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  • Dispute Medical Collections

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    gabby maca
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    The document provides advice on disputing and removing inaccurate information from credit reports. It recommends persistently applying pressure to the credit bureaus and furnishers by asking for proof of reported items, sending MOV letters, and following up if they fail to respond appropriately. If initial efforts do not work, it suggests moving on to validate the information and demand deletion with a HIPAA privacy rights letter.

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    The document provides advice on disputing and removing inaccurate information from credit reports. It recommends persistently applying pressure to the credit bureaus and furnishers by asking for proof of reported items, sending MOV letters, and following up if they fail to respond appropriately. If initial efforts do not work, it suggests moving on to validate the information and demand deletion with a HIPAA privacy rights letter.

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    73 views1 page

    Dispute Medical Collections

    Uploaded by

    gabby maca
    The document provides advice on disputing and removing inaccurate information from credit reports. It recommends persistently applying pressure to the credit bureaus and furnishers by asking for proof of reported items, sending MOV letters, and following up if they fail to respond appropriately. If initial efforts do not work, it suggests moving on to validate the information and demand deletion with a HIPAA privacy rights letter.

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    © All Rights Reserved
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    of 1

    The answer is super simple: Just like any other item - you need to persistently dispute and apply

    pressure with the


    bureaus and possibly the furnishers. You can also ask for proof, if they do not respond in 15 days, they have to
    remove it.

    1. The bureaus are not required to provide proof (signatures, documents, evidence etc..) but they are required to
    provide their method of verification. (who they contacted, what information was transmitted etc) so sending an
    MOV letter is a good way to put a little pressure on them if they just verify.

    After that, if they fail to respond appropriately, or verify, or don't respond, there are a bunch of other ways/letters
    you do do/use to follow up, demand removal, file complaints, demand re-investigation etc, but all of that takes time
    and has no guarantee it will work.

    I would probably move on to validating with the HIPAA letter and demanding deletion (or you can also do that
    simultaneously while your applying pressure with the bureaus).

    HIPAA

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