Connecticut

In Connecticut, the Fair Market Rent (FMR) for a two-bedroom apartment is $1,215. In order to afford this level of rent
and utilities – without paying more than 30% of income on housing – a household must earn $4,052 monthly or $48,619
annually. Assuming a 40-hour work week, 52 weeks per year, this level of income translates into a Housing Wage of:

$23.37
In Connecticut, a minimum wage worker earns an hourly wage of $8.25. In order to afford the FMR for a two-bedroom
apartment, a minimum wage earner must work 113 hours per week, 52 weeks per year. Or a household must include 2.8
minimum wage earners working 40 hours per week year-round in order to make the two-bedroom FMR affordable.

In Connecticut, the estimated mean (average) wage for a renter is $15.10. In order to afford the FMR for a two-
bedroom apartment at this wage, a renter must work 62 hours per week, 52 weeks per year. Or, working 40 hours per
week year-round, a household must include 1.5 workers earning the mean renter wage in order to make the two-
bedroom FMR affordable.
Monthly Rent Affordable to Selected Income
Levels Compared with Two-Bedroom FMR

Two Bedroom FMR $1,215 Gap between

Rent Affordable
Median Income Household $2,226 and FMR
Mean Renter Wage Earner $785 Mean Renter Wage Earner $430
Extremely Low Income Household $668 Extremely Low Income Household $547
Minimum Wage Earner $429 Minimum Wage Earner $786
Supplemental Security Inc. Recipient $202
Supplemental Security Inc. Recipient $1,013
$0 $500 $1,000 $1,500 $2,000 $2,500
Connecticut Housing Costs Estimated Area Median Income (AMI) Renter Households
FY11
Housing Wage
Income Full-time jobs Rent Estimated Rent Full-time jobs
Hourly wage Two- needed at minimum Rent affordable % of total mean renter affordable at mean renter
necessary to afford % change bedroom to afford wage needed to Annual affordable 30% at 30% Number households hourly wage at mean wage needed to
1 2 3 4
2 BR FMR since 2000 FMR 2 BR FMR afford 2 BR FMR AMI at AMI of AMI of AMI (2005-2009) (2005-2009) (2011) wage afford 2 BR FMR

Connecticut $23.37 55% $1,215 $48,619 2.8 $89,047 $2,226 $26,714 $668 405,295 31% $15.10 $785 1.5
Combined Nonmetro Areas $18.50 49% $962 $38,487 2.2 $78,926 $1,973 $23,678 $592 27,962 24% $10.18 $530 1.8

Metropolitan Areas
Bridgeport HMFA $24.83 70% $1,291 $51,640 3.0 $88,438 $2,211 $26,531 $663 37,426 30% $20.27 $1,054 1.2
Colchester-Lebanon HMFA $21.71 49% $1,129 $45,160 2.6 $96,880 $2,422 $29,064 $727 1,495 18% $14.93 $776 1.5
Danbury HMFA $30.79 77% $1,601 $64,040 3.7 $108,102 $2,703 $32,431 $811 15,888 23% $20.27 $1,054 1.5
Hartford-West Hartford-East Hartford HMFA * $21.40 49% $1,113 $44,520 2.6 $84,302 $2,108 $25,291 $632 137,347 31% $14.01 $729 1.5
Milford-Ansonia-Seymour HMFA $22.77 53% $1,184 $47,360 2.8 $89,134 $2,228 $26,740 $669 11,782 25% $12.20 $634 1.9
New Haven-Meriden HMFA * $23.96 58% $1,246 $49,840 2.9 $81,606 $2,040 $24,482 $612 72,177 36% $12.20 $634 2.0
Norwich-New London HMFA $19.37 50% $1,007 $40,280 2.3 $81,906 $2,048 $24,572 $614 30,524 32% $14.93 $776 1.3
Southern Middlesex County HMFA $22.21 43% $1,155 $46,200 2.7 $96,900 $2,423 $29,070 $727 3,631 18% $12.48 $649 1.8
Stamford-Norwalk HMFA $34.83 53% $1,811 $72,440 4.2 $129,195 $3,230 $38,759 $969 40,488 30% $20.27 $1,054 1.7
Waterbury HMFA $18.29 55% $951 $38,040 2.2 $69,934 $1,748 $20,980 $525 26,575 37% $12.20 $634 1.5

