Professional Documents
Culture Documents
Informasi Keuangan Tambahan/Supplementary Financial Information
Informasi Keuangan Tambahan/Supplementary Financial Information
Indonesian language.
LIABILITAS LIABILITIES
Simpanan nasabah Deposits from customers
- Pihak berelasi 1.703.969 2.667.942 Related parties -
- Pihak ketiga 123.435.123 109.200.953 Third parties -
Simpanan dari bank lain Deposits from other banks
- Pihak berelasi 78.494 266.031 Related parties -
- Pihak ketiga 2.399.231 4.215.474 Third parties -
Utang akseptasi Acceptance payables
- Pihak berelasi 171.743 83.443 Related parties -
- Pihak ketiga 1.425.761 779.253 Third parties -
Utang Obligasi Bonds Payable
- Pihak berelasi 200.000 200.000 Related parties -
- Pihak ketiga 649.673 2.293.482 Third parties -
Utang pajak 114.961 108.619 Taxes payable
Liabilitas derivatif Derivative liabilities
- Pihak berelasi 25 - Related parties -
- Pihak ketiga 108.433 71.443 Third parties -
Pinjaman subordinasi 25.000 25.000 Subordinated loan
Beban yang masih harus
dibayar dan liabilitas lain-lain Accruals and other liabilities
- Pihak berelasi 699.549 739.120 Related parties -
- Pihak ketiga 7.068.034 4.393.018 Third parties -
EKUITAS EQUITY
Modal saham - nilai nominal sebesar Share capital - par value per share
Rp50.000 (nilai penuh) per saham of Rp50,000 (full amount)
untuk seri A for A series shares
dan Rp500 (nilai penuh) per saham and Rp500 (full amount)
untuk seri B for B series shares
Modal dasar - 22.400.000 saham seri A Authorized - 22,400,000 A series
dan 17.760.000.000 shares and 17,760,000,000
saham seri B B series shares
Modal ditempatkan dan disetor Issued and fully paid -
penuh - 22.400.000 saham seri A dan 22,400,000 A series shares and
9.751.152.870 saham seri B 5.995.577 5.995.577 9,751,152,870 B series shares
Tambahan modal disetor 7.985.971 7.985.971 Additional paid-up capital
Modal disetor lainnya 189 189 Other paid-up capital
Komponen ekuitas lainnya 442.708 120.975 Other equity components
Saldo laba Retained earnings
- Sudah ditentukan penggunaannya 470.018 429.284 Appropriated -
- Belum ditentukan penggunaannya 28.213.350 30.405.170 Unappropriated -
Jumlah saldo laba 28.683.368 30.834.454 Total retained earnings
JUMLAH LIABILITAS DAN EKUITAS 181.187.809 169.980.944 TOTAL LIABILITIES AND EQUITY
PENDAPATAN OPERASIONAL
LAINNYA OTHER OPERATING INCOME
Pendapatan provisi dan komisi 578.021 737.208 Fees and commission income
Imbalan jasa lain 1.275.856 1.074.953 Other fees
Keuntungan dari perubahan Gains from changes in fair
nilai wajar atas instrumen keuangan value of financial instruments at
yang diukur pada nilai wajar fair value through profit or
melalui laba rugi - neto 171.859 119.705 loss - net
Perubahan nilai wajar pada Changes in value of
lindung nilai arus kas 493.594 141.613 cashflow hedge
Keuntungan atas transaksi Gains from foreign
dalam mata uang asing - neto (145.627) 30.656 exchange transactions - net
Keuntungan penjualan Gains on sale of
efek-efek dan Obligasi marketable securities and
Pemerintah - neto 457.753 134.873 Government Bonds - net
Pendapatan dividen 2.480 3.336 Dividend income
Bagian laba bersih entitas anak 944.983 1.944.711 Share in net income of subsidiaries
Bagian laba bersih entitas asosiasi 55.780 5.781 Share in net income of associate
3.834.699 4.192.836
LABA SEBELUM PAJAK PENGHASILAN 1.534.886 4.550.126 INCOME BEFORE INCOME TAX
Atribusi kepada pemilik entitas induk/Attributable to equity holders of the parent entity
Komponen ekuitas lainnya/
Other equity components
Perubahan nilai wajar atas Efek-
efek,
Obligasi Pemerintah, dan Saldo laba/
Investasi dalam saham yang Retained earnings
diukur pada nilai wajar melalui
penghasilan komprehensif lain-
neto/Changes in fair value on
Marketable securities,
Government Perubahan nilai wajar atas
Tambahan Modal disetor Bonds, and lindung nilai arus kas-
modal disetor/ lainnya/ Investments in shares measured neto/ Sudah ditentukan Belum ditentukan
Modal saham/ Additional Other paid-up at fair value through other Changes in fair value of penggunaannya/ penggunaan-nya/ Jumlah ekuitas/
