MÖvn‡Ki ¯^vÿi wb‡eb|
 dv÷ Uª¨vK Awdmvi LvgwU wKq¯‹ †gwk‡b cÖ‡ek Kiv‡eb Ges
MÖvnK‡K †gwkb cÖ`Ë Rgv iwk` w`‡eb|
 cieZ©x‡Z MÖvn‡Ki GKvD‡›U UvKv Rgv nIqvi mv‡_ mv‡_
MÖvnK Zuvi †gvevB‡j Kbdvi‡gkb ‡g‡mR cv‡eb |
wKfv‡e G‡R›U AvDU‡jU n‡Z UvKv D‡Ëvjb Ki‡eb?
 MÖvnK UvKv D‡Ëvj‡bi Rb¨ G‡R›U‡K Zvi ev‡qv‡gwUªK GKvD›U
b¤^i I UvKvi cwigvY ej‡eb|
 G‡R›U ev‡qv‡gwUªK †gwk‡b MÖvn‡Ki GKvD›U b¤^i I
D‡ËvjbK…Z UvKvi cwigvY cÖ‡ek Kiv‡eb Ges MÖvn‡Ki Av½y‡ji
Qvc †bqvi gva¨‡g MÖvnK‡K mbv³ Ki‡eb| Av½y‡ji Qvc cÖ`v‡bi
c~‡e© MÖvnK Aek¨B ev‡qv‡gwUªK †gwk‡bi ¯Œx‡b UvKvi cwigvY I
GKvD›U b¤^i hvPvB K‡i †b‡eb|
 G‡R›U MÖvnK‡K UvKv cÖ`vb Ki‡eb Ges ¯^qswμqfv‡e MÖvn‡Ki
GKvD›U †_‡K mgcwigvY UvKv K‡g hv‡e|
 MÖvnK m‡½ m‡½ UvKv D‡Ëvj‡bi Z_¨ Zvui †gvevB‡j SMS Gi
gva¨‡g Rvb‡Z cvi‡eb (hw` †gvevBj b¤^i †`qv _v‡K)|
wKfv‡e e¨vsK kvLv †_‡K UvKv D‡Ëvjb Ki‡eb?
 MÖvnK UvKv D‡Ëvj‡bi Rb¨ kvLv Kg©KZ©vi wbKU ev‡qv‡gwUªK
GKvD›U b¤^i Ges UvKvi cwigvY ej‡eb|
 e¨vsK Awdmvi ev‡qv‡gwUªK †gwk‡b MÖvn‡Ki GKvD›U b¤^i I
D‡ËvjbK…Z UvKvi cwigvY cÖ‡ek Kiv‡eb Ges MÖvn‡Ki Av½y‡ji
Qvc †bqvi gva¨‡g MÖvnK‡K mbv³ Ki‡eb|
 e¨vsK Awdmvi MÖvnK‡K UvKv cÖ`vb Ki‡eb Ges ¯^qswμqfv‡e
MÖvn‡Ki GKvD›U †_‡K mgcwigvY UvKv K‡g hv‡e|
 MÖvnK m‡½ m‡½ UvKv D‡Ëvj‡bi Z_¨ Zvui †gvevB‡j SMS Gi
gva¨‡g Rvb‡Z cvi‡eb (hw` †gvevBj b¤^i †`qv _v‡K)|
wKfv‡e ATM †_‡K UvKv D‡Ëvjb Ki‡eb?
 ATM KvW©wU ‡gwk‡b cÖ‡ek Kiv‡eb|
 MÖvnK ATM evU‡b Zuvi Pvi wWwR‡Ui PIN ev wm‡μU b¤^i
Pvc‡eb|
 cieZx© ¯Œxb Avm‡j UvKv D‡Ëvj‡bi Rb¨ D‡Ëvjb evUbwU
Pvc‡eb|
 UvKv D‡Ëvj‡bi cwigvY wjL‡eb|
 OK Ki‡eb|
 ATM ‡gwkb †_‡K Avcbvi wbw`©ó cwigvY UvKv ¸‡b ey‡S
wb‡eb|
ATM G wcb cwieZ©b wKfv‡e Ki‡eb?
