De Pedro, Cherry Mae G.

BECED 3 - i1

Chapter 4: FINANCIAL LITERACY

Intended Learning Outcomes

a. Assess the level of personal financial literacy using set of standards and question ;
b. Characterize financial literacy in the Philippines; and
c. Create practical steps to develop personal financial literacy.

ASSESSMENT TASK NO. 4

STEPS TO DEVELOP PERSONAL FINANCIAL LITERACY

I. INSTRUCTIONS: Read CHAPTER 4: FINANCIAL LITERACY, pages 47-60 in your

reference book. Afterwards, create ten (10) practical steps or TIPS to develop
personal financial literacy. See the rubric in the next page as your guide on how your
output will be graded.

Tips to Develop Personal Financial Literacy.

1. Build A Financial Plan

A financial plan is similar to a financial road map that outlines the steps you
must take to improve your financial situation. It also considers more than just
your spending patterns; it examines your overall financial picture, from life
insurance and risk tolerances to estate planning.

2. Learn to Budget

Budgeting is one of the

CRITERIA OF SCORING FOR SAMPLE SCENARIO AND SOLUTION
CONSTRUCTION

COMPONENTS POINTS

CORRECTNESS OF THE TIPS 30 PTS.

DOABILITY OF THE TIPS 10 PTS.

10 PTS.

LOGICAL PRESENTATION

TOTAL 100 PTS.

 ESSAY WRITING

II. INSTRUCTIONS: Write 5 common mistakes – with brief explanations each -- of the
Filipinos in handling their expenditures which have suffocated them to massive loans.
Please refer to the rubrics provided below so you will be guided with how this activity will be
graded.
 ESSAY WRITING RUBRIC

Category 3 2 1 0
A. Response to Written Written response Response to Response lacks any
Essay Question response addresses at least 2 writing prompts is comprehension of
Writing Prompts addresses all of 3 essay writing unclear or vague the essay question
(content) essay question prompts clearly and/or addresses or appears to
writing and directly. only one writing address a different
prompts clearly prompt in a clear, essay question.
and directly. direct manner. No essay response
provided.
B. Quality and Response Response indicates Response lacks Response is
Clarity of indicates depth simplistic or focus or unfocused, illogical
Thought and complexity repetitive thoughts demonstrates or incoherent.
(content) of thought in in answering the confused or No essay response
answering the essay question. conflicting provided.
essay question. thinking.
C. Organization Response is Response is Response is fairly Response is
& Development well organized organized and organized and disorganized and
of Ideas and developed developed with developed, underdeveloped,
(writing) with general supporting presenting providing little or
appropriate ideas provided generalizations no relevant
support to (reasons/general without adequate support.
make meaning examples). support. No essay response
clear (well- provided.
chosen
examples).
D. Grammar, Response is Response has 3 or Response has 4-5 Response has 6 or
Usage, and free from any less errors in errors in more errors in
Mechanics errors in grammar, usage, grammar, usage, grammar, usage,
(writing) grammar, and mechanics. and mechanics. and mechanics.
usage, and No essay response
mechanics. provided.
 TOTAL 3X 12 = 36 PTS.
This is adapted from https://www.scribd.com/document/417407817/KLEIN-Essay-Rubrics