Md Rafat Shaharyar Siddiqui

Date of birth: 17/07/1986 Nationality: Indian Gender: Male

(+91) 9004977712 mdrafat.siddiqui@outlook.com

MUNSAF PARA, PO DIAMOND HARBOUR, SOUTH 24 PARGANAS,, DIAMOND

HARBOUR, 743331, DIAMOND HARBOUR, India

INTRODUCTION

About Me

- ex-corporate banker passionate about data-driven solutions

- ~9 years of experience in creating predictive financial models
- Topper (among ~23,000 candidates) in An Introduction to Machine Learning; Certificate awarded by Indian
Institute of Technology (IIT), Madras
- Certified in Fundamentals of Statistics by Massachusetts Institute of Technology. The course is part of
MIT's MicroMasters Program in Statistics and Data Science
- Certified in Deep Learning, Reinforcement Learning, and Python by Indian Institute Of Technology
- Strong affinity towards technology-driven products like Card Payments and Merchant Platforms
- Developed a database of more than 10,000 companies built by incorporating data gathered from various
teams and sources. The analysis resulted in a sizeable list of potential customers who were contacted and
relationships were initiated

I am looking for an opportunity as a Data Scientist or Analyst, where I can apply domain knowledge and
understanding of statistical, machine learning, and other data science methods for delivering action-
oriented solutions to complex business problems.

PROJECTS

XG-Boost 101: Used Cars Price Prediction

Various data visualize on techniques were used for understanding features-that-matter. Heat-map analysis
was done for finding highly correlated features which were consequently One-hot encoded. Regression,
Decision Trees and XGboost were used for predicting prices. XGBoost demonstrated a far superior
performance over other algorithms and yielded higher accuracy results.

Advanced Techniques for Volality Forecasting

Focus on understanding different volatility forecasting strategies (time - series analysis). S&P500 index ETF
from 2005 to 2016 was picked for the analysis. Parkinson, Garman-Klass, Rogers-Satchell and Yang- Zhang
were coded in Python for estimating volatility. Regression was used for comparing performance of these
estimators.

EDUCATION AND TRAINING

INTRODUCTION TO MACHINE LEARNING – Indian Institute of Technology, Madras

https://nptel.ac.in/

DEEP LEARNING – Indian Institute of Technology, Kharagpur

https://nptel.ac.in/
PYTHON FOR DATA SCIENCE – Indian Institute of Technology, Madras

https://nptel.ac.in/

REINFORCEMENT LEARNING – Indian Institute of Technology, Madras

https://nptel.ac.in/

DATA SCIENCE FOR ENGINEERS – Indian Institute of Technology, Madras

https://nptel.ac.in/

GOOGLE DATA ANALYTICS PROFESSIONAL CERTIFICATE – Google

https://grow.google/intl/en_in/certificates/

18.6501X: FUNDAMENTALS OF STATISTICS – Massachusetts Institute of Technology

https://micromasters.mit.edu/

01/07/2005 – 30/04/2008 – 30, Park St, Mullick Bazar, , Park Street area, , Kolkata, India
BACHELOR OF BUSINESS ADMINISTRATION – St.Xavier's College, Calcutta

https://www.sxccal.edu/faculty-bba-bms-department/

01/07/2009 – 30/04/2011 – 164, Backbay Reclamation,, H.T. Parekh Marg,Churchgate, Churchgate, Mumbai, India
MASTER OF MANAGEMENT STUDIES – Jamnalal Bajaj Institute of Management Studies,
University of Mumbai

https://jbims.edu/

REINFORCEMENT LEARNING SPECIALIZATION – University of Alberta

https://www.ualberta.ca/admissions-programs/online-courses/reinforcement-learning/index.html

WORK EXPERIENCE

CURRENT – Kolkata, India

DATA SCIENCE IMMERSION

◦ Topper (among ~23,000 candidates) in An Introduction to Machine Learning; Certificate awarded

by Indian Institute of Technology (IIT), Madras
◦ Eligible for Domain Scholar Certification in Data Science conducted by a consortium of IITs, India
◦ Achieved a score of greater than 99 percentile and one of the only 40 students (out of ~3000
enrolled candidates) who cleared Reinforcement Learning Course by Indian Institute of Technology,
Madras, India
◦ Gained hands-on experience by completing more than 30 projects in machine learning and data
analytics covering various topics such as Logistic Regression, Random Forests, XG Boost (gradient
boosted trees), Volatility Forecasting, and Artificial Neural Networks
 ◦ Certified in Reinforcement Learning by University of Alberta (course taught by Rich Sutton and his
assistant professors)

30/04/2015 – 12/02/2020 – Mumbai, India

CORPORATE BANKER – HDFC BANK LIMITED

Key Responsibilities: 
◦ Business Origination – Actively engaging with promoters/top management of companies for
incremental business (assets/liabilities/cross-sell) 
◦ New-To-Bank ('NTB') Business– Networking with new clients and generation of new business through
faster TATs, improved service delivery and addressing of existing pain-points 
◦ Cross-Sell - Deepening wallet share and increasing client-stickiness through cross-sell; supervising
product teams for smooth delivery of tailor-made services

Highlights
◦ Analyzed early warning triggers which led to fraud detection in one of the existing client
relationships resulting in savings of USD 26 Million for the Bank
◦ On-boarded one of the top 3 multiplexes on the Bank’s Card Payment Solutions along with
partnership for joint promotions resulting in USD 57 millions of incremental Card Payment flows
to the Bank
◦ Ranked as part of top 10% Relationship Managers in the vertical across India
◦ Awarded with Certificate of Appreciation by Executive Director of the Bank for exceptional
performance
◦ Cracked a two-year old NTB proposal by close engagement with the client and sanctioned USD 16
Million Long Term Loan
◦ Cross-sell success story across the entire Bank – moved entire salary relationship of 300
employees of a customer from their legacy multinational banker to our Bank
◦ Ran engagement with one of the leading Multi-System Operator for an early pilot testing and
onboarding of PayZapp for Business (innovative B2C collections model) which was later rolled to
other corporate customers of the Bank.

03/05/2011 – 29/04/2015 – Mumbai, India

CORPORATE BANKER – YES BANK LIMITED

Highlights
◦ Successful completion of one of the largest and marquee bond placement for the bank
◦ Sell Down of exposure in a ceramic tiles company which was highly appreciated by  the top
management and MD & CEO of the Bank
◦ Managed credit exposure and relationship of an extremely stressed case in the airlines industry 

DIGITAL SKILLS

Programming languages (Python and R program) SQL (MySQL) Microsoft Excel Comon analysis
tools in python (numpy, panda, scipy, matplotlib)

HOBBIES AND INTERESTS

Hobbies and interests

Travelling, Swimming and MotoGP