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Financial Projections (Part 3)
Financial Projections (Part 3)
A] Cost of Project
TOTAL 10.00
B] Means of Finance
SN PARTICUALARS AMOUNT
Cost of Service
1 Parts & Material 2.40 2.64 2.90 3.19 3.51
2 Power & Fuel 0.12 0.13 0.15 0.16 0.18
3 Labour & Wages 1.20 1.32 1.45 1.60 1.76
4 Other Contingent Expenses 0.72 0.79 0.87 0.96 1.05
5 Interest on Term Loans 0.58 0.47 0.36 0.22 0.08
6 Interest on CC Loan 0.18 0.18 0.18 0.18 0.18
7 Depreciation (W.D.V.) 1.05 0.89 0.76 0.64 0.55
D.S.C.R. Calculations
A.D.S.C.R.
Net Surplus 2.63 3.20 3.80 4.45 5.13
Add : Depreciation 1.05 0.89 0.76 0.64 0.55
Add : Interest on Term Loan 0.58 0.47 0.36 0.22 0.08
B. Repayment Obligation
Installments of Term Loan 1.16 1.27 1.39 1.52 1.66
Interest on Term Loan 0.58 0.47 0.36 0.22 0.08
i] Term Loan of Rs. 7.00 Lakhs would be repaid in Seven Years in 60 monthly
instalments of Rs.0.15 Lakh each.
ii] Interest on Term Loan in assumed @ 9.00 % per annum which would be payable
monthly apart from instalment
iii] Thus term loan repayment schedule & interest thereon would be as below.
1st Year 2nd Year 3rd Year 4th Year 5th Year
SOURCES OF FUNDS
DISPOSITION
1st Year 2nd Year 3rd Year 4th Year 5th Year
Promoters Fund
Opening Balance/Introdu 1.00 1.83 2.82 5.12 6.57
Add : CMEGP subsidy 1.50
Add : Net Profit 3.75 4.57 5.43 6.36 7.33
4.75 6.39 9.75 11.47 13.90
Current Liabilities
Fixed Assets