Share capital paid-up capital capital comprehensive income-net cashflow hedge-net Appropriated Unappropriated*) Total equity
Saldo pada tanggal 1 Januari 2020 5.995.577 7.985.971 189 261.972 (140.997) 429.284 30.405.170 44.937.166 Balance as of 1January 2020
Dampak penerapan awal PSAK 71 - - - 1.532 - - (1.297.358) (1.295.826) Effect of initial implementation PSAK 71
Saldo pada tanggal 1 Januari 2020, Balance as of 1 January 2020, after initial
setelah dampak penerapan PSAK 71 implementation of PSAK 71 and impact
dan dampak penyesuaian tarif pajak 5.995.577 7.985.971 189 263.504 (140.997) 429.284 29.107.812 43.641.340 in tax rate adjustment
Jumlah laba komprehensif tahun berjalan Total comprehensive income for the year
Laba bersih tahun berjalan - - - - - - 1.007.614 1.007.614 Net income for the year
Penghasilan komprehensif lain, Other comprehensive
setelah pajak income, net of tax
Perubahan nilai wajar atas Changes in fair value of
lindung nilai arus kas-neto - - - - (58.412) - - (58.412) cashflow hedge-net
Pengukuran kembali liabilitas imbalan Remeasurement of obligation
pasca kerja - - - - - - (20.101) (20.101) for post-employment benefits
Perubahan nilai wajar atas
Efek-efek, Obligasi Pemerintah, dan Changes in fair value on Marketable securities,
Investasi dalam saham yang diukur pada Government Bonds, and Investments in
nilai wajar melalui penghasilan shares measured at fair value through other
komprehensif lain - neto - - - 372.420 - - - 372.420 comprehensive income-net
Jumlah penghasilan komprehensif lain - - - 372.420 (58.412) - (20.101) 293.907 Total other comprehensive income
Jumlah laba komprehensif Total comprehensive income
tahun berjalan - - - 372.420 (58.412) - 987.513 1.301.521 for the year
Dampak penyesuaian tarif pajak - - - 6.193 - - (8.211) (2.018) Impact on tax rate adustment
Pembentukan cadangan umum Appropriation for general
dan wajib - - - - - 40.734 (40.734) - and legal reserve
Pembagian dividen tunai - - - - - - (1.833.030) (1.833.030) Distribution of cash dividends
Saldo pada tanggal 31 Desember 2020 5.995.577 7.985.971 189 642.117 (199.409) 470.018 28.213.350 43.107.813 Balance as of 31 December 2020
*) Saldo laba yang tidak ditentukan penggunaannya termasuk pengukuran kembali atas program imbalan pasti *) Unappropriated retained earnings include remeasurement on defined benefit plans
Atribusi kepada pemilik entitas induk/Attributable to equity holders of the parent entity
Komponen ekuitas lainnya/
Other equity components
Perubahan nilai wajar atas
efek-efek,
Obligasi Pemerintah, dan
investasi dalam saham
dalam kelompok tersedia Saldo laba/
untuk dijual- neto/ Retained earnings
Changes in fair value on
available-for-sale Perubahan nilai wajar
Tambahan modal Modal disetor marketable securities, atas lindung nilai arus
disetor/ lainnya/ Government kas/ Sudah ditentukan Belum ditentukan
Modal saham/ Additional Other paid-up Bonds, and Changes in fair value of penggunaannya/ penggunaannya/ Jumlah ekuitas/
Share capital paid-up capital capital investments in shares-net cashflow hedge Appropriated Unappropriated*) Total equity
Saldo pada tanggal 1 Januari 2019 5.901.122 7.256.324 189 (98.328) (55.878) 390.062 27.917.115 41.310.606 Balance as of 1 January 2019
Jumlah laba komprehensif tahun berjalan Total comprehensive income for the year
Laba bersih tahun berjalan - - - - - - 4.073.453 4.073.453 Net income for the year
Penghasilan komprehensif lain, setelah pajak Other comprehensive income, net of tax
Perubahan nilai wajar atas Changes in fair value
lindung nilai arus kas - - - - (85.119) - (85.119) of cashflow hedge
Remeasurement of obligation
Pengukuran kembali liabilitas imbalan pasca kerja - - - - - - (124.944) (124.944) for post-employment benefits
Perubahan nilai wajar atas Changes in fair value on available-
efek-efek, Obligasi for-sale marketable
Pemerintah, dan investasi securities, Government
dalam saham dalam kelompok Bonds, and investment
tersedia untuk dijual - neto - - - 311.780 - - - 311.780 in shares - net
