SPS

orper ats manae

04 01 902

umptant DicLsLOn

OImvest mund decusion

Arurangumuds o1mds
e n k l u mpteul managumenl
Dividtnd
I m public iurted compauay all -the sharchold at ha Owrn

Funancal Managemenl

omept
FinancLal Managumend is the st omanaquuol
octivdius Lohueh conevuned wth the planniug
controllinq of the finaneial ocesauncs 01 a n ganigal-
Financial Managument ig haJumetanal ouae
management whieh baacally deols wuth effount&
eestive ocquisiton allocaton offimancial vusountu

volution
Raliu wCLS a branch al conomics.

Because theapid growth obusmss acfiviie

in 1k aonlu, thiosubjeet gaadually qol th stctus
oa sepauate diseapline in-the end o bquuiungo
90th cuntvay
Still, it heavly depends an_ econemues f its themetical
Coneept
 avestmand Dues Lon

Also kmouan as Copital Busdgetimy Deeuio or lonq-em

Asset Mix DecLsioy
i) Concartned uitth the allooadion ounds to long
run asscts thal oould qenoti sutuans in -utvm
u Imxnlves the evaluatiou o otluunativesoncompa
Srative basis so thad -the besi allvenalive oliuuuotive
con be chasun
A l s uncludes Replacumend DeLsLous
uo mosi unpa-tount ae-tans oru PatvnK Piak.
A balauner bluwths two isto be arualud

Funancunq ecsLou

Also lenan as Capital Mix Desim crlapital

Shuete DecusL
Concartned ththa acquisition o unds
Thp maun objeetive uto deletmine theappmopria
prepnnt Lem equilq BdabB:Oplimum apital vetor
i A balanoe bw las 2 Rukuto hearLAaiud
Lohuu these tup invertsely ulatid)

Diidnd Desim
Al kmBun as Patt AllBcatur Prottt Appoopalin,
DacLsLo
ü loncand uth -hi distiburtton &quluntien oot E
ieth TDixidund. ayout Ralio Dalutisn Rstio
ciAbalaunoe olw Shauhaldurs kxpeetactamsr hughu
DisadedX th LeutkRequruLmak_othquum Ju
t orenated ie an eptimmm dixidead poliey is-fobetsams
 iquidyDeoLsie
)Also kmoton Cuent Aset
as
Mix Decision n Workiug
Captal Managumunt Decuion

Cone uncd wth decidinq-the opiimun level dineimad

n onent assuts do mauntaun -the adkquate lvel o4 liqui-
dity
i A kade of blw liqvidity 8Profitability is to b

LEuttmved Dote0loi|20
s D 1Po Bo0g kune

LManaLel MauaQRMeu MPaudy

Beohs Khan Jam
ParLsauna Chemdra

Mowy ubro
MSEU
bSE. oia cow

Caaws 9kaw pniee waeBckuuoualy tuneL o

U

Ntpre0nkVak
 1/01/2021
Moluls L

DecsLou maku nute

. Tonset g eaun praquts
ycos we wll Case he purchasuqvalve
lo.fhn 2
3 h ganimlu o upaylhe amou
(Risk nbnpItobablity o paymuil

Cmed_consUmptte mose poudeuic Dvon

utaeconsummp-ttou_ conomAe

ushiu ouvertd u
une gueruaL many
mEntti numbLrs beeodu lia alwe _e meuey.

snt Presnd valve >Casnus dle

iut hte Futua vlue rocs up

Mipuee
LUmps )
Divid
futvae Valve u u l value x /J 4

ak V 2 Compe mdwo rate Q0es up

PN T discomtind ouute cems dou
M ttm

Py FN
FVAL
 L

(LT This s alled-Jutae ralue antor

1 callud poust vafP Atrr.

