M/S BODHANI MOBILE REPAIRING SERVICES, AMRAVATI

PROJECT COST AND MEANS OF FINANCE

A] Cost of Project

Particulars (Rs in lakhs)

Land And Building Owned

Plant,Machinery & Equipments 7.00

Working Capital 3.00

TOTAL 10.00

B] Means of Finance

Particulars (Rs in lakhs)

Proprietors Capital 1.00

Working Capital Loan 2.00

Term Loan from Bank 7.00

.
Total 10.00
 BODHANI MOBILE REPAIRING SERVICES,AMRAVATI
ESTIMATED CAPITAL INVESTMENT CONSOLIDATION

SN PARTICUALARS AMOUNT

1 BROKEN GLASSES AND TOUCH PAD AND COMBO 200000

2 LAPTOP DEVICES 75000

3 OTHER TOOLS AND EQUIPMENTS 40000

4 FREEZER MACHINE - IPHONE & SAMSUNG 200000

5 LAZER MACHINE - IPHONE 185000

GRAND TOTAL 700000

 M/S BODHANI MOBILE REPAIRING SERVICES, AMRAVATI

Profitability Estimates For Five Years

Year 1st 2nd 3rd 4th 5th

Receipts 10.00 11.00 12.10 13.31 14.64

Total Service Receipts 10.00 11.00 12.10 13.31 14.64

Cost of Service
1 Parts & Material 2.40 2.64 2.90 3.19 3.51
2 Power & Fuel 0.12 0.13 0.15 0.16 0.18
3 Labour & Wages 1.20 1.32 1.45 1.60 1.76
4 Other Contingent Expenses 0.72 0.79 0.87 0.96 1.05
5 Interest on Term Loans 0.58 0.47 0.36 0.22 0.08
6 Interest on CC Loan 0.18 0.18 0.18 0.18 0.18
7 Depreciation (W.D.V.) 1.05 0.89 0.76 0.64 0.55

6.25 6.43 6.67 6.95 7.31

Profit Before Tax 3.75 4.57 5.43 6.36 7.33

Taxation 1.13 1.37 1.63 1.91 2.20
Profit After Tax 2.63 3.20 3.80 4.45 5.13

D.S.C.R. Calculations
A.D.S.C.R.
Net Surplus 2.63 3.20 3.80 4.45 5.13
Add : Depreciation 1.05 0.89 0.76 0.64 0.55
Add : Interest on Term Loan 0.58 0.47 0.36 0.22 0.08

Total 4.26 4.56 4.92 5.31 5.76

B. Repayment Obligation
Installments of Term Loan 1.16 1.27 1.39 1.52 1.66
Interest on Term Loan 0.58 0.47 0.36 0.22 0.08

Total 1.74 1.74 1.75 1.74 1.74

D.S.C.R. 2.45 2.62 2.81 3.05 3.31

Avarage DSCR 2.85
Weighted DSCR 2.85
 M/S BODHANI MOBILE REPAIRING SERVICES,AMRAVATI

A. Interest on Term Loan and Its Repayment

i] Term Loan of Rs. 7.00 Lakhs would be repaid in Seven Years in 60 monthly
instalments of Rs.0.15 Lakh each.

ii] Interest on Term Loan in assumed @ 9.00 % per annum which would be payable
monthly apart from instalment

iii] Thus term loan repayment schedule & interest thereon would be as below.

Year Principle Instalment Interest Total Intt. Balance

1 7.00 1.16 0.58 1.74 5.84

2 5.84 1.27 0.47 1.74 4.57

3 4.57 1.39 0.36 1.75 3.18

4 3.18 1.52 0.22 1.74 1.66

5 1.66 1.66 0.08 1.74 0.00

 M/S BODHANI MOBILE REPAIRING SERVICES,AMRAVATI

FUNDS FLOW ANALYSIS

1st Year 2nd Year 3rd Year 4th Year 5th Year

SOURCES OF FUNDS

Net Profit Before Tax 3.75 4.57 5.43 6.36 7.33

Add. Back Depreciation 1.05 0.89 0.76 0.64 0.55

Capital Introduced 1.00 - - - -

Term Loan from Bank 7.00 - - - -

CC From Bank 2.00 - - - -

Subsidy from CMEGP - - 1.50 - -

Increase in Current Liability 2.00 1.00 1.00 1.00 1.00

16.80 6.47 8.69 8.00 8.88

DISPOSITION

Capital Expenses 7.00 - - - -

Decrease in Term Loan 1.16 1.27 1.39 1.52 1.66

Increase in Current Assets 3.00 1.00 1.00 1.00 1.00

Income Tax 1.13 1.37 1.63 1.91 2.20

Withdawal 1.80 2.20 3.00 3.00 3.40

Temporary Investment 0.50 0.50 0.50 0.50 0.50

14.59 6.34 7.52 7.93 8.76

Surplus / Deficit 2.22 0.12 1.17 0.07 0.11

Opening Balance - 2.21 2.33 3.50 3.55

Closing Balance 2.21 2.33 3.50 3.55 3.68

 M/S BODHANI MOBILE REPAIRING SERVICES,AMRAVATI
PROJECTED BALANCE SHEET

1st Year 2nd Year 3rd Year 4th Year 5th Year
Promoters Fund
Opening Balance/Introdu 1.00 1.83 2.82 5.12 6.57
Add : CMEGP subsidy 1.50
Add : Net Profit 3.75 4.57 5.43 6.36 7.33
4.75 6.39 9.75 11.47 13.90

Less : Income Tax 1.13 1.37 1.63 1.91 2.20

Withdrawal 1.80 2.20 3.00 3.00 3.40

Total - A 1.83 2.82 5.12 6.57 8.29

Loans & Advances

Working Capital Loan 2.00 2.00 2.00 2.00 2.00

Term Loan 5.84 4.57 3.18 1.66 0.00

Total - B 7.84 6.57 5.18 3.66 2.00

Current Liabilities

Sundry Creditors 2.00 3.00 4.00 5.00 6.00

Total - C 2.00 3.00 4.00 5.00 6.00

Total - A+B+C 11.66 12.39 14.30 15.22 16.29

Fixed Assets

Opening Block 7.00 5.95 5.06 4.30 3.65

Less : Depreciation 1.05 0.89 0.76 0.64 0.55

Total - A 5.95 5.06 4.30 3.65 3.11

Sundry Debtors 3.00 4.00 5.00 6.00 7.00

Temporary Investment 0.50 1.00 1.50 2.00 2.50

Cash & Bank Balance 2.21 2.33 3.50 3.55 3.68

Total - B 5.71 7.33 10.00 11.56 13.18

Total - A+B 11.66 12.39 14.30 15.22 16.29

 M/S BODHANI MOBILE REPAIRING SERVICES, AMRAVATI

Depreciation & Fixed Assets Chart

(Rs. Lakhs)
Year Cost Land Furniture Plant & Total
Buildings Machinery
10% 15%

1 Cost Owned Owned 7.00 7.00

Less: Depreciation - - 1.05 1.05

2 W.D.Value - - 5.95 5.95

Less: Depreciation - - 0.89 0.89

3 W.D.Value - - 5.06 5.06

Less: Depreciation - - 0.76 0.76

4 W.D.Value - - 4.30 4.30

Less: Depreciation - - 0.64 0.64

5 W.D.Value - - 3.65 3.65

Less: Depreciation - - 0.55 0.55

6 W.D.Value - - 3.11 3.11