Jumlah penghasilan komprehensif lain - - - 311.780 (85.119) - (124.944) 101.717 Total other comprehensive income
Total comprehensive income
Jumlah laba komprehensif tahun berjalan - - - 311.780 (85.119) - 3.948.509 4.175.170 for the year
Penerbitan saham dari penggabungan
usaha 94.455 729.647 - - - - - 824.102 Shares issued from merger
Pembentukan cadangan umum dan wajib - - - - - 39.222 (39.222) - Appropriation for general and legal reserve
Pembagian dividen tunai - - - - - - (1.372.712) (1.372.712) Distribution of cash dividends
Divestasi atas AI - - - 48.520 - - (48.520) - Divestment of AI
Saldo pada tanggal 31 Desember 2019 5.995.577 7.985.971 189 261.972 (140.997) 429.284 30.405.170 44.937.166 Balance as of 31 December 2019
*) Saldo laba yang tidak ditentukan penggunaannya termasuk pengukuran kembali atas program imbalan pasti *) Unappropriated retained earnings include remeasurement on defined benefit plans
Perubahan dalam aset dan liabilitas operasi: Changes in operating assets and liabilities:
Penurunan/(kenaikan) aset operasi: Decrease/(increase) in operating assets:
Penempatan pada bank lain dan Placements with other banks
Bank Indonesia - jatuh tempo and Bank Indonesia -
lebih dari 3 bulan sejak maturing more than 3 months
tanggal perolehan 3.439.935 (3.269.894) from the date of acquisition
Penerimaan kas dan setara kas dari Receipts of cash and cash equivalents
penggabungan usaha - 2.250.529 from merger
Efek-efek dan Obligasi Pemerintah - Marketable securities and
Diperdagangkan (1.382.713) (1.300.846) Government Bonds - trading
Securities purchased under
Efek yang dibeli dengan janji dijual kembali (8.394.006) (3.732.413) resale agreements
Pinjaman yang diberikan (1.549.612) (3.985.931) Loans
Beban dibayar dimuka dan aset lain-lain (255.881) (402.760) Prepayments and other assets
Arus kas dari kegiatan investasi: Cash flows from investing activities:
Pembelian efek-efek dan Obligasi Pemerintah - Acquisition of marketable securities and
biaya perolehan diamortisasi dan nilai wajar Government Bonds - amortized cost and fair
melalui penghasilan komprehensif lain (19.751.063) (16.220.892) value through other comprehensive income
Penerimaan dari efek-efek dan Obligasi Proceeds from sales of and matured
Pemerintah yang dijual dan telah jatuh tempo - marketable securities and Government Bonds
biaya perolehan diamortisasi dan nilai wajar - amortized cost and fair value through other
melalui penghasilan komprehensif lain 14.696.281 14.147.068 comprehensive income
Pembelian aset tetap (152.738) (276.183) Acquisition of fixed assets
Hasil penjualan aset tetap 6.205 40.615 Proceeds from sale of fixed assets
Penerimaan hasil investasi 1.036.530 2.875.771 Receipt from investment
Penerimaan dari penjualan entitas anak - 3.742.055 Cash receipt from sell of subsidiary
Penerimaan dividen kas 2.480 3.336 Receipt of cash dividends
Kas neto (digunakan untuk)/diperoleh dari Net cash (used by)/provided from
kegiatan investasi (4.162.305) 4.311.770 investing activities
Arus kas dari kegiatan pendanaan: Cash flows from financing activities:
Kenaikan/(penurunan) efek yang dijual Increase/(decrease) in securities sold
dengan janji dibeli kembali - (248.145) under repurchase agreements
Penerimaan dari penerbitan obligasi 4.192 2.493.481 Proceeds from bonds issuance
Pembayaran pokok obligasi (1.648.000) - Payments of principal on bonds issued
Pembayaran dividen kas (1.832.584) (1.372.694) Payments of cash dividends
Pembayaran pokok liabilitas sewa (60.124) - Payments of principal of lease liabilities
Kas dan setara kas terdiri dari: Cash and cash equivalents consist of:
Kas 2.761.954 2.779.681 Cash
Giro pada Bank Indonesia 2.185.998 5.403.446 Current accounts with Bank Indonesia
Giro pada bank lain 1.399.734 1.469.646 Current accounts with other banks
Penempatan pada bank lain dan Bank Placements with other banks and Bank
Indonesia - jatuh tempo sampai dengan Indonesia - maturing within 3 months
3 bulan sejak tanggal perolehan 7.255.579 2.104.594 from the date of acquisition
Jumlah kas dan setara kas 13.603.265 11.757.367 Total cash and cash equivalents