 ATM KvW©wU †gwk‡b cÖ‡ek Kiv‡eb|
 MÖvnK Zvi ATM Kv‡W©i 4 (Pvi) wWwR‡Ui PIN ev wm‡μU
b¤^iwU Pvc‡eb|
 cieZx© ¯Œxb Avm‡j wcb cwieZ©‡bi Rb¨ wcb cwieZ©b evUbwU
Pvc‡eb|
 4 (Pvi) wWwR‡Ui bZzb wcb b¤^i Pvc‡eb|
 4 (Pvi) wWwR‡Ui bZzb wcbwU cybivq evU‡b Pvc‡eb|
wKfv‡e ATM G e¨v‡jÝ AbymÜvb Ki‡eb t
 ATM KvW©wU †gwk‡b cÖ‡ek Kiv‡eb|
 MÖvnK Zuvi ATM Kv‡W©i 4(Pvi) wWwR‡Ui PIN ev wm‡μU
b¤^iwU Pvc‡eb|
 cieZx© ¯Œxb Avm‡j e¨v‡jÝ AbymÜv‡bi Rb¨ e¨v‡jÝ AbymÜvb
evUbwU Pvc‡eb|
 ¯Œx‡b Avcbvi e¨v‡jÝ cÖ`wk©Z n‡e|
ATM Kv‡W©i wcb fz‡j †M‡j KiYxqt
 MÖvnK wb‡R mswkøó †Rjv kn‡i Aew¯’Z DBBL †gvevBj
e¨vswKs I G‡R›U e¨vswKs Awd‡m †hvMv‡hvM K‡i bZzb wcb b¤^i
msMÖn Ki‡Z cvi‡eb|
ev‡qv‡gwUªK GKvD‡›Ui gva¨‡g wKfv‡e Aci e¨w³i GKvD‡›U UvKv
¯’vbvšÍi (P2P) Ki‡eb?
ev‡qv‡gwUªK GKvD‡›Ui MÖvnK G‡R›U e¨vswKs AvDU‡jU G wM‡q
UvKvi cwigvY Ges MÖnxZvi GKvD›U b¤^i ej‡eb| G‡R›U
ev‡qv‡gwUªK †gwk‡b jM Bb K‡i dvÛ UªvÝdvi †gby¨‡Z hv‡eb Ges
MÖvn‡Ki GKvD›U b¤^i I UvKvi cwigvY cÖ`vb Ki‡eb| MÖvnK,
MÖnxZvi GKvD›U b¤^i I UvKvi cwigvY wVK Av‡Q wKbv hvPvB K‡i
Av½y‡ji Qvc cÖ`vb Ki‡eb| Av½y‡ji Qvc mbv³Ki‡Yi ci
wm‡÷g MÖvn‡Ki GKvD›U †_‡K UvKv †K‡U mgcwigvY UvKv
MÖnxZvi GKvD‡›U Rgv Ki‡e| G‡R›U MÖvnK‡K UvKv cvVv‡bvi
iwk` w`‡eb| ZvQvov MÖvnK Ges MÖnxZv `yÕRbB GB †jb‡`‡bi
wbwðZKiY SMS cv‡eb (hw` †gvevBj b¤^i †`qv _v‡K)|
we‡`k †_‡K wKfv‡e †iwg‡UÝ cvVv‡eb?
we‡`‡k Aew¯’Z WvP&-evsjv e¨vsK Ges Ab¨vb¨ evsjv‡`kx e¨vs‡Ki
g‡bvbxZ †h †Kvb Exchange House †_‡K MÖvnK ev‡qv‡gwUªK
GKvD‡›U mivmwi †iwg‡UÝ cvVv‡Z cv‡ib| MÖvn‡Ki cvVv‡bv UvKv
24-72 N›Uv (WvP&-evsjv e¨vsK g‡bvbxZ Exchange House Gi
†ÿ‡Î 24 N›Uv) Gi g‡a¨ †ewbwdwmqvix / †iwg‡UÝ MÖnxZvi
ev‡qv‡gwUªK GKvD‡›U Rgv n‡q hv‡e| GB mnR myweav †c‡Z
Exchange House G wM‡q wb‡Pi Z_¨¸‡jv w`bt
 UvKvi cwigvY,
 hvi Kv‡Q UvKv cvVv‡eb Zvi bvg, e¨vs‡Ki bvg (Dutch-
Bangla Bank) I
 ev‡qv‡gwUªK GKvD›U b¤^i|
‡iwg‡UÝ MÖnxZv wKfv‡e Zvi GKvD›U †_‡K UvKv D‡Ëvjb Ki‡eb?
