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SeherBhatia - Day 3 - 6th October
SeherBhatia - Day 3 - 6th October
MA 5% OF BASIC
PT 3% OF BASIC
TA PF
<10000 BASIC PAY*5% <15000 BASIC*10%
10000-15000 BASIC PAY*7% >=15000 TO <25000 2000
15000-25000 BASIC PAY*9% >=25000 2500
25000-30000 BASIC PAY*10%
30000-40000 BASIC PAY*12%
>=40000 BASIC PAY*15%
GROSS ESI
BASICPAY+HRA+DA+CLA+TA+MA <20000 500
>=20000 0
CAR I20 2000000 Table 1
Down Payment 500000 Installment No Loan Amt Interest Amt
Loan Amount 1500000 1 ($37,284) ($9,375)
2 ($37,517) ($9,142)
36 Months 36 3 ($37,752) ($8,907)
Annual Interest Rate@7.5% 7.50% 4 ($37,988) ($8,672)
EMI ($46,659.33) 5 ($38,225) ($8,434)
6 ($38,464) ($8,195)
Total Amount ($1,679,736) 7 ($38,705) ($7,955)
Interest For 3 years ($179,736) 8 ($38,946) ($7,713)
9 ($39,190) ($7,469)
10 ($39,435) ($7,225)
48 Months 48 11 ($39,681) ($6,978)
Annual Interest Rate@8.5% 8.50% 12 ($39,929) ($6,730)
EMI ($36,972) 13 ($40,179) ($6,481)
Total +Interest ($1,774,678) 14 ($40,430) ($6,229)
Interest For 4 years ($274,678) 15 ($40,683) ($5,977)
16 ($40,937) ($5,722)
17 ($41,193) ($5,467)
60 Months 60 18 ($41,450) ($5,209)
Annual Interest Rate@9.5% 9.50% 19 ($41,709) ($4,950)
EMI ($31,503) 20 ($41,970) ($4,689)
Total +Interest ($1,890,168) 21 ($42,232) ($4,427)
Interest For 5 years ($390,168) 22 ($42,496) ($4,163)
23 ($42,762) ($3,898)
24 ($43,029) ($3,630)
25 ($43,298) ($3,361)
26 ($43,569) ($3,091)
27 ($43,841) ($2,818)
28 ($44,115) ($2,544)
29 ($44,391) ($2,269)
30 ($44,668) ($1,991)
31 ($44,947) ($1,712)
32 ($45,228) ($1,431)
33 ($45,511) ($1,148)
34 ($45,795) ($864)
35 ($46,082) ($578)
36 ($46,370) ($290)
($1,500,000) ($179,736)
Table 2
EMI InstallmenLoan Amt Interest Amt EMI
($46,659) 1 ($26,347) ($10,625) ($36,972)
($46,659) 2 ($26,534) ($10,438) ($36,972)
($46,659) 3 ($26,722) ($10,250) ($36,972)
($46,659) 4 ($26,911) ($10,061) ($36,972)
($46,659) 5 ($27,102) ($9,871) ($36,972)
($46,659) 6 ($27,294) ($9,679) ($36,972)
($46,659) 7 ($27,487) ($9,485) ($36,972)
($46,659) 8 ($27,682) ($9,291) ($36,972)
($46,659) 9 ($27,878) ($9,094) ($36,972)
($46,659) 10 ($28,075) ($8,897) ($36,972)
($46,659) 11 ($28,274) ($8,698) ($36,972)
($46,659) 12 ($28,475) ($8,498) ($36,972)
($46,659) 13 ($28,676) ($8,296) ($36,972)
($46,659) 14 ($28,879) ($8,093) ($36,972)
($46,659) 15 ($29,084) ($7,888) ($36,972)
($46,659) 16 ($29,290) ($7,682) ($36,972)
($46,659) 17 ($29,498) ($7,475) ($36,972)
($46,659) 18 ($29,706) ($7,266) ($36,972)
($46,659) 19 ($29,917) ($7,056) ($36,972)
($46,659) 20 ($30,129) ($6,844) ($36,972)
($46,659) 21 ($30,342) ($6,630) ($36,972)
($46,659) 22 ($30,557) ($6,415) ($36,972)
($46,659) 23 ($30,774) ($6,199) ($36,972)
($46,659) 24 ($30,992) ($5,981) ($36,972)
($46,659) 25 ($31,211) ($5,761) ($36,972)
($46,659) 26 ($31,432) ($5,540) ($36,972)