Counties
Litchfield County $19.58 49% $1,018 $40,720 2.4 $85,306 $2,133 $25,592 $640 15,672 21% $10.14 $527 1.9
Windham County $17.13 49% $891 $35,640 2.1 $67,901 $1,698 $20,370 $509 12,290 29% $10.26 $533 1.7

* 50th percentile FMR (See Appendix A). 1: FMR = Fiscal Year 2011 Fair Market Rent (HUD, 2010). 2: AMI = NLIHC Estimated 2011 Area Median Income (See Appendix A)
3: "Affordable" rents represent the generally accepted standard of spending not more than 30% of gross income on gross housing costs.
4: The federal standard for extremely low income households. Does not include HUD-specific adjustments.
Towns within Connecticut FMR Areas

Bridgeport, CT HMFA Milford-Ansonia-Seymour, CT HMFA

Fairfield County New Haven County
Bridgeport town, Easton town, Fairfield town, Monroe town, Shelton Ansonia town, Beacon Falls town, Derby town, Milford town, Oxford
town, Stratford town, Trumbull town town, Seymour town

Colchester-Lebanon, CT HMFA New Haven-Meriden, CT HMFA

New London County
Colchester town, Lebanon town
Danbury, CT HMFA
Fairfield County
Bethel town, Brookfield town, Danbury town, New Fairfield town,
Newtown town, Redding town, Ridgefield town, Sherman town
Hartford-West Hartford-East Hartford, CT HMFA
Hartford County
Avon town, Berlin town, Bloomfield town, Bristol town, Burlington
town, Canton town, East Granby town, East Hartford town, East
Windsor town, Enfield town, Farmington town, Glastonbury town,
Granby town, Hartford town, Hartland town, Manchester town,
Marlborough town, New Britain town, Newington town, Plainville
town, Rocky Hill town, Simsbury town, South Windsor town,
Southington town, Suffield town, West Hartford town, Wethersfield
town, Windsor Locks town, Windsor town
New Haven County
Bethany town, Branford town, Cheshire town, East Haven town,
Guilford town, Hamden town, Madison town, Meriden town, New
Haven town, North Branford town, North Haven town, Orange town,
Wallingford town, West Haven town, Woodbridge town
Norwich-New London, CT HMFA
New London County
Bozrah town, East Lyme town, Franklin town, Griswold town, Groton
town, Ledyard town, Lisbon town, Lyme town, Montville town, New
London town, North Stonington town, Norwich town, Old Lyme town,
Preston town, Salem town, Sprague town, Stonington town, Voluntown
town, Waterford town
Southern Middlesex County, CT HMFA
Middlesex County
Clinton town, Deep River town, Essex town, Killingworth town, Old
Saybrook town, Westbrook town

Middlesex County Stamford-Norwalk, CT HMFA

Fairfield County
Chester town, Cromwell town, Durham town, East Haddam town, East
Darien town, Greenwich town, New Canaan town, Norwalk town,
Hampton town, Haddam town, Middlefield town, Middletown town,
Stamford town, Weston town, Westport town, Wilton town
Portland town

Tolland County Waterbury, CT HMFA

New Haven County
Andover town, Bolton town, Columbia town, Coventry town, Ellington
Middlebury town, Naugatuck town, Prospect town, Southbury town,
town, Hebron town, Mansfield town, Somers town, Stafford town,
Waterbury town, Wolcott town
Tolland town, Union town, Vernon town, Willington town

This information is provided for New England states only, because only in these states do FMR and metropolitan areas include portions of counties, rather than entire counties.