 UvKv GKvD‡›U Rgv nIqvi mv‡_ mv‡_ †iwg‡UÝ MÖnxZv Zvui
†gvevB‡j SMS Gi gva¨‡g Rvb‡Z cvi‡eb (hw` †gvevBj b¤^i
†`qv _v‡K)| AZtci MÖnxZv DBBL KZ©©„K wbhy³ †h †Kvb G‡R›U
e¨vswKs AvDU‡jU †_‡K we‡`k n‡Z †cÖwiZ UvKv D‡Ëvjb Ki‡Z
cvi‡eb| ZvQvov DBBL Gi ‡h †Kvb kvLv, dv÷ Uª¨vK I ATM
†_‡KI UvKv D‡Ëvjb Ki‡Z cvi‡eb|
wKfv‡e Avcbvi GKvD‡›Ui e¨v‡jÝ/†÷U‡g›U Rvb‡eb?
 GKvD›U e¨v‡jÝ/‡÷U‡g›U Rvb‡Z MÖvnK‡K G‡R›U e¨vswKs
AvDU‡jU/ WvP-evsjv e¨vsK kvLv/ ATM G †h‡Z n‡e|
G‡R›U/e¨vsK Awdmvi ev‡qv‡gwUªK †gwk‡b MÖvn‡Ki Av½y‡ji Qvc
†bqvi gva¨‡g MÖvnK‡K mbv³ Ki‡eb Ges e¨v‡jÝ/ ‡÷U‡g›U
MÖvnK‡K Rvbv‡eb| ATM †_‡K e¨v‡jÝ/ ‡÷U‡g›U AbymÜvb  Gici MÖvnK evsjv‡`‡ki †h‡Kvb ¯’v‡b Aew¯’Z WvP&-evsjv
c×wZ c~‡e© D‡jøL Kiv Av‡Q| e¨vs‡Ki G‡R›U e¨vswKs AvDU‡jU G UvKv Rgv I D‡Ëvjb Ki‡Z
cvi‡eb|
MÖvnK wK ev‡qv‡gwUªK GKvD‡›U RgvK…Z UvKvi Dci gybvdv cv‡eb?  G ai‡bi GKvD‡›U ˆ`wbK m‡e©v”P 2 evi UvKv 4,00,000 Rgv
 nu¨v| MÖvnK Zvui ev‡qv‡gwUªK mÂqx GKvD‡›U RgvK…Z UvKvi Ges UvKv 3,00,000/- D‡Ëvjb Kiv hv‡e|
Dci e¨vsK KZ©„K wba©vwiZ nv‡i lvb¥vwlK wfwˇZ gybvdv cv‡eb|
Territory (GjvKv) Kx?
