FPG Insurance

 We chose FPG Insurance because this insurance company have a specially designed
insurance products that offer a flexible and comprehensive protection. Firstly, FPG
Insurance offers commercial insurance wherein they provide companies with a wide
spectrum of strategic and tailored insurance solutions that is designed to manage and
mitigate any risk in business world. Secondly, this insurance company also offers
financial lines insurance. They formed a dedicated team of professionals wherein their
main goal is to solve and hand over solutions for financial lines problems. The next
insurance product they offer is insurance for accident and health. FPG Insurance
provides businesses with accident and health insurance including all their workers,
whether at work or outside the workplace. Lastly, FPG Insurance offers insurance for
individuals wherein it is created to provide individuals and families with benefits and
indemnity in cases of personal injury and accident.

PRESENT VALUE FUTURE VALUE

ORDINARY r −mt
r mt
ANNUITY
POA¿ R
[ ]
( )
1− 1+

r
m
m
F OA¿ R
[ ]
( )
1+
m
r
m
−1

0.12 12(5)
−12(5)
0.12

[ ]
( )
POA¿ ₱ 3,000
1− 1+
12
0.12
12
[ ]
( )
F OA¿ ₱ 3,000
1+
12
0.12
12
−1

POA¿ ₱ 134,865.12 F OA¿ ₱ 245,009

ANNUITY DUE r −mt

r mt
POA¿ R
[ ]( )
( )
1− 1+

r
m
m
1+
r
m
F OA¿ R
1+

[ ]
( )
m
r
m
−1

0.12 12(5)
−12(5)
0.12

[ ](
( )
POA¿ ₱ 3,000
1− 1+
12
0.12
12
1+
0.12
12 ) [ ](
( )
F OA¿ ₱ 3,000
1+
12
0.12
12
−1
1+
0.12
12 )
 POA¿ ₱ 136,213.77 F OA¿ ₱ 247,459.10

DATA PREDICTION
ORDINARY ANNUITY Column1
300000

250000

200000

150000

100000

50000

01 2 3 4 5
FI X P AYMENT P R ESENT VAL U E FU TUR E VAL U E