MBB4013 PRINCIPLES AND PRACTICES OF ISLAMIC BANKING

ASSESSMENT METHODS

Conduct of the Course:

All class will be conducted online. Most sessions will combine lectures, discussions of
the assigned exercises and readings, and class discussion. My style is informal and the
more interaction among members of the class, the better. The exercises, readings and
website review is vital for classroom discussion. You have everything to gain from
thoughtful analysis and preparation. The responsibilities of each member of this course
are:

• On-time attendance
• Homework done in advance of the group meeting
• Active involvement in discussion
• Constructive critiques of the work of the other group members

Assessment Method:

Grading will be based on the following components:

TYPE WEIGHTAGE IMPORTANT

Online Final Exam 30 DATELINES
Exam Week
Online Test 20 Week 9
Online Quiz 10 Week 5
Group Assignment 20 Week 12
Group Presentation 20 Week 13 & 14
TOTAL 100

All quiz, test and final exam will be held online through GOALS.

Refer Appendix for the details on Group Assignment and Group Presentation.

This schedule will change as new information becomes available. Check the GOALS
often.

Course Lecturer

Name : Dr. Mohd Nazri Bin Mohd Noor

Office : FEM (Level 4, Room 62)
Phone: 0139190314
Emai: nazrimn@usim.edu.my
Office Hours: pm and by appointment
 APPENDIX

GROUP ASSIGNMENT

Guidelines and Rubric

A. Group Formation
i. Consist of 4-5 members per group.
ii. Each group must represent one of the 16 Islamic banks been operated in
Malaysia as follows:

No. Name of Islamic Bank

1 Affin Islamic Bank Berhad
2 Al Rajhi Banking & Investment Corporation (Malaysia) Berhad
3 Alliance Islamic Bank Berhad
4 AmBank Islamic Berhad
5 Bank Islam Malaysia Berhad
6 Bank Muamalat Malaysia Berhad
7 CIMB Islamic Bank Berhad
8 HSBC Amanah Malaysia Berhad
9 Hong Leong Islamic Bank Berhad
10 Kuwait Finance House (Malaysia) Berhad
11 MBSB Bank Berhad
12 Maybank Islamic Berhad
13 OCBC Al-Amin Bank Berhad
14 Public Islamic Bank Berhad
15 RHB Islamic Bank Berhad
16 Standard Chartered Saadiq Berhad

B. Report Outline

1.0 Overview of Malaysian Banking System and Regulatory Framework

2.0 Background of [Your Group’s Islamic bank]
3.0 Deposit & Debit Card Products Offered by [Your Group’s Islamic bank]
4.0 Financing Products Offered by [Your Group’s Islamic bank]
4.1 Personal Financing
4.2 Home Financing
4.3 Vehicle Financing
4.4 Islamic Credit Card
4.5 Commercial and Trade
5.0 Capital and Money Market Facilities Offered by [Your Group’s Islamic bank]
6.0 New Product Proposal
i. Your Islamic bank plan to launch a new product in September this year. You are
required to propose a new product to be launced.
ii. Your proposal must take into consideration the followings:
- Strong justifications on why you decide to propose it [i.e. meaningful
solution(s) to problem(s)]. Support with data and sources of reference.
- Must inlude the element of Fintech.
 -Explain the products according to its name, underlying contract(s) and
modus operandi.
- Create Product Disclosure/Information Sheet (PDS/PIS) for the proposed
new product.
- Plan of marketing tools to market the new product.
7.0 Summary and Conclusion

Important notes:
 The main source of information includes the Product Disclosure/Information Sheet
(PDS/PIS).
 For all the sub-sections of type of products offered:
- List and explain the product(s) according to the name(s), underlying contract(s)
and modus operandi1.
- Give your review on the products.

References

Appendix

Provide Product Disclosure/Information Sheet (PDS/PIS) for each of the product (i.e.,
internet links to the PDS/PIS documents) .