($46,659) 27 ($31,655) ($5,318) ($36,972)
($46,659) 28 ($31,879) ($5,093) ($36,972)
($46,659) 29 ($32,105) ($4,868) ($36,972)
($46,659) 30 ($32,332) ($4,640) ($36,972)
($46,659) 31 ($32,561) ($4,411) ($36,972)
($46,659) 32 ($32,792) ($4,181) ($36,972)
($46,659) 33 ($33,024) ($3,948) ($36,972)
($46,659) 34 ($33,258) ($3,714) ($36,972)
($46,659) 35 ($33,494) ($3,479) ($36,972)
($46,659) 36 ($33,731) ($3,242) ($36,972)
($1,679,736) 37 ($33,970) ($3,003) ($36,972)
38 ($34,210) ($2,762) ($36,972)
39 ($34,453) ($2,520) ($36,972)
40 ($34,697) ($2,276) ($36,972)
41 ($34,943) ($2,030) ($36,972)
42 ($35,190) ($1,782) ($36,972)
43 ($35,439) ($1,533) ($36,972)
44 ($35,690) ($1,282) ($36,972)
45 ($35,943) ($1,029) ($36,972)
46 ($36,198) ($775) ($36,972)
47 ($36,454) ($518) ($36,972)
48 ($36,712) ($260) ($36,972)
($1,500,000) ($274,678) ($1,774,678)
Table 3
InstallmenLoan Amt Interest Amt EMI
1 ($19,628) ($11,875) ($31,503)
2 ($19,783) ($11,720) ($31,503)
3 ($19,940) ($11,563) ($31,503)
4 ($20,098) ($11,405) ($31,503)
5 ($20,257) ($11,246) ($31,503)
6 ($20,417) ($11,086) ($31,503)
7 ($20,579) ($10,924) ($31,503)
8 ($20,742) ($10,761) ($31,503)
9 ($20,906) ($10,597) ($31,503)
10 ($21,071) ($10,431) ($31,503)
11 ($21,238) ($10,265) ($31,503)
12 ($21,406) ($10,096) ($31,503)
13 ($21,576) ($9,927) ($31,503)
14 ($21,747) ($9,756) ($31,503)
15 ($21,919) ($9,584) ($31,503)
16 ($22,092) ($9,410) ($31,503)
17 ($22,267) ($9,236) ($31,503)
18 ($22,443) ($9,059) ($31,503)
19 ($22,621) ($8,882) ($31,503)
20 ($22,800) ($8,703) ($31,503)
21 ($22,981) ($8,522) ($31,503)
22 ($23,163) ($8,340) ($31,503)
23 ($23,346) ($8,157) ($31,503)
24 ($23,531) ($7,972) ($31,503)
25 ($23,717) ($7,786) ($31,503)
26 ($23,905) ($7,598) ($31,503)
27 ($24,094) ($7,409) ($31,503)
28 ($24,285) ($7,218) ($31,503)
29 ($24,477) ($7,026) ($31,503)
30 ($24,671) ($6,832) ($31,503)
31 ($24,866) ($6,637) ($31,503)
32 ($25,063) ($6,440) ($31,503)
33 ($25,262) ($6,241) ($31,503)
34 ($25,462) ($6,041) ($31,503)
35 ($25,663) ($5,840) ($31,503)
36 ($25,866) ($5,637) ($31,503)
37 ($26,071) ($5,432) ($31,503)
38 ($26,277) ($5,225) ($31,503)
39 ($26,485) ($5,017) ($31,503)
40 ($26,695) ($4,808) ($31,503)
41 ($26,906) ($4,596) ($31,503)
42 ($27,119) ($4,383) ($31,503)
43 ($27,334) ($4,169) ($31,503)
44 ($27,551) ($3,952) ($31,503)
45 ($27,769) ($3,734) ($31,503)
46 ($27,989) ($3,514) ($31,503)
47 ($28,210) ($3,293) ($31,503)
48 ($28,433) ($3,069) ($31,503)
49 ($28,659) ($2,844) ($31,503)
50 ($28,885) ($2,617) ($31,503)
51 ($29,114) ($2,389) ($31,503)
52 ($29,345) ($2,158) ($31,503)
53 ($29,577) ($1,926) ($31,503)
54 ($29,811) ($1,692) ($31,503)
55 ($30,047) ($1,456) ($31,503)
56 ($30,285) ($1,218) ($31,503)
57 ($30,525) ($978) ($31,503)
58 ($30,766) ($736) ($31,503)
59 ($31,010) ($493) ($31,503)
60 ($31,255) ($247) ($31,503)
($1,500,000) ($390,168) ($1,890,168)