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BDO Competitiveness of Financial Services

Banco De Oro (BDO) was named as the Best Bank in the Philippines in the
Global Finance World Best Bank Awards in 2016. BDO was selected as winner after
having met the set of criteria that comprised growth in assets, profitability, strategic
relationships, customer service, competitive pricing, and innovative products. This is a
full-service universal bank that provides an extensive range of corporate, commercial
and retail banking services, BDO is ranked as the largest bank in the Philippines to date
in terms of total assets, loans, deposits, capital and trust funds under management. In
addition, Global Finance also named BDO to the 2016 List of Safest Banks by country.
For its competitive advantage, BDO prides itself on a reputation for a hands-on, service-
oriented business philosophy and demonstrated commitment to quality, reliability and
responsiveness to client needs. They embrace a hands-on, flexible service, philosophy
and a culture of openness, candor and trust. Combined with the advantages of a
streamlined, accessible organizational structure, this approach translates to timely
responses and swift resolution of technical issues for their clients. It offers a variety of
services, ranging from the traditional lending and deposit-taking to foreign exchange,
brokering and corporate cash management. As of June 30, 2014, in terms of assets and
loans, it is ranked number one in the universal and commercial bank group. With this,
BDO should be able to compete to uplift its reputation with the increase in competition
and constant penetration of international banks.

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