ev‡qv‡gwUªK Kv‡i›U GKvD›U t DBBL G‡R›U e¨vswKs G mvaviYZ cÖwZwU Dc‡Rjv‡K GKwU
 MÖvnK ev‡qv‡gwUªK mÂqx GKvD‡›Ui b¨vq Zuvi e¨emvwqK Territory ev GjvKv ejv nq| MÖvnK †h Dc‡Rjv †_‡K GKvD›U
cÖ‡qvR‡b ev‡qv‡gwUªK Kv‡i›U GKvD›UI Lyj‡Z cvi‡eb| ïaygvÎ Lyj‡eb †mB Territory ev GjvKvq †jb‡`b Gi ‡ÿ‡Î †Kvb wd
GKK e¨w³ gvwjKvbvaxb e¨emv-cÖwZôv‡bi gvwjKMY GB jvM‡e bv| Z‡e Ab¨ GjvKvq ‡jb‡`b Gi †ÿ‡Î wd cÖ‡hvR¨|
ev‡qv‡gwUªK Kv‡i›U GKvD›UwU Lyj‡Z cvi‡eb| Kv‡i›U GKvD‡›Ui we¯ÍvwiZ Rvb‡Z wb‡Pi †Uwej †`Iqv n‡jvt
cÖ‡qvRbxq WKz‡g›U n‡jv RvZxq cwiPqcÎ ev Qwe hy³ AvBwW
Kv‡W©i d‡UvKwc, 2 Kwc cvm‡cvU© mvB‡Ri Qwe, †UªW jvB‡mÝ Gi ev‡qv‡gwUªK GKvD‡›U wd I mvwf©m PvR© (eZ©gv‡b cÖ‡hvR¨)t
d‡UvKwc, bwgbxi AvBwW Kv‡W©i d‡UvKwc I Qwe 1 Kwc|
weeiY wbR¯^ GjvKvq Ab¨ GjvKvq
ev‡qv‡gwUªK wW‡cvwRU cøvm ¯‹xg (DPS) Kx? ‡iwR‡÷ªkb wd« wd«
 ev‡qv‡gwUªK wW‡cvwRU cøvm ¯‹xg (DPS) n‡”Q `xN©‡gqv`x G‡R›U e¨vswKs AvDU‡jU wd« RgvK…Z UvKvi
mg‡qi Rb¨ UvKv Rgv‡bvi GKwU Abb¨ e¨e¯’v| MÖvnK UvKv 100/- G UvKv Rgv`vb 0.25%
†_‡K ïiæ K‡i UvKv 100/- Gi ¸wYZK †h †Kvb As‡Ki Dci 3, G‡R›U e¨vswKs AvDU‡jU wdª D‡ËvjbK„Z UvKvi
5, 8 I 10 eQi †gqv`x ev‡qv‡gwUªK wW‡cvwRU cøvm ¯‹xg (DPS) G UvKv D‡Ëvjb 0.50%
Lyj‡Z cvi‡eb| GLv‡b me‡P‡q eo myweav n‡”Q MÖvn‡Ki
ev‡qv‡gwUªK GKvD›U †_‡K wbw`©ó cwigvY UvKv wbw`©ó mg‡q DBBL kvLv/ dv÷ Uª¨v‡K wd« wd«
¯^qswμqfv‡e †K‡U ev‡qv‡gwUªK wW‡cvwRU cøvm ¯‹xg (DPS) G UvKv Rgv/D‡Ëvjb
Rgv n‡q hv‡e| ZvQvov †gqv` †k‡l i‡q‡Q AvKl©bxq gybvdv| DBBL ATM n‡Z wd« wd«
GKwU ev‡qv‡gwUªK GKvD‡›Ui wecix‡Z GKvwaK DPS GKvD›U D‡Ëvjb
‡Lvjv hv‡e| P2P UvKv ¯’vbvšÍi wd« ¯’vbvšÍwiZ UvKvi
ev‡qv‡gwUªK wd·W wW‡cvwRU wiwmÞ (FDR) Kx? 0.25%
G‡R›U e¨vswKs-Gi gva¨‡g 10,000/- UvKv ev Zvi †ekx cwigvY e¨v‡jÝ AbymÜvb wd« wd«
UvKvi Rb¨ 3 gvm, 6 gvm ev 12 gvm †gqv`x wd·W wW‡cvwRU ev ‡iwg‡UÝ cÖ`vb wd« wd«
FDR Kiv hvq| ev‡qv‡gwUªK FDR Kivi Rb¨ MÖvnK Zvui (ev‡qv‡gwUªK GKvD›U)
ev‡qv‡gwUªK mÂqx wnmv‡e wba©vwiZ cwigvY UvKv Rgv w`‡q GKwU ‡eZb-fvZv weZiY wd« wd«
dig c~iY Ki‡eb| ev‡qv‡gwUªK mÂqx wnmve ‡_‡K UvKv wb‡q Zvi
FDR wU †Lvjv n‡e Ges GKwU iwk` †`qv n‡e| †gqv`v‡šÍ
gybvdvmn mgy`q UvKv MÖvn‡Ki ev‡qv‡gwUªK mÂqx wnmv‡e cÖ`vb
Kiv n‡e| GKB ev‡qv‡gwUªK GKvD‡›Ui wecix‡Z GKvwaK FDR
Kiv hvq|

WvP&-evsjv e¨vs‡Ki kvLvq mÂqx wnmve †Lvjv MÖvnKMY wKfv‡e

G‡R›U e¨vswKs AvDU‡jU †_‡K mvwf©m †c‡Z cv‡ib?