C. Format of the report

- Font: Times New Roman, size 12, spacing: 1.5
- Reference: APA style

D. Dateline
Submit the assignment in GOALS latest by Week 12 (11.55 p.m).

1
The modus operandi need to be prepared and presented using diagram.
E. Rubric
D- or F- level qualities
Criterion
(0-4)
incomplete in most aspects; does
Completeness
not reflect requirements
Demonstrates an inadequate
Understanding understanding of the topic(s) and
issue(s)
Presents an incomplete analysis of
the issues identified
Makes little or no connection
between the issues identified and
Analysis, the strategic concepts studied in
evaluation, and the reading
recommendations
  Support diagnosis and opinions
  with few reasons and little, if any,
  support from the information
presented and concepts from the
reading
Supplements report, if at all, with
incomplete research and
documentation
Writing is unfocused, rambling, or
contains serious errors, lacks
Research
detail and relevant data and
information; poorly organised.
C- level qualities
(5-6)
incomplete in many respects; reflects
few requirements
Demonstrates an acceptable
understanding of the topic(s) and
issue(s)
Presents a superficial analysis of
some of the issues identified; omits
necessary financial calculations
Makes appropriate but somewhat
vague connections between the
issues and concept studied in the
reading; demonstrates limited
command of the strategic concepts
and analytical tools studied
Supports diagnosis and opinions
with limited reasons and evidence;
presents a somewhat one-sided
argument
Present less realistic or appropriate
recommendations with minimum
supported by the information
presented and concepts from the
reading.
Supplements report with limited
research into the present situation of
the company; provides limited
documents of sources consulted
B- level qualities
(7-8)
Complete in most respects; reflect most
requirements
Demonstrates an accomplished
understanding of the topic(s) and
issue(s)
Presents a thorough analysis of most
issues identified; includes most
necessary financial calculations
Makes appropriate connections
between the issues identified and the
strategic concept studied in the
reading; demonstrates good command
of the strategic concepts and analytical
tools studied
Supports diagnosis and opinions with
reason and evidence; presents a fairly
balanced view; interpretation is both
reasonable and objective
Present realistic or appropriate
recommendations with good
supported by the information
presented and concepts from the
reading.
Supplements report with appropriate
research into the present situation of
the company; provides some
documents of sources consulted
A- level qualities
(9-10)
Complete in all aspects; reflects all
requirements
Demonstrates a sophisticated
understanding of the topic(s) and
issue(s)
Present an insightful and thorough
analysis of all the issues identified;
includes all necessary financial
calculations
Makes appropriate and powerful
connections between the issues
identified and the strategic concept
studied in the reading; demonstrates
complete command of the strategic
concepts and analytical tools studied
Supports diagnosis and opinions with
strong arguments and evidence;
presents a balanced and critical view;
interpretation is both reasonable and
objective
Present detailed, realistic and
appropriate recommendations clearly
supported by the information
presented and concepts from the
reading.
Supplements report with relevant and
extensive research into the present
situation of the company; clearly and
thoroughly documents all sources of
information

Writing lacks clarity or conciseness
and contains numerous errors; gives
Writing mechanics Does not use APA guidelines
insufficient detail and relevant data
and information; lacks organization
   
Writing demonstrates a sophisticated
Writing shows clarity or conciseness
clarity, conciseness, and correctness;
and contains some errors; gives
includes thorough details and relevant
appropriate detail and relevant data
data and information; extremely well-
and information; good organization
organized
/80
/20%
 GROUP PRESENTATION

Guidelines and Rubric

A. Instructions
Based on the group report, present the followings using infographic:
i. The summary of products offered by your Group’s Islamic bank.
ii. New product proposal.

C. Presentation
i. Each group needs to present in class in Week 13 and 14.
ii. Allocation of time: 15 minutes

D. Submission
Submit the presentation tool in GOALS latest by Week 14 (@ 11.59 p.m.)
E. Rubric

Excellent Adequate Needs Attention Insufficient

Item
(5-6 points) (3-4 points) (2 points) (0-1 points)
Presentation had an Presentation had a Presentation had Presentation
exceptional amount good amount of moments where contained little to no
Content of valuable material material and valuable material valuable material.
and was extremely benefited the class. was present but as a
beneficial to the class. whole content was
lacking.
Information is Most information is Some information is There is no clear plan
organized in a clear, organized in a clear, logically sequenced. for the organization
Sequencing logical way. It is easy logical way. One An occasional slide of information.
of to anticipate the type slide or item of or item of
Information of material that information seems information seems
might be on the next out of place. out of place.
slide.
Presentation shows Presentation shows Presentation shows Presentation is a
considerable some originality and an attempt at reuse of other
originality and inventiveness. The originality and people's ideas and/or
Originality inventiveness. The content and ideas are inventiveness on 1-2 graphics and shows
content and ideas are presented in an slides. very little attempt at
presented in a unique interesting way. original thought.
and interesting way.
Presentation has no Presentation has 1-2 Presentation has 1-2 Presentation has
Spelling and misspellings or misspellings, but no grammatical errors more than 2
Grammar grammatical errors. grammatical errors. but no misspellings. grammatical and/or
spelling errors.
All graphics are A few graphics are All graphics are Several graphics are
attractive (size and not attractive but all attractive but a few unattractive AND
Use of colors) and support support the do not seem to detract from the
Graphics the theme/content of theme/content of the support the content of the
the presentation. presentation. theme/content of the presentation.
presentation.
The teammates The teammates The teammates The teammates never
always worked from worked from others’ sometimes worked worked from others’
others’ ideas. ideas most of the from others’ ideas. ideas. It seems as
It was evident that all time. It seems like However it seems as though only a few
Teamwork
of the group every did some work, though certain people worked on
members contributed but some people are people did not do as the presentation.
equally to the carrying the much work as others.
presentation. presentation.
The presentation was The presentation had There were minimal The presentation
well organised, well organised ideas but signs of organisation lacked organisation
Organisation
prepared and easy to could have been or preparation. and had little
and
follow much stronger with evidence of
preparation
better preparation. preparation.

Presenters were all Presenters were not Presenters were Presenters were
very confident in consistent with the occasionally unconfident and
delivery and they did level of confidence/ confident with their demonstrated little
an excellent job of preparedness they presentation evidence of planning
Presentation engaging the class. showed the however the prior to presentation.
Preparation is very classroom but had presentation was not
evident. some strong as engaging as it
moments. could have been for
the class.
/42
Final Score
/20%