Lampiran 2: Startup List

Amartha Amartha is a P2P lending platform

targeting micro womenpreneurs
Amartha connects retail and
institutional lenders to women in
rural and remote areas for
productive loans. The majority of
its borrowers are merchants and
farmers.

Cermati Cermati is a B2B2C full-stack

financial technology startup with
core product in Buy Now, Pay Later
(BNPL).

Cermati.com provides various

kinds of information to help
Indonesians find the best financial
products. Cermati also provides
data access to thousands of
financial products for free to make
it easier for Indonesians to make
informed financial decisions.

OY! OY! is an innovative startup that will

help simplify our financial life.

From providing a free and easy way

of transferring money directly from
debit cards, viewing bank account
balances and bank statements to
providing various financial
products.

TADA TADA offers a method to empower

brand transactions through
rewards management (RaaS)
and/or subscription engine (SaaS).

TADA was known as Gift Card

Indonesia (GCI) before the team
decided to maneuver into creating
a loyalty solution which has greater
market opportunity.

Kredivo Kredivo is an Indonesian financial

technology company that provides
consumers with a digital credit
card.

It grants consumers the ability to

execute credit-based
transactions/purchases without
having to go through traditional
credit banking channels such as
credit cards and loans (amongst
 other credit financing options)
offered by banks like BCA, Mandiri,
BRI, etc.

Qoala Qoala is a customizable insurance

tech company that is able to be
integrated and distributed on
websites and apps from a third
party digital company. Through
Qoala’s platform, users are able to
detect a valid claim and apply for
claims automatically. Businesses
will be able to provide value-add
that will retain customers by
guaranteeing compensation from
an unfortunate event.

Julo Julo is a licensed and registered

P2P lending platform under OJK
that connects institutional lenders
to borrowers. Although Julo has
both consumer and productive
lending, they primarily focus on
unsecured cash loans to middle
class individuals.

Feedloop Feedloop helps companies

digitalize and grow their business
through a modern platform-based
solution. Feedloop provides a no-
code application platform that acts
as building blocks for digitalization,
and a customer data platform to
increase the customer lifetime
value.

PrivyID PrivyID provides digital identity

through digital signature. PrivyID
Digital Signature automatically
proves your identity while signing
documents.

PrivyID also provides a seamless

KYC and onboarding process for
financial institutions by having an
online identity network connected
to millions of bank and multi-
finance accounts.

RUN System RUN System is ERP platform to

handle end to end business
processes for medium large
companies with unique business
function configuration.

Comprehensive Integrated
application with 11 business suites,
26 functional modules, 70 sub
modules, and +3000 business
functions to answer every
challenge in various industries.