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    Budget Template For Recent Graduates

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    Tasmim Kamal Ana
    The document shows a personal budget over a 12 month period, tracking cash on hand, income, expenses and the ending balance each month. Income is consistent at $2,100 per month, while expenses remain steady at $1,600 per month, resulting in a monthly savings of $500 and an end of year balance of $7,500. Expenses are budgeted at 76% of monthly income.

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    Budget Template For Recent Graduates

    Uploaded by

    Tasmim Kamal Ana
    63 views3 pages
    The document shows a personal budget over a 12 month period, tracking cash on hand, income, expenses and the ending balance each month. Income is consistent at $2,100 per month, while expenses remain steady at $1,600 per month, resulting in a monthly savings of $500 and an end of year balance of $7,500. Expenses are budgeted at 76% of monthly income.

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    Budget template for recent graduates

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    The document shows a personal budget over a 12 month period, tracking cash on hand, income, expenses and the ending balance each month. Income is consistent at $2,100 per month, while expenses remain steady at $1,600 per month, resulting in a monthly savings of $500 and an end of year balance of $7,500. Expenses are budgeted at 76% of monthly income.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    63 views3 pages

    Budget Template For Recent Graduates

    Uploaded by

    Tasmim Kamal Ana
    The document shows a personal budget over a 12 month period, tracking cash on hand, income, expenses and the ending balance each month. Income is consistent at $2,100 per month, while expenses remain steady at $1,600 per month, resulting in a monthly savings of $500 and an end of year balance of $7,500. Expenses are budgeted at 76% of monthly income.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    of 3

    Goals January February March

    Start of month balance


    Cash on hand $1,000 $1,500 $2,000 $2,500
    Monthly Income
    Take-home pay $2,000 $2,000 $2,000 $2,000
    Other $100 $100 $100 $100
    Monthly Expenses
    Needs Rent $750 $750 $750 $750
    Gas/ Electricity/Water $50 $50 $50 $50
    Internet $50 $50 $50 $50
    Cell phone $50 $50 $50 $50
    Renters insurance $50 $50 $50 $50
    Groceries $50 $50 $50 $50
    Transportation $50 $50 $50 $50
    Debts (credit card/ s $50 $50 $50 $50
    Health Insurance $50 $50 $50 $50
    Car Insurance $50 $50 $50 $50
    Wants Clothing $50 $50 $50 $50
    Entertainment subscr $50 $50 $50 $50
    Gym membership $50 $50 $50 $50
    Eating out $50 $50 $50 $50
    Entertainment event $50 $50 $50 $50
    Travel $50 $50 $50 $50
    Savings contribution $50 $50 $50 $50
    Misc $50 $50 $50 $50
    Income $2,100 $2,100 $2,100 $2,100
    Expenses $1,600 $1,600 $1,600 $1,600
    End of month bala $1,500 $2,000 $2,500 $3,000

    Expense to income rati 76.19% 76.19% 76.19% 76.19%


    April May June July August September

    $3,000 $3,500 $4,000 $4,500 $5,000 $5,500

    $2,000 $2,000 $2,000 $2,000 $2,000 $2,000


    $100 $100 $100 $100 $100 $100

    $750 $750 $750 $750 $750 $750


    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $50 $50 $50 $50 $50 $50
    $2,100 $2,100 $2,100 $2,100 $2,100 $2,100
    $1,600 $1,600 $1,600 $1,600 $1,600 $1,600
    $3,500 $4,000 $4,500 $5,000 $5,500 $6,000

    76.19% 76.19% 76.19% 76.19% 76.19% 76.19%


    October November December

    $6,000 $6,500 $7,000

    $2,000 $2,000 $2,000


    $100 $100 $100

    $750 $750 $750


    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $50 $50 $50
    $2,100 $2,100 $2,100
    $1,600 $1,600 $1,600
    $6,500 $7,000 $7,500

    76.19% 76.19% 76.19%

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