After all of the discussions, I think the International Monetary Fund (IMF) is effective and helpful for

majority of the countries involve to reduce poverty. As IMF also provide short-term loans, I think many
countries was able to overcome their economic and financial crisis. Moreover, they way the countries
handle the money that they borrowed from IMF is beyond the control of the organization.
Furthermore, countries should also have comprehensive plan at first before requesting help from
international monetary organizations or bank as borrowing money will not always solve the problem
especially if the country do not even have the assurance to pay their depts in the given term.
Therefore, I really think that International Monetary Fund is really effective and it is up to the country
who avail the short-term loans and advices if they will use it genuinely for their country’s improvement
and aiding their crisis.