Important information regarding the digital Investment Services Account (ISA) opening process

1. This functionality is not available to US persons and residents of Canada. The term “United
States Person” or “US Person”(s) refers to: (a) a United States Citizen, and/or ; (b) a United
States resident; meaning a green card holder, or (c) an individual physically present in the
United States for 31 days in the current calendar year and 183 days during the 3 year period that
includes the current year and the two years immediately before that, counting, (i) all the days
present in the US in the current year, (ii) 1/3 of the days present in the US in the first year before
the current year, and (iii) 1/6 of the days present in the US in the second year before the current
year; and it could also include Clients with a US address and/or, Social Security Number.
2. Citibank India does not market any product or service to individuals resident in the European
Union, European Economic Area, Switzerland, Guernsey and Jersey. This page is not, and should
not, be construed as an offer, invitation or solicitation to buy or sell any of the products and
services mentioned herein to individuals resident in the European Union, European Economic
Area, Switzerland, Guernsey and Jersey.
3. The holding pattern of the ISA will be the same as the holding pattern of the linked savings
account.
4. If the PAN used in the account opening process is incorrect, please visit the nearest Citibank
branch for correction before proceeding with the account opening.
5. SEBI’s Know Your Customer (KYC) norms are mandatory in order to start investing.
6. If a transaction request is submitted by the customer directly to an Asset Management
Company (AMC), the signature available in the KYC records (available with the KYC Registration
Agency) would be used for signature verification by the AMC.
7. For joint accounts: While either account holder can complete the risk profile for the account, the
profiling screen will be shown to the account holder who authorizes the Investment Services
Account opening. It is recommended that both holders take a joint decision with respect to the
Investment Risk Profile for the account.
8. This document shall be read in addition to & not in substitution/derogation to the Investment
Services Account Terms and Conditions. For detailed terms and conditions applicable to
Investment Services Account, please visit the Wealth Management page on www.citibank.co.in.

Modified Date: 03-10-18