Wealth Solutions

We provide a gamut of wealth solutions at DBS Treasures:

Mutual Funds: You get professional support from an investment counsellor and

access to more than 260 approved mutual fund schemes from 21 leading asset
management companies. Our digital banking platform, digibank by DBS, lets you
invest in the funds of your choice instantly and provides a consolidated dashboard
view of your investments with real-time & detailed information on each fund.

Sophisticated Wealth Solutions: Many of our customers need specialised products to

meet their financial goals. As part of our Sophisticated Wealth Solutions, we  offer
structured products, portfolio management services (PMS), Alternate Investment
Funds (AIF), private equity and real estate funds. We help ensure that the solutions
you sign up for are tailored to your short term needs and long term goals in line with
your risk appetite.

Insurance Solutions: You can protect yourself against the unexpected with our wide
range of insurance solutions covering health, business, travel and life. You choose
from a range of plans, be it term insurance or traditional policies or unit-linked
products (ULIPs) or business insurance products like keyman insurance.

Remittance Solutions: At DBS Treasures, you get preferential remittance rates and
solutions, allowing you to transfer your money abroad seamlessly. Our digital
banking platform, digibank by DBS, allows you paperless remittance at zero fees*
and you can reach out to experienced forex specialists in case of any queries.

Mortgage Solutions: DBS Treasures offers clients a large bouquet of property loans

including home loans, loans against property and top-up loans. Our experienced
mortgage specialists will guide you through each step of the process and ensure that
your loan needs are met. At DBS Treasures, we provide some of the most attractive
interest rates in the market with tenures up to 25 years. 
Wealth Management Process
To make sure we protect and grow your wealth, we follow a scientific approach to its
management. Our services are based on a three-tier process: Understand, Execute
and Review. 

In the first step, we help identify your individual or family needs and aspirations. We
then implement a thorough risk analysis to map your risk appetite to your financial
objectives, investment horizon and immediate liquidity requirements.

For the second stage, we offer you a wide range of wealth solutions in line with your
risk profile.  You can choose a mutual fund scheme that is rated with higher quartile
ranking (Q1 or Q2) by Morningstar, the world’s leading investment research and
rating agency. Once you select your investment plan, you can complete the
transaction seamlessly and conveniently on our digital banking platform. You can
even reach out to a dedicated Relationship Manager if you need any assistance.
We then help you continuously review your portfolio and track its performance to
make sure that it is meeting your goals over time.