WvP&-evsjv e¨vs‡Ki †h‡Kvb kvLvq mÂqx wnmve †Lvjv MÖvnKMY
†h‡Kvb G‡R›U AvDU‡jU G UvKv Rgv Ki‡Z cvi‡eb| Z‡e UvKv
D‡Ëvj‡bi Rb¨ e¨vs‡Ki †h‡Kvb kvLvq Dcw¯’Z n‡q Zvui Av½y‡ji
Qvc †iwR‡÷ªkb Kivi gva¨‡g G‡R›U e¨vswKs AvDU‡jU †_‡K
UvKv D‡Ëvjb Ki‡Z cvi‡eb| Av½y‡ji Qvc †iwR‡÷ªk‡bi Rb¨
wb‡¤œv³ c×wZ AbymiY Ki‡ebt
 MÖvnK WvP&-evsjv e¨vs‡Ki †h †Kvb kvLvq †iwR‡÷ªkb Kivi
Rb¨ Avm‡eb|
 wbw`©ó †iwR‡÷ªkb dig c~iY K‡i GKvD‡›U cÖ`Ë ¯^vÿi cÖ`vb
Ki‡eb|
 MÖvn‡Ki ¯^vÿi I Qwe hvPvB K‡i e¨vsK Kg©KZ©v ev‡qv‡gwUªK
†gwk‡b MÖvn‡Ki Av½y‡ji Qvc wb‡eb Ges GKvDw›U ev‡qv‡gwUªK
†gwk‡b †jb‡`b Kivi Rb¨ †iwR‡÷ªkb K‡i w`‡eb|
ev‡qv‡gwUªK GKvD‡›Ui †jb‡`‡bi mxgvt

cÖwZ cÖwZ
‡cÖvWv± mvwf©m †jb‡`b Gi †jb‡`b Gi ‰`wbK †jb‡`b gvwmK ‡jb‡`b
mvwf©m
P¨v‡bj m‡e©v”P mxgv me©wb¤œ mxgv
UvKv UvKv

msL¨v cwigvY UvKv msL¨v cwigvY UvKv

G‡R›U
4,00,000 10 2 4,00,000 30 20,00,000
bM` Rgv AvDU‡jU
eªv 5,00,000 10 10 5,00,000 30 20,00,000
mÂqx G‡R›U
3,00,000 10 2 3,00,000 30 15,00,000
wnmve bM` AvDU‡jU
D‡Ëvjb eªv 5,00,000 10 2 5,00,000 30 20,00,000
GwUGg 20,000 500 5 50,000 - -
dvÛ G‡R›U
5,00,000 10 2 5,00,000 30 20,00,000
UªvÝdvi AvDU‡jU
G‡R›U
6,00,000 10 4 6,00,000 50 50,00,000
bM` Rgv AvDU‡jU
eªv 6,00,000 10 10 6,00,000 50 50,00,000
G‡R›U
PjwZ 5,00,000 10 2 5,00,000 40 40,00,000
bM` AvDU‡jU
wnmve eªv 5,00,000 10 2 5,00,000 40 40,00,000
D‡Ëvjb
GwUGg 20,000 500 5 50,000 - -
dvÛ G‡R›U
5,00,000 10 4 15,00,000 30 50,00,000
UªvÝdvi AvDU‡jU

we¯ÍvwiZ-16216