1

Scenario Summary
Current Values: H/B/E H/B/NE H/R/E
Changing Cells:
$B$21 R B B R
$B$22 H H H H
$B$27 E E NE E
Result Cells:
$E$32 $ 69,974.49 $ 64,340.71 $ 63,526.05 $ 69,974.49
$F$32 $ 73,659.93 $ 61,922.14 $ 53,544.79 $ 73,659.93
$E$33 $ 84,974.49 $ 79,340.71 $ 78,526.05 $ 84,974.49
$F$33 $ 158,634.42 $ 141,262.84 $ 132,070.84 $ 158,634.42
Notes: Current Values column represents values of changing cells at
time Scenario Summary Report was created. Changing cells for each
scenario are highlighted in grey.
 H/R/NE L/B/E L/B/NE L/R/E L/R/NE

R B B R R
H L L L L
NE E NE E NE

$ 69,576.15 $ 72,219.91 $ 70,420.35 $ 78,510.29 $ 77,127.05

$ 64,229.46 $ 81,001.56 $ 68,152.47 $ 96,051.75 $ 81,752.06
$ 84,576.15 $ 87,219.91 $ 85,420.35 $ 93,510.29 $ 92,127.05
$ 148,805.61 $ 168,221.47 $ 153,572.82 $ 189,562.04 $ 173,879.11

Chart Title
$200,000.00
$180,000.00
$160,000.00
$140,000.00
$120,000.00
$100,000.00
$80,000.00
$60,000.00
$40,000.00
$20,000.00
$-
1 2 3 4 5 6 7 8

Row 10 Row 11 Row 15 Row 13

Parameters
2021
Tax rate
Sales ($) $ 350,000.00
EOY COH $ 15,000.00
COGS % 70%

Time (years) 10
Amount borrowed ( E) 100000
Amount borrowed (NE) 0
Interest Rate ( R) 5%
Interest Rate ( B) 4%
COGS multiplication factor ( 1.06
COGS multiplication factor (L 1.02
E NE
Sales growth ( R) 30% 15%
Sales growth ( B) 20% 5%

State of the economy (R/B) R

Inflation (H/L) H (base case)

Decision

Expand or not (E/NE) E (base case)

Summary of key Outcomes

2021
PAT
EOY COH

Calculations
2021
Amount borrowed 100000
Interest rate 0.05
Loan repayment $12,950.46

Sales growth rate 0.3

Sales $ 350,000.00

COGS multiplication factor 1.06

COGS % 70%
COGS $ 245,000.00

Income and CF Statement

2021
BOY COH
Sales (TR)
COGS
Loan repayment
Total Cost
PBT
Tax
PAT
EOY COH $ 15,000.00
 2022 2023
33% 35%

Scenario Name Inflation (H/L)

H/B/E H
H/B/NE H
H/R/E H
H/R/NE H
L/B/E L
L/B/NE L
L/R/E L
L/R/NE L

2022 2023
$ 69,974.49 $ 73,659.93
$ 84,974.49 $ 158,634.42

2022 2023
$ 455,000.00 $ 591,500.00

0.742 0.78652
$ 337,610.00 $ 465,226.58

2022 2023
$ 15,000.00 $ 84,974.49
$ 455,000.00 $ 591,500.00
$ 337,610.00 $ 465,226.58
$12,950.46 $12,950.46
$ 350,560.46 $ 478,177.04
$ 104,439.54 $ 113,322.96
$ 34,465.05 $ 39,663.04
$ 69,974.49 $ 73,659.93
$ 84,974.49 $ 158,634.42
 State of Economy (R/B) Decision (E/NE)
B E
B NE
R E
R NE
B E
B NE
R E
R NE
Parameters Base case(2021)

No of people 4
Usage by friends 20%
Increase in utility cost in winters 50%
decrease in utility cost in summer 50%
hydro cost $100
heater cost $40
gas cost $30
change in utility cost in rest of the months 0%
time period 25
interest rate 4%
annual increse of price of property 2%
price of property $239,000
savings in account to invest in house $50,000
tax rate 1%
insurance $1,200
additional maintainence cost $2,000
internet and cable cost $70
months 8
Summary of Key outcomes

Savings(per person per month) $7,260.12

Decision Variable
Rent 500

Calculations

Utility cost in months(per person) $2,040.0

Utility cost in months included(per person) $2,448.00
down payment $47,800.0
Amount borrowed $191,200.0
Loan Repayment $12,047.44
Price of property previous year $234,314
price of property in present year
Property Tax $3,380.44
Internet and cable cost $560

Income and CF calculation

House Mortgage amount $12,047.44
Internet and cable cost $560.00
Insurance $1,200.00
Maintainance $2,000.00
Tax $3,380.44
Utility $2,448.00
Total expense $19,187.88
Total Rent $26,448.00
Savings $7,260.12
 Utility Function
Include utility Y
20% increase Y
Rent 24000

Rent PP 500

Part A
2021 2022 2023
House Price $239,000 $243,780 $248,655.60
Tax $3,380.44 $3,448.05 $3,517.01
Total expense $19,187.88 $19,255.49 $19,324.45
Total savings $7,260.12 $7,192.51 $7,123.55

Part B
Rent Savings
$7,260.12
$100.00 -$11,939.88
$150.00 -$9,539.88
$200.00 -$7,139.88
$250.00 -$4,739.88
$300.00 -$2,339.88
$350.00 $60.12
$400.00 $2,460.12
$450.00 $4,860.12
$500.00 $7,260.12
$550.00 $9,660.12
$600.00 $12,060.12
$650.00 $14,460.12
$700.00 $16,860.12
$750.00 $19,260.12
$800.00 $21,660.12
$850.00 $24,060.12
$900.00 $26,460.12
$950.00 $28,860.12
$1,000.00 $31,260.12