C hio

s Prb Anvestea hasolepasuths Lakh supu naate

Hhad qenrates a setvan o 9 per anmmm be funed
ha a Leakug 0 5 yearts Howmueh smnuyHh
veest will g a eudo6aLs

2,0T

1,00,nOO xA0g
100
This 53 862 a supt
Coipund untirrest ODO0ox(t-04

a_uliresl_ 00F0OxL538

Considuud
153,2G2. 395

153 862.34 6

valvc exeyyiansit i's difenwt

unps um
 1202021.
pfannuntto NP
Am uvestr haa unvesLu a bond uSued by NBe
iutidfaL va lue ou Loud u Rs Jicto
taavuus OM Onual coUpon 0t Z ha a
matruk ot eardLohaLokad should be- uvatm
olrsinu e esSuquvud
s otn Dua u 12
pet amum
The boud u cretiy salw n mht
prLo of Rs 995

Snteus& Didued l l aluws beaalet

baaid eu thi faoL volue. mwtbuLd

Fac value = , 0UO A Partecqyaelaaarv

Tmlurust = J o JTOO A umum-m
KS.LLOeveruyeu AtDiscovnt- ussik
Maturih yearts
Motrtyvalue u net qien
Matotty valuewll b
Sonias taaralvee_
Matvib Value J,00D
Martki tata 95
Rons 42
Coph To
eon 2
4

Coak Dew luo ito

110
T.5 H6-
t40-
TH O12IO
98.2 2544 =IL.54 0.66 L2.5 |5h, 332.21

77 18
Prrcsut Value (cifs) FV
(L

Addineq_all-th bue we qd Rs 954: 36

Cosh 0utLouw 995E

We shnuld uot ae wvesttue uthe beud

amuuty-Sanamoin!eveny timeea

Future Valve Annuil X Futze Valve baetr

Annviby n,a
Componouuq Valye
-Jactro Aduil|

Value AxPVFAn L
LAsAA
 R sT t a t

Prob 9 Amit Imests evetyyeas

M a deposit Th dpait

How much oundun:Anit

How
uil gel ot-heud

Jeo 2 3
Cashelow JlahJlalk 1lakh tLakh iLakh ilakh 1lak

Futvme Value 7=_ A EVEA 1,T

PV OUUOO x a200 9-200

200O0

Pacb. 4 Amit has wes R L0lakh drom his

Cempa t buytue a br. ku omont hasto
b LpaqlesA 5 ehual aMnva ustellumuts to.
J
h comaydh COnPam chaunges_a SUbsislats E
uAtsi o dces its ewployezi us out Fa
omsulo talmeut
LA03
PreAu value
A 5 75

51L
+38 8 9,203
 21/01/2 02 L

Loan Rs 1o Laas

lima 5 yeans
Dns-tallmet
P= Ax PyFA 5, 1 4.100

J0 000 0D AX4

A=
16, 00 0,00

AA 2,43,002,439

vatve-

ota_amount -to be paud Rs/243,00 : 139 X5

Rs1,219,512 2

=So -h ntisl amoint th

payung Ly 4219,512.2-2,13,9024

21q512. 1951 4
 Aec td. would vuquutud
the
Rs 25 orure oau yeau
t hat
dabentort
em o w a dumaisiuq u s pupbss -tbs
LSUed u tA matku d
orealld a&mkuuy enc
tiow m
ha
cOmpauy
bl depouutd evety-htan mtiseml
maiy shoud
SO du dLQULiLte omod u
a
udeup-retn Thsuun gnuralu
mi
aral_utttan ed

Siakiu Fund Cuted ma spuo pp

H Jutur Luacasr oaunui puttia
Saume Oum.oniexerytim uto & deposui

Db ble
onLakty dukiise
Yaying oDukmreA Auss
okn0un u callid Resledpfrem

e A PEA x
5 . 0 3

FV- AXeVE A1 /
25,000,0UUO-

2 3913
 9,19,q13x 190,21 3a1 shi -total
aimemto be deposhd

R25oo0,0000190, 21,391
tomt = 17+92,t 0 9-
tust
We augctteu-tAL unub amont

Probno
Am unesto plaanuo-to puehaL - u beuau
ixsues by Tlcb Thi bana has atace value 0
Aboa
P macttrity e 0 yeans ha beus
CoULsQ aunèal00upeu of hy
will hLdetmesal L0 priuusm Whed
sheuld be u deseuien a stu atn i ts
LquUia Lati of gcllom L 12 n anmm |ke

FoA volue 1o0D

Tniut
Rs b evenyeans ixiOyea
Matrib= 10 yeo
Macirily salue = 20o00
120D
Markt _prie 995
 A

T
a0 t 012

Ab.Tta
254
Ca102
12
4

.51

e0200

24
32.45

895.
314
2

ypus
12
PVCIFS00 PVFA D, 12 ovXPV F:0,12
xS.65H900x 0.392
32 894.9